CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
Index of Tables
TABLE 1 TOTAL EXPERIENCE
TABLE 2.1 TOTAL EXPERIENCE -- MALES
TABLE 2.2 TOTAL EXPERIENCE -- FEMALES
TABLE 8.1 TOTAL EXPERIENCE -- MALE SMOKERS
TABLE 8.2 TOTAL EXPERIENCE -- MALE NON-SMOKERS
TABLE 8.3 TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
TABLE 8.4 TOTAL EXPERIENCE -- FEMALE SMOKERS
TABLE 8.5 TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
TABLE 8.6 TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS



TABLE 1     TOTAL EXPERIENCE
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 60.5 2.2 45.5 783 169,084 1,916,894 617,682,241 1,295 371,676
2 59.6 1.9 48.6 1,004 231,220 1,801,861 568,430,308 1,686 475,467
3 67.8 1.9 51.6 1,307 272,215 1,701,543 519,134,302 1,929 527,924
4 63.8 1.7 49.4 1,335 273,274 1,574,760 461,811,417 2,094 553,573
5 61.6 1.6 48.5 1,415 285,126 1,478,166 415,745,442 2,298 587,355
6-10 61.0 0.6 50.8 10,784 1,770,384 6,856,977 1,537,946,821 17,668 3,486,722
11-15 63.5 0.5 57.2 17,888 1,654,955 5,486,015 673,915,596 28,172 2,895,336
Total 62.6 0.3 52.3 34,516 4,656,257 20,816,215 4,794,666,128 55,142 8,898,053
Select Experience By Issue Age
0-4 45.0 3.4 37.9 170 9,132 1,563,570 101,133,003 378 24,081
5-14 58.4 3.5 46.8 271 17,072 1,060,651 90,652,688 464 36,474
15-24 64.3 2.4 64.1 719 88,066 1,840,790 245,275,759 1,118 137,454
25-34 54.6 1.2 49.0 2,146 444,169 5,060,755 1,334,124,254 3,930 906,166
35-44 60.2 0.8 52.7 5,364 1,144,924 5,666,974 1,762,979,362 8,906 2,173,586
45-54 62.7 0.7 52.6 8,537 1,353,551 3,743,188 958,312,555 13,614 2,573,310
55-64 63.0 0.7 50.4 8,741 878,757 1,466,565 254,273,156 13,884 1,743,095
65-74 65.2 0.8 54.8 6,831 534,436 377,179 42,265,272 10,470 974,666
75-89 73.0 1.8 56.3 1,732 185,095 36,517 5,647,653 2,374 328,671
90+ 104.2 46.6 191.8 5 1,056 25 2,426 5 551
Total 62.6 0.3 52.3 34,516 4,656,257 20,816,215 4,794,666,128 55,142 8,898,053
Ultimate Experience By Attained Age
15-19 58.2 4.2 50.4 189 7,693 584,692 27,942,002 325 15,249
20-29 69.1 2.4 61.7 851 30,236 1,765,868 70,928,539 1,232 48,981
30-39 71.2 1.9 58.8 1,391 44,765 1,907,972 74,825,552 1,955 76,070
40-49 67.5 0.9 56.0 5,140 295,651 3,695,787 262,339,501 7,614 527,711
50-59 64.3 0.5 55.2 18,783 1,082,434 5,752,724 414,920,628 29,225 1,962,145
60-69 61.3 0.3 53.7 38,734 1,518,806 4,634,020 225,320,202 63,229 2,828,023
70-79 64.1 0.2 54.1 68,413 1,552,021 2,815,181 78,658,914 106,784 2,867,258
80-89 76.6 0.2 63.2 108,915 1,718,354 1,575,320 30,368,191 142,196 2,717,737
90-99 76.0 0.4 82.5 38,245 476,855 250,769 2,998,189 50,330 577,800
100+ 9.1 0.3 35.3 1,337 11,375 21,894 59,044 14,624 32,248
Total 67.5 0.1 57.8 281,998 6,738,189 23,004,227 1,188,360,763 417,514 11,653,222
GRAND TOTAL 67.0 0.1 55.4 316,514 11,394,447 43,820,442 5,983,026,891 472,656 20,551,274

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 2.1     TOTAL EXPERIENCE -- MALES
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 66.4 2.9 48.9 532 129,692 974,468 365,526,536 802 265,407
2 63.0 2.5 53.3 654 180,569 916,242 337,732,098 1,038 338,604
3 66.4 2.4 49.8 790 188,114 866,021 309,638,574 1,190 377,676
4 63.3 2.2 50.4 818 200,748 802,974 276,706,340 1,292 398,551
5 60.8 2.1 47.6 861 201,116 756,240 250,374,156 1,417 422,384
6-10 59.2 0.7 48.5 6,395 1,210,670 3,527,867 936,496,575 10,800 2,495,360
11-15 60.0 0.6 54.3 9,453 1,048,671 2,722,797 395,800,004 15,752 1,932,471
Total 60.4 0.4 50.7 19,503 3,159,579 10,566,611 2,872,274,285 32,290 6,230,453
Select Experience By Issue Age
0-4 47.3 4.5 41.2 109 5,822 791,737 49,658,217 230 14,122
5-14 58.3 4.2 43.9 194 11,269 541,014 45,280,588 333 25,660
15-24 64.3 2.9 63.0 498 62,219 879,670 121,421,147 775 98,727
25-34 53.3 1.5 46.8 1,285 287,521 2,411,761 711,483,210 2,410 614,367
35-44 57.1 1.0 50.9 3,173 789,380 2,971,344 1,095,803,148 5,557 1,550,596
45-54 59.4 0.8 50.6 5,188 991,621 2,020,270 647,029,579 8,731 1,959,925
55-64 60.8 0.8 49.5 5,120 650,247 774,848 176,972,737 8,427 1,313,096
65-74 66.1 1.1 57.2 3,380 309,946 165,712 22,756,495 5,110 542,051
75-89 77.6 3.3 46.0 554 51,415 10,241 1,868,014 714 111,658
90+ 66.2 46.8 54.8 2 138 15 1,151 3 252
Total 60.4 0.4 50.7 19,503 3,159,579 10,566,611 2,872,274,285 32,290 6,230,453
Ultimate Experience By Attained Age
15-19 56.6 4.9 47.5 132 5,097 297,357 13,700,421 233 10,735
20-29 68.2 2.8 60.7 612 21,520 905,485 35,810,612 898 35,469
30-39 73.5 2.4 56.4 944 28,224 995,706 38,884,611 1,284 50,024
40-49 69.0 1.2 53.4 3,099 180,360 1,897,557 145,622,305 4,491 337,773
50-59 60.7 0.6 52.2 11,911 766,750 3,192,661 266,749,852 19,623 1,467,612
60-69 57.4 0.4 51.1 26,323 1,172,691 2,781,941 160,736,567 45,858 2,296,203
70-79 60.8 0.3 53.6 47,026 1,246,138 1,725,713 57,090,652 77,364 2,324,301
80-89 74.7 0.3 62.2 70,375 1,255,259 910,742 20,416,317 94,261 2,019,015
90-99 74.7 0.5 81.2 21,377 294,493 128,801 1,717,197 28,622 362,619
100+ 6.5 0.3 24.7 634 4,514 14,163 31,401 9,786 18,267
Total 64.6 0.2 55.8 182,433 4,975,048 12,850,124 740,759,936 282,421 8,922,019
GRAND TOTAL 64.2 0.1 53.7 201,936 8,134,627 23,416,735 3,613,034,221 314,711 15,152,472

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 2.2     TOTAL EXPERIENCE -- FEMALES
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 50.9 3.2 37.1 251 39,392 942,426 252,155,705 493 106,269
2 54.1 2.9 37.0 350 50,650 885,619 230,698,210 648 136,863
3 69.9 3.1 56.0 517 84,101 835,522 209,495,728 739 150,248
4 64.4 2.8 46.8 517 72,526 771,785 185,105,077 802 155,022
5 62.8 2.7 50.9 554 84,010 721,925 165,371,285 882 164,971
6-10 63.9 1.0 56.5 4,389 559,715 3,329,108 601,450,070 6,868 991,362
11-15 67.9 0.7 63.0 8,435 606,283 2,763,218 278,115,592 12,420 962,865
Total 65.7 0.5 56.1 15,013 1,496,678 10,249,602 1,922,391,668 22,852 2,667,599
Select Experience By Issue Age
0-4 41.3 5.3 33.2 61 3,310 771,831 51,474,636 148 9,960
5-14 58.7 6.7 53.7 77 5,802 519,637 45,372,100 131 10,813
15-24 64.4 4.3 66.7 221 25,847 961,120 123,854,613 343 38,727
25-34 56.7 1.9 53.7 861 156,648 2,648,994 622,641,044 1,520 291,800
35-44 65.4 1.4 57.1 2,191 355,544 2,695,630 667,176,188 3,349 622,990
45-54 68.6 1.2 59.0 3,349 361,929 1,722,919 311,282,977 4,883 613,385
55-64 66.4 1.1 53.1 3,621 228,509 691,717 77,300,419 5,457 429,999
65-74 64.4 1.1 51.9 3,451 224,491 211,467 19,508,776 5,360 432,615
75-89 71.0 2.1 61.6 1,178 133,680 26,276 3,779,640 1,660 217,013
90+ 168.8 97.5 307.7 3 918 10 1,275 2 298
Total 65.7 0.5 56.1 15,013 1,496,678 10,249,602 1,922,391,668 22,852 2,667,599
Ultimate Experience By Attained Age
15-19 62.5 8.3 57.5 57 2,596 287,335 14,241,581 91 4,514
20-29 71.6 4.6 64.5 239 8,716 860,384 35,117,927 334 13,512
30-39 66.7 3.2 63.5 447 16,540 912,266 35,940,941 670 26,046
40-49 65.3 1.4 60.7 2,041 115,290 1,798,230 116,717,196 3,123 189,937
50-59 71.6 0.9 63.8 6,872 315,684 2,560,063 148,170,775 9,602 494,533
60-69 71.4 0.6 65.1 12,411 346,115 1,852,079 64,583,635 17,371 531,820
70-79 72.7 0.5 56.3 21,387 305,882 1,089,468 21,568,262 29,421 542,958
80-89 80.4 0.4 66.3 38,540 463,095 664,578 9,951,874 47,935 698,722
90-99 77.7 0.6 84.7 16,868 182,362 121,969 1,280,991 21,708 215,181
100+ 14.5 0.5 49.1 703 6,861 7,730 27,643 4,838 13,981
Total 73.7 0.2 64.6 99,565 1,763,142 10,154,103 447,600,826 135,093 2,731,203
GRAND TOTAL 72.5 0.2 60.4 114,578 3,259,820 20,403,705 2,369,992,495 157,945 5,398,802

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 8.1     TOTAL EXPERIENCE -- MALE SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 73.0 6.4 33.4 128 13,033 132,340 36,389,342 175 39,032
2 74.2 5.7 67.2 169 32,119 121,442 32,194,166 228 47,778
3 73.0 5.3 47.6 191 25,160 115,028 29,022,638 262 52,845
4 70.6 4.9 54.6 204 30,915 108,703 26,010,208 289 56,654
5 74.3 4.8 86.3 240 52,894 104,668 23,809,072 323 61,322
6-10 67.9 1.6 57.6 1,774 230,453 535,401 97,280,215 2,613 399,975
11-15 64.0 1.2 57.6 2,712 187,683 493,930 45,736,859 4,237 326,074
Total 66.7 0.9 58.2 5,418 572,256 1,611,511 290,442,498 8,127 983,680
Select Experience By Issue Age
0-4 39.5 19.8 60.8 4 280 14,101 642,416 10 461
5-14 76.9 8.5 70.9 81 4,201 124,345 7,109,064 105 5,925
15-24 74.1 6.0 70.4 155 14,746 187,538 20,449,040 209 20,933
25-34 59.5 3.0 61.7 404 76,470 434,418 93,029,020 679 123,958
35-44 60.7 1.8 53.1 1,089 169,476 471,159 110,779,406 1,794 318,995
45-54 63.1 1.5 57.3 1,710 196,512 285,861 49,532,277 2,711 342,830
55-64 72.5 2.0 62.8 1,348 86,192 79,772 8,195,101 1,860 137,221
65-74 82.3 3.4 72.0 586 22,927 13,747 688,384 712 31,827
75-89 87.5 13.7 94.9 41 1,452 568 17,791 47 1,531
90+ 0 0 0 0 0 0
Total 66.7 0.9 58.2 5,418 572,256 1,611,511 290,442,498 8,127 983,680
Ultimate Experience By Attained Age
15-19 56.2 10.8 54.9 27 1,167 58,736 2,604,067 48 2,126
20-29 79.2 6.6 80.0 142 5,418 180,771 6,832,294 179 6,772
30-39 62.8 4.7 57.4 181 7,027 165,481 6,974,043 288 12,253
40-49 57.8 2.3 51.7 634 41,193 262,824 18,582,053 1,097 79,736
50-59 52.7 1.0 53.4 2,536 189,159 417,517 31,245,536 4,809 354,422
60-69 56.0 0.8 55.7 4,502 234,108 263,603 14,372,104 8,035 420,514
70-79 62.1 0.9 59.6 5,235 153,368 117,144 3,686,320 8,436 257,218
80-89 73.4 1.2 71.8 3,740 76,446 36,587 771,375 5,098 106,464
90-99 69.7 3.3 79.2 447 5,864 2,598 31,045 641 7,405
100+ 11.7 4.8 4.0 6 9 83 256 51 211
Total 60.8 0.5 57.2 17,450 713,759 1,505,343 85,099,092 28,682 1,247,120
GRAND TOTAL 62.1 0.4 57.6 22,868 1,286,015 3,116,855 375,541,590 36,810 2,230,801

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 8.2     TOTAL EXPERIENCE -- MALE NON-SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 64.9 3.5 52.4 339 100,836 664,912 281,969,132 522 192,307
2 59.6 2.9 52.6 418 130,984 634,724 263,631,103 701 248,865
3 65.0 2.8 53.4 533 149,914 607,921 244,641,281 820 280,759
4 62.9 2.6 52.4 568 156,955 567,513 220,606,791 902 299,339
5 57.2 2.4 41.5 569 131,901 534,832 199,620,209 994 317,781
6-10 56.9 0.9 46.8 4,422 930,897 2,527,736 776,551,742 7,765 1,990,179
11-15 57.9 0.7 53.2 6,330 835,352 1,794,983 324,288,630 10,933 1,571,290
Total 58.2 0.5 49.7 13,179 2,436,839 7,332,621 2,311,308,886 22,639 4,900,520
Select Experience By Issue Age
0-4 72.6 41.9 53.4 3 185 5,703 478,677 4 346
5-14 49.4 10.1 30.5 24 1,622 55,125 6,099,287 49 5,310
15-24 58.9 3.4 55.8 295 38,804 611,833 90,120,827 501 69,550
25-34 50.4 1.8 42.6 824 194,973 1,853,342 571,566,992 1,633 457,744
35-44 55.1 1.2 50.2 1,971 582,507 2,352,647 915,587,501 3,575 1,159,652
45-54 58.2 1.0 49.9 3,326 749,317 1,633,443 549,067,840 5,712 1,500,978
55-64 57.7 1.0 48.7 3,627 537,029 663,999 155,648,385 6,291 1,102,887
65-74 62.3 1.2 57.2 2,638 282,863 147,250 20,899,185 4,237 494,489
75-89 73.9 3.4 45.2 469 49,404 9,265 1,839,058 634 109,314
90+ 66.2 46.8 54.1 2 135 15 1,135 3 249
Total 58.2 0.5 49.7 13,179 2,436,839 7,332,621 2,311,308,886 22,639 4,900,520
Ultimate Experience By Attained Age
15-19 50.1 12.9 46.2 15 886 36,476 2,340,691 30 1,916
20-29 62.5 6.9 56.7 83 3,891 133,904 6,915,938 133 6,861
30-39 65.2 4.6 49.1 198 10,029 262,425 17,628,344 304 20,432
40-49 57.6 1.8 51.0 1,037 104,649 943,691 105,061,045 1,800 205,222
50-59 53.9 0.9 49.5 3,425 412,420 1,454,102 190,543,806 6,357 832,573
60-69 53.1 0.7 48.8 6,115 625,354 962,467 109,985,568 11,517 1,282,526
70-79 52.6 0.6 50.6 8,668 647,814 442,573 35,423,463 16,475 1,280,012
80-89 64.2 0.6 54.3 10,406 579,598 170,037 11,372,920 16,215 1,067,945
90-99 80.9 1.8 78.8 1,936 114,767 11,846 712,141 2,392 145,578
100+ 23.1 7.7 48.0 9 1,082 74 5,014 39 2,252
Total 57.7 0.3 51.6 31,892 2,500,490 4,417,596 479,988,930 55,261 4,845,317
GRAND TOTAL 57.9 0.3 50.7 45,071 4,937,329 11,750,217 2,791,297,817 77,900 9,745,837

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 8.3     TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 62.4 7.7 46.4 65 15,822 177,216 47,168,063 104 34,068
2 61.6 7.5 41.6 67 17,467 160,076 41,906,829 109 41,961
3 61.5 7.6 29.6 66 13,040 143,072 35,974,656 107 44,072
4 46.0 6.8 30.3 46 12,879 126,758 30,089,342 100 42,558
5 52.3 7.3 37.7 52 16,320 116,741 26,944,876 99 43,280
6-10 47.1 3.3 46.9 199 49,320 464,730 62,664,619 422 105,206
11-15 70.7 3.5 73.0 411 25,637 433,885 25,774,516 581 35,107
Total 59.5 2.0 43.5 906 150,484 1,622,478 270,522,901 1,523 346,253
Select Experience By Issue Age
0-4 47.2 4.7 40.2 102 5,357 771,935 48,537,274 216 13,315
5-14 49.8 5.3 37.8 89 5,446 361,544 32,072,237 179 14,425
15-24 74.0 10.7 105.2 48 8,668 80,298 10,851,279 65 8,244
25-34 58.0 7.7 49.2 57 16,078 124,001 46,887,198 98 32,664
35-44 60.2 5.7 52.0 113 37,397 147,537 69,436,267 188 71,949
45-54 49.3 4.0 39.4 152 45,793 100,966 48,429,462 309 116,117
55-64 52.5 4.4 37.0 145 27,026 31,077 13,129,252 276 72,988
65-74 97.4 7.8 26.4 156 4,155 4,715 1,168,926 160 15,734
75-89 134.7 20.3 68.6 44 559 407 11,165 33 814
90+ 113.1 0 3 0 16 0 3
Total 59.5 2.0 43.5 906 150,484 1,622,480 270,523,076 1,523 346,253
Ultimate Experience By Attained Age
15-19 58.0 6.1 45.5 90 3,044 202,144 8,755,663 155 6,694
20-29 66.0 3.4 55.9 387 12,210 590,809 22,062,381 586 21,837
30-39 81.6 3.4 64.4 565 11,168 567,799 14,282,224 692 17,339
40-49 89.6 2.4 65.4 1,428 34,518 691,042 21,979,207 1,593 52,816
50-59 70.4 0.9 58.9 5,950 165,171 1,321,042 44,960,510 8,457 280,617
60-69 59.7 0.5 52.8 15,706 313,229 1,555,870 36,378,895 26,307 593,163
70-79 63.1 0.3 56.5 33,123 444,956 1,165,996 17,980,869 52,452 787,071
80-89 77.1 0.3 70.9 56,229 599,215 704,119 8,272,021 72,949 844,606
90-99 74.2 0.5 82.9 18,994 173,863 114,357 974,012 25,589 209,636
100+ 6.4 0.3 21.7 619 3,424 14,006 26,132 9,696 15,803
Total 67.1 0.2 62.2 133,091 1,760,799 6,927,185 175,671,914 198,477 2,829,581
GRAND TOTAL 67.0 0.2 60.2 133,997 1,911,283 8,549,665 446,194,990 200,000 3,175,835

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 8.4     TOTAL EXPERIENCE -- FEMALE SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 63.7 8.7 31.6 54 3,944 90,451 17,509,374 85 12,471
2 74.1 8.0 63.4 86 10,420 85,878 15,933,727 116 16,435
3 94.2 8.4 61.9 127 11,277 83,647 14,646,213 135 18,220
4 90.9 7.8 54.8 135 10,740 80,554 13,502,880 148 19,604
5 77.6 6.9 58.1 128 12,555 79,073 12,638,182 165 21,620
6-10 82.2 2.5 62.9 1,085 86,930 424,975 53,142,509 1,320 138,202
11-15 84.8 1.8 76.5 2,156 105,142 470,445 32,164,156 2,544 137,405
Total 83.6 1.4 66.2 3,771 241,008 1,315,024 159,537,040 4,513 363,956
Select Experience By Issue Age
0-4 48.2 34.1 19.9 2 39 13,744 643,290 4 194
5-14 71.6 13.8 75.0 27 1,630 117,630 6,874,639 38 2,174
15-24 60.4 8.2 62.1 54 4,714 179,914 17,135,415 89 7,593
25-34 52.2 3.7 48.7 194 23,155 331,665 53,270,080 371 47,588
35-44 65.8 2.6 54.1 637 59,771 343,271 50,684,081 967 110,531
45-54 82.3 2.4 62.1 1,141 66,539 235,085 24,794,933 1,386 107,209
55-64 102.3 3.1 83.9 1,080 45,278 76,479 5,128,267 1,056 53,937
65-74 104.0 4.4 121.8 552 32,638 16,199 891,138 531 26,795
75-89 118.8 13.0 91.0 83 7,194 1,036 115,097 70 7,909
90+ 190.5 190.5 190.5 1 50 2 100 1 26
Total 83.6 1.4 66.2 3,771 241,008 1,315,024 159,537,040 4,513 363,956
Ultimate Experience By Attained Age
15-19 86.5 21.6 70.9 16 599 56,974 2,609,166 18 845
20-29 76.3 10.9 74.5 49 1,823 165,144 6,306,351 64 2,447
30-39 56.0 6.0 47.5 87 3,258 157,369 6,747,879 155 6,858
40-49 59.7 2.6 56.2 520 29,046 289,087 17,103,713 871 51,707
50-59 71.5 1.7 68.8 1,759 84,896 378,049 19,420,287 2,461 123,389
60-69 84.7 1.6 85.4 2,861 87,897 221,258 7,045,119 3,379 102,953
70-79 96.7 1.6 89.3 3,750 65,835 105,663 2,031,771 3,878 73,705
80-89 98.8 1.8 98.4 3,136 50,347 38,795 636,277 3,174 51,143
90-99 91.7 3.7 141.2 626 13,001 3,858 51,365 683 9,208
100+ 11.7 4.8 21.1 6 32 95 275 51 152
Total 86.9 0.8 79.7 12,810 336,735 1,416,294 61,952,204 14,735 422,407
GRAND TOTAL 86.1 0.7 73.5 16,581 577,743 2,731,318 221,489,244 19,248 786,363

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 8.5     TOTAL EXPERIENCE -- FEMALE NON-SMOKERS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 47.4 3.7 38.5 162 30,382 686,191 198,980,131 342 78,963
2 49.9 3.3 36.0 233 37,385 650,190 183,375,235 467 103,780
3 65.4 3.5 58.8 357 68,343 618,733 168,684,103 546 116,273
4 58.4 3.1 45.8 351 55,729 573,327 150,359,374 601 121,615
5 56.7 2.9 47.0 377 61,178 535,513 134,282,869 665 130,126
6-10 60.0 1.1 56.0 3,174 455,969 2,455,356 499,452,559 5,290 813,848
11-15 61.9 0.8 60.8 5,763 487,679 1,863,482 220,159,199 9,304 802,155
Total 60.5 0.6 55.2 10,417 1,196,666 7,382,791 1,555,293,471 17,214 2,166,760
Select Experience By Issue Age
0-4 177.8 102.6 92.9 3 133 5,562 473,385 2 143
5-14 44.9 15.9 78.7 8 1,532 54,077 5,980,772 18 1,947
15-24 69.2 5.5 72.5 157 20,200 700,255 95,715,823 227 27,880
25-34 57.9 2.3 54.3 625 123,037 2,181,020 526,170,454 1,079 226,448
35-44 66.0 1.7 58.7 1,478 278,224 2,218,536 571,148,701 2,240 474,330
45-54 63.3 1.4 60.4 2,104 283,934 1,414,868 265,319,776 3,324 469,933
55-64 56.3 1.2 48.9 2,373 176,374 595,193 68,634,171 4,215 360,368
65-74 58.0 1.1 47.0 2,680 187,400 189,170 18,217,436 4,620 398,482
75-89 66.4 2.1 60.4 988 124,973 24,103 3,631,793 1,488 206,958
90+ 87.7 87.7 318.0 1 858 7 1,160 1 270
Total 60.5 0.6 55.2 10,417 1,196,666 7,382,791 1,555,293,471 17,214 2,166,760
Ultimate Experience By Attained Age
15-19 86.1 27.2 70.5 10 525 35,617 2,291,701 12 745
20-29 70.1 11.7 66.3 36 1,771 132,621 6,879,101 51 2,670
30-39 68.6 6.5 72.9 111 7,771 262,293 17,081,790 162 10,662
40-49 61.2 2.2 61.5 739 65,980 944,623 83,296,247 1,208 107,347
50-59 64.5 1.4 60.7 2,111 167,728 1,215,930 104,286,780 3,271 276,425
60-69 57.2 1.0 57.2 3,111 177,546 742,379 44,620,231 5,438 310,656
70-79 53.0 0.8 43.0 4,652 146,416 372,518 14,649,025 8,780 340,644
80-89 68.7 0.7 57.3 8,589 270,888 185,572 6,884,082 12,504 472,420
90-99 83.5 1.6 81.7 2,618 106,837 19,499 804,448 3,135 130,745
100+ 61.8 10.6 91.9 34 4,222 122 10,997 55 4,596
Total 63.6 0.4 57.3 22,011 949,684 3,911,174 280,804,403 34,616 1,656,909
GRAND TOTAL 62.6 0.3 56.1 32,428 2,146,350 11,293,965 1,836,097,873 51,830 3,823,670

Thomson Data Analysis Tue Jun 16 16:12:57 2015


TABLE 8.6     TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS
CANADIAN ORDINARY STANDARD EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2008 AND 2013
EXPECTED CIA 86-92 TABLES
RATIO A/E ACTUAL DEATHS EXPOSURES EXPECTED DEATHS
NUMBER %   S.D.   AMOUNT % NUMBER $ (,000) NUMBER $ (,000) NUMBER $ (,000)
Select Experience By Policy Year
1 52.2 8.8 34.2 35 5,066 165,784 35,666,200 67 14,835
2 48.1 8.6 17.1 31 2,845 149,551 31,389,249 64 16,647
3 55.9 9.7 28.4 33 4,481 133,142 26,165,412 59 15,755
4 58.6 10.5 43.9 31 6,057 117,904 21,242,823 53 13,804
5 95.3 13.6 77.7 49 10,277 107,339 18,450,234 51 13,225
6-10 50.4 4.4 42.8 130 16,816 448,777 48,855,002 258 39,312
11-15 90.2 4.0 57.8 516 13,462 429,291 25,792,237 572 23,305
Total 73.3 2.6 43.1 825 59,005 1,551,787 207,561,157 1,125 136,883
Select Experience By Issue Age
0-4 39.5 5.3 32.6 56 3,138 752,526 50,357,961 142 9,622
5-14 55.5 8.6 39.4 42 2,640 347,931 32,516,689 76 6,693
15-24 37.1 11.7 28.7 10 932 80,951 11,003,375 27 3,254
25-34 60.9 9.4 58.9 42 10,455 136,310 43,200,511 69 17,763
35-44 53.6 6.2 46.0 76 17,549 133,823 45,343,406 142 38,129
45-54 60.1 5.9 31.6 104 11,456 72,966 21,168,267 173 36,243
55-64 90.3 7.0 43.7 168 6,857 20,045 3,537,982 186 15,694
65-74 104.5 7.1 60.7 219 4,453 6,098 400,202 210 7,337
75-89 105.5 10.2 70.5 107 1,513 1,137 32,749 101 2,145
90+ 888.3 888.3 434.1 1 10 1 15 0 2
Total 73.3 2.6 43.1 825 59,005 1,551,787 207,561,157 1,125 136,883
Ultimate Experience By Attained Age
15-19 50.7 9.1 50.3 31 1,472 194,744 9,340,714 61 2,924
20-29 70.6 5.7 61.0 154 5,122 562,618 21,932,475 218 8,396
30-39 70.5 4.5 64.6 249 5,511 492,604 12,111,272 353 8,526
40-49 74.9 2.7 65.6 782 20,264 564,521 16,317,236 1,045 30,884
50-59 77.6 1.4 66.6 3,002 63,059 966,083 24,463,709 3,871 94,718
60-69 75.3 0.9 68.2 6,439 80,672 888,442 12,918,286 8,554 118,210
70-79 77.5 0.7 72.8 12,985 93,632 611,286 4,887,466 16,763 128,609
80-89 83.1 0.5 81.0 26,815 141,861 440,211 2,431,515 32,256 175,159
90-99 76.2 0.7 83.1 13,624 62,524 98,612 425,178 17,890 75,228
100+ 14.0 0.5 28.2 663 2,607 7,513 16,371 4,732 9,234
Total 75.5 0.3 73.1 64,744 476,723 4,826,635 104,844,220 85,742 651,887
GRAND TOTAL 75.5 0.3 67.9 65,569 535,728 6,378,422 312,405,377 86,867 788,770

Thomson Data Analysis Tue Jun 16 16:12:57 2015