CANADIAN ORDINARY STANDARD EXPERIENCE
|
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012
|
EXPECTED CIA 97-04 TABLES
|
Index of Tables
|
TABLE 1.1
|
TOTAL EXPERIENCE -- FACE SIZE < $10,000
|
TABLE 1.2
|
TOTAL EXPERIENCE -- FACE SIZE $10,000-$49,999
|
TABLE 1.3
|
TOTAL EXPERIENCE -- FACE SIZE $50,000-$99,999
|
TABLE 1.4
|
TOTAL EXPERIENCE -- FACE SIZE $100,000-$249,999
|
TABLE 1.5
|
TOTAL EXPERIENCE -- FACE SIZE $250,000-$499,999
|
TABLE 1.6
|
TOTAL EXPERIENCE -- FACE SIZE $500,000-$999,999
|
TABLE 1.7
|
TOTAL EXPERIENCE -- FACE SIZE $1,000,000 AND OVER
|
TABLE 2.1
|
TOTAL EXPERIENCE -- MALES, FACE SIZE < $10,000
|
TABLE 2.2
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $10,000-$49,999
|
TABLE 2.3
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $50,000-$99,999
|
TABLE 2.4
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $100,000-$249,999
|
TABLE 2.5
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $250,000-$499,999
|
TABLE 2.6
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $500,000-$999,999
|
TABLE 2.7
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $1,000,000 AND OVER
|
TABLE 2.8
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE < $10,000
|
TABLE 2.9
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $10,000-$49,999
|
TABLE 2.10
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $50,000-$99,999
|
TABLE 2.11
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $100,000-$249,999
|
TABLE 2.12
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $250,000-$499,999
|
TABLE 2.13
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $500,000-$999,999
|
TABLE 2.14
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.1
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE < $10,000
|
TABLE 8.2
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.3
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.4
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.5
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.6
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.7
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.8
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE < $10,000
|
TABLE 8.9
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.10
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.11
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.12
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.13
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.14
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.15
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
TABLE 8.16
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
TABLE 8.17
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
TABLE 8.18
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
TABLE 8.19
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
TABLE 8.20
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
TABLE 8.21
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.22
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE < $10,000
|
TABLE 8.23
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.24
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.25
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.26
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.27
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.28
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.29
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE < $10,000
|
TABLE 8.30
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.31
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.32
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.33
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.34
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.35
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.36
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
TABLE 8.37
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
TABLE 8.38
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
TABLE 8.39
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
TABLE 8.40
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
TABLE 8.41
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
TABLE 8.42
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
TABLE 1.1
TOTAL EXPERIENCE -- FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
78.4
|
35.1
|
87.8
|
5
|
38
|
11,702
|
63,076
|
6
|
43
|
2
|
136.9
|
43.3
|
152.0
|
10
|
109
|
8,878
|
76,496
|
7
|
72
|
3
|
79.5
|
32.5
|
62.4
|
6
|
48
|
7,737
|
84,335
|
8
|
77
|
4
|
119.0
|
37.6
|
105.2
|
10
|
96
|
6,377
|
81,194
|
8
|
91
|
5
|
79.7
|
32.5
|
94.8
|
6
|
96
|
3,808
|
78,506
|
8
|
101
|
6-10
|
99.7
|
15.2
|
92.5
|
43
|
820
|
14,952
|
422,165
|
43
|
886
|
11-15
|
95.0
|
7.7
|
88.9
|
151
|
1,949
|
17,489
|
494,482
|
159
|
2,193
|
Total
|
96.5
|
6.4
|
91.1
|
231
|
3,156
|
70,945
|
1,300,254
|
239
|
3,463
|
Select Experience By Issue Age
|
0-4
|
136.9
|
79.0
|
57.0
|
3
|
20
|
14,438
|
255,309
|
2
|
35
|
5-14
|
50.9
|
50.9
|
62.2
|
1
|
31
|
8,323
|
159,620
|
2
|
49
|
15-24
|
67.0
|
47.4
|
73.5
|
2
|
52
|
7,440
|
154,874
|
3
|
71
|
25-34
|
37.9
|
26.8
|
55.9
|
2
|
76
|
9,939
|
207,338
|
5
|
136
|
35-44
|
71.5
|
23.8
|
89.6
|
9
|
301
|
9,514
|
195,923
|
13
|
335
|
45-54
|
65.8
|
12.9
|
74.4
|
26
|
655
|
10,282
|
192,257
|
40
|
880
|
55-64
|
89.3
|
11.8
|
91.5
|
57
|
871
|
7,133
|
97,345
|
64
|
952
|
65-74
|
121.1
|
12.1
|
109.8
|
101
|
846
|
3,457
|
33,614
|
83
|
771
|
75-89
|
108.9
|
19.9
|
130.2
|
30
|
303
|
419
|
3,969
|
28
|
233
|
90+
|
|
|
155.0
|
0
|
1
|
0
|
5
|
0
|
1
|
Total
|
96.5
|
6.4
|
91.1
|
231
|
3,156
|
70,945
|
1,300,254
|
239
|
3,463
|
Ultimate Experience By Attained Age
|
15-19
|
224.0
|
158.4
|
173.9
|
2
|
27
|
2,810
|
51,011
|
1
|
16
|
20-29
|
116.1
|
36.7
|
137.5
|
10
|
123
|
16,167
|
170,668
|
9
|
90
|
30-39
|
115.0
|
16.8
|
125.8
|
47
|
335
|
59,468
|
387,392
|
41
|
267
|
40-49
|
144.4
|
10.3
|
135.5
|
198
|
1,204
|
105,166
|
668,981
|
137
|
889
|
50-59
|
107.9
|
4.1
|
102.8
|
709
|
4,313
|
178,859
|
1,161,348
|
657
|
4,195
|
60-69
|
77.5
|
1.6
|
79.7
|
2,317
|
13,640
|
258,207
|
1,502,977
|
2,989
|
17,109
|
70-79
|
88.8
|
1.1
|
91.5
|
6,271
|
31,430
|
249,750
|
1,223,194
|
7,058
|
34,363
|
80-89
|
102.1
|
0.9
|
105.4
|
13,763
|
57,946
|
195,381
|
801,229
|
13,485
|
54,972
|
90-99
|
74.7
|
1.0
|
85.1
|
6,018
|
22,249
|
41,399
|
137,038
|
8,061
|
26,153
|
100+
|
14.5
|
0.8
|
29.4
|
299
|
758
|
4,993
|
6,517
|
2,069
|
2,579
|
Total
|
85.9
|
0.5
|
93.9
|
29,634
|
132,027
|
1,112,202
|
6,110,356
|
34,507
|
140,631
|
GRAND TOTAL
|
86.0
|
0.5
|
93.8
|
29,865
|
135,183
|
1,183,147
|
7,410,609
|
34,747
|
144,094
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 1.2
TOTAL EXPERIENCE -- FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
88.6
|
17.0
|
74.8
|
27
|
638
|
38,395
|
1,270,478
|
30
|
852
|
2
|
77.3
|
12.1
|
76.3
|
41
|
1,048
|
36,588
|
1,185,028
|
53
|
1,374
|
3
|
92.9
|
12.2
|
82.8
|
58
|
1,328
|
37,457
|
1,218,679
|
62
|
1,605
|
4
|
98.1
|
11.9
|
95.4
|
68
|
1,676
|
35,592
|
1,151,153
|
69
|
1,757
|
5
|
77.3
|
9.7
|
67.1
|
64
|
1,331
|
36,549
|
1,095,070
|
83
|
1,983
|
6-10
|
90.4
|
3.7
|
85.2
|
606
|
14,111
|
207,428
|
6,303,159
|
671
|
16,553
|
11-15
|
86.1
|
2.3
|
82.1
|
1,455
|
32,446
|
315,435
|
9,129,343
|
1,691
|
39,513
|
Total
|
87.2
|
1.8
|
82.6
|
2,319
|
52,578
|
707,445
|
21,352,911
|
2,659
|
63,638
|
Select Experience By Issue Age
|
0-4
|
89.2
|
20.5
|
104.3
|
19
|
600
|
143,593
|
3,901,894
|
21
|
576
|
5-14
|
73.8
|
17.4
|
71.8
|
18
|
438
|
81,041
|
2,091,358
|
24
|
610
|
15-24
|
83.0
|
15.4
|
60.0
|
29
|
714
|
74,335
|
2,592,780
|
35
|
1,189
|
25-34
|
85.8
|
12.4
|
77.1
|
48
|
1,751
|
82,871
|
3,449,818
|
56
|
2,270
|
35-44
|
99.8
|
7.9
|
93.6
|
158
|
4,843
|
87,892
|
3,177,405
|
158
|
5,175
|
45-54
|
90.2
|
4.1
|
85.3
|
478
|
11,710
|
110,081
|
3,158,373
|
530
|
13,726
|
55-64
|
79.4
|
2.9
|
75.0
|
731
|
15,541
|
88,608
|
2,131,702
|
921
|
20,714
|
65-74
|
90.0
|
3.5
|
85.6
|
664
|
13,498
|
35,558
|
779,260
|
738
|
15,766
|
75-89
|
99.4
|
7.5
|
96.6
|
174
|
3,483
|
3,465
|
70,295
|
175
|
3,607
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
25
|
0
|
4
|
Total
|
87.2
|
1.8
|
82.6
|
2,319
|
52,578
|
707,445
|
21,352,911
|
2,659
|
63,638
|
Ultimate Experience By Attained Age
|
15-19
|
105.4
|
21.5
|
117.2
|
24
|
747
|
73,901
|
2,083,960
|
23
|
637
|
20-29
|
98.8
|
8.9
|
98.5
|
122
|
3,015
|
240,628
|
6,020,150
|
123
|
3,060
|
30-39
|
112.9
|
8.6
|
106.7
|
173
|
3,722
|
224,129
|
5,122,447
|
153
|
3,489
|
40-49
|
107.6
|
5.6
|
97.2
|
364
|
10,900
|
253,009
|
8,414,991
|
338
|
11,216
|
50-59
|
96.5
|
2.4
|
90.8
|
1,565
|
46,849
|
444,047
|
14,636,817
|
1,622
|
51,585
|
60-69
|
80.9
|
1.3
|
76.4
|
3,776
|
90,833
|
431,118
|
11,374,321
|
4,667
|
118,893
|
70-79
|
86.6
|
1.1
|
83.4
|
5,772
|
115,840
|
252,112
|
5,288,063
|
6,667
|
138,834
|
80-89
|
101.1
|
1.2
|
97.6
|
7,117
|
130,362
|
109,801
|
2,060,780
|
7,036
|
133,636
|
90-99
|
83.8
|
2.0
|
81.9
|
1,689
|
31,426
|
10,699
|
201,550
|
2,015
|
38,391
|
100+
|
41.2
|
8.1
|
39.2
|
26
|
511
|
154
|
3,167
|
63
|
1,304
|
Total
|
90.8
|
0.6
|
86.7
|
20,628
|
434,206
|
2,039,598
|
55,206,246
|
22,709
|
501,045
|
GRAND TOTAL
|
90.5
|
0.6
|
86.2
|
22,947
|
486,784
|
2,747,043
|
76,559,157
|
25,368
|
564,683
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 1.3
TOTAL EXPERIENCE -- FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
118.3
|
24.2
|
100.1
|
24
|
1,290
|
40,735
|
2,614,858
|
20
|
1,289
|
2
|
93.1
|
17.0
|
80.0
|
30
|
1,644
|
36,082
|
2,326,165
|
32
|
2,055
|
3
|
66.4
|
13.3
|
67.7
|
25
|
1,587
|
35,035
|
2,264,207
|
38
|
2,345
|
4
|
83.7
|
14.4
|
73.0
|
34
|
1,846
|
34,108
|
2,176,980
|
41
|
2,529
|
5
|
68.7
|
12.1
|
70.6
|
32
|
2,020
|
32,841
|
2,066,248
|
47
|
2,862
|
6-10
|
84.5
|
4.7
|
82.5
|
324
|
19,931
|
178,118
|
11,281,680
|
384
|
24,163
|
11-15
|
79.6
|
3.4
|
79.7
|
537
|
33,180
|
212,421
|
13,149,292
|
674
|
41,609
|
Total
|
81.4
|
2.6
|
80.0
|
1,006
|
61,498
|
569,340
|
35,879,431
|
1,235
|
76,853
|
Select Experience By Issue Age
|
0-4
|
40.3
|
20.1
|
48.8
|
4
|
281
|
69,436
|
4,017,125
|
10
|
576
|
5-14
|
76.6
|
24.2
|
67.8
|
10
|
506
|
45,903
|
2,653,081
|
13
|
746
|
15-24
|
113.7
|
18.4
|
101.1
|
38
|
2,001
|
75,600
|
4,513,306
|
33
|
1,978
|
25-34
|
91.0
|
11.5
|
92.9
|
63
|
4,315
|
112,782
|
7,542,648
|
69
|
4,644
|
35-44
|
90.8
|
7.5
|
88.2
|
145
|
9,264
|
109,122
|
7,326,146
|
160
|
10,506
|
45-54
|
81.4
|
4.9
|
81.3
|
277
|
17,162
|
97,114
|
6,201,320
|
340
|
21,116
|
55-64
|
70.6
|
4.4
|
68.0
|
253
|
14,718
|
46,884
|
2,864,261
|
358
|
21,655
|
65-74
|
89.8
|
6.6
|
88.8
|
183
|
11,231
|
11,656
|
708,473
|
204
|
12,650
|
75-89
|
69.9
|
12.2
|
68.6
|
33
|
2,022
|
839
|
52,860
|
47
|
2,948
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
210
|
1
|
34
|
Total
|
81.4
|
2.6
|
80.0
|
1,006
|
61,498
|
569,340
|
35,879,431
|
1,235
|
76,853
|
Ultimate Experience By Attained Age
|
15-19
|
110.0
|
38.9
|
85.2
|
8
|
402
|
23,981
|
1,576,335
|
7
|
472
|
20-29
|
87.8
|
16.0
|
75.4
|
30
|
1,651
|
68,653
|
4,434,822
|
34
|
2,188
|
30-39
|
88.7
|
14.4
|
79.1
|
38
|
2,047
|
63,688
|
3,848,228
|
43
|
2,587
|
40-49
|
88.3
|
6.8
|
85.6
|
171
|
11,345
|
148,539
|
10,117,176
|
194
|
13,259
|
50-59
|
84.6
|
3.3
|
83.5
|
641
|
44,104
|
234,407
|
16,496,743
|
758
|
52,798
|
60-69
|
72.4
|
2.4
|
73.0
|
920
|
60,596
|
138,017
|
9,031,478
|
1,271
|
83,031
|
70-79
|
75.6
|
2.8
|
73.8
|
738
|
46,381
|
40,276
|
2,550,668
|
977
|
62,889
|
80-89
|
85.1
|
3.3
|
84.3
|
659
|
43,907
|
12,141
|
801,834
|
774
|
52,058
|
90-99
|
91.9
|
6.2
|
89.3
|
223
|
14,251
|
1,302
|
85,008
|
243
|
15,964
|
100+
|
57.5
|
28.8
|
54.3
|
4
|
246
|
17
|
1,124
|
7
|
453
|
Total
|
79.7
|
1.4
|
78.7
|
3,432
|
224,929
|
731,021
|
48,943,417
|
4,307
|
285,700
|
GRAND TOTAL
|
80.1
|
1.2
|
79.0
|
4,438
|
286,427
|
1,300,361
|
84,822,848
|
5,542
|
362,552
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 1.4
TOTAL EXPERIENCE -- FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
62.0
|
11.0
|
64.5
|
32
|
4,957
|
114,264
|
17,804,410
|
52
|
7,689
|
2
|
73.4
|
9.1
|
73.8
|
65
|
9,491
|
114,578
|
17,543,081
|
89
|
12,863
|
3
|
67.1
|
8.3
|
66.8
|
66
|
9,532
|
107,345
|
16,537,108
|
98
|
14,270
|
4
|
59.8
|
7.6
|
63.2
|
62
|
9,416
|
101,572
|
15,481,950
|
104
|
14,907
|
5
|
77.2
|
8.2
|
75.0
|
88
|
12,298
|
96,982
|
14,728,089
|
114
|
16,395
|
6-10
|
73.8
|
2.9
|
72.7
|
630
|
87,537
|
486,336
|
71,821,015
|
854
|
120,343
|
11-15
|
83.5
|
2.9
|
84.0
|
810
|
109,552
|
379,421
|
51,225,620
|
970
|
130,349
|
Total
|
76.9
|
1.8
|
76.6
|
1,753
|
242,782
|
1,400,498
|
205,141,272
|
2,280
|
316,815
|
Select Experience By Issue Age
|
0-4
|
123.7
|
39.1
|
123.2
|
10
|
1,201
|
58,526
|
7,052,008
|
8
|
975
|
5-14
|
73.4
|
23.2
|
67.2
|
10
|
1,116
|
54,353
|
6,648,217
|
14
|
1,662
|
15-24
|
96.4
|
13.0
|
89.2
|
55
|
6,487
|
140,000
|
18,168,465
|
57
|
7,271
|
25-34
|
79.8
|
6.1
|
76.7
|
172
|
25,118
|
375,091
|
58,873,122
|
215
|
32,767
|
35-44
|
92.4
|
4.5
|
90.8
|
428
|
61,909
|
394,290
|
61,089,085
|
463
|
68,197
|
45-54
|
72.8
|
3.3
|
73.2
|
490
|
67,821
|
269,735
|
38,751,205
|
674
|
92,615
|
55-64
|
65.2
|
3.5
|
65.9
|
343
|
45,737
|
92,608
|
12,432,593
|
526
|
69,387
|
65-74
|
78.2
|
5.8
|
77.4
|
183
|
24,465
|
14,456
|
1,926,688
|
234
|
31,613
|
75-89
|
70.1
|
8.9
|
72.6
|
62
|
8,927
|
1,438
|
199,759
|
88
|
12,289
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
130
|
0
|
40
|
Total
|
76.9
|
1.8
|
76.6
|
1,753
|
242,782
|
1,400,498
|
205,141,272
|
2,280
|
316,815
|
Ultimate Experience By Attained Age
|
15-19
|
98.7
|
57.0
|
99.5
|
3
|
401
|
10,196
|
1,360,676
|
3
|
403
|
20-29
|
51.1
|
20.9
|
59.0
|
6
|
897
|
23,601
|
3,065,422
|
12
|
1,520
|
30-39
|
54.2
|
14.5
|
57.0
|
14
|
1,754
|
38,727
|
4,615,019
|
26
|
3,079
|
40-49
|
84.0
|
6.1
|
84.6
|
192
|
24,965
|
182,770
|
23,546,796
|
228
|
29,495
|
50-59
|
81.3
|
3.3
|
83.6
|
614
|
83,032
|
265,143
|
35,054,953
|
755
|
99,284
|
60-69
|
73.6
|
2.8
|
72.4
|
700
|
90,275
|
113,587
|
14,837,135
|
951
|
124,644
|
70-79
|
73.2
|
3.4
|
72.9
|
462
|
61,451
|
26,698
|
3,527,785
|
631
|
84,282
|
80-89
|
85.6
|
3.9
|
85.0
|
490
|
66,765
|
9,115
|
1,241,693
|
572
|
78,553
|
90-99
|
76.7
|
6.6
|
78.3
|
135
|
18,938
|
961
|
130,599
|
176
|
24,190
|
100+
|
106.3
|
61.4
|
80.9
|
3
|
325
|
8
|
1,126
|
3
|
402
|
Total
|
78.0
|
1.5
|
78.2
|
2,619
|
348,803
|
670,805
|
87,381,203
|
3,357
|
445,851
|
GRAND TOTAL
|
77.6
|
1.2
|
77.6
|
4,372
|
591,585
|
2,071,303
|
292,522,475
|
5,637
|
762,666
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 1.5
TOTAL EXPERIENCE -- FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
52.7
|
12.1
|
62.9
|
19
|
7,235
|
87,143
|
28,545,707
|
36
|
11,494
|
2
|
44.7
|
8.9
|
44.8
|
25
|
7,925
|
88,169
|
28,541,658
|
56
|
17,673
|
3
|
58.2
|
10.0
|
53.4
|
34
|
9,814
|
81,024
|
26,096,443
|
58
|
18,388
|
4
|
55.8
|
9.6
|
55.0
|
34
|
10,559
|
75,845
|
24,221,391
|
61
|
19,191
|
5
|
79.4
|
11.2
|
83.6
|
50
|
16,407
|
68,257
|
21,671,564
|
63
|
19,636
|
6-10
|
66.8
|
4.1
|
65.3
|
266
|
79,353
|
289,055
|
88,721,319
|
398
|
121,444
|
11-15
|
85.8
|
6.3
|
88.6
|
188
|
60,129
|
86,060
|
26,529,682
|
219
|
67,833
|
Total
|
69.1
|
2.8
|
69.4
|
616
|
191,423
|
775,553
|
244,327,766
|
892
|
275,659
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
86.0
|
0
|
250
|
7,336
|
2,178,840
|
1
|
291
|
5-14
|
191.4
|
95.7
|
188.8
|
4
|
1,177
|
8,459
|
2,520,033
|
2
|
623
|
15-24
|
100.0
|
26.7
|
119.0
|
14
|
4,901
|
38,886
|
11,478,029
|
14
|
4,117
|
25-34
|
67.3
|
7.7
|
69.2
|
77
|
25,298
|
242,469
|
78,165,224
|
114
|
36,556
|
35-44
|
76.4
|
5.6
|
73.1
|
184
|
55,230
|
283,243
|
90,299,430
|
241
|
75,542
|
45-54
|
65.6
|
4.9
|
64.2
|
178
|
53,004
|
156,375
|
47,892,595
|
271
|
82,516
|
55-64
|
61.9
|
6.2
|
65.9
|
98
|
31,698
|
34,358
|
10,416,344
|
158
|
48,128
|
65-74
|
64.8
|
10.2
|
65.8
|
40
|
12,647
|
3,916
|
1,213,619
|
62
|
19,215
|
75-89
|
76.5
|
16.7
|
83.3
|
21
|
7,218
|
513
|
163,652
|
27
|
8,670
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.1
|
2.8
|
69.4
|
616
|
191,423
|
775,553
|
244,327,766
|
892
|
275,659
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,236
|
402,697
|
0
|
121
|
20-29
|
240.9
|
139.1
|
226.9
|
3
|
901
|
2,437
|
784,171
|
1
|
397
|
30-39
|
46.9
|
46.9
|
39.4
|
1
|
250
|
3,291
|
976,351
|
2
|
635
|
40-49
|
74.0
|
17.9
|
76.0
|
17
|
5,351
|
18,270
|
5,574,443
|
23
|
7,037
|
50-59
|
66.6
|
8.5
|
67.7
|
61
|
19,300
|
33,837
|
10,492,952
|
92
|
28,505
|
60-69
|
74.2
|
7.2
|
75.0
|
106
|
33,753
|
17,229
|
5,391,477
|
143
|
45,016
|
70-79
|
57.8
|
7.2
|
61.4
|
65
|
22,371
|
4,702
|
1,510,338
|
112
|
36,447
|
80-89
|
76.6
|
8.6
|
73.9
|
80
|
25,526
|
1,669
|
548,061
|
104
|
34,521
|
90-99
|
132.6
|
21.5
|
122.5
|
38
|
11,467
|
160
|
52,772
|
29
|
9,358
|
100+
|
278.6
|
197.0
|
271.1
|
2
|
650
|
2
|
650
|
1
|
240
|
Total
|
73.5
|
3.8
|
73.7
|
373
|
119,569
|
82,833
|
25,733,912
|
508
|
162,278
|
GRAND TOTAL
|
70.7
|
2.2
|
71.0
|
989
|
310,992
|
858,387
|
270,061,677
|
1,399
|
437,937
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 1.6
TOTAL EXPERIENCE -- FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
88.4
|
19.8
|
88.5
|
20
|
12,030
|
59,928
|
36,029,496
|
23
|
13,597
|
2
|
57.0
|
13.4
|
50.2
|
18
|
9,415
|
58,005
|
34,510,773
|
32
|
18,765
|
3
|
58.0
|
13.3
|
61.9
|
19
|
12,050
|
51,374
|
30,480,343
|
33
|
19,472
|
4
|
56.3
|
12.6
|
54.5
|
20
|
11,450
|
47,209
|
27,870,834
|
36
|
20,998
|
5
|
61.3
|
13.4
|
61.4
|
21
|
12,350
|
39,712
|
23,242,137
|
34
|
20,123
|
6-10
|
75.3
|
6.5
|
75.1
|
135
|
78,532
|
129,320
|
75,011,601
|
179
|
104,604
|
11-15
|
74.9
|
8.8
|
73.2
|
72
|
40,842
|
32,088
|
18,422,843
|
96
|
55,758
|
Total
|
70.5
|
4.0
|
69.7
|
305
|
176,669
|
417,637
|
245,568,026
|
432
|
253,318
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,215
|
1,359,767
|
0
|
181
|
5-14
|
267.0
|
188.8
|
220.8
|
2
|
1,000
|
3,074
|
1,873,611
|
1
|
453
|
15-24
|
41.5
|
29.3
|
55.6
|
2
|
1,500
|
13,658
|
7,630,093
|
5
|
2,697
|
25-34
|
55.1
|
9.7
|
54.0
|
32
|
18,347
|
135,403
|
79,186,790
|
58
|
33,947
|
35-44
|
82.8
|
8.2
|
80.5
|
103
|
58,907
|
169,812
|
100,633,677
|
124
|
73,219
|
45-54
|
77.4
|
7.9
|
76.1
|
96
|
55,087
|
75,840
|
44,491,425
|
124
|
72,364
|
55-64
|
48.4
|
8.0
|
48.4
|
37
|
21,700
|
15,481
|
9,104,818
|
76
|
44,805
|
65-74
|
58.8
|
14.3
|
61.4
|
17
|
10,589
|
1,870
|
1,120,842
|
29
|
17,235
|
75-89
|
105.8
|
27.3
|
105.6
|
15
|
8,680
|
284
|
166,145
|
14
|
8,218
|
90+
|
432.3
|
432.3
|
432.3
|
1
|
858
|
1
|
858
|
0
|
198
|
Total
|
70.5
|
4.0
|
69.7
|
305
|
176,669
|
417,637
|
245,568,026
|
432
|
253,318
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
177
|
114,041
|
0
|
33
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
470
|
293,704
|
0
|
154
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
733
|
433,463
|
0
|
286
|
40-49
|
110.1
|
45.0
|
103.9
|
6
|
3,217
|
4,203
|
2,384,133
|
5
|
3,095
|
50-59
|
89.4
|
17.2
|
86.8
|
27
|
15,192
|
10,956
|
6,344,736
|
30
|
17,507
|
60-69
|
88.8
|
12.3
|
95.2
|
52
|
32,754
|
6,962
|
4,068,574
|
59
|
34,396
|
70-79
|
60.1
|
11.0
|
58.5
|
30
|
17,846
|
2,073
|
1,253,010
|
50
|
30,481
|
80-89
|
65.7
|
11.6
|
65.3
|
32
|
19,283
|
776
|
469,061
|
49
|
29,509
|
90-99
|
49.9
|
18.9
|
62.3
|
7
|
5,424
|
72
|
45,366
|
14
|
8,710
|
100+
|
305.2
|
215.8
|
305.2
|
2
|
1,000
|
2
|
1,000
|
1
|
328
|
Total
|
74.9
|
6.0
|
76.1
|
156
|
94,716
|
26,424
|
15,407,087
|
208
|
124,499
|
GRAND TOTAL
|
72.0
|
3.4
|
71.8
|
461
|
271,384
|
444,061
|
260,975,114
|
641
|
377,816
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 1.7
TOTAL EXPERIENCE -- FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
17.2
|
12.2
|
17.0
|
2
|
3,500
|
25,784
|
41,849,988
|
12
|
20,550
|
2
|
60.4
|
19.1
|
41.8
|
10
|
12,560
|
24,327
|
40,412,091
|
17
|
30,041
|
3
|
80.0
|
22.2
|
53.4
|
13
|
14,889
|
20,313
|
31,792,836
|
16
|
27,908
|
4
|
74.4
|
20.6
|
59.0
|
13
|
18,250
|
18,470
|
30,059,158
|
17
|
30,947
|
5
|
12.0
|
8.5
|
10.6
|
2
|
3,160
|
14,725
|
23,661,342
|
17
|
29,748
|
6-10
|
54.1
|
8.0
|
61.8
|
46
|
89,354
|
47,277
|
72,719,691
|
85
|
144,543
|
11-15
|
80.7
|
12.6
|
94.0
|
41
|
80,228
|
12,956
|
20,685,413
|
51
|
85,389
|
Total
|
59.2
|
5.3
|
60.1
|
127
|
221,940
|
163,852
|
261,180,519
|
215
|
369,126
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
781
|
1,508,267
|
0
|
188
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,069
|
2,334,102
|
0
|
544
|
15-24
|
78.0
|
78.0
|
41.6
|
1
|
1,000
|
3,085
|
5,634,025
|
1
|
2,406
|
25-34
|
51.9
|
17.3
|
41.9
|
9
|
10,300
|
38,153
|
53,397,168
|
17
|
24,600
|
35-44
|
71.1
|
11.5
|
59.8
|
38
|
49,898
|
71,290
|
110,667,475
|
53
|
83,392
|
45-54
|
59.1
|
9.6
|
57.2
|
38
|
62,342
|
38,559
|
66,288,061
|
64
|
108,910
|
55-64
|
52.3
|
10.7
|
41.1
|
24
|
34,600
|
9,247
|
17,795,914
|
46
|
84,184
|
65-74
|
52.5
|
15.8
|
100.6
|
11
|
42,536
|
1,422
|
2,992,241
|
21
|
42,294
|
75-89
|
55.1
|
22.5
|
94.1
|
6
|
21,264
|
246
|
563,265
|
11
|
22,607
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
59.2
|
5.3
|
60.1
|
127
|
221,940
|
163,852
|
261,180,519
|
215
|
369,126
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
49
|
93,709
|
0
|
29
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
165
|
288,752
|
0
|
146
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
315
|
500,347
|
0
|
331
|
40-49
|
55.2
|
55.2
|
103.5
|
1
|
3,000
|
1,411
|
2,291,883
|
2
|
2,899
|
50-59
|
97.1
|
29.3
|
100.7
|
11
|
17,560
|
4,084
|
6,263,662
|
11
|
17,430
|
60-69
|
69.1
|
16.3
|
93.3
|
18
|
38,324
|
3,032
|
4,712,228
|
26
|
41,095
|
70-79
|
55.4
|
13.4
|
61.3
|
17
|
31,025
|
1,262
|
2,081,190
|
31
|
50,652
|
80-89
|
63.5
|
13.9
|
50.8
|
21
|
30,469
|
539
|
997,631
|
33
|
59,997
|
90-99
|
38.7
|
27.4
|
33.5
|
2
|
3,000
|
28
|
51,874
|
5
|
8,965
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
64.6
|
7.7
|
68.0
|
70
|
123,378
|
10,885
|
17,281,276
|
108
|
181,543
|
GRAND TOTAL
|
61.0
|
4.3
|
62.7
|
197
|
345,319
|
174,737
|
278,461,795
|
323
|
550,669
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.1
TOTAL EXPERIENCE -- MALES, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
99.0
|
49.5
|
103.4
|
4
|
30
|
5,943
|
32,258
|
4
|
29
|
2
|
139.9
|
57.1
|
182.6
|
6
|
84
|
4,521
|
38,025
|
4
|
46
|
3
|
45.7
|
32.3
|
58.6
|
2
|
27
|
3,915
|
41,690
|
4
|
47
|
4
|
110.7
|
49.5
|
104.3
|
5
|
58
|
3,278
|
41,267
|
5
|
55
|
5
|
76.7
|
44.3
|
126.2
|
3
|
74
|
1,913
|
39,356
|
4
|
59
|
6-10
|
94.8
|
20.2
|
102.6
|
22
|
515
|
7,621
|
218,052
|
23
|
502
|
11-15
|
95.0
|
11.4
|
91.6
|
69
|
1,030
|
8,309
|
245,284
|
73
|
1,124
|
Total
|
94.9
|
9.0
|
97.6
|
111
|
1,817
|
35,499
|
655,932
|
117
|
1,861
|
Select Experience By Issue Age
|
0-4
|
233.1
|
134.6
|
88.3
|
3
|
20
|
8,011
|
145,960
|
1
|
22
|
5-14
|
69.9
|
69.9
|
83.5
|
1
|
31
|
4,601
|
87,849
|
1
|
37
|
15-24
|
86.9
|
61.5
|
99.6
|
2
|
52
|
4,022
|
80,568
|
2
|
53
|
25-34
|
57.7
|
40.8
|
53.7
|
2
|
45
|
5,010
|
99,913
|
3
|
83
|
35-44
|
89.4
|
36.5
|
102.1
|
6
|
182
|
4,532
|
91,534
|
7
|
178
|
45-54
|
71.2
|
19.0
|
80.2
|
14
|
362
|
4,578
|
87,070
|
20
|
451
|
55-64
|
76.5
|
15.3
|
99.6
|
25
|
527
|
3,140
|
45,843
|
33
|
529
|
65-74
|
118.4
|
17.3
|
113.4
|
47
|
458
|
1,462
|
15,458
|
40
|
404
|
75-89
|
112.3
|
33.9
|
135.2
|
11
|
139
|
142
|
1,732
|
10
|
103
|
90+
|
|
|
185.0
|
0
|
1
|
0
|
4
|
0
|
1
|
Total
|
94.9
|
9.0
|
97.6
|
111
|
1,817
|
35,499
|
655,932
|
117
|
1,861
|
Ultimate Experience By Attained Age
|
15-19
|
312.5
|
221.0
|
124.6
|
2
|
14
|
1,459
|
26,566
|
1
|
11
|
20-29
|
126.7
|
44.8
|
127.3
|
8
|
84
|
8,563
|
91,047
|
6
|
66
|
30-39
|
108.5
|
20.2
|
120.2
|
29
|
214
|
30,357
|
202,044
|
27
|
178
|
40-49
|
155.1
|
13.5
|
149.3
|
131
|
802
|
56,069
|
351,095
|
84
|
537
|
50-59
|
119.6
|
5.7
|
111.0
|
444
|
2,571
|
92,558
|
579,708
|
371
|
2,315
|
60-69
|
83.0
|
2.2
|
86.3
|
1,450
|
8,977
|
138,727
|
831,583
|
1,748
|
10,402
|
70-79
|
85.0
|
1.3
|
88.0
|
4,045
|
21,294
|
142,896
|
739,620
|
4,758
|
24,206
|
80-89
|
98.3
|
1.1
|
102.9
|
8,423
|
37,764
|
106,657
|
465,015
|
8,565
|
36,684
|
90-99
|
69.8
|
1.2
|
82.3
|
3,200
|
12,683
|
19,974
|
69,317
|
4,585
|
15,403
|
100+
|
9.6
|
0.8
|
24.5
|
137
|
353
|
3,230
|
3,310
|
1,421
|
1,439
|
Total
|
82.9
|
0.6
|
92.9
|
17,869
|
84,756
|
600,491
|
3,359,306
|
21,565
|
91,242
|
GRAND TOTAL
|
82.9
|
0.6
|
93.0
|
17,980
|
86,573
|
635,989
|
4,015,237
|
21,682
|
93,104
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.2
TOTAL EXPERIENCE -- MALES, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
95.3
|
23.1
|
83.1
|
17
|
432
|
18,311
|
615,958
|
18
|
520
|
2
|
80.8
|
17.2
|
71.2
|
22
|
525
|
17,374
|
566,935
|
27
|
738
|
3
|
119.6
|
19.7
|
92.5
|
37
|
762
|
17,611
|
577,785
|
31
|
824
|
4
|
119.2
|
18.6
|
117.0
|
41
|
1,061
|
16,410
|
537,160
|
34
|
906
|
5
|
84.4
|
14.3
|
70.8
|
35
|
727
|
16,784
|
506,539
|
41
|
1,026
|
6-10
|
97.4
|
5.4
|
87.8
|
323
|
7,504
|
95,701
|
2,932,710
|
332
|
8,543
|
11-15
|
83.1
|
3.2
|
78.3
|
680
|
15,769
|
142,281
|
4,190,691
|
819
|
20,137
|
Total
|
88.7
|
2.6
|
81.9
|
1,155
|
26,781
|
324,471
|
9,927,776
|
1,302
|
32,695
|
Select Experience By Issue Age
|
0-4
|
91.5
|
26.4
|
113.8
|
12
|
392
|
73,241
|
1,924,591
|
13
|
344
|
5-14
|
81.1
|
21.7
|
73.8
|
14
|
313
|
41,666
|
1,050,778
|
17
|
425
|
15-24
|
92.3
|
19.2
|
69.2
|
23
|
579
|
36,943
|
1,265,827
|
25
|
836
|
25-34
|
75.4
|
15.1
|
61.1
|
25
|
829
|
38,648
|
1,624,453
|
33
|
1,358
|
35-44
|
112.1
|
12.0
|
99.6
|
87
|
2,629
|
39,049
|
1,453,940
|
78
|
2,639
|
45-54
|
91.8
|
6.1
|
84.7
|
227
|
5,747
|
44,184
|
1,349,439
|
247
|
6,784
|
55-64
|
80.7
|
4.2
|
76.1
|
373
|
8,331
|
35,373
|
908,977
|
462
|
10,941
|
65-74
|
90.8
|
5.0
|
83.3
|
333
|
6,776
|
14,268
|
327,359
|
367
|
8,138
|
75-89
|
101.5
|
13.0
|
96.2
|
61
|
1,185
|
1,100
|
22,413
|
60
|
1,231
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
88.7
|
2.6
|
81.9
|
1,155
|
26,781
|
324,471
|
9,927,776
|
1,302
|
32,695
|
Ultimate Experience By Attained Age
|
15-19
|
104.8
|
25.4
|
137.1
|
17
|
617
|
38,080
|
1,057,807
|
16
|
450
|
20-29
|
93.9
|
10.2
|
96.3
|
84
|
2,131
|
124,115
|
3,094,129
|
89
|
2,214
|
30-39
|
105.4
|
10.0
|
101.2
|
111
|
2,409
|
118,697
|
2,697,079
|
105
|
2,380
|
40-49
|
111.6
|
7.5
|
98.8
|
219
|
6,436
|
127,413
|
4,216,615
|
196
|
6,513
|
50-59
|
104.3
|
3.4
|
96.7
|
967
|
29,674
|
229,120
|
7,876,487
|
927
|
30,695
|
60-69
|
82.7
|
1.7
|
77.9
|
2,510
|
62,572
|
248,535
|
6,862,622
|
3,035
|
80,344
|
70-79
|
84.3
|
1.3
|
81.6
|
4,053
|
85,343
|
152,582
|
3,410,512
|
4,810
|
104,631
|
80-89
|
98.9
|
1.4
|
96.3
|
4,961
|
96,551
|
66,872
|
1,349,504
|
5,015
|
100,304
|
90-99
|
80.7
|
2.4
|
78.3
|
1,121
|
21,654
|
6,497
|
129,621
|
1,389
|
27,641
|
100+
|
36.3
|
8.6
|
31.8
|
18
|
319
|
115
|
2,319
|
50
|
1,003
|
Total
|
90.0
|
0.8
|
86.4
|
14,061
|
307,705
|
1,112,024
|
30,696,696
|
15,632
|
356,175
|
GRAND TOTAL
|
89.9
|
0.7
|
86.0
|
15,216
|
334,486
|
1,436,496
|
40,624,472
|
16,934
|
388,870
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.3
TOTAL EXPERIENCE -- MALES, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
126.1
|
31.5
|
108.7
|
16
|
889
|
19,190
|
1,244,763
|
13
|
818
|
2
|
82.1
|
21.2
|
74.2
|
15
|
877
|
17,107
|
1,117,649
|
18
|
1,182
|
3
|
72.2
|
18.6
|
74.2
|
15
|
968
|
16,358
|
1,064,605
|
21
|
1,305
|
4
|
111.6
|
22.3
|
96.0
|
25
|
1,353
|
15,947
|
1,025,010
|
22
|
1,410
|
5
|
81.6
|
17.8
|
79.7
|
21
|
1,275
|
15,405
|
976,609
|
26
|
1,600
|
6-10
|
88.7
|
6.5
|
85.0
|
189
|
11,468
|
83,818
|
5,348,801
|
213
|
13,491
|
11-15
|
77.8
|
4.6
|
78.2
|
285
|
17,790
|
98,627
|
6,176,935
|
366
|
22,764
|
Total
|
83.3
|
3.5
|
81.3
|
566
|
34,620
|
266,451
|
16,954,372
|
679
|
42,571
|
Select Experience By Issue Age
|
0-4
|
16.9
|
16.9
|
14.8
|
1
|
50
|
35,194
|
2,009,840
|
6
|
339
|
5-14
|
66.4
|
27.1
|
58.4
|
6
|
301
|
23,036
|
1,326,248
|
9
|
515
|
15-24
|
122.4
|
23.1
|
108.6
|
28
|
1,476
|
35,352
|
2,122,220
|
23
|
1,359
|
25-34
|
89.9
|
15.0
|
94.4
|
36
|
2,559
|
50,125
|
3,401,194
|
40
|
2,712
|
35-44
|
103.6
|
11.1
|
99.3
|
87
|
5,628
|
48,860
|
3,373,098
|
84
|
5,669
|
45-54
|
84.7
|
6.7
|
83.9
|
159
|
9,923
|
45,168
|
2,946,760
|
188
|
11,823
|
55-64
|
70.4
|
5.8
|
68.1
|
149
|
8,763
|
23,274
|
1,444,611
|
212
|
12,870
|
65-74
|
90.4
|
9.3
|
86.0
|
94
|
5,516
|
5,212
|
315,643
|
104
|
6,412
|
75-89
|
44.2
|
18.0
|
47.6
|
6
|
404
|
229
|
14,622
|
14
|
847
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
135
|
0
|
24
|
Total
|
83.3
|
3.5
|
81.3
|
566
|
34,620
|
266,451
|
16,954,372
|
679
|
42,571
|
Ultimate Experience By Attained Age
|
15-19
|
79.3
|
39.6
|
63.3
|
4
|
202
|
11,800
|
746,023
|
5
|
320
|
20-29
|
86.6
|
18.9
|
73.4
|
21
|
1,130
|
34,086
|
2,164,127
|
24
|
1,540
|
30-39
|
99.3
|
18.8
|
86.2
|
28
|
1,472
|
31,854
|
1,936,043
|
28
|
1,707
|
40-49
|
95.0
|
9.6
|
89.6
|
98
|
6,547
|
67,720
|
4,776,741
|
103
|
7,308
|
50-59
|
87.1
|
4.4
|
84.5
|
387
|
27,331
|
121,611
|
9,014,151
|
444
|
32,341
|
60-69
|
76.3
|
2.9
|
75.6
|
682
|
45,577
|
84,431
|
5,773,070
|
894
|
60,306
|
70-79
|
76.7
|
3.1
|
75.0
|
602
|
38,624
|
28,443
|
1,853,388
|
785
|
51,522
|
80-89
|
85.6
|
3.8
|
84.2
|
504
|
34,188
|
8,296
|
565,771
|
589
|
40,592
|
90-99
|
81.3
|
7.2
|
80.0
|
126
|
8,466
|
724
|
49,607
|
155
|
10,583
|
100+
|
50.0
|
28.8
|
51.9
|
3
|
196
|
14
|
880
|
6
|
377
|
Total
|
80.9
|
1.6
|
79.3
|
2,455
|
163,733
|
388,978
|
26,879,802
|
3,034
|
206,596
|
GRAND TOTAL
|
81.4
|
1.5
|
79.6
|
3,021
|
198,352
|
655,429
|
43,834,174
|
3,713
|
249,166
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.4
TOTAL EXPERIENCE -- MALES, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
58.8
|
13.1
|
59.5
|
20
|
3,051
|
54,204
|
8,506,820
|
34
|
5,128
|
2
|
84.4
|
12.7
|
85.7
|
44
|
6,575
|
54,160
|
8,355,940
|
52
|
7,668
|
3
|
74.1
|
11.3
|
75.2
|
43
|
6,403
|
50,311
|
7,834,027
|
58
|
8,519
|
4
|
65.4
|
10.3
|
63.7
|
40
|
5,685
|
47,758
|
7,361,878
|
61
|
8,919
|
5
|
79.6
|
10.9
|
77.9
|
53
|
7,579
|
45,640
|
7,040,812
|
67
|
9,729
|
6-10
|
77.9
|
3.9
|
74.7
|
389
|
53,183
|
234,492
|
35,238,119
|
500
|
71,188
|
11-15
|
85.0
|
3.9
|
85.3
|
475
|
64,800
|
189,575
|
26,147,943
|
559
|
75,929
|
Total
|
80.0
|
2.5
|
78.7
|
1,064
|
147,275
|
676,139
|
100,485,539
|
1,331
|
187,079
|
Select Experience By Issue Age
|
0-4
|
132.3
|
54.0
|
137.4
|
6
|
751
|
28,487
|
3,424,093
|
5
|
547
|
5-14
|
74.9
|
28.3
|
65.8
|
7
|
750
|
27,349
|
3,331,016
|
9
|
1,139
|
15-24
|
82.9
|
14.4
|
77.1
|
33
|
3,905
|
65,922
|
8,499,378
|
40
|
5,067
|
25-34
|
68.0
|
7.3
|
66.1
|
87
|
13,098
|
166,802
|
26,663,692
|
128
|
19,822
|
35-44
|
98.6
|
6.1
|
94.8
|
264
|
38,206
|
189,440
|
30,100,766
|
268
|
40,296
|
45-54
|
81.2
|
4.5
|
79.5
|
330
|
45,169
|
138,751
|
20,382,572
|
407
|
56,788
|
55-64
|
70.7
|
4.6
|
71.6
|
239
|
32,194
|
52,107
|
7,120,131
|
338
|
44,950
|
65-74
|
75.0
|
8.0
|
74.0
|
87
|
11,529
|
6,964
|
920,649
|
116
|
15,589
|
75-89
|
53.6
|
16.2
|
58.9
|
11
|
1,673
|
315
|
43,111
|
21
|
2,841
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
130
|
0
|
40
|
Total
|
80.0
|
2.5
|
78.7
|
1,064
|
147,275
|
676,139
|
100,485,539
|
1,331
|
187,079
|
Ultimate Experience By Attained Age
|
15-19
|
96.4
|
68.2
|
83.3
|
2
|
226
|
4,894
|
639,407
|
2
|
271
|
20-29
|
36.1
|
20.8
|
38.9
|
3
|
419
|
11,670
|
1,512,686
|
8
|
1,076
|
30-39
|
53.3
|
17.8
|
56.0
|
9
|
1,132
|
19,652
|
2,355,253
|
17
|
2,022
|
40-49
|
77.7
|
7.4
|
75.4
|
109
|
13,842
|
96,131
|
12,562,655
|
140
|
18,348
|
50-59
|
85.5
|
4.1
|
86.3
|
440
|
59,452
|
163,044
|
21,995,645
|
515
|
68,855
|
60-69
|
74.0
|
3.2
|
72.6
|
546
|
71,391
|
79,446
|
10,617,838
|
737
|
98,330
|
70-79
|
76.9
|
3.8
|
76.4
|
401
|
53,783
|
19,881
|
2,670,428
|
521
|
70,380
|
80-89
|
79.0
|
4.4
|
79.0
|
324
|
45,034
|
5,871
|
810,464
|
410
|
57,031
|
90-99
|
71.4
|
8.2
|
74.6
|
76
|
11,417
|
508
|
73,161
|
106
|
15,306
|
100+
|
120.6
|
120.6
|
64.7
|
1
|
100
|
2
|
368
|
1
|
155
|
Total
|
77.7
|
1.8
|
77.4
|
1,911
|
256,796
|
401,100
|
53,237,904
|
2,458
|
331,774
|
GRAND TOTAL
|
78.5
|
1.4
|
77.9
|
2,975
|
404,071
|
1,077,239
|
153,723,443
|
3,789
|
518,853
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.5
TOTAL EXPERIENCE -- MALES, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
59.5
|
15.4
|
72.8
|
15
|
5,885
|
43,677
|
14,444,994
|
25
|
8,082
|
2
|
46.6
|
11.3
|
49.8
|
17
|
5,775
|
44,335
|
14,545,094
|
36
|
11,608
|
3
|
63.2
|
12.9
|
58.6
|
24
|
7,082
|
40,974
|
13,373,082
|
38
|
12,088
|
4
|
50.8
|
11.4
|
50.3
|
20
|
6,300
|
38,368
|
12,450,833
|
39
|
12,513
|
5
|
62.5
|
12.5
|
68.5
|
25
|
8,630
|
34,503
|
11,136,549
|
40
|
12,597
|
6-10
|
67.3
|
5.1
|
66.8
|
175
|
53,420
|
154,322
|
48,229,455
|
260
|
80,012
|
11-15
|
81.2
|
7.5
|
83.6
|
117
|
37,627
|
52,062
|
16,328,714
|
144
|
45,002
|
Total
|
67.4
|
3.4
|
68.6
|
393
|
124,718
|
408,243
|
130,508,721
|
583
|
181,901
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,576
|
1,057,040
|
1
|
162
|
5-14
|
208.3
|
120.2
|
186.1
|
3
|
800
|
4,256
|
1,268,638
|
1
|
430
|
15-24
|
110.6
|
33.3
|
106.8
|
11
|
3,133
|
17,997
|
5,333,636
|
10
|
2,934
|
25-34
|
66.4
|
9.5
|
72.1
|
49
|
17,226
|
114,871
|
37,740,011
|
74
|
23,905
|
35-44
|
76.0
|
7.0
|
74.3
|
118
|
36,739
|
149,738
|
48,693,158
|
155
|
49,464
|
45-54
|
63.3
|
5.9
|
62.7
|
117
|
35,628
|
92,453
|
28,679,094
|
185
|
56,799
|
55-64
|
57.9
|
7.1
|
64.6
|
67
|
22,764
|
23,070
|
7,034,512
|
116
|
35,242
|
65-74
|
75.3
|
14.8
|
73.1
|
26
|
7,846
|
2,170
|
667,836
|
35
|
10,738
|
75-89
|
28.2
|
19.9
|
26.2
|
2
|
583
|
110
|
34,797
|
7
|
2,226
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
67.4
|
3.4
|
68.6
|
393
|
124,718
|
408,243
|
130,508,721
|
583
|
181,901
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
637
|
200,060
|
0
|
84
|
20-29
|
221.4
|
156.6
|
198.1
|
2
|
567
|
1,264
|
401,899
|
1
|
286
|
30-39
|
67.3
|
67.3
|
56.3
|
1
|
250
|
1,786
|
532,273
|
1
|
444
|
40-49
|
64.6
|
19.5
|
66.0
|
11
|
3,462
|
12,058
|
3,711,981
|
17
|
5,245
|
50-59
|
71.4
|
9.9
|
72.0
|
52
|
16,396
|
25,128
|
7,848,769
|
73
|
22,778
|
60-69
|
75.7
|
7.9
|
74.7
|
93
|
29,071
|
13,863
|
4,372,455
|
123
|
38,899
|
70-79
|
51.8
|
7.3
|
57.2
|
50
|
17,992
|
3,731
|
1,205,712
|
97
|
31,429
|
80-89
|
80.2
|
10.1
|
76.7
|
63
|
20,238
|
1,143
|
382,460
|
79
|
26,392
|
90-99
|
121.8
|
27.2
|
109.5
|
20
|
5,829
|
78
|
25,705
|
16
|
5,321
|
100+
|
248.7
|
248.7
|
248.7
|
1
|
400
|
1
|
400
|
0
|
161
|
Total
|
71.9
|
4.2
|
71.9
|
293
|
94,205
|
59,689
|
18,681,713
|
407
|
131,039
|
GRAND TOTAL
|
69.3
|
2.6
|
70.0
|
686
|
218,923
|
467,932
|
149,190,434
|
990
|
312,940
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.6
TOTAL EXPERIENCE -- MALES, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
77.0
|
21.3
|
78.6
|
13
|
7,972
|
33,270
|
20,226,788
|
17
|
10,147
|
2
|
61.8
|
16.5
|
54.6
|
14
|
7,415
|
32,397
|
19,550,104
|
23
|
13,586
|
3
|
55.5
|
15.4
|
59.7
|
13
|
8,400
|
28,928
|
17,465,542
|
23
|
14,060
|
4
|
39.0
|
12.3
|
38.0
|
10
|
5,800
|
27,301
|
16,406,940
|
26
|
15,260
|
5
|
57.7
|
15.4
|
59.5
|
14
|
8,550
|
23,197
|
13,836,777
|
24
|
14,366
|
6-10
|
69.5
|
7.2
|
69.1
|
92
|
53,761
|
82,193
|
48,452,579
|
132
|
77,836
|
11-15
|
72.3
|
10.2
|
68.0
|
50
|
27,352
|
22,478
|
13,018,850
|
69
|
40,197
|
Total
|
65.5
|
4.6
|
64.3
|
206
|
119,250
|
249,764
|
148,957,579
|
314
|
185,451
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,100
|
665,266
|
0
|
100
|
5-14
|
193.6
|
193.6
|
161.0
|
1
|
500
|
1,561
|
942,859
|
1
|
311
|
15-24
|
56.0
|
39.6
|
74.7
|
2
|
1,500
|
6,706
|
3,783,748
|
4
|
2,007
|
25-34
|
46.2
|
10.6
|
42.8
|
19
|
10,421
|
71,410
|
42,553,287
|
41
|
24,347
|
35-44
|
71.8
|
8.9
|
71.3
|
65
|
38,395
|
103,355
|
62,185,364
|
90
|
53,814
|
45-54
|
81.6
|
9.2
|
80.7
|
78
|
45,242
|
52,639
|
31,158,569
|
96
|
56,082
|
55-64
|
44.1
|
8.5
|
42.3
|
27
|
15,200
|
11,825
|
6,975,893
|
61
|
35,951
|
65-74
|
58.9
|
18.6
|
56.0
|
10
|
5,636
|
1,091
|
645,985
|
17
|
10,064
|
75-89
|
85.4
|
42.7
|
84.9
|
4
|
2,356
|
77
|
46,609
|
5
|
2,776
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.5
|
4.6
|
64.3
|
206
|
119,250
|
249,764
|
148,957,579
|
314
|
185,451
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
79
|
50,247
|
0
|
21
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
261
|
160,181
|
0
|
115
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
430
|
250,327
|
0
|
206
|
40-49
|
114.0
|
51.0
|
103.8
|
5
|
2,600
|
3,110
|
1,774,538
|
4
|
2,504
|
50-59
|
78.1
|
17.5
|
75.1
|
20
|
11,193
|
8,815
|
5,125,534
|
26
|
14,897
|
60-69
|
86.4
|
12.9
|
92.7
|
45
|
28,377
|
5,912
|
3,461,566
|
52
|
30,601
|
70-79
|
66.3
|
12.3
|
63.8
|
29
|
17,046
|
1,696
|
1,027,109
|
44
|
26,729
|
80-89
|
62.4
|
12.7
|
64.2
|
24
|
15,008
|
551
|
335,964
|
38
|
23,377
|
90-99
|
54.2
|
24.2
|
72.6
|
5
|
4,198
|
42
|
26,623
|
9
|
5,787
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
73.5
|
6.5
|
75.2
|
128
|
78,422
|
20,897
|
12,212,089
|
174
|
104,238
|
GRAND TOTAL
|
68.4
|
3.7
|
68.2
|
334
|
197,672
|
270,661
|
161,169,668
|
488
|
289,689
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.7
TOTAL EXPERIENCE -- MALES, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
20.6
|
14.6
|
20.3
|
2
|
3,500
|
18,051
|
30,520,105
|
10
|
17,275
|
2
|
60.3
|
21.3
|
44.3
|
8
|
10,560
|
17,200
|
29,803,897
|
13
|
23,851
|
3
|
91.1
|
26.3
|
60.2
|
12
|
13,889
|
14,574
|
23,791,227
|
13
|
23,080
|
4
|
77.6
|
23.4
|
64.3
|
11
|
16,250
|
13,477
|
22,524,597
|
14
|
25,278
|
5
|
14.9
|
10.6
|
13.4
|
2
|
3,160
|
10,800
|
17,926,834
|
13
|
23,552
|
6-10
|
60.6
|
9.3
|
70.3
|
42
|
83,354
|
36,591
|
57,407,031
|
69
|
118,559
|
11-15
|
78.6
|
14.3
|
97.9
|
30
|
61,348
|
10,007
|
15,728,229
|
38
|
62,681
|
Total
|
62.5
|
6.0
|
65.3
|
107
|
192,060
|
120,701
|
197,701,921
|
171
|
294,275
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
379
|
712,134
|
0
|
100
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
541
|
1,092,013
|
0
|
351
|
15-24
|
93.2
|
93.2
|
48.7
|
1
|
1,000
|
1,962
|
3,737,315
|
1
|
2,054
|
25-34
|
49.8
|
18.8
|
41.2
|
7
|
8,300
|
25,382
|
36,565,523
|
14
|
20,143
|
35-44
|
70.2
|
12.6
|
57.7
|
31
|
40,398
|
52,718
|
84,665,091
|
44
|
70,057
|
45-54
|
64.0
|
10.8
|
62.5
|
35
|
58,262
|
31,135
|
54,357,413
|
55
|
93,204
|
55-64
|
54.6
|
11.9
|
44.4
|
21
|
31,300
|
7,578
|
14,508,121
|
38
|
70,499
|
65-74
|
64.5
|
21.5
|
149.7
|
9
|
40,536
|
924
|
1,820,761
|
14
|
27,079
|
75-89
|
65.8
|
38.0
|
113.7
|
3
|
12,264
|
82
|
243,550
|
5
|
10,788
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.5
|
6.0
|
65.3
|
107
|
192,060
|
120,701
|
197,701,921
|
171
|
294,275
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
27
|
47,118
|
0
|
20
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
92
|
157,140
|
0
|
108
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
169
|
255,600
|
0
|
219
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,061
|
1,626,915
|
1
|
2,257
|
50-59
|
112.1
|
33.8
|
117.3
|
11
|
17,560
|
3,413
|
5,174,238
|
10
|
14,973
|
60-69
|
68.4
|
17.1
|
92.4
|
16
|
34,324
|
2,600
|
4,081,692
|
23
|
37,159
|
70-79
|
51.8
|
13.8
|
61.2
|
14
|
26,775
|
1,049
|
1,687,073
|
27
|
43,745
|
80-89
|
66.5
|
16.1
|
56.4
|
17
|
26,469
|
381
|
721,043
|
26
|
46,962
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
18
|
23,274
|
4
|
4,825
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
63.7
|
8.4
|
70.0
|
58
|
105,128
|
8,810
|
13,774,092
|
91
|
150,269
|
GRAND TOTAL
|
62.9
|
4.9
|
66.9
|
165
|
297,189
|
129,511
|
211,476,013
|
262
|
444,544
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.8
TOTAL EXPERIENCE -- FEMALES, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
42.9
|
42.9
|
57.0
|
1
|
8
|
5,759
|
30,818
|
2
|
15
|
2
|
132.6
|
66.3
|
98.3
|
4
|
26
|
4,357
|
38,471
|
3
|
26
|
3
|
126.0
|
63.0
|
68.2
|
4
|
21
|
3,821
|
42,646
|
3
|
30
|
4
|
128.8
|
57.6
|
106.7
|
5
|
38
|
3,100
|
39,927
|
4
|
36
|
5
|
82.9
|
47.9
|
51.3
|
3
|
22
|
1,896
|
39,149
|
4
|
42
|
6-10
|
105.4
|
23.0
|
79.4
|
21
|
305
|
7,332
|
204,114
|
20
|
384
|
11-15
|
95.0
|
10.5
|
86.0
|
82
|
920
|
9,181
|
249,198
|
86
|
1,069
|
Total
|
98.1
|
9.0
|
83.6
|
120
|
1,339
|
35,446
|
644,322
|
122
|
1,602
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,427
|
109,349
|
1
|
12
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,721
|
71,771
|
1
|
13
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,418
|
74,305
|
1
|
19
|
25-34
|
0.0
|
0.0
|
59.5
|
0
|
31
|
4,929
|
107,425
|
2
|
53
|
35-44
|
51.0
|
29.5
|
75.4
|
3
|
119
|
4,982
|
104,389
|
6
|
157
|
45-54
|
60.4
|
17.4
|
68.3
|
12
|
293
|
5,703
|
105,187
|
20
|
429
|
55-64
|
102.7
|
18.2
|
81.3
|
32
|
344
|
3,993
|
51,502
|
31
|
422
|
65-74
|
123.6
|
16.8
|
105.7
|
54
|
388
|
1,995
|
18,157
|
44
|
367
|
75-89
|
107.0
|
24.5
|
126.3
|
19
|
164
|
277
|
2,237
|
18
|
130
|
90+
|
|
|
50.9
|
0
|
0
|
0
|
1
|
0
|
0
|
Total
|
98.1
|
9.0
|
83.6
|
120
|
1,339
|
35,446
|
644,322
|
122
|
1,602
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
298.4
|
0
|
13
|
1,351
|
24,444
|
0
|
4
|
20-29
|
86.9
|
61.5
|
166.1
|
2
|
39
|
7,604
|
79,622
|
2
|
24
|
30-39
|
127.4
|
30.0
|
137.1
|
18
|
122
|
29,112
|
185,348
|
14
|
89
|
40-49
|
127.3
|
15.5
|
114.3
|
67
|
402
|
49,096
|
317,886
|
53
|
352
|
50-59
|
92.6
|
5.7
|
92.7
|
265
|
1,743
|
86,301
|
581,639
|
286
|
1,879
|
60-69
|
69.8
|
2.4
|
69.5
|
867
|
4,662
|
119,480
|
671,394
|
1,242
|
6,708
|
70-79
|
96.8
|
2.1
|
99.8
|
2,226
|
10,136
|
106,855
|
483,574
|
2,300
|
10,157
|
80-89
|
108.5
|
1.5
|
110.4
|
5,340
|
20,183
|
88,724
|
336,214
|
4,920
|
18,288
|
90-99
|
81.1
|
1.5
|
89.0
|
2,818
|
9,566
|
21,425
|
67,721
|
3,476
|
10,749
|
100+
|
25.0
|
2.0
|
35.6
|
162
|
405
|
1,763
|
3,207
|
648
|
1,139
|
Total
|
90.9
|
0.8
|
95.7
|
11,765
|
47,271
|
511,712
|
2,751,050
|
12,942
|
49,389
|
GRAND TOTAL
|
91.0
|
0.8
|
95.3
|
11,885
|
48,610
|
547,158
|
3,395,372
|
13,064
|
50,991
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.9
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
79.1
|
25.0
|
61.9
|
10
|
206
|
20,083
|
654,521
|
13
|
332
|
2
|
73.7
|
16.9
|
82.3
|
19
|
523
|
19,215
|
618,093
|
26
|
635
|
3
|
66.7
|
14.5
|
72.5
|
21
|
566
|
19,846
|
640,894
|
32
|
781
|
4
|
77.4
|
14.9
|
72.3
|
27
|
615
|
19,182
|
613,993
|
35
|
851
|
5
|
70.1
|
13.0
|
63.1
|
29
|
604
|
19,766
|
588,531
|
41
|
958
|
6-10
|
83.5
|
5.0
|
82.5
|
283
|
6,606
|
111,727
|
3,370,449
|
339
|
8,009
|
11-15
|
88.9
|
3.2
|
86.1
|
775
|
16,677
|
173,154
|
4,938,652
|
872
|
19,376
|
Total
|
85.8
|
2.5
|
83.4
|
1,164
|
25,797
|
382,973
|
11,425,134
|
1,357
|
30,942
|
Select Experience By Issue Age
|
0-4
|
85.5
|
32.3
|
90.1
|
7
|
209
|
70,353
|
1,977,304
|
8
|
232
|
5-14
|
56.1
|
28.0
|
67.3
|
4
|
125
|
39,375
|
1,040,580
|
7
|
186
|
15-24
|
60.0
|
24.5
|
38.2
|
6
|
135
|
37,392
|
1,326,953
|
10
|
353
|
25-34
|
100.9
|
21.0
|
101.0
|
23
|
922
|
44,223
|
1,825,365
|
23
|
912
|
35-44
|
87.9
|
10.4
|
87.3
|
71
|
2,214
|
48,843
|
1,723,465
|
81
|
2,536
|
45-54
|
88.8
|
5.6
|
85.9
|
251
|
5,962
|
65,897
|
1,808,934
|
283
|
6,943
|
55-64
|
78.0
|
4.1
|
73.8
|
358
|
7,211
|
53,235
|
1,222,725
|
459
|
9,773
|
65-74
|
89.1
|
4.9
|
88.1
|
331
|
6,722
|
21,290
|
451,901
|
371
|
7,629
|
75-89
|
98.4
|
9.3
|
96.7
|
113
|
2,298
|
2,364
|
47,882
|
115
|
2,376
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
25
|
0
|
4
|
Total
|
85.8
|
2.5
|
83.4
|
1,164
|
25,797
|
382,973
|
11,425,134
|
1,357
|
30,942
|
Ultimate Experience By Attained Age
|
15-19
|
106.8
|
40.4
|
69.4
|
7
|
130
|
35,822
|
1,026,152
|
7
|
187
|
20-29
|
111.7
|
18.1
|
104.5
|
38
|
884
|
116,513
|
2,926,021
|
34
|
846
|
30-39
|
129.3
|
16.4
|
118.4
|
62
|
1,314
|
105,432
|
2,425,368
|
48
|
1,109
|
40-49
|
102.0
|
8.5
|
94.9
|
145
|
4,463
|
125,596
|
4,198,376
|
142
|
4,703
|
50-59
|
86.0
|
3.5
|
82.2
|
598
|
17,175
|
214,927
|
6,760,330
|
695
|
20,890
|
60-69
|
77.5
|
2.2
|
73.3
|
1,266
|
28,261
|
182,583
|
4,511,700
|
1,633
|
38,549
|
70-79
|
92.6
|
2.2
|
89.2
|
1,719
|
30,497
|
99,531
|
1,877,551
|
1,857
|
34,203
|
80-89
|
106.6
|
2.3
|
101.4
|
2,156
|
33,812
|
42,929
|
711,276
|
2,022
|
33,332
|
90-99
|
90.7
|
3.8
|
90.9
|
568
|
9,773
|
4,202
|
71,929
|
626
|
10,750
|
100+
|
58.8
|
20.8
|
63.9
|
8
|
192
|
39
|
847
|
14
|
301
|
Total
|
92.8
|
1.1
|
87.3
|
6,567
|
126,500
|
927,574
|
24,509,550
|
7,077
|
144,870
|
GRAND TOTAL
|
91.7
|
1.0
|
86.6
|
7,731
|
152,297
|
1,310,548
|
35,934,685
|
8,434
|
175,812
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.10
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
105.3
|
37.2
|
85.1
|
8
|
401
|
21,545
|
1,370,096
|
8
|
471
|
2
|
107.5
|
27.8
|
87.9
|
15
|
767
|
18,976
|
1,208,516
|
14
|
873
|
3
|
59.4
|
18.8
|
59.6
|
10
|
620
|
18,677
|
1,199,602
|
17
|
1,039
|
4
|
49.4
|
16.5
|
44.1
|
9
|
493
|
18,161
|
1,151,970
|
18
|
1,119
|
5
|
52.7
|
15.9
|
59.0
|
11
|
745
|
17,436
|
1,089,639
|
21
|
1,262
|
6-10
|
79.1
|
6.8
|
79.3
|
135
|
8,463
|
94,300
|
5,932,879
|
171
|
10,672
|
11-15
|
81.8
|
5.2
|
81.7
|
252
|
15,390
|
113,794
|
6,972,357
|
308
|
18,846
|
Total
|
79.1
|
3.8
|
78.4
|
440
|
26,879
|
302,889
|
18,925,058
|
556
|
34,282
|
Select Experience By Issue Age
|
0-4
|
74.7
|
43.1
|
97.4
|
3
|
231
|
34,242
|
2,007,284
|
4
|
237
|
5-14
|
99.8
|
49.9
|
88.7
|
4
|
205
|
22,867
|
1,326,833
|
4
|
231
|
15-24
|
94.9
|
30.0
|
84.7
|
10
|
525
|
40,248
|
2,391,086
|
11
|
620
|
25-34
|
92.4
|
17.8
|
90.9
|
27
|
1,756
|
62,657
|
4,141,455
|
29
|
1,932
|
35-44
|
76.7
|
10.1
|
75.2
|
58
|
3,636
|
60,262
|
3,953,048
|
76
|
4,837
|
45-54
|
77.3
|
7.1
|
77.9
|
118
|
7,239
|
51,946
|
3,254,560
|
153
|
9,292
|
55-64
|
70.9
|
7.0
|
67.8
|
104
|
5,954
|
23,611
|
1,419,650
|
147
|
8,784
|
65-74
|
89.2
|
9.5
|
91.6
|
89
|
5,714
|
6,444
|
392,830
|
100
|
6,238
|
75-89
|
80.3
|
15.5
|
77.1
|
27
|
1,619
|
611
|
38,238
|
34
|
2,101
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
75
|
0
|
10
|
Total
|
79.1
|
3.8
|
78.4
|
440
|
26,879
|
302,889
|
18,925,058
|
556
|
34,282
|
Ultimate Experience By Attained Age
|
15-19
|
179.5
|
89.8
|
131.4
|
4
|
200
|
12,182
|
830,312
|
2
|
152
|
20-29
|
90.9
|
30.3
|
80.3
|
9
|
521
|
34,567
|
2,270,694
|
10
|
649
|
30-39
|
68.2
|
21.6
|
65.4
|
10
|
575
|
31,835
|
1,912,185
|
15
|
880
|
40-49
|
80.7
|
9.4
|
80.6
|
73
|
4,799
|
80,818
|
5,340,435
|
90
|
5,951
|
50-59
|
81.0
|
5.1
|
82.0
|
254
|
16,773
|
112,796
|
7,482,592
|
314
|
20,456
|
60-69
|
63.2
|
4.1
|
66.1
|
238
|
15,018
|
53,587
|
3,258,408
|
376
|
22,725
|
70-79
|
70.9
|
6.1
|
68.2
|
136
|
7,757
|
11,833
|
697,280
|
192
|
11,367
|
80-89
|
83.7
|
6.7
|
84.8
|
155
|
9,719
|
3,845
|
236,063
|
185
|
11,466
|
90-99
|
110.7
|
11.2
|
107.5
|
97
|
5,785
|
577
|
35,401
|
88
|
5,382
|
100+
|
105.5
|
105.5
|
66.1
|
1
|
50
|
3
|
244
|
1
|
76
|
Total
|
76.7
|
2.5
|
77.4
|
977
|
61,196
|
342,043
|
22,063,615
|
1,273
|
79,104
|
GRAND TOTAL
|
77.5
|
2.1
|
77.7
|
1,417
|
88,075
|
644,932
|
40,988,674
|
1,829
|
113,386
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.11
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
68.2
|
19.7
|
74.4
|
12
|
1,906
|
60,060
|
9,297,590
|
18
|
2,561
|
2
|
57.6
|
12.6
|
56.1
|
21
|
2,915
|
60,418
|
9,187,141
|
36
|
5,195
|
3
|
57.1
|
11.9
|
54.4
|
23
|
3,128
|
57,034
|
8,703,081
|
40
|
5,752
|
4
|
51.8
|
11.0
|
62.3
|
22
|
3,731
|
53,814
|
8,120,072
|
42
|
5,988
|
5
|
73.9
|
12.5
|
70.8
|
35
|
4,719
|
51,341
|
7,687,277
|
47
|
6,666
|
6-10
|
68.1
|
4.4
|
69.9
|
241
|
34,354
|
251,844
|
36,582,896
|
354
|
49,155
|
11-15
|
81.5
|
4.5
|
82.2
|
335
|
44,752
|
189,846
|
25,077,676
|
411
|
54,420
|
Total
|
72.6
|
2.8
|
73.6
|
689
|
95,506
|
724,359
|
104,655,734
|
949
|
129,736
|
Select Experience By Issue Age
|
0-4
|
112.7
|
56.4
|
105.0
|
4
|
450
|
30,038
|
3,627,915
|
4
|
428
|
5-14
|
70.4
|
40.6
|
70.1
|
3
|
366
|
27,004
|
3,317,202
|
4
|
523
|
15-24
|
127.7
|
27.2
|
117.2
|
22
|
2,582
|
74,078
|
9,669,087
|
17
|
2,203
|
25-34
|
97.2
|
10.5
|
92.9
|
85
|
12,020
|
208,288
|
32,209,429
|
87
|
12,946
|
35-44
|
83.9
|
6.6
|
85.0
|
164
|
23,703
|
204,849
|
30,988,319
|
195
|
27,900
|
45-54
|
59.9
|
4.7
|
63.2
|
160
|
22,652
|
130,984
|
18,368,633
|
267
|
35,827
|
55-64
|
55.2
|
5.4
|
55.4
|
104
|
13,543
|
40,501
|
5,312,462
|
188
|
24,437
|
65-74
|
81.5
|
8.3
|
80.7
|
96
|
12,936
|
7,493
|
1,006,038
|
118
|
16,025
|
75-89
|
75.1
|
10.5
|
76.8
|
51
|
7,255
|
1,123
|
156,649
|
68
|
9,448
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
72.6
|
2.8
|
73.6
|
689
|
95,506
|
724,359
|
104,655,734
|
949
|
129,736
|
Ultimate Experience By Attained Age
|
15-19
|
103.7
|
103.7
|
133.1
|
1
|
175
|
5,302
|
721,269
|
1
|
131
|
20-29
|
87.6
|
50.6
|
107.6
|
3
|
478
|
11,931
|
1,552,736
|
3
|
444
|
30-39
|
56.0
|
25.0
|
58.9
|
5
|
622
|
19,075
|
2,259,766
|
9
|
1,056
|
40-49
|
94.2
|
10.3
|
99.8
|
83
|
11,123
|
86,639
|
10,984,141
|
88
|
11,146
|
50-59
|
72.4
|
5.5
|
77.5
|
174
|
23,580
|
102,098
|
13,059,309
|
240
|
30,429
|
60-69
|
72.2
|
5.8
|
71.8
|
154
|
18,884
|
34,141
|
4,219,297
|
213
|
26,313
|
70-79
|
55.6
|
7.1
|
55.2
|
61
|
7,668
|
6,817
|
857,356
|
110
|
13,901
|
80-89
|
102.4
|
7.9
|
101.0
|
166
|
21,731
|
3,244
|
431,228
|
162
|
21,522
|
90-99
|
84.6
|
11.0
|
84.6
|
59
|
7,521
|
453
|
57,438
|
70
|
8,885
|
100+
|
100.4
|
71.0
|
91.0
|
2
|
225
|
6
|
758
|
2
|
247
|
Total
|
78.8
|
3.0
|
80.7
|
708
|
92,007
|
269,705
|
34,143,299
|
899
|
114,076
|
GRAND TOTAL
|
75.6
|
2.0
|
76.9
|
1,397
|
187,513
|
994,064
|
138,799,032
|
1,848
|
243,813
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.12
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
36.9
|
18.5
|
39.6
|
4
|
1,350
|
43,466
|
14,100,714
|
11
|
3,413
|
2
|
41.0
|
14.5
|
35.4
|
8
|
2,150
|
43,834
|
13,996,564
|
20
|
6,065
|
3
|
48.9
|
15.5
|
43.4
|
10
|
2,732
|
40,049
|
12,723,361
|
20
|
6,300
|
4
|
64.8
|
17.3
|
63.8
|
14
|
4,259
|
37,477
|
11,770,558
|
22
|
6,678
|
5
|
108.8
|
21.8
|
110.5
|
25
|
7,777
|
33,754
|
10,535,015
|
23
|
7,040
|
6-10
|
66.0
|
6.9
|
62.6
|
91
|
25,934
|
134,733
|
40,491,864
|
138
|
41,432
|
11-15
|
94.6
|
11.2
|
98.6
|
71
|
22,502
|
33,998
|
10,200,968
|
75
|
22,831
|
Total
|
72.3
|
4.8
|
71.1
|
223
|
66,705
|
367,310
|
113,819,044
|
308
|
93,758
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
194.2
|
0
|
250
|
3,760
|
1,121,800
|
0
|
129
|
5-14
|
154.0
|
154.0
|
195.0
|
1
|
377
|
4,202
|
1,251,395
|
1
|
193
|
15-24
|
73.9
|
42.7
|
149.5
|
3
|
1,768
|
20,888
|
6,144,393
|
4
|
1,183
|
25-34
|
68.8
|
13.0
|
63.8
|
28
|
8,072
|
127,598
|
40,425,214
|
41
|
12,651
|
35-44
|
77.0
|
9.5
|
70.9
|
66
|
18,491
|
133,505
|
41,606,271
|
86
|
26,078
|
45-54
|
70.5
|
9.0
|
67.6
|
61
|
17,376
|
63,922
|
19,213,501
|
87
|
25,717
|
55-64
|
72.6
|
13.0
|
69.3
|
31
|
8,933
|
11,287
|
3,381,832
|
43
|
12,886
|
65-74
|
51.5
|
13.8
|
56.6
|
14
|
4,801
|
1,746
|
545,783
|
27
|
8,477
|
75-89
|
93.3
|
21.4
|
103.0
|
19
|
6,635
|
403
|
128,855
|
20
|
6,444
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
72.3
|
4.8
|
71.1
|
223
|
66,705
|
367,310
|
113,819,044
|
308
|
93,758
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
599
|
202,636
|
0
|
37
|
20-29
|
292.2
|
292.2
|
301.1
|
1
|
334
|
1,173
|
382,273
|
0
|
111
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,505
|
444,079
|
1
|
191
|
40-49
|
100.5
|
41.0
|
105.4
|
6
|
1,889
|
6,212
|
1,862,462
|
6
|
1,792
|
50-59
|
47.9
|
16.0
|
50.7
|
9
|
2,904
|
8,708
|
2,644,183
|
19
|
5,727
|
60-69
|
64.6
|
17.9
|
76.5
|
13
|
4,682
|
3,366
|
1,019,021
|
20
|
6,117
|
70-79
|
94.3
|
24.4
|
87.3
|
15
|
4,379
|
971
|
304,627
|
16
|
5,019
|
80-89
|
65.8
|
16.0
|
65.0
|
17
|
5,287
|
526
|
165,601
|
26
|
8,129
|
90-99
|
147.0
|
34.7
|
139.7
|
18
|
5,639
|
82
|
27,067
|
12
|
4,037
|
100+
|
316.6
|
316.6
|
316.6
|
1
|
250
|
1
|
250
|
0
|
79
|
Total
|
79.8
|
8.9
|
81.2
|
80
|
25,365
|
23,145
|
7,052,199
|
100
|
31,238
|
GRAND TOTAL
|
74.2
|
4.3
|
73.7
|
303
|
92,069
|
390,455
|
120,871,243
|
409
|
124,996
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.13
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
122.0
|
46.1
|
117.6
|
7
|
4,058
|
26,657
|
15,802,708
|
6
|
3,450
|
2
|
45.0
|
22.5
|
38.6
|
4
|
2,000
|
25,608
|
14,960,670
|
9
|
5,179
|
3
|
64.5
|
26.3
|
67.5
|
6
|
3,650
|
22,446
|
13,014,801
|
9
|
5,411
|
4
|
101.2
|
32.0
|
98.5
|
10
|
5,650
|
19,908
|
11,463,893
|
10
|
5,739
|
5
|
69.9
|
26.4
|
66.0
|
7
|
3,800
|
16,516
|
9,405,360
|
10
|
5,757
|
6-10
|
91.4
|
13.9
|
92.5
|
43
|
24,771
|
47,127
|
26,559,022
|
47
|
26,769
|
11-15
|
81.3
|
17.3
|
86.7
|
22
|
13,490
|
9,610
|
5,403,993
|
27
|
15,561
|
Total
|
84.0
|
8.4
|
84.6
|
99
|
57,418
|
167,873
|
96,610,447
|
118
|
67,866
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,115
|
694,501
|
0
|
81
|
5-14
|
430.2
|
430.2
|
351.3
|
1
|
500
|
1,513
|
930,752
|
0
|
142
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,952
|
3,846,345
|
1
|
690
|
25-34
|
76.8
|
21.3
|
82.6
|
13
|
7,927
|
63,992
|
36,633,504
|
17
|
9,600
|
35-44
|
111.8
|
18.1
|
105.7
|
38
|
20,512
|
66,457
|
38,448,313
|
34
|
19,405
|
45-54
|
63.2
|
14.9
|
60.5
|
18
|
9,845
|
23,201
|
13,332,855
|
28
|
16,282
|
55-64
|
65.7
|
20.8
|
73.4
|
10
|
6,500
|
3,656
|
2,128,926
|
15
|
8,854
|
65-74
|
58.6
|
22.1
|
69.1
|
7
|
4,953
|
780
|
474,857
|
12
|
7,171
|
75-89
|
115.8
|
34.9
|
116.2
|
11
|
6,324
|
207
|
119,536
|
10
|
5,442
|
90+
|
432.3
|
432.3
|
432.3
|
1
|
858
|
1
|
858
|
0
|
198
|
Total
|
84.0
|
8.4
|
84.6
|
99
|
57,418
|
167,873
|
96,610,447
|
118
|
67,866
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
98
|
63,794
|
0
|
12
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
208
|
133,523
|
0
|
39
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
303
|
183,136
|
0
|
79
|
40-49
|
94.3
|
94.3
|
104.4
|
1
|
617
|
1,093
|
609,595
|
1
|
591
|
50-59
|
152.9
|
57.8
|
153.2
|
7
|
3,999
|
2,141
|
1,219,202
|
5
|
2,610
|
60-69
|
107.4
|
40.6
|
115.3
|
7
|
4,377
|
1,050
|
607,008
|
7
|
3,795
|
70-79
|
16.1
|
16.1
|
21.3
|
1
|
800
|
377
|
225,901
|
6
|
3,752
|
80-89
|
77.9
|
27.6
|
69.7
|
8
|
4,275
|
225
|
133,097
|
10
|
6,132
|
90-99
|
41.6
|
29.4
|
41.9
|
2
|
1,226
|
30
|
18,743
|
5
|
2,923
|
100+
|
305.2
|
215.8
|
305.2
|
2
|
1,000
|
2
|
1,000
|
1
|
328
|
Total
|
81.6
|
15.4
|
80.4
|
28
|
16,294
|
5,528
|
3,194,999
|
34
|
20,261
|
GRAND TOTAL
|
83.4
|
7.4
|
83.6
|
127
|
73,712
|
173,401
|
99,805,445
|
152
|
88,127
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 2.14
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7,734
|
11,329,882
|
2
|
3,274
|
2
|
60.6
|
42.8
|
32.3
|
2
|
2,000
|
7,127
|
10,608,194
|
3
|
6,190
|
3
|
32.5
|
32.5
|
20.7
|
1
|
1,000
|
5,738
|
8,001,610
|
3
|
4,828
|
4
|
60.4
|
42.7
|
35.3
|
2
|
2,000
|
4,992
|
7,534,561
|
3
|
5,669
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,925
|
5,734,507
|
3
|
6,196
|
6-10
|
25.4
|
12.7
|
23.1
|
4
|
6,000
|
10,687
|
15,312,659
|
16
|
25,984
|
11-15
|
87.0
|
26.2
|
83.1
|
11
|
18,880
|
2,949
|
4,957,185
|
13
|
22,708
|
Total
|
46.2
|
10.3
|
39.9
|
20
|
29,880
|
43,152
|
63,478,598
|
43
|
74,851
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
402
|
796,132
|
0
|
88
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
528
|
1,242,088
|
0
|
194
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,123
|
1,896,711
|
0
|
352
|
25-34
|
60.9
|
43.1
|
44.9
|
2
|
2,000
|
12,771
|
16,831,645
|
3
|
4,457
|
35-44
|
75.3
|
28.5
|
71.2
|
7
|
9,500
|
18,572
|
26,002,385
|
9
|
13,335
|
45-54
|
31.3
|
18.1
|
26.0
|
3
|
4,080
|
7,423
|
11,930,648
|
10
|
15,705
|
55-64
|
40.3
|
23.3
|
24.1
|
3
|
3,300
|
1,669
|
3,287,793
|
7
|
13,685
|
65-74
|
28.5
|
20.2
|
13.1
|
2
|
2,000
|
498
|
1,171,480
|
7
|
15,215
|
75-89
|
47.4
|
27.3
|
76.1
|
3
|
9,000
|
164
|
319,715
|
6
|
11,819
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
46.2
|
10.3
|
39.9
|
20
|
29,880
|
43,152
|
63,478,598
|
43
|
74,851
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
22
|
46,591
|
0
|
9
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
73
|
131,613
|
0
|
38
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
146
|
244,748
|
0
|
112
|
40-49
|
294.9
|
294.9
|
467.6
|
1
|
3,000
|
350
|
664,968
|
0
|
642
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
671
|
1,089,424
|
2
|
2,456
|
60-69
|
74.4
|
52.6
|
101.6
|
2
|
4,000
|
431
|
630,536
|
3
|
3,936
|
70-79
|
82.6
|
47.7
|
61.5
|
3
|
4,250
|
213
|
394,117
|
4
|
6,907
|
80-89
|
53.4
|
26.7
|
30.7
|
4
|
4,000
|
158
|
276,588
|
7
|
13,035
|
90-99
|
127.6
|
90.2
|
72.4
|
2
|
3,000
|
10
|
28,600
|
2
|
4,141
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.3
|
20.0
|
58.4
|
12
|
18,250
|
2,075
|
3,507,185
|
17
|
31,275
|
GRAND TOTAL
|
52.8
|
9.3
|
45.4
|
32
|
48,130
|
45,226
|
66,985,782
|
61
|
106,125
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.1
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
188.5
|
133.3
|
152.3
|
2
|
13
|
674
|
4,160
|
1
|
8
|
2
|
0.0
|
0.0
|
14.8
|
0
|
2
|
488
|
4,489
|
1
|
14
|
3
|
0.0
|
0.0
|
59.8
|
0
|
11
|
447
|
4,741
|
2
|
18
|
4
|
72.2
|
72.2
|
43.8
|
1
|
8
|
356
|
5,009
|
1
|
19
|
5
|
85.7
|
85.7
|
67.3
|
1
|
14
|
274
|
4,915
|
1
|
22
|
6-10
|
83.0
|
31.4
|
95.4
|
7
|
175
|
1,374
|
33,907
|
8
|
183
|
11-15
|
76.3
|
18.5
|
82.2
|
17
|
347
|
1,990
|
60,162
|
22
|
422
|
Total
|
75.3
|
14.2
|
83.1
|
28
|
570
|
5,602
|
117,384
|
37
|
686
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
66
|
2,645
|
0
|
1
|
5-14
|
0.0
|
0.0
|
40.6
|
0
|
2
|
293
|
10,916
|
0
|
6
|
15-24
|
136.1
|
136.1
|
152.4
|
1
|
25
|
894
|
17,787
|
1
|
16
|
25-34
|
0.0
|
0.0
|
51.3
|
0
|
18
|
1,242
|
25,660
|
1
|
34
|
35-44
|
56.1
|
39.7
|
93.3
|
2
|
92
|
1,153
|
26,130
|
4
|
99
|
45-54
|
67.3
|
25.4
|
83.7
|
7
|
198
|
1,208
|
23,337
|
10
|
236
|
55-64
|
51.8
|
21.2
|
71.8
|
6
|
142
|
556
|
8,810
|
12
|
197
|
65-74
|
136.3
|
39.4
|
102.0
|
12
|
88
|
182
|
1,985
|
9
|
87
|
75-89
|
0.0
|
0.0
|
53.7
|
0
|
5
|
9
|
113
|
1
|
9
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
75.3
|
14.2
|
83.1
|
28
|
570
|
5,602
|
117,384
|
37
|
686
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
352
|
7,620
|
0
|
3
|
20-29
|
111.0
|
111.0
|
133.5
|
1
|
15
|
1,225
|
15,761
|
1
|
11
|
30-39
|
58.7
|
58.7
|
97.5
|
1
|
17
|
1,502
|
14,828
|
2
|
17
|
40-49
|
44.7
|
31.6
|
119.3
|
2
|
75
|
1,873
|
25,957
|
4
|
63
|
50-59
|
85.9
|
19.2
|
93.0
|
20
|
253
|
3,203
|
38,636
|
23
|
272
|
60-69
|
60.2
|
7.7
|
70.6
|
61
|
585
|
4,358
|
37,229
|
101
|
828
|
70-79
|
87.7
|
6.1
|
91.8
|
210
|
1,272
|
4,589
|
26,937
|
239
|
1,386
|
80-89
|
102.5
|
6.2
|
109.1
|
273
|
1,342
|
2,808
|
13,271
|
266
|
1,231
|
90-99
|
60.1
|
8.7
|
60.1
|
48
|
149
|
363
|
1,161
|
80
|
248
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
13
|
12
|
6
|
5
|
Total
|
85.2
|
3.4
|
91.2
|
616
|
3,708
|
20,287
|
181,410
|
723
|
4,064
|
GRAND TOTAL
|
84.7
|
3.3
|
90.1
|
644
|
4,278
|
25,889
|
298,794
|
760
|
4,750
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.2
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
119.3
|
45.1
|
107.4
|
7
|
173
|
3,128
|
99,639
|
6
|
162
|
2
|
45.0
|
20.1
|
36.9
|
5
|
108
|
2,790
|
88,374
|
11
|
291
|
3
|
97.6
|
28.2
|
80.6
|
12
|
254
|
2,882
|
89,973
|
12
|
315
|
4
|
119.9
|
30.0
|
107.6
|
16
|
357
|
2,779
|
85,180
|
13
|
331
|
5
|
76.9
|
22.2
|
78.2
|
12
|
281
|
2,801
|
77,878
|
16
|
360
|
6-10
|
113.1
|
9.7
|
104.4
|
135
|
3,015
|
18,583
|
516,795
|
119
|
2,887
|
11-15
|
87.9
|
5.6
|
78.9
|
242
|
5,032
|
33,143
|
854,801
|
275
|
6,376
|
Total
|
94.7
|
4.6
|
86.0
|
429
|
9,220
|
66,105
|
1,812,641
|
453
|
10,721
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,403
|
27,036
|
1
|
10
|
5-14
|
106.0
|
43.3
|
108.9
|
6
|
118
|
10,695
|
206,085
|
6
|
108
|
15-24
|
130.0
|
39.2
|
105.9
|
11
|
265
|
9,345
|
276,910
|
8
|
250
|
25-34
|
64.7
|
21.6
|
40.8
|
9
|
202
|
10,670
|
379,973
|
14
|
494
|
35-44
|
108.0
|
15.8
|
88.9
|
47
|
1,166
|
12,074
|
378,173
|
44
|
1,311
|
45-54
|
97.1
|
8.5
|
86.3
|
129
|
2,858
|
13,094
|
346,708
|
133
|
3,312
|
55-64
|
91.6
|
7.4
|
88.0
|
152
|
3,155
|
6,995
|
160,156
|
166
|
3,584
|
65-74
|
91.0
|
11.0
|
87.3
|
69
|
1,350
|
1,749
|
36,233
|
76
|
1,546
|
75-89
|
97.1
|
39.6
|
101.2
|
6
|
107
|
81
|
1,366
|
6
|
106
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
94.7
|
4.6
|
86.0
|
429
|
9,220
|
66,105
|
1,812,641
|
453
|
10,721
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
21.1
|
0
|
10
|
4,622
|
108,295
|
2
|
47
|
20-29
|
110.6
|
26.8
|
118.6
|
17
|
388
|
21,075
|
452,493
|
15
|
327
|
30-39
|
86.9
|
18.5
|
79.9
|
22
|
436
|
22,621
|
482,637
|
25
|
545
|
40-49
|
93.8
|
13.5
|
79.7
|
48
|
1,228
|
21,530
|
638,583
|
51
|
1,540
|
50-59
|
86.5
|
6.0
|
82.0
|
205
|
5,854
|
33,580
|
1,023,230
|
237
|
7,137
|
60-69
|
80.8
|
3.5
|
78.5
|
539
|
13,053
|
30,378
|
774,746
|
667
|
16,629
|
70-79
|
90.4
|
3.3
|
85.7
|
731
|
13,313
|
16,117
|
313,515
|
809
|
15,527
|
80-89
|
116.3
|
5.4
|
117.1
|
470
|
7,910
|
4,474
|
75,200
|
404
|
6,758
|
90-99
|
99.9
|
16.9
|
112.2
|
35
|
616
|
171
|
2,667
|
35
|
549
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
92.0
|
2.0
|
87.3
|
2,067
|
42,808
|
154,567
|
3,871,366
|
2,246
|
49,059
|
GRAND TOTAL
|
92.5
|
1.9
|
87.0
|
2,496
|
52,028
|
220,672
|
5,684,006
|
2,699
|
59,780
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.3
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
146.7
|
65.6
|
116.4
|
5
|
252
|
2,995
|
191,006
|
3
|
216
|
2
|
79.9
|
35.7
|
65.6
|
5
|
260
|
2,641
|
170,650
|
6
|
396
|
3
|
75.0
|
33.5
|
85.7
|
5
|
350
|
2,561
|
163,691
|
7
|
408
|
4
|
45.6
|
26.3
|
47.7
|
3
|
200
|
2,369
|
150,291
|
7
|
419
|
5
|
40.0
|
23.1
|
53.7
|
3
|
250
|
2,355
|
148,488
|
7
|
466
|
6-10
|
81.5
|
12.0
|
76.8
|
46
|
2,703
|
13,041
|
817,609
|
56
|
3,519
|
11-15
|
84.9
|
9.3
|
86.3
|
84
|
5,175
|
22,160
|
1,310,347
|
99
|
5,993
|
Total
|
81.3
|
6.6
|
80.5
|
151
|
9,190
|
48,122
|
2,952,083
|
186
|
11,419
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,049
|
55,282
|
0
|
21
|
5-14
|
95.9
|
55.4
|
92.0
|
3
|
151
|
5,894
|
309,483
|
3
|
164
|
15-24
|
147.5
|
46.6
|
141.5
|
10
|
550
|
7,709
|
442,977
|
7
|
389
|
25-34
|
93.6
|
26.0
|
105.4
|
13
|
948
|
11,040
|
711,791
|
14
|
900
|
35-44
|
91.4
|
15.7
|
85.4
|
34
|
2,052
|
11,124
|
731,060
|
37
|
2,402
|
45-54
|
70.4
|
10.1
|
67.6
|
49
|
2,867
|
8,489
|
531,145
|
70
|
4,241
|
55-64
|
68.3
|
12.5
|
73.2
|
30
|
1,925
|
2,509
|
151,887
|
44
|
2,629
|
65-74
|
114.9
|
33.2
|
109.2
|
12
|
697
|
299
|
17,763
|
10
|
638
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
10
|
695
|
0
|
35
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
81.3
|
6.6
|
80.5
|
151
|
9,190
|
48,122
|
2,952,083
|
186
|
11,419
|
Ultimate Experience By Attained Age
|
15-19
|
161.2
|
93.1
|
152.5
|
3
|
152
|
4,292
|
230,157
|
2
|
100
|
20-29
|
59.4
|
29.7
|
71.1
|
4
|
266
|
9,517
|
529,256
|
7
|
374
|
30-39
|
104.9
|
35.0
|
100.9
|
9
|
486
|
7,609
|
426,718
|
9
|
482
|
40-49
|
78.4
|
15.4
|
82.8
|
26
|
1,763
|
13,216
|
844,365
|
33
|
2,128
|
50-59
|
86.4
|
7.1
|
90.8
|
150
|
10,160
|
25,411
|
1,643,103
|
174
|
11,190
|
60-69
|
83.7
|
5.7
|
88.3
|
212
|
13,683
|
12,533
|
770,171
|
253
|
15,500
|
70-79
|
77.7
|
8.3
|
76.5
|
88
|
5,238
|
2,377
|
143,327
|
113
|
6,845
|
80-89
|
96.0
|
17.8
|
92.9
|
29
|
1,712
|
335
|
20,489
|
30
|
1,842
|
90-99
|
144.9
|
64.8
|
158.1
|
5
|
311
|
18
|
1,029
|
3
|
197
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
84.3
|
3.7
|
87.4
|
526
|
33,772
|
75,310
|
4,608,615
|
624
|
38,657
|
GRAND TOTAL
|
83.6
|
3.2
|
85.8
|
677
|
42,962
|
123,432
|
7,560,698
|
810
|
50,076
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.4
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
95.4
|
33.7
|
75.9
|
8
|
926
|
8,669
|
1,357,619
|
8
|
1,220
|
2
|
39.0
|
15.9
|
36.9
|
6
|
800
|
8,469
|
1,270,651
|
15
|
2,170
|
3
|
60.9
|
19.3
|
59.7
|
10
|
1,383
|
7,965
|
1,198,349
|
16
|
2,315
|
4
|
82.8
|
22.1
|
67.2
|
14
|
1,600
|
7,545
|
1,117,813
|
17
|
2,382
|
5
|
109.2
|
25.1
|
100.3
|
19
|
2,444
|
7,133
|
1,044,395
|
17
|
2,436
|
6-10
|
79.6
|
8.0
|
73.0
|
98
|
12,330
|
36,952
|
5,253,654
|
123
|
16,885
|
11-15
|
82.7
|
8.4
|
85.4
|
97
|
12,962
|
28,485
|
3,675,384
|
117
|
15,184
|
Total
|
80.0
|
5.0
|
76.2
|
252
|
32,445
|
105,219
|
14,917,866
|
315
|
42,592
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
352
|
39,953
|
0
|
15
|
5-14
|
86.1
|
60.9
|
75.2
|
2
|
200
|
4,765
|
547,649
|
2
|
266
|
15-24
|
99.1
|
31.3
|
105.2
|
10
|
1,303
|
12,095
|
1,492,527
|
10
|
1,239
|
25-34
|
62.4
|
13.0
|
59.0
|
23
|
3,217
|
31,155
|
4,749,476
|
37
|
5,456
|
35-44
|
97.7
|
10.5
|
92.6
|
86
|
11,498
|
32,807
|
4,843,551
|
88
|
12,416
|
45-54
|
76.9
|
8.1
|
71.5
|
91
|
11,208
|
20,082
|
2,740,283
|
118
|
15,682
|
55-64
|
65.0
|
11.3
|
62.5
|
33
|
4,016
|
3,724
|
474,593
|
51
|
6,422
|
65-74
|
79.0
|
32.2
|
78.3
|
6
|
758
|
230
|
28,480
|
8
|
968
|
75-89
|
122.1
|
122.1
|
191.6
|
1
|
245
|
10
|
1,355
|
1
|
128
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
80.0
|
5.0
|
76.2
|
252
|
32,445
|
105,219
|
14,917,866
|
315
|
42,592
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
983
|
113,686
|
0
|
49
|
20-29
|
56.6
|
56.6
|
47.1
|
1
|
100
|
2,484
|
298,507
|
2
|
212
|
30-39
|
71.0
|
41.0
|
66.7
|
3
|
325
|
3,698
|
426,094
|
4
|
488
|
40-49
|
80.6
|
15.8
|
80.1
|
26
|
3,245
|
12,662
|
1,584,663
|
32
|
4,052
|
50-59
|
85.7
|
7.6
|
87.0
|
126
|
16,101
|
22,058
|
2,778,181
|
147
|
18,502
|
60-69
|
81.5
|
7.3
|
82.5
|
126
|
15,959
|
7,939
|
992,410
|
155
|
19,348
|
70-79
|
91.8
|
12.4
|
92.9
|
55
|
7,028
|
1,258
|
158,569
|
60
|
7,562
|
80-89
|
100.9
|
23.8
|
106.2
|
18
|
2,436
|
197
|
25,304
|
18
|
2,294
|
90-99
|
75.2
|
53.2
|
69.4
|
2
|
215
|
13
|
1,522
|
3
|
310
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
84.8
|
4.5
|
86.0
|
357
|
45,408
|
51,292
|
6,378,936
|
421
|
52,817
|
GRAND TOTAL
|
82.8
|
3.4
|
81.6
|
609
|
77,853
|
156,512
|
21,296,802
|
736
|
95,408
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.5
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,630
|
1,519,311
|
3
|
1,117
|
2
|
49.5
|
28.6
|
56.9
|
3
|
1,100
|
4,417
|
1,435,053
|
6
|
1,934
|
3
|
73.0
|
32.7
|
72.2
|
5
|
1,575
|
4,450
|
1,419,046
|
7
|
2,180
|
4
|
13.9
|
13.9
|
13.4
|
1
|
300
|
4,213
|
1,321,456
|
7
|
2,237
|
5
|
68.0
|
30.4
|
84.7
|
5
|
1,913
|
3,801
|
1,182,824
|
7
|
2,258
|
6-10
|
59.2
|
11.2
|
60.4
|
28
|
8,600
|
17,488
|
5,263,082
|
47
|
14,242
|
11-15
|
113.1
|
23.6
|
104.3
|
23
|
6,464
|
4,765
|
1,437,756
|
20
|
6,197
|
Total
|
66.0
|
8.2
|
66.1
|
65
|
19,951
|
43,765
|
13,578,527
|
99
|
30,165
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
17
|
4,839
|
0
|
2
|
5-14
|
500.5
|
500.5
|
546.3
|
1
|
300
|
431
|
117,813
|
0
|
55
|
15-24
|
156.0
|
90.1
|
133.4
|
3
|
750
|
2,447
|
716,402
|
2
|
562
|
25-34
|
61.4
|
19.4
|
68.5
|
10
|
3,475
|
15,929
|
5,021,038
|
16
|
5,076
|
35-44
|
85.0
|
15.5
|
83.7
|
30
|
9,069
|
17,150
|
5,350,226
|
35
|
10,831
|
45-54
|
46.9
|
11.7
|
44.9
|
16
|
4,618
|
7,045
|
2,132,793
|
34
|
10,283
|
55-64
|
32.7
|
18.9
|
41.9
|
3
|
1,200
|
703
|
221,914
|
9
|
2,867
|
65-74
|
128.5
|
90.9
|
111.5
|
2
|
540
|
42
|
13,252
|
2
|
484
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
250
|
0
|
4
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
66.0
|
8.2
|
66.1
|
65
|
19,951
|
43,765
|
13,578,527
|
99
|
30,165
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
46
|
14,105
|
0
|
6
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
108
|
31,615
|
0
|
23
|
30-39
|
374.2
|
374.2
|
312.1
|
1
|
250
|
232
|
69,836
|
0
|
80
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,084
|
324,380
|
3
|
829
|
50-59
|
96.0
|
26.6
|
89.9
|
13
|
3,706
|
2,010
|
607,653
|
14
|
4,121
|
60-69
|
92.7
|
22.5
|
94.3
|
17
|
5,253
|
908
|
274,032
|
18
|
5,573
|
70-79
|
40.9
|
20.5
|
63.0
|
4
|
1,947
|
202
|
64,222
|
10
|
3,091
|
80-89
|
131.9
|
53.8
|
118.9
|
6
|
1,768
|
52
|
17,016
|
5
|
1,487
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
83.1
|
13.0
|
85.0
|
41
|
12,923
|
4,643
|
1,402,858
|
49
|
15,209
|
GRAND TOTAL
|
71.7
|
7.0
|
72.5
|
106
|
32,875
|
48,408
|
14,981,385
|
148
|
45,375
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.6
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
57.4
|
57.4
|
47.2
|
1
|
500
|
2,520
|
1,535,840
|
2
|
1,060
|
2
|
33.2
|
33.2
|
27.7
|
1
|
500
|
2,378
|
1,429,480
|
3
|
1,806
|
3
|
31.2
|
31.2
|
26.2
|
1
|
500
|
2,252
|
1,329,067
|
3
|
1,912
|
4
|
56.3
|
39.8
|
47.5
|
2
|
1,000
|
2,096
|
1,235,963
|
4
|
2,105
|
5
|
70.6
|
49.9
|
87.1
|
2
|
1,450
|
1,631
|
949,027
|
3
|
1,665
|
6-10
|
69.4
|
19.3
|
67.6
|
13
|
7,270
|
6,572
|
3,748,364
|
19
|
10,749
|
11-15
|
37.2
|
21.5
|
32.6
|
3
|
1,509
|
1,505
|
858,128
|
8
|
4,635
|
Total
|
55.9
|
11.7
|
53.2
|
23
|
12,729
|
18,955
|
11,085,869
|
41
|
23,932
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
1,000
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
138
|
76,162
|
0
|
36
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
711
|
407,346
|
1
|
311
|
25-34
|
44.4
|
25.6
|
44.7
|
3
|
1,750
|
7,119
|
4,163,489
|
7
|
3,919
|
35-44
|
61.9
|
20.6
|
60.3
|
9
|
5,079
|
7,903
|
4,621,919
|
15
|
8,423
|
45-54
|
75.5
|
23.9
|
70.1
|
10
|
5,400
|
2,706
|
1,588,707
|
13
|
7,708
|
55-64
|
20.4
|
20.4
|
17.3
|
1
|
500
|
349
|
211,892
|
5
|
2,892
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
26
|
15,353
|
1
|
643
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
55.9
|
11.7
|
53.2
|
23
|
12,729
|
18,955
|
11,085,869
|
41
|
23,932
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
10
|
5,768
|
0
|
2
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
32
|
17,903
|
0
|
13
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
51
|
30,751
|
0
|
35
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
222
|
126,721
|
1
|
335
|
50-59
|
48.0
|
34.0
|
42.3
|
2
|
1,000
|
592
|
335,132
|
4
|
2,365
|
60-69
|
160.6
|
50.8
|
163.6
|
10
|
5,824
|
315
|
179,214
|
6
|
3,561
|
70-79
|
49.9
|
35.3
|
43.0
|
2
|
1,040
|
81
|
48,457
|
4
|
2,417
|
80-89
|
54.7
|
54.7
|
46.8
|
1
|
500
|
21
|
12,111
|
2
|
1,068
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
88.7
|
22.9
|
85.4
|
15
|
8,364
|
1,324
|
756,056
|
17
|
9,796
|
GRAND TOTAL
|
65.5
|
10.6
|
62.5
|
38
|
21,093
|
20,279
|
11,841,925
|
58
|
33,728
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.7
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,134
|
1,899,163
|
1
|
1,520
|
2
|
119.7
|
84.6
|
71.5
|
2
|
2,060
|
1,056
|
1,905,889
|
2
|
2,882
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
818
|
1,213,225
|
1
|
2,034
|
4
|
187.9
|
108.5
|
130.0
|
3
|
3,500
|
825
|
1,350,258
|
2
|
2,692
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
577
|
924,035
|
1
|
2,361
|
6-10
|
51.0
|
25.5
|
55.0
|
4
|
7,000
|
2,286
|
3,444,321
|
8
|
12,720
|
11-15
|
31.6
|
31.6
|
22.4
|
1
|
1,080
|
541
|
849,177
|
3
|
4,825
|
Total
|
55.9
|
17.7
|
47.0
|
10
|
13,640
|
7,237
|
11,586,068
|
18
|
29,034
|
Select Experience By Issue Age
|
0-4
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
25
|
28,923
|
0
|
14
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
207
|
510,428
|
0
|
390
|
25-34
|
106.5
|
75.3
|
93.0
|
2
|
2,500
|
2,022
|
2,963,273
|
2
|
2,688
|
35-44
|
49.6
|
28.6
|
42.4
|
3
|
4,000
|
3,346
|
5,260,554
|
6
|
9,433
|
45-54
|
61.5
|
30.7
|
46.7
|
4
|
5,140
|
1,411
|
2,416,908
|
7
|
11,015
|
55-64
|
35.5
|
35.5
|
40.1
|
1
|
2,000
|
213
|
391,775
|
3
|
4,982
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
12
|
14,206
|
0
|
513
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
55.9
|
17.7
|
47.0
|
10
|
13,640
|
7,237
|
11,586,068
|
18
|
29,034
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
1,003
|
0
|
0
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
10
|
14,987
|
0
|
11
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
20
|
55,588
|
0
|
63
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
70
|
114,030
|
0
|
303
|
50-59
|
73.1
|
73.1
|
153.1
|
1
|
3,240
|
198
|
307,457
|
1
|
2,116
|
60-69
|
77.3
|
54.7
|
87.7
|
2
|
3,329
|
122
|
177,886
|
3
|
3,794
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
37
|
58,999
|
2
|
2,994
|
80-89
|
217.1
|
217.1
|
107.7
|
1
|
1,060
|
5
|
9,324
|
0
|
984
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
1,000
|
0
|
173
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
60.3
|
30.1
|
73.1
|
4
|
7,629
|
464
|
740,273
|
7
|
10,438
|
GRAND TOTAL
|
57.1
|
15.3
|
53.9
|
14
|
21,269
|
7,700
|
12,326,341
|
25
|
39,472
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.8
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
42.9
|
42.9
|
56.6
|
1
|
10
|
2,949
|
18,891
|
2
|
17
|
2
|
124.2
|
71.7
|
178.1
|
3
|
37
|
2,067
|
18,831
|
2
|
21
|
3
|
43.6
|
43.6
|
37.6
|
1
|
9
|
1,695
|
19,459
|
2
|
23
|
4
|
115.6
|
66.8
|
125.6
|
3
|
38
|
1,364
|
18,522
|
3
|
30
|
5
|
83.6
|
59.1
|
161.6
|
2
|
49
|
971
|
16,619
|
2
|
30
|
6-10
|
106.4
|
27.5
|
104.1
|
15
|
292
|
3,706
|
97,131
|
14
|
280
|
11-15
|
87.6
|
15.5
|
91.1
|
32
|
550
|
3,817
|
112,923
|
37
|
603
|
Total
|
91.0
|
12.0
|
97.9
|
57
|
984
|
16,568
|
302,376
|
63
|
1,005
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
271
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
21
|
3,662
|
0
|
2
|
15-24
|
80.3
|
80.3
|
51.9
|
1
|
15
|
2,484
|
50,931
|
1
|
29
|
25-34
|
96.0
|
67.9
|
56.0
|
2
|
27
|
3,757
|
73,247
|
2
|
48
|
35-44
|
129.9
|
65.0
|
115.4
|
4
|
90
|
3,351
|
64,231
|
3
|
78
|
45-54
|
77.7
|
29.4
|
72.9
|
7
|
153
|
3,333
|
62,371
|
9
|
210
|
55-64
|
83.1
|
21.4
|
114.0
|
15
|
348
|
2,434
|
35,044
|
18
|
306
|
65-74
|
94.1
|
20.1
|
105.8
|
22
|
278
|
1,094
|
11,500
|
23
|
263
|
75-89
|
103.3
|
42.2
|
105.3
|
6
|
72
|
93
|
1,119
|
6
|
68
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
91.0
|
12.0
|
97.9
|
57
|
984
|
16,568
|
302,376
|
63
|
1,005
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
21
|
654
|
0
|
0
|
20-29
|
703.9
|
497.7
|
463.7
|
2
|
15
|
369
|
4,318
|
0
|
3
|
30-39
|
0.0
|
0.0
|
188.0
|
0
|
20
|
776
|
13,722
|
1
|
11
|
40-49
|
172.7
|
77.2
|
151.0
|
5
|
83
|
2,328
|
44,538
|
3
|
55
|
50-59
|
105.9
|
33.5
|
69.5
|
10
|
110
|
3,602
|
61,222
|
9
|
158
|
60-69
|
74.4
|
12.4
|
84.9
|
36
|
512
|
5,179
|
67,306
|
48
|
602
|
70-79
|
89.6
|
7.6
|
91.2
|
139
|
1,278
|
5,924
|
54,784
|
155
|
1,402
|
80-89
|
99.1
|
5.8
|
101.7
|
294
|
2,133
|
4,129
|
29,879
|
297
|
2,098
|
90-99
|
81.7
|
9.4
|
78.1
|
76
|
474
|
445
|
2,917
|
93
|
608
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
22
|
2
|
10
|
Total
|
92.3
|
3.9
|
93.5
|
562
|
4,625
|
22,779
|
279,360
|
609
|
4,946
|
GRAND TOTAL
|
92.2
|
3.7
|
94.2
|
619
|
5,609
|
39,347
|
581,736
|
671
|
5,951
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.9
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
75.2
|
26.6
|
69.9
|
8
|
224
|
9,223
|
335,956
|
11
|
320
|
2
|
81.2
|
23.4
|
84.1
|
12
|
348
|
8,680
|
301,581
|
15
|
414
|
3
|
139.6
|
28.5
|
101.1
|
24
|
478
|
8,429
|
300,802
|
17
|
473
|
4
|
121.1
|
24.7
|
124.7
|
24
|
677
|
7,812
|
279,395
|
20
|
543
|
5
|
94.2
|
19.6
|
70.5
|
23
|
446
|
7,723
|
265,672
|
24
|
632
|
6-10
|
89.7
|
6.6
|
81.1
|
185
|
4,438
|
45,858
|
1,612,113
|
206
|
5,473
|
11-15
|
79.7
|
3.9
|
76.8
|
412
|
10,051
|
65,684
|
2,199,482
|
517
|
13,090
|
Total
|
84.9
|
3.2
|
79.6
|
688
|
16,662
|
153,408
|
5,295,001
|
810
|
20,945
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
433
|
12,206
|
0
|
5
|
5-14
|
77.1
|
77.1
|
62.4
|
1
|
25
|
2,242
|
69,795
|
1
|
40
|
15-24
|
69.8
|
22.1
|
51.7
|
10
|
265
|
23,953
|
862,608
|
14
|
513
|
25-34
|
78.3
|
20.2
|
70.2
|
15
|
603
|
27,828
|
1,237,775
|
19
|
859
|
35-44
|
115.3
|
18.5
|
108.8
|
39
|
1,433
|
26,786
|
1,068,531
|
34
|
1,317
|
45-54
|
83.3
|
8.6
|
82.3
|
94
|
2,819
|
30,796
|
994,353
|
113
|
3,428
|
55-64
|
74.8
|
5.1
|
71.1
|
217
|
5,131
|
28,040
|
741,469
|
290
|
7,218
|
65-74
|
90.9
|
5.6
|
82.8
|
259
|
5,342
|
12,331
|
287,522
|
285
|
6,449
|
75-89
|
99.3
|
13.6
|
93.5
|
53
|
1,043
|
999
|
20,743
|
53
|
1,116
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
84.9
|
3.2
|
79.6
|
688
|
16,662
|
153,408
|
5,295,001
|
810
|
20,945
|
Ultimate Experience By Attained Age
|
15-19
|
56.2
|
56.2
|
63.3
|
1
|
31
|
4,024
|
109,155
|
2
|
48
|
20-29
|
94.3
|
28.4
|
109.0
|
11
|
307
|
15,909
|
385,464
|
12
|
281
|
30-39
|
119.0
|
24.8
|
128.6
|
23
|
681
|
25,111
|
687,239
|
19
|
530
|
40-49
|
113.5
|
14.2
|
106.4
|
64
|
2,244
|
46,779
|
1,732,025
|
56
|
2,110
|
50-59
|
95.5
|
7.7
|
93.8
|
153
|
5,645
|
62,224
|
2,353,985
|
160
|
6,020
|
60-69
|
79.5
|
3.7
|
77.0
|
458
|
13,778
|
64,842
|
2,067,850
|
576
|
17,904
|
70-79
|
82.8
|
2.5
|
80.4
|
1,057
|
24,949
|
50,091
|
1,240,795
|
1,277
|
31,023
|
80-89
|
92.2
|
2.4
|
90.4
|
1,449
|
29,393
|
23,270
|
485,087
|
1,572
|
32,524
|
90-99
|
75.9
|
4.8
|
73.7
|
248
|
4,861
|
1,612
|
32,440
|
327
|
6,592
|
100+
|
46.3
|
46.3
|
30.7
|
1
|
21
|
5
|
154
|
2
|
67
|
Total
|
86.5
|
1.5
|
84.4
|
3,465
|
81,910
|
293,869
|
9,094,193
|
4,004
|
97,099
|
GRAND TOTAL
|
86.3
|
1.3
|
83.5
|
4,153
|
98,572
|
447,277
|
14,389,194
|
4,814
|
118,043
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.10
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
138.0
|
41.6
|
121.5
|
11
|
637
|
10,992
|
745,868
|
8
|
524
|
2
|
91.6
|
29.0
|
85.7
|
10
|
617
|
9,912
|
673,388
|
11
|
720
|
3
|
63.5
|
22.4
|
64.2
|
8
|
518
|
9,350
|
634,319
|
13
|
807
|
4
|
131.3
|
31.0
|
110.4
|
18
|
953
|
8,806
|
590,789
|
14
|
864
|
5
|
75.6
|
21.8
|
72.6
|
12
|
725
|
8,382
|
559,970
|
16
|
999
|
6-10
|
91.2
|
8.4
|
88.0
|
119
|
7,450
|
43,054
|
2,948,077
|
130
|
8,462
|
11-15
|
77.1
|
5.6
|
77.1
|
190
|
11,940
|
58,090
|
3,787,513
|
246
|
15,494
|
Total
|
84.0
|
4.4
|
82.0
|
368
|
22,839
|
148,587
|
9,939,925
|
438
|
27,869
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
179
|
10,645
|
0
|
4
|
5-14
|
71.7
|
71.7
|
63.9
|
1
|
50
|
2,346
|
132,227
|
1
|
78
|
15-24
|
94.9
|
27.4
|
80.8
|
12
|
626
|
21,553
|
1,332,859
|
13
|
775
|
25-34
|
84.2
|
19.3
|
82.9
|
19
|
1,326
|
33,627
|
2,369,798
|
23
|
1,599
|
35-44
|
103.7
|
15.8
|
104.9
|
43
|
3,075
|
33,432
|
2,378,391
|
41
|
2,931
|
45-54
|
91.8
|
9.3
|
91.6
|
97
|
6,252
|
33,306
|
2,213,246
|
106
|
6,828
|
55-64
|
73.0
|
6.9
|
68.9
|
112
|
6,488
|
19,280
|
1,206,707
|
153
|
9,415
|
65-74
|
88.4
|
10.0
|
84.6
|
78
|
4,619
|
4,659
|
283,005
|
88
|
5,461
|
75-89
|
49.6
|
20.3
|
53.6
|
6
|
404
|
202
|
12,912
|
12
|
753
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
135
|
0
|
24
|
Total
|
84.0
|
4.4
|
82.0
|
368
|
22,839
|
148,587
|
9,939,925
|
438
|
27,869
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,596
|
92,734
|
1
|
42
|
20-29
|
60.3
|
34.8
|
53.6
|
3
|
150
|
7,004
|
393,726
|
5
|
280
|
30-39
|
109.1
|
32.9
|
95.6
|
11
|
561
|
13,067
|
759,983
|
10
|
587
|
40-49
|
102.4
|
13.3
|
99.1
|
59
|
3,894
|
46,449
|
3,144,707
|
58
|
3,930
|
50-59
|
87.7
|
6.6
|
80.6
|
175
|
11,293
|
77,933
|
5,491,964
|
200
|
14,013
|
60-69
|
70.7
|
3.9
|
71.2
|
325
|
21,271
|
55,825
|
3,662,401
|
460
|
29,868
|
70-79
|
78.4
|
4.1
|
75.8
|
363
|
21,492
|
19,351
|
1,184,924
|
463
|
28,343
|
80-89
|
83.1
|
4.9
|
80.4
|
287
|
17,139
|
5,184
|
318,818
|
346
|
21,309
|
90-99
|
92.0
|
10.8
|
96.9
|
72
|
4,642
|
372
|
22,799
|
78
|
4,790
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7
|
402
|
3
|
174
|
Total
|
79.8
|
2.2
|
77.8
|
1,295
|
80,442
|
226,787
|
15,072,458
|
1,622
|
103,335
|
GRAND TOTAL
|
80.7
|
2.0
|
78.7
|
1,663
|
103,281
|
375,374
|
25,012,382
|
2,060
|
131,203
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.11
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
45.9
|
13.8
|
52.1
|
11
|
1,925
|
38,254
|
6,246,503
|
24
|
3,695
|
2
|
99.2
|
16.8
|
100.5
|
35
|
5,324
|
39,302
|
6,286,731
|
35
|
5,298
|
3
|
80.4
|
14.2
|
80.5
|
32
|
4,795
|
36,307
|
5,868,482
|
40
|
5,955
|
4
|
59.6
|
11.9
|
62.6
|
25
|
3,885
|
33,987
|
5,428,589
|
42
|
6,202
|
5
|
66.4
|
11.9
|
69.0
|
31
|
4,785
|
32,967
|
5,258,490
|
47
|
6,932
|
6-10
|
79.5
|
4.7
|
77.5
|
283
|
39,752
|
172,418
|
26,517,201
|
356
|
51,288
|
11-15
|
86.2
|
4.5
|
85.4
|
364
|
49,737
|
145,036
|
20,452,219
|
422
|
58,220
|
Total
|
80.9
|
2.9
|
80.1
|
781
|
110,203
|
498,270
|
76,058,215
|
966
|
137,590
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
282
|
37,039
|
0
|
14
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,730
|
452,930
|
2
|
243
|
15-24
|
88.2
|
18.4
|
77.2
|
23
|
2,602
|
47,415
|
6,187,785
|
26
|
3,369
|
25-34
|
73.1
|
9.3
|
71.4
|
62
|
9,581
|
127,040
|
20,588,499
|
85
|
13,420
|
35-44
|
99.2
|
7.6
|
93.9
|
169
|
24,833
|
150,027
|
24,201,826
|
170
|
26,456
|
45-54
|
84.0
|
5.5
|
83.9
|
233
|
33,211
|
115,390
|
17,149,828
|
278
|
39,569
|
55-64
|
72.6
|
5.1
|
73.9
|
203
|
27,777
|
47,509
|
6,527,102
|
280
|
37,575
|
65-74
|
76.8
|
8.5
|
75.6
|
81
|
10,772
|
6,581
|
872,707
|
106
|
14,254
|
75-89
|
52.1
|
16.5
|
53.9
|
10
|
1,428
|
295
|
40,371
|
19
|
2,648
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
130
|
0
|
40
|
Total
|
80.9
|
2.9
|
80.1
|
781
|
110,203
|
498,270
|
76,058,215
|
966
|
137,590
|
Ultimate Experience By Attained Age
|
15-19
|
252.9
|
178.8
|
229.1
|
2
|
226
|
1,813
|
226,490
|
1
|
99
|
20-29
|
36.0
|
36.0
|
29.8
|
1
|
100
|
3,908
|
472,582
|
3
|
335
|
30-39
|
63.8
|
26.0
|
72.7
|
6
|
807
|
12,171
|
1,436,312
|
9
|
1,110
|
40-49
|
75.2
|
8.9
|
73.0
|
71
|
9,114
|
74,489
|
9,803,427
|
94
|
12,486
|
50-59
|
85.7
|
5.1
|
86.6
|
279
|
37,941
|
129,552
|
17,462,052
|
325
|
43,802
|
60-69
|
73.7
|
3.8
|
73.6
|
375
|
49,370
|
64,844
|
8,556,301
|
509
|
67,042
|
70-79
|
73.3
|
4.4
|
72.1
|
283
|
36,276
|
16,236
|
2,115,000
|
386
|
50,326
|
80-89
|
75.8
|
4.9
|
76.5
|
235
|
31,388
|
4,579
|
602,965
|
310
|
41,008
|
90-99
|
77.5
|
9.8
|
80.8
|
62
|
8,616
|
384
|
51,201
|
80
|
10,668
|
100+
|
248.7
|
248.7
|
248.7
|
1
|
100
|
1
|
100
|
0
|
40
|
Total
|
76.5
|
2.1
|
76.7
|
1,315
|
173,938
|
307,977
|
40,726,429
|
1,719
|
226,917
|
GRAND TOTAL
|
78.1
|
1.7
|
78.0
|
2,096
|
284,141
|
806,246
|
116,784,644
|
2,684
|
364,506
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.12
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
64.9
|
21.6
|
86.2
|
9
|
4,055
|
26,662
|
9,353,455
|
14
|
4,705
|
2
|
34.2
|
12.9
|
37.5
|
7
|
2,550
|
28,102
|
9,659,054
|
20
|
6,796
|
3
|
58.8
|
15.7
|
52.3
|
14
|
4,057
|
28,422
|
9,543,497
|
24
|
7,753
|
4
|
60.7
|
15.2
|
59.1
|
16
|
5,050
|
27,920
|
9,238,799
|
26
|
8,539
|
5
|
65.5
|
15.4
|
65.6
|
18
|
5,767
|
25,588
|
8,394,412
|
27
|
8,795
|
6-10
|
68.7
|
5.9
|
67.9
|
137
|
41,812
|
126,555
|
39,635,592
|
199
|
61,545
|
11-15
|
76.5
|
7.9
|
80.8
|
93
|
30,813
|
45,648
|
14,372,569
|
122
|
38,117
|
Total
|
67.9
|
4.0
|
69.1
|
294
|
94,104
|
308,897
|
100,197,377
|
433
|
136,250
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
43
|
12,602
|
0
|
5
|
5-14
|
222.4
|
222.4
|
196.0
|
1
|
250
|
844
|
238,268
|
0
|
128
|
15-24
|
101.2
|
38.2
|
98.7
|
7
|
2,025
|
13,272
|
3,958,305
|
7
|
2,051
|
25-34
|
66.0
|
11.3
|
71.3
|
34
|
12,071
|
86,418
|
28,798,746
|
52
|
16,932
|
35-44
|
73.3
|
8.2
|
71.8
|
80
|
25,320
|
115,950
|
38,255,797
|
109
|
35,256
|
45-54
|
68.5
|
7.2
|
67.7
|
91
|
27,911
|
71,943
|
22,630,238
|
133
|
41,254
|
55-64
|
61.7
|
8.1
|
67.8
|
58
|
19,489
|
18,421
|
5,680,283
|
94
|
28,726
|
65-74
|
67.8
|
14.8
|
66.7
|
21
|
6,456
|
1,895
|
588,591
|
31
|
9,675
|
75-89
|
28.2
|
20.0
|
26.2
|
2
|
583
|
109
|
34,547
|
7
|
2,222
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
67.9
|
4.0
|
69.1
|
294
|
94,104
|
308,897
|
100,197,377
|
433
|
136,250
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
317
|
92,063
|
0
|
40
|
20-29
|
381.1
|
269.4
|
373.3
|
2
|
567
|
733
|
212,384
|
1
|
152
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,312
|
376,351
|
1
|
290
|
40-49
|
80.1
|
24.1
|
81.8
|
11
|
3,462
|
10,645
|
3,273,357
|
14
|
4,234
|
50-59
|
67.4
|
10.9
|
65.9
|
38
|
11,521
|
22,368
|
6,939,831
|
56
|
17,493
|
60-69
|
75.0
|
8.8
|
74.3
|
73
|
22,461
|
12,335
|
3,831,159
|
97
|
30,245
|
70-79
|
47.9
|
8.0
|
49.3
|
36
|
11,648
|
3,160
|
991,648
|
75
|
23,630
|
80-89
|
84.5
|
11.8
|
80.8
|
51
|
15,515
|
910
|
290,069
|
60
|
19,204
|
90-99
|
105.2
|
28.1
|
96.5
|
14
|
3,884
|
63
|
19,189
|
13
|
4,024
|
100+
|
248.7
|
248.7
|
248.7
|
1
|
400
|
1
|
400
|
0
|
161
|
Total
|
71.0
|
4.7
|
69.8
|
226
|
69,457
|
51,844
|
16,026,452
|
318
|
99,474
|
GRAND TOTAL
|
69.2
|
3.0
|
69.4
|
520
|
163,561
|
360,741
|
116,223,829
|
751
|
235,723
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.13
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
66.2
|
25.0
|
71.4
|
7
|
4,672
|
22,198
|
13,917,080
|
11
|
6,542
|
2
|
70.1
|
22.2
|
61.0
|
10
|
5,350
|
22,119
|
13,715,133
|
14
|
8,770
|
3
|
62.6
|
19.8
|
70.8
|
10
|
6,900
|
21,284
|
13,095,720
|
16
|
9,750
|
4
|
41.0
|
15.5
|
39.3
|
7
|
4,050
|
20,034
|
12,230,422
|
17
|
10,318
|
5
|
55.7
|
18.6
|
57.4
|
9
|
5,600
|
16,743
|
10,170,384
|
16
|
9,751
|
6-10
|
68.1
|
8.1
|
67.6
|
71
|
41,691
|
68,436
|
40,530,138
|
104
|
61,664
|
11-15
|
78.1
|
11.4
|
73.7
|
47
|
25,842
|
20,381
|
11,813,163
|
60
|
35,083
|
Total
|
67.5
|
5.3
|
66.3
|
161
|
94,106
|
191,195
|
115,472,038
|
238
|
141,878
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
4,645
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
206
|
115,958
|
0
|
61
|
15-24
|
79.2
|
56.0
|
105.6
|
2
|
1,500
|
4,961
|
2,803,956
|
3
|
1,421
|
25-34
|
47.7
|
12.7
|
43.7
|
14
|
7,671
|
53,311
|
32,191,401
|
29
|
17,566
|
35-44
|
69.0
|
10.2
|
69.0
|
46
|
27,716
|
80,639
|
49,193,425
|
67
|
40,146
|
45-54
|
86.1
|
11.0
|
85.3
|
61
|
35,727
|
41,485
|
24,860,817
|
71
|
41,905
|
55-64
|
48.5
|
9.9
|
46.2
|
24
|
13,500
|
9,568
|
5,695,183
|
49
|
29,198
|
65-74
|
67.6
|
21.4
|
64.0
|
10
|
5,636
|
939
|
560,045
|
15
|
8,802
|
75-89
|
85.4
|
42.7
|
84.9
|
4
|
2,356
|
77
|
46,609
|
5
|
2,776
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
67.5
|
5.3
|
66.3
|
161
|
94,106
|
191,195
|
115,472,038
|
238
|
141,878
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
30
|
17,383
|
0
|
8
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
102
|
56,614
|
0
|
41
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
332
|
186,845
|
0
|
144
|
40-49
|
108.4
|
54.2
|
100.0
|
4
|
2,100
|
2,817
|
1,603,488
|
4
|
2,101
|
50-59
|
86.9
|
20.5
|
84.7
|
18
|
10,193
|
8,029
|
4,659,583
|
21
|
12,028
|
60-69
|
77.9
|
13.4
|
83.0
|
34
|
21,097
|
5,412
|
3,146,105
|
44
|
25,412
|
70-79
|
65.9
|
13.4
|
64.0
|
24
|
13,758
|
1,510
|
889,989
|
36
|
21,501
|
80-89
|
68.9
|
14.7
|
72.6
|
22
|
13,475
|
470
|
274,745
|
32
|
18,549
|
90-99
|
27.0
|
19.1
|
34.0
|
2
|
1,417
|
34
|
19,178
|
7
|
4,172
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
72.2
|
7.1
|
73.9
|
104
|
62,041
|
18,736
|
10,853,930
|
144
|
83,955
|
GRAND TOTAL
|
69.3
|
4.3
|
69.1
|
265
|
156,146
|
209,931
|
126,325,968
|
383
|
225,833
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.14
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
29.7
|
21.0
|
27.2
|
2
|
3,500
|
13,434
|
24,004,214
|
7
|
12,863
|
2
|
66.9
|
27.3
|
50.7
|
6
|
8,500
|
12,908
|
23,194,205
|
9
|
16,766
|
3
|
129.6
|
37.4
|
81.9
|
12
|
13,889
|
11,296
|
19,061,139
|
9
|
16,959
|
4
|
68.0
|
25.7
|
61.8
|
7
|
11,750
|
10,694
|
18,245,462
|
10
|
19,025
|
5
|
10.6
|
10.6
|
12.7
|
1
|
2,160
|
8,319
|
14,133,712
|
9
|
16,964
|
6-10
|
64.9
|
10.7
|
75.1
|
37
|
74,354
|
31,388
|
49,779,449
|
57
|
99,071
|
11-15
|
78.0
|
15.0
|
88.0
|
27
|
50,268
|
9,225
|
14,371,751
|
35
|
57,154
|
Total
|
67.5
|
7.0
|
68.9
|
92
|
164,421
|
97,265
|
162,789,934
|
136
|
238,804
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
4,126
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
64
|
116,117
|
0
|
65
|
15-24
|
128.6
|
128.6
|
69.7
|
1
|
1,000
|
1,487
|
2,785,833
|
1
|
1,435
|
25-34
|
37.3
|
18.6
|
30.6
|
4
|
4,800
|
20,192
|
29,760,814
|
11
|
15,672
|
35-44
|
79.1
|
15.2
|
62.3
|
27
|
34,398
|
43,162
|
71,040,532
|
34
|
55,234
|
45-54
|
69.2
|
12.9
|
59.7
|
29
|
43,123
|
25,288
|
45,074,611
|
42
|
72,226
|
55-64
|
60.5
|
13.9
|
48.3
|
19
|
28,300
|
6,179
|
12,173,524
|
31
|
58,568
|
65-74
|
70.9
|
23.6
|
163.4
|
9
|
40,536
|
808
|
1,590,826
|
13
|
24,814
|
75-89
|
65.8
|
38.0
|
113.7
|
3
|
12,264
|
82
|
243,550
|
5
|
10,788
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
67.5
|
7.0
|
68.9
|
92
|
164,421
|
97,265
|
162,789,934
|
136
|
238,804
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
8,487
|
0
|
4
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
27
|
31,566
|
0
|
23
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
133
|
180,735
|
0
|
140
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
977
|
1,494,393
|
1
|
1,922
|
50-59
|
120.7
|
38.2
|
114.8
|
10
|
14,320
|
3,173
|
4,769,387
|
8
|
12,469
|
60-69
|
69.7
|
18.6
|
96.4
|
14
|
30,995
|
2,420
|
3,798,830
|
20
|
32,161
|
70-79
|
58.7
|
15.7
|
69.3
|
14
|
26,775
|
972
|
1,563,238
|
24
|
38,651
|
80-89
|
64.5
|
16.7
|
55.5
|
15
|
23,300
|
352
|
664,318
|
23
|
41,999
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
15
|
18,664
|
3
|
3,929
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
66.3
|
9.1
|
72.7
|
53
|
95,390
|
8,077
|
12,529,619
|
80
|
131,298
|
GRAND TOTAL
|
67.1
|
5.6
|
70.2
|
145
|
259,811
|
105,342
|
175,319,552
|
216
|
370,101
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.15
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
154.3
|
154.3
|
213.7
|
1
|
7
|
2,320
|
9,207
|
1
|
3
|
2
|
548.0
|
316.4
|
401.0
|
3
|
45
|
1,966
|
14,705
|
1
|
11
|
3
|
191.1
|
191.1
|
130.3
|
1
|
8
|
1,774
|
17,490
|
1
|
6
|
4
|
185.8
|
185.8
|
189.3
|
1
|
11
|
1,557
|
17,736
|
1
|
6
|
5
|
0.0
|
0.0
|
155.2
|
0
|
10
|
668
|
17,822
|
0
|
7
|
6-10
|
0.0
|
0.0
|
126.7
|
0
|
48
|
2,541
|
87,014
|
1
|
38
|
11-15
|
144.4
|
32.3
|
134.5
|
20
|
133
|
2,502
|
72,198
|
14
|
99
|
Total
|
151.7
|
29.7
|
154.3
|
26
|
263
|
13,329
|
236,172
|
17
|
171
|
Select Experience By Issue Age
|
0-4
|
237.8
|
137.3
|
92.9
|
3
|
20
|
7,944
|
143,044
|
1
|
21
|
5-14
|
78.5
|
78.5
|
98.5
|
1
|
28
|
4,288
|
73,271
|
1
|
29
|
15-24
|
0.0
|
0.0
|
178.3
|
0
|
12
|
644
|
11,850
|
0
|
7
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
11
|
1,007
|
0
|
1
|
35-44
|
0.0
|
0.0
|
0.0
|
0
|
0
|
29
|
1,172
|
0
|
2
|
45-54
|
0.0
|
0.0
|
245.4
|
0
|
11
|
37
|
1,362
|
0
|
4
|
55-64
|
132.4
|
66.2
|
139.0
|
4
|
37
|
151
|
1,989
|
3
|
27
|
65-74
|
173.3
|
48.1
|
168.2
|
13
|
92
|
185
|
1,973
|
8
|
55
|
75-89
|
145.8
|
65.2
|
245.5
|
5
|
62
|
40
|
500
|
3
|
25
|
90+
|
|
|
185.0
|
0
|
1
|
0
|
4
|
0
|
1
|
Total
|
151.7
|
29.7
|
154.3
|
26
|
263
|
13,329
|
236,172
|
17
|
171
|
Ultimate Experience By Attained Age
|
15-19
|
419.9
|
296.9
|
181.1
|
2
|
14
|
1,087
|
18,293
|
0
|
8
|
20-29
|
97.5
|
43.6
|
104.9
|
5
|
54
|
6,970
|
70,968
|
5
|
52
|
30-39
|
114.7
|
21.7
|
118.0
|
28
|
177
|
28,078
|
173,494
|
24
|
150
|
40-49
|
160.8
|
14.4
|
153.6
|
124
|
644
|
51,868
|
280,601
|
77
|
420
|
50-59
|
122.3
|
6.0
|
117.1
|
414
|
2,208
|
85,752
|
479,851
|
338
|
1,885
|
60-69
|
84.7
|
2.3
|
87.8
|
1,353
|
7,881
|
129,190
|
727,048
|
1,598
|
8,971
|
70-79
|
84.7
|
1.4
|
87.5
|
3,696
|
18,744
|
132,382
|
657,899
|
4,363
|
21,418
|
80-89
|
98.2
|
1.1
|
102.8
|
7,856
|
34,288
|
99,720
|
421,865
|
8,002
|
33,355
|
90-99
|
69.7
|
1.3
|
82.9
|
3,076
|
12,060
|
19,166
|
65,239
|
4,412
|
14,548
|
100+
|
9.7
|
0.8
|
24.8
|
137
|
353
|
3,212
|
3,277
|
1,413
|
1,425
|
Total
|
82.5
|
0.6
|
92.9
|
16,691
|
76,423
|
557,425
|
2,898,535
|
20,234
|
82,232
|
GRAND TOTAL
|
82.5
|
0.6
|
93.1
|
16,717
|
76,686
|
570,754
|
3,134,708
|
20,251
|
82,402
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.16
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
148.7
|
105.1
|
91.0
|
2
|
35
|
5,961
|
180,363
|
1
|
38
|
2
|
374.8
|
167.6
|
208.7
|
5
|
70
|
5,904
|
176,979
|
1
|
34
|
3
|
69.0
|
69.0
|
83.5
|
1
|
30
|
6,300
|
187,010
|
1
|
36
|
4
|
80.5
|
80.5
|
84.2
|
1
|
27
|
5,819
|
172,585
|
1
|
32
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,259
|
162,989
|
1
|
34
|
6-10
|
48.7
|
28.1
|
28.0
|
3
|
51
|
31,260
|
803,802
|
6
|
183
|
11-15
|
98.0
|
19.2
|
102.1
|
26
|
686
|
43,454
|
1,136,407
|
27
|
671
|
Total
|
96.2
|
15.6
|
87.4
|
38
|
899
|
104,958
|
2,820,134
|
40
|
1,029
|
Select Experience By Issue Age
|
0-4
|
96.7
|
27.9
|
119.1
|
12
|
392
|
71,404
|
1,885,349
|
12
|
329
|
5-14
|
68.0
|
25.7
|
61.6
|
7
|
170
|
28,729
|
774,899
|
10
|
276
|
15-24
|
93.8
|
66.4
|
67.0
|
2
|
49
|
3,645
|
126,309
|
2
|
72
|
25-34
|
946.9
|
946.9
|
505.7
|
1
|
25
|
150
|
6,704
|
0
|
5
|
35-44
|
358.2
|
358.2
|
280.7
|
1
|
30
|
189
|
7,236
|
0
|
11
|
45-54
|
248.1
|
124.1
|
158.2
|
4
|
70
|
294
|
8,379
|
2
|
44
|
55-64
|
65.1
|
32.5
|
32.2
|
4
|
45
|
337
|
7,351
|
6
|
140
|
65-74
|
83.7
|
37.4
|
58.7
|
5
|
84
|
189
|
3,604
|
6
|
143
|
75-89
|
363.3
|
256.9
|
373.8
|
2
|
35
|
21
|
304
|
1
|
9
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
96.2
|
15.6
|
87.4
|
38
|
899
|
104,958
|
2,820,134
|
40
|
1,029
|
Ultimate Experience By Attained Age
|
15-19
|
128.8
|
32.2
|
162.8
|
16
|
576
|
29,434
|
840,357
|
12
|
354
|
20-29
|
89.7
|
12.0
|
89.5
|
56
|
1,436
|
87,131
|
2,256,173
|
62
|
1,605
|
30-39
|
108.8
|
13.4
|
99.0
|
66
|
1,292
|
70,965
|
1,527,203
|
61
|
1,305
|
40-49
|
120.7
|
11.7
|
103.5
|
107
|
2,965
|
59,104
|
1,846,007
|
89
|
2,864
|
50-59
|
115.0
|
4.7
|
103.6
|
609
|
18,175
|
133,315
|
4,499,272
|
530
|
17,538
|
60-69
|
84.5
|
2.2
|
78.0
|
1,513
|
35,740
|
153,314
|
4,020,026
|
1,792
|
45,811
|
70-79
|
83.1
|
1.7
|
81.1
|
2,265
|
47,081
|
86,373
|
1,856,203
|
2,724
|
58,081
|
80-89
|
100.1
|
1.8
|
97.1
|
3,042
|
59,248
|
39,127
|
789,217
|
3,039
|
61,022
|
90-99
|
81.6
|
2.8
|
78.9
|
838
|
16,176
|
4,714
|
94,514
|
1,027
|
20,500
|
100+
|
35.9
|
8.7
|
31.9
|
17
|
299
|
110
|
2,165
|
47
|
937
|
Total
|
90.9
|
1.0
|
87.1
|
8,529
|
182,987
|
663,588
|
17,731,137
|
9,383
|
210,017
|
GRAND TOTAL
|
90.9
|
1.0
|
87.1
|
8,567
|
183,887
|
768,546
|
20,551,271
|
9,422
|
211,047
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.17
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5,203
|
307,889
|
1
|
77
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,554
|
273,611
|
1
|
66
|
3
|
132.5
|
93.7
|
111.0
|
2
|
100
|
4,446
|
266,595
|
2
|
90
|
4
|
188.9
|
94.5
|
157.7
|
4
|
200
|
4,771
|
283,931
|
2
|
127
|
5
|
253.3
|
103.4
|
220.7
|
6
|
300
|
4,669
|
268,151
|
2
|
136
|
6-10
|
92.1
|
18.8
|
87.1
|
24
|
1,315
|
27,723
|
1,583,115
|
26
|
1,510
|
11-15
|
52.4
|
15.8
|
52.9
|
11
|
675
|
18,376
|
1,079,074
|
21
|
1,276
|
Total
|
84.7
|
12.4
|
78.9
|
47
|
2,590
|
69,742
|
4,062,365
|
55
|
3,283
|
Select Experience By Issue Age
|
0-4
|
18.4
|
18.4
|
15.9
|
1
|
50
|
33,966
|
1,943,914
|
5
|
314
|
5-14
|
44.3
|
31.3
|
36.6
|
2
|
100
|
14,796
|
884,538
|
5
|
273
|
15-24
|
173.8
|
70.9
|
153.7
|
6
|
300
|
6,090
|
346,385
|
3
|
195
|
25-34
|
111.9
|
56.0
|
133.9
|
4
|
285
|
5,458
|
319,605
|
4
|
213
|
35-44
|
188.4
|
59.6
|
148.6
|
10
|
500
|
4,303
|
263,647
|
5
|
336
|
45-54
|
103.9
|
28.8
|
106.7
|
13
|
805
|
3,373
|
202,369
|
13
|
754
|
55-64
|
49.1
|
18.5
|
42.4
|
7
|
350
|
1,485
|
86,017
|
14
|
826
|
65-74
|
74.5
|
37.3
|
64.0
|
4
|
200
|
254
|
14,875
|
5
|
313
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
17
|
1,015
|
1
|
59
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
84.7
|
12.4
|
78.9
|
47
|
2,590
|
69,742
|
4,062,365
|
55
|
3,283
|
Ultimate Experience By Attained Age
|
15-19
|
40.7
|
40.7
|
28.1
|
1
|
50
|
5,912
|
423,132
|
2
|
178
|
20-29
|
111.6
|
29.8
|
80.5
|
14
|
713
|
17,564
|
1,241,145
|
13
|
886
|
30-39
|
83.9
|
29.6
|
66.6
|
8
|
425
|
11,177
|
749,342
|
10
|
639
|
40-49
|
104.9
|
29.1
|
71.2
|
13
|
890
|
8,055
|
787,670
|
12
|
1,249
|
50-59
|
87.2
|
11.1
|
82.4
|
62
|
5,878
|
18,267
|
1,879,084
|
71
|
7,138
|
60-69
|
80.0
|
6.6
|
71.1
|
145
|
10,623
|
16,073
|
1,340,498
|
181
|
14,938
|
70-79
|
72.5
|
5.9
|
72.8
|
151
|
11,893
|
6,715
|
525,137
|
208
|
16,334
|
80-89
|
88.1
|
6.4
|
87.9
|
188
|
15,337
|
2,777
|
226,464
|
213
|
17,442
|
90-99
|
66.9
|
9.6
|
62.8
|
49
|
3,513
|
334
|
25,780
|
73
|
5,596
|
100+
|
100.6
|
58.1
|
96.1
|
3
|
196
|
7
|
478
|
3
|
204
|
Total
|
80.6
|
3.2
|
76.7
|
634
|
49,519
|
86,881
|
7,198,729
|
787
|
64,604
|
GRAND TOTAL
|
80.8
|
3.1
|
76.8
|
681
|
52,109
|
156,623
|
11,261,094
|
843
|
67,887
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.18
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
60.1
|
60.1
|
94.1
|
1
|
200
|
7,281
|
902,698
|
2
|
212
|
2
|
201.5
|
116.4
|
224.9
|
3
|
451
|
6,389
|
798,558
|
1
|
201
|
3
|
55.3
|
55.3
|
90.7
|
1
|
225
|
6,038
|
767,197
|
2
|
248
|
4
|
42.6
|
42.6
|
59.8
|
1
|
200
|
6,226
|
815,475
|
2
|
335
|
5
|
119.2
|
68.8
|
96.9
|
3
|
350
|
5,540
|
737,926
|
3
|
361
|
6-10
|
38.9
|
13.7
|
36.5
|
8
|
1,101
|
25,122
|
3,467,264
|
21
|
3,015
|
11-15
|
71.4
|
19.1
|
83.1
|
14
|
2,100
|
16,054
|
2,020,340
|
20
|
2,526
|
Total
|
62.0
|
11.1
|
67.1
|
31
|
4,627
|
72,649
|
9,509,458
|
50
|
6,897
|
Select Experience By Issue Age
|
0-4
|
139.8
|
57.1
|
145.3
|
6
|
751
|
27,854
|
3,347,101
|
4
|
517
|
5-14
|
99.4
|
44.4
|
87.2
|
5
|
550
|
18,853
|
2,330,438
|
5
|
631
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,412
|
819,066
|
4
|
459
|
25-34
|
31.9
|
22.6
|
31.7
|
2
|
300
|
8,608
|
1,325,718
|
6
|
945
|
35-44
|
96.8
|
32.3
|
131.7
|
9
|
1,875
|
6,607
|
1,055,390
|
9
|
1,424
|
45-54
|
56.0
|
22.9
|
48.8
|
6
|
750
|
3,280
|
492,461
|
11
|
1,536
|
55-64
|
40.9
|
23.6
|
42.0
|
3
|
401
|
874
|
118,437
|
7
|
954
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
153
|
19,463
|
3
|
367
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
10
|
1,385
|
1
|
65
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.0
|
11.1
|
67.1
|
31
|
4,627
|
72,649
|
9,509,458
|
50
|
6,897
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,098
|
299,231
|
1
|
124
|
20-29
|
26.6
|
26.6
|
41.4
|
1
|
219
|
5,278
|
741,596
|
4
|
528
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,784
|
492,847
|
3
|
424
|
40-49
|
87.9
|
25.4
|
82.0
|
12
|
1,483
|
8,979
|
1,174,566
|
14
|
1,810
|
50-59
|
82.9
|
14.0
|
82.6
|
35
|
5,410
|
11,434
|
1,755,412
|
42
|
6,551
|
60-69
|
61.0
|
9.1
|
50.8
|
45
|
6,062
|
6,663
|
1,069,128
|
74
|
11,940
|
70-79
|
84.0
|
10.6
|
83.9
|
63
|
10,480
|
2,387
|
396,860
|
75
|
12,493
|
80-89
|
86.5
|
10.3
|
81.7
|
71
|
11,210
|
1,094
|
182,195
|
82
|
13,729
|
90-99
|
50.6
|
14.6
|
59.7
|
12
|
2,586
|
111
|
20,438
|
24
|
4,328
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
268
|
0
|
114
|
Total
|
75.0
|
4.9
|
72.0
|
239
|
37,450
|
41,831
|
6,132,540
|
319
|
52,041
|
GRAND TOTAL
|
73.2
|
4.5
|
71.4
|
270
|
42,077
|
114,480
|
15,641,997
|
369
|
58,939
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.19
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
76.0
|
31.0
|
81.0
|
6
|
1,830
|
12,385
|
3,572,228
|
8
|
2,260
|
2
|
70.5
|
26.6
|
73.8
|
7
|
2,125
|
11,816
|
3,450,987
|
10
|
2,878
|
3
|
68.0
|
30.4
|
67.3
|
5
|
1,450
|
8,102
|
2,410,539
|
7
|
2,154
|
4
|
51.4
|
29.7
|
54.7
|
3
|
950
|
6,235
|
1,890,578
|
6
|
1,736
|
5
|
38.7
|
27.3
|
61.5
|
2
|
950
|
5,114
|
1,559,314
|
5
|
1,544
|
6-10
|
75.0
|
23.7
|
71.2
|
10
|
3,008
|
10,279
|
3,330,782
|
13
|
4,225
|
11-15
|
46.1
|
46.1
|
50.9
|
1
|
350
|
1,650
|
518,389
|
2
|
688
|
Total
|
65.8
|
11.3
|
68.9
|
34
|
10,663
|
55,581
|
16,732,817
|
52
|
15,486
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,516
|
1,039,599
|
1
|
155
|
5-14
|
126.4
|
126.4
|
101.0
|
1
|
250
|
2,981
|
912,557
|
1
|
248
|
15-24
|
90.3
|
90.3
|
111.4
|
1
|
358
|
2,279
|
658,929
|
1
|
321
|
25-34
|
83.9
|
37.5
|
88.6
|
5
|
1,680
|
12,523
|
3,920,227
|
6
|
1,896
|
35-44
|
73.8
|
26.1
|
69.6
|
8
|
2,350
|
16,639
|
5,087,135
|
11
|
3,377
|
45-54
|
56.0
|
17.7
|
58.9
|
10
|
3,100
|
13,465
|
3,916,064
|
18
|
5,261
|
55-64
|
47.6
|
19.4
|
56.9
|
6
|
2,075
|
3,946
|
1,132,314
|
13
|
3,649
|
65-74
|
149.0
|
86.0
|
146.8
|
3
|
850
|
232
|
65,993
|
2
|
579
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.8
|
11.3
|
68.9
|
34
|
10,663
|
55,581
|
16,732,817
|
52
|
15,486
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
274
|
93,893
|
0
|
38
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
423
|
157,899
|
0
|
112
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
241
|
86,086
|
0
|
73
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
329
|
114,245
|
1
|
183
|
50-59
|
34.9
|
34.9
|
100.4
|
1
|
1,169
|
750
|
301,285
|
3
|
1,164
|
60-69
|
41.9
|
24.2
|
44.0
|
3
|
1,357
|
620
|
267,264
|
7
|
3,081
|
70-79
|
85.7
|
27.1
|
93.4
|
10
|
4,397
|
369
|
149,841
|
12
|
4,708
|
80-89
|
43.8
|
17.9
|
51.8
|
6
|
2,956
|
180
|
75,375
|
14
|
5,701
|
90-99
|
192.4
|
78.6
|
150.0
|
6
|
1,945
|
15
|
6,516
|
3
|
1,297
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.6
|
12.9
|
72.3
|
26
|
11,824
|
3,201
|
1,252,403
|
40
|
16,356
|
GRAND TOTAL
|
65.7
|
8.5
|
70.6
|
60
|
22,487
|
58,783
|
17,985,221
|
91
|
31,842
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.20
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
109.2
|
48.8
|
110.0
|
5
|
2,800
|
8,552
|
4,773,868
|
5
|
2,545
|
2
|
55.7
|
32.2
|
52.0
|
3
|
1,565
|
7,900
|
4,405,491
|
5
|
3,010
|
3
|
46.9
|
33.2
|
41.7
|
2
|
1,000
|
5,392
|
3,040,755
|
4
|
2,399
|
4
|
19.9
|
19.9
|
26.4
|
1
|
750
|
5,171
|
2,940,555
|
5
|
2,837
|
5
|
56.9
|
32.8
|
50.8
|
3
|
1,500
|
4,823
|
2,717,367
|
5
|
2,950
|
6-10
|
84.6
|
29.9
|
88.5
|
8
|
4,800
|
7,185
|
4,174,077
|
9
|
5,422
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
593
|
347,559
|
1
|
478
|
Total
|
63.1
|
13.5
|
63.2
|
22
|
12,415
|
39,615
|
22,399,672
|
35
|
19,641
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,090
|
659,621
|
0
|
97
|
5-14
|
291.0
|
291.0
|
234.3
|
1
|
500
|
1,217
|
750,739
|
0
|
213
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,034
|
572,446
|
0
|
275
|
25-34
|
39.6
|
28.0
|
34.9
|
2
|
1,000
|
10,980
|
6,198,397
|
5
|
2,862
|
35-44
|
108.2
|
34.2
|
106.8
|
10
|
5,600
|
14,813
|
8,370,019
|
9
|
5,245
|
45-54
|
60.7
|
23.0
|
63.6
|
7
|
4,115
|
8,449
|
4,709,045
|
12
|
6,468
|
55-64
|
28.9
|
20.4
|
31.1
|
2
|
1,200
|
1,909
|
1,068,819
|
7
|
3,861
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
125
|
70,587
|
1
|
619
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
63.1
|
13.5
|
63.2
|
22
|
12,415
|
39,615
|
22,399,672
|
35
|
19,641
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
39
|
27,097
|
0
|
11
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
127
|
85,664
|
0
|
61
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
47
|
32,731
|
0
|
28
|
40-49
|
906.6
|
906.6
|
732.2
|
1
|
500
|
71
|
44,330
|
0
|
68
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
194
|
130,819
|
1
|
504
|
60-69
|
45.6
|
45.6
|
89.4
|
1
|
1,456
|
185
|
136,248
|
2
|
1,629
|
70-79
|
91.0
|
52.5
|
80.0
|
3
|
2,248
|
105
|
88,664
|
3
|
2,811
|
80-89
|
21.2
|
21.2
|
27.5
|
1
|
1,032
|
60
|
49,108
|
5
|
3,760
|
90-99
|
164.4
|
94.9
|
172.2
|
3
|
2,781
|
8
|
7,444
|
2
|
1,615
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.0
|
23.0
|
76.5
|
9
|
8,017
|
836
|
602,103
|
13
|
10,487
|
GRAND TOTAL
|
64.7
|
11.6
|
67.8
|
31
|
20,432
|
40,451
|
23,001,775
|
48
|
30,128
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.21
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,483
|
4,616,728
|
2
|
2,892
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,237
|
4,703,804
|
3
|
4,203
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,460
|
3,516,863
|
3
|
4,087
|
4
|
43.8
|
43.8
|
28.1
|
1
|
1,000
|
1,958
|
2,928,877
|
2
|
3,560
|
5
|
38.2
|
38.2
|
23.7
|
1
|
1,000
|
1,904
|
2,869,087
|
3
|
4,227
|
6-10
|
22.2
|
22.2
|
29.6
|
1
|
2,000
|
2,916
|
4,183,261
|
5
|
6,767
|
11-15
|
495.6
|
350.5
|
1424.0
|
2
|
10,000
|
241
|
507,301
|
0
|
702
|
Total
|
29.2
|
13.1
|
53.0
|
5
|
14,000
|
16,199
|
23,325,920
|
17
|
26,438
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
375
|
708,009
|
0
|
99
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
453
|
946,973
|
0
|
272
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
267
|
441,053
|
0
|
229
|
25-34
|
69.6
|
69.6
|
56.1
|
1
|
1,000
|
3,168
|
3,841,435
|
1
|
1,784
|
35-44
|
25.2
|
25.2
|
37.1
|
1
|
2,000
|
6,210
|
8,364,005
|
4
|
5,390
|
45-54
|
31.7
|
22.4
|
100.4
|
2
|
10,000
|
4,437
|
6,865,894
|
6
|
9,963
|
55-64
|
23.5
|
23.5
|
14.4
|
1
|
1,000
|
1,186
|
1,942,821
|
4
|
6,949
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
104
|
215,730
|
1
|
1,752
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
29.2
|
13.1
|
53.0
|
5
|
14,000
|
16,199
|
23,325,920
|
17
|
26,438
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
18
|
37,628
|
0
|
16
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
55
|
110,587
|
0
|
75
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
16
|
19,277
|
0
|
16
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
13
|
18,492
|
0
|
33
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
42
|
97,393
|
0
|
388
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
58
|
104,976
|
1
|
1,204
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
41
|
64,836
|
1
|
2,100
|
80-89
|
53.5
|
53.5
|
53.0
|
1
|
2,109
|
23
|
47,401
|
2
|
3,979
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
3,610
|
0
|
723
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
21.9
|
21.9
|
24.7
|
1
|
2,109
|
269
|
504,200
|
5
|
8,533
|
GRAND TOTAL
|
27.7
|
11.3
|
46.1
|
6
|
16,109
|
16,468
|
23,830,120
|
22
|
34,971
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.22
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
483
|
3,018
|
0
|
4
|
2
|
136.4
|
136.4
|
76.9
|
1
|
5
|
344
|
3,049
|
1
|
7
|
3
|
221.0
|
156.3
|
73.2
|
2
|
7
|
336
|
3,706
|
1
|
9
|
4
|
82.2
|
82.2
|
104.5
|
1
|
12
|
320
|
3,709
|
1
|
11
|
5
|
118.1
|
118.1
|
22.5
|
1
|
3
|
261
|
4,080
|
1
|
13
|
6-10
|
102.3
|
41.8
|
74.5
|
6
|
87
|
1,224
|
29,899
|
6
|
117
|
11-15
|
109.2
|
24.4
|
87.4
|
20
|
271
|
2,052
|
60,118
|
18
|
310
|
Total
|
109.3
|
19.6
|
81.8
|
31
|
385
|
5,019
|
107,580
|
28
|
470
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
47
|
2,294
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
275
|
10,473
|
0
|
2
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
614
|
15,007
|
0
|
5
|
25-34
|
0.0
|
0.0
|
89.8
|
0
|
17
|
916
|
21,453
|
1
|
18
|
35-44
|
65.6
|
46.4
|
44.6
|
2
|
36
|
1,061
|
24,408
|
3
|
81
|
45-54
|
76.4
|
28.9
|
72.6
|
7
|
141
|
1,256
|
23,984
|
9
|
194
|
55-64
|
154.5
|
42.8
|
103.6
|
13
|
117
|
624
|
7,973
|
8
|
113
|
65-74
|
129.5
|
45.8
|
124.1
|
8
|
61
|
215
|
1,872
|
6
|
49
|
75-89
|
141.2
|
141.2
|
184.0
|
1
|
13
|
11
|
116
|
1
|
7
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
109.3
|
19.6
|
81.8
|
31
|
385
|
5,019
|
107,580
|
28
|
470
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
331
|
7,546
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,062
|
14,151
|
0
|
4
|
30-39
|
195.2
|
195.2
|
344.7
|
1
|
19
|
1,018
|
10,798
|
1
|
6
|
40-49
|
102.2
|
59.0
|
64.1
|
3
|
29
|
1,605
|
24,200
|
3
|
45
|
50-59
|
95.2
|
21.3
|
92.8
|
20
|
221
|
3,425
|
39,949
|
21
|
238
|
60-69
|
69.1
|
9.8
|
85.1
|
50
|
474
|
4,839
|
38,296
|
72
|
557
|
70-79
|
130.2
|
9.6
|
133.9
|
183
|
1,031
|
5,174
|
28,658
|
141
|
770
|
80-89
|
140.6
|
8.2
|
159.7
|
293
|
1,296
|
3,576
|
14,763
|
208
|
812
|
90-99
|
96.6
|
10.2
|
119.8
|
89
|
278
|
600
|
1,534
|
92
|
232
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
16
|
13
|
5
|
4
|
Total
|
117.6
|
4.7
|
125.4
|
639
|
3,347
|
21,646
|
179,907
|
543
|
2,668
|
GRAND TOTAL
|
117.2
|
4.5
|
118.9
|
670
|
3,732
|
26,665
|
287,488
|
572
|
3,138
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.23
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,736
|
82,977
|
3
|
79
|
2
|
91.3
|
32.3
|
64.6
|
8
|
130
|
2,716
|
78,735
|
9
|
201
|
3
|
68.3
|
25.8
|
79.8
|
7
|
194
|
2,930
|
83,848
|
10
|
243
|
4
|
78.8
|
26.3
|
58.5
|
9
|
155
|
2,897
|
81,347
|
11
|
265
|
5
|
64.3
|
22.7
|
74.1
|
8
|
203
|
2,990
|
78,981
|
12
|
273
|
6-10
|
95.9
|
10.1
|
93.8
|
91
|
1,996
|
19,507
|
513,064
|
95
|
2,129
|
11-15
|
101.1
|
6.6
|
95.0
|
235
|
4,732
|
37,533
|
925,206
|
232
|
4,981
|
Total
|
95.9
|
5.1
|
90.7
|
358
|
7,410
|
71,308
|
1,844,158
|
373
|
8,172
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,288
|
24,849
|
0
|
4
|
5-14
|
0.0
|
0.0
|
62.3
|
0
|
25
|
9,681
|
186,661
|
2
|
40
|
15-24
|
103.7
|
59.9
|
84.2
|
3
|
73
|
8,630
|
254,789
|
3
|
86
|
25-34
|
107.7
|
35.9
|
110.2
|
9
|
309
|
10,048
|
339,897
|
8
|
280
|
35-44
|
66.3
|
12.1
|
57.3
|
30
|
724
|
14,108
|
410,941
|
45
|
1,263
|
45-54
|
91.8
|
8.2
|
89.3
|
124
|
2,754
|
16,989
|
415,087
|
135
|
3,083
|
55-64
|
101.1
|
9.0
|
97.1
|
126
|
2,346
|
8,454
|
173,412
|
125
|
2,416
|
65-74
|
118.4
|
15.7
|
111.1
|
57
|
960
|
1,979
|
36,166
|
48
|
864
|
75-89
|
139.2
|
46.4
|
163.9
|
9
|
220
|
131
|
2,357
|
6
|
134
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
95.9
|
5.1
|
90.7
|
358
|
7,410
|
71,308
|
1,844,158
|
373
|
8,172
|
Ultimate Experience By Attained Age
|
15-19
|
123.0
|
123.0
|
101.3
|
1
|
19
|
4,352
|
101,959
|
1
|
19
|
20-29
|
70.7
|
35.4
|
47.1
|
4
|
56
|
19,036
|
402,230
|
6
|
118
|
30-39
|
176.3
|
41.6
|
181.4
|
18
|
407
|
20,557
|
441,036
|
10
|
224
|
40-49
|
88.8
|
14.2
|
101.0
|
39
|
1,305
|
23,854
|
698,904
|
44
|
1,292
|
50-59
|
81.0
|
5.8
|
81.5
|
192
|
5,181
|
40,135
|
1,093,096
|
237
|
6,357
|
60-69
|
92.0
|
4.4
|
90.6
|
431
|
8,876
|
32,595
|
696,473
|
468
|
9,801
|
70-79
|
136.4
|
5.8
|
134.2
|
547
|
8,649
|
15,451
|
250,552
|
401
|
6,444
|
80-89
|
169.7
|
8.6
|
166.7
|
387
|
5,493
|
4,354
|
63,076
|
228
|
3,296
|
90-99
|
113.9
|
17.0
|
99.5
|
45
|
610
|
270
|
4,175
|
40
|
613
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
116.0
|
2.8
|
108.6
|
1,664
|
30,596
|
160,605
|
3,751,500
|
1,435
|
28,164
|
GRAND TOTAL
|
111.8
|
2.5
|
104.6
|
2,022
|
38,007
|
231,913
|
5,595,658
|
1,808
|
36,336
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.24
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
69.5
|
69.5
|
55.7
|
1
|
50
|
2,321
|
145,952
|
1
|
90
|
2
|
85.6
|
49.4
|
72.1
|
3
|
160
|
2,108
|
132,986
|
4
|
222
|
3
|
0.0
|
0.0
|
18.9
|
0
|
50
|
2,271
|
143,540
|
4
|
264
|
4
|
49.3
|
34.9
|
53.5
|
2
|
138
|
2,171
|
136,748
|
4
|
258
|
5
|
65.8
|
38.0
|
87.0
|
3
|
242
|
2,199
|
133,268
|
5
|
278
|
6-10
|
91.0
|
16.6
|
89.2
|
30
|
1,851
|
11,888
|
739,561
|
33
|
2,074
|
11-15
|
93.1
|
11.9
|
92.1
|
61
|
3,616
|
22,483
|
1,302,409
|
65
|
3,926
|
Total
|
86.1
|
8.6
|
85.9
|
100
|
6,107
|
45,440
|
2,734,464
|
116
|
7,112
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,026
|
53,972
|
0
|
9
|
5-14
|
79.7
|
79.7
|
82.9
|
1
|
55
|
5,845
|
307,273
|
1
|
66
|
15-24
|
38.1
|
38.1
|
33.8
|
1
|
50
|
8,152
|
458,271
|
3
|
148
|
25-34
|
108.3
|
36.1
|
94.5
|
9
|
497
|
10,594
|
669,767
|
8
|
525
|
35-44
|
81.9
|
16.7
|
86.7
|
24
|
1,579
|
10,427
|
663,302
|
29
|
1,822
|
45-54
|
83.4
|
13.7
|
80.7
|
37
|
2,175
|
7,105
|
442,859
|
44
|
2,695
|
55-64
|
72.3
|
18.1
|
71.9
|
16
|
961
|
1,971
|
119,409
|
22
|
1,337
|
65-74
|
163.1
|
47.1
|
171.0
|
12
|
790
|
311
|
19,043
|
7
|
462
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
569
|
1
|
49
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
86.1
|
8.6
|
85.9
|
100
|
6,107
|
45,440
|
2,734,464
|
116
|
7,112
|
Ultimate Experience By Attained Age
|
15-19
|
259.5
|
183.5
|
242.5
|
2
|
100
|
4,167
|
222,843
|
1
|
41
|
20-29
|
117.4
|
67.8
|
108.5
|
3
|
154
|
8,978
|
498,475
|
3
|
142
|
30-39
|
124.2
|
55.5
|
134.0
|
5
|
300
|
7,854
|
435,393
|
4
|
224
|
40-49
|
81.8
|
15.2
|
86.6
|
29
|
1,863
|
18,690
|
1,129,298
|
35
|
2,152
|
50-59
|
76.6
|
7.6
|
76.7
|
102
|
6,219
|
24,174
|
1,473,948
|
133
|
8,109
|
60-69
|
82.8
|
9.2
|
86.6
|
81
|
4,911
|
7,375
|
429,361
|
98
|
5,670
|
70-79
|
142.2
|
23.7
|
131.6
|
36
|
1,942
|
1,006
|
58,633
|
25
|
1,476
|
80-89
|
155.1
|
37.6
|
154.1
|
17
|
993
|
204
|
11,860
|
11
|
645
|
90-99
|
207.8
|
120.0
|
221.7
|
3
|
200
|
10
|
634
|
1
|
90
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
89.2
|
5.4
|
89.9
|
278
|
16,682
|
72,459
|
4,260,446
|
311
|
18,549
|
GRAND TOTAL
|
88.4
|
4.5
|
88.8
|
378
|
22,789
|
117,899
|
6,994,910
|
428
|
25,661
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.25
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
30.5
|
30.5
|
43.5
|
1
|
200
|
6,207
|
956,541
|
3
|
459
|
2
|
69.4
|
28.3
|
63.0
|
6
|
750
|
6,307
|
936,040
|
9
|
1,190
|
3
|
78.4
|
29.6
|
62.6
|
7
|
775
|
5,981
|
880,695
|
9
|
1,237
|
4
|
43.9
|
21.9
|
52.8
|
4
|
655
|
5,660
|
826,690
|
9
|
1,241
|
5
|
52.4
|
23.4
|
42.4
|
5
|
550
|
5,486
|
779,224
|
10
|
1,296
|
6-10
|
83.3
|
11.1
|
84.8
|
56
|
7,669
|
29,011
|
3,998,593
|
67
|
9,043
|
11-15
|
94.5
|
12.3
|
91.2
|
59
|
7,272
|
22,266
|
2,764,621
|
62
|
7,971
|
Total
|
81.6
|
6.9
|
79.6
|
138
|
17,871
|
80,918
|
11,142,403
|
169
|
22,437
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
361
|
40,462
|
0
|
7
|
5-14
|
107.9
|
107.9
|
94.5
|
1
|
100
|
4,581
|
524,150
|
1
|
106
|
15-24
|
179.5
|
73.3
|
145.5
|
6
|
600
|
11,324
|
1,411,435
|
3
|
412
|
25-34
|
99.6
|
24.9
|
93.3
|
16
|
2,096
|
23,988
|
3,550,449
|
16
|
2,247
|
35-44
|
81.5
|
12.9
|
80.6
|
40
|
5,334
|
23,337
|
3,319,471
|
49
|
6,622
|
45-54
|
62.4
|
9.9
|
60.8
|
40
|
5,064
|
14,291
|
1,902,659
|
64
|
8,334
|
55-64
|
86.0
|
18.3
|
86.9
|
22
|
2,873
|
2,685
|
345,120
|
26
|
3,306
|
65-74
|
65.8
|
29.4
|
75.2
|
5
|
790
|
318
|
43,464
|
8
|
1,050
|
75-89
|
327.0
|
115.6
|
287.8
|
8
|
1,014
|
34
|
5,193
|
2
|
352
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
81.6
|
6.9
|
79.6
|
138
|
17,871
|
80,918
|
11,142,403
|
169
|
22,437
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,078
|
125,126
|
0
|
23
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,470
|
291,946
|
1
|
84
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,939
|
441,266
|
2
|
232
|
40-49
|
71.5
|
18.5
|
74.2
|
15
|
1,892
|
11,205
|
1,358,895
|
21
|
2,550
|
50-59
|
54.2
|
9.3
|
63.4
|
34
|
4,845
|
11,652
|
1,424,048
|
63
|
7,643
|
60-69
|
102.6
|
16.9
|
98.7
|
37
|
4,282
|
2,722
|
326,732
|
36
|
4,339
|
70-79
|
92.3
|
30.8
|
82.3
|
9
|
1,016
|
376
|
47,431
|
10
|
1,234
|
80-89
|
193.5
|
45.6
|
197.9
|
18
|
2,356
|
164
|
21,104
|
9
|
1,191
|
90-99
|
107.7
|
76.2
|
100.4
|
2
|
220
|
13
|
1,556
|
2
|
219
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
80.1
|
7.5
|
83.4
|
115
|
14,611
|
33,620
|
4,038,102
|
144
|
17,515
|
GRAND TOTAL
|
80.9
|
5.1
|
81.3
|
253
|
32,482
|
114,538
|
15,180,506
|
313
|
39,953
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.26
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
94.6
|
94.6
|
74.3
|
1
|
250
|
2,791
|
890,118
|
1
|
337
|
2
|
38.8
|
38.8
|
31.9
|
1
|
250
|
2,801
|
871,713
|
3
|
783
|
3
|
35.0
|
35.0
|
29.1
|
1
|
250
|
2,803
|
855,753
|
3
|
860
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,794
|
845,673
|
3
|
986
|
5
|
155.8
|
69.7
|
155.5
|
5
|
1,477
|
2,450
|
738,834
|
3
|
950
|
6-10
|
54.1
|
17.1
|
53.9
|
10
|
2,926
|
10,092
|
2,941,038
|
18
|
5,427
|
11-15
|
99.7
|
35.3
|
118.5
|
8
|
2,880
|
2,238
|
655,194
|
8
|
2,430
|
Total
|
65.8
|
12.9
|
68.2
|
26
|
8,033
|
25,969
|
7,798,323
|
40
|
11,773
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
18
|
5,144
|
0
|
1
|
5-14
|
1132.3
|
1132.3
|
1560.1
|
1
|
377
|
454
|
123,931
|
0
|
24
|
15-24
|
183.3
|
183.3
|
161.5
|
1
|
250
|
2,109
|
599,951
|
1
|
155
|
25-34
|
43.2
|
30.5
|
35.7
|
2
|
500
|
9,862
|
3,029,743
|
5
|
1,401
|
35-44
|
52.4
|
19.8
|
50.9
|
7
|
2,001
|
9,188
|
2,749,417
|
13
|
3,929
|
45-54
|
58.3
|
20.6
|
65.9
|
8
|
2,650
|
3,772
|
1,114,495
|
14
|
4,022
|
55-64
|
87.0
|
43.5
|
77.0
|
4
|
1,100
|
492
|
151,250
|
5
|
1,428
|
65-74
|
123.3
|
87.2
|
158.4
|
2
|
855
|
65
|
21,842
|
2
|
540
|
75-89
|
104.8
|
104.8
|
109.4
|
1
|
300
|
9
|
2,550
|
1
|
274
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.8
|
12.9
|
68.2
|
26
|
8,033
|
25,969
|
7,798,323
|
40
|
11,773
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
53
|
15,397
|
0
|
3
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
92
|
26,760
|
0
|
8
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
144
|
43,734
|
0
|
21
|
40-49
|
120.4
|
120.4
|
235.0
|
1
|
575
|
437
|
128,035
|
1
|
245
|
50-59
|
65.4
|
46.2
|
67.6
|
2
|
632
|
560
|
170,158
|
3
|
934
|
60-69
|
120.4
|
69.5
|
170.0
|
3
|
1,270
|
186
|
55,594
|
2
|
747
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
58
|
18,694
|
2
|
490
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
17
|
5,205
|
1
|
285
|
90-99
|
194.0
|
194.0
|
240.9
|
1
|
450
|
3
|
1,075
|
1
|
187
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
73.7
|
27.9
|
100.2
|
7
|
2,927
|
1,551
|
464,653
|
9
|
2,920
|
GRAND TOTAL
|
67.3
|
11.7
|
74.6
|
33
|
10,960
|
27,520
|
8,262,975
|
49
|
14,693
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.27
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,134
|
665,363
|
0
|
231
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,066
|
604,476
|
1
|
464
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,013
|
580,770
|
1
|
537
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
848
|
480,212
|
1
|
581
|
5
|
115.5
|
115.5
|
98.5
|
1
|
500
|
717
|
406,285
|
1
|
508
|
6-10
|
42.1
|
29.8
|
36.8
|
2
|
1,000
|
2,255
|
1,246,022
|
5
|
2,718
|
11-15
|
94.0
|
66.5
|
82.5
|
2
|
1,000
|
463
|
266,681
|
2
|
1,213
|
Total
|
46.3
|
20.7
|
40.0
|
5
|
2,500
|
7,497
|
4,249,809
|
11
|
6,251
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
2,930
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
137
|
72,748
|
0
|
14
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
460
|
253,227
|
0
|
62
|
25-34
|
82.9
|
82.9
|
73.5
|
1
|
500
|
3,072
|
1,730,737
|
1
|
681
|
35-44
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,663
|
1,505,196
|
3
|
1,837
|
45-54
|
56.9
|
40.2
|
48.9
|
2
|
1,000
|
967
|
565,046
|
4
|
2,047
|
55-64
|
66.0
|
66.0
|
53.4
|
1
|
500
|
153
|
94,950
|
2
|
936
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
36
|
22,976
|
1
|
492
|
75-89
|
273.5
|
273.5
|
273.5
|
1
|
500
|
4
|
2,000
|
0
|
183
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
46.3
|
20.7
|
40.0
|
5
|
2,500
|
7,497
|
4,249,809
|
11
|
6,251
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
14
|
7,242
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
19
|
11,610
|
0
|
4
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
38
|
22,521
|
0
|
12
|
40-49
|
823.7
|
823.7
|
901.0
|
1
|
617
|
60
|
33,829
|
0
|
68
|
50-59
|
177.6
|
177.6
|
158.8
|
1
|
500
|
99
|
55,915
|
1
|
315
|
60-69
|
122.6
|
122.6
|
104.9
|
1
|
500
|
59
|
34,213
|
1
|
477
|
70-79
|
187.1
|
187.1
|
248.2
|
1
|
800
|
19
|
11,500
|
1
|
322
|
80-89
|
301.7
|
213.3
|
254.7
|
2
|
1,000
|
14
|
8,454
|
1
|
393
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
1,026
|
0
|
155
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
198.2
|
80.9
|
195.6
|
6
|
3,417
|
323
|
186,311
|
3
|
1,747
|
GRAND TOTAL
|
79.5
|
24.0
|
74.0
|
11
|
5,917
|
7,820
|
4,436,120
|
14
|
7,998
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.28
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
237
|
548,390
|
0
|
245
|
2
|
319.6
|
319.6
|
154.2
|
1
|
1,000
|
215
|
376,698
|
0
|
649
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
197
|
266,237
|
0
|
416
|
4
|
301.1
|
301.1
|
192.4
|
1
|
1,000
|
168
|
303,442
|
0
|
520
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
135
|
223,393
|
0
|
401
|
6-10
|
0.0
|
0.0
|
0.0
|
0
|
0
|
440
|
737,899
|
1
|
2,824
|
11-15
|
92.5
|
92.5
|
59.7
|
1
|
1,000
|
163
|
299,440
|
1
|
1,674
|
Total
|
80.8
|
46.7
|
44.6
|
3
|
3,000
|
1,554
|
2,755,498
|
4
|
6,729
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
2,480
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
23
|
30,335
|
0
|
6
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
70
|
150,820
|
0
|
37
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
463
|
794,108
|
0
|
342
|
35-44
|
116.4
|
116.4
|
74.8
|
1
|
1,000
|
606
|
1,021,253
|
1
|
1,337
|
45-54
|
0.0
|
0.0
|
0.0
|
0
|
0
|
285
|
537,077
|
1
|
2,245
|
55-64
|
106.0
|
106.0
|
56.8
|
1
|
1,000
|
79
|
177,642
|
1
|
1,760
|
65-74
|
234.0
|
234.0
|
180.4
|
1
|
1,000
|
21
|
28,883
|
0
|
554
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
12,900
|
0
|
448
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
80.8
|
46.7
|
44.6
|
3
|
3,000
|
1,554
|
2,755,498
|
4
|
6,729
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
0
|
476
|
0
|
0
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6
|
6,361
|
0
|
2
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
18
|
34,644
|
0
|
21
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
30
|
73,943
|
0
|
122
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
43
|
65,669
|
0
|
364
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
25
|
31,559
|
0
|
437
|
70-79
|
296.5
|
296.5
|
130.9
|
1
|
1,000
|
12
|
26,903
|
0
|
764
|
80-89
|
174.2
|
174.2
|
124.2
|
1
|
1,000
|
13
|
18,956
|
1
|
805
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
127.8
|
90.4
|
79.5
|
2
|
2,000
|
148
|
258,512
|
2
|
2,516
|
GRAND TOTAL
|
94.7
|
42.4
|
54.1
|
5
|
5,000
|
1,702
|
3,014,010
|
5
|
9,245
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.29
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,938
|
17,327
|
1
|
8
|
2
|
104.9
|
74.2
|
35.3
|
2
|
5
|
2,170
|
19,672
|
2
|
14
|
3
|
0.0
|
0.0
|
3.2
|
0
|
1
|
1,933
|
22,534
|
2
|
18
|
4
|
136.0
|
78.5
|
103.3
|
3
|
22
|
1,570
|
20,768
|
2
|
21
|
5
|
41.6
|
41.6
|
48.1
|
1
|
12
|
1,114
|
20,288
|
2
|
26
|
6-10
|
109.6
|
28.3
|
82.7
|
15
|
209
|
4,316
|
110,391
|
14
|
253
|
11-15
|
70.5
|
12.5
|
74.5
|
32
|
472
|
5,341
|
144,363
|
45
|
633
|
Total
|
77.1
|
10.6
|
74.1
|
53
|
720
|
19,380
|
355,342
|
69
|
972
|
Select Experience By Issue Age
|
0-4
|
|
|
0.0
|
0
|
0
|
0
|
325
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
20
|
3,702
|
0
|
1
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,254
|
49,543
|
0
|
11
|
25-34
|
0.0
|
0.0
|
43.5
|
0
|
15
|
4,011
|
85,116
|
1
|
34
|
35-44
|
35.5
|
35.5
|
107.4
|
1
|
82
|
3,910
|
79,208
|
3
|
76
|
45-54
|
38.3
|
19.2
|
62.4
|
4
|
144
|
4,411
|
80,242
|
10
|
231
|
55-64
|
52.2
|
16.5
|
57.7
|
10
|
164
|
3,149
|
41,482
|
19
|
284
|
65-74
|
117.9
|
21.2
|
90.0
|
31
|
229
|
1,457
|
14,185
|
26
|
254
|
75-89
|
82.9
|
31.3
|
108.2
|
7
|
87
|
167
|
1,538
|
8
|
80
|
90+
|
|
|
0.0
|
0
|
0
|
0
|
1
|
0
|
0
|
Total
|
77.1
|
10.6
|
74.1
|
53
|
720
|
19,380
|
355,342
|
69
|
972
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
19
|
659
|
0
|
0
|
20-29
|
0.0
|
0.0
|
608.0
|
0
|
8
|
363
|
4,312
|
0
|
1
|
30-39
|
0.0
|
0.0
|
313.0
|
0
|
18
|
956
|
13,574
|
0
|
6
|
40-49
|
94.2
|
66.6
|
23.5
|
2
|
10
|
2,401
|
46,514
|
2
|
41
|
50-59
|
51.8
|
23.1
|
48.6
|
5
|
77
|
4,729
|
78,248
|
10
|
157
|
60-69
|
92.6
|
14.3
|
82.1
|
42
|
449
|
6,949
|
87,124
|
45
|
547
|
70-79
|
79.5
|
7.5
|
80.5
|
112
|
926
|
8,670
|
72,056
|
141
|
1,150
|
80-89
|
120.1
|
6.0
|
116.0
|
404
|
2,460
|
6,994
|
45,293
|
336
|
2,120
|
90-99
|
91.0
|
7.6
|
91.7
|
145
|
816
|
1,046
|
5,856
|
159
|
889
|
100+
|
40.5
|
40.5
|
33.5
|
1
|
5
|
8
|
49
|
2
|
15
|
Total
|
102.0
|
3.8
|
96.8
|
711
|
4,768
|
32,135
|
353,685
|
697
|
4,927
|
GRAND TOTAL
|
99.8
|
3.6
|
93.0
|
764
|
5,488
|
51,515
|
709,027
|
766
|
5,899
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.30
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
72.2
|
29.5
|
65.2
|
6
|
141
|
11,532
|
391,986
|
8
|
216
|
2
|
62.0
|
19.6
|
91.9
|
10
|
378
|
10,899
|
364,279
|
16
|
411
|
3
|
54.3
|
16.4
|
65.6
|
11
|
337
|
11,081
|
376,887
|
20
|
513
|
4
|
66.7
|
17.2
|
74.9
|
15
|
420
|
10,477
|
353,499
|
22
|
561
|
5
|
68.3
|
15.7
|
56.3
|
19
|
371
|
10,596
|
340,282
|
28
|
660
|
6-10
|
79.1
|
5.7
|
79.3
|
190
|
4,570
|
62,133
|
2,021,709
|
240
|
5,764
|
11-15
|
84.2
|
3.7
|
82.7
|
517
|
11,426
|
93,901
|
2,841,981
|
614
|
13,812
|
Total
|
80.9
|
2.9
|
80.4
|
768
|
17,643
|
210,619
|
6,690,623
|
950
|
21,937
|
Select Experience By Issue Age
|
0-4
|
1424.0
|
1424.0
|
1281.2
|
1
|
25
|
412
|
11,472
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,182
|
67,808
|
1
|
16
|
15-24
|
47.6
|
27.5
|
26.2
|
3
|
62
|
25,454
|
950,474
|
6
|
237
|
25-34
|
97.4
|
26.0
|
97.4
|
14
|
613
|
34,026
|
1,478,782
|
14
|
629
|
35-44
|
113.8
|
18.0
|
117.0
|
40
|
1,475
|
34,498
|
1,303,430
|
35
|
1,260
|
45-54
|
83.2
|
7.6
|
81.9
|
121
|
3,123
|
48,526
|
1,383,879
|
146
|
3,814
|
55-64
|
68.4
|
4.6
|
65.7
|
224
|
4,745
|
44,335
|
1,040,564
|
328
|
7,227
|
65-74
|
85.5
|
5.2
|
86.2
|
270
|
5,677
|
19,014
|
409,732
|
316
|
6,586
|
75-89
|
91.2
|
9.4
|
88.9
|
95
|
1,923
|
2,171
|
44,458
|
104
|
2,163
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
25
|
0
|
4
|
Total
|
80.9
|
2.9
|
80.4
|
768
|
17,643
|
210,619
|
6,690,623
|
950
|
21,937
|
Ultimate Experience By Attained Age
|
15-19
|
142.3
|
142.3
|
148.1
|
1
|
29
|
3,727
|
102,489
|
1
|
19
|
20-29
|
108.7
|
48.6
|
96.7
|
5
|
109
|
15,422
|
381,222
|
5
|
113
|
30-39
|
172.6
|
40.7
|
169.0
|
18
|
504
|
24,497
|
687,809
|
10
|
298
|
40-49
|
84.1
|
13.6
|
73.2
|
38
|
1,185
|
53,090
|
1,898,309
|
45
|
1,619
|
50-59
|
88.5
|
7.5
|
82.6
|
140
|
4,241
|
78,780
|
2,596,427
|
158
|
5,131
|
60-69
|
73.3
|
3.8
|
71.0
|
382
|
9,255
|
83,241
|
2,140,907
|
521
|
13,027
|
70-79
|
79.3
|
3.0
|
77.2
|
710
|
13,289
|
57,289
|
1,119,069
|
895
|
17,222
|
80-89
|
97.8
|
2.7
|
93.6
|
1,274
|
19,966
|
28,805
|
476,418
|
1,302
|
21,339
|
90-99
|
89.7
|
4.7
|
89.6
|
360
|
6,141
|
2,739
|
46,753
|
401
|
6,855
|
100+
|
63.9
|
45.2
|
71.6
|
2
|
48
|
9
|
190
|
3
|
66
|
Total
|
87.7
|
1.6
|
83.4
|
2,930
|
54,766
|
347,600
|
9,449,593
|
3,342
|
65,689
|
GRAND TOTAL
|
86.2
|
1.4
|
82.6
|
3,698
|
72,409
|
558,218
|
16,140,216
|
4,292
|
87,626
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.31
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
100.8
|
45.1
|
81.0
|
5
|
251
|
14,040
|
911,536
|
5
|
310
|
2
|
114.9
|
34.6
|
93.0
|
11
|
557
|
12,499
|
811,943
|
10
|
600
|
3
|
87.6
|
27.7
|
81.1
|
10
|
570
|
11,843
|
779,951
|
11
|
702
|
4
|
56.5
|
21.4
|
46.8
|
7
|
355
|
11,165
|
724,312
|
12
|
758
|
5
|
35.2
|
15.7
|
40.9
|
5
|
353
|
10,507
|
678,323
|
14
|
864
|
6-10
|
74.1
|
8.1
|
74.1
|
84
|
5,352
|
52,566
|
3,485,262
|
113
|
7,220
|
11-15
|
79.5
|
6.0
|
79.5
|
176
|
10,872
|
71,942
|
4,504,600
|
221
|
13,676
|
Total
|
76.9
|
4.5
|
75.9
|
298
|
18,310
|
184,563
|
11,895,928
|
387
|
24,130
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
173
|
10,405
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,512
|
140,293
|
1
|
34
|
15-24
|
126.0
|
44.6
|
104.3
|
8
|
400
|
25,822
|
1,576,741
|
6
|
383
|
25-34
|
76.0
|
20.3
|
80.7
|
14
|
1,014
|
45,573
|
3,087,954
|
18
|
1,256
|
35-44
|
73.1
|
13.3
|
66.2
|
30
|
1,782
|
44,073
|
2,945,877
|
41
|
2,694
|
45-54
|
78.5
|
9.1
|
80.9
|
74
|
4,684
|
40,288
|
2,549,458
|
94
|
5,791
|
55-64
|
69.5
|
7.9
|
65.8
|
77
|
4,393
|
19,879
|
1,201,246
|
111
|
6,678
|
65-74
|
80.5
|
9.8
|
82.9
|
68
|
4,417
|
5,684
|
348,748
|
85
|
5,329
|
75-89
|
86.6
|
16.7
|
82.9
|
27
|
1,619
|
558
|
35,132
|
31
|
1,952
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
75
|
0
|
10
|
Total
|
76.9
|
4.5
|
75.9
|
298
|
18,310
|
184,563
|
11,895,928
|
387
|
24,130
|
Ultimate Experience By Attained Age
|
15-19
|
314.3
|
314.3
|
269.0
|
1
|
50
|
1,670
|
97,683
|
0
|
19
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7,224
|
406,890
|
2
|
117
|
30-39
|
32.6
|
23.0
|
34.3
|
2
|
123
|
14,013
|
817,435
|
6
|
360
|
40-49
|
73.2
|
12.2
|
69.5
|
36
|
2,218
|
56,673
|
3,667,708
|
49
|
3,193
|
50-59
|
85.8
|
7.4
|
86.5
|
135
|
8,812
|
80,934
|
5,261,593
|
157
|
10,185
|
60-69
|
55.4
|
4.9
|
60.4
|
129
|
8,425
|
41,419
|
2,497,202
|
233
|
13,947
|
70-79
|
64.6
|
6.7
|
63.1
|
92
|
5,227
|
9,655
|
560,738
|
142
|
8,282
|
80-89
|
72.4
|
6.9
|
73.1
|
109
|
6,682
|
3,185
|
192,567
|
150
|
9,147
|
90-99
|
100.5
|
11.8
|
96.9
|
73
|
4,272
|
477
|
28,995
|
73
|
4,408
|
100+
|
105.5
|
105.5
|
66.1
|
1
|
50
|
3
|
244
|
1
|
76
|
Total
|
71.0
|
3.0
|
72.1
|
578
|
35,858
|
215,252
|
13,531,055
|
814
|
49,732
|
GRAND TOTAL
|
72.9
|
2.5
|
73.3
|
876
|
54,168
|
399,815
|
25,426,983
|
1,202
|
73,862
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.32
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
77.3
|
24.5
|
83.4
|
10
|
1,606
|
46,231
|
7,389,541
|
13
|
1,926
|
2
|
56.2
|
14.5
|
52.2
|
15
|
2,015
|
47,318
|
7,400,336
|
27
|
3,862
|
3
|
49.7
|
12.8
|
51.7
|
15
|
2,253
|
44,602
|
7,004,530
|
30
|
4,361
|
4
|
53.6
|
13.0
|
65.8
|
17
|
2,976
|
41,599
|
6,430,879
|
32
|
4,524
|
5
|
77.7
|
14.7
|
76.5
|
28
|
3,919
|
39,892
|
6,114,358
|
36
|
5,125
|
6-10
|
65.3
|
4.9
|
67.0
|
177
|
25,419
|
195,993
|
28,938,623
|
271
|
37,937
|
11-15
|
79.9
|
4.9
|
81.5
|
266
|
36,230
|
150,265
|
20,162,409
|
333
|
44,450
|
Total
|
71.2
|
3.1
|
72.8
|
528
|
74,419
|
565,899
|
83,440,676
|
741
|
102,185
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
272
|
35,306
|
0
|
6
|
5-14
|
131.6
|
131.6
|
106.8
|
1
|
100
|
3,466
|
427,574
|
1
|
94
|
15-24
|
131.7
|
32.9
|
126.0
|
16
|
1,982
|
55,851
|
7,381,355
|
12
|
1,572
|
25-34
|
101.5
|
12.3
|
96.7
|
68
|
9,724
|
173,954
|
27,108,463
|
67
|
10,061
|
35-44
|
82.9
|
7.7
|
83.8
|
115
|
16,918
|
173,971
|
26,539,913
|
139
|
20,197
|
45-54
|
60.8
|
5.6
|
65.5
|
118
|
17,238
|
113,292
|
15,991,165
|
194
|
26,315
|
55-64
|
50.3
|
5.7
|
50.7
|
79
|
10,370
|
37,038
|
4,868,709
|
157
|
20,434
|
65-74
|
84.1
|
8.9
|
82.7
|
90
|
12,046
|
6,989
|
939,869
|
107
|
14,568
|
75-89
|
63.7
|
10.0
|
67.6
|
41
|
6,041
|
1,065
|
148,321
|
64
|
8,939
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
71.2
|
3.1
|
72.8
|
528
|
74,419
|
565,899
|
83,440,676
|
741
|
102,185
|
Ultimate Experience By Attained Age
|
15-19
|
276.5
|
276.5
|
393.3
|
1
|
175
|
1,943
|
239,251
|
0
|
44
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,071
|
491,578
|
1
|
141
|
30-39
|
92.1
|
41.2
|
98.0
|
5
|
622
|
12,126
|
1,416,084
|
5
|
635
|
40-49
|
93.4
|
12.5
|
97.8
|
56
|
7,535
|
68,790
|
8,806,515
|
60
|
7,705
|
50-59
|
82.1
|
7.2
|
85.9
|
129
|
17,322
|
83,379
|
10,734,571
|
157
|
20,175
|
60-69
|
71.5
|
6.7
|
72.3
|
113
|
14,097
|
29,261
|
3,614,948
|
158
|
19,487
|
70-79
|
51.5
|
7.5
|
50.3
|
47
|
5,754
|
6,033
|
751,607
|
91
|
11,432
|
80-89
|
96.1
|
8.2
|
93.9
|
137
|
17,665
|
2,891
|
381,681
|
143
|
18,813
|
90-99
|
83.6
|
11.6
|
83.2
|
52
|
6,600
|
406
|
51,365
|
62
|
7,930
|
100+
|
117.7
|
83.2
|
125.7
|
2
|
225
|
5
|
525
|
2
|
179
|
Total
|
79.7
|
3.4
|
80.9
|
542
|
69,995
|
208,905
|
26,488,125
|
680
|
86,541
|
GRAND TOTAL
|
75.3
|
2.3
|
76.5
|
1,070
|
144,414
|
774,805
|
109,928,800
|
1,421
|
188,725
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.33
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
16.0
|
16.0
|
28.9
|
1
|
600
|
28,177
|
9,665,981
|
6
|
2,078
|
2
|
41.6
|
18.6
|
34.7
|
5
|
1,350
|
29,142
|
9,731,621
|
12
|
3,893
|
3
|
50.4
|
19.0
|
45.3
|
7
|
1,982
|
29,086
|
9,486,314
|
14
|
4,380
|
4
|
85.1
|
23.6
|
82.3
|
13
|
3,959
|
28,362
|
9,051,288
|
15
|
4,812
|
5
|
106.5
|
25.1
|
108.5
|
18
|
5,700
|
26,067
|
8,230,916
|
17
|
5,253
|
6-10
|
68.3
|
7.8
|
63.5
|
77
|
21,588
|
115,374
|
34,664,325
|
113
|
33,982
|
11-15
|
95.6
|
12.0
|
96.5
|
63
|
19,372
|
30,325
|
9,094,434
|
66
|
20,067
|
Total
|
75.7
|
5.6
|
73.3
|
184
|
54,551
|
286,534
|
89,924,879
|
243
|
74,465
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
43
|
12,794
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
777
|
220,555
|
0
|
48
|
15-24
|
67.7
|
47.9
|
175.4
|
2
|
1,518
|
15,962
|
4,726,070
|
3
|
865
|
25-34
|
79.5
|
15.6
|
74.2
|
26
|
7,572
|
102,373
|
32,777,748
|
33
|
10,210
|
35-44
|
80.8
|
11.1
|
71.9
|
53
|
14,485
|
106,788
|
33,710,027
|
66
|
20,149
|
45-54
|
72.3
|
10.7
|
67.4
|
46
|
12,861
|
49,684
|
15,147,621
|
64
|
19,074
|
55-64
|
80.0
|
15.4
|
76.5
|
27
|
7,833
|
8,925
|
2,706,610
|
34
|
10,234
|
65-74
|
48.1
|
13.9
|
50.9
|
12
|
3,946
|
1,593
|
498,536
|
25
|
7,755
|
75-89
|
93.3
|
22.0
|
103.4
|
18
|
6,335
|
391
|
124,919
|
19
|
6,128
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
75.7
|
5.6
|
73.3
|
184
|
54,551
|
286,534
|
89,924,879
|
243
|
74,465
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
297
|
87,909
|
0
|
16
|
20-29
|
526.8
|
526.8
|
615.0
|
1
|
334
|
643
|
184,427
|
0
|
54
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,210
|
345,364
|
1
|
145
|
40-49
|
80.7
|
40.4
|
71.6
|
4
|
1,064
|
5,613
|
1,680,251
|
5
|
1,487
|
50-59
|
46.6
|
17.6
|
50.1
|
7
|
2,272
|
7,908
|
2,392,274
|
15
|
4,539
|
60-69
|
53.8
|
17.9
|
58.9
|
9
|
2,962
|
3,077
|
925,453
|
17
|
5,029
|
70-79
|
95.4
|
26.5
|
91.6
|
13
|
3,879
|
880
|
273,189
|
14
|
4,237
|
80-89
|
59.2
|
15.8
|
60.7
|
14
|
4,499
|
488
|
152,957
|
24
|
7,414
|
90-99
|
133.8
|
35.8
|
120.0
|
14
|
3,930
|
72
|
22,588
|
10
|
3,276
|
100+
|
316.6
|
316.6
|
316.6
|
1
|
250
|
1
|
250
|
0
|
79
|
Total
|
73.7
|
9.3
|
73.0
|
63
|
19,190
|
20,188
|
6,064,663
|
85
|
26,276
|
GRAND TOTAL
|
75.2
|
4.8
|
73.2
|
247
|
73,742
|
306,722
|
95,989,542
|
329
|
100,741
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.34
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
132.6
|
59.3
|
130.2
|
5
|
3,058
|
18,299
|
11,172,886
|
4
|
2,349
|
2
|
32.5
|
22.9
|
27.3
|
2
|
1,000
|
18,102
|
10,823,959
|
6
|
3,666
|
3
|
73.6
|
32.9
|
78.7
|
5
|
3,150
|
17,183
|
10,102,969
|
7
|
4,003
|
4
|
81.6
|
33.3
|
84.9
|
6
|
3,650
|
15,351
|
8,939,768
|
7
|
4,299
|
5
|
67.0
|
29.9
|
64.6
|
5
|
2,800
|
12,542
|
7,217,630
|
7
|
4,332
|
6-10
|
94.1
|
15.5
|
97.0
|
37
|
21,751
|
40,452
|
22,840,880
|
39
|
22,420
|
11-15
|
82.0
|
18.3
|
88.9
|
20
|
12,490
|
8,663
|
4,841,858
|
24
|
14,050
|
Total
|
84.0
|
9.4
|
86.9
|
80
|
47,898
|
130,591
|
75,939,949
|
95
|
55,119
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
4,610
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
192
|
109,154
|
0
|
24
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5,294
|
2,933,630
|
1
|
501
|
25-34
|
59.5
|
21.0
|
70.7
|
8
|
5,427
|
49,965
|
28,930,534
|
13
|
7,676
|
35-44
|
115.4
|
20.7
|
110.0
|
31
|
17,012
|
52,974
|
31,042,248
|
27
|
15,461
|
45-54
|
65.4
|
17.5
|
63.6
|
14
|
7,825
|
18,196
|
10,586,118
|
21
|
12,300
|
55-64
|
72.9
|
24.3
|
83.7
|
9
|
6,000
|
3,047
|
1,782,791
|
12
|
7,168
|
65-74
|
64.2
|
24.3
|
75.7
|
7
|
4,953
|
710
|
433,200
|
11
|
6,539
|
75-89
|
109.5
|
34.6
|
110.9
|
10
|
5,824
|
203
|
116,806
|
9
|
5,252
|
90+
|
432.3
|
432.3
|
432.3
|
1
|
858
|
1
|
858
|
0
|
198
|
Total
|
84.0
|
9.4
|
86.9
|
80
|
47,898
|
130,591
|
75,939,949
|
95
|
55,119
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
22
|
12,296
|
0
|
2
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
92
|
50,249
|
0
|
15
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
224
|
129,421
|
0
|
54
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,010
|
561,126
|
1
|
508
|
50-59
|
156.6
|
63.9
|
160.0
|
6
|
3,499
|
1,983
|
1,128,205
|
4
|
2,186
|
60-69
|
111.7
|
45.6
|
124.9
|
6
|
3,877
|
956
|
551,074
|
5
|
3,105
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
350
|
206,861
|
5
|
3,271
|
80-89
|
64.9
|
26.5
|
59.9
|
6
|
3,275
|
205
|
120,296
|
9
|
5,469
|
90-99
|
23.6
|
23.6
|
21.3
|
1
|
534
|
26
|
15,765
|
4
|
2,508
|
100+
|
305.2
|
215.8
|
305.2
|
2
|
1,000
|
2
|
1,000
|
1
|
328
|
Total
|
70.3
|
15.3
|
69.8
|
21
|
12,185
|
4,870
|
2,776,293
|
30
|
17,447
|
GRAND TOTAL
|
80.7
|
8.0
|
82.8
|
101
|
60,083
|
135,461
|
78,716,243
|
125
|
72,566
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.35
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5,925
|
8,860,212
|
1
|
2,596
|
2
|
39.0
|
39.0
|
20.1
|
1
|
1,000
|
5,613
|
8,637,404
|
3
|
4,980
|
3
|
42.4
|
42.4
|
25.8
|
1
|
1,000
|
4,679
|
6,649,058
|
2
|
3,872
|
4
|
37.7
|
37.7
|
21.4
|
1
|
1,000
|
4,141
|
6,168,770
|
3
|
4,680
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,230
|
4,786,190
|
3
|
5,375
|
6-10
|
29.2
|
14.6
|
26.9
|
4
|
6,000
|
9,315
|
13,207,091
|
14
|
22,313
|
11-15
|
87.5
|
27.7
|
86.2
|
10
|
17,880
|
2,636
|
4,322,504
|
11
|
20,735
|
Total
|
46.1
|
11.2
|
41.6
|
17
|
26,880
|
35,540
|
52,631,229
|
37
|
64,551
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
5,819
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
70
|
115,649
|
0
|
27
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
861
|
1,448,604
|
0
|
258
|
25-34
|
72.6
|
51.3
|
53.5
|
2
|
2,000
|
10,601
|
14,143,017
|
3
|
3,737
|
35-44
|
78.6
|
32.1
|
76.9
|
6
|
8,500
|
15,725
|
22,380,982
|
8
|
11,048
|
45-54
|
39.6
|
22.9
|
33.0
|
3
|
4,080
|
6,196
|
10,177,262
|
8
|
12,361
|
55-64
|
32.9
|
23.3
|
20.3
|
2
|
2,300
|
1,457
|
2,940,939
|
6
|
11,304
|
65-74
|
15.4
|
15.4
|
6.9
|
1
|
1,000
|
465
|
1,113,392
|
7
|
14,471
|
75-89
|
48.5
|
28.0
|
79.4
|
3
|
9,000
|
159
|
305,565
|
6
|
11,342
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
46.1
|
11.2
|
41.6
|
17
|
26,880
|
35,540
|
52,631,229
|
37
|
64,551
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
4,755
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
21
|
22,622
|
0
|
7
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
100
|
160,046
|
0
|
68
|
40-49
|
358.0
|
358.0
|
599.0
|
1
|
3,000
|
315
|
577,319
|
0
|
501
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
619
|
998,598
|
1
|
2,011
|
60-69
|
88.3
|
62.4
|
119.1
|
2
|
4,000
|
397
|
582,888
|
2
|
3,359
|
70-79
|
63.1
|
44.6
|
55.3
|
2
|
3,250
|
195
|
354,432
|
3
|
5,882
|
80-89
|
44.6
|
25.8
|
25.1
|
3
|
3,000
|
142
|
252,188
|
7
|
11,945
|
90-99
|
127.6
|
90.2
|
72.4
|
2
|
3,000
|
10
|
28,600
|
2
|
4,141
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.3
|
20.7
|
58.2
|
10
|
16,250
|
1,803
|
2,981,448
|
15
|
27,914
|
GRAND TOTAL
|
51.7
|
10.0
|
46.6
|
27
|
43,130
|
37,342
|
55,612,677
|
52
|
92,465
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.36
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
164.9
|
164.9
|
274.5
|
1
|
8
|
2,339
|
10,473
|
1
|
3
|
2
|
266.4
|
266.4
|
306.9
|
1
|
15
|
1,844
|
15,749
|
0
|
5
|
3
|
593.3
|
419.6
|
375.5
|
2
|
13
|
1,553
|
16,406
|
0
|
4
|
4
|
217.0
|
217.0
|
132.5
|
1
|
5
|
1,211
|
15,450
|
0
|
4
|
5
|
272.9
|
272.9
|
159.5
|
1
|
7
|
521
|
14,781
|
0
|
4
|
6-10
|
0.0
|
0.0
|
61.1
|
0
|
9
|
1,792
|
63,824
|
0
|
14
|
11-15
|
132.5
|
24.2
|
140.4
|
30
|
177
|
1,788
|
44,717
|
23
|
126
|
Total
|
143.1
|
23.8
|
146.6
|
36
|
234
|
11,047
|
181,400
|
25
|
160
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,381
|
106,729
|
1
|
12
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,426
|
57,596
|
0
|
9
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
550
|
9,755
|
0
|
2
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
856
|
0
|
0
|
35-44
|
0.0
|
0.0
|
164.7
|
0
|
1
|
11
|
773
|
0
|
1
|
45-54
|
382.6
|
382.6
|
232.4
|
1
|
8
|
36
|
960
|
0
|
3
|
55-64
|
251.5
|
83.8
|
245.1
|
9
|
63
|
219
|
2,046
|
4
|
26
|
65-74
|
133.8
|
34.5
|
154.4
|
15
|
99
|
324
|
2,100
|
11
|
64
|
75-89
|
127.7
|
38.5
|
150.6
|
11
|
64
|
99
|
583
|
9
|
43
|
90+
|
|
|
155.3
|
0
|
0
|
0
|
1
|
0
|
0
|
Total
|
143.1
|
23.8
|
146.6
|
36
|
234
|
11,047
|
181,400
|
25
|
160
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
450.7
|
0
|
13
|
1,001
|
16,239
|
0
|
3
|
20-29
|
106.8
|
75.5
|
171.3
|
2
|
31
|
6,179
|
61,159
|
2
|
18
|
30-39
|
128.5
|
31.2
|
108.8
|
17
|
84
|
27,137
|
160,977
|
13
|
77
|
40-49
|
130.3
|
16.5
|
136.7
|
62
|
364
|
45,090
|
247,172
|
48
|
266
|
50-59
|
94.0
|
6.1
|
97.4
|
240
|
1,445
|
78,147
|
463,442
|
255
|
1,484
|
60-69
|
69.0
|
2.5
|
66.7
|
775
|
3,740
|
107,692
|
545,975
|
1,124
|
5,604
|
70-79
|
95.6
|
2.2
|
99.3
|
1,931
|
8,180
|
93,011
|
382,860
|
2,019
|
8,237
|
80-89
|
106.1
|
1.6
|
107.0
|
4,643
|
16,426
|
78,155
|
276,158
|
4,375
|
15,356
|
90-99
|
80.1
|
1.6
|
88.0
|
2,584
|
8,473
|
19,779
|
60,332
|
3,225
|
9,628
|
100+
|
25.1
|
2.0
|
35.7
|
161
|
400
|
1,739
|
3,144
|
641
|
1,120
|
Total
|
89.0
|
0.9
|
93.7
|
10,415
|
39,156
|
457,930
|
2,217,458
|
11,701
|
41,794
|
GRAND TOTAL
|
89.1
|
0.9
|
93.9
|
10,451
|
39,390
|
468,978
|
2,398,857
|
11,727
|
41,954
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.37
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
311.6
|
155.8
|
174.1
|
4
|
65
|
5,815
|
179,558
|
1
|
37
|
2
|
111.2
|
111.2
|
65.7
|
1
|
15
|
5,601
|
175,079
|
1
|
23
|
3
|
303.9
|
175.5
|
143.6
|
3
|
35
|
5,835
|
180,160
|
1
|
24
|
4
|
304.7
|
175.9
|
160.4
|
3
|
40
|
5,808
|
179,147
|
1
|
25
|
5
|
179.2
|
126.7
|
122.8
|
2
|
30
|
6,180
|
169,269
|
1
|
24
|
6-10
|
54.8
|
38.8
|
34.5
|
2
|
40
|
30,087
|
835,676
|
4
|
116
|
11-15
|
92.1
|
19.2
|
88.8
|
23
|
519
|
41,720
|
1,171,466
|
25
|
584
|
Total
|
112.1
|
18.2
|
89.2
|
38
|
744
|
101,047
|
2,890,354
|
34
|
834
|
Select Experience By Issue Age
|
0-4
|
76.0
|
31.0
|
81.4
|
6
|
184
|
68,652
|
1,940,983
|
8
|
226
|
5-14
|
88.4
|
44.2
|
77.0
|
4
|
100
|
27,512
|
786,111
|
5
|
130
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,308
|
121,690
|
1
|
29
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
148
|
6,686
|
0
|
3
|
35-44
|
293.5
|
293.5
|
119.1
|
1
|
15
|
238
|
9,094
|
0
|
13
|
45-54
|
303.4
|
123.9
|
187.9
|
6
|
85
|
381
|
9,968
|
2
|
45
|
55-64
|
123.2
|
43.6
|
92.5
|
8
|
120
|
446
|
8,750
|
6
|
130
|
65-74
|
53.1
|
26.6
|
47.5
|
4
|
85
|
297
|
6,004
|
8
|
179
|
75-89
|
211.2
|
70.4
|
195.6
|
9
|
155
|
63
|
1,068
|
4
|
79
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
112.1
|
18.2
|
89.2
|
38
|
744
|
101,047
|
2,890,354
|
34
|
834
|
Ultimate Experience By Attained Age
|
15-19
|
99.2
|
44.4
|
55.0
|
5
|
82
|
27,742
|
821,705
|
5
|
149
|
20-29
|
122.0
|
22.7
|
116.9
|
29
|
719
|
82,055
|
2,142,569
|
24
|
615
|
30-39
|
95.2
|
18.7
|
68.7
|
26
|
403
|
60,377
|
1,296,523
|
27
|
587
|
40-49
|
128.3
|
15.6
|
110.1
|
68
|
1,973
|
48,652
|
1,601,164
|
53
|
1,792
|
50-59
|
88.7
|
5.4
|
82.5
|
266
|
7,753
|
96,012
|
3,070,808
|
300
|
9,402
|
60-69
|
70.4
|
3.3
|
64.4
|
453
|
10,130
|
66,747
|
1,674,319
|
643
|
15,721
|
70-79
|
82.4
|
3.8
|
81.2
|
462
|
8,559
|
26,790
|
507,930
|
560
|
10,537
|
80-89
|
100.7
|
4.5
|
96.0
|
495
|
8,353
|
9,771
|
171,781
|
492
|
8,698
|
90-99
|
87.9
|
6.9
|
92.1
|
163
|
3,021
|
1,194
|
21,001
|
186
|
3,282
|
100+
|
57.3
|
23.4
|
61.7
|
6
|
145
|
30
|
658
|
10
|
234
|
Total
|
85.8
|
1.9
|
80.6
|
1,973
|
41,138
|
419,369
|
11,308,457
|
2,300
|
51,017
|
GRAND TOTAL
|
86.2
|
1.9
|
80.8
|
2,011
|
41,882
|
520,416
|
14,198,811
|
2,334
|
51,850
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.38
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
167.1
|
118.2
|
139.8
|
2
|
100
|
5,184
|
312,607
|
1
|
72
|
2
|
113.5
|
113.5
|
97.5
|
1
|
50
|
4,369
|
263,587
|
1
|
51
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,563
|
276,110
|
1
|
73
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,826
|
290,909
|
2
|
102
|
5
|
143.2
|
82.7
|
124.6
|
3
|
150
|
4,730
|
278,048
|
2
|
120
|
6-10
|
86.3
|
18.8
|
91.4
|
21
|
1,260
|
29,845
|
1,708,057
|
24
|
1,378
|
11-15
|
70.9
|
18.3
|
72.5
|
15
|
902
|
19,370
|
1,165,348
|
21
|
1,244
|
Total
|
79.8
|
12.3
|
81.0
|
42
|
2,462
|
72,886
|
4,294,666
|
53
|
3,040
|
Select Experience By Issue Age
|
0-4
|
78.6
|
45.4
|
102.1
|
3
|
231
|
33,043
|
1,942,907
|
4
|
226
|
5-14
|
139.8
|
80.7
|
114.4
|
3
|
150
|
14,510
|
879,268
|
2
|
131
|
15-24
|
64.0
|
64.0
|
85.0
|
1
|
75
|
6,274
|
356,073
|
2
|
88
|
25-34
|
161.8
|
80.9
|
163.3
|
4
|
245
|
6,490
|
383,733
|
2
|
150
|
35-44
|
75.8
|
37.9
|
85.6
|
4
|
275
|
5,762
|
343,870
|
5
|
321
|
45-54
|
49.8
|
18.8
|
47.0
|
7
|
379
|
4,553
|
262,243
|
14
|
807
|
55-64
|
80.3
|
24.2
|
78.0
|
11
|
600
|
1,760
|
98,996
|
14
|
770
|
65-74
|
114.4
|
38.1
|
113.4
|
9
|
507
|
450
|
25,040
|
8
|
447
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
44
|
2,537
|
2
|
100
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
79.8
|
12.3
|
81.0
|
42
|
2,462
|
72,886
|
4,294,666
|
53
|
3,040
|
Ultimate Experience By Attained Age
|
15-19
|
87.8
|
87.8
|
54.1
|
1
|
50
|
6,345
|
509,787
|
1
|
92
|
20-29
|
113.7
|
46.4
|
94.1
|
6
|
367
|
18,366
|
1,365,328
|
5
|
390
|
30-39
|
66.8
|
38.5
|
51.2
|
3
|
152
|
9,968
|
659,356
|
4
|
296
|
40-49
|
136.3
|
48.2
|
118.3
|
8
|
718
|
5,455
|
543,430
|
6
|
607
|
50-59
|
73.4
|
17.8
|
80.6
|
17
|
1,742
|
7,688
|
747,051
|
23
|
2,162
|
60-69
|
61.3
|
11.6
|
54.1
|
28
|
1,682
|
4,793
|
331,846
|
46
|
3,108
|
70-79
|
33.2
|
11.7
|
36.6
|
8
|
589
|
1,172
|
77,909
|
24
|
1,610
|
80-89
|
121.8
|
22.6
|
122.1
|
29
|
2,044
|
456
|
31,635
|
24
|
1,675
|
90-99
|
155.1
|
33.8
|
148.6
|
21
|
1,313
|
90
|
5,772
|
14
|
883
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
82.3
|
7.5
|
80.0
|
121
|
8,655
|
54,332
|
4,272,114
|
147
|
10,823
|
GRAND TOTAL
|
81.6
|
6.4
|
80.2
|
163
|
11,117
|
127,218
|
8,566,780
|
200
|
13,863
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.39
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
72.3
|
72.3
|
57.1
|
1
|
100
|
7,622
|
951,508
|
1
|
175
|
2
|
0.0
|
0.0
|
105.0
|
0
|
150
|
6,793
|
850,765
|
1
|
143
|
3
|
86.3
|
86.3
|
65.1
|
1
|
100
|
6,451
|
817,856
|
1
|
154
|
4
|
60.2
|
60.2
|
44.7
|
1
|
100
|
6,556
|
862,504
|
2
|
224
|
5
|
111.8
|
79.0
|
102.1
|
2
|
250
|
5,963
|
793,695
|
2
|
245
|
6-10
|
50.8
|
18.0
|
58.2
|
8
|
1,266
|
26,840
|
3,645,681
|
16
|
2,176
|
11-15
|
62.8
|
19.9
|
62.5
|
10
|
1,250
|
17,316
|
2,150,645
|
16
|
1,998
|
Total
|
59.3
|
12.4
|
62.9
|
23
|
3,216
|
77,541
|
10,072,655
|
39
|
5,115
|
Select Experience By Issue Age
|
0-4
|
116.2
|
58.1
|
108.3
|
4
|
450
|
29,405
|
3,552,146
|
3
|
416
|
5-14
|
38.8
|
38.8
|
51.5
|
1
|
166
|
18,957
|
2,365,477
|
3
|
323
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,903
|
876,298
|
2
|
219
|
25-34
|
22.8
|
22.8
|
31.4
|
1
|
200
|
10,347
|
1,550,518
|
4
|
638
|
35-44
|
118.0
|
39.3
|
134.1
|
9
|
1,450
|
7,541
|
1,128,935
|
8
|
1,082
|
45-54
|
22.5
|
15.9
|
29.7
|
2
|
350
|
3,401
|
474,809
|
9
|
1,178
|
55-64
|
52.5
|
30.3
|
43.1
|
3
|
300
|
777
|
98,633
|
6
|
697
|
65-74
|
30.6
|
30.6
|
24.6
|
1
|
100
|
186
|
22,705
|
3
|
407
|
75-89
|
177.0
|
125.1
|
127.2
|
2
|
200
|
24
|
3,134
|
1
|
157
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
59.3
|
12.4
|
62.9
|
23
|
3,216
|
77,541
|
10,072,655
|
39
|
5,115
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,280
|
356,893
|
0
|
64
|
20-29
|
194.3
|
112.2
|
217.9
|
3
|
478
|
5,389
|
769,213
|
2
|
219
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,010
|
402,416
|
1
|
189
|
40-49
|
166.5
|
48.1
|
190.2
|
12
|
1,695
|
6,644
|
818,731
|
7
|
891
|
50-59
|
53.8
|
16.2
|
54.2
|
11
|
1,414
|
7,067
|
900,689
|
20
|
2,610
|
60-69
|
20.8
|
10.4
|
20.3
|
4
|
505
|
2,158
|
277,617
|
19
|
2,488
|
70-79
|
58.4
|
26.1
|
72.7
|
5
|
898
|
407
|
58,319
|
9
|
1,235
|
80-89
|
107.0
|
32.3
|
112.6
|
11
|
1,710
|
189
|
28,444
|
10
|
1,519
|
90-99
|
88.6
|
39.6
|
95.3
|
5
|
701
|
34
|
4,517
|
6
|
736
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
233
|
0
|
68
|
Total
|
68.0
|
9.5
|
73.9
|
51
|
7,401
|
27,180
|
3,617,072
|
75
|
10,020
|
GRAND TOTAL
|
65.0
|
7.6
|
70.2
|
74
|
10,617
|
104,722
|
13,689,726
|
114
|
15,135
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.40
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
56.6
|
40.0
|
50.1
|
2
|
500
|
12,498
|
3,544,615
|
4
|
997
|
2
|
40.8
|
28.8
|
39.6
|
2
|
550
|
11,891
|
3,393,231
|
5
|
1,389
|
3
|
54.1
|
38.3
|
47.2
|
2
|
500
|
8,160
|
2,381,294
|
4
|
1,060
|
4
|
33.0
|
33.0
|
34.1
|
1
|
300
|
6,320
|
1,873,597
|
3
|
880
|
5
|
69.8
|
49.3
|
71.7
|
2
|
600
|
5,237
|
1,565,264
|
3
|
836
|
6-10
|
60.1
|
30.0
|
70.2
|
4
|
1,420
|
9,267
|
2,886,501
|
7
|
2,023
|
11-15
|
0.0
|
0.0
|
74.8
|
0
|
250
|
1,435
|
451,340
|
1
|
334
|
Total
|
50.4
|
14.0
|
54.8
|
13
|
4,120
|
54,807
|
16,095,842
|
26
|
7,520
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
198.8
|
0
|
250
|
3,699
|
1,103,862
|
0
|
126
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,972
|
906,909
|
0
|
122
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,817
|
818,372
|
1
|
163
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
15,364
|
4,617,723
|
3
|
1,040
|
35-44
|
89.5
|
36.5
|
100.2
|
6
|
2,005
|
17,529
|
5,146,828
|
7
|
2,000
|
45-54
|
75.7
|
28.6
|
71.1
|
7
|
1,865
|
10,466
|
2,951,385
|
9
|
2,621
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,870
|
523,973
|
4
|
1,225
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
88
|
25,405
|
1
|
182
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
1,386
|
0
|
42
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
50.4
|
14.0
|
54.8
|
13
|
4,120
|
54,807
|
16,095,842
|
26
|
7,520
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
250
|
99,330
|
0
|
18
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
438
|
171,086
|
0
|
49
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
152
|
54,981
|
0
|
25
|
40-49
|
553.0
|
553.0
|
413.1
|
1
|
250
|
162
|
54,176
|
0
|
61
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
241
|
81,751
|
1
|
253
|
60-69
|
109.4
|
109.4
|
131.8
|
1
|
450
|
104
|
37,974
|
1
|
341
|
70-79
|
263.1
|
186.0
|
171.3
|
2
|
500
|
33
|
12,743
|
1
|
292
|
80-89
|
250.6
|
144.7
|
183.4
|
3
|
788
|
21
|
7,438
|
1
|
430
|
90-99
|
237.4
|
137.1
|
219.3
|
3
|
1,259
|
7
|
3,404
|
1
|
574
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
189.7
|
60.0
|
159.0
|
10
|
3,247
|
1,406
|
522,883
|
5
|
2,042
|
GRAND TOTAL
|
74.0
|
15.4
|
77.0
|
23
|
7,367
|
56,213
|
16,618,725
|
31
|
9,562
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.41
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
126.6
|
89.5
|
115.0
|
2
|
1,000
|
7,224
|
3,964,458
|
2
|
870
|
2
|
103.7
|
73.4
|
95.4
|
2
|
1,000
|
6,441
|
3,532,235
|
2
|
1,049
|
3
|
62.8
|
62.8
|
57.4
|
1
|
500
|
4,250
|
2,331,062
|
2
|
871
|
4
|
255.5
|
127.8
|
232.7
|
4
|
2,000
|
3,709
|
2,043,913
|
2
|
859
|
5
|
59.4
|
59.4
|
54.5
|
1
|
500
|
3,256
|
1,781,445
|
2
|
917
|
6-10
|
136.1
|
68.1
|
123.8
|
4
|
2,020
|
4,421
|
2,472,121
|
3
|
1,631
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
484
|
295,454
|
1
|
299
|
Total
|
118.2
|
31.6
|
108.1
|
14
|
7,020
|
29,785
|
16,420,688
|
12
|
6,496
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,102
|
686,962
|
0
|
80
|
5-14
|
613.9
|
613.9
|
481.8
|
1
|
500
|
1,183
|
748,850
|
0
|
104
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,198
|
659,488
|
0
|
127
|
25-34
|
175.5
|
87.7
|
160.9
|
4
|
2,000
|
10,956
|
5,972,233
|
2
|
1,243
|
35-44
|
181.5
|
68.6
|
166.1
|
7
|
3,500
|
10,820
|
5,900,869
|
4
|
2,107
|
45-54
|
56.0
|
39.6
|
52.7
|
2
|
1,020
|
4,038
|
2,181,691
|
4
|
1,936
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
455
|
251,184
|
1
|
751
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
33
|
18,681
|
0
|
140
|
75-89
|
|
|
0.0
|
0
|
0
|
0
|
730
|
0
|
8
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
118.2
|
31.6
|
108.1
|
14
|
7,020
|
29,785
|
16,420,688
|
12
|
6,496
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
62
|
44,256
|
0
|
8
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
98
|
71,663
|
0
|
20
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
41
|
31,194
|
0
|
13
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
23
|
14,640
|
0
|
15
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
59
|
35,082
|
0
|
109
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
36
|
21,720
|
0
|
213
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
7,540
|
0
|
158
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6
|
4,346
|
0
|
270
|
90-99
|
366.7
|
366.7
|
265.9
|
1
|
692
|
2
|
1,952
|
0
|
260
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
71.7
|
71.7
|
64.8
|
1
|
692
|
335
|
232,395
|
1
|
1,068
|
GRAND TOTAL
|
113.3
|
29.3
|
102.0
|
15
|
7,712
|
30,120
|
16,653,083
|
13
|
7,563
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014
TABLE 8.42
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2011 AND 2012 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,572
|
1,921,280
|
0
|
434
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,299
|
1,594,092
|
0
|
561
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
863
|
1,086,315
|
0
|
540
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
682
|
1,062,348
|
0
|
469
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
560
|
724,925
|
0
|
420
|
6-10
|
0.0
|
0.0
|
0.0
|
0
|
0
|
932
|
1,367,670
|
1
|
848
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
150
|
335,240
|
0
|
299
|
Total
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,058
|
8,091,871
|
3
|
3,571
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
395
|
787,833
|
0
|
86
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
435
|
1,096,104
|
0
|
161
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
191
|
297,286
|
0
|
57
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,707
|
1,894,520
|
0
|
377
|
35-44
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,241
|
2,600,150
|
1
|
950
|
45-54
|
0.0
|
0.0
|
0.0
|
0
|
0
|
943
|
1,216,309
|
1
|
1,099
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
132
|
169,213
|
0
|
622
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
13
|
29,205
|
0
|
189
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
1,250
|
0
|
29
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,058
|
8,091,871
|
3
|
3,571
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
18
|
41,359
|
0
|
8
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
46
|
102,630
|
0
|
29
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
28
|
50,057
|
0
|
23
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
13,706
|
0
|
19
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
9
|
25,157
|
0
|
81
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
9
|
16,090
|
0
|
140
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6
|
12,782
|
0
|
260
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
5,444
|
0
|
285
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
0.0
|
0.0
|
0.0
|
0
|
0
|
124
|
267,225
|
0
|
845
|
GRAND TOTAL
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,182
|
8,359,095
|
3
|
4,416
|
Thomson Data Analysis Sat Mar 22 18:41:00 2014