CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
Index of Tables
TABLE 1 TOTAL EXPERIENCE
TABLE 2.1 TOTAL EXPERIENCE -- MALES
TABLE 2.2 TOTAL EXPERIENCE -- FEMALES
TABLE 8.1 TOTAL EXPERIENCE -- MALE SMOKERS
TABLE 8.2 TOTAL EXPERIENCE -- MALE NON-SMOKERS
TABLE 8.3 TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
TABLE 8.4 TOTAL EXPERIENCE -- FEMALE SMOKERS
TABLE 8.5 TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
TABLE 8.6 TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS



TABLE 1     TOTAL EXPERIENCE
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 94.4 3.3 66.5 798 156,356 1,827,445 558,087,746 845 235,050
2 76.9 2.4 63.2 996 210,046 1,720,047 515,083,723 1,295 332,110
3 87.9 2.5 71.6 1,270 252,317 1,600,821 457,839,573 1,446 352,267
4 83.7 2.3 68.9 1,324 259,599 1,504,070 416,317,782 1,581 376,964
5 81.6 2.2 67.0 1,432 264,750 1,434,813 372,664,242 1,755 395,421
6-10 85.1 0.8 72.3 11,195 1,676,203 6,766,197 1,396,378,514 13,151 2,317,347
11-15 92.5 0.7 85.7 19,100 1,603,326 5,583,261 630,074,665 20,653 1,870,244
Total 88.7 0.5 75.2 36,115 4,422,597 20,436,654 4,346,446,246 40,727 5,879,403
Select Experience By Issue Age
0-4 78.9 5.8 68.8 186 9,489 1,616,764 97,472,939 236 13,789
5-14 98.0 5.6 82.4 302 18,418 1,087,207 85,592,102 308 22,364
15-24 95.7 3.5 89.1 759 81,326 1,863,492 229,587,550 794 91,294
25-34 80.1 1.7 68.6 2,199 407,965 4,959,201 1,214,970,356 2,745 595,133
35-44 90.1 1.2 79.1 5,472 1,085,111 5,506,704 1,596,234,080 6,073 1,371,320
45-54 88.5 0.9 78.1 8,837 1,279,993 3,575,246 850,325,772 9,980 1,639,625
55-64 83.1 0.9 66.3 9,171 827,267 1,412,227 227,233,651 11,034 1,248,123
65-74 97.0 1.1 81.7 7,387 538,947 378,918 39,701,352 7,615 659,447
75-89 92.7 2.2 72.8 1,798 173,110 36,875 5,326,371 1,939 237,865
90+ 109.7 54.9 219.2 4 969 20 2,072 4 442
Total 88.7 0.5 75.2 36,115 4,422,597 20,436,654 4,346,446,246 40,727 5,879,403
Ultimate Experience By Attained Age
15-19 113.2 7.9 99.8 206 8,165 595,708 27,203,895 182 8,182
20-29 94.9 3.3 85.8 847 28,302 1,747,966 65,666,876 892 32,980
30-39 107.2 2.9 84.7 1,349 39,310 1,850,604 68,956,865 1,259 46,436
40-49 109.4 1.5 88.2 5,385 289,121 3,769,098 254,707,787 4,922 327,761
50-59 99.8 0.7 90.0 18,691 1,007,408 5,573,293 372,571,342 18,733 1,118,754
60-69 81.9 0.4 76.1 37,531 1,343,961 4,377,733 193,107,051 45,841 1,766,585
70-79 91.2 0.3 80.3 67,931 1,404,714 2,715,938 68,366,557 74,508 1,749,899
80-89 105.0 0.3 89.5 104,598 1,482,808 1,494,520 25,933,065 99,638 1,656,990
90-99 78.3 0.4 85.1 34,797 385,362 227,923 2,391,552 44,446 452,657
100+ 13.2 0.4 46.8 1,147 8,490 20,997 46,860 8,698 18,132
Total 91.1 0.2 83.6 272,482 5,997,641 22,373,779 1,078,951,851 299,119 7,178,376
GRAND TOTAL 90.8 0.2 79.8 308,597 10,420,238 42,810,433 5,425,398,096 339,845 13,057,779

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 2.1     TOTAL EXPERIENCE -- MALES
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 95.4 4.1 66.8 543 120,397 927,182 331,274,298 569 180,115
2 81.7 3.2 66.9 646 159,671 875,222 307,706,110 791 238,516
3 89.6 3.2 70.8 780 178,079 816,687 274,761,067 871 251,528
4 87.6 3.0 73.2 827 195,679 770,185 251,473,452 944 267,177
5 83.2 2.8 65.0 862 180,231 735,425 225,601,694 1,036 277,274
6-10 87.0 1.1 71.7 6,673 1,151,173 3,486,556 854,624,807 7,672 1,604,753
11-15 91.0 0.9 84.9 10,062 1,034,540 2,773,940 370,584,699 11,058 1,218,013
Total 88.9 0.6 74.8 20,393 3,019,769 10,385,198 2,616,026,126 22,942 4,037,377
Select Experience By Issue Age
0-4 86.0 7.8 77.9 122 6,218 819,294 47,918,289 142 7,981
5-14 101.4 6.9 72.7 219 11,154 554,819 42,808,219 216 15,352
15-24 91.0 4.0 85.2 509 56,422 889,750 113,526,906 559 66,187
25-34 77.9 2.1 64.8 1,341 266,773 2,379,043 653,260,659 1,721 411,587
35-44 89.7 1.6 77.9 3,269 757,007 2,897,758 999,802,914 3,644 971,754
45-54 91.6 1.3 78.5 5,353 934,421 1,928,756 576,964,515 5,844 1,189,660
55-64 83.9 1.1 67.2 5,360 611,979 741,832 158,757,451 6,388 911,147
65-74 95.1 1.6 85.4 3,632 325,588 163,799 21,222,287 3,820 381,188
75-89 97.0 4.0 60.9 587 50,155 10,135 1,764,017 605 82,332
90+ 45.1 45.1 27.4 1 52 11 869 2 190
Total 88.9 0.6 74.8 20,393 3,019,769 10,385,198 2,616,026,126 22,942 4,037,377
Ultimate Experience By Attained Age
15-19 115.8 9.5 97.6 149 5,530 303,049 13,379,945 129 5,667
20-29 92.9 3.8 85.8 600 20,327 898,530 33,281,264 646 23,699
30-39 108.8 3.6 83.4 926 25,964 969,944 35,940,761 851 31,137
40-49 111.0 1.9 83.8 3,265 176,734 1,949,928 143,219,014 2,940 211,002
50-59 104.2 1.0 92.2 12,018 724,983 3,129,917 242,406,925 11,529 786,486
60-69 84.4 0.5 76.6 25,794 1,053,983 2,665,214 139,426,849 30,573 1,375,922
70-79 87.8 0.4 79.4 47,030 1,128,548 1,678,882 49,981,949 53,578 1,421,027
80-89 101.6 0.4 87.8 67,892 1,095,720 866,526 17,557,760 66,838 1,248,520
90-99 72.6 0.5 80.6 19,549 239,349 118,402 1,380,710 26,912 297,011
100+ 8.9 0.4 34.7 545 3,672 13,973 24,472 6,146 10,579
Total 88.8 0.2 82.7 177,768 4,474,810 12,594,364 676,599,650 200,142 5,411,050
GRAND TOTAL 88.8 0.2 79.3 198,161 7,494,579 22,979,562 3,292,625,776 223,083 9,448,428

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 2.2     TOTAL EXPERIENCE -- FEMALES
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 92.2 5.8 65.5 255 35,959 900,262 226,813,449 276 54,934
2 69.4 3.7 53.8 350 50,375 844,825 207,377,613 504 93,593
3 85.3 3.9 73.7 490 74,238 784,134 183,078,506 575 100,739
4 78.0 3.5 58.2 497 63,920 733,885 164,844,330 637 109,787
5 79.3 3.3 71.5 570 84,520 699,387 147,062,549 719 118,147
6-10 82.5 1.2 73.7 4,522 525,030 3,279,639 541,753,532 5,478 712,594
11-15 94.2 1.0 87.2 9,038 568,786 2,809,321 259,489,966 9,595 652,231
Total 88.4 0.7 76.2 15,722 1,402,828 10,051,454 1,730,419,945 17,785 1,842,025
Select Experience By Issue Age
0-4 68.2 8.5 56.3 64 3,272 797,468 49,554,500 94 5,808
5-14 89.9 9.9 103.6 83 7,264 532,388 42,783,884 92 7,011
15-24 106.7 6.7 99.2 250 24,904 973,742 116,060,644 234 25,107
25-34 83.8 2.9 76.9 858 141,192 2,580,157 561,709,697 1,024 183,546
35-44 90.7 1.9 82.1 2,203 328,104 2,608,946 596,431,141 2,429 399,566
45-54 84.2 1.4 76.8 3,484 345,572 1,646,490 273,361,257 4,136 449,965
55-64 82.0 1.3 63.9 3,811 215,289 670,396 68,476,200 4,645 336,977
65-74 98.9 1.6 76.7 3,755 213,359 215,119 18,479,065 3,796 278,259
75-89 90.8 2.6 79.1 1,211 122,955 26,739 3,562,354 1,333 155,533
90+ 210.4 121.5 363.3 3 917 9 1,202 1 252
Total 88.4 0.7 76.2 15,722 1,402,828 10,051,454 1,730,419,945 17,785 1,842,025
Ultimate Experience By Attained Age
15-19 106.8 14.1 104.8 57 2,635 292,659 13,823,950 53 2,514
20-29 100.1 6.4 85.9 247 7,975 849,436 32,385,611 247 9,281
30-39 103.7 5.0 87.2 423 13,346 880,660 33,016,104 408 15,299
40-49 107.0 2.3 96.3 2,120 112,387 1,819,171 111,488,772 1,982 116,759
50-59 92.6 1.1 85.0 6,673 282,425 2,443,376 130,164,417 7,204 332,268
60-69 76.9 0.7 74.2 11,737 289,978 1,712,519 53,680,202 15,269 390,663
70-79 99.9 0.7 84.0 20,901 276,166 1,037,056 18,384,608 20,929 328,872
80-89 111.9 0.6 94.8 36,706 387,088 627,994 8,375,305 32,799 408,471
90-99 87.0 0.7 93.8 15,248 146,014 109,521 1,010,842 17,534 155,646
100+ 23.6 1.0 63.8 602 4,817 7,023 22,388 2,552 7,553
Total 95.7 0.3 86.2 94,714 1,522,831 9,779,415 402,352,201 98,977 1,767,325
GRAND TOTAL 94.6 0.3 81.1 110,436 2,925,659 19,830,869 2,132,772,145 116,762 3,609,351

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 8.1     TOTAL EXPERIENCE -- MALE SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 108.9 9.1 61.5 143 16,809 134,206 35,368,355 131 27,342
2 76.0 5.8 66.7 174 30,423 123,688 31,705,430 229 45,615
3 83.0 5.8 58.6 206 27,419 116,651 27,889,591 248 46,774
4 82.8 5.6 66.4 220 32,652 111,244 25,465,450 266 49,177
5 84.5 5.4 95.0 244 48,236 108,620 23,139,073 289 50,768
6-10 91.6 2.1 78.6 1,938 230,921 562,207 94,212,329 2,115 293,893
11-15 94.6 1.7 86.2 2,946 186,699 514,775 44,939,141 3,114 216,644
Total 91.9 1.2 78.5 5,871 573,159 1,671,392 282,719,369 6,392 730,213
Select Experience By Issue Age
0-4 92.3 41.3 124.7 5 298 14,158 625,728 5 239
5-14 141.1 14.5 111.8 95 4,041 132,490 7,326,175 67 3,615
15-24 95.4 7.5 81.2 161 13,231 199,410 20,288,201 169 16,297
25-34 86.6 4.1 83.1 450 76,530 450,113 89,770,702 520 92,145
35-44 94.7 2.7 80.5 1,201 179,021 491,463 108,770,634 1,269 222,417
45-54 87.7 2.1 77.3 1,805 192,945 288,749 47,472,596 2,058 249,629
55-64 89.2 2.3 71.4 1,457 83,480 80,294 7,765,267 1,634 116,840
65-74 104.2 4.1 80.9 655 22,411 14,155 683,089 629 27,717
75-89 101.6 15.7 91.4 42 1,201 561 16,978 41 1,315
90+ 0 0 0 0 0 0
Total 91.9 1.2 78.5 5,871 573,159 1,671,392 282,719,369 6,392 730,213
Ultimate Experience By Attained Age
15-19 130.8 21.5 103.7 37 1,248 64,440 2,749,706 28 1,204
20-29 106.8 9.0 118.7 142 5,663 186,462 6,741,600 133 4,770
30-39 100.5 7.7 89.4 170 6,278 149,714 6,158,755 169 7,021
40-49 100.7 3.9 87.9 659 40,653 266,435 18,392,413 654 46,262
50-59 90.3 1.8 91.8 2,410 173,412 393,251 28,323,796 2,668 188,888
60-69 80.6 1.3 81.6 4,103 204,674 240,442 12,443,029 5,091 250,899
70-79 90.1 1.3 86.1 4,911 134,080 108,288 3,187,641 5,450 155,787
80-89 112.6 1.9 107.2 3,345 62,771 32,542 651,618 2,972 58,565
90-99 79.5 4.2 96.9 353 4,420 2,081 22,692 444 4,562
100+ 10.8 7.6 18.0 2 6 43 76 19 33
Total 91.5 0.7 88.2 16,132 633,205 1,443,698 78,671,325 17,628 717,989
GRAND TOTAL 91.6 0.6 83.3 22,003 1,206,363 3,115,090 361,390,694 24,020 1,448,202

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 8.2     TOTAL EXPERIENCE -- MALE NON-SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 89.0 4.8 67.4 342 90,936 642,270 262,041,722 384 134,957
2 81.1 4.0 66.9 415 116,136 617,388 246,695,518 512 173,700
3 90.5 4.0 75.5 522 141,420 581,961 223,189,874 577 187,369
4 90.7 3.8 76.8 575 153,891 550,870 204,778,895 634 200,373
5 82.7 3.4 58.1 581 120,863 525,756 183,214,997 702 208,183
6-10 85.5 1.3 70.6 4,577 899,347 2,494,039 716,206,073 5,353 1,273,416
11-15 88.0 1.1 83.7 6,622 822,478 1,804,357 301,624,555 7,526 982,479
Total 86.9 0.7 74.2 13,634 2,345,072 7,216,641 2,137,751,635 15,689 3,160,477
Select Experience By Issue Age
0-4 118.5 68.4 91.2 3 185 6,547 524,656 3 203
5-14 84.8 15.8 67.1 29 2,338 60,662 6,319,210 34 3,484
15-24 88.8 5.0 87.8 312 39,938 620,758 84,844,582 351 45,466
25-34 73.4 2.5 59.7 848 182,003 1,847,248 534,151,684 1,155 304,952
35-44 86.4 1.9 77.2 1,982 556,313 2,311,128 848,044,264 2,293 720,185
45-54 93.4 1.6 79.0 3,407 707,922 1,575,231 499,576,685 3,649 896,237
55-64 81.8 1.3 66.5 3,758 508,056 640,278 142,779,264 4,593 763,732
65-74 91.0 1.7 86.7 2,799 299,701 145,610 19,772,293 3,076 345,615
75-89 93.0 4.2 60.4 495 48,566 9,168 1,738,137 532 80,417
90+ 45.1 45.1 26.6 1 50 11 860 2 188
Total 86.9 0.7 74.2 13,634 2,345,072 7,216,641 2,137,751,635 15,689 3,160,477
Ultimate Experience By Attained Age
15-19 79.9 23.1 68.0 12 598 34,179 2,012,424 15 879
20-29 86.2 9.7 80.1 79 3,476 127,507 6,059,519 92 4,339
30-39 90.5 6.8 69.5 178 8,863 255,255 16,492,477 197 12,745
40-49 87.9 2.7 78.1 1,023 100,005 938,631 101,306,327 1,164 128,118
50-59 97.4 1.7 91.3 3,303 389,322 1,345,416 169,232,193 3,393 426,237
60-69 79.0 1.1 73.8 5,556 544,836 854,518 92,642,949 7,032 738,266
70-79 80.0 0.9 77.5 7,806 563,131 391,468 29,815,009 9,760 726,373
80-89 92.4 1.0 79.4 8,913 482,892 144,518 9,359,245 9,641 608,378
90-99 80.3 2.1 75.6 1,480 82,120 8,942 519,035 1,843 108,678
100+ 32.4 12.2 88.8 7 959 51 2,601 22 1,081
Total 85.5 0.5 79.0 28,357 2,176,203 4,100,484 427,441,779 33,158 2,755,093
GRAND TOTAL 86.0 0.4 76.4 41,991 4,521,275 11,317,126 2,565,193,414 48,848 5,915,570

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 8.3     TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 109.0 14.3 71.0 58 12,653 150,705 33,864,220 53 17,816
2 113.3 15.0 68.3 57 13,112 134,146 29,305,161 50 19,202
3 113.6 15.8 53.1 52 9,239 118,075 23,681,603 46 17,385
4 71.4 12.6 51.8 32 9,136 108,071 21,229,106 45 17,627
5 82.6 13.6 60.7 37 11,132 101,049 19,247,624 45 18,324
6-10 77.3 6.2 55.8 158 20,904 430,311 44,206,406 204 37,444
11-15 118.3 5.3 134.3 494 25,363 454,807 24,021,002 418 18,889
Total 103.2 3.5 69.2 888 101,539 1,497,164 195,555,123 861 146,687
Select Experience By Issue Age
0-4 85.2 8.0 76.1 114 5,734 798,590 46,768,055 134 7,539
5-14 83.1 8.5 57.8 95 4,774 361,668 29,162,834 114 8,254
15-24 92.3 15.4 73.5 36 3,253 69,583 8,394,124 39 4,424
25-34 92.8 14.2 56.9 43 8,241 81,683 29,338,272 46 14,490
35-44 104.8 11.3 74.3 86 21,672 95,167 42,988,041 82 29,152
45-54 103.0 8.7 76.6 141 33,554 64,776 29,915,235 137 43,795
55-64 89.9 7.5 66.9 145 20,443 21,259 8,212,920 161 30,575
65-74 154.2 11.6 44.3 178 3,477 4,034 766,905 115 7,857
75-89 157.6 22.3 64.6 50 388 406 8,903 32 600
90+ 113.4 0 2 0 9 0 2
Total 103.2 3.5 69.2 888 101,539 1,497,166 195,555,298 861 146,687
Ultimate Experience By Attained Age
15-19 117.2 11.7 102.8 100 3,683 204,431 8,617,815 85 3,585
20-29 90.1 4.6 76.7 379 11,188 584,561 20,480,145 421 14,590
30-39 119.2 5.0 95.2 578 10,824 564,975 13,289,529 485 11,372
40-49 141.2 3.5 98.5 1,583 36,076 744,862 23,520,274 1,121 36,623
50-59 115.3 1.5 94.7 6,305 162,249 1,391,249 44,850,935 5,468 171,362
60-69 87.5 0.7 78.7 16,135 304,473 1,570,254 34,340,872 18,450 386,758
70-79 89.4 0.5 80.0 34,313 431,337 1,179,126 16,979,300 38,369 538,867
80-89 102.6 0.4 94.6 55,634 550,058 689,466 7,546,897 54,226 581,577
90-99 71.9 0.5 83.2 17,716 152,808 107,379 838,983 24,625 183,771
100+ 8.8 0.4 28.6 536 2,707 13,880 21,796 6,106 9,465
Total 89.2 0.2 85.9 133,279 1,665,402 7,050,182 170,486,546 149,355 1,937,968
GRAND TOTAL 89.3 0.2 84.8 134,167 1,766,941 8,547,348 366,041,844 150,216 2,084,655

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 8.4     TOTAL EXPERIENCE -- FEMALE SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 111.4 14.5 56.1 59 3,932 94,063 17,480,035 53 7,016
2 73.1 7.6 71.5 93 11,442 88,986 15,770,908 127 16,000
3 93.8 8.2 77.4 132 12,987 85,886 14,305,557 141 16,779
4 88.0 7.6 50.4 134 9,206 83,343 13,266,615 152 18,272
5 80.8 7.0 70.1 135 13,634 82,932 12,376,621 167 19,449
6-10 91.5 2.7 74.1 1,162 87,456 453,972 52,286,683 1,271 118,037
11-15 105.9 2.2 97.5 2,398 105,689 496,811 32,152,036 2,265 108,438
Total 98.5 1.5 80.4 4,113 244,346 1,385,992 157,638,456 4,176 303,991
Select Experience By Issue Age
0-4 172.2 86.1 131.8 4 139 13,882 629,139 2 105
5-14 102.9 19.8 111.7 27 1,611 125,810 7,098,339 26 1,442
15-24 117.2 14.1 109.1 69 5,438 195,394 17,632,130 59 4,986
25-34 92.6 6.2 81.5 221 23,481 352,753 52,671,280 239 28,819
35-44 82.8 3.2 68.0 676 57,186 363,879 50,441,339 816 84,064
45-54 84.4 2.4 67.7 1,226 70,089 238,179 23,335,008 1,452 103,504
55-64 109.1 3.2 81.4 1,172 43,396 77,879 4,822,816 1,075 53,307
65-74 141.8 5.7 161.6 628 34,362 17,123 896,057 443 21,259
75-89 142.1 15.1 132.6 89 8,594 1,090 112,247 63 6,482
90+ 225.2 225.2 225.2 1 50 2 100 0 22
Total 98.5 1.5 80.4 4,113 244,346 1,385,992 157,638,456 4,176 303,991
Ultimate Experience By Attained Age
15-19 146.7 35.6 128.7 17 656 62,047 2,735,632 12 509
20-29 106.6 14.8 96.8 52 1,715 169,526 6,217,627 49 1,772
30-39 109.7 12.2 82.6 81 2,651 143,940 6,082,481 74 3,208
40-49 96.2 4.2 93.4 518 28,692 291,581 16,580,092 539 30,706
50-59 83.6 2.1 80.8 1,645 75,041 348,512 17,034,846 1,967 92,893
60-69 91.0 1.8 90.7 2,558 72,899 198,894 5,913,440 2,812 80,366
70-79 133.4 2.3 125.5 3,422 58,124 97,691 1,774,400 2,566 46,300
80-89 147.5 2.8 150.6 2,815 43,244 34,954 535,607 1,909 28,706
90-99 105.5 4.7 151.7 499 10,877 3,131 46,775 473 7,169
100+ 6.0 6.0 69.5 1 30 49 131 17 43
Total 111.4 1.0 100.8 11,608 293,928 1,350,325 56,921,030 10,416 291,674
GRAND TOTAL 107.7 0.9 90.4 15,721 538,275 2,736,318 214,559,485 14,592 595,665

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 8.5     TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 81.4 6.5 63.5 156 26,630 664,280 183,236,219 192 41,967
2 65.2 4.3 51.2 229 36,625 629,789 169,434,052 351 71,529
3 81.5 4.5 74.9 334 58,853 587,206 151,121,469 410 78,559
4 74.4 4.0 59.6 343 51,413 549,528 136,282,829 461 86,315
5 77.3 3.8 69.8 408 65,257 523,011 121,503,083 528 93,456
6-10 79.4 1.4 73.6 3,226 425,498 2,407,177 452,232,137 4,061 578,260
11-15 87.7 1.1 85.0 6,010 449,872 1,864,113 203,084,118 6,850 529,091
Total 83.3 0.8 75.3 10,706 1,114,148 7,225,104 1,416,893,907 12,852 1,479,177
Select Experience By Issue Age
0-4 190.0 134.4 42.1 2 35 6,258 497,667 1 84
5-14 73.0 23.1 126.2 10 1,782 59,610 6,263,931 14 1,412
15-24 107.6 8.2 101.8 171 18,636 710,085 90,225,415 159 18,309
25-34 79.9 3.2 75.5 606 111,954 2,138,202 482,216,559 758 148,271
35-44 93.6 2.5 84.9 1,458 257,519 2,158,369 518,278,621 1,557 303,492
45-54 83.5 1.8 80.7 2,159 268,022 1,360,339 237,207,867 2,584 332,175
55-64 71.3 1.4 60.8 2,427 167,195 576,040 61,482,198 3,403 274,823
65-74 90.0 1.7 69.4 2,878 175,403 191,759 17,297,632 3,197 252,863
75-89 84.4 2.7 76.4 994 112,744 24,436 3,422,928 1,178 147,520
90+ 113.2 113.2 375.5 1 858 6 1,089 1 228
Total 83.3 0.8 75.3 10,706 1,114,148 7,225,104 1,416,893,907 12,852 1,479,177
Ultimate Experience By Attained Age
15-19 143.6 47.9 137.9 9 508 33,472 1,973,498 6 368
20-29 93.2 16.0 84.4 34 1,466 125,723 6,003,703 36 1,737
30-39 92.1 9.1 88.6 102 6,247 253,460 15,860,056 111 7,049
40-49 90.5 3.4 91.7 717 61,829 922,184 77,943,981 792 67,400
50-59 92.3 2.1 86.2 1,969 147,053 1,105,922 90,075,983 2,133 170,537
60-69 72.1 1.4 70.0 2,732 141,263 644,473 36,255,951 3,791 201,945
70-79 82.5 1.3 68.3 4,169 127,992 323,713 12,110,984 5,052 187,336
80-89 102.2 1.2 82.9 7,216 215,907 156,519 5,601,673 7,060 260,528
90-99 91.0 2.0 88.6 1,982 79,194 14,667 592,160 2,179 89,398
100+ 86.5 16.6 117.8 27 3,149 98 8,400 31 2,673
Total 89.5 0.6 79.3 18,957 784,607 3,580,230 246,426,388 21,192 988,971
GRAND TOTAL 87.1 0.5 76.9 29,663 1,898,755 10,805,334 1,663,320,294 34,044 2,468,148

Thomson Data Analysis Sat Mar 22 18:33:25 2014


TABLE 8.6     TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2007 AND 2012
EXPECTED CIA 97-04 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 125.5 19.8 90.7 40 5,396 141,920 26,097,195 32 5,952
2 108.6 20.5 38.1 28 2,308 126,050 22,172,653 26 6,064
3 99.4 20.3 44.4 24 2,398 111,041 17,651,480 24 5,400
4 84.1 18.8 63.5 20 3,301 101,014 15,294,886 24 5,199
5 114.3 22.0 107.4 27 5,629 93,445 13,182,845 24 5,242
6-10 91.0 7.9 74.1 134 12,076 418,490 37,234,711 147 16,297
11-15 131.0 5.2 90.0 630 13,225 448,398 24,253,812 481 14,701
Total 119.2 4.0 75.3 903 44,333 1,440,358 155,887,583 757 58,857
Select Experience By Issue Age
0-4 64.1 8.4 55.1 58 3,098 777,328 48,427,694 90 5,619
5-14 87.8 12.9 93.1 46 3,871 346,967 29,421,614 52 4,157
15-24 60.9 19.3 45.8 10 830 68,263 8,203,099 16 1,812
25-34 115.2 20.7 89.2 31 5,757 89,202 26,821,858 27 6,455
35-44 124.8 15.0 111.6 69 13,400 86,698 27,711,181 55 12,010
45-54 99.2 10.0 52.2 99 7,460 47,972 12,818,382 100 14,286
55-64 126.6 8.7 53.1 212 4,697 16,477 2,171,186 167 8,847
65-74 159.9 10.1 86.9 249 3,594 6,237 285,376 156 4,137
75-89 137.9 12.2 105.5 128 1,616 1,213 27,180 93 1,532
90+ 1016.0 1016.0 517.6 1 9 1 13 0 2
Total 119.2 4.0 75.3 903 44,333 1,440,358 155,887,583 757 58,857
Ultimate Experience By Attained Age
15-19 87.2 15.7 89.9 31 1,472 197,140 9,114,821 36 1,637
20-29 99.7 7.9 83.1 161 4,795 554,186 20,164,282 162 5,772
30-39 107.5 6.9 88.2 240 4,448 483,261 11,073,568 223 5,042
40-49 135.8 4.6 117.2 885 21,866 605,406 16,964,699 652 18,653
50-59 98.5 1.8 87.6 3,059 60,332 988,942 23,053,588 3,105 68,837
60-69 74.4 0.9 70.0 6,447 75,815 869,152 11,510,811 8,665 108,352
70-79 100.0 0.9 94.6 13,310 90,050 615,653 4,499,225 13,311 95,236
80-89 111.9 0.7 107.3 26,675 127,937 436,520 2,238,025 23,831 119,237
90-99 85.8 0.8 94.7 12,767 55,943 91,723 371,907 14,882 59,079
100+ 22.9 1.0 33.9 574 1,639 6,876 13,856 2,504 4,837
Total 95.2 0.4 91.3 64,149 444,296 4,848,860 99,004,783 67,369 486,681
GRAND TOTAL 95.5 0.4 89.6 65,052 488,629 6,289,218 254,892,366 68,127 545,538

Thomson Data Analysis Sat Mar 22 18:33:25 2014