CANADIAN ORDINARY STANDARD EXPERIENCE
|
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
|
EXPECTED CIA 97-04 TABLES
|
Index of Tables
|
TABLE 1
|
TOTAL EXPERIENCE
|
TABLE 2.1
|
TOTAL EXPERIENCE -- MALES
|
TABLE 2.2
|
TOTAL EXPERIENCE -- FEMALES
|
TABLE 8.1
|
TOTAL EXPERIENCE -- MALE SMOKERS
|
TABLE 8.2
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS
|
TABLE 8.3
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
|
TABLE 8.4
|
TOTAL EXPERIENCE -- FEMALE SMOKERS
|
TABLE 8.5
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
|
TABLE 8.6
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS
|
TABLE 1
TOTAL EXPERIENCE
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
94.4
|
3.3
|
66.5
|
798
|
156,356
|
1,827,445
|
558,087,746
|
845
|
235,050
|
2
|
76.9
|
2.4
|
63.2
|
996
|
210,046
|
1,720,047
|
515,083,723
|
1,295
|
332,110
|
3
|
87.9
|
2.5
|
71.6
|
1,270
|
252,317
|
1,600,821
|
457,839,573
|
1,446
|
352,267
|
4
|
83.7
|
2.3
|
68.9
|
1,324
|
259,599
|
1,504,070
|
416,317,782
|
1,581
|
376,964
|
5
|
81.6
|
2.2
|
67.0
|
1,432
|
264,750
|
1,434,813
|
372,664,242
|
1,755
|
395,421
|
6-10
|
85.1
|
0.8
|
72.3
|
11,195
|
1,676,203
|
6,766,197
|
1,396,378,514
|
13,151
|
2,317,347
|
11-15
|
92.5
|
0.7
|
85.7
|
19,100
|
1,603,326
|
5,583,261
|
630,074,665
|
20,653
|
1,870,244
|
Total
|
88.7
|
0.5
|
75.2
|
36,115
|
4,422,597
|
20,436,654
|
4,346,446,246
|
40,727
|
5,879,403
|
Select Experience By Issue Age
|
0-4
|
78.9
|
5.8
|
68.8
|
186
|
9,489
|
1,616,764
|
97,472,939
|
236
|
13,789
|
5-14
|
98.0
|
5.6
|
82.4
|
302
|
18,418
|
1,087,207
|
85,592,102
|
308
|
22,364
|
15-24
|
95.7
|
3.5
|
89.1
|
759
|
81,326
|
1,863,492
|
229,587,550
|
794
|
91,294
|
25-34
|
80.1
|
1.7
|
68.6
|
2,199
|
407,965
|
4,959,201
|
1,214,970,356
|
2,745
|
595,133
|
35-44
|
90.1
|
1.2
|
79.1
|
5,472
|
1,085,111
|
5,506,704
|
1,596,234,080
|
6,073
|
1,371,320
|
45-54
|
88.5
|
0.9
|
78.1
|
8,837
|
1,279,993
|
3,575,246
|
850,325,772
|
9,980
|
1,639,625
|
55-64
|
83.1
|
0.9
|
66.3
|
9,171
|
827,267
|
1,412,227
|
227,233,651
|
11,034
|
1,248,123
|
65-74
|
97.0
|
1.1
|
81.7
|
7,387
|
538,947
|
378,918
|
39,701,352
|
7,615
|
659,447
|
75-89
|
92.7
|
2.2
|
72.8
|
1,798
|
173,110
|
36,875
|
5,326,371
|
1,939
|
237,865
|
90+
|
109.7
|
54.9
|
219.2
|
4
|
969
|
20
|
2,072
|
4
|
442
|
Total
|
88.7
|
0.5
|
75.2
|
36,115
|
4,422,597
|
20,436,654
|
4,346,446,246
|
40,727
|
5,879,403
|
Ultimate Experience By Attained Age
|
15-19
|
113.2
|
7.9
|
99.8
|
206
|
8,165
|
595,708
|
27,203,895
|
182
|
8,182
|
20-29
|
94.9
|
3.3
|
85.8
|
847
|
28,302
|
1,747,966
|
65,666,876
|
892
|
32,980
|
30-39
|
107.2
|
2.9
|
84.7
|
1,349
|
39,310
|
1,850,604
|
68,956,865
|
1,259
|
46,436
|
40-49
|
109.4
|
1.5
|
88.2
|
5,385
|
289,121
|
3,769,098
|
254,707,787
|
4,922
|
327,761
|
50-59
|
99.8
|
0.7
|
90.0
|
18,691
|
1,007,408
|
5,573,293
|
372,571,342
|
18,733
|
1,118,754
|
60-69
|
81.9
|
0.4
|
76.1
|
37,531
|
1,343,961
|
4,377,733
|
193,107,051
|
45,841
|
1,766,585
|
70-79
|
91.2
|
0.3
|
80.3
|
67,931
|
1,404,714
|
2,715,938
|
68,366,557
|
74,508
|
1,749,899
|
80-89
|
105.0
|
0.3
|
89.5
|
104,598
|
1,482,808
|
1,494,520
|
25,933,065
|
99,638
|
1,656,990
|
90-99
|
78.3
|
0.4
|
85.1
|
34,797
|
385,362
|
227,923
|
2,391,552
|
44,446
|
452,657
|
100+
|
13.2
|
0.4
|
46.8
|
1,147
|
8,490
|
20,997
|
46,860
|
8,698
|
18,132
|
Total
|
91.1
|
0.2
|
83.6
|
272,482
|
5,997,641
|
22,373,779
|
1,078,951,851
|
299,119
|
7,178,376
|
GRAND TOTAL
|
90.8
|
0.2
|
79.8
|
308,597
|
10,420,238
|
42,810,433
|
5,425,398,096
|
339,845
|
13,057,779
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 2.1
TOTAL EXPERIENCE -- MALES
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
95.4
|
4.1
|
66.8
|
543
|
120,397
|
927,182
|
331,274,298
|
569
|
180,115
|
2
|
81.7
|
3.2
|
66.9
|
646
|
159,671
|
875,222
|
307,706,110
|
791
|
238,516
|
3
|
89.6
|
3.2
|
70.8
|
780
|
178,079
|
816,687
|
274,761,067
|
871
|
251,528
|
4
|
87.6
|
3.0
|
73.2
|
827
|
195,679
|
770,185
|
251,473,452
|
944
|
267,177
|
5
|
83.2
|
2.8
|
65.0
|
862
|
180,231
|
735,425
|
225,601,694
|
1,036
|
277,274
|
6-10
|
87.0
|
1.1
|
71.7
|
6,673
|
1,151,173
|
3,486,556
|
854,624,807
|
7,672
|
1,604,753
|
11-15
|
91.0
|
0.9
|
84.9
|
10,062
|
1,034,540
|
2,773,940
|
370,584,699
|
11,058
|
1,218,013
|
Total
|
88.9
|
0.6
|
74.8
|
20,393
|
3,019,769
|
10,385,198
|
2,616,026,126
|
22,942
|
4,037,377
|
Select Experience By Issue Age
|
0-4
|
86.0
|
7.8
|
77.9
|
122
|
6,218
|
819,294
|
47,918,289
|
142
|
7,981
|
5-14
|
101.4
|
6.9
|
72.7
|
219
|
11,154
|
554,819
|
42,808,219
|
216
|
15,352
|
15-24
|
91.0
|
4.0
|
85.2
|
509
|
56,422
|
889,750
|
113,526,906
|
559
|
66,187
|
25-34
|
77.9
|
2.1
|
64.8
|
1,341
|
266,773
|
2,379,043
|
653,260,659
|
1,721
|
411,587
|
35-44
|
89.7
|
1.6
|
77.9
|
3,269
|
757,007
|
2,897,758
|
999,802,914
|
3,644
|
971,754
|
45-54
|
91.6
|
1.3
|
78.5
|
5,353
|
934,421
|
1,928,756
|
576,964,515
|
5,844
|
1,189,660
|
55-64
|
83.9
|
1.1
|
67.2
|
5,360
|
611,979
|
741,832
|
158,757,451
|
6,388
|
911,147
|
65-74
|
95.1
|
1.6
|
85.4
|
3,632
|
325,588
|
163,799
|
21,222,287
|
3,820
|
381,188
|
75-89
|
97.0
|
4.0
|
60.9
|
587
|
50,155
|
10,135
|
1,764,017
|
605
|
82,332
|
90+
|
45.1
|
45.1
|
27.4
|
1
|
52
|
11
|
869
|
2
|
190
|
Total
|
88.9
|
0.6
|
74.8
|
20,393
|
3,019,769
|
10,385,198
|
2,616,026,126
|
22,942
|
4,037,377
|
Ultimate Experience By Attained Age
|
15-19
|
115.8
|
9.5
|
97.6
|
149
|
5,530
|
303,049
|
13,379,945
|
129
|
5,667
|
20-29
|
92.9
|
3.8
|
85.8
|
600
|
20,327
|
898,530
|
33,281,264
|
646
|
23,699
|
30-39
|
108.8
|
3.6
|
83.4
|
926
|
25,964
|
969,944
|
35,940,761
|
851
|
31,137
|
40-49
|
111.0
|
1.9
|
83.8
|
3,265
|
176,734
|
1,949,928
|
143,219,014
|
2,940
|
211,002
|
50-59
|
104.2
|
1.0
|
92.2
|
12,018
|
724,983
|
3,129,917
|
242,406,925
|
11,529
|
786,486
|
60-69
|
84.4
|
0.5
|
76.6
|
25,794
|
1,053,983
|
2,665,214
|
139,426,849
|
30,573
|
1,375,922
|
70-79
|
87.8
|
0.4
|
79.4
|
47,030
|
1,128,548
|
1,678,882
|
49,981,949
|
53,578
|
1,421,027
|
80-89
|
101.6
|
0.4
|
87.8
|
67,892
|
1,095,720
|
866,526
|
17,557,760
|
66,838
|
1,248,520
|
90-99
|
72.6
|
0.5
|
80.6
|
19,549
|
239,349
|
118,402
|
1,380,710
|
26,912
|
297,011
|
100+
|
8.9
|
0.4
|
34.7
|
545
|
3,672
|
13,973
|
24,472
|
6,146
|
10,579
|
Total
|
88.8
|
0.2
|
82.7
|
177,768
|
4,474,810
|
12,594,364
|
676,599,650
|
200,142
|
5,411,050
|
GRAND TOTAL
|
88.8
|
0.2
|
79.3
|
198,161
|
7,494,579
|
22,979,562
|
3,292,625,776
|
223,083
|
9,448,428
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 2.2
TOTAL EXPERIENCE -- FEMALES
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
92.2
|
5.8
|
65.5
|
255
|
35,959
|
900,262
|
226,813,449
|
276
|
54,934
|
2
|
69.4
|
3.7
|
53.8
|
350
|
50,375
|
844,825
|
207,377,613
|
504
|
93,593
|
3
|
85.3
|
3.9
|
73.7
|
490
|
74,238
|
784,134
|
183,078,506
|
575
|
100,739
|
4
|
78.0
|
3.5
|
58.2
|
497
|
63,920
|
733,885
|
164,844,330
|
637
|
109,787
|
5
|
79.3
|
3.3
|
71.5
|
570
|
84,520
|
699,387
|
147,062,549
|
719
|
118,147
|
6-10
|
82.5
|
1.2
|
73.7
|
4,522
|
525,030
|
3,279,639
|
541,753,532
|
5,478
|
712,594
|
11-15
|
94.2
|
1.0
|
87.2
|
9,038
|
568,786
|
2,809,321
|
259,489,966
|
9,595
|
652,231
|
Total
|
88.4
|
0.7
|
76.2
|
15,722
|
1,402,828
|
10,051,454
|
1,730,419,945
|
17,785
|
1,842,025
|
Select Experience By Issue Age
|
0-4
|
68.2
|
8.5
|
56.3
|
64
|
3,272
|
797,468
|
49,554,500
|
94
|
5,808
|
5-14
|
89.9
|
9.9
|
103.6
|
83
|
7,264
|
532,388
|
42,783,884
|
92
|
7,011
|
15-24
|
106.7
|
6.7
|
99.2
|
250
|
24,904
|
973,742
|
116,060,644
|
234
|
25,107
|
25-34
|
83.8
|
2.9
|
76.9
|
858
|
141,192
|
2,580,157
|
561,709,697
|
1,024
|
183,546
|
35-44
|
90.7
|
1.9
|
82.1
|
2,203
|
328,104
|
2,608,946
|
596,431,141
|
2,429
|
399,566
|
45-54
|
84.2
|
1.4
|
76.8
|
3,484
|
345,572
|
1,646,490
|
273,361,257
|
4,136
|
449,965
|
55-64
|
82.0
|
1.3
|
63.9
|
3,811
|
215,289
|
670,396
|
68,476,200
|
4,645
|
336,977
|
65-74
|
98.9
|
1.6
|
76.7
|
3,755
|
213,359
|
215,119
|
18,479,065
|
3,796
|
278,259
|
75-89
|
90.8
|
2.6
|
79.1
|
1,211
|
122,955
|
26,739
|
3,562,354
|
1,333
|
155,533
|
90+
|
210.4
|
121.5
|
363.3
|
3
|
917
|
9
|
1,202
|
1
|
252
|
Total
|
88.4
|
0.7
|
76.2
|
15,722
|
1,402,828
|
10,051,454
|
1,730,419,945
|
17,785
|
1,842,025
|
Ultimate Experience By Attained Age
|
15-19
|
106.8
|
14.1
|
104.8
|
57
|
2,635
|
292,659
|
13,823,950
|
53
|
2,514
|
20-29
|
100.1
|
6.4
|
85.9
|
247
|
7,975
|
849,436
|
32,385,611
|
247
|
9,281
|
30-39
|
103.7
|
5.0
|
87.2
|
423
|
13,346
|
880,660
|
33,016,104
|
408
|
15,299
|
40-49
|
107.0
|
2.3
|
96.3
|
2,120
|
112,387
|
1,819,171
|
111,488,772
|
1,982
|
116,759
|
50-59
|
92.6
|
1.1
|
85.0
|
6,673
|
282,425
|
2,443,376
|
130,164,417
|
7,204
|
332,268
|
60-69
|
76.9
|
0.7
|
74.2
|
11,737
|
289,978
|
1,712,519
|
53,680,202
|
15,269
|
390,663
|
70-79
|
99.9
|
0.7
|
84.0
|
20,901
|
276,166
|
1,037,056
|
18,384,608
|
20,929
|
328,872
|
80-89
|
111.9
|
0.6
|
94.8
|
36,706
|
387,088
|
627,994
|
8,375,305
|
32,799
|
408,471
|
90-99
|
87.0
|
0.7
|
93.8
|
15,248
|
146,014
|
109,521
|
1,010,842
|
17,534
|
155,646
|
100+
|
23.6
|
1.0
|
63.8
|
602
|
4,817
|
7,023
|
22,388
|
2,552
|
7,553
|
Total
|
95.7
|
0.3
|
86.2
|
94,714
|
1,522,831
|
9,779,415
|
402,352,201
|
98,977
|
1,767,325
|
GRAND TOTAL
|
94.6
|
0.3
|
81.1
|
110,436
|
2,925,659
|
19,830,869
|
2,132,772,145
|
116,762
|
3,609,351
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 8.1
TOTAL EXPERIENCE -- MALE SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
108.9
|
9.1
|
61.5
|
143
|
16,809
|
134,206
|
35,368,355
|
131
|
27,342
|
2
|
76.0
|
5.8
|
66.7
|
174
|
30,423
|
123,688
|
31,705,430
|
229
|
45,615
|
3
|
83.0
|
5.8
|
58.6
|
206
|
27,419
|
116,651
|
27,889,591
|
248
|
46,774
|
4
|
82.8
|
5.6
|
66.4
|
220
|
32,652
|
111,244
|
25,465,450
|
266
|
49,177
|
5
|
84.5
|
5.4
|
95.0
|
244
|
48,236
|
108,620
|
23,139,073
|
289
|
50,768
|
6-10
|
91.6
|
2.1
|
78.6
|
1,938
|
230,921
|
562,207
|
94,212,329
|
2,115
|
293,893
|
11-15
|
94.6
|
1.7
|
86.2
|
2,946
|
186,699
|
514,775
|
44,939,141
|
3,114
|
216,644
|
Total
|
91.9
|
1.2
|
78.5
|
5,871
|
573,159
|
1,671,392
|
282,719,369
|
6,392
|
730,213
|
Select Experience By Issue Age
|
0-4
|
92.3
|
41.3
|
124.7
|
5
|
298
|
14,158
|
625,728
|
5
|
239
|
5-14
|
141.1
|
14.5
|
111.8
|
95
|
4,041
|
132,490
|
7,326,175
|
67
|
3,615
|
15-24
|
95.4
|
7.5
|
81.2
|
161
|
13,231
|
199,410
|
20,288,201
|
169
|
16,297
|
25-34
|
86.6
|
4.1
|
83.1
|
450
|
76,530
|
450,113
|
89,770,702
|
520
|
92,145
|
35-44
|
94.7
|
2.7
|
80.5
|
1,201
|
179,021
|
491,463
|
108,770,634
|
1,269
|
222,417
|
45-54
|
87.7
|
2.1
|
77.3
|
1,805
|
192,945
|
288,749
|
47,472,596
|
2,058
|
249,629
|
55-64
|
89.2
|
2.3
|
71.4
|
1,457
|
83,480
|
80,294
|
7,765,267
|
1,634
|
116,840
|
65-74
|
104.2
|
4.1
|
80.9
|
655
|
22,411
|
14,155
|
683,089
|
629
|
27,717
|
75-89
|
101.6
|
15.7
|
91.4
|
42
|
1,201
|
561
|
16,978
|
41
|
1,315
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
91.9
|
1.2
|
78.5
|
5,871
|
573,159
|
1,671,392
|
282,719,369
|
6,392
|
730,213
|
Ultimate Experience By Attained Age
|
15-19
|
130.8
|
21.5
|
103.7
|
37
|
1,248
|
64,440
|
2,749,706
|
28
|
1,204
|
20-29
|
106.8
|
9.0
|
118.7
|
142
|
5,663
|
186,462
|
6,741,600
|
133
|
4,770
|
30-39
|
100.5
|
7.7
|
89.4
|
170
|
6,278
|
149,714
|
6,158,755
|
169
|
7,021
|
40-49
|
100.7
|
3.9
|
87.9
|
659
|
40,653
|
266,435
|
18,392,413
|
654
|
46,262
|
50-59
|
90.3
|
1.8
|
91.8
|
2,410
|
173,412
|
393,251
|
28,323,796
|
2,668
|
188,888
|
60-69
|
80.6
|
1.3
|
81.6
|
4,103
|
204,674
|
240,442
|
12,443,029
|
5,091
|
250,899
|
70-79
|
90.1
|
1.3
|
86.1
|
4,911
|
134,080
|
108,288
|
3,187,641
|
5,450
|
155,787
|
80-89
|
112.6
|
1.9
|
107.2
|
3,345
|
62,771
|
32,542
|
651,618
|
2,972
|
58,565
|
90-99
|
79.5
|
4.2
|
96.9
|
353
|
4,420
|
2,081
|
22,692
|
444
|
4,562
|
100+
|
10.8
|
7.6
|
18.0
|
2
|
6
|
43
|
76
|
19
|
33
|
Total
|
91.5
|
0.7
|
88.2
|
16,132
|
633,205
|
1,443,698
|
78,671,325
|
17,628
|
717,989
|
GRAND TOTAL
|
91.6
|
0.6
|
83.3
|
22,003
|
1,206,363
|
3,115,090
|
361,390,694
|
24,020
|
1,448,202
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 8.2
TOTAL EXPERIENCE -- MALE NON-SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
89.0
|
4.8
|
67.4
|
342
|
90,936
|
642,270
|
262,041,722
|
384
|
134,957
|
2
|
81.1
|
4.0
|
66.9
|
415
|
116,136
|
617,388
|
246,695,518
|
512
|
173,700
|
3
|
90.5
|
4.0
|
75.5
|
522
|
141,420
|
581,961
|
223,189,874
|
577
|
187,369
|
4
|
90.7
|
3.8
|
76.8
|
575
|
153,891
|
550,870
|
204,778,895
|
634
|
200,373
|
5
|
82.7
|
3.4
|
58.1
|
581
|
120,863
|
525,756
|
183,214,997
|
702
|
208,183
|
6-10
|
85.5
|
1.3
|
70.6
|
4,577
|
899,347
|
2,494,039
|
716,206,073
|
5,353
|
1,273,416
|
11-15
|
88.0
|
1.1
|
83.7
|
6,622
|
822,478
|
1,804,357
|
301,624,555
|
7,526
|
982,479
|
Total
|
86.9
|
0.7
|
74.2
|
13,634
|
2,345,072
|
7,216,641
|
2,137,751,635
|
15,689
|
3,160,477
|
Select Experience By Issue Age
|
0-4
|
118.5
|
68.4
|
91.2
|
3
|
185
|
6,547
|
524,656
|
3
|
203
|
5-14
|
84.8
|
15.8
|
67.1
|
29
|
2,338
|
60,662
|
6,319,210
|
34
|
3,484
|
15-24
|
88.8
|
5.0
|
87.8
|
312
|
39,938
|
620,758
|
84,844,582
|
351
|
45,466
|
25-34
|
73.4
|
2.5
|
59.7
|
848
|
182,003
|
1,847,248
|
534,151,684
|
1,155
|
304,952
|
35-44
|
86.4
|
1.9
|
77.2
|
1,982
|
556,313
|
2,311,128
|
848,044,264
|
2,293
|
720,185
|
45-54
|
93.4
|
1.6
|
79.0
|
3,407
|
707,922
|
1,575,231
|
499,576,685
|
3,649
|
896,237
|
55-64
|
81.8
|
1.3
|
66.5
|
3,758
|
508,056
|
640,278
|
142,779,264
|
4,593
|
763,732
|
65-74
|
91.0
|
1.7
|
86.7
|
2,799
|
299,701
|
145,610
|
19,772,293
|
3,076
|
345,615
|
75-89
|
93.0
|
4.2
|
60.4
|
495
|
48,566
|
9,168
|
1,738,137
|
532
|
80,417
|
90+
|
45.1
|
45.1
|
26.6
|
1
|
50
|
11
|
860
|
2
|
188
|
Total
|
86.9
|
0.7
|
74.2
|
13,634
|
2,345,072
|
7,216,641
|
2,137,751,635
|
15,689
|
3,160,477
|
Ultimate Experience By Attained Age
|
15-19
|
79.9
|
23.1
|
68.0
|
12
|
598
|
34,179
|
2,012,424
|
15
|
879
|
20-29
|
86.2
|
9.7
|
80.1
|
79
|
3,476
|
127,507
|
6,059,519
|
92
|
4,339
|
30-39
|
90.5
|
6.8
|
69.5
|
178
|
8,863
|
255,255
|
16,492,477
|
197
|
12,745
|
40-49
|
87.9
|
2.7
|
78.1
|
1,023
|
100,005
|
938,631
|
101,306,327
|
1,164
|
128,118
|
50-59
|
97.4
|
1.7
|
91.3
|
3,303
|
389,322
|
1,345,416
|
169,232,193
|
3,393
|
426,237
|
60-69
|
79.0
|
1.1
|
73.8
|
5,556
|
544,836
|
854,518
|
92,642,949
|
7,032
|
738,266
|
70-79
|
80.0
|
0.9
|
77.5
|
7,806
|
563,131
|
391,468
|
29,815,009
|
9,760
|
726,373
|
80-89
|
92.4
|
1.0
|
79.4
|
8,913
|
482,892
|
144,518
|
9,359,245
|
9,641
|
608,378
|
90-99
|
80.3
|
2.1
|
75.6
|
1,480
|
82,120
|
8,942
|
519,035
|
1,843
|
108,678
|
100+
|
32.4
|
12.2
|
88.8
|
7
|
959
|
51
|
2,601
|
22
|
1,081
|
Total
|
85.5
|
0.5
|
79.0
|
28,357
|
2,176,203
|
4,100,484
|
427,441,779
|
33,158
|
2,755,093
|
GRAND TOTAL
|
86.0
|
0.4
|
76.4
|
41,991
|
4,521,275
|
11,317,126
|
2,565,193,414
|
48,848
|
5,915,570
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 8.3
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
109.0
|
14.3
|
71.0
|
58
|
12,653
|
150,705
|
33,864,220
|
53
|
17,816
|
2
|
113.3
|
15.0
|
68.3
|
57
|
13,112
|
134,146
|
29,305,161
|
50
|
19,202
|
3
|
113.6
|
15.8
|
53.1
|
52
|
9,239
|
118,075
|
23,681,603
|
46
|
17,385
|
4
|
71.4
|
12.6
|
51.8
|
32
|
9,136
|
108,071
|
21,229,106
|
45
|
17,627
|
5
|
82.6
|
13.6
|
60.7
|
37
|
11,132
|
101,049
|
19,247,624
|
45
|
18,324
|
6-10
|
77.3
|
6.2
|
55.8
|
158
|
20,904
|
430,311
|
44,206,406
|
204
|
37,444
|
11-15
|
118.3
|
5.3
|
134.3
|
494
|
25,363
|
454,807
|
24,021,002
|
418
|
18,889
|
Total
|
103.2
|
3.5
|
69.2
|
888
|
101,539
|
1,497,164
|
195,555,123
|
861
|
146,687
|
Select Experience By Issue Age
|
0-4
|
85.2
|
8.0
|
76.1
|
114
|
5,734
|
798,590
|
46,768,055
|
134
|
7,539
|
5-14
|
83.1
|
8.5
|
57.8
|
95
|
4,774
|
361,668
|
29,162,834
|
114
|
8,254
|
15-24
|
92.3
|
15.4
|
73.5
|
36
|
3,253
|
69,583
|
8,394,124
|
39
|
4,424
|
25-34
|
92.8
|
14.2
|
56.9
|
43
|
8,241
|
81,683
|
29,338,272
|
46
|
14,490
|
35-44
|
104.8
|
11.3
|
74.3
|
86
|
21,672
|
95,167
|
42,988,041
|
82
|
29,152
|
45-54
|
103.0
|
8.7
|
76.6
|
141
|
33,554
|
64,776
|
29,915,235
|
137
|
43,795
|
55-64
|
89.9
|
7.5
|
66.9
|
145
|
20,443
|
21,259
|
8,212,920
|
161
|
30,575
|
65-74
|
154.2
|
11.6
|
44.3
|
178
|
3,477
|
4,034
|
766,905
|
115
|
7,857
|
75-89
|
157.6
|
22.3
|
64.6
|
50
|
388
|
406
|
8,903
|
32
|
600
|
90+
|
|
|
113.4
|
0
|
2
|
0
|
9
|
0
|
2
|
Total
|
103.2
|
3.5
|
69.2
|
888
|
101,539
|
1,497,166
|
195,555,298
|
861
|
146,687
|
Ultimate Experience By Attained Age
|
15-19
|
117.2
|
11.7
|
102.8
|
100
|
3,683
|
204,431
|
8,617,815
|
85
|
3,585
|
20-29
|
90.1
|
4.6
|
76.7
|
379
|
11,188
|
584,561
|
20,480,145
|
421
|
14,590
|
30-39
|
119.2
|
5.0
|
95.2
|
578
|
10,824
|
564,975
|
13,289,529
|
485
|
11,372
|
40-49
|
141.2
|
3.5
|
98.5
|
1,583
|
36,076
|
744,862
|
23,520,274
|
1,121
|
36,623
|
50-59
|
115.3
|
1.5
|
94.7
|
6,305
|
162,249
|
1,391,249
|
44,850,935
|
5,468
|
171,362
|
60-69
|
87.5
|
0.7
|
78.7
|
16,135
|
304,473
|
1,570,254
|
34,340,872
|
18,450
|
386,758
|
70-79
|
89.4
|
0.5
|
80.0
|
34,313
|
431,337
|
1,179,126
|
16,979,300
|
38,369
|
538,867
|
80-89
|
102.6
|
0.4
|
94.6
|
55,634
|
550,058
|
689,466
|
7,546,897
|
54,226
|
581,577
|
90-99
|
71.9
|
0.5
|
83.2
|
17,716
|
152,808
|
107,379
|
838,983
|
24,625
|
183,771
|
100+
|
8.8
|
0.4
|
28.6
|
536
|
2,707
|
13,880
|
21,796
|
6,106
|
9,465
|
Total
|
89.2
|
0.2
|
85.9
|
133,279
|
1,665,402
|
7,050,182
|
170,486,546
|
149,355
|
1,937,968
|
GRAND TOTAL
|
89.3
|
0.2
|
84.8
|
134,167
|
1,766,941
|
8,547,348
|
366,041,844
|
150,216
|
2,084,655
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 8.4
TOTAL EXPERIENCE -- FEMALE SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
111.4
|
14.5
|
56.1
|
59
|
3,932
|
94,063
|
17,480,035
|
53
|
7,016
|
2
|
73.1
|
7.6
|
71.5
|
93
|
11,442
|
88,986
|
15,770,908
|
127
|
16,000
|
3
|
93.8
|
8.2
|
77.4
|
132
|
12,987
|
85,886
|
14,305,557
|
141
|
16,779
|
4
|
88.0
|
7.6
|
50.4
|
134
|
9,206
|
83,343
|
13,266,615
|
152
|
18,272
|
5
|
80.8
|
7.0
|
70.1
|
135
|
13,634
|
82,932
|
12,376,621
|
167
|
19,449
|
6-10
|
91.5
|
2.7
|
74.1
|
1,162
|
87,456
|
453,972
|
52,286,683
|
1,271
|
118,037
|
11-15
|
105.9
|
2.2
|
97.5
|
2,398
|
105,689
|
496,811
|
32,152,036
|
2,265
|
108,438
|
Total
|
98.5
|
1.5
|
80.4
|
4,113
|
244,346
|
1,385,992
|
157,638,456
|
4,176
|
303,991
|
Select Experience By Issue Age
|
0-4
|
172.2
|
86.1
|
131.8
|
4
|
139
|
13,882
|
629,139
|
2
|
105
|
5-14
|
102.9
|
19.8
|
111.7
|
27
|
1,611
|
125,810
|
7,098,339
|
26
|
1,442
|
15-24
|
117.2
|
14.1
|
109.1
|
69
|
5,438
|
195,394
|
17,632,130
|
59
|
4,986
|
25-34
|
92.6
|
6.2
|
81.5
|
221
|
23,481
|
352,753
|
52,671,280
|
239
|
28,819
|
35-44
|
82.8
|
3.2
|
68.0
|
676
|
57,186
|
363,879
|
50,441,339
|
816
|
84,064
|
45-54
|
84.4
|
2.4
|
67.7
|
1,226
|
70,089
|
238,179
|
23,335,008
|
1,452
|
103,504
|
55-64
|
109.1
|
3.2
|
81.4
|
1,172
|
43,396
|
77,879
|
4,822,816
|
1,075
|
53,307
|
65-74
|
141.8
|
5.7
|
161.6
|
628
|
34,362
|
17,123
|
896,057
|
443
|
21,259
|
75-89
|
142.1
|
15.1
|
132.6
|
89
|
8,594
|
1,090
|
112,247
|
63
|
6,482
|
90+
|
225.2
|
225.2
|
225.2
|
1
|
50
|
2
|
100
|
0
|
22
|
Total
|
98.5
|
1.5
|
80.4
|
4,113
|
244,346
|
1,385,992
|
157,638,456
|
4,176
|
303,991
|
Ultimate Experience By Attained Age
|
15-19
|
146.7
|
35.6
|
128.7
|
17
|
656
|
62,047
|
2,735,632
|
12
|
509
|
20-29
|
106.6
|
14.8
|
96.8
|
52
|
1,715
|
169,526
|
6,217,627
|
49
|
1,772
|
30-39
|
109.7
|
12.2
|
82.6
|
81
|
2,651
|
143,940
|
6,082,481
|
74
|
3,208
|
40-49
|
96.2
|
4.2
|
93.4
|
518
|
28,692
|
291,581
|
16,580,092
|
539
|
30,706
|
50-59
|
83.6
|
2.1
|
80.8
|
1,645
|
75,041
|
348,512
|
17,034,846
|
1,967
|
92,893
|
60-69
|
91.0
|
1.8
|
90.7
|
2,558
|
72,899
|
198,894
|
5,913,440
|
2,812
|
80,366
|
70-79
|
133.4
|
2.3
|
125.5
|
3,422
|
58,124
|
97,691
|
1,774,400
|
2,566
|
46,300
|
80-89
|
147.5
|
2.8
|
150.6
|
2,815
|
43,244
|
34,954
|
535,607
|
1,909
|
28,706
|
90-99
|
105.5
|
4.7
|
151.7
|
499
|
10,877
|
3,131
|
46,775
|
473
|
7,169
|
100+
|
6.0
|
6.0
|
69.5
|
1
|
30
|
49
|
131
|
17
|
43
|
Total
|
111.4
|
1.0
|
100.8
|
11,608
|
293,928
|
1,350,325
|
56,921,030
|
10,416
|
291,674
|
GRAND TOTAL
|
107.7
|
0.9
|
90.4
|
15,721
|
538,275
|
2,736,318
|
214,559,485
|
14,592
|
595,665
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 8.5
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
81.4
|
6.5
|
63.5
|
156
|
26,630
|
664,280
|
183,236,219
|
192
|
41,967
|
2
|
65.2
|
4.3
|
51.2
|
229
|
36,625
|
629,789
|
169,434,052
|
351
|
71,529
|
3
|
81.5
|
4.5
|
74.9
|
334
|
58,853
|
587,206
|
151,121,469
|
410
|
78,559
|
4
|
74.4
|
4.0
|
59.6
|
343
|
51,413
|
549,528
|
136,282,829
|
461
|
86,315
|
5
|
77.3
|
3.8
|
69.8
|
408
|
65,257
|
523,011
|
121,503,083
|
528
|
93,456
|
6-10
|
79.4
|
1.4
|
73.6
|
3,226
|
425,498
|
2,407,177
|
452,232,137
|
4,061
|
578,260
|
11-15
|
87.7
|
1.1
|
85.0
|
6,010
|
449,872
|
1,864,113
|
203,084,118
|
6,850
|
529,091
|
Total
|
83.3
|
0.8
|
75.3
|
10,706
|
1,114,148
|
7,225,104
|
1,416,893,907
|
12,852
|
1,479,177
|
Select Experience By Issue Age
|
0-4
|
190.0
|
134.4
|
42.1
|
2
|
35
|
6,258
|
497,667
|
1
|
84
|
5-14
|
73.0
|
23.1
|
126.2
|
10
|
1,782
|
59,610
|
6,263,931
|
14
|
1,412
|
15-24
|
107.6
|
8.2
|
101.8
|
171
|
18,636
|
710,085
|
90,225,415
|
159
|
18,309
|
25-34
|
79.9
|
3.2
|
75.5
|
606
|
111,954
|
2,138,202
|
482,216,559
|
758
|
148,271
|
35-44
|
93.6
|
2.5
|
84.9
|
1,458
|
257,519
|
2,158,369
|
518,278,621
|
1,557
|
303,492
|
45-54
|
83.5
|
1.8
|
80.7
|
2,159
|
268,022
|
1,360,339
|
237,207,867
|
2,584
|
332,175
|
55-64
|
71.3
|
1.4
|
60.8
|
2,427
|
167,195
|
576,040
|
61,482,198
|
3,403
|
274,823
|
65-74
|
90.0
|
1.7
|
69.4
|
2,878
|
175,403
|
191,759
|
17,297,632
|
3,197
|
252,863
|
75-89
|
84.4
|
2.7
|
76.4
|
994
|
112,744
|
24,436
|
3,422,928
|
1,178
|
147,520
|
90+
|
113.2
|
113.2
|
375.5
|
1
|
858
|
6
|
1,089
|
1
|
228
|
Total
|
83.3
|
0.8
|
75.3
|
10,706
|
1,114,148
|
7,225,104
|
1,416,893,907
|
12,852
|
1,479,177
|
Ultimate Experience By Attained Age
|
15-19
|
143.6
|
47.9
|
137.9
|
9
|
508
|
33,472
|
1,973,498
|
6
|
368
|
20-29
|
93.2
|
16.0
|
84.4
|
34
|
1,466
|
125,723
|
6,003,703
|
36
|
1,737
|
30-39
|
92.1
|
9.1
|
88.6
|
102
|
6,247
|
253,460
|
15,860,056
|
111
|
7,049
|
40-49
|
90.5
|
3.4
|
91.7
|
717
|
61,829
|
922,184
|
77,943,981
|
792
|
67,400
|
50-59
|
92.3
|
2.1
|
86.2
|
1,969
|
147,053
|
1,105,922
|
90,075,983
|
2,133
|
170,537
|
60-69
|
72.1
|
1.4
|
70.0
|
2,732
|
141,263
|
644,473
|
36,255,951
|
3,791
|
201,945
|
70-79
|
82.5
|
1.3
|
68.3
|
4,169
|
127,992
|
323,713
|
12,110,984
|
5,052
|
187,336
|
80-89
|
102.2
|
1.2
|
82.9
|
7,216
|
215,907
|
156,519
|
5,601,673
|
7,060
|
260,528
|
90-99
|
91.0
|
2.0
|
88.6
|
1,982
|
79,194
|
14,667
|
592,160
|
2,179
|
89,398
|
100+
|
86.5
|
16.6
|
117.8
|
27
|
3,149
|
98
|
8,400
|
31
|
2,673
|
Total
|
89.5
|
0.6
|
79.3
|
18,957
|
784,607
|
3,580,230
|
246,426,388
|
21,192
|
988,971
|
GRAND TOTAL
|
87.1
|
0.5
|
76.9
|
29,663
|
1,898,755
|
10,805,334
|
1,663,320,294
|
34,044
|
2,468,148
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014
TABLE 8.6
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
125.5
|
19.8
|
90.7
|
40
|
5,396
|
141,920
|
26,097,195
|
32
|
5,952
|
2
|
108.6
|
20.5
|
38.1
|
28
|
2,308
|
126,050
|
22,172,653
|
26
|
6,064
|
3
|
99.4
|
20.3
|
44.4
|
24
|
2,398
|
111,041
|
17,651,480
|
24
|
5,400
|
4
|
84.1
|
18.8
|
63.5
|
20
|
3,301
|
101,014
|
15,294,886
|
24
|
5,199
|
5
|
114.3
|
22.0
|
107.4
|
27
|
5,629
|
93,445
|
13,182,845
|
24
|
5,242
|
6-10
|
91.0
|
7.9
|
74.1
|
134
|
12,076
|
418,490
|
37,234,711
|
147
|
16,297
|
11-15
|
131.0
|
5.2
|
90.0
|
630
|
13,225
|
448,398
|
24,253,812
|
481
|
14,701
|
Total
|
119.2
|
4.0
|
75.3
|
903
|
44,333
|
1,440,358
|
155,887,583
|
757
|
58,857
|
Select Experience By Issue Age
|
0-4
|
64.1
|
8.4
|
55.1
|
58
|
3,098
|
777,328
|
48,427,694
|
90
|
5,619
|
5-14
|
87.8
|
12.9
|
93.1
|
46
|
3,871
|
346,967
|
29,421,614
|
52
|
4,157
|
15-24
|
60.9
|
19.3
|
45.8
|
10
|
830
|
68,263
|
8,203,099
|
16
|
1,812
|
25-34
|
115.2
|
20.7
|
89.2
|
31
|
5,757
|
89,202
|
26,821,858
|
27
|
6,455
|
35-44
|
124.8
|
15.0
|
111.6
|
69
|
13,400
|
86,698
|
27,711,181
|
55
|
12,010
|
45-54
|
99.2
|
10.0
|
52.2
|
99
|
7,460
|
47,972
|
12,818,382
|
100
|
14,286
|
55-64
|
126.6
|
8.7
|
53.1
|
212
|
4,697
|
16,477
|
2,171,186
|
167
|
8,847
|
65-74
|
159.9
|
10.1
|
86.9
|
249
|
3,594
|
6,237
|
285,376
|
156
|
4,137
|
75-89
|
137.9
|
12.2
|
105.5
|
128
|
1,616
|
1,213
|
27,180
|
93
|
1,532
|
90+
|
1016.0
|
1016.0
|
517.6
|
1
|
9
|
1
|
13
|
0
|
2
|
Total
|
119.2
|
4.0
|
75.3
|
903
|
44,333
|
1,440,358
|
155,887,583
|
757
|
58,857
|
Ultimate Experience By Attained Age
|
15-19
|
87.2
|
15.7
|
89.9
|
31
|
1,472
|
197,140
|
9,114,821
|
36
|
1,637
|
20-29
|
99.7
|
7.9
|
83.1
|
161
|
4,795
|
554,186
|
20,164,282
|
162
|
5,772
|
30-39
|
107.5
|
6.9
|
88.2
|
240
|
4,448
|
483,261
|
11,073,568
|
223
|
5,042
|
40-49
|
135.8
|
4.6
|
117.2
|
885
|
21,866
|
605,406
|
16,964,699
|
652
|
18,653
|
50-59
|
98.5
|
1.8
|
87.6
|
3,059
|
60,332
|
988,942
|
23,053,588
|
3,105
|
68,837
|
60-69
|
74.4
|
0.9
|
70.0
|
6,447
|
75,815
|
869,152
|
11,510,811
|
8,665
|
108,352
|
70-79
|
100.0
|
0.9
|
94.6
|
13,310
|
90,050
|
615,653
|
4,499,225
|
13,311
|
95,236
|
80-89
|
111.9
|
0.7
|
107.3
|
26,675
|
127,937
|
436,520
|
2,238,025
|
23,831
|
119,237
|
90-99
|
85.8
|
0.8
|
94.7
|
12,767
|
55,943
|
91,723
|
371,907
|
14,882
|
59,079
|
100+
|
22.9
|
1.0
|
33.9
|
574
|
1,639
|
6,876
|
13,856
|
2,504
|
4,837
|
Total
|
95.2
|
0.4
|
91.3
|
64,149
|
444,296
|
4,848,860
|
99,004,783
|
67,369
|
486,681
|
GRAND TOTAL
|
95.5
|
0.4
|
89.6
|
65,052
|
488,629
|
6,289,218
|
254,892,366
|
68,127
|
545,538
|
Thomson Data Analysis Sat Mar 22 18:33:25 2014