CANADIAN ORDINARY STANDARD EXPERIENCE
|
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
|
EXPECTED CIA 86-92 TABLES
|
Index of Tables
|
TABLE 1
|
TOTAL EXPERIENCE
|
TABLE 2.1
|
TOTAL EXPERIENCE -- MALES
|
TABLE 2.2
|
TOTAL EXPERIENCE -- FEMALES
|
TABLE 8.1
|
TOTAL EXPERIENCE -- MALE SMOKERS
|
TABLE 8.2
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS
|
TABLE 8.3
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
|
TABLE 8.4
|
TOTAL EXPERIENCE -- FEMALE SMOKERS
|
TABLE 8.5
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
|
TABLE 8.6
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS
|
TABLE 1
TOTAL EXPERIENCE
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
65.0
|
2.3
|
46.7
|
798
|
156,356
|
1,827,445
|
558,087,746
|
1,227
|
334,730
|
2
|
63.0
|
2.0
|
49.3
|
996
|
210,046
|
1,720,047
|
515,083,723
|
1,581
|
426,407
|
3
|
71.4
|
2.0
|
55.1
|
1,270
|
252,317
|
1,600,821
|
457,839,573
|
1,779
|
457,906
|
4
|
66.9
|
1.8
|
52.1
|
1,324
|
259,599
|
1,504,070
|
416,317,782
|
1,978
|
497,874
|
5
|
64.2
|
1.7
|
50.0
|
1,432
|
264,750
|
1,434,813
|
372,664,242
|
2,230
|
529,111
|
6-10
|
64.2
|
0.6
|
52.5
|
11,195
|
1,676,203
|
6,766,197
|
1,396,378,514
|
17,448
|
3,191,673
|
11-15
|
65.8
|
0.5
|
59.5
|
19,100
|
1,603,326
|
5,583,261
|
630,074,665
|
29,024
|
2,695,120
|
Total
|
65.3
|
0.3
|
54.4
|
36,115
|
4,422,597
|
20,436,654
|
4,346,446,246
|
55,267
|
8,132,821
|
Select Experience By Issue Age
|
0-4
|
47.7
|
3.5
|
40.8
|
186
|
9,489
|
1,616,764
|
97,472,939
|
390
|
23,248
|
5-14
|
62.7
|
3.6
|
52.6
|
302
|
18,418
|
1,087,207
|
85,592,102
|
482
|
34,984
|
15-24
|
66.7
|
2.4
|
62.7
|
759
|
81,326
|
1,863,492
|
229,587,550
|
1,138
|
129,620
|
25-34
|
56.0
|
1.2
|
48.9
|
2,199
|
407,965
|
4,959,201
|
1,214,970,356
|
3,923
|
834,766
|
35-44
|
62.4
|
0.8
|
54.8
|
5,472
|
1,085,111
|
5,506,704
|
1,596,234,080
|
8,765
|
1,978,624
|
45-54
|
66.7
|
0.7
|
55.6
|
8,837
|
1,279,993
|
3,575,246
|
850,325,772
|
13,258
|
2,301,246
|
55-64
|
65.8
|
0.7
|
51.9
|
9,171
|
827,267
|
1,412,227
|
227,233,651
|
13,940
|
1,592,916
|
65-74
|
67.2
|
0.8
|
57.5
|
7,387
|
538,947
|
378,918
|
39,701,352
|
10,986
|
937,109
|
75-89
|
75.5
|
1.8
|
57.7
|
1,798
|
173,110
|
36,875
|
5,326,371
|
2,382
|
299,838
|
90+
|
105.9
|
53.0
|
206.5
|
4
|
969
|
20
|
2,072
|
4
|
469
|
Total
|
65.3
|
0.3
|
54.4
|
36,115
|
4,422,597
|
20,436,654
|
4,346,446,246
|
55,267
|
8,132,821
|
Ultimate Experience By Attained Age
|
15-19
|
62.4
|
4.3
|
55.1
|
206
|
8,165
|
595,708
|
27,203,895
|
330
|
14,822
|
20-29
|
69.4
|
2.4
|
62.3
|
847
|
28,302
|
1,747,966
|
65,666,876
|
1,220
|
45,403
|
30-39
|
71.3
|
1.9
|
56.1
|
1,349
|
39,310
|
1,850,604
|
68,956,865
|
1,892
|
70,088
|
40-49
|
69.1
|
0.9
|
56.2
|
5,385
|
289,121
|
3,769,098
|
254,707,787
|
7,788
|
514,278
|
50-59
|
65.8
|
0.5
|
57.0
|
18,691
|
1,007,408
|
5,573,293
|
372,571,342
|
28,416
|
1,767,472
|
60-69
|
62.6
|
0.3
|
55.2
|
37,531
|
1,343,961
|
4,377,733
|
193,107,051
|
59,956
|
2,434,652
|
70-79
|
65.4
|
0.3
|
55.8
|
67,931
|
1,404,714
|
2,715,938
|
68,366,557
|
103,798
|
2,515,168
|
80-89
|
77.8
|
0.2
|
64.1
|
104,598
|
1,482,808
|
1,494,520
|
25,933,065
|
134,454
|
2,313,641
|
90-99
|
75.8
|
0.4
|
83.2
|
34,797
|
385,362
|
227,923
|
2,391,552
|
45,891
|
463,078
|
100+
|
8.2
|
0.2
|
32.9
|
1,147
|
8,490
|
20,997
|
46,860
|
13,991
|
25,779
|
Total
|
68.5
|
0.1
|
59.0
|
272,482
|
5,997,641
|
22,373,779
|
1,078,951,851
|
397,735
|
10,164,379
|
GRAND TOTAL
|
68.1
|
0.1
|
56.9
|
308,597
|
10,420,238
|
42,810,433
|
5,425,398,096
|
453,002
|
18,297,201
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 2.1
TOTAL EXPERIENCE -- MALES
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
71.5
|
3.1
|
50.3
|
543
|
120,397
|
927,182
|
331,274,298
|
760
|
239,530
|
2
|
66.3
|
2.6
|
52.3
|
646
|
159,671
|
875,222
|
307,706,110
|
974
|
305,234
|
3
|
71.2
|
2.5
|
54.0
|
780
|
178,079
|
816,687
|
274,761,067
|
1,096
|
329,514
|
4
|
67.9
|
2.4
|
54.6
|
827
|
195,679
|
770,185
|
251,473,452
|
1,218
|
358,483
|
5
|
63.1
|
2.2
|
47.5
|
862
|
180,231
|
735,425
|
225,601,694
|
1,365
|
379,182
|
6-10
|
62.8
|
0.8
|
50.5
|
6,673
|
1,151,173
|
3,486,556
|
854,624,807
|
10,633
|
2,281,006
|
11-15
|
62.3
|
0.6
|
57.0
|
10,062
|
1,034,540
|
2,773,940
|
370,584,699
|
16,164
|
1,813,982
|
Total
|
63.3
|
0.4
|
52.9
|
20,393
|
3,019,769
|
10,385,198
|
2,616,026,126
|
32,209
|
5,706,932
|
Select Experience By Issue Age
|
0-4
|
51.2
|
4.6
|
45.4
|
122
|
6,218
|
819,294
|
47,918,289
|
238
|
13,709
|
5-14
|
63.3
|
4.3
|
45.2
|
219
|
11,154
|
554,819
|
42,808,219
|
346
|
24,662
|
15-24
|
64.6
|
2.9
|
60.7
|
509
|
56,422
|
889,750
|
113,526,906
|
788
|
92,897
|
25-34
|
55.6
|
1.5
|
46.9
|
1,341
|
266,773
|
2,379,043
|
653,260,659
|
2,413
|
568,740
|
35-44
|
59.7
|
1.0
|
53.3
|
3,269
|
757,007
|
2,897,758
|
999,802,914
|
5,479
|
1,419,230
|
45-54
|
63.0
|
0.9
|
53.1
|
5,353
|
934,421
|
1,928,756
|
576,964,515
|
8,503
|
1,760,542
|
55-64
|
63.8
|
0.9
|
51.0
|
5,360
|
611,979
|
741,832
|
158,757,451
|
8,398
|
1,199,512
|
65-74
|
68.2
|
1.1
|
61.8
|
3,632
|
325,588
|
163,799
|
21,222,287
|
5,325
|
526,985
|
75-89
|
81.9
|
3.4
|
49.9
|
587
|
50,155
|
10,135
|
1,764,017
|
717
|
100,473
|
90+
|
46.3
|
46.3
|
28.4
|
1
|
52
|
11
|
869
|
2
|
183
|
Total
|
63.3
|
0.4
|
52.9
|
20,393
|
3,019,769
|
10,385,198
|
2,616,026,126
|
32,209
|
5,706,932
|
Ultimate Experience By Attained Age
|
15-19
|
62.8
|
5.1
|
52.9
|
149
|
5,530
|
303,049
|
13,379,945
|
237
|
10,448
|
20-29
|
67.3
|
2.7
|
61.7
|
600
|
20,327
|
898,530
|
33,281,264
|
891
|
32,956
|
30-39
|
74.4
|
2.4
|
56.3
|
926
|
25,964
|
969,944
|
35,940,761
|
1,245
|
46,098
|
40-49
|
70.7
|
1.2
|
53.2
|
3,265
|
176,734
|
1,949,928
|
143,219,014
|
4,617
|
332,352
|
50-59
|
62.4
|
0.6
|
54.4
|
12,018
|
724,983
|
3,129,917
|
242,406,925
|
19,246
|
1,333,698
|
60-69
|
58.8
|
0.4
|
52.9
|
25,794
|
1,053,983
|
2,665,214
|
139,426,849
|
43,894
|
1,992,525
|
70-79
|
62.2
|
0.3
|
55.1
|
47,030
|
1,128,548
|
1,678,882
|
49,981,949
|
75,607
|
2,049,553
|
80-89
|
76.0
|
0.3
|
63.4
|
67,892
|
1,095,720
|
866,526
|
17,557,760
|
89,332
|
1,728,568
|
90-99
|
74.1
|
0.5
|
81.9
|
19,549
|
239,349
|
118,402
|
1,380,710
|
26,392
|
292,263
|
100+
|
5.7
|
0.2
|
25.7
|
545
|
3,672
|
13,973
|
24,472
|
9,591
|
14,314
|
Total
|
65.6
|
0.2
|
57.1
|
177,768
|
4,474,810
|
12,594,364
|
676,599,650
|
271,051
|
7,832,774
|
GRAND TOTAL
|
65.3
|
0.1
|
55.4
|
198,161
|
7,494,579
|
22,979,562
|
3,292,625,776
|
303,261
|
13,539,706
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 2.2
TOTAL EXPERIENCE -- FEMALES
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
54.5
|
3.4
|
37.8
|
255
|
35,959
|
900,262
|
226,813,449
|
468
|
95,200
|
2
|
57.6
|
3.1
|
41.6
|
350
|
50,375
|
844,825
|
207,377,613
|
608
|
121,173
|
3
|
71.7
|
3.2
|
57.8
|
490
|
74,238
|
784,134
|
183,078,506
|
683
|
128,392
|
4
|
65.4
|
2.9
|
45.9
|
497
|
63,920
|
733,885
|
164,844,330
|
760
|
139,392
|
5
|
65.9
|
2.8
|
56.4
|
570
|
84,520
|
699,387
|
147,062,549
|
864
|
149,929
|
6-10
|
66.4
|
1.0
|
57.7
|
4,522
|
525,030
|
3,279,639
|
541,753,532
|
6,815
|
910,666
|
11-15
|
70.3
|
0.7
|
64.6
|
9,038
|
568,786
|
2,809,321
|
259,489,966
|
12,860
|
881,138
|
Total
|
68.2
|
0.5
|
57.8
|
15,722
|
1,402,828
|
10,051,454
|
1,730,419,945
|
23,058
|
2,425,890
|
Select Experience By Issue Age
|
0-4
|
42.3
|
5.3
|
34.3
|
64
|
3,272
|
797,468
|
49,554,500
|
151
|
9,539
|
5-14
|
61.1
|
6.7
|
70.4
|
83
|
7,264
|
532,388
|
42,783,884
|
136
|
10,322
|
15-24
|
71.4
|
4.5
|
67.8
|
250
|
24,904
|
973,742
|
116,060,644
|
350
|
36,724
|
25-34
|
56.8
|
1.9
|
53.1
|
858
|
141,192
|
2,580,157
|
561,709,697
|
1,511
|
266,026
|
35-44
|
67.0
|
1.4
|
58.7
|
2,203
|
328,104
|
2,608,946
|
596,431,141
|
3,286
|
559,394
|
45-54
|
73.3
|
1.2
|
63.9
|
3,484
|
345,572
|
1,646,490
|
273,361,257
|
4,754
|
540,704
|
55-64
|
68.8
|
1.1
|
54.7
|
3,811
|
215,289
|
670,396
|
68,476,200
|
5,542
|
393,404
|
65-74
|
66.3
|
1.1
|
52.0
|
3,755
|
213,359
|
215,119
|
18,479,065
|
5,661
|
410,124
|
75-89
|
72.7
|
2.1
|
61.7
|
1,211
|
122,955
|
26,739
|
3,562,354
|
1,665
|
199,365
|
90+
|
185.3
|
107.0
|
319.7
|
3
|
917
|
9
|
1,202
|
2
|
287
|
Total
|
68.2
|
0.5
|
57.8
|
15,722
|
1,402,828
|
10,051,454
|
1,730,419,945
|
23,058
|
2,425,890
|
Ultimate Experience By Attained Age
|
15-19
|
61.4
|
8.1
|
60.3
|
57
|
2,635
|
292,659
|
13,823,950
|
93
|
4,374
|
20-29
|
75.0
|
4.8
|
64.1
|
247
|
7,975
|
849,436
|
32,385,611
|
329
|
12,447
|
30-39
|
65.4
|
3.2
|
55.6
|
423
|
13,346
|
880,660
|
33,016,104
|
646
|
23,991
|
40-49
|
66.8
|
1.5
|
61.8
|
2,120
|
112,387
|
1,819,171
|
111,488,772
|
3,172
|
181,927
|
50-59
|
72.8
|
0.9
|
65.1
|
6,673
|
282,425
|
2,443,376
|
130,164,417
|
9,170
|
433,774
|
60-69
|
73.1
|
0.7
|
65.6
|
11,737
|
289,978
|
1,712,519
|
53,680,202
|
16,062
|
442,127
|
70-79
|
74.1
|
0.5
|
59.3
|
20,901
|
276,166
|
1,037,056
|
18,384,608
|
28,191
|
465,614
|
80-89
|
81.3
|
0.4
|
66.2
|
36,706
|
387,088
|
627,994
|
8,375,305
|
45,122
|
585,073
|
90-99
|
78.2
|
0.6
|
85.5
|
15,248
|
146,014
|
109,521
|
1,010,842
|
19,499
|
170,815
|
100+
|
13.7
|
0.6
|
42.0
|
602
|
4,817
|
7,023
|
22,388
|
4,399
|
11,465
|
Total
|
74.8
|
0.2
|
65.3
|
94,714
|
1,522,831
|
9,779,415
|
402,352,201
|
126,684
|
2,331,605
|
GRAND TOTAL
|
73.8
|
0.2
|
61.5
|
110,436
|
2,925,659
|
19,830,869
|
2,132,772,145
|
149,742
|
4,757,495
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 8.1
TOTAL EXPERIENCE -- MALE SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
81.9
|
6.8
|
44.8
|
143
|
16,809
|
134,206
|
35,368,355
|
175
|
37,504
|
2
|
77.6
|
5.9
|
65.5
|
174
|
30,423
|
123,688
|
31,705,430
|
224
|
46,450
|
3
|
80.4
|
5.6
|
54.8
|
206
|
27,419
|
116,651
|
27,889,591
|
256
|
50,023
|
4
|
76.3
|
5.1
|
59.2
|
220
|
32,652
|
111,244
|
25,465,450
|
288
|
55,202
|
5
|
74.3
|
4.8
|
81.1
|
244
|
48,236
|
108,620
|
23,139,073
|
329
|
59,505
|
6-10
|
72.1
|
1.6
|
60.3
|
1,938
|
230,921
|
562,207
|
94,212,329
|
2,688
|
383,173
|
11-15
|
65.9
|
1.2
|
58.4
|
2,946
|
186,699
|
514,775
|
44,939,141
|
4,468
|
319,452
|
Total
|
69.7
|
0.9
|
60.2
|
5,871
|
573,159
|
1,671,392
|
282,719,369
|
8,428
|
951,310
|
Select Experience By Issue Age
|
0-4
|
49.3
|
22.0
|
66.6
|
5
|
298
|
14,158
|
625,728
|
10
|
448
|
5-14
|
84.9
|
8.7
|
66.3
|
95
|
4,041
|
132,490
|
7,326,175
|
112
|
6,094
|
15-24
|
73.0
|
5.8
|
64.1
|
161
|
13,231
|
199,410
|
20,288,201
|
221
|
20,657
|
25-34
|
63.3
|
3.0
|
63.6
|
450
|
76,530
|
450,113
|
89,770,702
|
710
|
120,287
|
35-44
|
64.8
|
1.9
|
57.8
|
1,201
|
179,021
|
491,463
|
108,770,634
|
1,855
|
309,705
|
45-54
|
65.5
|
1.5
|
59.1
|
1,805
|
192,945
|
288,749
|
47,472,596
|
2,755
|
326,609
|
55-64
|
74.8
|
2.0
|
62.7
|
1,457
|
83,480
|
80,294
|
7,765,267
|
1,947
|
133,123
|
65-74
|
84.8
|
3.3
|
68.1
|
655
|
22,411
|
14,155
|
683,089
|
772
|
32,914
|
75-89
|
90.4
|
14.0
|
81.6
|
42
|
1,201
|
561
|
16,978
|
46
|
1,473
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.7
|
0.9
|
60.2
|
5,871
|
573,159
|
1,671,392
|
282,719,369
|
8,428
|
951,310
|
Ultimate Experience By Attained Age
|
15-19
|
70.1
|
11.5
|
55.5
|
37
|
1,248
|
64,440
|
2,749,706
|
53
|
2,248
|
20-29
|
76.9
|
6.5
|
84.8
|
142
|
5,663
|
186,462
|
6,741,600
|
185
|
6,674
|
30-39
|
65.1
|
5.0
|
57.9
|
170
|
6,278
|
149,714
|
6,158,755
|
261
|
10,844
|
40-49
|
59.3
|
2.3
|
51.6
|
659
|
40,653
|
266,435
|
18,392,413
|
1,111
|
78,731
|
50-59
|
53.6
|
1.1
|
54.4
|
2,410
|
173,412
|
393,251
|
28,323,796
|
4,500
|
318,933
|
60-69
|
56.1
|
0.9
|
56.4
|
4,103
|
204,674
|
240,442
|
12,443,029
|
7,316
|
362,957
|
70-79
|
62.9
|
0.9
|
60.3
|
4,911
|
134,080
|
108,288
|
3,187,641
|
7,812
|
222,465
|
80-89
|
74.1
|
1.3
|
70.3
|
3,345
|
62,771
|
32,542
|
651,618
|
4,516
|
89,294
|
90-99
|
69.2
|
3.7
|
82.6
|
353
|
4,420
|
2,081
|
22,692
|
510
|
5,354
|
100+
|
7.8
|
5.5
|
9.9
|
2
|
6
|
43
|
76
|
26
|
61
|
Total
|
61.4
|
0.5
|
57.7
|
16,132
|
633,205
|
1,443,698
|
78,671,325
|
26,289
|
1,097,562
|
GRAND TOTAL
|
63.4
|
0.4
|
58.9
|
22,003
|
1,206,363
|
3,115,090
|
361,390,694
|
34,718
|
2,048,872
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 8.2
TOTAL EXPERIENCE -- MALE NON-SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
68.4
|
3.7
|
51.1
|
342
|
90,936
|
642,270
|
262,041,722
|
500
|
177,997
|
2
|
62.1
|
3.0
|
50.4
|
415
|
116,136
|
617,388
|
246,695,518
|
668
|
230,351
|
3
|
68.1
|
3.0
|
55.9
|
522
|
141,420
|
581,961
|
223,189,874
|
767
|
253,009
|
4
|
66.9
|
2.8
|
55.8
|
575
|
153,891
|
550,870
|
204,778,895
|
859
|
276,032
|
5
|
60.1
|
2.5
|
41.5
|
581
|
120,863
|
525,756
|
183,214,997
|
967
|
291,093
|
6-10
|
60.0
|
0.9
|
48.9
|
4,577
|
899,347
|
2,494,039
|
716,206,073
|
7,633
|
1,839,503
|
11-15
|
59.7
|
0.7
|
56.1
|
6,622
|
822,478
|
1,804,357
|
301,624,555
|
11,095
|
1,466,601
|
Total
|
60.6
|
0.5
|
51.7
|
13,634
|
2,345,072
|
7,216,641
|
2,137,751,635
|
22,490
|
4,534,585
|
Select Experience By Issue Age
|
0-4
|
63.3
|
36.5
|
48.7
|
3
|
185
|
6,547
|
524,656
|
5
|
380
|
5-14
|
54.2
|
10.1
|
42.4
|
29
|
2,338
|
60,662
|
6,319,210
|
54
|
5,515
|
15-24
|
61.1
|
3.5
|
60.7
|
312
|
39,938
|
620,758
|
84,844,582
|
511
|
65,784
|
25-34
|
51.8
|
1.8
|
42.5
|
848
|
182,003
|
1,847,248
|
534,151,684
|
1,636
|
428,080
|
35-44
|
56.7
|
1.3
|
52.2
|
1,982
|
556,313
|
2,311,128
|
848,044,264
|
3,498
|
1,065,827
|
45-54
|
61.6
|
1.1
|
51.9
|
3,407
|
707,922
|
1,575,231
|
499,576,685
|
5,535
|
1,364,642
|
55-64
|
60.4
|
1.0
|
49.7
|
3,758
|
508,056
|
640,278
|
142,779,264
|
6,223
|
1,022,187
|
65-74
|
63.7
|
1.2
|
62.0
|
2,799
|
299,701
|
145,610
|
19,772,293
|
4,391
|
483,685
|
75-89
|
78.0
|
3.5
|
49.4
|
495
|
48,566
|
9,168
|
1,738,137
|
635
|
98,303
|
90+
|
46.3
|
46.3
|
27.6
|
1
|
50
|
11
|
860
|
2
|
181
|
Total
|
60.6
|
0.5
|
51.7
|
13,634
|
2,345,072
|
7,216,641
|
2,137,751,635
|
22,490
|
4,534,585
|
Ultimate Experience By Attained Age
|
15-19
|
42.8
|
12.4
|
36.5
|
12
|
598
|
34,179
|
2,012,424
|
28
|
1,641
|
20-29
|
62.6
|
7.0
|
57.9
|
79
|
3,476
|
127,507
|
6,059,519
|
126
|
6,007
|
30-39
|
60.2
|
4.5
|
46.3
|
178
|
8,863
|
255,255
|
16,492,477
|
296
|
19,124
|
40-49
|
57.3
|
1.8
|
50.7
|
1,023
|
100,005
|
938,631
|
101,306,327
|
1,785
|
197,150
|
50-59
|
56.4
|
1.0
|
52.9
|
3,303
|
389,322
|
1,345,416
|
169,232,193
|
5,857
|
736,084
|
60-69
|
54.6
|
0.7
|
50.8
|
5,556
|
544,836
|
854,518
|
92,642,949
|
10,177
|
1,072,738
|
70-79
|
53.5
|
0.6
|
52.1
|
7,806
|
563,131
|
391,468
|
29,815,009
|
14,599
|
1,081,642
|
80-89
|
65.1
|
0.7
|
55.4
|
8,913
|
482,892
|
144,518
|
9,359,245
|
13,691
|
871,967
|
90-99
|
82.0
|
2.1
|
77.3
|
1,480
|
82,120
|
8,942
|
519,035
|
1,805
|
106,191
|
100+
|
26.4
|
10.0
|
81.7
|
7
|
959
|
51
|
2,601
|
26
|
1,174
|
Total
|
58.6
|
0.3
|
53.2
|
28,357
|
2,176,203
|
4,100,484
|
427,441,779
|
48,391
|
4,093,717
|
GRAND TOTAL
|
59.2
|
0.3
|
52.4
|
41,991
|
4,521,275
|
11,317,126
|
2,565,193,414
|
70,880
|
8,628,302
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 8.3
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
68.4
|
9.0
|
52.7
|
58
|
12,653
|
150,705
|
33,864,220
|
85
|
24,030
|
2
|
70.1
|
9.3
|
46.1
|
57
|
13,112
|
134,146
|
29,305,161
|
81
|
28,433
|
3
|
71.4
|
9.9
|
34.9
|
52
|
9,239
|
118,075
|
23,681,603
|
73
|
26,482
|
4
|
45.6
|
8.1
|
33.5
|
32
|
9,136
|
108,071
|
21,229,106
|
70
|
27,248
|
5
|
52.9
|
8.7
|
38.9
|
37
|
11,132
|
101,049
|
19,247,624
|
70
|
28,583
|
6-10
|
50.6
|
4.0
|
35.8
|
158
|
20,904
|
430,311
|
44,206,406
|
312
|
58,330
|
11-15
|
82.3
|
3.7
|
90.8
|
494
|
25,363
|
454,807
|
24,021,002
|
600
|
27,929
|
Total
|
68.8
|
2.3
|
45.9
|
888
|
101,539
|
1,497,164
|
195,555,123
|
1,292
|
221,037
|
Select Experience By Issue Age
|
0-4
|
51.0
|
4.8
|
44.5
|
114
|
5,734
|
798,590
|
46,768,055
|
223
|
12,881
|
5-14
|
52.6
|
5.4
|
36.6
|
95
|
4,774
|
361,668
|
29,162,834
|
181
|
13,052
|
15-24
|
63.4
|
10.6
|
50.4
|
36
|
3,253
|
69,583
|
8,394,124
|
57
|
6,456
|
25-34
|
65.0
|
9.9
|
40.5
|
43
|
8,241
|
81,683
|
29,338,272
|
66
|
20,372
|
35-44
|
68.0
|
7.3
|
49.6
|
86
|
21,672
|
95,167
|
42,988,041
|
126
|
43,698
|
45-54
|
66.1
|
5.6
|
48.4
|
141
|
33,554
|
64,776
|
29,915,235
|
213
|
69,291
|
55-64
|
63.8
|
5.3
|
46.2
|
145
|
20,443
|
21,259
|
8,212,920
|
227
|
44,201
|
65-74
|
110.0
|
8.2
|
33.5
|
178
|
3,477
|
4,034
|
766,905
|
162
|
10,386
|
75-89
|
140.5
|
19.9
|
55.6
|
50
|
388
|
406
|
8,903
|
36
|
697
|
90+
|
|
|
113.2
|
0
|
2
|
0
|
9
|
0
|
2
|
Total
|
68.8
|
2.3
|
45.9
|
888
|
101,539
|
1,497,166
|
195,555,298
|
1,292
|
221,037
|
Ultimate Experience By Attained Age
|
15-19
|
64.0
|
6.4
|
56.2
|
100
|
3,683
|
204,431
|
8,617,815
|
156
|
6,559
|
20-29
|
65.3
|
3.4
|
55.2
|
379
|
11,188
|
584,561
|
20,480,145
|
580
|
20,275
|
30-39
|
83.9
|
3.5
|
67.1
|
578
|
10,824
|
564,975
|
13,289,529
|
689
|
16,129
|
40-49
|
92.0
|
2.3
|
63.9
|
1,583
|
36,076
|
744,862
|
23,520,274
|
1,720
|
56,471
|
50-59
|
70.9
|
0.9
|
58.2
|
6,305
|
162,249
|
1,391,249
|
44,850,935
|
8,889
|
278,681
|
60-69
|
61.1
|
0.5
|
54.7
|
16,135
|
304,473
|
1,570,254
|
34,340,872
|
26,401
|
556,830
|
70-79
|
64.5
|
0.3
|
57.9
|
34,313
|
431,337
|
1,179,126
|
16,979,300
|
53,196
|
745,447
|
80-89
|
78.2
|
0.3
|
71.7
|
55,634
|
550,058
|
689,466
|
7,546,897
|
71,124
|
767,307
|
90-99
|
73.6
|
0.6
|
84.6
|
17,716
|
152,808
|
107,379
|
838,983
|
24,077
|
180,718
|
100+
|
5.6
|
0.2
|
20.7
|
536
|
2,707
|
13,880
|
21,796
|
9,539
|
13,079
|
Total
|
67.9
|
0.2
|
63.0
|
133,279
|
1,665,402
|
7,050,182
|
170,486,546
|
196,371
|
2,641,496
|
GRAND TOTAL
|
67.9
|
0.2
|
61.7
|
134,167
|
1,766,941
|
8,547,348
|
366,041,844
|
197,662
|
2,862,532
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 8.4
TOTAL EXPERIENCE -- FEMALE SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
69.0
|
9.0
|
32.2
|
59
|
3,932
|
94,063
|
17,480,035
|
86
|
12,218
|
2
|
80.8
|
8.4
|
72.4
|
93
|
11,442
|
88,986
|
15,770,908
|
115
|
15,795
|
3
|
100.2
|
8.7
|
76.0
|
132
|
12,987
|
85,886
|
14,305,557
|
132
|
17,080
|
4
|
90.7
|
7.8
|
48.1
|
134
|
9,206
|
83,343
|
13,266,615
|
148
|
19,133
|
5
|
80.7
|
6.9
|
65.3
|
135
|
13,634
|
82,932
|
12,376,621
|
167
|
20,894
|
6-10
|
84.7
|
2.5
|
65.5
|
1,162
|
87,456
|
453,972
|
52,286,683
|
1,372
|
133,616
|
11-15
|
87.6
|
1.8
|
78.4
|
2,398
|
105,689
|
496,811
|
32,152,036
|
2,739
|
134,871
|
Total
|
86.4
|
1.3
|
69.1
|
4,113
|
244,346
|
1,385,992
|
157,638,456
|
4,758
|
353,607
|
Select Experience By Issue Age
|
0-4
|
95.4
|
47.7
|
73.0
|
4
|
139
|
13,882
|
629,139
|
4
|
190
|
5-14
|
67.1
|
12.9
|
71.9
|
27
|
1,611
|
125,810
|
7,098,339
|
40
|
2,240
|
15-24
|
72.1
|
8.7
|
70.2
|
69
|
5,438
|
195,394
|
17,632,130
|
96
|
7,748
|
25-34
|
55.2
|
3.7
|
49.3
|
221
|
23,481
|
352,753
|
52,671,280
|
401
|
47,668
|
35-44
|
66.7
|
2.6
|
52.8
|
676
|
57,186
|
363,879
|
50,441,339
|
1,013
|
108,387
|
45-54
|
86.6
|
2.5
|
69.8
|
1,226
|
70,089
|
238,179
|
23,335,008
|
1,416
|
100,406
|
55-64
|
104.3
|
3.0
|
83.3
|
1,172
|
43,396
|
77,879
|
4,822,816
|
1,123
|
52,100
|
65-74
|
106.4
|
4.2
|
126.0
|
628
|
34,362
|
17,123
|
896,057
|
590
|
27,261
|
75-89
|
121.2
|
12.8
|
113.4
|
89
|
8,594
|
1,090
|
112,247
|
73
|
7,581
|
90+
|
190.5
|
190.5
|
190.5
|
1
|
50
|
2
|
100
|
1
|
26
|
Total
|
86.4
|
1.3
|
69.1
|
4,113
|
244,346
|
1,385,992
|
157,638,456
|
4,758
|
353,607
|
Ultimate Experience By Attained Age
|
15-19
|
84.3
|
20.5
|
73.9
|
17
|
656
|
62,047
|
2,735,632
|
20
|
887
|
20-29
|
79.5
|
11.0
|
71.5
|
52
|
1,715
|
169,526
|
6,217,627
|
65
|
2,397
|
30-39
|
56.5
|
6.3
|
42.5
|
81
|
2,651
|
143,940
|
6,082,481
|
143
|
6,243
|
40-49
|
59.2
|
2.6
|
57.5
|
518
|
28,692
|
291,581
|
16,580,092
|
875
|
49,866
|
50-59
|
72.9
|
1.8
|
69.8
|
1,645
|
75,041
|
348,512
|
17,034,846
|
2,258
|
107,504
|
60-69
|
84.4
|
1.7
|
84.6
|
2,558
|
72,899
|
198,894
|
5,913,440
|
3,032
|
86,128
|
70-79
|
95.3
|
1.6
|
90.1
|
3,422
|
58,124
|
97,691
|
1,774,400
|
3,591
|
64,477
|
80-89
|
98.7
|
1.9
|
100.2
|
2,815
|
43,244
|
34,954
|
535,607
|
2,852
|
43,168
|
90-99
|
90.4
|
4.0
|
130.2
|
499
|
10,877
|
3,131
|
46,775
|
552
|
8,357
|
100+
|
3.7
|
3.7
|
47.5
|
1
|
30
|
49
|
131
|
27
|
63
|
Total
|
86.5
|
0.8
|
79.6
|
11,608
|
293,928
|
1,350,325
|
56,921,030
|
13,415
|
369,089
|
GRAND TOTAL
|
86.5
|
0.7
|
74.5
|
15,721
|
538,275
|
2,736,318
|
214,559,485
|
18,173
|
722,696
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 8.5
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
47.9
|
3.8
|
36.8
|
156
|
26,630
|
664,280
|
183,236,219
|
326
|
72,365
|
2
|
51.7
|
3.4
|
38.8
|
229
|
36,625
|
629,789
|
169,434,052
|
443
|
94,404
|
3
|
65.5
|
3.6
|
57.7
|
334
|
58,853
|
587,206
|
151,121,469
|
510
|
102,043
|
4
|
59.7
|
3.2
|
46.1
|
343
|
51,413
|
549,528
|
136,282,829
|
574
|
111,518
|
5
|
61.8
|
3.1
|
54.2
|
408
|
65,257
|
523,011
|
121,503,083
|
660
|
120,438
|
6-10
|
61.6
|
1.1
|
56.5
|
3,226
|
425,498
|
2,407,177
|
452,232,137
|
5,237
|
752,838
|
11-15
|
63.3
|
0.8
|
61.9
|
6,010
|
449,872
|
1,864,113
|
203,084,118
|
9,494
|
726,879
|
Total
|
62.1
|
0.6
|
56.3
|
10,706
|
1,114,148
|
7,225,104
|
1,416,893,907
|
17,245
|
1,980,485
|
Select Experience By Issue Age
|
0-4
|
105.4
|
74.6
|
23.4
|
2
|
35
|
6,258
|
497,667
|
2
|
151
|
5-14
|
50.8
|
16.1
|
87.1
|
10
|
1,782
|
59,610
|
6,263,931
|
20
|
2,046
|
15-24
|
73.8
|
5.6
|
70.3
|
171
|
18,636
|
710,085
|
90,225,415
|
232
|
26,512
|
25-34
|
57.0
|
2.3
|
54.0
|
606
|
111,954
|
2,138,202
|
482,216,559
|
1,064
|
207,408
|
35-44
|
67.0
|
1.8
|
60.2
|
1,458
|
257,519
|
2,158,369
|
518,278,621
|
2,175
|
427,953
|
45-54
|
67.2
|
1.4
|
64.0
|
2,159
|
268,022
|
1,360,339
|
237,207,867
|
3,212
|
418,507
|
55-64
|
57.5
|
1.2
|
50.5
|
2,427
|
167,195
|
576,040
|
61,482,198
|
4,220
|
330,816
|
65-74
|
59.5
|
1.1
|
46.5
|
2,878
|
175,403
|
191,759
|
17,297,632
|
4,839
|
376,989
|
75-89
|
67.1
|
2.1
|
59.4
|
994
|
112,744
|
24,436
|
3,422,928
|
1,481
|
189,845
|
90+
|
101.9
|
101.9
|
331.8
|
1
|
858
|
6
|
1,089
|
1
|
259
|
Total
|
62.1
|
0.6
|
56.3
|
10,706
|
1,114,148
|
7,225,104
|
1,416,893,907
|
17,245
|
1,980,485
|
Ultimate Experience By Attained Age
|
15-19
|
82.5
|
27.5
|
79.2
|
9
|
508
|
33,472
|
1,973,498
|
11
|
641
|
20-29
|
70.3
|
12.1
|
63.1
|
34
|
1,466
|
125,723
|
6,003,703
|
48
|
2,323
|
30-39
|
65.1
|
6.4
|
62.8
|
102
|
6,247
|
253,460
|
15,860,056
|
157
|
9,947
|
40-49
|
61.0
|
2.3
|
61.8
|
717
|
61,829
|
922,184
|
77,943,981
|
1,176
|
100,058
|
50-59
|
66.4
|
1.5
|
61.9
|
1,969
|
147,053
|
1,105,922
|
90,075,983
|
2,964
|
237,491
|
60-69
|
58.1
|
1.1
|
56.3
|
2,732
|
141,263
|
644,473
|
36,255,951
|
4,700
|
251,089
|
70-79
|
54.5
|
0.8
|
45.3
|
4,169
|
127,992
|
323,713
|
12,110,984
|
7,650
|
282,298
|
80-89
|
69.0
|
0.8
|
56.6
|
7,216
|
215,907
|
156,519
|
5,601,673
|
10,461
|
381,515
|
90-99
|
84.3
|
1.9
|
81.8
|
1,982
|
79,194
|
14,667
|
592,160
|
2,352
|
96,763
|
100+
|
64.8
|
12.5
|
88.9
|
27
|
3,149
|
98
|
8,400
|
42
|
3,543
|
Total
|
64.1
|
0.5
|
57.5
|
18,957
|
784,607
|
3,580,230
|
246,426,388
|
29,560
|
1,365,668
|
GRAND TOTAL
|
63.4
|
0.4
|
56.7
|
29,663
|
1,898,755
|
10,805,334
|
1,663,320,294
|
46,805
|
3,346,153
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014
TABLE 8.6
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 86-92 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
70.9
|
11.2
|
50.8
|
40
|
5,396
|
141,920
|
26,097,195
|
56
|
10,617
|
2
|
56.9
|
10.7
|
21.0
|
28
|
2,308
|
126,050
|
22,172,653
|
49
|
10,974
|
3
|
58.5
|
12.0
|
25.9
|
24
|
2,398
|
111,041
|
17,651,480
|
41
|
9,269
|
4
|
52.5
|
11.7
|
37.8
|
20
|
3,301
|
101,014
|
15,294,886
|
38
|
8,741
|
5
|
73.4
|
14.1
|
65.5
|
27
|
5,629
|
93,445
|
13,182,845
|
37
|
8,597
|
6-10
|
65.0
|
5.6
|
49.9
|
134
|
12,076
|
418,490
|
37,234,711
|
206
|
24,212
|
11-15
|
100.4
|
4.0
|
68.2
|
630
|
13,225
|
448,398
|
24,253,812
|
628
|
19,388
|
Total
|
85.6
|
2.8
|
48.3
|
903
|
44,333
|
1,440,358
|
155,887,583
|
1,055
|
91,798
|
Select Experience By Issue Age
|
0-4
|
40.0
|
5.2
|
33.7
|
58
|
3,098
|
777,328
|
48,427,694
|
145
|
9,199
|
5-14
|
60.5
|
8.9
|
64.1
|
46
|
3,871
|
346,967
|
29,421,614
|
76
|
6,037
|
15-24
|
43.6
|
13.8
|
33.7
|
10
|
830
|
68,263
|
8,203,099
|
23
|
2,463
|
25-34
|
66.9
|
12.0
|
52.6
|
31
|
5,757
|
89,202
|
26,821,858
|
46
|
10,951
|
35-44
|
71.4
|
8.6
|
58.1
|
69
|
13,400
|
86,698
|
27,711,181
|
97
|
23,055
|
45-54
|
78.5
|
7.9
|
34.2
|
99
|
7,460
|
47,972
|
12,818,382
|
126
|
21,791
|
55-64
|
106.5
|
7.3
|
44.8
|
212
|
4,697
|
16,477
|
2,171,186
|
199
|
10,489
|
65-74
|
107.4
|
6.8
|
61.2
|
249
|
3,594
|
6,237
|
285,376
|
232
|
5,873
|
75-89
|
115.3
|
10.2
|
83.4
|
128
|
1,616
|
1,213
|
27,180
|
111
|
1,938
|
90+
|
888.3
|
888.3
|
450.1
|
1
|
9
|
1
|
13
|
0
|
2
|
Total
|
85.6
|
2.8
|
48.3
|
903
|
44,333
|
1,440,358
|
155,887,583
|
1,055
|
91,798
|
Ultimate Experience By Attained Age
|
15-19
|
50.2
|
9.0
|
51.7
|
31
|
1,472
|
197,140
|
9,114,821
|
62
|
2,846
|
20-29
|
74.7
|
5.9
|
62.1
|
161
|
4,795
|
554,186
|
20,164,282
|
215
|
7,727
|
30-39
|
69.3
|
4.5
|
57.0
|
240
|
4,448
|
483,261
|
11,073,568
|
346
|
7,801
|
40-49
|
78.9
|
2.7
|
68.3
|
885
|
21,866
|
605,406
|
16,964,699
|
1,121
|
32,003
|
50-59
|
77.5
|
1.4
|
68.0
|
3,059
|
60,332
|
988,942
|
23,053,588
|
3,949
|
88,779
|
60-69
|
77.4
|
1.0
|
72.3
|
6,447
|
75,815
|
869,152
|
11,510,811
|
8,331
|
104,910
|
70-79
|
78.5
|
0.7
|
75.8
|
13,310
|
90,050
|
615,653
|
4,499,225
|
16,951
|
118,839
|
80-89
|
83.9
|
0.5
|
79.8
|
26,675
|
127,937
|
436,520
|
2,238,025
|
31,808
|
160,389
|
90-99
|
76.9
|
0.7
|
85.2
|
12,767
|
55,943
|
91,723
|
371,907
|
16,595
|
65,695
|
100+
|
13.3
|
0.6
|
20.9
|
574
|
1,639
|
6,876
|
13,856
|
4,331
|
7,859
|
Total
|
76.6
|
0.3
|
74.4
|
64,149
|
444,296
|
4,848,860
|
99,004,783
|
83,709
|
596,848
|
GRAND TOTAL
|
76.7
|
0.3
|
71.0
|
65,052
|
488,629
|
6,289,218
|
254,892,366
|
84,764
|
688,646
|
Thomson Data Analysis Tue Feb 25 17:27:05 2014