CANADIAN ORDINARY STANDARD EXPERIENCE
|
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013
|
EXPECTED CIA 97-04 TABLES
|
Index of Tables
|
TABLE 1.1
|
TOTAL EXPERIENCE -- FACE SIZE < $10,000
|
TABLE 1.2
|
TOTAL EXPERIENCE -- FACE SIZE $10,000-$49,999
|
TABLE 1.3
|
TOTAL EXPERIENCE -- FACE SIZE $50,000-$99,999
|
TABLE 1.4
|
TOTAL EXPERIENCE -- FACE SIZE $100,000-$249,999
|
TABLE 1.5
|
TOTAL EXPERIENCE -- FACE SIZE $250,000-$499,999
|
TABLE 1.6
|
TOTAL EXPERIENCE -- FACE SIZE $500,000-$999,999
|
TABLE 1.7
|
TOTAL EXPERIENCE -- FACE SIZE $1,000,000 AND OVER
|
TABLE 2.1
|
TOTAL EXPERIENCE -- MALES, FACE SIZE < $10,000
|
TABLE 2.2
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $10,000-$49,999
|
TABLE 2.3
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $50,000-$99,999
|
TABLE 2.4
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $100,000-$249,999
|
TABLE 2.5
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $250,000-$499,999
|
TABLE 2.6
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $500,000-$999,999
|
TABLE 2.7
|
TOTAL EXPERIENCE -- MALES, FACE SIZE $1,000,000 AND OVER
|
TABLE 2.8
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE < $10,000
|
TABLE 2.9
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $10,000-$49,999
|
TABLE 2.10
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $50,000-$99,999
|
TABLE 2.11
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $100,000-$249,999
|
TABLE 2.12
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $250,000-$499,999
|
TABLE 2.13
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $500,000-$999,999
|
TABLE 2.14
|
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.1
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE < $10,000
|
TABLE 8.2
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.3
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.4
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.5
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.6
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.7
|
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.8
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE < $10,000
|
TABLE 8.9
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.10
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.11
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.12
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.13
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.14
|
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.15
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
TABLE 8.16
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
TABLE 8.17
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
TABLE 8.18
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
TABLE 8.19
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
TABLE 8.20
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
TABLE 8.21
|
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.22
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE < $10,000
|
TABLE 8.23
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.24
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.25
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.26
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.27
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.28
|
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.29
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE < $10,000
|
TABLE 8.30
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
TABLE 8.31
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
TABLE 8.32
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
TABLE 8.33
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
TABLE 8.34
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
TABLE 8.35
|
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
TABLE 8.36
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
TABLE 8.37
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
TABLE 8.38
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
TABLE 8.39
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
TABLE 8.40
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
TABLE 8.41
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
TABLE 8.42
|
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
TABLE 1.1
TOTAL EXPERIENCE -- FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
21.7
|
21.7
|
185.4
|
1
|
62
|
10,409
|
49,790
|
5
|
34
|
2
|
96.1
|
34.0
|
80.4
|
8
|
65
|
9,199
|
79,703
|
8
|
81
|
3
|
190.4
|
55.0
|
112.7
|
12
|
96
|
6,946
|
80,487
|
6
|
85
|
4
|
213.5
|
55.1
|
117.1
|
15
|
99
|
6,206
|
81,704
|
7
|
85
|
5
|
160.8
|
48.5
|
101.1
|
11
|
102
|
4,899
|
77,094
|
7
|
101
|
6-10
|
76.3
|
14.7
|
79.0
|
27
|
653
|
13,140
|
382,439
|
35
|
827
|
11-15
|
110.1
|
9.5
|
107.0
|
133
|
1,988
|
14,560
|
436,076
|
121
|
1,858
|
Total
|
109.3
|
7.6
|
99.9
|
207
|
3,065
|
65,360
|
1,187,293
|
189
|
3,069
|
Select Experience By Issue Age
|
0-4
|
46.0
|
46.0
|
92.3
|
1
|
30
|
14,587
|
235,869
|
2
|
32
|
5-14
|
158.7
|
91.7
|
141.2
|
3
|
62
|
8,221
|
144,842
|
2
|
44
|
15-24
|
36.1
|
36.1
|
115.0
|
1
|
73
|
7,007
|
140,602
|
3
|
64
|
25-34
|
20.9
|
20.9
|
78.5
|
1
|
94
|
9,226
|
187,985
|
5
|
120
|
35-44
|
146.3
|
36.6
|
113.8
|
16
|
340
|
8,690
|
178,630
|
11
|
299
|
45-54
|
90.8
|
16.1
|
84.1
|
32
|
677
|
9,186
|
176,139
|
35
|
805
|
55-64
|
93.5
|
13.4
|
82.6
|
49
|
727
|
5,535
|
90,339
|
52
|
879
|
65-74
|
127.8
|
14.8
|
127.4
|
75
|
805
|
2,570
|
29,364
|
59
|
632
|
75-89
|
142.0
|
26.4
|
132.4
|
29
|
255
|
337
|
3,513
|
20
|
192
|
90+
|
|
|
109.9
|
0
|
2
|
0
|
10
|
0
|
2
|
Total
|
109.3
|
7.6
|
99.9
|
207
|
3,065
|
65,360
|
1,187,293
|
189
|
3,069
|
Ultimate Experience By Attained Age
|
15-19
|
146.5
|
146.5
|
91.1
|
1
|
14
|
2,126
|
48,611
|
1
|
15
|
20-29
|
106.4
|
37.6
|
130.3
|
8
|
110
|
14,143
|
160,824
|
8
|
84
|
30-39
|
129.3
|
18.9
|
141.3
|
47
|
353
|
52,691
|
362,463
|
36
|
250
|
40-49
|
131.7
|
10.2
|
122.1
|
168
|
1,011
|
97,660
|
624,084
|
128
|
828
|
50-59
|
117.0
|
4.4
|
115.7
|
719
|
4,627
|
166,707
|
1,103,470
|
614
|
3,998
|
60-69
|
76.4
|
1.6
|
77.5
|
2,194
|
12,933
|
246,757
|
1,456,785
|
2,874
|
16,693
|
70-79
|
93.1
|
1.2
|
95.5
|
6,287
|
32,094
|
240,248
|
1,203,792
|
6,755
|
33,611
|
80-89
|
102.1
|
0.9
|
105.9
|
13,673
|
59,156
|
192,527
|
808,941
|
13,394
|
55,884
|
90-99
|
77.3
|
1.0
|
85.9
|
6,604
|
24,509
|
43,977
|
149,841
|
8,544
|
28,536
|
100+
|
20.0
|
1.2
|
34.1
|
291
|
859
|
3,617
|
6,429
|
1,453
|
2,522
|
Total
|
88.7
|
0.5
|
95.3
|
29,992
|
135,665
|
1,060,455
|
5,925,241
|
33,806
|
142,422
|
GRAND TOTAL
|
88.8
|
0.5
|
95.4
|
30,199
|
138,731
|
1,125,815
|
7,112,534
|
33,995
|
145,491
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 1.2
TOTAL EXPERIENCE -- FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
85.2
|
17.0
|
71.1
|
25
|
546
|
36,732
|
1,183,238
|
29
|
767
|
2
|
95.8
|
13.4
|
92.3
|
51
|
1,355
|
36,477
|
1,225,688
|
53
|
1,468
|
3
|
99.0
|
12.6
|
99.5
|
62
|
1,614
|
35,193
|
1,156,401
|
63
|
1,622
|
4
|
67.7
|
9.8
|
72.6
|
48
|
1,331
|
36,120
|
1,194,145
|
71
|
1,834
|
5
|
75.8
|
9.8
|
68.9
|
60
|
1,377
|
35,217
|
1,140,396
|
79
|
1,999
|
6-10
|
85.6
|
3.7
|
81.9
|
532
|
12,492
|
191,549
|
5,837,623
|
622
|
15,252
|
11-15
|
87.0
|
2.4
|
81.5
|
1,285
|
28,843
|
275,783
|
8,076,410
|
1,477
|
35,402
|
Total
|
86.2
|
1.9
|
81.5
|
2,063
|
47,557
|
647,070
|
19,813,901
|
2,394
|
58,344
|
Select Experience By Issue Age
|
0-4
|
51.9
|
16.4
|
37.2
|
10
|
197
|
132,696
|
3,677,506
|
19
|
530
|
5-14
|
87.7
|
20.1
|
77.3
|
19
|
428
|
73,799
|
1,953,535
|
22
|
554
|
15-24
|
116.5
|
19.4
|
115.5
|
36
|
1,238
|
66,899
|
2,367,258
|
31
|
1,071
|
25-34
|
103.2
|
14.4
|
88.6
|
51
|
1,784
|
75,702
|
3,158,991
|
49
|
2,014
|
35-44
|
110.2
|
8.9
|
98.9
|
152
|
4,518
|
78,711
|
2,889,008
|
138
|
4,567
|
45-54
|
82.6
|
4.2
|
80.8
|
388
|
10,057
|
98,991
|
2,909,223
|
470
|
12,452
|
55-64
|
81.8
|
3.1
|
76.7
|
686
|
14,851
|
82,811
|
2,033,658
|
838
|
19,353
|
65-74
|
86.8
|
3.6
|
80.3
|
580
|
11,680
|
34,146
|
757,897
|
668
|
14,551
|
75-89
|
89.1
|
7.5
|
86.2
|
141
|
2,803
|
3,312
|
66,815
|
158
|
3,250
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
10
|
0
|
1
|
Total
|
86.2
|
1.9
|
81.5
|
2,063
|
47,557
|
647,070
|
19,813,901
|
2,394
|
58,344
|
Ultimate Experience By Attained Age
|
15-19
|
85.8
|
19.7
|
88.7
|
19
|
542
|
71,788
|
1,995,980
|
22
|
611
|
20-29
|
94.2
|
8.8
|
90.5
|
115
|
2,780
|
237,831
|
6,032,074
|
122
|
3,072
|
30-39
|
113.6
|
8.4
|
111.9
|
181
|
4,072
|
232,684
|
5,345,535
|
159
|
3,638
|
40-49
|
105.3
|
5.7
|
100.9
|
338
|
10,650
|
242,038
|
7,976,321
|
321
|
10,555
|
50-59
|
98.9
|
2.5
|
93.4
|
1,580
|
48,230
|
435,085
|
14,572,661
|
1,597
|
51,634
|
60-69
|
79.7
|
1.3
|
76.6
|
3,845
|
96,418
|
443,405
|
11,985,015
|
4,822
|
125,892
|
70-79
|
86.2
|
1.1
|
83.0
|
6,101
|
124,826
|
269,558
|
5,774,154
|
7,075
|
150,368
|
80-89
|
101.3
|
1.1
|
98.7
|
7,884
|
147,695
|
120,954
|
2,300,299
|
7,780
|
149,639
|
90-99
|
85.4
|
1.9
|
84.3
|
2,103
|
39,658
|
13,148
|
247,455
|
2,462
|
47,016
|
100+
|
50.8
|
8.2
|
51.7
|
38
|
793
|
183
|
3,742
|
75
|
1,532
|
Total
|
90.9
|
0.6
|
87.4
|
22,204
|
475,662
|
2,066,674
|
56,233,235
|
24,436
|
543,956
|
GRAND TOTAL
|
90.4
|
0.6
|
86.9
|
24,267
|
523,219
|
2,713,743
|
76,047,136
|
26,830
|
602,300
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 1.3
TOTAL EXPERIENCE -- FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
90.5
|
20.8
|
80.8
|
19
|
1,063
|
42,419
|
2,700,961
|
21
|
1,316
|
2
|
70.8
|
14.4
|
82.2
|
24
|
1,794
|
39,688
|
2,565,165
|
34
|
2,182
|
3
|
61.8
|
12.6
|
67.3
|
24
|
1,657
|
35,339
|
2,262,754
|
39
|
2,461
|
4
|
70.0
|
12.6
|
74.8
|
31
|
2,054
|
34,581
|
2,228,680
|
44
|
2,746
|
5
|
86.1
|
13.4
|
82.1
|
41
|
2,432
|
33,835
|
2,150,254
|
48
|
2,962
|
6-10
|
80.3
|
4.7
|
83.9
|
289
|
18,919
|
167,412
|
10,605,777
|
360
|
22,554
|
11-15
|
80.4
|
3.5
|
79.1
|
528
|
32,206
|
201,259
|
12,420,392
|
656
|
40,719
|
Total
|
79.5
|
2.6
|
80.2
|
956
|
60,125
|
554,532
|
34,933,982
|
1,202
|
74,939
|
Select Experience By Issue Age
|
0-4
|
91.8
|
30.6
|
96.8
|
9
|
551
|
68,750
|
4,000,648
|
10
|
569
|
5-14
|
102.6
|
28.5
|
99.5
|
13
|
721
|
45,322
|
2,629,593
|
13
|
725
|
15-24
|
110.5
|
18.7
|
119.7
|
35
|
2,253
|
72,221
|
4,336,201
|
32
|
1,882
|
25-34
|
81.7
|
11.2
|
85.4
|
53
|
3,687
|
108,704
|
7,215,594
|
65
|
4,318
|
35-44
|
89.7
|
7.8
|
92.9
|
133
|
9,051
|
104,076
|
6,965,482
|
148
|
9,737
|
45-54
|
76.3
|
4.8
|
78.2
|
251
|
16,022
|
94,851
|
6,078,485
|
329
|
20,498
|
55-64
|
71.6
|
4.5
|
72.4
|
259
|
15,898
|
47,867
|
2,933,955
|
362
|
21,963
|
65-74
|
81.5
|
6.4
|
77.3
|
162
|
9,521
|
11,941
|
722,617
|
199
|
12,309
|
75-89
|
89.3
|
14.1
|
80.6
|
40
|
2,337
|
797
|
51,197
|
45
|
2,898
|
90+
|
171.7
|
171.7
|
216.0
|
1
|
85
|
3
|
210
|
1
|
39
|
Total
|
79.5
|
2.6
|
80.2
|
956
|
60,125
|
554,532
|
34,933,982
|
1,202
|
74,939
|
Ultimate Experience By Attained Age
|
15-19
|
86.3
|
35.2
|
90.0
|
6
|
402
|
22,915
|
1,492,364
|
7
|
447
|
20-29
|
100.4
|
16.7
|
98.9
|
36
|
2,276
|
71,879
|
4,656,755
|
36
|
2,300
|
30-39
|
87.9
|
13.9
|
80.9
|
40
|
2,233
|
67,389
|
4,094,604
|
46
|
2,759
|
40-49
|
95.3
|
7.2
|
91.6
|
175
|
11,387
|
141,779
|
9,535,773
|
184
|
12,430
|
50-59
|
84.6
|
3.3
|
83.2
|
669
|
45,908
|
242,410
|
17,079,467
|
791
|
55,171
|
60-69
|
76.0
|
2.3
|
74.3
|
1,080
|
69,257
|
153,119
|
10,068,202
|
1,421
|
93,187
|
70-79
|
75.7
|
2.6
|
75.6
|
848
|
54,420
|
46,727
|
2,955,800
|
1,120
|
71,998
|
80-89
|
86.3
|
3.1
|
86.4
|
767
|
51,281
|
13,883
|
911,767
|
888
|
59,360
|
90-99
|
76.7
|
5.1
|
76.7
|
224
|
15,043
|
1,569
|
104,409
|
292
|
19,617
|
100+
|
46.7
|
23.3
|
49.9
|
4
|
280
|
21
|
1,400
|
9
|
561
|
Total
|
80.3
|
1.3
|
79.4
|
3,849
|
252,486
|
761,692
|
50,900,542
|
4,793
|
317,830
|
GRAND TOTAL
|
80.2
|
1.2
|
79.6
|
4,805
|
312,611
|
1,316,224
|
85,834,524
|
5,995
|
392,769
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 1.4
TOTAL EXPERIENCE -- FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
74.9
|
12.0
|
73.8
|
39
|
5,750
|
112,800
|
17,768,825
|
52
|
7,795
|
2
|
69.9
|
9.0
|
60.9
|
60
|
7,720
|
112,267
|
17,457,264
|
86
|
12,673
|
3
|
72.2
|
8.2
|
75.9
|
78
|
11,887
|
113,671
|
17,398,558
|
108
|
15,662
|
4
|
65.7
|
7.5
|
71.4
|
76
|
11,990
|
106,387
|
16,401,289
|
116
|
16,785
|
5
|
72.0
|
7.7
|
71.6
|
88
|
12,573
|
101,721
|
15,519,277
|
122
|
17,554
|
6-10
|
69.6
|
2.9
|
71.5
|
574
|
83,902
|
469,193
|
70,178,604
|
825
|
117,325
|
11-15
|
75.6
|
2.7
|
76.3
|
756
|
103,490
|
381,484
|
52,309,246
|
1,000
|
135,614
|
Total
|
72.4
|
1.8
|
73.4
|
1,671
|
237,312
|
1,397,523
|
207,033,062
|
2,309
|
323,408
|
Select Experience By Issue Age
|
0-4
|
58.1
|
26.0
|
67.8
|
5
|
704
|
63,019
|
7,615,985
|
9
|
1,039
|
5-14
|
42.0
|
17.2
|
34.3
|
6
|
600
|
57,811
|
7,114,263
|
14
|
1,749
|
15-24
|
82.3
|
12.0
|
90.4
|
47
|
6,671
|
140,754
|
18,512,027
|
57
|
7,380
|
25-34
|
77.2
|
6.1
|
79.4
|
159
|
25,312
|
362,945
|
57,851,877
|
206
|
31,876
|
35-44
|
82.3
|
4.3
|
86.4
|
370
|
58,019
|
382,799
|
60,314,149
|
449
|
67,140
|
45-54
|
70.6
|
3.2
|
69.3
|
490
|
66,773
|
275,292
|
40,111,589
|
694
|
96,406
|
55-64
|
63.5
|
3.4
|
64.3
|
352
|
47,249
|
98,362
|
13,305,949
|
555
|
73,481
|
65-74
|
70.5
|
5.5
|
67.6
|
166
|
21,556
|
15,159
|
2,015,939
|
235
|
31,889
|
75-89
|
84.5
|
9.7
|
84.1
|
76
|
10,428
|
1,381
|
191,153
|
90
|
12,406
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
130
|
0
|
43
|
Total
|
72.4
|
1.8
|
73.4
|
1,671
|
237,312
|
1,397,523
|
207,033,062
|
2,309
|
323,408
|
Ultimate Experience By Attained Age
|
15-19
|
92.7
|
53.5
|
113.8
|
3
|
483
|
10,767
|
1,419,102
|
3
|
424
|
20-29
|
91.9
|
26.5
|
99.9
|
12
|
1,700
|
26,302
|
3,443,406
|
13
|
1,702
|
30-39
|
119.5
|
20.8
|
113.2
|
33
|
3,741
|
41,376
|
4,952,301
|
28
|
3,305
|
40-49
|
90.5
|
6.3
|
90.8
|
207
|
26,880
|
183,684
|
23,722,242
|
229
|
29,592
|
50-59
|
79.1
|
3.1
|
79.6
|
654
|
86,590
|
289,478
|
38,335,680
|
827
|
108,845
|
60-69
|
68.9
|
2.5
|
66.9
|
758
|
96,421
|
131,512
|
17,179,543
|
1,100
|
144,072
|
70-79
|
66.5
|
3.0
|
67.2
|
480
|
64,755
|
30,970
|
4,089,950
|
722
|
96,396
|
80-89
|
86.8
|
3.6
|
85.7
|
577
|
78,712
|
10,477
|
1,436,226
|
664
|
91,872
|
90-99
|
80.3
|
6.0
|
81.5
|
177
|
24,625
|
1,207
|
163,799
|
220
|
30,215
|
100+
|
59.5
|
34.4
|
84.5
|
3
|
546
|
13
|
1,726
|
5
|
646
|
Total
|
76.2
|
1.4
|
75.8
|
2,904
|
384,454
|
725,786
|
94,743,975
|
3,812
|
507,071
|
GRAND TOTAL
|
74.7
|
1.1
|
74.9
|
4,575
|
621,766
|
2,123,309
|
301,777,038
|
6,121
|
830,479
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 1.5
TOTAL EXPERIENCE -- FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
51.4
|
11.5
|
52.5
|
20
|
6,565
|
95,012
|
31,464,183
|
39
|
12,499
|
2
|
42.8
|
8.7
|
48.6
|
24
|
8,710
|
89,447
|
29,323,649
|
56
|
17,919
|
3
|
68.4
|
10.0
|
68.7
|
47
|
14,964
|
89,877
|
29,201,759
|
69
|
21,772
|
4
|
79.2
|
10.7
|
72.8
|
55
|
15,949
|
81,801
|
26,446,903
|
69
|
21,917
|
5
|
62.3
|
9.3
|
64.1
|
45
|
14,554
|
77,644
|
24,848,519
|
72
|
22,722
|
6-10
|
68.3
|
4.1
|
68.5
|
284
|
87,605
|
304,391
|
94,614,045
|
416
|
127,804
|
11-15
|
81.2
|
5.7
|
81.0
|
201
|
62,271
|
100,021
|
30,893,781
|
248
|
76,867
|
Total
|
69.8
|
2.7
|
69.9
|
676
|
210,618
|
838,194
|
266,792,838
|
969
|
301,500
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8,798
|
2,595,674
|
1
|
345
|
5-14
|
171.9
|
85.9
|
201.6
|
4
|
1,388
|
9,849
|
2,905,064
|
2
|
689
|
15-24
|
38.2
|
15.6
|
45.2
|
6
|
2,100
|
43,517
|
12,934,098
|
16
|
4,649
|
25-34
|
66.2
|
7.4
|
68.0
|
81
|
26,890
|
258,695
|
84,458,754
|
122
|
39,518
|
35-44
|
75.5
|
5.4
|
73.6
|
194
|
59,885
|
300,224
|
97,020,490
|
257
|
81,401
|
45-54
|
68.4
|
4.8
|
68.5
|
207
|
63,463
|
173,897
|
53,701,174
|
303
|
92,647
|
55-64
|
58.6
|
5.8
|
59.6
|
102
|
31,636
|
38,547
|
11,724,135
|
174
|
53,041
|
65-74
|
93.4
|
12.2
|
94.3
|
59
|
18,550
|
4,147
|
1,285,221
|
63
|
19,663
|
75-89
|
76.5
|
16.0
|
70.2
|
23
|
6,706
|
518
|
168,227
|
30
|
9,549
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.8
|
2.7
|
69.9
|
676
|
210,618
|
838,194
|
266,792,838
|
969
|
301,500
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,243
|
407,940
|
0
|
125
|
20-29
|
66.6
|
66.6
|
54.4
|
1
|
261
|
2,929
|
942,745
|
2
|
480
|
30-39
|
119.2
|
68.8
|
125.3
|
3
|
943
|
3,878
|
1,156,354
|
3
|
753
|
40-49
|
61.5
|
15.9
|
59.2
|
15
|
4,423
|
19,462
|
5,947,303
|
24
|
7,475
|
50-59
|
60.7
|
7.7
|
57.5
|
62
|
18,279
|
37,822
|
11,745,204
|
102
|
31,809
|
60-69
|
69.3
|
6.5
|
67.9
|
114
|
35,110
|
19,777
|
6,181,463
|
164
|
51,707
|
70-79
|
62.5
|
6.9
|
64.7
|
81
|
27,047
|
5,455
|
1,742,958
|
130
|
41,802
|
80-89
|
75.8
|
7.8
|
80.4
|
94
|
32,944
|
1,956
|
639,639
|
124
|
40,952
|
90-99
|
67.5
|
14.4
|
75.7
|
22
|
8,248
|
188
|
62,397
|
33
|
10,903
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
400
|
0
|
161
|
Total
|
67.4
|
3.4
|
68.4
|
392
|
127,255
|
92,710
|
28,826,404
|
582
|
186,165
|
GRAND TOTAL
|
68.9
|
2.1
|
69.3
|
1,068
|
337,873
|
930,904
|
295,619,242
|
1,551
|
487,665
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 1.6
TOTAL EXPERIENCE -- FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
48.6
|
14.0
|
41.4
|
12
|
6,156
|
67,829
|
41,102,860
|
25
|
14,872
|
2
|
56.3
|
12.9
|
52.0
|
19
|
10,550
|
62,380
|
37,581,329
|
34
|
20,269
|
3
|
67.0
|
13.1
|
63.4
|
26
|
14,691
|
59,991
|
35,835,490
|
39
|
23,174
|
4
|
59.0
|
12.3
|
58.0
|
23
|
13,464
|
52,664
|
31,272,342
|
39
|
23,218
|
5
|
68.8
|
12.8
|
66.8
|
29
|
16,661
|
48,876
|
28,886,674
|
42
|
24,946
|
6-10
|
67.9
|
5.9
|
66.9
|
134
|
77,200
|
149,092
|
86,900,964
|
197
|
115,341
|
11-15
|
71.9
|
8.2
|
68.6
|
77
|
42,694
|
37,355
|
21,546,624
|
107
|
62,238
|
Total
|
66.3
|
3.7
|
63.9
|
320
|
181,416
|
478,187
|
283,126,284
|
483
|
284,059
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,541
|
1,555,482
|
0
|
203
|
5-14
|
120.9
|
120.9
|
99.2
|
1
|
500
|
3,454
|
2,127,712
|
1
|
504
|
15-24
|
175.1
|
55.4
|
156.2
|
10
|
5,000
|
16,301
|
9,131,903
|
6
|
3,201
|
25-34
|
74.7
|
10.6
|
70.8
|
50
|
27,890
|
156,046
|
91,969,593
|
67
|
39,412
|
35-44
|
72.3
|
7.2
|
70.0
|
102
|
58,465
|
193,387
|
115,538,130
|
141
|
83,565
|
45-54
|
61.8
|
6.6
|
59.0
|
87
|
48,663
|
87,144
|
51,391,129
|
141
|
82,415
|
55-64
|
48.8
|
7.7
|
48.7
|
40
|
23,508
|
17,050
|
10,062,025
|
82
|
48,255
|
65-74
|
59.3
|
14.0
|
57.8
|
18
|
10,483
|
1,990
|
1,190,819
|
30
|
18,145
|
75-89
|
82.0
|
23.7
|
82.6
|
12
|
6,907
|
275
|
159,492
|
15
|
8,358
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
66.3
|
3.7
|
63.9
|
320
|
181,416
|
478,187
|
283,126,284
|
483
|
284,059
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
214
|
133,272
|
0
|
40
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
573
|
363,762
|
0
|
187
|
30-39
|
165.6
|
165.6
|
167.6
|
1
|
600
|
915
|
544,092
|
1
|
358
|
40-49
|
34.1
|
24.1
|
29.8
|
2
|
1,000
|
4,524
|
2,579,195
|
6
|
3,354
|
50-59
|
72.4
|
14.8
|
70.6
|
24
|
13,560
|
12,053
|
6,976,245
|
33
|
19,218
|
60-69
|
58.8
|
9.4
|
59.9
|
39
|
23,457
|
7,875
|
4,624,140
|
66
|
39,162
|
70-79
|
41.2
|
8.4
|
39.0
|
24
|
13,739
|
2,453
|
1,467,175
|
58
|
35,228
|
80-89
|
85.5
|
12.2
|
82.6
|
49
|
28,673
|
897
|
540,571
|
57
|
34,709
|
90-99
|
65.2
|
20.6
|
67.9
|
10
|
6,503
|
83
|
52,527
|
15
|
9,576
|
100+
|
101.2
|
71.5
|
100.8
|
2
|
1,021
|
6
|
3,068
|
2
|
1,013
|
Total
|
63.1
|
5.1
|
62.0
|
151
|
88,554
|
29,594
|
17,284,045
|
239
|
142,847
|
GRAND TOTAL
|
65.2
|
3.0
|
63.2
|
471
|
269,970
|
507,781
|
300,410,329
|
722
|
426,905
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 1.7
TOTAL EXPERIENCE -- FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
47.0
|
19.2
|
52.9
|
6
|
11,925
|
29,642
|
48,312,388
|
13
|
22,524
|
2
|
80.8
|
21.6
|
80.6
|
14
|
24,750
|
26,406
|
42,351,323
|
17
|
30,712
|
3
|
55.7
|
16.8
|
46.0
|
11
|
16,312
|
24,243
|
39,726,143
|
20
|
35,461
|
4
|
36.5
|
13.8
|
23.1
|
7
|
7,500
|
20,398
|
31,657,751
|
19
|
32,532
|
5
|
79.0
|
19.8
|
58.8
|
16
|
20,881
|
18,568
|
29,918,398
|
20
|
35,522
|
6-10
|
64.7
|
8.4
|
59.1
|
60
|
94,094
|
53,541
|
82,739,446
|
93
|
159,285
|
11-15
|
61.9
|
10.5
|
55.6
|
35
|
53,135
|
14,538
|
23,342,844
|
57
|
95,600
|
Total
|
62.5
|
5.1
|
55.5
|
149
|
228,597
|
187,337
|
298,048,294
|
239
|
411,635
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
868
|
1,697,520
|
0
|
213
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,233
|
2,794,244
|
0
|
645
|
15-24
|
344.0
|
153.8
|
185.0
|
5
|
5,017
|
3,560
|
6,481,297
|
1
|
2,711
|
25-34
|
79.3
|
19.8
|
63.3
|
16
|
18,074
|
44,801
|
62,502,258
|
20
|
28,570
|
35-44
|
61.2
|
10.1
|
53.0
|
37
|
49,868
|
81,550
|
126,031,666
|
60
|
94,159
|
45-54
|
69.3
|
9.8
|
66.8
|
50
|
82,409
|
43,472
|
75,134,355
|
72
|
123,395
|
55-64
|
45.1
|
9.6
|
35.6
|
22
|
32,500
|
10,085
|
19,678,996
|
49
|
91,288
|
65-74
|
47.9
|
14.4
|
51.6
|
11
|
23,604
|
1,520
|
3,142,706
|
23
|
45,768
|
75-89
|
65.5
|
23.2
|
68.8
|
8
|
17,125
|
248
|
585,253
|
12
|
24,886
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.5
|
5.1
|
55.5
|
149
|
228,597
|
187,337
|
298,048,294
|
239
|
411,635
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
54
|
93,332
|
0
|
28
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
203
|
347,431
|
0
|
178
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
355
|
572,631
|
0
|
385
|
40-49
|
52.4
|
52.4
|
33.2
|
1
|
1,000
|
1,485
|
2,425,148
|
2
|
3,014
|
50-59
|
55.6
|
21.0
|
49.6
|
7
|
9,549
|
4,516
|
6,905,319
|
13
|
19,241
|
60-69
|
52.7
|
13.2
|
44.3
|
16
|
21,208
|
3,511
|
5,463,655
|
30
|
47,904
|
70-79
|
70.1
|
14.3
|
70.3
|
24
|
40,897
|
1,422
|
2,393,191
|
34
|
58,199
|
80-89
|
62.6
|
12.8
|
64.9
|
24
|
45,264
|
618
|
1,132,833
|
38
|
69,793
|
90-99
|
51.9
|
23.2
|
88.1
|
5
|
16,065
|
52
|
97,741
|
10
|
18,228
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
60.4
|
6.9
|
61.8
|
77
|
133,982
|
12,216
|
19,431,280
|
127
|
216,969
|
GRAND TOTAL
|
61.7
|
4.1
|
57.7
|
226
|
362,579
|
199,553
|
317,479,575
|
366
|
628,604
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.1
TOTAL EXPERIENCE -- MALES, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
34.3
|
34.3
|
250.6
|
1
|
56
|
5,354
|
25,168
|
3
|
22
|
2
|
102.7
|
45.9
|
90.9
|
5
|
45
|
4,731
|
40,388
|
5
|
50
|
3
|
245.5
|
81.8
|
108.7
|
9
|
58
|
3,623
|
40,243
|
4
|
53
|
4
|
149.4
|
61.0
|
79.6
|
6
|
40
|
3,214
|
40,747
|
4
|
50
|
5
|
54.2
|
38.3
|
48.8
|
2
|
30
|
2,566
|
39,819
|
4
|
61
|
6-10
|
79.6
|
20.6
|
83.8
|
15
|
395
|
6,977
|
197,837
|
19
|
471
|
11-15
|
104.4
|
13.5
|
107.2
|
60
|
1,036
|
7,034
|
215,236
|
57
|
966
|
Total
|
102.7
|
10.4
|
99.2
|
98
|
1,659
|
33,501
|
599,437
|
95
|
1,674
|
Select Experience By Issue Age
|
0-4
|
77.8
|
77.8
|
143.2
|
1
|
30
|
8,213
|
135,308
|
1
|
21
|
5-14
|
144.6
|
102.2
|
122.8
|
2
|
40
|
4,606
|
79,387
|
1
|
33
|
15-24
|
46.5
|
46.5
|
125.3
|
1
|
59
|
3,845
|
72,857
|
2
|
47
|
25-34
|
31.2
|
31.2
|
103.8
|
1
|
77
|
4,752
|
90,309
|
3
|
74
|
35-44
|
101.1
|
41.3
|
85.5
|
6
|
135
|
4,181
|
83,227
|
6
|
157
|
45-54
|
85.1
|
22.0
|
90.1
|
15
|
372
|
4,244
|
80,330
|
18
|
413
|
55-64
|
97.1
|
18.7
|
84.3
|
27
|
414
|
2,457
|
42,458
|
28
|
491
|
65-74
|
120.5
|
20.4
|
120.2
|
35
|
417
|
1,093
|
13,937
|
29
|
347
|
75-89
|
143.2
|
45.3
|
128.3
|
10
|
115
|
110
|
1,618
|
7
|
90
|
90+
|
|
|
105.1
|
0
|
1
|
0
|
7
|
0
|
1
|
Total
|
102.7
|
10.4
|
99.2
|
98
|
1,659
|
33,501
|
599,437
|
95
|
1,674
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,148
|
25,413
|
0
|
11
|
20-29
|
144.2
|
51.0
|
133.0
|
8
|
83
|
7,565
|
86,212
|
6
|
62
|
30-39
|
152.1
|
25.3
|
151.0
|
36
|
251
|
26,814
|
188,291
|
24
|
166
|
40-49
|
132.5
|
13.0
|
120.7
|
104
|
605
|
51,974
|
328,296
|
78
|
501
|
50-59
|
122.3
|
5.9
|
115.8
|
425
|
2,543
|
86,465
|
549,445
|
347
|
2,197
|
60-69
|
82.2
|
2.2
|
82.8
|
1,365
|
8,261
|
130,858
|
789,911
|
1,661
|
9,978
|
70-79
|
88.8
|
1.4
|
90.4
|
4,029
|
21,292
|
136,775
|
722,262
|
4,537
|
23,551
|
80-89
|
97.7
|
1.1
|
101.8
|
8,323
|
37,888
|
105,110
|
467,903
|
8,515
|
37,202
|
90-99
|
72.2
|
1.2
|
81.3
|
3,455
|
13,431
|
20,869
|
74,324
|
4,786
|
16,519
|
100+
|
13.9
|
1.3
|
23.5
|
123
|
355
|
2,038
|
3,485
|
887
|
1,506
|
Total
|
85.7
|
0.6
|
92.4
|
17,868
|
84,709
|
569,617
|
3,235,540
|
20,841
|
91,694
|
GRAND TOTAL
|
85.8
|
0.6
|
92.5
|
17,966
|
86,369
|
603,117
|
3,834,977
|
20,936
|
93,367
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.2
TOTAL EXPERIENCE -- MALES, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
106.7
|
25.2
|
94.8
|
18
|
426
|
17,203
|
558,735
|
17
|
449
|
2
|
108.5
|
19.8
|
105.1
|
30
|
842
|
17,207
|
591,708
|
28
|
802
|
3
|
104.0
|
18.1
|
95.4
|
33
|
822
|
16,442
|
546,919
|
32
|
862
|
4
|
83.2
|
15.5
|
76.4
|
29
|
716
|
16,773
|
563,392
|
35
|
937
|
5
|
89.5
|
15.1
|
84.1
|
35
|
862
|
16,225
|
532,995
|
39
|
1,025
|
6-10
|
86.7
|
5.3
|
87.4
|
265
|
6,827
|
87,870
|
2,709,410
|
306
|
7,811
|
11-15
|
89.8
|
3.5
|
84.2
|
653
|
15,326
|
124,593
|
3,700,701
|
727
|
18,195
|
Total
|
89.8
|
2.8
|
85.8
|
1,063
|
25,820
|
296,313
|
9,203,861
|
1,183
|
30,081
|
Select Experience By Issue Age
|
0-4
|
68.2
|
24.1
|
44.6
|
8
|
139
|
67,381
|
1,813,117
|
12
|
313
|
5-14
|
98.0
|
25.3
|
88.9
|
15
|
342
|
37,978
|
983,661
|
15
|
385
|
15-24
|
135.9
|
24.8
|
135.1
|
30
|
1,023
|
33,128
|
1,161,101
|
22
|
757
|
25-34
|
105.8
|
19.0
|
94.6
|
31
|
1,139
|
35,014
|
1,478,877
|
29
|
1,205
|
35-44
|
103.4
|
12.4
|
88.5
|
70
|
2,063
|
35,040
|
1,322,039
|
68
|
2,330
|
45-54
|
87.4
|
6.3
|
84.2
|
193
|
5,178
|
39,812
|
1,241,918
|
221
|
6,152
|
55-64
|
84.8
|
4.5
|
81.9
|
357
|
8,354
|
33,025
|
862,019
|
421
|
10,203
|
65-74
|
90.2
|
5.2
|
85.0
|
304
|
6,410
|
13,841
|
318,958
|
337
|
7,544
|
75-89
|
95.0
|
12.8
|
98.4
|
55
|
1,171
|
1,092
|
22,161
|
58
|
1,190
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
10
|
0
|
1
|
Total
|
89.8
|
2.8
|
85.8
|
1,063
|
25,820
|
296,313
|
9,203,861
|
1,183
|
30,081
|
Ultimate Experience By Attained Age
|
15-19
|
76.0
|
21.9
|
70.7
|
12
|
305
|
37,081
|
1,013,132
|
16
|
431
|
20-29
|
90.5
|
10.1
|
89.6
|
80
|
1,991
|
122,657
|
3,099,088
|
88
|
2,222
|
30-39
|
117.5
|
10.4
|
112.9
|
128
|
2,790
|
122,329
|
2,792,435
|
109
|
2,470
|
40-49
|
105.4
|
7.5
|
97.1
|
197
|
5,932
|
122,419
|
3,987,261
|
187
|
6,111
|
50-59
|
105.1
|
3.4
|
96.3
|
942
|
29,097
|
220,562
|
7,709,793
|
896
|
30,223
|
60-69
|
81.7
|
1.6
|
77.7
|
2,513
|
64,892
|
249,639
|
7,069,044
|
3,075
|
83,486
|
70-79
|
82.0
|
1.3
|
79.7
|
4,130
|
89,033
|
160,090
|
3,652,447
|
5,037
|
111,776
|
80-89
|
97.2
|
1.3
|
95.7
|
5,300
|
105,947
|
72,166
|
1,477,792
|
5,453
|
110,683
|
90-99
|
82.0
|
2.2
|
81.5
|
1,349
|
26,908
|
7,683
|
154,128
|
1,644
|
33,021
|
100+
|
42.9
|
8.6
|
41.0
|
25
|
474
|
136
|
2,690
|
58
|
1,158
|
Total
|
88.6
|
0.7
|
85.8
|
14,676
|
327,370
|
1,114,761
|
30,957,811
|
16,564
|
381,582
|
GRAND TOTAL
|
88.7
|
0.7
|
85.8
|
15,739
|
353,189
|
1,411,074
|
40,161,671
|
17,748
|
411,663
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.3
TOTAL EXPERIENCE -- MALES, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
78.0
|
24.7
|
65.8
|
10
|
531
|
19,842
|
1,272,870
|
13
|
807
|
2
|
47.7
|
15.9
|
52.1
|
9
|
645
|
18,636
|
1,224,484
|
19
|
1,239
|
3
|
69.7
|
18.0
|
75.3
|
15
|
1,041
|
16,650
|
1,079,603
|
22
|
1,383
|
4
|
62.1
|
16.0
|
59.0
|
15
|
894
|
16,104
|
1,047,360
|
24
|
1,515
|
5
|
87.3
|
18.2
|
89.5
|
23
|
1,477
|
15,836
|
1,011,269
|
26
|
1,651
|
6-10
|
87.1
|
6.6
|
92.3
|
173
|
11,572
|
78,741
|
5,029,060
|
199
|
12,534
|
11-15
|
79.9
|
4.7
|
79.9
|
284
|
17,766
|
93,168
|
5,809,502
|
355
|
22,224
|
Total
|
80.4
|
3.5
|
82.0
|
529
|
33,926
|
258,977
|
16,474,148
|
658
|
41,352
|
Select Experience By Issue Age
|
0-4
|
102.7
|
41.9
|
105.6
|
6
|
353
|
34,962
|
2,007,693
|
6
|
335
|
5-14
|
79.7
|
30.1
|
84.1
|
7
|
421
|
22,834
|
1,321,392
|
9
|
501
|
15-24
|
115.0
|
23.0
|
131.1
|
25
|
1,702
|
34,001
|
2,053,433
|
22
|
1,298
|
25-34
|
71.6
|
13.8
|
75.1
|
27
|
1,905
|
48,334
|
3,256,642
|
38
|
2,535
|
35-44
|
82.5
|
10.3
|
82.8
|
64
|
4,319
|
46,468
|
3,190,560
|
78
|
5,216
|
45-54
|
86.1
|
6.9
|
87.6
|
154
|
9,904
|
43,583
|
2,857,621
|
179
|
11,311
|
55-64
|
70.4
|
5.8
|
72.0
|
148
|
9,287
|
23,246
|
1,451,494
|
210
|
12,904
|
65-74
|
83.4
|
9.0
|
82.2
|
86
|
5,216
|
5,318
|
320,439
|
103
|
6,345
|
75-89
|
81.6
|
24.6
|
83.5
|
11
|
734
|
228
|
14,739
|
13
|
880
|
90+
|
231.6
|
231.6
|
302.9
|
1
|
85
|
2
|
135
|
0
|
28
|
Total
|
80.4
|
3.5
|
82.0
|
529
|
33,926
|
258,977
|
16,474,148
|
658
|
41,352
|
Ultimate Experience By Attained Age
|
15-19
|
103.8
|
46.4
|
92.5
|
5
|
279
|
11,269
|
703,879
|
5
|
302
|
20-29
|
118.2
|
21.6
|
118.3
|
30
|
1,907
|
35,583
|
2,260,701
|
25
|
1,612
|
30-39
|
90.1
|
17.3
|
80.1
|
27
|
1,461
|
33,624
|
2,055,814
|
30
|
1,823
|
40-49
|
90.6
|
9.7
|
86.5
|
88
|
5,862
|
64,134
|
4,450,149
|
97
|
6,775
|
50-59
|
90.6
|
4.5
|
87.9
|
412
|
29,176
|
123,162
|
9,151,606
|
455
|
33,183
|
60-69
|
76.8
|
2.8
|
74.6
|
752
|
49,493
|
91,048
|
6,268,602
|
979
|
66,342
|
70-79
|
73.7
|
2.9
|
73.3
|
652
|
42,623
|
32,146
|
2,099,383
|
885
|
58,122
|
80-89
|
87.6
|
3.6
|
87.1
|
582
|
39,691
|
9,283
|
630,774
|
665
|
45,573
|
90-99
|
75.9
|
6.4
|
76.4
|
142
|
10,018
|
879
|
61,666
|
187
|
13,112
|
100+
|
43.2
|
25.0
|
51.7
|
3
|
224
|
16
|
1,002
|
7
|
433
|
Total
|
80.8
|
1.6
|
79.5
|
2,693
|
180,732
|
401,143
|
27,683,575
|
3,334
|
227,278
|
GRAND TOTAL
|
80.7
|
1.4
|
79.9
|
3,222
|
214,658
|
660,120
|
44,157,722
|
3,992
|
268,631
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.4
TOTAL EXPERIENCE -- MALES, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
78.9
|
15.2
|
69.0
|
27
|
3,570
|
53,986
|
8,530,621
|
34
|
5,178
|
2
|
76.4
|
12.2
|
64.5
|
39
|
4,923
|
53,306
|
8,356,572
|
51
|
7,630
|
3
|
68.6
|
10.5
|
71.5
|
43
|
6,579
|
53,614
|
8,286,785
|
63
|
9,207
|
4
|
63.4
|
9.7
|
69.1
|
43
|
6,864
|
49,854
|
7,773,881
|
68
|
9,934
|
5
|
66.9
|
9.7
|
64.5
|
48
|
6,746
|
47,806
|
7,377,546
|
72
|
10,454
|
6-10
|
67.1
|
3.7
|
69.6
|
322
|
47,989
|
224,658
|
34,118,203
|
480
|
68,978
|
11-15
|
76.4
|
3.7
|
75.3
|
433
|
58,529
|
187,351
|
26,248,616
|
566
|
77,712
|
Total
|
71.6
|
2.3
|
71.5
|
955
|
135,200
|
670,575
|
100,692,224
|
1,334
|
189,092
|
Select Experience By Issue Age
|
0-4
|
62.3
|
36.0
|
68.8
|
3
|
400
|
30,778
|
3,715,621
|
5
|
581
|
5-14
|
30.7
|
17.7
|
25.1
|
3
|
300
|
29,128
|
3,572,579
|
10
|
1,197
|
15-24
|
77.4
|
13.9
|
86.7
|
31
|
4,476
|
66,766
|
8,719,333
|
40
|
5,164
|
25-34
|
69.9
|
7.6
|
66.7
|
85
|
12,765
|
160,190
|
25,989,398
|
122
|
19,145
|
35-44
|
77.5
|
5.5
|
82.0
|
199
|
32,159
|
181,875
|
29,360,933
|
257
|
39,198
|
45-54
|
75.1
|
4.3
|
71.9
|
309
|
41,746
|
139,661
|
20,810,438
|
411
|
58,099
|
55-64
|
63.8
|
4.3
|
64.3
|
224
|
30,216
|
54,470
|
7,502,994
|
351
|
47,006
|
65-74
|
70.6
|
7.8
|
67.5
|
83
|
10,691
|
7,402
|
979,223
|
117
|
15,841
|
75-89
|
87.3
|
20.6
|
86.8
|
18
|
2,446
|
303
|
41,576
|
21
|
2,819
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
130
|
0
|
43
|
Total
|
71.6
|
2.3
|
71.5
|
955
|
135,200
|
670,575
|
100,692,224
|
1,334
|
189,092
|
Ultimate Experience By Attained Age
|
15-19
|
135.5
|
78.2
|
132.1
|
3
|
380
|
5,171
|
671,730
|
2
|
288
|
20-29
|
86.7
|
30.7
|
90.2
|
8
|
1,082
|
12,947
|
1,685,173
|
9
|
1,199
|
30-39
|
110.4
|
24.7
|
109.4
|
20
|
2,381
|
20,955
|
2,522,915
|
18
|
2,175
|
40-49
|
94.9
|
8.3
|
96.4
|
131
|
17,429
|
94,648
|
12,385,576
|
138
|
18,083
|
50-59
|
82.2
|
3.9
|
81.0
|
454
|
59,906
|
173,680
|
23,466,076
|
552
|
73,938
|
60-69
|
69.9
|
2.9
|
66.5
|
586
|
74,296
|
89,835
|
12,013,274
|
838
|
111,742
|
70-79
|
68.5
|
3.4
|
68.7
|
404
|
54,698
|
22,660
|
3,045,202
|
589
|
79,586
|
80-89
|
89.4
|
4.4
|
87.5
|
422
|
57,813
|
6,671
|
927,747
|
472
|
66,106
|
90-99
|
72.9
|
7.5
|
74.4
|
94
|
13,726
|
608
|
86,883
|
129
|
18,443
|
100+
|
33.1
|
33.1
|
29.6
|
1
|
100
|
7
|
780
|
3
|
337
|
Total
|
77.2
|
1.7
|
75.8
|
2,123
|
281,810
|
427,183
|
56,805,355
|
2,752
|
371,897
|
GRAND TOTAL
|
75.3
|
1.4
|
74.3
|
3,078
|
417,010
|
1,097,759
|
157,497,579
|
4,085
|
560,989
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.5
TOTAL EXPERIENCE -- MALES, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
62.5
|
15.1
|
59.2
|
17
|
5,215
|
47,351
|
15,830,938
|
27
|
8,803
|
2
|
55.3
|
12.4
|
63.8
|
20
|
7,410
|
44,666
|
14,802,491
|
36
|
11,606
|
3
|
63.8
|
12.1
|
67.0
|
28
|
9,399
|
44,950
|
14,814,005
|
44
|
14,025
|
4
|
85.3
|
13.8
|
74.8
|
38
|
10,629
|
41,163
|
13,502,808
|
45
|
14,216
|
5
|
62.9
|
11.7
|
57.5
|
29
|
8,425
|
39,050
|
12,710,492
|
46
|
14,641
|
6-10
|
67.9
|
5.0
|
67.2
|
182
|
55,881
|
159,444
|
50,408,654
|
268
|
83,143
|
11-15
|
77.2
|
7.0
|
75.7
|
122
|
37,476
|
58,199
|
18,311,742
|
158
|
49,514
|
Total
|
69.9
|
3.3
|
68.6
|
436
|
134,434
|
434,823
|
140,381,129
|
624
|
195,948
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,273
|
1,256,437
|
1
|
189
|
5-14
|
251.5
|
125.8
|
295.1
|
4
|
1,388
|
4,952
|
1,455,285
|
2
|
470
|
15-24
|
44.8
|
20.0
|
55.8
|
5
|
1,850
|
20,271
|
6,049,593
|
11
|
3,313
|
25-34
|
61.7
|
8.9
|
61.8
|
48
|
15,768
|
120,816
|
40,212,777
|
78
|
25,499
|
35-44
|
76.4
|
6.9
|
71.2
|
124
|
37,224
|
155,789
|
51,337,884
|
162
|
52,315
|
45-54
|
71.1
|
5.9
|
71.1
|
144
|
44,553
|
100,900
|
31,553,740
|
203
|
62,644
|
55-64
|
65.5
|
7.2
|
67.5
|
82
|
25,786
|
25,376
|
7,764,765
|
125
|
38,198
|
65-74
|
68.6
|
14.0
|
60.6
|
24
|
6,565
|
2,331
|
713,200
|
35
|
10,835
|
75-89
|
63.3
|
28.3
|
52.3
|
5
|
1,300
|
115
|
37,448
|
8
|
2,485
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.9
|
3.3
|
68.6
|
436
|
134,434
|
434,823
|
140,381,129
|
624
|
195,948
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
645
|
203,227
|
0
|
88
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,534
|
487,230
|
1
|
348
|
30-39
|
56.9
|
56.9
|
48.1
|
1
|
253
|
2,112
|
630,462
|
2
|
526
|
40-49
|
67.7
|
19.5
|
61.1
|
12
|
3,332
|
12,490
|
3,842,935
|
18
|
5,455
|
50-59
|
62.6
|
8.8
|
58.3
|
50
|
14,608
|
27,566
|
8,634,529
|
80
|
25,062
|
60-69
|
69.5
|
7.1
|
67.6
|
97
|
29,808
|
15,635
|
4,926,174
|
139
|
44,108
|
70-79
|
62.3
|
7.5
|
64.6
|
69
|
23,229
|
4,302
|
1,385,243
|
111
|
35,931
|
80-89
|
73.6
|
8.9
|
77.6
|
68
|
24,022
|
1,304
|
435,415
|
92
|
30,967
|
90-99
|
58.4
|
17.6
|
76.1
|
11
|
4,779
|
94
|
31,175
|
19
|
6,276
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
400
|
0
|
161
|
Total
|
66.6
|
3.8
|
67.2
|
308
|
100,031
|
65,683
|
20,576,791
|
463
|
148,923
|
GRAND TOTAL
|
68.5
|
2.5
|
68.0
|
744
|
234,465
|
500,506
|
160,957,920
|
1,087
|
344,871
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.6
TOTAL EXPERIENCE -- MALES, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
59.2
|
17.8
|
50.3
|
11
|
5,656
|
37,269
|
22,806,789
|
19
|
11,252
|
2
|
58.6
|
15.7
|
55.8
|
14
|
8,050
|
34,454
|
21,031,562
|
24
|
14,420
|
3
|
65.7
|
15.5
|
62.3
|
18
|
10,271
|
33,239
|
20,185,016
|
27
|
16,492
|
4
|
72.7
|
16.2
|
69.8
|
20
|
11,530
|
29,505
|
17,835,437
|
28
|
16,528
|
5
|
69.7
|
15.2
|
66.2
|
21
|
11,900
|
28,150
|
16,949,344
|
30
|
17,974
|
6-10
|
65.7
|
6.8
|
65.5
|
94
|
55,250
|
91,666
|
54,335,266
|
143
|
84,342
|
11-15
|
64.7
|
9.2
|
62.9
|
49
|
27,917
|
25,581
|
14,931,202
|
76
|
44,399
|
Total
|
65.6
|
4.4
|
63.6
|
227
|
130,574
|
279,862
|
168,074,616
|
346
|
205,407
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,271
|
763,090
|
0
|
114
|
5-14
|
177.0
|
177.0
|
145.9
|
1
|
500
|
1,730
|
1,063,273
|
1
|
343
|
15-24
|
167.3
|
63.2
|
148.3
|
7
|
3,500
|
7,878
|
4,458,472
|
4
|
2,360
|
25-34
|
73.0
|
12.5
|
69.8
|
34
|
19,385
|
80,437
|
48,300,775
|
47
|
27,761
|
35-44
|
69.6
|
8.3
|
68.5
|
70
|
41,310
|
115,141
|
69,825,779
|
101
|
60,312
|
45-54
|
63.8
|
7.7
|
61.0
|
68
|
38,295
|
59,309
|
35,316,688
|
107
|
62,791
|
55-64
|
52.3
|
9.0
|
52.5
|
34
|
20,078
|
12,860
|
7,612,731
|
65
|
38,271
|
65-74
|
51.2
|
17.1
|
46.7
|
9
|
4,900
|
1,162
|
689,204
|
18
|
10,486
|
75-89
|
81.2
|
40.6
|
87.7
|
4
|
2,606
|
74
|
44,604
|
5
|
2,971
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.6
|
4.4
|
63.6
|
227
|
130,574
|
279,862
|
168,074,616
|
346
|
205,407
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
100
|
63,428
|
0
|
27
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
301
|
188,820
|
0
|
137
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
528
|
310,501
|
0
|
258
|
40-49
|
42.5
|
30.1
|
37.0
|
2
|
1,000
|
3,319
|
1,903,746
|
5
|
2,700
|
50-59
|
68.6
|
15.7
|
67.3
|
19
|
10,829
|
9,521
|
5,537,447
|
28
|
16,096
|
60-69
|
54.8
|
9.7
|
53.8
|
32
|
18,567
|
6,602
|
3,884,237
|
58
|
34,533
|
70-79
|
37.2
|
8.5
|
36.0
|
19
|
11,136
|
2,006
|
1,203,386
|
51
|
30,891
|
80-89
|
78.6
|
13.3
|
76.4
|
35
|
20,661
|
628
|
380,649
|
45
|
27,036
|
90-99
|
60.5
|
24.7
|
59.6
|
6
|
3,584
|
47
|
28,674
|
10
|
6,017
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
1,047
|
1
|
421
|
Total
|
57.1
|
5.4
|
55.7
|
113
|
65,776
|
23,054
|
13,501,936
|
198
|
118,117
|
GRAND TOTAL
|
62.5
|
3.4
|
60.7
|
340
|
196,350
|
302,916
|
181,576,553
|
544
|
323,525
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.7
TOTAL EXPERIENCE -- MALES, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
46.7
|
20.9
|
54.8
|
5
|
10,425
|
20,561
|
34,874,612
|
11
|
19,026
|
2
|
101.4
|
27.1
|
92.5
|
14
|
22,750
|
18,422
|
30,803,310
|
14
|
24,593
|
3
|
38.4
|
15.7
|
27.0
|
6
|
7,512
|
17,086
|
29,161,361
|
16
|
27,803
|
4
|
25.9
|
13.0
|
16.8
|
4
|
4,500
|
14,573
|
23,604,244
|
15
|
26,724
|
5
|
85.6
|
22.9
|
64.2
|
14
|
18,517
|
13,514
|
22,328,944
|
16
|
28,864
|
6-10
|
68.5
|
9.6
|
57.3
|
51
|
73,508
|
40,463
|
64,009,500
|
74
|
128,232
|
11-15
|
56.8
|
11.6
|
53.7
|
24
|
37,504
|
11,177
|
17,687,667
|
42
|
69,788
|
Total
|
62.6
|
5.8
|
53.8
|
118
|
174,715
|
135,797
|
222,469,638
|
189
|
325,029
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
428
|
801,893
|
0
|
117
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
631
|
1,328,693
|
0
|
417
|
15-24
|
332.6
|
166.3
|
176.2
|
4
|
4,017
|
2,199
|
4,138,747
|
1
|
2,280
|
25-34
|
86.6
|
23.2
|
69.3
|
14
|
16,074
|
29,238
|
42,094,605
|
16
|
23,199
|
35-44
|
64.8
|
11.5
|
54.1
|
32
|
42,368
|
59,318
|
94,867,786
|
49
|
78,263
|
45-54
|
70.6
|
10.8
|
71.2
|
43
|
74,745
|
34,739
|
61,255,809
|
61
|
104,930
|
55-64
|
46.6
|
10.7
|
38.8
|
19
|
29,500
|
8,173
|
15,860,847
|
41
|
76,102
|
65-74
|
39.6
|
16.2
|
28.3
|
6
|
8,012
|
994
|
1,900,500
|
15
|
28,281
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
76
|
220,758
|
5
|
11,440
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.6
|
5.8
|
53.8
|
118
|
174,715
|
135,797
|
222,469,638
|
189
|
325,029
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
28
|
44,632
|
0
|
19
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
111
|
188,578
|
0
|
132
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
201
|
319,779
|
0
|
273
|
40-49
|
65.8
|
65.8
|
44.4
|
1
|
1,000
|
1,094
|
1,650,041
|
2
|
2,251
|
50-59
|
55.6
|
22.7
|
52.0
|
6
|
8,500
|
3,731
|
5,638,136
|
11
|
16,347
|
60-69
|
44.4
|
12.8
|
35.4
|
12
|
15,174
|
2,988
|
4,680,200
|
27
|
42,891
|
70-79
|
76.5
|
15.9
|
77.4
|
23
|
38,897
|
1,179
|
1,944,059
|
30
|
50,269
|
80-89
|
57.7
|
14.0
|
63.7
|
17
|
34,841
|
440
|
830,953
|
29
|
54,675
|
90-99
|
40.4
|
23.3
|
94.9
|
3
|
12,065
|
37
|
59,523
|
7
|
12,719
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
58.2
|
7.4
|
61.5
|
62
|
110,477
|
9,810
|
15,355,901
|
107
|
179,575
|
GRAND TOTAL
|
61.0
|
4.5
|
56.5
|
180
|
285,192
|
145,607
|
237,825,539
|
295
|
504,604
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.8
TOTAL EXPERIENCE -- FEMALES, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
54.9
|
0
|
6
|
5,055
|
24,622
|
2
|
11
|
2
|
86.7
|
50.1
|
63.7
|
3
|
20
|
4,468
|
39,316
|
3
|
31
|
3
|
113.7
|
65.7
|
119.5
|
3
|
38
|
3,322
|
40,244
|
3
|
32
|
4
|
299.2
|
99.7
|
171.9
|
9
|
59
|
2,991
|
40,958
|
3
|
34
|
5
|
285.7
|
95.2
|
180.0
|
9
|
72
|
2,333
|
37,275
|
3
|
40
|
6-10
|
72.5
|
20.9
|
72.6
|
12
|
258
|
6,163
|
184,602
|
17
|
355
|
11-15
|
115.2
|
13.5
|
106.8
|
73
|
952
|
7,527
|
220,840
|
63
|
892
|
Total
|
116.1
|
11.1
|
100.7
|
109
|
1,406
|
31,859
|
587,856
|
94
|
1,396
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,374
|
100,561
|
1
|
11
|
5-14
|
197.4
|
197.4
|
194.3
|
1
|
22
|
3,615
|
65,455
|
1
|
11
|
15-24
|
0.0
|
0.0
|
86.1
|
0
|
14
|
3,162
|
67,745
|
1
|
17
|
25-34
|
0.0
|
0.0
|
38.4
|
0
|
18
|
4,473
|
97,677
|
2
|
47
|
35-44
|
200.2
|
63.3
|
145.3
|
10
|
206
|
4,509
|
95,403
|
5
|
142
|
45-54
|
96.6
|
23.4
|
77.7
|
17
|
305
|
4,942
|
95,809
|
18
|
392
|
55-64
|
89.5
|
19.1
|
80.5
|
22
|
313
|
3,078
|
47,880
|
25
|
388
|
65-74
|
134.9
|
21.3
|
136.2
|
40
|
388
|
1,477
|
15,427
|
30
|
285
|
75-89
|
141.4
|
32.4
|
136.1
|
19
|
140
|
227
|
1,895
|
13
|
103
|
90+
|
|
|
126.6
|
0
|
1
|
0
|
3
|
0
|
0
|
Total
|
116.1
|
11.1
|
100.7
|
109
|
1,406
|
31,859
|
587,856
|
94
|
1,396
|
Ultimate Experience By Attained Age
|
15-19
|
546.5
|
546.5
|
322.5
|
1
|
14
|
979
|
23,198
|
0
|
4
|
20-29
|
0.0
|
0.0
|
122.5
|
0
|
27
|
6,577
|
74,612
|
2
|
22
|
30-39
|
86.8
|
26.2
|
121.9
|
11
|
102
|
25,877
|
174,172
|
13
|
84
|
40-49
|
130.5
|
16.3
|
124.2
|
64
|
406
|
45,686
|
295,788
|
49
|
327
|
50-59
|
110.1
|
6.4
|
115.7
|
294
|
2,084
|
80,242
|
554,025
|
267
|
1,801
|
60-69
|
68.3
|
2.4
|
69.6
|
829
|
4,671
|
115,899
|
666,875
|
1,213
|
6,715
|
70-79
|
101.8
|
2.1
|
107.4
|
2,258
|
10,801
|
103,473
|
481,530
|
2,218
|
10,060
|
80-89
|
109.7
|
1.5
|
113.8
|
5,350
|
21,268
|
87,417
|
341,039
|
4,879
|
18,682
|
90-99
|
83.8
|
1.5
|
92.2
|
3,149
|
11,078
|
23,108
|
75,518
|
3,758
|
12,017
|
100+
|
29.7
|
2.3
|
49.7
|
168
|
505
|
1,579
|
2,944
|
566
|
1,016
|
Total
|
93.5
|
0.8
|
100.5
|
12,124
|
50,956
|
490,839
|
2,689,701
|
12,965
|
50,728
|
GRAND TOTAL
|
93.7
|
0.8
|
100.5
|
12,233
|
52,362
|
522,698
|
3,277,557
|
13,059
|
52,124
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.9
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
56.2
|
21.2
|
37.7
|
7
|
120
|
19,528
|
624,503
|
12
|
319
|
2
|
82.2
|
17.9
|
76.9
|
21
|
512
|
19,269
|
633,981
|
26
|
666
|
3
|
93.8
|
17.4
|
104.1
|
29
|
792
|
18,751
|
609,482
|
31
|
761
|
4
|
52.7
|
12.1
|
68.7
|
19
|
616
|
19,347
|
630,752
|
36
|
897
|
5
|
62.4
|
12.5
|
52.9
|
25
|
515
|
18,992
|
607,401
|
40
|
973
|
6-10
|
84.5
|
5.2
|
76.1
|
267
|
5,665
|
103,679
|
3,128,213
|
316
|
7,441
|
11-15
|
84.3
|
3.4
|
78.6
|
632
|
13,517
|
151,189
|
4,375,709
|
750
|
17,207
|
Total
|
82.6
|
2.6
|
76.9
|
1,000
|
21,737
|
350,757
|
10,610,040
|
1,210
|
28,264
|
Select Experience By Issue Age
|
0-4
|
26.5
|
18.8
|
26.5
|
2
|
58
|
65,315
|
1,864,390
|
8
|
217
|
5-14
|
62.9
|
31.4
|
51.0
|
4
|
86
|
35,821
|
969,874
|
6
|
169
|
15-24
|
67.9
|
27.7
|
68.3
|
6
|
215
|
33,771
|
1,206,157
|
9
|
314
|
25-34
|
99.4
|
22.2
|
79.6
|
20
|
644
|
40,688
|
1,680,113
|
20
|
809
|
35-44
|
116.7
|
12.9
|
109.7
|
82
|
2,455
|
43,672
|
1,566,969
|
70
|
2,237
|
45-54
|
78.3
|
5.6
|
77.4
|
195
|
4,879
|
59,179
|
1,667,305
|
249
|
6,300
|
55-64
|
78.9
|
4.4
|
71.0
|
329
|
6,498
|
49,786
|
1,171,639
|
417
|
9,150
|
65-74
|
83.3
|
5.0
|
75.2
|
276
|
5,270
|
20,305
|
438,940
|
331
|
7,007
|
75-89
|
85.7
|
9.2
|
79.2
|
86
|
1,632
|
2,220
|
44,654
|
100
|
2,060
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
82.6
|
2.6
|
76.9
|
1,000
|
21,737
|
350,757
|
10,610,040
|
1,210
|
28,264
|
Ultimate Experience By Attained Age
|
15-19
|
110.2
|
41.7
|
132.0
|
7
|
237
|
34,706
|
982,847
|
6
|
179
|
20-29
|
104.0
|
17.6
|
92.8
|
35
|
788
|
115,173
|
2,932,985
|
34
|
850
|
30-39
|
105.2
|
14.5
|
109.8
|
53
|
1,282
|
110,355
|
2,553,100
|
50
|
1,168
|
40-49
|
105.1
|
8.9
|
106.2
|
141
|
4,719
|
119,619
|
3,989,059
|
134
|
4,444
|
50-59
|
91.0
|
3.6
|
89.4
|
638
|
19,133
|
214,523
|
6,862,868
|
701
|
21,411
|
60-69
|
76.2
|
2.1
|
74.3
|
1,332
|
31,526
|
193,767
|
4,915,971
|
1,747
|
42,406
|
70-79
|
96.7
|
2.2
|
92.7
|
1,971
|
35,793
|
109,468
|
2,121,707
|
2,038
|
38,591
|
80-89
|
111.1
|
2.2
|
107.2
|
2,584
|
41,747
|
48,789
|
822,508
|
2,327
|
38,956
|
90-99
|
92.2
|
3.4
|
91.1
|
754
|
12,749
|
5,465
|
93,326
|
818
|
13,994
|
100+
|
78.7
|
21.8
|
85.0
|
13
|
318
|
47
|
1,052
|
17
|
374
|
Total
|
95.6
|
1.1
|
91.3
|
7,528
|
148,293
|
951,913
|
25,275,425
|
7,872
|
162,374
|
GRAND TOTAL
|
93.9
|
1.0
|
89.2
|
8,528
|
170,030
|
1,302,669
|
35,885,465
|
9,082
|
190,638
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.10
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
110.0
|
36.7
|
104.5
|
9
|
532
|
22,577
|
1,428,091
|
8
|
509
|
2
|
99.8
|
25.8
|
121.9
|
15
|
1,149
|
21,052
|
1,340,681
|
15
|
943
|
3
|
52.0
|
17.3
|
57.1
|
9
|
616
|
18,689
|
1,183,151
|
17
|
1,078
|
4
|
79.6
|
19.9
|
94.2
|
16
|
1,160
|
18,477
|
1,181,320
|
20
|
1,231
|
5
|
84.6
|
19.9
|
72.9
|
18
|
955
|
17,999
|
1,138,985
|
21
|
1,311
|
6-10
|
72.0
|
6.7
|
73.3
|
116
|
7,347
|
88,671
|
5,576,717
|
161
|
10,020
|
11-15
|
81.0
|
5.2
|
78.1
|
244
|
14,440
|
108,092
|
6,610,889
|
301
|
18,495
|
Total
|
78.5
|
3.8
|
78.0
|
427
|
26,199
|
295,556
|
18,459,834
|
544
|
33,586
|
Select Experience By Issue Age
|
0-4
|
75.7
|
43.7
|
84.2
|
3
|
198
|
33,787
|
1,992,955
|
4
|
235
|
5-14
|
154.4
|
63.0
|
134.0
|
6
|
300
|
22,488
|
1,308,202
|
4
|
224
|
15-24
|
100.8
|
31.9
|
94.3
|
10
|
551
|
38,220
|
2,282,769
|
10
|
585
|
25-34
|
95.9
|
18.8
|
100.0
|
26
|
1,782
|
60,370
|
3,958,952
|
27
|
1,782
|
35-44
|
97.5
|
11.7
|
104.7
|
69
|
4,732
|
57,608
|
3,774,922
|
71
|
4,521
|
45-54
|
64.6
|
6.6
|
66.6
|
97
|
6,118
|
51,268
|
3,220,864
|
150
|
9,187
|
55-64
|
73.4
|
7.0
|
73.0
|
111
|
6,610
|
24,621
|
1,482,461
|
151
|
9,059
|
65-74
|
79.4
|
9.1
|
72.2
|
76
|
4,305
|
6,623
|
402,177
|
96
|
5,964
|
75-89
|
92.7
|
17.2
|
79.4
|
29
|
1,603
|
568
|
36,458
|
31
|
2,019
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
75
|
0
|
11
|
Total
|
78.5
|
3.8
|
78.0
|
427
|
26,199
|
295,556
|
18,459,834
|
544
|
33,586
|
Ultimate Experience By Attained Age
|
15-19
|
46.9
|
46.9
|
84.8
|
1
|
123
|
11,646
|
788,486
|
2
|
145
|
20-29
|
57.4
|
23.4
|
53.7
|
6
|
370
|
36,296
|
2,396,054
|
10
|
688
|
30-39
|
83.6
|
23.2
|
82.5
|
13
|
772
|
33,765
|
2,038,791
|
16
|
936
|
40-49
|
100.5
|
10.8
|
97.7
|
87
|
5,525
|
77,645
|
5,085,625
|
87
|
5,654
|
50-59
|
76.4
|
4.8
|
76.1
|
257
|
16,732
|
119,248
|
7,927,861
|
336
|
21,987
|
60-69
|
74.2
|
4.1
|
73.6
|
328
|
19,764
|
62,072
|
3,799,600
|
442
|
26,845
|
70-79
|
83.3
|
6.0
|
85.0
|
196
|
11,797
|
14,581
|
856,417
|
235
|
13,876
|
80-89
|
82.7
|
6.1
|
84.1
|
185
|
11,590
|
4,600
|
280,993
|
224
|
13,787
|
90-99
|
78.1
|
8.6
|
77.3
|
82
|
5,025
|
691
|
42,743
|
105
|
6,505
|
100+
|
61.4
|
61.4
|
43.8
|
1
|
56
|
5
|
398
|
2
|
128
|
Total
|
79.2
|
2.3
|
79.2
|
1,156
|
71,754
|
360,549
|
23,216,967
|
1,459
|
90,552
|
GRAND TOTAL
|
79.0
|
2.0
|
78.9
|
1,583
|
97,953
|
656,105
|
41,676,802
|
2,003
|
124,138
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.11
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
67.3
|
19.4
|
83.3
|
12
|
2,180
|
58,814
|
9,238,204
|
18
|
2,617
|
2
|
60.4
|
13.2
|
55.5
|
21
|
2,797
|
58,961
|
9,100,692
|
35
|
5,043
|
3
|
77.3
|
13.1
|
82.2
|
35
|
5,309
|
60,056
|
9,111,772
|
45
|
6,455
|
4
|
68.9
|
12.0
|
74.8
|
33
|
5,126
|
56,533
|
8,627,408
|
48
|
6,851
|
5
|
79.4
|
12.6
|
82.1
|
40
|
5,827
|
53,915
|
8,141,731
|
50
|
7,100
|
6-10
|
73.0
|
4.6
|
74.3
|
252
|
35,912
|
244,535
|
36,060,401
|
345
|
48,348
|
11-15
|
74.4
|
4.1
|
77.6
|
323
|
44,961
|
194,133
|
26,060,630
|
434
|
57,902
|
Total
|
73.4
|
2.7
|
76.0
|
716
|
102,112
|
726,948
|
106,340,838
|
975
|
134,316
|
Select Experience By Issue Age
|
0-4
|
52.8
|
37.3
|
66.5
|
2
|
304
|
32,241
|
3,900,364
|
4
|
458
|
5-14
|
66.9
|
38.6
|
54.3
|
3
|
300
|
28,683
|
3,541,685
|
4
|
552
|
15-24
|
93.6
|
23.4
|
99.0
|
16
|
2,195
|
73,988
|
9,792,695
|
17
|
2,217
|
25-34
|
87.6
|
10.2
|
98.6
|
74
|
12,547
|
202,755
|
31,862,479
|
84
|
12,731
|
35-44
|
88.7
|
6.8
|
92.5
|
171
|
25,860
|
200,924
|
30,953,217
|
193
|
27,942
|
45-54
|
64.1
|
4.8
|
65.3
|
181
|
25,027
|
135,631
|
19,301,151
|
282
|
38,307
|
55-64
|
63.0
|
5.6
|
64.3
|
128
|
17,032
|
43,892
|
5,802,955
|
203
|
26,475
|
65-74
|
70.4
|
7.7
|
67.7
|
83
|
10,865
|
7,757
|
1,036,716
|
118
|
16,048
|
75-89
|
83.7
|
11.0
|
83.3
|
58
|
7,983
|
1,078
|
149,577
|
69
|
9,587
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
73.4
|
2.7
|
76.0
|
716
|
102,112
|
726,948
|
106,340,838
|
975
|
134,316
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
75.3
|
0
|
103
|
5,596
|
747,373
|
1
|
137
|
20-29
|
104.3
|
52.2
|
122.9
|
4
|
618
|
13,355
|
1,758,233
|
4
|
503
|
30-39
|
136.6
|
37.9
|
120.4
|
13
|
1,361
|
20,421
|
2,429,386
|
10
|
1,130
|
40-49
|
83.9
|
9.6
|
82.1
|
76
|
9,451
|
89,036
|
11,336,666
|
91
|
11,510
|
50-59
|
72.8
|
5.1
|
76.4
|
200
|
26,685
|
115,798
|
14,869,604
|
275
|
34,907
|
60-69
|
65.7
|
5.0
|
68.4
|
172
|
22,125
|
41,677
|
5,166,269
|
262
|
32,330
|
70-79
|
57.3
|
6.6
|
59.8
|
76
|
10,058
|
8,311
|
1,044,748
|
133
|
16,809
|
80-89
|
80.5
|
6.5
|
81.1
|
155
|
20,898
|
3,806
|
508,480
|
193
|
25,767
|
90-99
|
90.7
|
10.0
|
92.6
|
83
|
10,900
|
599
|
76,917
|
92
|
11,772
|
100+
|
99.1
|
70.1
|
144.4
|
2
|
446
|
6
|
946
|
2
|
309
|
Total
|
73.6
|
2.6
|
75.9
|
781
|
102,644
|
298,602
|
37,938,620
|
1,060
|
135,174
|
GRAND TOTAL
|
73.5
|
1.9
|
76.0
|
1,497
|
204,757
|
1,025,550
|
144,279,459
|
2,036
|
269,490
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.12
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
25.7
|
14.8
|
36.5
|
3
|
1,350
|
47,661
|
15,633,245
|
12
|
3,696
|
2
|
20.1
|
10.0
|
20.6
|
4
|
1,300
|
44,781
|
14,521,158
|
20
|
6,313
|
3
|
76.6
|
17.6
|
71.8
|
19
|
5,565
|
44,927
|
14,387,753
|
25
|
7,747
|
4
|
68.2
|
16.5
|
69.1
|
17
|
5,320
|
40,638
|
12,944,095
|
25
|
7,701
|
5
|
61.3
|
15.3
|
75.8
|
16
|
6,129
|
38,594
|
12,138,027
|
26
|
8,081
|
6-10
|
69.2
|
6.9
|
71.0
|
102
|
31,725
|
144,947
|
44,205,391
|
147
|
44,660
|
11-15
|
88.1
|
9.9
|
90.6
|
79
|
24,795
|
41,822
|
12,582,039
|
90
|
27,353
|
Total
|
69.7
|
4.5
|
72.2
|
240
|
76,184
|
403,371
|
126,411,709
|
344
|
105,552
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,525
|
1,339,237
|
1
|
155
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,897
|
1,449,778
|
1
|
218
|
15-24
|
22.0
|
22.0
|
18.7
|
1
|
250
|
23,246
|
6,884,505
|
5
|
1,335
|
25-34
|
73.9
|
12.9
|
79.3
|
33
|
11,122
|
137,879
|
44,245,977
|
45
|
14,019
|
35-44
|
74.1
|
8.9
|
77.9
|
70
|
22,661
|
144,436
|
45,682,606
|
94
|
29,086
|
45-54
|
62.9
|
7.9
|
63.0
|
63
|
18,910
|
72,997
|
22,147,434
|
100
|
30,003
|
55-64
|
40.8
|
9.1
|
39.4
|
20
|
5,850
|
13,171
|
3,959,371
|
49
|
14,842
|
65-74
|
124.2
|
21.0
|
135.8
|
35
|
11,985
|
1,816
|
572,021
|
28
|
8,828
|
75-89
|
81.2
|
19.1
|
76.5
|
18
|
5,406
|
403
|
130,780
|
22
|
7,065
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.7
|
4.5
|
72.2
|
240
|
76,184
|
403,371
|
126,411,709
|
344
|
105,552
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
598
|
204,713
|
0
|
38
|
20-29
|
247.4
|
247.4
|
198.4
|
1
|
261
|
1,395
|
455,515
|
0
|
131
|
30-39
|
263.1
|
186.1
|
304.4
|
2
|
690
|
1,766
|
525,892
|
1
|
227
|
40-49
|
44.9
|
25.9
|
54.0
|
3
|
1,091
|
6,972
|
2,104,368
|
7
|
2,020
|
50-59
|
54.0
|
15.6
|
54.4
|
12
|
3,671
|
10,256
|
3,110,675
|
22
|
6,747
|
60-69
|
68.1
|
16.5
|
69.8
|
17
|
5,302
|
4,142
|
1,255,289
|
25
|
7,598
|
70-79
|
63.8
|
18.4
|
65.0
|
12
|
3,818
|
1,153
|
357,715
|
19
|
5,870
|
80-89
|
82.1
|
16.1
|
89.3
|
26
|
8,921
|
652
|
204,224
|
32
|
9,984
|
90-99
|
80.0
|
24.1
|
75.0
|
11
|
3,470
|
94
|
31,222
|
14
|
4,627
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
70.4
|
7.7
|
73.1
|
84
|
27,224
|
27,027
|
8,249,613
|
119
|
37,242
|
GRAND TOTAL
|
69.9
|
3.9
|
72.4
|
324
|
103,408
|
430,398
|
134,661,322
|
464
|
142,794
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.13
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
16.4
|
16.4
|
13.8
|
1
|
500
|
30,561
|
18,296,071
|
6
|
3,620
|
2
|
50.7
|
22.7
|
42.7
|
5
|
2,500
|
27,926
|
16,549,767
|
10
|
5,850
|
3
|
69.9
|
24.7
|
66.2
|
8
|
4,420
|
26,753
|
15,650,474
|
11
|
6,682
|
4
|
26.1
|
15.1
|
28.9
|
3
|
1,933
|
23,160
|
13,436,905
|
11
|
6,690
|
5
|
66.5
|
23.5
|
68.3
|
8
|
4,761
|
20,726
|
11,937,329
|
12
|
6,972
|
6-10
|
73.8
|
11.7
|
70.8
|
40
|
21,951
|
57,426
|
32,565,698
|
54
|
30,998
|
11-15
|
89.3
|
16.9
|
82.8
|
28
|
14,777
|
11,774
|
6,615,422
|
31
|
17,839
|
Total
|
68.2
|
7.1
|
64.6
|
93
|
50,842
|
198,325
|
115,051,668
|
136
|
78,651
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,270
|
792,392
|
0
|
89
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,724
|
1,064,439
|
0
|
161
|
15-24
|
196.8
|
113.6
|
178.3
|
3
|
1,500
|
8,422
|
4,673,431
|
2
|
841
|
25-34
|
78.5
|
19.6
|
73.0
|
16
|
8,505
|
75,609
|
43,668,817
|
20
|
11,651
|
35-44
|
79.3
|
14.0
|
73.8
|
32
|
17,155
|
78,247
|
45,712,351
|
40
|
23,253
|
45-54
|
55.5
|
12.7
|
52.8
|
19
|
10,368
|
27,835
|
16,074,441
|
34
|
19,624
|
55-64
|
35.2
|
14.4
|
34.4
|
6
|
3,430
|
4,190
|
2,449,294
|
17
|
9,985
|
65-74
|
70.4
|
23.5
|
72.9
|
9
|
5,583
|
827
|
501,615
|
13
|
7,659
|
75-89
|
82.4
|
29.1
|
79.8
|
8
|
4,302
|
201
|
114,887
|
10
|
5,388
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
68.2
|
7.1
|
64.6
|
93
|
50,842
|
198,325
|
115,051,668
|
136
|
78,651
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
114
|
69,844
|
0
|
13
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
272
|
174,941
|
0
|
51
|
30-39
|
601.2
|
601.2
|
598.0
|
1
|
600
|
388
|
233,591
|
0
|
100
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,205
|
675,449
|
1
|
654
|
50-59
|
91.2
|
40.8
|
87.5
|
5
|
2,731
|
2,533
|
1,438,797
|
5
|
3,121
|
60-69
|
88.2
|
33.3
|
105.7
|
7
|
4,890
|
1,273
|
739,903
|
8
|
4,629
|
70-79
|
68.7
|
30.7
|
60.0
|
5
|
2,603
|
447
|
263,788
|
7
|
4,337
|
80-89
|
109.7
|
29.3
|
104.4
|
14
|
8,012
|
269
|
159,922
|
13
|
7,673
|
90-99
|
73.9
|
37.0
|
82.0
|
4
|
2,920
|
36
|
23,852
|
5
|
3,559
|
100+
|
170.5
|
120.6
|
172.4
|
2
|
1,021
|
4
|
2,021
|
1
|
593
|
Total
|
91.6
|
14.9
|
92.1
|
38
|
22,778
|
6,540
|
3,782,109
|
41
|
24,729
|
GRAND TOTAL
|
73.6
|
6.4
|
71.2
|
131
|
73,620
|
204,866
|
118,833,776
|
178
|
103,381
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 2.14
TOTAL EXPERIENCE -- FEMALES, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
48.6
|
48.6
|
42.9
|
1
|
1,500
|
9,082
|
13,437,776
|
2
|
3,498
|
2
|
0.0
|
0.0
|
32.7
|
0
|
2,000
|
7,984
|
11,548,013
|
4
|
6,119
|
3
|
121.2
|
54.2
|
114.9
|
5
|
8,800
|
7,157
|
10,564,782
|
4
|
7,657
|
4
|
79.9
|
46.1
|
51.7
|
3
|
3,000
|
5,824
|
8,053,507
|
4
|
5,808
|
5
|
51.2
|
36.2
|
35.5
|
2
|
2,364
|
5,054
|
7,589,454
|
4
|
6,658
|
6-10
|
49.1
|
16.4
|
66.3
|
9
|
20,587
|
13,078
|
18,729,946
|
18
|
31,054
|
11-15
|
76.9
|
23.2
|
60.6
|
11
|
15,631
|
3,361
|
5,655,178
|
14
|
25,812
|
Total
|
62.0
|
11.1
|
62.2
|
31
|
53,882
|
51,540
|
75,578,656
|
50
|
86,606
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
440
|
895,627
|
0
|
96
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
601
|
1,465,551
|
0
|
228
|
15-24
|
398.8
|
398.8
|
232.0
|
1
|
1,000
|
1,361
|
2,342,549
|
0
|
431
|
25-34
|
49.7
|
35.1
|
37.2
|
2
|
2,000
|
15,563
|
20,407,653
|
4
|
5,371
|
35-44
|
45.0
|
20.1
|
47.2
|
5
|
7,500
|
22,232
|
31,163,880
|
11
|
15,896
|
45-54
|
62.4
|
23.6
|
41.5
|
7
|
7,664
|
8,733
|
13,878,546
|
11
|
18,465
|
55-64
|
37.5
|
21.7
|
19.8
|
3
|
3,000
|
1,912
|
3,818,149
|
8
|
15,186
|
65-74
|
64.0
|
28.6
|
89.2
|
5
|
15,593
|
526
|
1,242,206
|
8
|
17,487
|
75-89
|
107.9
|
38.1
|
127.4
|
8
|
17,125
|
172
|
364,494
|
7
|
13,446
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.0
|
11.1
|
62.2
|
31
|
53,882
|
51,540
|
75,578,656
|
50
|
86,606
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
26
|
48,700
|
0
|
9
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
93
|
158,853
|
0
|
46
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
154
|
252,852
|
0
|
112
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
392
|
775,107
|
0
|
763
|
50-59
|
55.7
|
55.7
|
36.2
|
1
|
1,049
|
784
|
1,267,183
|
2
|
2,894
|
60-69
|
120.2
|
60.1
|
120.4
|
4
|
6,034
|
523
|
783,455
|
3
|
5,013
|
70-79
|
24.0
|
24.0
|
25.2
|
1
|
2,000
|
242
|
449,132
|
4
|
7,931
|
80-89
|
78.8
|
29.8
|
68.9
|
7
|
10,422
|
178
|
301,880
|
9
|
15,117
|
90-99
|
90.4
|
63.9
|
72.6
|
2
|
4,000
|
15
|
38,218
|
2
|
5,509
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
71.9
|
18.6
|
62.9
|
15
|
23,505
|
2,406
|
4,075,379
|
21
|
37,394
|
GRAND TOTAL
|
64.9
|
9.6
|
62.4
|
46
|
77,387
|
53,946
|
79,654,036
|
71
|
124,000
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.1
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
357.4
|
0
|
19
|
542
|
2,939
|
1
|
5
|
2
|
51.1
|
51.1
|
12.2
|
1
|
2
|
543
|
4,891
|
2
|
19
|
3
|
230.3
|
132.9
|
45.3
|
3
|
8
|
385
|
4,711
|
1
|
17
|
4
|
191.8
|
110.7
|
101.1
|
3
|
19
|
358
|
4,547
|
2
|
19
|
5
|
0.0
|
0.0
|
57.1
|
0
|
12
|
306
|
4,824
|
1
|
21
|
6-10
|
27.8
|
19.7
|
57.0
|
2
|
97
|
1,225
|
29,438
|
7
|
170
|
11-15
|
138.4
|
27.7
|
117.3
|
25
|
431
|
1,655
|
51,431
|
18
|
368
|
Total
|
106.0
|
18.2
|
95.1
|
34
|
589
|
5,014
|
102,781
|
32
|
619
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
41
|
2,074
|
0
|
1
|
5-14
|
0.0
|
0.0
|
48.6
|
0
|
2
|
269
|
9,019
|
0
|
5
|
15-24
|
0.0
|
0.0
|
206.0
|
0
|
30
|
787
|
15,612
|
1
|
14
|
25-34
|
80.9
|
80.9
|
136.6
|
1
|
40
|
1,120
|
22,106
|
1
|
29
|
35-44
|
66.4
|
47.0
|
86.6
|
2
|
73
|
1,024
|
22,609
|
3
|
85
|
45-54
|
64.8
|
26.4
|
71.1
|
6
|
151
|
1,080
|
21,071
|
9
|
213
|
55-64
|
145.2
|
36.3
|
106.2
|
16
|
198
|
537
|
8,371
|
11
|
186
|
65-74
|
142.5
|
47.5
|
109.6
|
9
|
86
|
148
|
1,812
|
6
|
79
|
75-89
|
0.0
|
0.0
|
109.5
|
0
|
8
|
7
|
107
|
0
|
7
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
106.0
|
18.2
|
95.1
|
34
|
589
|
5,014
|
102,781
|
32
|
619
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
312
|
10,514
|
0
|
4
|
20-29
|
122.8
|
122.8
|
179.8
|
1
|
22
|
1,111
|
17,067
|
1
|
12
|
30-39
|
115.4
|
81.6
|
162.5
|
2
|
30
|
1,524
|
16,307
|
2
|
19
|
40-49
|
114.7
|
51.3
|
75.9
|
5
|
47
|
1,840
|
26,146
|
4
|
62
|
50-59
|
54.3
|
15.0
|
63.2
|
13
|
181
|
3,276
|
40,541
|
24
|
286
|
60-69
|
70.4
|
8.1
|
80.7
|
76
|
717
|
4,678
|
39,760
|
108
|
888
|
70-79
|
80.0
|
5.6
|
89.7
|
201
|
1,298
|
4,810
|
28,146
|
251
|
1,447
|
80-89
|
92.4
|
5.6
|
102.1
|
275
|
1,396
|
3,097
|
14,520
|
298
|
1,366
|
90-99
|
73.8
|
8.0
|
89.1
|
85
|
314
|
506
|
1,602
|
115
|
352
|
100+
|
21.8
|
10.9
|
15.0
|
4
|
3
|
42
|
38
|
18
|
17
|
Total
|
80.6
|
3.1
|
90.0
|
662
|
4,007
|
21,196
|
194,642
|
822
|
4,455
|
GRAND TOTAL
|
81.5
|
3.1
|
90.6
|
696
|
4,596
|
26,209
|
297,422
|
854
|
5,074
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.2
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
94.2
|
42.1
|
90.0
|
5
|
120
|
2,682
|
82,791
|
5
|
133
|
2
|
99.5
|
30.0
|
97.6
|
11
|
301
|
2,750
|
89,463
|
11
|
309
|
3
|
105.1
|
29.1
|
101.2
|
13
|
327
|
2,572
|
80,380
|
12
|
323
|
4
|
67.1
|
22.4
|
60.5
|
9
|
210
|
2,716
|
84,187
|
13
|
347
|
5
|
68.7
|
21.7
|
58.3
|
10
|
209
|
2,694
|
82,129
|
15
|
359
|
6-10
|
69.7
|
8.1
|
70.1
|
74
|
1,792
|
16,033
|
445,265
|
106
|
2,556
|
11-15
|
87.3
|
5.9
|
84.6
|
216
|
4,911
|
29,303
|
757,998
|
248
|
5,803
|
Total
|
82.4
|
4.5
|
80.1
|
338
|
7,871
|
58,750
|
1,622,212
|
410
|
9,830
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,205
|
23,860
|
0
|
9
|
5-14
|
153.1
|
54.1
|
138.7
|
8
|
140
|
9,837
|
190,952
|
5
|
101
|
15-24
|
163.2
|
47.1
|
206.3
|
12
|
457
|
8,113
|
244,868
|
7
|
221
|
25-34
|
100.9
|
29.1
|
103.7
|
12
|
439
|
9,327
|
332,739
|
12
|
423
|
35-44
|
75.9
|
14.3
|
64.5
|
28
|
722
|
10,324
|
327,783
|
37
|
1,120
|
45-54
|
86.2
|
8.5
|
83.6
|
102
|
2,499
|
11,685
|
312,941
|
118
|
2,989
|
55-64
|
74.8
|
7.0
|
70.9
|
114
|
2,409
|
6,473
|
152,407
|
152
|
3,396
|
65-74
|
76.9
|
10.4
|
71.8
|
55
|
1,057
|
1,701
|
35,283
|
72
|
1,472
|
75-89
|
111.5
|
42.1
|
151.1
|
7
|
149
|
84
|
1,378
|
6
|
98
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
82.4
|
4.5
|
80.1
|
338
|
7,871
|
58,750
|
1,622,212
|
410
|
9,830
|
Ultimate Experience By Attained Age
|
15-19
|
46.3
|
46.3
|
73.3
|
1
|
35
|
4,985
|
108,815
|
2
|
47
|
20-29
|
86.6
|
24.0
|
95.1
|
13
|
308
|
20,479
|
443,534
|
15
|
323
|
30-39
|
98.7
|
19.0
|
106.6
|
27
|
623
|
24,419
|
517,488
|
27
|
584
|
40-49
|
80.6
|
12.7
|
62.0
|
40
|
920
|
21,069
|
620,181
|
50
|
1,484
|
50-59
|
99.3
|
6.5
|
94.4
|
237
|
6,825
|
33,738
|
1,030,565
|
239
|
7,227
|
60-69
|
82.3
|
3.4
|
83.3
|
574
|
14,740
|
31,639
|
819,970
|
697
|
17,686
|
70-79
|
90.7
|
3.2
|
89.2
|
787
|
15,271
|
17,318
|
346,578
|
867
|
17,125
|
80-89
|
110.7
|
4.9
|
110.9
|
515
|
8,754
|
5,113
|
87,101
|
465
|
7,890
|
90-99
|
97.4
|
13.6
|
93.8
|
51
|
786
|
254
|
4,067
|
52
|
838
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
60
|
1
|
26
|
Total
|
92.9
|
2.0
|
90.7
|
2,245
|
48,260
|
159,018
|
3,978,360
|
2,417
|
53,230
|
GRAND TOTAL
|
91.4
|
1.8
|
89.0
|
2,583
|
56,131
|
217,767
|
5,600,572
|
2,827
|
63,060
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.3
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
89.9
|
51.9
|
79.4
|
3
|
166
|
2,866
|
183,139
|
3
|
209
|
2
|
0.0
|
0.0
|
14.8
|
0
|
59
|
2,740
|
177,235
|
6
|
399
|
3
|
85.9
|
35.1
|
84.8
|
6
|
378
|
2,474
|
159,329
|
7
|
446
|
4
|
55.0
|
27.5
|
48.1
|
4
|
213
|
2,455
|
156,359
|
7
|
443
|
5
|
105.8
|
37.4
|
98.8
|
8
|
472
|
2,356
|
146,952
|
8
|
477
|
6-10
|
93.6
|
13.4
|
98.8
|
49
|
3,240
|
12,043
|
754,160
|
52
|
3,280
|
11-15
|
81.6
|
9.4
|
87.0
|
75
|
4,859
|
19,674
|
1,162,686
|
92
|
5,582
|
Total
|
82.6
|
6.9
|
86.6
|
145
|
9,386
|
44,608
|
2,739,860
|
176
|
10,836
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,115
|
58,577
|
0
|
22
|
5-14
|
69.6
|
49.2
|
66.3
|
2
|
100
|
5,328
|
280,007
|
3
|
151
|
15-24
|
178.2
|
53.7
|
164.5
|
11
|
584
|
7,051
|
406,764
|
6
|
355
|
25-34
|
55.7
|
21.0
|
58.8
|
7
|
477
|
10,258
|
658,952
|
13
|
811
|
35-44
|
70.0
|
14.6
|
78.9
|
23
|
1,677
|
9,966
|
655,641
|
33
|
2,125
|
45-54
|
83.8
|
11.3
|
87.4
|
55
|
3,523
|
8,050
|
507,392
|
66
|
4,033
|
55-64
|
83.5
|
13.7
|
84.6
|
37
|
2,257
|
2,534
|
154,036
|
44
|
2,667
|
65-74
|
88.5
|
29.5
|
114.4
|
9
|
718
|
296
|
17,745
|
10
|
628
|
75-89
|
179.4
|
179.4
|
113.3
|
1
|
50
|
10
|
746
|
1
|
44
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
82.6
|
6.9
|
86.6
|
145
|
9,386
|
44,608
|
2,739,860
|
176
|
10,836
|
Ultimate Experience By Attained Age
|
15-19
|
158.5
|
91.5
|
153.3
|
3
|
154
|
4,371
|
232,471
|
2
|
101
|
20-29
|
151.1
|
45.5
|
137.3
|
11
|
554
|
10,240
|
567,303
|
7
|
404
|
30-39
|
104.0
|
32.9
|
92.7
|
10
|
500
|
8,523
|
477,679
|
10
|
539
|
40-49
|
106.1
|
18.5
|
102.8
|
33
|
2,041
|
12,451
|
789,914
|
31
|
1,986
|
50-59
|
92.9
|
7.2
|
88.6
|
167
|
10,269
|
25,911
|
1,676,247
|
180
|
11,597
|
60-69
|
83.8
|
5.5
|
82.7
|
236
|
14,304
|
13,833
|
854,184
|
282
|
17,303
|
70-79
|
77.3
|
7.7
|
76.9
|
102
|
6,148
|
2,779
|
168,274
|
132
|
7,999
|
80-89
|
125.2
|
18.7
|
123.7
|
45
|
2,718
|
397
|
24,266
|
36
|
2,198
|
90-99
|
79.8
|
35.7
|
76.1
|
5
|
286
|
31
|
1,870
|
6
|
376
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
89.3
|
3.6
|
87.0
|
612
|
36,975
|
78,535
|
4,792,209
|
686
|
42,502
|
GRAND TOTAL
|
87.9
|
3.2
|
86.9
|
757
|
46,361
|
123,143
|
7,532,069
|
861
|
53,338
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.4
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
76.1
|
31.0
|
68.5
|
6
|
800
|
8,338
|
1,312,870
|
8
|
1,169
|
2
|
118.1
|
27.8
|
93.3
|
18
|
2,035
|
8,030
|
1,247,630
|
15
|
2,182
|
3
|
39.4
|
14.9
|
45.0
|
7
|
1,120
|
8,140
|
1,214,660
|
18
|
2,488
|
4
|
43.4
|
15.3
|
50.3
|
8
|
1,300
|
7,680
|
1,149,814
|
18
|
2,583
|
5
|
67.7
|
18.8
|
61.4
|
13
|
1,656
|
7,475
|
1,099,853
|
19
|
2,696
|
6-10
|
67.7
|
7.6
|
69.0
|
80
|
11,282
|
35,138
|
5,041,966
|
118
|
16,342
|
11-15
|
60.0
|
7.2
|
61.7
|
69
|
9,230
|
27,400
|
3,568,007
|
115
|
14,961
|
Total
|
64.5
|
4.5
|
64.6
|
201
|
27,424
|
102,203
|
14,634,801
|
312
|
42,421
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
346
|
39,019
|
0
|
15
|
5-14
|
40.4
|
40.4
|
35.0
|
1
|
100
|
5,079
|
586,943
|
2
|
286
|
15-24
|
100.4
|
31.8
|
101.7
|
10
|
1,260
|
11,900
|
1,491,734
|
10
|
1,239
|
25-34
|
60.2
|
13.1
|
57.2
|
21
|
2,993
|
29,773
|
4,601,209
|
35
|
5,232
|
35-44
|
67.3
|
9.0
|
75.8
|
56
|
8,980
|
30,805
|
4,608,814
|
83
|
11,839
|
45-54
|
65.5
|
7.4
|
59.3
|
78
|
9,461
|
20,069
|
2,766,398
|
119
|
15,950
|
55-64
|
48.6
|
9.5
|
51.0
|
26
|
3,456
|
3,988
|
510,538
|
53
|
6,773
|
65-74
|
89.6
|
33.9
|
90.9
|
7
|
900
|
233
|
29,100
|
8
|
991
|
75-89
|
279.3
|
197.5
|
284.6
|
2
|
275
|
8
|
1,045
|
1
|
97
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
64.5
|
4.5
|
64.6
|
201
|
27,424
|
102,203
|
14,634,801
|
312
|
42,421
|
Ultimate Experience By Attained Age
|
15-19
|
412.2
|
291.5
|
357.7
|
2
|
200
|
1,122
|
129,351
|
0
|
56
|
20-29
|
99.7
|
70.5
|
83.6
|
2
|
200
|
2,800
|
333,726
|
2
|
239
|
30-39
|
84.0
|
42.0
|
99.8
|
4
|
548
|
4,148
|
478,797
|
5
|
549
|
40-49
|
107.7
|
18.5
|
113.2
|
34
|
4,522
|
12,429
|
1,566,673
|
32
|
3,994
|
50-59
|
89.1
|
7.5
|
93.2
|
141
|
18,558
|
23,503
|
2,963,167
|
158
|
19,913
|
60-69
|
82.0
|
6.8
|
77.9
|
145
|
17,186
|
9,042
|
1,126,461
|
177
|
22,054
|
70-79
|
77.6
|
10.6
|
79.7
|
54
|
7,026
|
1,460
|
184,630
|
70
|
8,811
|
80-89
|
145.2
|
25.3
|
148.5
|
33
|
4,349
|
251
|
32,274
|
23
|
2,929
|
90-99
|
106.7
|
53.4
|
113.7
|
4
|
511
|
16
|
1,920
|
4
|
450
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
100
|
0
|
45
|
Total
|
89.1
|
4.4
|
89.9
|
419
|
53,102
|
54,774
|
6,817,100
|
470
|
59,041
|
GRAND TOTAL
|
79.3
|
3.2
|
79.4
|
620
|
80,526
|
156,976
|
21,451,901
|
782
|
101,462
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.5
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
51.6
|
36.5
|
44.5
|
2
|
565
|
5,060
|
1,696,266
|
4
|
1,269
|
2
|
62.7
|
31.4
|
99.4
|
4
|
2,030
|
4,566
|
1,499,421
|
6
|
2,043
|
3
|
58.2
|
29.1
|
66.9
|
4
|
1,475
|
4,334
|
1,411,180
|
7
|
2,204
|
4
|
78.4
|
32.0
|
73.2
|
6
|
1,800
|
4,353
|
1,400,779
|
8
|
2,459
|
5
|
36.0
|
20.8
|
31.8
|
3
|
825
|
4,330
|
1,359,773
|
8
|
2,593
|
6-10
|
66.2
|
11.7
|
59.3
|
32
|
8,721
|
17,809
|
5,420,700
|
48
|
14,697
|
11-15
|
85.4
|
20.1
|
98.1
|
18
|
6,331
|
5,125
|
1,548,672
|
21
|
6,453
|
Total
|
67.3
|
8.1
|
68.6
|
69
|
21,747
|
45,577
|
14,336,792
|
103
|
31,716
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
25
|
6,794
|
0
|
3
|
5-14
|
413.5
|
413.5
|
602.0
|
1
|
400
|
526
|
144,322
|
0
|
66
|
15-24
|
47.2
|
47.2
|
40.0
|
1
|
250
|
2,689
|
796,961
|
2
|
626
|
25-34
|
70.7
|
20.4
|
68.1
|
12
|
3,650
|
16,602
|
5,311,366
|
17
|
5,357
|
35-44
|
75.8
|
14.6
|
69.6
|
27
|
7,716
|
17,346
|
5,502,824
|
36
|
11,084
|
45-54
|
68.4
|
13.7
|
74.0
|
25
|
8,230
|
7,557
|
2,315,371
|
37
|
11,121
|
55-64
|
21.0
|
14.9
|
42.1
|
2
|
1,251
|
783
|
244,052
|
10
|
2,974
|
65-74
|
66.9
|
66.9
|
52.6
|
1
|
250
|
47
|
14,851
|
1
|
476
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
250
|
0
|
9
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
67.3
|
8.1
|
68.6
|
69
|
21,747
|
45,577
|
14,336,792
|
103
|
31,716
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
54
|
15,744
|
0
|
7
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
129
|
38,536
|
0
|
28
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
271
|
82,707
|
0
|
95
|
40-49
|
64.7
|
45.7
|
70.6
|
2
|
650
|
1,202
|
357,429
|
3
|
920
|
50-59
|
68.9
|
21.8
|
63.1
|
10
|
2,796
|
2,148
|
650,289
|
15
|
4,431
|
60-69
|
74.1
|
19.1
|
67.3
|
15
|
4,127
|
1,004
|
303,557
|
20
|
6,135
|
70-79
|
142.9
|
35.7
|
160.9
|
16
|
5,727
|
233
|
73,911
|
11
|
3,560
|
80-89
|
172.7
|
57.6
|
165.0
|
9
|
2,837
|
58
|
19,043
|
5
|
1,720
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
265
|
0
|
56
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
94.7
|
13.1
|
95.2
|
52
|
16,137
|
5,100
|
1,541,481
|
55
|
16,951
|
GRAND TOTAL
|
76.9
|
7.0
|
77.8
|
121
|
37,884
|
50,677
|
15,878,273
|
157
|
48,667
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.6
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
50.3
|
50.3
|
41.8
|
1
|
500
|
2,890
|
1,752,260
|
2
|
1,195
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,528
|
1,539,401
|
3
|
1,928
|
3
|
29.3
|
29.3
|
24.4
|
1
|
500
|
2,364
|
1,427,393
|
3
|
2,052
|
4
|
55.8
|
39.5
|
46.8
|
2
|
1,000
|
2,219
|
1,310,806
|
4
|
2,136
|
5
|
98.6
|
49.3
|
92.6
|
4
|
2,250
|
2,158
|
1,281,909
|
4
|
2,430
|
6-10
|
52.9
|
16.7
|
54.5
|
10
|
5,950
|
7,049
|
4,042,410
|
19
|
10,920
|
11-15
|
75.1
|
30.7
|
65.1
|
6
|
3,005
|
1,638
|
935,558
|
8
|
4,614
|
Total
|
55.6
|
11.4
|
52.2
|
24
|
13,205
|
20,846
|
12,289,738
|
43
|
25,275
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
9
|
4,616
|
0
|
2
|
5-14
|
1296.7
|
1296.7
|
1191.0
|
1
|
500
|
165
|
90,202
|
0
|
42
|
15-24
|
164.7
|
164.7
|
144.9
|
1
|
500
|
781
|
446,847
|
1
|
345
|
25-34
|
26.1
|
18.5
|
22.3
|
2
|
1,000
|
8,061
|
4,766,356
|
8
|
4,484
|
35-44
|
58.2
|
19.4
|
55.3
|
9
|
5,000
|
8,527
|
5,032,356
|
15
|
9,039
|
45-54
|
50.8
|
19.2
|
43.6
|
7
|
3,505
|
2,921
|
1,718,697
|
14
|
8,039
|
55-64
|
62.9
|
36.3
|
77.2
|
3
|
2,200
|
362
|
218,054
|
5
|
2,850
|
65-74
|
129.9
|
129.9
|
105.3
|
1
|
500
|
21
|
12,610
|
1
|
475
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
55.6
|
11.4
|
52.2
|
24
|
13,205
|
20,846
|
12,289,738
|
43
|
25,275
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
4,748
|
0
|
2
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
32
|
19,728
|
0
|
15
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
74
|
44,464
|
0
|
50
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
246
|
141,353
|
1
|
372
|
50-59
|
44.6
|
31.5
|
39.3
|
2
|
1,000
|
634
|
359,736
|
4
|
2,544
|
60-69
|
42.2
|
24.4
|
37.2
|
3
|
1,524
|
358
|
205,467
|
7
|
4,092
|
70-79
|
86.9
|
43.5
|
78.2
|
4
|
2,188
|
92
|
55,738
|
5
|
2,796
|
80-89
|
129.0
|
74.5
|
114.5
|
3
|
1,616
|
24
|
14,137
|
2
|
1,412
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.2
|
18.0
|
56.1
|
12
|
6,328
|
1,468
|
845,371
|
19
|
11,283
|
GRAND TOTAL
|
57.7
|
9.6
|
53.4
|
36
|
19,533
|
22,314
|
13,135,109
|
62
|
36,558
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.7
TOTAL EXPERIENCE -- MALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,397
|
2,306,907
|
1
|
1,829
|
2
|
189.9
|
109.7
|
127.8
|
3
|
3,500
|
1,108
|
1,812,673
|
2
|
2,738
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
992
|
1,679,113
|
2
|
3,018
|
4
|
66.1
|
66.1
|
43.8
|
1
|
1,000
|
796
|
1,182,306
|
2
|
2,285
|
5
|
170.4
|
98.4
|
136.6
|
3
|
4,017
|
805
|
1,303,290
|
2
|
2,941
|
6-10
|
49.3
|
24.6
|
59.6
|
4
|
7,986
|
2,350
|
3,576,759
|
8
|
13,409
|
11-15
|
83.4
|
48.1
|
81.5
|
3
|
4,500
|
622
|
977,106
|
4
|
5,520
|
Total
|
72.0
|
19.2
|
66.2
|
14
|
21,002
|
8,070
|
12,838,155
|
19
|
31,739
|
Select Experience By Issue Age
|
0-4
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
24
|
26,751
|
0
|
12
|
15-24
|
549.1
|
549.1
|
233.7
|
1
|
1,017
|
236
|
564,567
|
0
|
435
|
25-34
|
92.6
|
65.5
|
95.7
|
2
|
3,000
|
2,355
|
3,478,950
|
2
|
3,134
|
35-44
|
46.4
|
26.8
|
29.8
|
3
|
3,000
|
3,685
|
5,695,621
|
6
|
10,070
|
45-54
|
56.5
|
28.2
|
66.2
|
4
|
7,986
|
1,532
|
2,627,994
|
7
|
12,061
|
55-64
|
100.5
|
58.1
|
92.6
|
3
|
5,000
|
225
|
429,396
|
3
|
5,400
|
65-74
|
177.9
|
177.9
|
159.5
|
1
|
1,000
|
13
|
14,876
|
1
|
627
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
72.0
|
19.2
|
66.2
|
14
|
21,002
|
8,070
|
12,838,155
|
19
|
31,739
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
3,003
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
13
|
17,327
|
0
|
13
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
27
|
66,792
|
0
|
76
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
72
|
95,107
|
0
|
244
|
50-59
|
65.5
|
65.5
|
42.8
|
1
|
1,000
|
221
|
346,192
|
2
|
2,339
|
60-69
|
33.2
|
33.2
|
26.5
|
1
|
1,155
|
144
|
211,049
|
3
|
4,355
|
70-79
|
97.4
|
68.9
|
78.7
|
2
|
2,888
|
40
|
71,883
|
2
|
3,670
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
8,264
|
0
|
981
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
1,000
|
0
|
192
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
53.9
|
27.0
|
42.5
|
4
|
5,043
|
525
|
820,618
|
7
|
11,870
|
GRAND TOTAL
|
67.0
|
15.8
|
59.7
|
18
|
26,046
|
8,595
|
13,658,773
|
27
|
43,609
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.8
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
64.2
|
64.2
|
157.3
|
1
|
17
|
2,474
|
13,265
|
2
|
11
|
2
|
82.8
|
58.6
|
94.5
|
2
|
26
|
2,200
|
22,142
|
2
|
27
|
3
|
272.8
|
122.0
|
89.1
|
5
|
21
|
1,483
|
18,870
|
2
|
24
|
4
|
105.3
|
74.4
|
33.8
|
2
|
8
|
1,269
|
17,772
|
2
|
24
|
5
|
52.6
|
52.6
|
32.0
|
1
|
11
|
992
|
17,628
|
2
|
33
|
6-10
|
112.7
|
32.5
|
89.0
|
12
|
230
|
3,254
|
87,757
|
11
|
258
|
11-15
|
87.9
|
16.9
|
97.1
|
27
|
514
|
3,320
|
100,379
|
31
|
529
|
Total
|
98.1
|
13.9
|
91.2
|
50
|
826
|
14,993
|
277,813
|
51
|
905
|
Select Experience By Issue Age
|
0-4
|
|
|
0.0
|
0
|
0
|
0
|
197
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
22
|
3,099
|
0
|
2
|
15-24
|
85.0
|
85.0
|
111.2
|
1
|
29
|
2,400
|
46,234
|
1
|
26
|
25-34
|
0.0
|
0.0
|
83.0
|
0
|
36
|
3,627
|
67,224
|
2
|
44
|
35-44
|
138.7
|
69.4
|
85.9
|
4
|
61
|
3,139
|
59,524
|
3
|
71
|
45-54
|
97.4
|
34.4
|
103.2
|
8
|
202
|
3,139
|
57,898
|
8
|
195
|
55-64
|
62.5
|
20.8
|
63.5
|
9
|
178
|
1,802
|
32,289
|
14
|
281
|
65-74
|
108.4
|
24.9
|
110.0
|
19
|
246
|
793
|
10,333
|
18
|
223
|
75-89
|
188.6
|
62.9
|
117.1
|
9
|
73
|
71
|
1,016
|
5
|
62
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
98.1
|
13.9
|
91.2
|
50
|
826
|
14,993
|
277,813
|
51
|
905
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
26
|
1,172
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
275
|
4,245
|
0
|
3
|
30-39
|
302.1
|
213.6
|
110.2
|
2
|
14
|
855
|
16,154
|
1
|
12
|
40-49
|
145.6
|
72.8
|
86.3
|
4
|
49
|
2,196
|
46,313
|
3
|
57
|
50-59
|
122.3
|
35.3
|
80.7
|
12
|
139
|
3,750
|
66,756
|
10
|
172
|
60-69
|
65.8
|
11.5
|
70.0
|
33
|
450
|
5,383
|
71,626
|
50
|
643
|
70-79
|
103.2
|
8.2
|
89.0
|
157
|
1,250
|
5,838
|
55,149
|
152
|
1,405
|
80-89
|
100.0
|
5.7
|
94.7
|
304
|
2,084
|
4,211
|
31,214
|
304
|
2,200
|
90-99
|
84.9
|
8.6
|
90.8
|
97
|
691
|
544
|
3,630
|
114
|
761
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6
|
31
|
3
|
13
|
Total
|
95.7
|
3.9
|
88.8
|
609
|
4,677
|
23,083
|
296,292
|
637
|
5,268
|
GRAND TOTAL
|
95.9
|
3.7
|
89.1
|
659
|
5,503
|
38,076
|
574,105
|
688
|
6,173
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.9
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
109.1
|
32.9
|
94.9
|
11
|
261
|
8,241
|
284,863
|
10
|
275
|
2
|
110.3
|
26.7
|
112.0
|
17
|
516
|
8,673
|
324,284
|
15
|
461
|
3
|
83.3
|
21.5
|
86.6
|
15
|
437
|
8,113
|
288,941
|
18
|
504
|
4
|
80.1
|
20.0
|
81.4
|
16
|
450
|
7,957
|
292,405
|
20
|
553
|
5
|
98.9
|
20.6
|
96.8
|
23
|
613
|
7,739
|
278,200
|
23
|
633
|
6-10
|
95.7
|
7.0
|
96.3
|
185
|
4,887
|
42,083
|
1,480,086
|
193
|
5,073
|
11-15
|
91.9
|
4.4
|
85.0
|
427
|
10,187
|
58,227
|
1,968,027
|
465
|
11,983
|
Total
|
93.2
|
3.5
|
89.1
|
694
|
17,351
|
141,034
|
4,916,805
|
745
|
19,482
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
247
|
6,921
|
0
|
3
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,795
|
58,350
|
1
|
33
|
15-24
|
133.0
|
32.3
|
108.9
|
17
|
509
|
21,638
|
793,973
|
13
|
467
|
25-34
|
103.8
|
24.5
|
88.2
|
18
|
686
|
25,552
|
1,140,082
|
17
|
777
|
35-44
|
133.8
|
20.9
|
110.8
|
41
|
1,331
|
24,559
|
987,819
|
31
|
1,201
|
45-54
|
88.3
|
9.3
|
84.9
|
90
|
2,664
|
27,914
|
922,558
|
102
|
3,139
|
55-64
|
89.6
|
5.8
|
87.0
|
239
|
5,878
|
26,346
|
705,143
|
267
|
6,754
|
65-74
|
92.8
|
5.9
|
88.0
|
244
|
5,296
|
11,996
|
281,447
|
263
|
6,021
|
75-89
|
88.0
|
13.1
|
91.0
|
45
|
988
|
986
|
20,503
|
51
|
1,086
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
10
|
0
|
1
|
Total
|
93.2
|
3.5
|
89.1
|
694
|
17,351
|
141,034
|
4,916,805
|
745
|
19,482
|
Ultimate Experience By Attained Age
|
15-19
|
119.1
|
84.2
|
137.8
|
2
|
62
|
3,791
|
101,442
|
2
|
45
|
20-29
|
105.1
|
30.3
|
116.6
|
12
|
328
|
15,628
|
387,046
|
11
|
281
|
30-39
|
116.7
|
24.3
|
99.4
|
23
|
539
|
25,581
|
703,058
|
20
|
542
|
40-49
|
104.9
|
13.7
|
101.8
|
59
|
2,153
|
46,776
|
1,738,771
|
56
|
2,114
|
50-59
|
105.7
|
8.0
|
105.2
|
173
|
6,507
|
63,487
|
2,412,450
|
164
|
6,185
|
60-69
|
76.0
|
3.6
|
72.5
|
453
|
13,688
|
66,701
|
2,164,568
|
596
|
18,873
|
70-79
|
79.0
|
2.4
|
75.7
|
1,069
|
25,424
|
53,110
|
1,345,727
|
1,353
|
33,605
|
80-89
|
92.3
|
2.3
|
90.1
|
1,640
|
33,598
|
25,960
|
549,635
|
1,777
|
37,285
|
90-99
|
80.6
|
4.3
|
78.6
|
349
|
6,920
|
2,114
|
42,971
|
433
|
8,804
|
100+
|
38.6
|
38.6
|
43.8
|
1
|
35
|
6
|
184
|
3
|
80
|
Total
|
85.7
|
1.4
|
82.8
|
3,781
|
89,253
|
303,155
|
9,445,850
|
4,414
|
107,815
|
GRAND TOTAL
|
86.7
|
1.3
|
83.7
|
4,475
|
106,604
|
444,188
|
14,362,656
|
5,159
|
127,297
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.10
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
73.1
|
29.9
|
60.4
|
6
|
315
|
11,488
|
761,607
|
8
|
522
|
2
|
60.6
|
22.9
|
59.9
|
7
|
462
|
11,030
|
754,916
|
12
|
771
|
3
|
67.2
|
22.4
|
76.2
|
9
|
663
|
9,767
|
655,110
|
13
|
870
|
4
|
72.0
|
21.7
|
69.9
|
11
|
681
|
9,311
|
630,330
|
15
|
975
|
5
|
73.1
|
21.1
|
82.9
|
12
|
855
|
8,852
|
589,003
|
16
|
1,031
|
6-10
|
85.2
|
8.3
|
91.7
|
105
|
7,263
|
41,435
|
2,820,902
|
123
|
7,922
|
11-15
|
82.2
|
5.9
|
80.2
|
196
|
12,156
|
53,272
|
3,482,968
|
238
|
15,161
|
Total
|
81.1
|
4.4
|
82.2
|
346
|
22,395
|
145,154
|
9,694,838
|
426
|
27,252
|
Select Experience By Issue Age
|
0-4
|
2303.8
|
2303.8
|
2066.2
|
1
|
50
|
110
|
6,160
|
0
|
2
|
5-14
|
81.5
|
81.5
|
115.9
|
1
|
80
|
2,076
|
117,506
|
1
|
69
|
15-24
|
82.7
|
26.2
|
118.5
|
10
|
883
|
20,975
|
1,303,520
|
12
|
745
|
25-34
|
74.4
|
18.6
|
79.6
|
16
|
1,203
|
32,886
|
2,297,229
|
22
|
1,511
|
35-44
|
90.0
|
15.2
|
83.7
|
35
|
2,292
|
32,384
|
2,286,956
|
39
|
2,738
|
45-54
|
94.0
|
9.6
|
94.2
|
95
|
6,181
|
32,419
|
2,164,745
|
101
|
6,563
|
55-64
|
69.1
|
6.7
|
71.0
|
105
|
6,690
|
19,323
|
1,217,193
|
152
|
9,422
|
65-74
|
83.5
|
9.8
|
79.6
|
73
|
4,298
|
4,776
|
288,297
|
87
|
5,398
|
75-89
|
75.7
|
25.2
|
81.8
|
9
|
634
|
203
|
13,097
|
12
|
775
|
90+
|
231.6
|
231.6
|
302.9
|
1
|
85
|
2
|
135
|
0
|
28
|
Total
|
81.1
|
4.4
|
82.2
|
346
|
22,395
|
145,154
|
9,694,838
|
426
|
27,252
|
Ultimate Experience By Attained Age
|
15-19
|
137.8
|
137.8
|
167.8
|
1
|
71
|
1,608
|
93,698
|
1
|
42
|
20-29
|
72.4
|
36.2
|
69.9
|
4
|
218
|
7,786
|
438,228
|
6
|
311
|
30-39
|
78.0
|
27.6
|
72.6
|
8
|
433
|
13,291
|
771,695
|
10
|
595
|
40-49
|
72.7
|
11.5
|
74.1
|
40
|
2,756
|
44,387
|
2,979,469
|
55
|
3,721
|
50-59
|
84.9
|
6.4
|
82.4
|
175
|
12,003
|
79,760
|
5,655,471
|
206
|
14,572
|
60-69
|
74.9
|
3.9
|
72.6
|
378
|
23,958
|
60,411
|
3,993,804
|
505
|
33,015
|
70-79
|
71.7
|
3.7
|
70.2
|
379
|
22,785
|
22,153
|
1,362,367
|
529
|
32,478
|
80-89
|
78.4
|
4.4
|
78.2
|
311
|
19,221
|
5,887
|
364,331
|
397
|
24,570
|
90-99
|
66.2
|
8.3
|
64.3
|
64
|
3,832
|
461
|
28,507
|
97
|
5,963
|
100+
|
28.5
|
28.5
|
40.9
|
1
|
88
|
8
|
490
|
4
|
214
|
Total
|
75.3
|
2.0
|
73.9
|
1,361
|
85,363
|
235,752
|
15,688,059
|
1,808
|
115,481
|
GRAND TOTAL
|
76.4
|
1.8
|
75.5
|
1,707
|
107,758
|
380,906
|
25,382,897
|
2,235
|
142,733
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.11
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
81.1
|
18.1
|
67.8
|
20
|
2,570
|
37,932
|
6,243,541
|
25
|
3,790
|
2
|
58.3
|
13.0
|
53.1
|
20
|
2,788
|
38,178
|
6,224,686
|
34
|
5,251
|
3
|
78.4
|
13.4
|
79.6
|
34
|
5,183
|
39,207
|
6,284,700
|
43
|
6,509
|
4
|
73.7
|
12.5
|
78.6
|
35
|
5,564
|
36,252
|
5,868,112
|
47
|
7,082
|
5
|
64.0
|
11.3
|
63.3
|
32
|
4,679
|
34,256
|
5,481,853
|
50
|
7,387
|
6-10
|
67.4
|
4.4
|
70.9
|
231
|
35,357
|
164,962
|
25,727,489
|
343
|
49,885
|
11-15
|
81.9
|
4.4
|
80.1
|
352
|
47,979
|
143,319
|
20,531,837
|
430
|
59,894
|
Total
|
74.4
|
2.8
|
74.5
|
724
|
104,121
|
494,107
|
76,362,218
|
972
|
139,797
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
216
|
26,040
|
0
|
10
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,723
|
452,580
|
2
|
240
|
15-24
|
71.4
|
16.4
|
83.8
|
19
|
2,917
|
48,677
|
6,428,686
|
27
|
3,481
|
25-34
|
76.3
|
9.7
|
73.2
|
62
|
9,572
|
122,924
|
20,218,891
|
81
|
13,074
|
35-44
|
81.1
|
7.0
|
84.0
|
134
|
21,904
|
145,182
|
23,812,184
|
165
|
26,061
|
45-54
|
80.7
|
5.4
|
78.4
|
227
|
31,835
|
116,469
|
17,579,521
|
281
|
40,596
|
55-64
|
67.3
|
4.8
|
67.5
|
195
|
26,460
|
49,615
|
6,874,822
|
290
|
39,198
|
65-74
|
67.7
|
8.0
|
65.0
|
72
|
9,381
|
7,013
|
930,118
|
106
|
14,432
|
75-89
|
77.1
|
19.9
|
77.1
|
15
|
2,051
|
286
|
39,246
|
19
|
2,661
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
130
|
0
|
43
|
Total
|
74.4
|
2.8
|
74.5
|
724
|
104,121
|
494,107
|
76,362,218
|
972
|
139,797
|
Ultimate Experience By Attained Age
|
15-19
|
118.0
|
118.0
|
167.4
|
1
|
180
|
1,912
|
242,956
|
1
|
107
|
20-29
|
92.2
|
53.2
|
96.9
|
3
|
384
|
4,598
|
560,950
|
3
|
397
|
30-39
|
142.0
|
38.0
|
130.5
|
14
|
1,524
|
12,764
|
1,511,268
|
10
|
1,167
|
40-49
|
93.5
|
10.0
|
90.9
|
87
|
11,213
|
73,417
|
9,687,725
|
93
|
12,340
|
50-59
|
79.2
|
4.8
|
75.7
|
277
|
35,762
|
138,214
|
18,701,242
|
350
|
47,266
|
60-69
|
67.3
|
3.4
|
65.2
|
392
|
50,106
|
73,646
|
9,743,720
|
582
|
76,892
|
70-79
|
67.5
|
3.9
|
66.6
|
298
|
38,330
|
18,669
|
2,435,395
|
441
|
57,573
|
80-89
|
84.5
|
4.8
|
82.3
|
306
|
39,496
|
5,293
|
699,496
|
362
|
47,996
|
90-99
|
73.9
|
8.7
|
74.2
|
72
|
9,639
|
466
|
62,032
|
97
|
12,986
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
300
|
1
|
128
|
Total
|
74.7
|
2.0
|
72.7
|
1,450
|
186,635
|
328,981
|
43,645,084
|
1,941
|
256,852
|
GRAND TOTAL
|
74.6
|
1.6
|
73.3
|
2,174
|
290,755
|
823,088
|
120,007,302
|
2,913
|
396,649
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.12
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
63.6
|
20.1
|
59.6
|
10
|
3,200
|
30,203
|
10,676,095
|
16
|
5,365
|
2
|
59.0
|
17.0
|
57.2
|
12
|
3,930
|
28,251
|
9,886,030
|
20
|
6,865
|
3
|
66.9
|
16.2
|
69.7
|
17
|
5,899
|
29,223
|
10,076,172
|
25
|
8,465
|
4
|
87.7
|
17.5
|
73.7
|
25
|
6,854
|
29,054
|
9,796,975
|
28
|
9,304
|
5
|
64.0
|
14.3
|
58.9
|
20
|
5,950
|
28,707
|
9,535,645
|
31
|
10,108
|
6-10
|
68.8
|
5.9
|
69.4
|
138
|
43,380
|
127,844
|
40,668,187
|
200
|
62,529
|
11-15
|
77.5
|
7.6
|
73.3
|
104
|
30,895
|
51,164
|
16,120,665
|
134
|
42,149
|
Total
|
71.5
|
4.0
|
69.1
|
326
|
100,107
|
324,446
|
106,759,770
|
456
|
144,785
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
39
|
11,452
|
0
|
4
|
5-14
|
225.9
|
225.9
|
211.2
|
1
|
262
|
844
|
236,046
|
0
|
124
|
15-24
|
38.6
|
22.3
|
51.7
|
3
|
1,200
|
14,970
|
4,501,191
|
8
|
2,319
|
25-34
|
61.2
|
10.7
|
62.1
|
33
|
11,168
|
90,109
|
30,557,373
|
54
|
17,987
|
35-44
|
80.1
|
8.4
|
73.9
|
91
|
27,483
|
119,381
|
40,078,180
|
114
|
37,186
|
45-54
|
72.2
|
7.1
|
70.8
|
103
|
31,648
|
77,229
|
24,582,036
|
143
|
44,709
|
55-64
|
68.8
|
8.3
|
69.1
|
68
|
20,980
|
19,770
|
6,142,180
|
99
|
30,373
|
65-74
|
71.3
|
15.2
|
63.1
|
22
|
6,065
|
1,989
|
614,116
|
31
|
9,606
|
75-89
|
63.6
|
28.4
|
52.5
|
5
|
1,300
|
114
|
37,198
|
8
|
2,475
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
71.5
|
4.0
|
69.1
|
326
|
100,107
|
324,446
|
106,759,770
|
456
|
144,785
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
337
|
98,942
|
0
|
44
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
863
|
252,493
|
1
|
180
|
30-39
|
82.9
|
82.9
|
72.8
|
1
|
253
|
1,562
|
450,388
|
1
|
348
|
40-49
|
70.7
|
22.4
|
61.3
|
10
|
2,682
|
10,965
|
3,380,363
|
14
|
4,372
|
50-59
|
62.4
|
10.0
|
58.2
|
39
|
11,312
|
24,645
|
7,678,349
|
62
|
19,451
|
60-69
|
68.9
|
7.8
|
69.8
|
77
|
24,278
|
13,985
|
4,342,612
|
112
|
34,762
|
70-79
|
53.7
|
7.8
|
56.5
|
47
|
15,449
|
3,686
|
1,150,260
|
88
|
27,335
|
80-89
|
73.1
|
10.0
|
75.7
|
53
|
17,451
|
1,052
|
335,634
|
72
|
23,066
|
90-99
|
57.8
|
19.3
|
63.7
|
9
|
3,068
|
77
|
23,930
|
16
|
4,814
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
400
|
0
|
161
|
Total
|
64.4
|
4.2
|
65.0
|
236
|
74,492
|
57,172
|
17,713,372
|
366
|
114,533
|
GRAND TOTAL
|
68.3
|
2.9
|
67.3
|
562
|
174,599
|
381,618
|
124,473,142
|
822
|
259,318
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.13
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
57.5
|
21.7
|
47.7
|
7
|
3,616
|
26,035
|
16,399,810
|
12
|
7,586
|
2
|
78.4
|
22.6
|
74.3
|
12
|
7,050
|
23,701
|
14,896,039
|
15
|
9,492
|
3
|
78.7
|
21.0
|
73.0
|
14
|
8,021
|
23,280
|
14,513,457
|
18
|
10,990
|
4
|
78.5
|
20.3
|
74.4
|
15
|
8,680
|
22,114
|
13,603,076
|
19
|
11,672
|
5
|
73.4
|
18.9
|
69.9
|
15
|
8,650
|
21,062
|
12,867,894
|
20
|
12,382
|
6-10
|
67.3
|
7.9
|
66.7
|
73
|
43,050
|
73,633
|
44,007,146
|
108
|
64,556
|
11-15
|
64.6
|
9.9
|
63.7
|
43
|
24,912
|
23,196
|
13,546,234
|
67
|
39,117
|
Total
|
68.9
|
5.1
|
66.7
|
179
|
103,978
|
213,021
|
129,833,655
|
260
|
155,795
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
4,678
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
212
|
117,470
|
0
|
62
|
15-24
|
100.4
|
58.0
|
88.9
|
3
|
1,500
|
5,877
|
3,334,469
|
3
|
1,688
|
25-34
|
72.9
|
14.9
|
69.6
|
24
|
13,845
|
59,693
|
36,403,261
|
33
|
19,882
|
35-44
|
74.6
|
10.1
|
73.6
|
55
|
32,960
|
89,378
|
55,085,554
|
74
|
44,807
|
45-54
|
72.9
|
9.7
|
70.3
|
57
|
32,739
|
46,471
|
28,077,963
|
78
|
46,541
|
55-64
|
54.4
|
10.3
|
52.1
|
28
|
15,928
|
10,302
|
6,163,774
|
51
|
30,553
|
65-74
|
51.6
|
18.2
|
47.4
|
8
|
4,400
|
1,006
|
601,880
|
16
|
9,290
|
75-89
|
81.2
|
40.6
|
87.7
|
4
|
2,606
|
74
|
44,604
|
5
|
2,971
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
68.9
|
5.1
|
66.7
|
179
|
103,978
|
213,021
|
129,833,655
|
260
|
155,795
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
37
|
21,481
|
0
|
10
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
121
|
69,148
|
0
|
50
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
395
|
226,454
|
0
|
174
|
40-49
|
50.6
|
35.7
|
44.1
|
2
|
1,000
|
3,009
|
1,723,580
|
4
|
2,269
|
50-59
|
66.8
|
17.2
|
66.8
|
15
|
8,719
|
8,700
|
5,048,076
|
22
|
13,044
|
60-69
|
59.0
|
11.0
|
59.2
|
29
|
17,043
|
6,068
|
3,543,669
|
49
|
28,790
|
70-79
|
30.4
|
8.4
|
30.8
|
13
|
7,783
|
1,796
|
1,056,541
|
43
|
25,230
|
80-89
|
70.4
|
13.8
|
68.0
|
26
|
14,509
|
539
|
312,806
|
37
|
21,328
|
90-99
|
56.5
|
25.3
|
59.7
|
5
|
3,000
|
42
|
23,966
|
9
|
5,022
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
1,047
|
1
|
421
|
Total
|
54.4
|
5.7
|
54.0
|
90
|
52,054
|
20,708
|
12,026,769
|
165
|
96,337
|
GRAND TOTAL
|
63.3
|
3.9
|
61.9
|
269
|
156,033
|
233,729
|
141,860,423
|
425
|
252,132
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.14
TOTAL EXPERIENCE -- MALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
65.1
|
29.1
|
73.8
|
5
|
10,425
|
15,697
|
27,427,494
|
8
|
14,130
|
2
|
92.6
|
30.9
|
93.8
|
9
|
17,250
|
13,962
|
24,538,285
|
10
|
18,386
|
3
|
55.5
|
22.7
|
37.4
|
6
|
7,512
|
12,995
|
23,026,002
|
11
|
20,071
|
4
|
27.3
|
15.8
|
17.6
|
3
|
3,500
|
11,432
|
19,106,423
|
11
|
19,882
|
5
|
74.9
|
25.0
|
57.0
|
9
|
12,500
|
10,837
|
18,251,693
|
12
|
21,945
|
6-10
|
58.0
|
9.9
|
48.0
|
34
|
49,422
|
33,710
|
54,023,398
|
59
|
103,067
|
11-15
|
54.9
|
12.0
|
51.9
|
21
|
33,004
|
10,278
|
16,161,803
|
38
|
63,582
|
Total
|
58.7
|
6.3
|
51.2
|
87
|
133,613
|
108,912
|
182,535,097
|
148
|
261,062
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
4,575
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
73
|
123,899
|
0
|
71
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,664
|
3,051,823
|
1
|
1,577
|
25-34
|
81.9
|
25.9
|
61.9
|
10
|
11,074
|
23,024
|
33,960,928
|
12
|
17,893
|
35-44
|
60.6
|
12.6
|
49.7
|
23
|
30,568
|
48,333
|
79,288,746
|
38
|
61,503
|
45-54
|
73.9
|
12.7
|
76.2
|
34
|
61,459
|
28,217
|
50,906,884
|
46
|
80,685
|
55-64
|
46.0
|
11.9
|
37.8
|
15
|
23,500
|
6,653
|
13,302,991
|
33
|
62,201
|
65-74
|
36.7
|
16.4
|
27.3
|
5
|
7,012
|
869
|
1,674,493
|
14
|
25,690
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
76
|
220,758
|
5
|
11,440
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
58.7
|
6.3
|
51.2
|
87
|
133,613
|
108,912
|
182,535,097
|
148
|
261,062
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
9
|
9,831
|
0
|
4
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
32
|
37,492
|
0
|
27
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
155
|
226,133
|
0
|
174
|
40-49
|
76.4
|
76.4
|
51.1
|
1
|
1,000
|
1,009
|
1,527,386
|
1
|
1,958
|
50-59
|
43.9
|
22.0
|
32.9
|
4
|
4,500
|
3,466
|
5,203,833
|
9
|
13,668
|
60-69
|
47.0
|
14.2
|
37.5
|
11
|
14,019
|
2,790
|
4,361,843
|
23
|
37,367
|
70-79
|
78.2
|
17.1
|
81.0
|
21
|
36,009
|
1,102
|
1,805,111
|
27
|
44,448
|
80-89
|
51.7
|
13.8
|
58.0
|
14
|
28,715
|
411
|
773,663
|
27
|
49,505
|
90-99
|
46.6
|
26.9
|
108.2
|
3
|
12,065
|
32
|
51,552
|
6
|
11,148
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
57.3
|
7.8
|
60.8
|
54
|
96,308
|
9,007
|
13,996,844
|
94
|
158,299
|
GRAND TOTAL
|
58.2
|
4.9
|
54.8
|
141
|
229,921
|
117,919
|
196,531,941
|
242
|
419,362
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.15
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
314.8
|
0
|
21
|
2,339
|
8,964
|
1
|
7
|
2
|
401.5
|
283.9
|
433.3
|
2
|
17
|
1,988
|
13,355
|
0
|
4
|
3
|
188.9
|
188.9
|
230.1
|
1
|
29
|
1,755
|
16,661
|
1
|
13
|
4
|
181.1
|
181.1
|
174.7
|
1
|
13
|
1,587
|
18,428
|
1
|
7
|
5
|
185.6
|
185.6
|
108.0
|
1
|
7
|
1,268
|
17,367
|
1
|
6
|
6-10
|
99.7
|
99.7
|
159.1
|
1
|
68
|
2,498
|
80,642
|
1
|
43
|
11-15
|
92.1
|
32.6
|
130.4
|
8
|
90
|
2,059
|
63,426
|
9
|
69
|
Total
|
112.6
|
30.1
|
164.6
|
14
|
245
|
13,494
|
218,843
|
12
|
149
|
Select Experience By Issue Age
|
0-4
|
78.8
|
78.8
|
149.5
|
1
|
30
|
8,172
|
133,036
|
1
|
20
|
5-14
|
161.3
|
114.1
|
145.7
|
2
|
38
|
4,314
|
67,269
|
1
|
26
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
658
|
11,011
|
0
|
6
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
979
|
0
|
1
|
35-44
|
0.0
|
0.0
|
0.0
|
0
|
0
|
18
|
1,094
|
0
|
1
|
45-54
|
627.3
|
627.3
|
430.2
|
1
|
19
|
25
|
1,361
|
0
|
4
|
55-64
|
83.3
|
58.9
|
159.5
|
2
|
38
|
118
|
1,799
|
2
|
24
|
65-74
|
134.2
|
50.7
|
188.9
|
7
|
85
|
152
|
1,793
|
5
|
45
|
75-89
|
56.3
|
56.3
|
168.8
|
1
|
34
|
32
|
495
|
2
|
20
|
90+
|
|
|
105.1
|
0
|
1
|
0
|
7
|
0
|
1
|
Total
|
112.6
|
30.1
|
164.6
|
14
|
245
|
13,494
|
218,843
|
12
|
149
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
810
|
13,727
|
0
|
6
|
20-29
|
154.7
|
58.5
|
129.6
|
7
|
61
|
6,180
|
64,899
|
5
|
47
|
30-39
|
150.4
|
26.6
|
153.2
|
32
|
207
|
24,436
|
155,829
|
21
|
135
|
40-49
|
133.1
|
13.7
|
133.2
|
95
|
508
|
47,938
|
255,837
|
71
|
382
|
50-59
|
127.5
|
6.4
|
127.9
|
400
|
2,223
|
79,438
|
442,147
|
314
|
1,738
|
60-69
|
83.6
|
2.4
|
84.0
|
1,256
|
7,094
|
120,798
|
678,525
|
1,502
|
8,448
|
70-79
|
88.8
|
1.5
|
90.6
|
3,671
|
18,744
|
126,127
|
638,966
|
4,133
|
20,699
|
80-89
|
97.9
|
1.1
|
102.3
|
7,744
|
34,409
|
97,802
|
422,169
|
7,913
|
33,635
|
90-99
|
71.8
|
1.3
|
80.7
|
3,273
|
12,426
|
19,819
|
69,092
|
4,557
|
15,406
|
100+
|
13.7
|
1.3
|
23.9
|
119
|
352
|
1,990
|
3,415
|
866
|
1,476
|
Total
|
85.6
|
0.7
|
92.7
|
16,597
|
76,025
|
525,338
|
2,744,606
|
19,383
|
81,971
|
GRAND TOTAL
|
85.6
|
0.7
|
92.9
|
16,611
|
76,270
|
538,832
|
2,963,449
|
19,395
|
82,120
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.16
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
135.7
|
95.9
|
110.1
|
2
|
45
|
6,280
|
191,081
|
1
|
41
|
2
|
170.7
|
120.7
|
77.6
|
2
|
25
|
5,784
|
177,961
|
1
|
32
|
3
|
371.0
|
165.9
|
170.4
|
5
|
58
|
5,756
|
177,599
|
1
|
34
|
4
|
274.2
|
137.1
|
150.2
|
4
|
55
|
6,100
|
186,800
|
1
|
37
|
5
|
153.8
|
108.7
|
118.4
|
2
|
40
|
5,792
|
172,666
|
1
|
34
|
6-10
|
95.5
|
39.0
|
81.4
|
6
|
148
|
29,754
|
784,059
|
6
|
182
|
11-15
|
65.7
|
20.8
|
55.5
|
10
|
227
|
37,063
|
974,677
|
15
|
409
|
Total
|
109.7
|
19.7
|
77.8
|
31
|
597
|
96,529
|
2,664,843
|
28
|
768
|
Select Experience By Issue Age
|
0-4
|
71.6
|
25.3
|
46.4
|
8
|
139
|
65,929
|
1,782,335
|
11
|
301
|
5-14
|
77.3
|
29.2
|
80.6
|
7
|
202
|
26,346
|
734,359
|
9
|
251
|
15-24
|
51.7
|
51.7
|
83.2
|
1
|
57
|
3,377
|
122,260
|
2
|
69
|
25-34
|
1272.9
|
1272.9
|
355.4
|
1
|
15
|
136
|
6,056
|
0
|
4
|
35-44
|
644.7
|
644.7
|
122.0
|
1
|
10
|
156
|
6,437
|
0
|
8
|
45-54
|
147.3
|
147.3
|
62.0
|
1
|
15
|
213
|
6,419
|
1
|
24
|
55-64
|
190.6
|
95.3
|
124.7
|
4
|
66
|
206
|
4,469
|
2
|
53
|
65-74
|
192.2
|
85.9
|
111.6
|
5
|
58
|
144
|
2,228
|
3
|
52
|
75-89
|
620.8
|
358.4
|
557.2
|
3
|
35
|
22
|
280
|
0
|
6
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
109.7
|
19.7
|
77.8
|
31
|
597
|
96,529
|
2,664,843
|
28
|
768
|
Ultimate Experience By Attained Age
|
15-19
|
75.3
|
25.1
|
61.4
|
9
|
208
|
28,305
|
802,876
|
12
|
339
|
20-29
|
88.8
|
12.0
|
83.8
|
55
|
1,356
|
86,550
|
2,268,508
|
62
|
1,618
|
30-39
|
126.1
|
14.3
|
121.2
|
78
|
1,628
|
72,328
|
1,571,889
|
62
|
1,344
|
40-49
|
120.9
|
12.2
|
113.8
|
98
|
2,859
|
54,574
|
1,628,309
|
81
|
2,513
|
50-59
|
107.7
|
4.7
|
93.8
|
532
|
15,765
|
123,336
|
4,266,778
|
494
|
16,811
|
60-69
|
83.4
|
2.2
|
77.7
|
1,486
|
36,463
|
151,299
|
4,084,506
|
1,782
|
46,928
|
70-79
|
80.7
|
1.7
|
79.2
|
2,274
|
48,339
|
89,662
|
1,960,142
|
2,816
|
61,046
|
80-89
|
98.0
|
1.7
|
97.1
|
3,145
|
63,596
|
41,093
|
841,055
|
3,211
|
65,508
|
90-99
|
81.9
|
2.7
|
82.1
|
949
|
19,203
|
5,315
|
107,090
|
1,159
|
23,379
|
100+
|
44.1
|
9.0
|
41.8
|
24
|
439
|
127
|
2,446
|
54
|
1,052
|
Total
|
88.9
|
1.0
|
86.1
|
8,650
|
189,856
|
652,589
|
17,533,600
|
9,733
|
220,537
|
GRAND TOTAL
|
88.9
|
1.0
|
86.1
|
8,681
|
190,454
|
749,118
|
20,198,444
|
9,762
|
221,305
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.17
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
78.4
|
78.4
|
65.9
|
1
|
50
|
5,489
|
328,123
|
1
|
76
|
2
|
173.7
|
122.8
|
180.3
|
2
|
124
|
4,866
|
292,332
|
1
|
69
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,408
|
265,164
|
1
|
68
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,338
|
260,670
|
2
|
97
|
5
|
127.9
|
73.8
|
105.7
|
3
|
150
|
4,628
|
275,315
|
2
|
142
|
6-10
|
82.6
|
18.9
|
80.3
|
19
|
1,069
|
25,263
|
1,453,998
|
23
|
1,331
|
11-15
|
51.8
|
14.4
|
50.7
|
13
|
752
|
20,221
|
1,163,848
|
25
|
1,481
|
Total
|
68.3
|
11.1
|
65.7
|
38
|
2,145
|
69,214
|
4,039,450
|
56
|
3,264
|
Select Experience By Issue Age
|
0-4
|
93.0
|
41.6
|
97.9
|
5
|
303
|
33,737
|
1,942,957
|
5
|
310
|
5-14
|
85.4
|
42.7
|
85.8
|
4
|
241
|
15,431
|
923,879
|
5
|
281
|
15-24
|
114.8
|
57.4
|
118.7
|
4
|
235
|
5,976
|
343,149
|
3
|
198
|
25-34
|
109.6
|
54.8
|
105.7
|
4
|
225
|
5,190
|
300,461
|
4
|
213
|
35-44
|
103.9
|
42.4
|
99.0
|
6
|
350
|
4,117
|
247,963
|
6
|
353
|
45-54
|
33.3
|
16.7
|
28.0
|
4
|
200
|
3,114
|
185,484
|
12
|
715
|
55-64
|
42.6
|
17.4
|
41.8
|
6
|
340
|
1,389
|
80,265
|
14
|
815
|
65-74
|
72.3
|
36.2
|
62.7
|
4
|
200
|
246
|
14,397
|
6
|
319
|
75-89
|
96.4
|
96.4
|
83.1
|
1
|
50
|
15
|
896
|
1
|
60
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
68.3
|
11.1
|
65.7
|
38
|
2,145
|
69,214
|
4,039,450
|
56
|
3,264
|
Ultimate Experience By Attained Age
|
15-19
|
45.4
|
45.4
|
34.0
|
1
|
54
|
5,291
|
377,710
|
2
|
159
|
20-29
|
119.2
|
30.8
|
126.4
|
15
|
1,135
|
17,558
|
1,255,170
|
13
|
898
|
30-39
|
89.1
|
29.7
|
76.7
|
9
|
528
|
11,810
|
806,439
|
10
|
688
|
40-49
|
135.8
|
35.1
|
99.7
|
15
|
1,066
|
7,296
|
680,766
|
11
|
1,069
|
50-59
|
101.5
|
12.1
|
98.4
|
70
|
6,904
|
17,491
|
1,819,888
|
69
|
7,014
|
60-69
|
71.8
|
6.1
|
70.1
|
138
|
11,230
|
16,804
|
1,420,615
|
192
|
16,024
|
70-79
|
76.4
|
5.8
|
77.6
|
171
|
13,691
|
7,213
|
568,742
|
224
|
17,645
|
80-89
|
97.4
|
6.5
|
94.4
|
226
|
17,751
|
2,998
|
242,177
|
232
|
18,805
|
90-99
|
86.8
|
10.2
|
87.1
|
73
|
5,900
|
387
|
31,288
|
84
|
6,773
|
100+
|
58.3
|
41.3
|
62.2
|
2
|
136
|
8
|
512
|
3
|
219
|
Total
|
85.7
|
3.2
|
84.3
|
720
|
58,394
|
86,856
|
7,203,306
|
841
|
69,295
|
GRAND TOTAL
|
84.6
|
3.1
|
83.4
|
758
|
60,539
|
156,071
|
11,242,757
|
896
|
72,559
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.18
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
59.0
|
59.0
|
91.2
|
1
|
200
|
7,715
|
974,210
|
2
|
219
|
2
|
65.7
|
65.7
|
50.7
|
1
|
100
|
7,097
|
884,255
|
2
|
197
|
3
|
129.3
|
91.4
|
130.7
|
2
|
275
|
6,268
|
787,425
|
2
|
210
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5,922
|
755,955
|
2
|
268
|
5
|
114.9
|
66.3
|
110.5
|
3
|
410
|
6,075
|
795,840
|
3
|
371
|
6-10
|
58.1
|
17.5
|
49.1
|
11
|
1,350
|
24,557
|
3,348,748
|
19
|
2,751
|
11-15
|
55.8
|
16.1
|
46.2
|
12
|
1,320
|
16,632
|
2,148,772
|
22
|
2,857
|
Total
|
60.3
|
11.0
|
53.2
|
30
|
3,655
|
74,266
|
9,695,206
|
50
|
6,874
|
Select Experience By Issue Age
|
0-4
|
65.2
|
37.7
|
71.9
|
3
|
400
|
30,216
|
3,650,562
|
5
|
556
|
5-14
|
37.5
|
26.5
|
29.8
|
2
|
200
|
20,327
|
2,533,056
|
5
|
671
|
15-24
|
57.6
|
40.7
|
67.6
|
2
|
300
|
6,188
|
798,913
|
3
|
444
|
25-34
|
37.0
|
26.1
|
23.9
|
2
|
200
|
7,492
|
1,169,298
|
5
|
838
|
35-44
|
107.6
|
35.9
|
98.2
|
9
|
1,275
|
5,888
|
939,935
|
8
|
1,298
|
45-54
|
36.8
|
18.4
|
29.0
|
4
|
450
|
3,123
|
464,518
|
11
|
1,553
|
55-64
|
37.9
|
21.9
|
29.0
|
3
|
300
|
866
|
117,633
|
8
|
1,035
|
65-74
|
119.9
|
60.0
|
98.1
|
4
|
410
|
157
|
20,005
|
3
|
418
|
75-89
|
223.6
|
223.6
|
196.6
|
1
|
120
|
9
|
1,285
|
0
|
61
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
60.3
|
11.0
|
53.2
|
30
|
3,655
|
74,266
|
9,695,206
|
50
|
6,874
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,137
|
299,423
|
1
|
124
|
20-29
|
75.8
|
43.7
|
88.3
|
3
|
498
|
5,550
|
790,497
|
4
|
563
|
30-39
|
57.3
|
40.5
|
67.2
|
2
|
308
|
4,043
|
532,849
|
3
|
459
|
40-49
|
74.3
|
23.5
|
96.8
|
10
|
1,693
|
8,802
|
1,131,177
|
13
|
1,748
|
50-59
|
81.2
|
13.5
|
82.7
|
36
|
5,586
|
11,963
|
1,801,667
|
44
|
6,758
|
60-69
|
61.7
|
8.8
|
54.7
|
49
|
7,004
|
7,147
|
1,143,094
|
79
|
12,796
|
70-79
|
66.1
|
9.2
|
70.8
|
52
|
9,341
|
2,530
|
425,177
|
79
|
13,202
|
80-89
|
95.4
|
10.5
|
92.0
|
83
|
13,968
|
1,127
|
195,976
|
87
|
15,181
|
90-99
|
64.8
|
15.3
|
71.4
|
18
|
3,576
|
127
|
22,931
|
28
|
5,007
|
100+
|
77.4
|
77.4
|
60.8
|
1
|
100
|
3
|
380
|
1
|
165
|
Total
|
74.7
|
4.7
|
75.1
|
254
|
42,073
|
43,428
|
6,343,170
|
340
|
56,003
|
GRAND TOTAL
|
72.8
|
4.3
|
72.7
|
284
|
45,728
|
117,694
|
16,038,376
|
390
|
62,878
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.19
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
65.7
|
29.4
|
66.8
|
5
|
1,450
|
12,088
|
3,458,577
|
8
|
2,170
|
2
|
42.4
|
21.2
|
53.7
|
4
|
1,450
|
11,849
|
3,417,039
|
9
|
2,699
|
3
|
60.4
|
22.8
|
60.3
|
7
|
2,025
|
11,392
|
3,326,653
|
12
|
3,356
|
4
|
83.4
|
31.5
|
80.5
|
7
|
1,975
|
7,756
|
2,305,054
|
8
|
2,453
|
5
|
91.8
|
37.5
|
85.0
|
6
|
1,650
|
6,013
|
1,815,074
|
7
|
1,940
|
6-10
|
62.0
|
17.9
|
63.9
|
12
|
3,780
|
13,791
|
4,319,766
|
19
|
5,918
|
11-15
|
0.0
|
0.0
|
27.4
|
0
|
250
|
1,910
|
642,405
|
3
|
912
|
Total
|
62.5
|
9.8
|
64.7
|
41
|
12,580
|
64,800
|
19,284,568
|
66
|
19,447
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,209
|
1,238,191
|
1
|
182
|
5-14
|
220.9
|
156.2
|
259.5
|
2
|
725
|
3,581
|
1,074,918
|
1
|
280
|
15-24
|
78.4
|
78.4
|
108.6
|
1
|
400
|
2,611
|
751,441
|
1
|
368
|
25-34
|
43.6
|
25.2
|
44.1
|
3
|
950
|
14,105
|
4,344,038
|
7
|
2,154
|
35-44
|
45.6
|
18.6
|
50.1
|
6
|
2,025
|
19,061
|
5,756,880
|
13
|
4,045
|
45-54
|
68.7
|
17.2
|
68.6
|
16
|
4,675
|
16,114
|
4,656,333
|
23
|
6,814
|
55-64
|
71.1
|
20.5
|
73.3
|
12
|
3,555
|
4,824
|
1,378,532
|
17
|
4,851
|
65-74
|
38.3
|
38.3
|
33.2
|
1
|
250
|
295
|
84,233
|
3
|
753
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
62.5
|
9.8
|
64.7
|
41
|
12,580
|
64,800
|
19,284,568
|
66
|
19,447
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
255
|
88,541
|
0
|
37
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
542
|
196,201
|
0
|
140
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
279
|
97,367
|
0
|
83
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
323
|
105,143
|
0
|
162
|
50-59
|
33.9
|
33.9
|
42.4
|
1
|
500
|
773
|
305,890
|
3
|
1,180
|
60-69
|
67.5
|
30.2
|
43.7
|
5
|
1,403
|
646
|
280,005
|
7
|
3,212
|
70-79
|
49.9
|
20.4
|
40.8
|
6
|
2,053
|
383
|
161,072
|
12
|
5,036
|
80-89
|
40.8
|
16.7
|
60.4
|
6
|
3,734
|
193
|
80,738
|
15
|
6,182
|
90-99
|
65.6
|
46.4
|
121.7
|
2
|
1,711
|
16
|
6,981
|
3
|
1,406
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
48.4
|
10.8
|
53.9
|
20
|
9,401
|
3,411
|
1,321,938
|
41
|
17,438
|
GRAND TOTAL
|
57.0
|
7.3
|
59.6
|
61
|
21,982
|
68,211
|
20,606,506
|
107
|
36,885
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.20
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
67.7
|
39.1
|
62.3
|
3
|
1,540
|
8,344
|
4,654,720
|
4
|
2,471
|
2
|
37.0
|
26.2
|
33.3
|
2
|
1,000
|
8,224
|
4,596,121
|
5
|
2,999
|
3
|
48.6
|
28.1
|
50.7
|
3
|
1,750
|
7,595
|
4,244,166
|
6
|
3,450
|
4
|
62.1
|
35.8
|
68.0
|
3
|
1,850
|
5,171
|
2,921,556
|
5
|
2,720
|
5
|
35.7
|
25.2
|
31.6
|
2
|
1,000
|
4,929
|
2,799,541
|
6
|
3,162
|
6-10
|
70.1
|
21.1
|
70.5
|
11
|
6,250
|
10,984
|
6,285,710
|
16
|
8,867
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
747
|
449,410
|
1
|
668
|
Total
|
55.4
|
11.3
|
55.0
|
24
|
13,390
|
45,994
|
25,951,223
|
43
|
24,337
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,254
|
753,796
|
0
|
111
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,353
|
855,602
|
0
|
239
|
15-24
|
508.0
|
293.3
|
458.8
|
3
|
1,500
|
1,220
|
677,156
|
1
|
327
|
25-34
|
132.8
|
47.0
|
133.7
|
8
|
4,540
|
12,683
|
7,131,158
|
6
|
3,395
|
35-44
|
52.5
|
21.4
|
51.8
|
6
|
3,350
|
17,235
|
9,707,868
|
11
|
6,465
|
45-54
|
27.3
|
13.6
|
25.0
|
4
|
2,050
|
9,918
|
5,520,027
|
15
|
8,211
|
55-64
|
34.4
|
19.9
|
40.1
|
3
|
1,950
|
2,196
|
1,230,902
|
9
|
4,867
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
135
|
74,714
|
1
|
721
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
55.4
|
11.3
|
55.0
|
24
|
13,390
|
45,994
|
25,951,223
|
43
|
24,337
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
55
|
37,198
|
0
|
16
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
148
|
99,945
|
0
|
72
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
58
|
39,582
|
0
|
34
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
64
|
38,814
|
0
|
60
|
50-59
|
276.5
|
195.5
|
218.2
|
2
|
1,110
|
187
|
129,635
|
1
|
508
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
176
|
135,101
|
2
|
1,652
|
70-79
|
54.6
|
38.6
|
40.7
|
2
|
1,165
|
118
|
91,108
|
4
|
2,865
|
80-89
|
113.7
|
46.4
|
105.6
|
6
|
4,536
|
66
|
53,706
|
5
|
4,296
|
90-99
|
94.1
|
94.1
|
58.6
|
1
|
584
|
5
|
4,708
|
1
|
996
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
84.0
|
25.3
|
70.4
|
11
|
7,394
|
878
|
629,797
|
13
|
10,497
|
GRAND TOTAL
|
62.1
|
10.5
|
59.7
|
35
|
20,784
|
46,872
|
26,581,020
|
56
|
34,834
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.21
TOTAL EXPERIENCE -- MALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,467
|
5,140,212
|
2
|
3,067
|
2
|
79.9
|
56.5
|
57.7
|
2
|
2,000
|
3,352
|
4,452,352
|
3
|
3,469
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,099
|
4,456,246
|
3
|
4,714
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,346
|
3,315,515
|
3
|
4,558
|
5
|
77.6
|
54.9
|
50.3
|
2
|
2,000
|
1,872
|
2,773,962
|
3
|
3,978
|
6-10
|
170.0
|
47.1
|
136.9
|
13
|
16,100
|
4,403
|
6,409,343
|
8
|
11,756
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
277
|
548,757
|
0
|
686
|
Total
|
80.8
|
19.6
|
62.4
|
17
|
20,100
|
18,815
|
27,096,386
|
21
|
32,228
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
424
|
797,318
|
0
|
115
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
535
|
1,178,043
|
0
|
333
|
15-24
|
2014.1
|
1162.8
|
1117.9
|
3
|
3,000
|
300
|
522,357
|
0
|
268
|
25-34
|
111.7
|
79.0
|
92.1
|
2
|
2,000
|
3,859
|
4,654,727
|
2
|
2,172
|
35-44
|
121.8
|
49.7
|
131.5
|
6
|
8,800
|
7,301
|
9,883,419
|
5
|
6,690
|
45-54
|
64.2
|
28.7
|
43.5
|
5
|
5,300
|
4,991
|
7,720,931
|
8
|
12,184
|
55-64
|
19.2
|
19.2
|
11.8
|
1
|
1,000
|
1,295
|
2,128,460
|
5
|
8,501
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
112
|
211,131
|
1
|
1,964
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
80.8
|
19.6
|
62.4
|
17
|
20,100
|
18,815
|
27,096,386
|
21
|
32,228
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
16
|
31,797
|
0
|
13
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
66
|
133,759
|
0
|
92
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
19
|
26,854
|
0
|
23
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
12
|
27,548
|
0
|
49
|
50-59
|
616.4
|
616.4
|
883.2
|
1
|
3,000
|
45
|
88,111
|
0
|
340
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
55
|
107,308
|
1
|
1,169
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
37
|
67,065
|
1
|
2,151
|
80-89
|
151.9
|
87.7
|
146.2
|
3
|
6,126
|
25
|
49,027
|
2
|
4,190
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
6,971
|
1
|
1,379
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
82.6
|
41.3
|
97.0
|
4
|
9,126
|
278
|
538,439
|
5
|
9,406
|
GRAND TOTAL
|
81.1
|
17.7
|
70.2
|
21
|
29,226
|
19,093
|
27,634,824
|
26
|
41,633
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.22
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
62.1
|
0
|
1
|
316
|
1,984
|
0
|
2
|
2
|
0.0
|
0.0
|
27.4
|
0
|
3
|
403
|
3,470
|
1
|
11
|
3
|
129.3
|
129.3
|
155.4
|
1
|
13
|
282
|
3,165
|
1
|
9
|
4
|
298.1
|
172.1
|
166.8
|
3
|
18
|
320
|
3,842
|
1
|
11
|
5
|
105.9
|
105.9
|
64.0
|
1
|
8
|
259
|
3,792
|
1
|
13
|
6-10
|
59.5
|
34.3
|
71.7
|
3
|
77
|
1,116
|
26,168
|
5
|
108
|
11-15
|
118.6
|
28.8
|
107.9
|
17
|
291
|
1,648
|
51,180
|
14
|
270
|
Total
|
106.7
|
21.3
|
97.6
|
25
|
412
|
4,344
|
93,601
|
23
|
422
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
31
|
2,057
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
263
|
8,733
|
0
|
2
|
15-24
|
0.0
|
0.0
|
155.9
|
0
|
7
|
568
|
12,825
|
0
|
4
|
25-34
|
0.0
|
0.0
|
26.1
|
0
|
4
|
754
|
17,963
|
0
|
15
|
35-44
|
202.6
|
90.6
|
140.4
|
5
|
101
|
894
|
21,195
|
2
|
72
|
45-54
|
97.7
|
34.5
|
75.8
|
8
|
134
|
1,114
|
21,527
|
8
|
177
|
55-64
|
41.9
|
24.2
|
78.7
|
3
|
84
|
535
|
7,585
|
7
|
107
|
65-74
|
183.0
|
64.7
|
189.9
|
8
|
74
|
177
|
1,624
|
4
|
39
|
75-89
|
186.2
|
186.2
|
147.0
|
1
|
8
|
7
|
91
|
1
|
5
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
106.7
|
21.3
|
97.6
|
25
|
412
|
4,344
|
93,601
|
23
|
422
|
Ultimate Experience By Attained Age
|
15-19
|
1829.0
|
1829.0
|
579.1
|
1
|
11
|
293
|
10,006
|
0
|
2
|
20-29
|
0.0
|
0.0
|
177.8
|
0
|
8
|
992
|
15,981
|
0
|
5
|
30-39
|
0.0
|
0.0
|
130.6
|
0
|
9
|
1,041
|
12,547
|
1
|
7
|
40-49
|
71.1
|
50.3
|
104.4
|
2
|
47
|
1,536
|
24,427
|
3
|
45
|
50-59
|
53.3
|
16.1
|
103.4
|
11
|
257
|
3,331
|
41,687
|
21
|
248
|
60-69
|
80.1
|
10.3
|
70.9
|
60
|
422
|
5,018
|
40,973
|
75
|
596
|
70-79
|
132.0
|
9.7
|
148.1
|
185
|
1,154
|
5,183
|
29,141
|
140
|
780
|
80-89
|
132.3
|
7.7
|
151.1
|
293
|
1,306
|
3,786
|
15,521
|
221
|
864
|
90-99
|
89.6
|
8.8
|
114.1
|
103
|
322
|
737
|
1,863
|
115
|
282
|
100+
|
31.3
|
14.0
|
12.8
|
5
|
2
|
46
|
45
|
16
|
16
|
Total
|
111.5
|
4.3
|
124.4
|
660
|
3,539
|
21,963
|
192,190
|
592
|
2,845
|
GRAND TOTAL
|
111.3
|
4.3
|
120.9
|
685
|
3,950
|
26,306
|
285,792
|
615
|
3,266
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.23
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
104.5
|
60.3
|
73.0
|
3
|
50
|
2,428
|
69,724
|
3
|
69
|
2
|
89.1
|
33.7
|
63.9
|
7
|
130
|
2,485
|
75,994
|
8
|
203
|
3
|
81.5
|
28.8
|
109.3
|
8
|
248
|
2,577
|
74,114
|
10
|
227
|
4
|
54.0
|
22.1
|
70.3
|
6
|
187
|
2,755
|
79,237
|
11
|
266
|
5
|
47.7
|
19.5
|
43.2
|
6
|
125
|
2,866
|
79,130
|
13
|
289
|
6-10
|
99.7
|
10.8
|
101.4
|
86
|
1,968
|
17,113
|
447,600
|
86
|
1,940
|
11-15
|
103.4
|
7.2
|
99.8
|
209
|
4,404
|
32,531
|
805,436
|
202
|
4,413
|
Total
|
97.7
|
5.4
|
96.0
|
325
|
7,112
|
62,756
|
1,631,235
|
333
|
7,407
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,152
|
22,087
|
0
|
4
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8,785
|
172,118
|
2
|
37
|
15-24
|
81.3
|
57.5
|
61.0
|
2
|
45
|
7,367
|
218,352
|
2
|
74
|
25-34
|
86.6
|
35.3
|
93.1
|
6
|
215
|
8,668
|
289,783
|
7
|
230
|
35-44
|
121.2
|
17.7
|
125.9
|
47
|
1,371
|
11,978
|
352,390
|
39
|
1,089
|
45-54
|
78.8
|
8.2
|
78.8
|
93
|
2,187
|
14,926
|
373,694
|
118
|
2,776
|
55-64
|
100.4
|
9.4
|
98.1
|
115
|
2,239
|
7,868
|
165,528
|
115
|
2,282
|
65-74
|
119.8
|
16.5
|
111.4
|
53
|
909
|
1,896
|
35,384
|
44
|
816
|
75-89
|
159.7
|
53.2
|
147.5
|
9
|
146
|
117
|
1,898
|
6
|
99
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
97.7
|
5.4
|
96.0
|
325
|
7,112
|
62,756
|
1,631,235
|
333
|
7,407
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
76.8
|
0
|
14
|
4,653
|
102,010
|
1
|
19
|
20-29
|
108.4
|
44.3
|
72.6
|
6
|
85
|
18,552
|
395,533
|
6
|
117
|
30-39
|
90.7
|
28.7
|
140.7
|
10
|
338
|
22,195
|
473,836
|
11
|
240
|
40-49
|
107.2
|
16.0
|
108.6
|
45
|
1,352
|
22,973
|
676,396
|
42
|
1,245
|
50-59
|
96.4
|
6.3
|
98.8
|
235
|
6,523
|
40,914
|
1,123,765
|
244
|
6,604
|
60-69
|
91.0
|
4.2
|
91.8
|
461
|
9,963
|
35,089
|
766,704
|
506
|
10,849
|
70-79
|
148.0
|
5.8
|
144.7
|
655
|
10,562
|
17,056
|
283,843
|
443
|
7,301
|
80-89
|
157.9
|
7.8
|
160.4
|
410
|
6,084
|
4,941
|
72,278
|
260
|
3,792
|
90-99
|
146.9
|
17.2
|
155.5
|
73
|
1,225
|
338
|
5,326
|
50
|
788
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
106
|
2
|
39
|
Total
|
121.2
|
2.8
|
116.6
|
1,895
|
36,147
|
166,716
|
3,899,796
|
1,563
|
30,994
|
GRAND TOTAL
|
117.1
|
2.5
|
112.6
|
2,220
|
43,259
|
229,472
|
5,531,031
|
1,896
|
38,401
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.24
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,034
|
126,908
|
1
|
84
|
2
|
83.9
|
48.4
|
86.9
|
3
|
199
|
2,124
|
135,125
|
4
|
229
|
3
|
73.5
|
42.4
|
75.8
|
3
|
196
|
2,025
|
126,934
|
4
|
258
|
4
|
84.7
|
42.4
|
89.7
|
4
|
265
|
2,224
|
137,992
|
5
|
296
|
5
|
173.7
|
61.4
|
147.6
|
8
|
430
|
2,126
|
132,117
|
5
|
291
|
6-10
|
61.8
|
14.2
|
56.5
|
19
|
1,088
|
11,058
|
681,447
|
31
|
1,926
|
11-15
|
115.6
|
13.8
|
112.5
|
70
|
4,108
|
19,720
|
1,145,695
|
61
|
3,650
|
Total
|
97.6
|
9.4
|
93.3
|
107
|
6,286
|
41,310
|
2,486,218
|
110
|
6,734
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,043
|
54,854
|
0
|
9
|
5-14
|
440.9
|
197.2
|
419.7
|
5
|
250
|
5,204
|
273,428
|
1
|
60
|
15-24
|
127.1
|
73.4
|
113.1
|
3
|
150
|
7,244
|
406,911
|
2
|
133
|
25-34
|
83.3
|
34.0
|
68.3
|
6
|
310
|
9,458
|
594,470
|
7
|
454
|
35-44
|
91.9
|
18.8
|
100.0
|
24
|
1,625
|
9,153
|
583,673
|
26
|
1,626
|
45-54
|
77.3
|
13.5
|
73.1
|
33
|
1,915
|
6,868
|
431,185
|
43
|
2,621
|
55-64
|
117.7
|
22.7
|
110.1
|
27
|
1,519
|
2,036
|
123,158
|
23
|
1,381
|
65-74
|
138.7
|
46.2
|
126.9
|
9
|
516
|
296
|
17,961
|
6
|
407
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
577
|
1
|
45
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
97.6
|
9.4
|
93.3
|
107
|
6,286
|
41,310
|
2,486,218
|
110
|
6,734
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,394
|
233,163
|
1
|
43
|
20-29
|
107.0
|
61.8
|
97.6
|
3
|
152
|
9,753
|
539,414
|
3
|
155
|
30-39
|
114.3
|
51.1
|
103.4
|
5
|
250
|
8,561
|
472,877
|
4
|
242
|
40-49
|
122.6
|
19.1
|
116.1
|
41
|
2,356
|
17,560
|
1,058,621
|
33
|
2,030
|
50-59
|
76.3
|
7.2
|
78.0
|
111
|
6,917
|
26,049
|
1,587,617
|
146
|
8,865
|
60-69
|
95.2
|
9.0
|
93.3
|
112
|
6,391
|
8,818
|
515,264
|
118
|
6,847
|
70-79
|
129.8
|
20.8
|
127.9
|
39
|
2,229
|
1,204
|
69,579
|
30
|
1,742
|
80-89
|
126.4
|
30.7
|
137.0
|
17
|
1,112
|
254
|
15,144
|
13
|
811
|
90-99
|
150.0
|
86.6
|
160.8
|
3
|
182
|
14
|
791
|
2
|
113
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
94.5
|
5.2
|
93.9
|
331
|
19,587
|
76,606
|
4,492,471
|
350
|
20,849
|
GRAND TOTAL
|
95.3
|
4.6
|
93.8
|
438
|
25,873
|
117,916
|
6,978,689
|
460
|
27,583
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.25
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
157.3
|
70.3
|
155.1
|
5
|
700
|
5,779
|
901,280
|
3
|
451
|
2
|
74.7
|
30.5
|
71.5
|
6
|
800
|
5,691
|
872,443
|
8
|
1,119
|
3
|
69.5
|
26.3
|
88.5
|
7
|
1,230
|
6,079
|
893,366
|
10
|
1,390
|
4
|
108.9
|
32.8
|
137.2
|
11
|
1,926
|
5,758
|
841,377
|
10
|
1,403
|
5
|
75.3
|
26.6
|
84.7
|
8
|
1,225
|
5,661
|
821,577
|
11
|
1,447
|
6-10
|
71.0
|
10.3
|
69.3
|
47
|
6,228
|
27,494
|
3,843,558
|
66
|
8,984
|
11-15
|
81.7
|
11.4
|
93.8
|
51
|
7,540
|
21,677
|
2,729,147
|
62
|
8,036
|
Total
|
79.1
|
6.8
|
86.1
|
135
|
19,650
|
78,140
|
10,902,749
|
171
|
22,830
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
365
|
40,946
|
0
|
7
|
5-14
|
102.3
|
102.3
|
88.9
|
1
|
100
|
4,862
|
560,150
|
1
|
113
|
15-24
|
62.7
|
44.3
|
103.1
|
2
|
411
|
10,657
|
1,347,985
|
3
|
399
|
25-34
|
81.3
|
23.5
|
100.3
|
12
|
2,113
|
22,299
|
3,367,566
|
15
|
2,107
|
35-44
|
80.4
|
13.0
|
93.4
|
38
|
6,028
|
21,902
|
3,168,287
|
47
|
6,455
|
45-54
|
69.3
|
10.1
|
70.6
|
47
|
6,281
|
14,810
|
1,995,095
|
68
|
8,898
|
55-64
|
98.2
|
18.9
|
96.8
|
27
|
3,448
|
2,901
|
375,278
|
27
|
3,561
|
65-74
|
54.4
|
27.2
|
65.9
|
4
|
669
|
319
|
43,545
|
7
|
1,015
|
75-89
|
226.5
|
113.3
|
217.5
|
4
|
600
|
24
|
3,896
|
2
|
276
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
79.1
|
6.8
|
86.1
|
135
|
19,650
|
78,140
|
10,902,749
|
171
|
22,830
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,232
|
140,164
|
0
|
26
|
20-29
|
247.6
|
175.1
|
210.1
|
2
|
200
|
2,779
|
327,901
|
1
|
95
|
30-39
|
178.5
|
89.3
|
158.0
|
4
|
400
|
4,292
|
483,852
|
2
|
253
|
40-49
|
79.7
|
19.3
|
76.7
|
17
|
2,001
|
11,313
|
1,377,460
|
21
|
2,608
|
50-59
|
71.0
|
9.9
|
73.4
|
51
|
6,441
|
13,194
|
1,617,388
|
72
|
8,776
|
60-69
|
89.6
|
14.3
|
94.4
|
39
|
4,924
|
3,279
|
392,989
|
44
|
5,218
|
70-79
|
104.9
|
29.1
|
99.4
|
13
|
1,572
|
482
|
61,314
|
12
|
1,581
|
80-89
|
115.8
|
33.4
|
105.2
|
12
|
1,417
|
177
|
22,984
|
10
|
1,347
|
90-99
|
211.2
|
86.2
|
180.7
|
6
|
600
|
19
|
2,249
|
3
|
332
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
87.0
|
7.2
|
86.8
|
144
|
17,555
|
36,766
|
4,426,301
|
166
|
20,236
|
GRAND TOTAL
|
83.0
|
5.0
|
86.4
|
279
|
37,205
|
114,906
|
15,329,049
|
336
|
43,067
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.26
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,977
|
962,795
|
1
|
344
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,795
|
883,859
|
3
|
867
|
3
|
64.6
|
45.7
|
69.2
|
2
|
650
|
2,801
|
870,240
|
3
|
940
|
4
|
59.8
|
42.3
|
84.3
|
2
|
850
|
2,753
|
842,097
|
3
|
1,008
|
5
|
0.0
|
0.0
|
25.4
|
0
|
300
|
2,837
|
860,138
|
4
|
1,180
|
6-10
|
69.6
|
18.6
|
73.8
|
14
|
4,400
|
10,750
|
3,181,039
|
20
|
5,961
|
11-15
|
126.5
|
38.1
|
130.9
|
11
|
3,385
|
2,559
|
742,881
|
9
|
2,586
|
Total
|
67.4
|
12.5
|
74.4
|
29
|
9,585
|
27,472
|
8,343,049
|
43
|
12,885
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
27
|
7,142
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
508
|
138,843
|
0
|
27
|
15-24
|
171.8
|
171.8
|
150.7
|
1
|
250
|
2,224
|
636,952
|
1
|
166
|
25-34
|
61.1
|
35.3
|
53.4
|
3
|
800
|
10,298
|
3,207,453
|
5
|
1,499
|
35-44
|
84.0
|
24.3
|
104.9
|
12
|
4,454
|
9,576
|
2,902,181
|
14
|
4,245
|
45-54
|
32.1
|
14.4
|
32.6
|
5
|
1,500
|
4,222
|
1,258,176
|
16
|
4,603
|
55-64
|
79.2
|
39.6
|
76.8
|
4
|
1,210
|
543
|
168,367
|
5
|
1,576
|
65-74
|
168.7
|
97.4
|
195.4
|
3
|
1,121
|
67
|
21,974
|
2
|
574
|
75-89
|
137.5
|
137.5
|
128.6
|
1
|
250
|
7
|
1,962
|
1
|
194
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
67.4
|
12.5
|
74.4
|
29
|
9,585
|
27,472
|
8,343,049
|
43
|
12,885
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
60
|
17,497
|
0
|
3
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
131
|
38,078
|
0
|
11
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
180
|
54,687
|
0
|
28
|
40-49
|
115.5
|
115.5
|
96.9
|
1
|
250
|
451
|
133,800
|
1
|
258
|
50-59
|
109.9
|
55.0
|
112.2
|
4
|
1,237
|
664
|
200,635
|
4
|
1,102
|
60-69
|
101.8
|
58.8
|
100.2
|
3
|
888
|
220
|
66,037
|
3
|
886
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
72
|
22,824
|
2
|
601
|
80-89
|
231.3
|
133.5
|
208.2
|
3
|
800
|
22
|
6,723
|
1
|
384
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
975
|
1
|
164
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
97.4
|
29.4
|
92.3
|
11
|
3,174
|
1,803
|
541,256
|
11
|
3,438
|
GRAND TOTAL
|
73.7
|
11.6
|
78.2
|
40
|
12,759
|
29,275
|
8,884,305
|
54
|
16,323
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.27
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,245
|
735,734
|
0
|
220
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,149
|
667,050
|
1
|
579
|
3
|
103.1
|
103.1
|
87.9
|
1
|
500
|
1,071
|
612,618
|
1
|
569
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,028
|
588,868
|
1
|
627
|
5
|
86.4
|
86.4
|
72.7
|
1
|
500
|
912
|
514,067
|
1
|
688
|
6-10
|
38.6
|
27.3
|
34.1
|
2
|
1,020
|
2,665
|
1,481,203
|
5
|
2,991
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
538
|
308,608
|
2
|
1,323
|
Total
|
33.4
|
16.7
|
28.9
|
4
|
2,020
|
8,609
|
4,908,148
|
12
|
6,997
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
9
|
5,202
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
172
|
90,722
|
0
|
18
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
531
|
290,243
|
0
|
72
|
25-34
|
69.5
|
69.5
|
61.3
|
1
|
500
|
3,583
|
2,032,683
|
1
|
816
|
35-44
|
82.8
|
47.8
|
73.8
|
3
|
1,520
|
3,024
|
1,722,552
|
4
|
2,059
|
45-54
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,096
|
644,813
|
4
|
2,360
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
154
|
95,989
|
2
|
983
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
36
|
24,444
|
1
|
528
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3
|
1,500
|
0
|
160
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
33.4
|
16.7
|
28.9
|
4
|
2,020
|
8,609
|
4,908,148
|
12
|
6,997
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
13
|
7,068
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
26
|
15,488
|
0
|
4
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
50
|
29,386
|
0
|
14
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
66
|
38,920
|
0
|
76
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
120
|
68,972
|
1
|
402
|
60-69
|
104.4
|
104.4
|
268.9
|
1
|
1,509
|
69
|
40,453
|
1
|
561
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
21
|
12,382
|
1
|
354
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
15
|
9,014
|
1
|
466
|
90-99
|
300.9
|
300.9
|
300.9
|
1
|
513
|
2
|
1,027
|
0
|
171
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
56.6
|
40.0
|
98.7
|
2
|
2,022
|
383
|
222,710
|
4
|
2,050
|
GRAND TOTAL
|
38.6
|
15.8
|
44.7
|
6
|
4,042
|
8,992
|
5,130,858
|
16
|
9,047
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.28
TOTAL EXPERIENCE -- FEMALE SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
273
|
450,625
|
0
|
204
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
235
|
455,915
|
0
|
598
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
209
|
355,408
|
0
|
710
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
197
|
263,451
|
0
|
484
|
5
|
0.0
|
0.0
|
0.0
|
0
|
0
|
170
|
308,585
|
0
|
576
|
6-10
|
67.8
|
67.8
|
33.2
|
1
|
1,000
|
496
|
820,700
|
1
|
3,013
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
155
|
292,142
|
1
|
1,718
|
Total
|
26.0
|
26.0
|
13.7
|
1
|
1,000
|
1,736
|
2,946,827
|
4
|
7,302
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
2,300
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
23
|
30,407
|
0
|
6
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
84
|
194,430
|
0
|
46
|
25-34
|
442.3
|
442.3
|
260.4
|
1
|
1,000
|
572
|
922,267
|
0
|
384
|
35-44
|
0.0
|
0.0
|
0.0
|
0
|
0
|
634
|
959,221
|
1
|
1,396
|
45-54
|
0.0
|
0.0
|
0.0
|
0
|
0
|
322
|
617,192
|
1
|
2,633
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
76
|
180,168
|
1
|
1,760
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
19
|
27,941
|
0
|
556
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
12,900
|
0
|
521
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
26.0
|
26.0
|
13.7
|
1
|
1,000
|
1,736
|
2,946,827
|
4
|
7,302
|
Ultimate Experience By Attained Age
|
15-19
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
8,593
|
0
|
3
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
19
|
32,208
|
0
|
18
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
44
|
105,286
|
0
|
186
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
50
|
72,725
|
0
|
425
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
28
|
35,287
|
0
|
531
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
13
|
25,585
|
0
|
731
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
15
|
24,970
|
1
|
1,113
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
0.0
|
0.0
|
0.0
|
0
|
0
|
175
|
304,655
|
2
|
3,006
|
GRAND TOTAL
|
17.4
|
17.4
|
9.7
|
1
|
1,000
|
1,911
|
3,251,482
|
6
|
10,309
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.29
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
3.5
|
0
|
0
|
2,503
|
13,108
|
1
|
5
|
2
|
146.9
|
84.8
|
94.4
|
3
|
17
|
2,157
|
21,223
|
2
|
18
|
3
|
0.0
|
0.0
|
30.1
|
0
|
5
|
1,577
|
20,784
|
2
|
18
|
4
|
297.9
|
133.2
|
169.4
|
5
|
34
|
1,476
|
21,633
|
2
|
20
|
5
|
114.1
|
80.7
|
111.6
|
2
|
26
|
1,164
|
19,873
|
2
|
24
|
6-10
|
73.6
|
26.0
|
68.3
|
8
|
158
|
3,461
|
100,995
|
11
|
231
|
11-15
|
110.0
|
17.6
|
101.8
|
39
|
554
|
4,552
|
129,389
|
35
|
545
|
Total
|
105.2
|
13.9
|
92.4
|
57
|
795
|
16,891
|
327,005
|
54
|
860
|
Select Experience By Issue Age
|
0-4
|
|
|
0.0
|
0
|
0
|
0
|
280
|
0
|
0
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
20
|
3,090
|
0
|
1
|
15-24
|
0.0
|
0.0
|
73.7
|
0
|
8
|
2,103
|
45,777
|
0
|
10
|
25-34
|
0.0
|
0.0
|
44.7
|
0
|
14
|
3,720
|
78,815
|
1
|
31
|
35-44
|
198.9
|
89.0
|
142.9
|
5
|
99
|
3,606
|
73,446
|
3
|
69
|
45-54
|
86.6
|
30.6
|
74.2
|
8
|
158
|
3,804
|
73,339
|
9
|
212
|
55-64
|
97.6
|
25.2
|
73.6
|
15
|
194
|
2,401
|
38,633
|
15
|
264
|
65-74
|
107.4
|
24.0
|
116.4
|
20
|
239
|
1,093
|
12,296
|
19
|
205
|
75-89
|
129.3
|
43.1
|
124.6
|
9
|
83
|
144
|
1,330
|
7
|
67
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
105.2
|
13.9
|
92.4
|
57
|
795
|
16,891
|
327,005
|
54
|
860
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
1257.8
|
0
|
3
|
26
|
1,325
|
0
|
0
|
20-29
|
0.0
|
0.0
|
559.0
|
0
|
8
|
301
|
4,493
|
0
|
1
|
30-39
|
0.0
|
0.0
|
149.7
|
0
|
10
|
970
|
15,279
|
0
|
7
|
40-49
|
151.7
|
87.6
|
134.8
|
3
|
56
|
2,262
|
47,624
|
2
|
42
|
50-59
|
91.3
|
30.4
|
115.2
|
9
|
193
|
4,811
|
83,164
|
10
|
167
|
60-69
|
72.1
|
12.5
|
74.1
|
33
|
434
|
7,077
|
93,632
|
46
|
586
|
70-79
|
75.9
|
7.4
|
74.4
|
104
|
869
|
8,462
|
73,789
|
137
|
1,168
|
80-89
|
116.3
|
5.8
|
117.4
|
405
|
2,629
|
7,108
|
46,902
|
348
|
2,240
|
90-99
|
90.8
|
6.9
|
91.2
|
174
|
984
|
1,252
|
7,070
|
192
|
1,078
|
100+
|
37.4
|
37.4
|
52.7
|
1
|
8
|
8
|
44
|
3
|
14
|
Total
|
98.8
|
3.7
|
97.9
|
729
|
5,193
|
32,278
|
373,321
|
738
|
5,304
|
GRAND TOTAL
|
99.2
|
3.5
|
97.1
|
786
|
5,987
|
49,169
|
700,327
|
792
|
6,165
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.30
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
47.9
|
24.0
|
32.9
|
4
|
70
|
11,216
|
371,993
|
8
|
213
|
2
|
65.4
|
19.7
|
79.0
|
11
|
347
|
11,143
|
380,552
|
17
|
440
|
3
|
94.2
|
21.6
|
101.8
|
19
|
520
|
10,588
|
356,365
|
20
|
511
|
4
|
41.7
|
13.2
|
64.9
|
10
|
394
|
10,765
|
370,310
|
24
|
606
|
5
|
56.5
|
14.6
|
47.8
|
15
|
315
|
10,381
|
351,246
|
27
|
659
|
6-10
|
77.6
|
5.9
|
66.5
|
175
|
3,579
|
57,637
|
1,863,681
|
226
|
5,382
|
11-15
|
77.3
|
3.8
|
71.0
|
414
|
8,875
|
82,799
|
2,561,099
|
536
|
12,499
|
Total
|
75.6
|
3.0
|
69.4
|
648
|
14,100
|
194,530
|
6,255,246
|
857
|
20,310
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
240
|
7,029
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,698
|
55,816
|
0
|
13
|
15-24
|
71.0
|
35.5
|
52.2
|
4
|
111
|
23,245
|
870,957
|
6
|
213
|
25-34
|
106.5
|
28.5
|
74.6
|
14
|
430
|
31,889
|
1,384,530
|
13
|
577
|
35-44
|
108.4
|
18.6
|
94.2
|
34
|
1,074
|
31,523
|
1,207,356
|
31
|
1,140
|
45-54
|
75.4
|
7.6
|
75.4
|
98
|
2,637
|
43,980
|
1,286,002
|
130
|
3,497
|
55-64
|
69.3
|
4.8
|
61.0
|
208
|
4,156
|
41,672
|
1,001,008
|
300
|
6,818
|
65-74
|
76.5
|
5.2
|
69.7
|
217
|
4,266
|
18,217
|
400,312
|
284
|
6,119
|
75-89
|
78.8
|
9.2
|
73.8
|
73
|
1,426
|
2,064
|
42,237
|
93
|
1,932
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
75.6
|
3.0
|
69.4
|
648
|
14,100
|
194,530
|
6,255,246
|
857
|
20,310
|
Ultimate Experience By Attained Age
|
15-19
|
151.9
|
151.9
|
77.5
|
1
|
14
|
3,489
|
95,685
|
1
|
18
|
20-29
|
110.3
|
49.3
|
120.2
|
5
|
137
|
15,204
|
384,652
|
5
|
114
|
30-39
|
93.7
|
29.6
|
89.2
|
10
|
274
|
25,146
|
709,960
|
11
|
307
|
40-49
|
123.6
|
16.7
|
122.4
|
55
|
1,982
|
52,449
|
1,900,921
|
45
|
1,619
|
50-59
|
88.2
|
7.4
|
87.5
|
143
|
4,679
|
80,468
|
2,694,639
|
162
|
5,347
|
60-69
|
69.8
|
3.5
|
67.7
|
391
|
9,701
|
88,637
|
2,329,764
|
561
|
14,322
|
70-79
|
79.7
|
2.8
|
79.1
|
792
|
15,510
|
63,574
|
1,273,670
|
993
|
19,605
|
80-89
|
101.1
|
2.6
|
97.1
|
1,519
|
24,397
|
32,781
|
553,750
|
1,502
|
25,121
|
90-99
|
90.6
|
4.1
|
90.3
|
491
|
8,326
|
3,676
|
62,366
|
542
|
9,215
|
100+
|
110.9
|
49.6
|
127.6
|
5
|
124
|
13
|
282
|
5
|
98
|
Total
|
89.2
|
1.5
|
86.0
|
3,412
|
65,144
|
365,437
|
10,005,688
|
3,825
|
75,765
|
GRAND TOTAL
|
86.7
|
1.4
|
82.5
|
4,060
|
79,244
|
559,967
|
16,260,934
|
4,682
|
96,075
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.31
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
124.0
|
46.9
|
122.1
|
7
|
432
|
15,136
|
972,365
|
6
|
354
|
2
|
105.0
|
31.7
|
137.2
|
11
|
900
|
14,032
|
908,752
|
10
|
656
|
3
|
40.8
|
18.3
|
48.5
|
5
|
370
|
12,433
|
800,386
|
12
|
763
|
4
|
78.7
|
23.7
|
99.0
|
11
|
845
|
11,851
|
774,072
|
14
|
853
|
5
|
61.3
|
20.4
|
52.5
|
9
|
475
|
11,164
|
721,503
|
15
|
905
|
6-10
|
78.7
|
8.5
|
82.8
|
86
|
5,708
|
50,968
|
3,358,271
|
109
|
6,894
|
11-15
|
75.8
|
5.9
|
72.4
|
164
|
9,751
|
66,682
|
4,192,590
|
216
|
13,468
|
Total
|
76.6
|
4.5
|
77.4
|
293
|
18,482
|
182,266
|
11,727,940
|
383
|
23,893
|
Select Experience By Issue Age
|
0-4
|
5905.4
|
5905.4
|
9860.6
|
1
|
98
|
100
|
5,844
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,220
|
124,442
|
1
|
30
|
15-24
|
83.9
|
37.5
|
82.9
|
5
|
300
|
24,829
|
1,524,240
|
6
|
362
|
25-34
|
98.3
|
23.9
|
112.7
|
17
|
1,322
|
44,708
|
3,001,869
|
17
|
1,173
|
35-44
|
103.3
|
16.3
|
112.2
|
40
|
2,856
|
42,873
|
2,862,445
|
39
|
2,546
|
45-54
|
62.8
|
8.2
|
67.7
|
59
|
3,923
|
40,188
|
2,548,107
|
94
|
5,794
|
55-64
|
68.8
|
7.7
|
69.1
|
79
|
4,791
|
20,919
|
1,266,402
|
115
|
6,930
|
65-74
|
76.4
|
9.6
|
69.3
|
63
|
3,589
|
5,911
|
361,089
|
82
|
5,183
|
75-89
|
100.6
|
18.7
|
86.0
|
29
|
1,603
|
517
|
33,425
|
29
|
1,864
|
90+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
75
|
0
|
11
|
Total
|
76.6
|
4.5
|
77.4
|
293
|
18,482
|
182,266
|
11,727,940
|
383
|
23,893
|
Ultimate Experience By Attained Age
|
15-19
|
306.5
|
306.5
|
265.6
|
1
|
50
|
1,705
|
99,030
|
0
|
19
|
20-29
|
86.6
|
61.2
|
89.4
|
2
|
116
|
8,053
|
453,353
|
2
|
130
|
30-39
|
63.4
|
31.7
|
59.1
|
4
|
217
|
14,519
|
843,219
|
6
|
368
|
40-49
|
83.9
|
13.3
|
85.8
|
40
|
2,649
|
54,917
|
3,541,706
|
48
|
3,086
|
50-59
|
79.4
|
6.9
|
80.9
|
133
|
8,799
|
85,547
|
5,576,025
|
168
|
10,880
|
60-69
|
68.5
|
5.0
|
69.8
|
187
|
11,476
|
47,931
|
2,910,351
|
273
|
16,441
|
70-79
|
82.6
|
6.9
|
85.7
|
145
|
8,740
|
11,929
|
692,428
|
175
|
10,194
|
80-89
|
80.8
|
6.6
|
79.9
|
148
|
8,874
|
3,827
|
230,696
|
183
|
11,101
|
90-99
|
73.7
|
9.1
|
71.7
|
66
|
3,914
|
589
|
35,855
|
90
|
5,457
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
342
|
1
|
108
|
Total
|
76.7
|
2.8
|
77.6
|
726
|
44,836
|
229,019
|
14,383,007
|
947
|
57,783
|
GRAND TOTAL
|
76.7
|
2.4
|
77.5
|
1,019
|
63,318
|
411,286
|
26,110,946
|
1,329
|
81,677
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.32
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
53.0
|
20.0
|
74.7
|
7
|
1,480
|
45,162
|
7,350,020
|
13
|
1,982
|
2
|
58.4
|
15.1
|
52.7
|
15
|
1,997
|
45,885
|
7,304,564
|
26
|
3,787
|
3
|
82.3
|
15.6
|
83.1
|
28
|
4,078
|
47,329
|
7,381,315
|
34
|
4,909
|
4
|
60.2
|
12.8
|
60.6
|
22
|
3,200
|
44,471
|
6,984,590
|
37
|
5,282
|
5
|
71.2
|
13.7
|
74.0
|
27
|
4,002
|
41,912
|
6,482,816
|
38
|
5,407
|
6-10
|
74.8
|
5.3
|
76.9
|
198
|
28,734
|
190,788
|
28,668,395
|
265
|
37,388
|
11-15
|
73.2
|
4.5
|
74.8
|
260
|
35,699
|
154,468
|
21,053,884
|
355
|
47,737
|
Total
|
72.6
|
3.1
|
74.4
|
557
|
79,191
|
570,014
|
85,225,583
|
767
|
106,492
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
252
|
31,919
|
0
|
5
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,558
|
438,859
|
1
|
95
|
15-24
|
106.4
|
29.5
|
105.0
|
13
|
1,684
|
56,658
|
7,589,347
|
12
|
1,604
|
25-34
|
85.2
|
11.4
|
93.0
|
56
|
9,333
|
171,165
|
27,097,263
|
66
|
10,040
|
35-44
|
93.7
|
8.2
|
94.7
|
130
|
19,415
|
172,256
|
26,765,969
|
139
|
20,506
|
45-54
|
63.2
|
5.5
|
64.5
|
130
|
18,196
|
117,608
|
16,857,596
|
206
|
28,229
|
55-64
|
58.3
|
5.9
|
60.3
|
99
|
13,385
|
40,229
|
5,330,952
|
170
|
22,201
|
65-74
|
70.7
|
8.1
|
67.5
|
76
|
9,896
|
7,258
|
970,932
|
108
|
14,660
|
75-89
|
79.7
|
10.9
|
79.6
|
53
|
7,283
|
1,032
|
142,747
|
66
|
9,150
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
72.6
|
3.1
|
74.4
|
557
|
79,191
|
570,014
|
85,225,583
|
767
|
106,492
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,006
|
252,579
|
0
|
47
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,776
|
581,668
|
1
|
166
|
30-39
|
87.7
|
39.2
|
83.4
|
5
|
558
|
12,818
|
1,503,330
|
6
|
670
|
40-49
|
82.4
|
11.5
|
83.2
|
51
|
6,651
|
70,917
|
9,125,434
|
62
|
7,997
|
50-59
|
72.9
|
6.4
|
78.5
|
131
|
18,168
|
94,594
|
12,237,198
|
180
|
23,156
|
60-69
|
64.2
|
5.7
|
68.1
|
125
|
16,401
|
35,762
|
4,435,364
|
195
|
24,067
|
70-79
|
50.7
|
6.8
|
55.1
|
56
|
7,619
|
7,363
|
917,469
|
111
|
13,835
|
80-89
|
76.1
|
6.7
|
78.4
|
130
|
17,797
|
3,426
|
454,395
|
171
|
22,701
|
90-99
|
90.5
|
10.5
|
94.3
|
75
|
10,075
|
546
|
70,129
|
83
|
10,681
|
100+
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
500
|
1
|
168
|
Total
|
70.8
|
3.0
|
74.7
|
573
|
77,269
|
232,212
|
29,578,067
|
809
|
103,489
|
GRAND TOTAL
|
71.7
|
2.1
|
74.5
|
1,130
|
156,460
|
802,227
|
114,803,650
|
1,576
|
209,981
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.33
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
42.6
|
24.6
|
57.2
|
3
|
1,350
|
32,408
|
11,206,032
|
7
|
2,360
|
2
|
32.3
|
16.1
|
31.7
|
4
|
1,300
|
29,993
|
10,236,100
|
12
|
4,098
|
3
|
82.9
|
23.0
|
74.2
|
13
|
3,785
|
30,665
|
10,249,547
|
16
|
5,101
|
4
|
63.9
|
19.3
|
63.8
|
11
|
3,470
|
30,062
|
9,819,961
|
17
|
5,443
|
5
|
58.7
|
17.7
|
63.4
|
11
|
3,740
|
29,656
|
9,468,384
|
19
|
5,898
|
6-10
|
73.4
|
7.9
|
74.6
|
86
|
26,675
|
121,155
|
37,057,984
|
117
|
35,734
|
11-15
|
84.2
|
10.3
|
86.8
|
67
|
21,110
|
37,590
|
11,294,774
|
80
|
24,314
|
Total
|
72.8
|
5.2
|
74.1
|
195
|
61,429
|
311,528
|
99,332,783
|
268
|
82,947
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
46
|
13,002
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
826
|
232,622
|
0
|
50
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
17,881
|
5,342,479
|
3
|
987
|
25-34
|
75.7
|
14.6
|
77.9
|
27
|
8,802
|
110,185
|
35,875,915
|
36
|
11,293
|
35-44
|
74.0
|
10.2
|
74.6
|
53
|
16,657
|
114,366
|
36,808,079
|
72
|
22,332
|
45-54
|
70.7
|
9.9
|
71.3
|
51
|
15,580
|
55,959
|
17,292,539
|
72
|
21,863
|
55-64
|
42.1
|
10.5
|
40.1
|
16
|
4,640
|
10,233
|
3,121,482
|
38
|
11,578
|
65-74
|
125.1
|
22.1
|
135.5
|
32
|
10,864
|
1,639
|
518,816
|
26
|
8,019
|
75-89
|
75.2
|
18.8
|
71.6
|
16
|
4,886
|
393
|
127,848
|
21
|
6,823
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
72.8
|
5.2
|
74.1
|
195
|
61,429
|
311,528
|
99,332,783
|
268
|
82,947
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
295
|
88,312
|
0
|
17
|
20-29
|
455.9
|
455.9
|
407.3
|
1
|
261
|
752
|
219,892
|
0
|
64
|
30-39
|
171.7
|
171.7
|
205.0
|
1
|
342
|
1,397
|
399,821
|
1
|
167
|
40-49
|
35.6
|
25.2
|
49.6
|
2
|
841
|
6,350
|
1,912,664
|
6
|
1,697
|
50-59
|
45.1
|
15.9
|
39.8
|
8
|
2,134
|
9,319
|
2,817,717
|
18
|
5,362
|
60-69
|
66.9
|
17.9
|
70.2
|
14
|
4,414
|
3,802
|
1,142,997
|
21
|
6,290
|
70-79
|
74.3
|
21.5
|
76.8
|
12
|
3,818
|
1,046
|
321,437
|
16
|
4,969
|
80-89
|
78.9
|
16.4
|
89.1
|
23
|
8,121
|
607
|
188,916
|
29
|
9,118
|
90-99
|
84.9
|
25.6
|
85.6
|
11
|
3,470
|
89
|
27,738
|
13
|
4,052
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
69.6
|
8.2
|
73.7
|
72
|
23,402
|
23,657
|
7,119,494
|
103
|
31,736
|
GRAND TOTAL
|
71.9
|
4.4
|
74.0
|
267
|
84,831
|
335,185
|
106,452,277
|
371
|
114,683
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.34
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
24.2
|
24.2
|
19.7
|
1
|
500
|
22,064
|
13,592,884
|
4
|
2,532
|
2
|
58.8
|
29.4
|
48.4
|
4
|
2,000
|
19,824
|
12,069,690
|
7
|
4,130
|
3
|
61.5
|
27.5
|
54.7
|
5
|
2,650
|
19,482
|
11,636,093
|
8
|
4,842
|
4
|
23.4
|
16.5
|
25.0
|
2
|
1,263
|
18,040
|
10,599,205
|
9
|
5,048
|
5
|
55.0
|
24.6
|
61.5
|
5
|
3,261
|
16,263
|
9,463,819
|
9
|
5,304
|
6-10
|
75.0
|
13.1
|
71.4
|
33
|
18,031
|
47,689
|
27,160,489
|
44
|
25,245
|
11-15
|
98.4
|
18.6
|
91.3
|
28
|
14,777
|
10,674
|
5,966,715
|
28
|
16,177
|
Total
|
71.5
|
8.1
|
67.1
|
78
|
42,482
|
154,036
|
90,488,895
|
109
|
63,277
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6
|
3,393
|
0
|
1
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
201
|
112,846
|
0
|
25
|
15-24
|
269.6
|
155.7
|
243.6
|
3
|
1,500
|
6,462
|
3,597,144
|
1
|
616
|
25-34
|
74.7
|
21.6
|
64.8
|
12
|
6,005
|
58,945
|
34,503,799
|
16
|
9,267
|
35-44
|
78.8
|
15.8
|
72.9
|
25
|
13,465
|
62,205
|
36,896,564
|
32
|
18,459
|
45-54
|
62.9
|
15.7
|
60.4
|
16
|
8,868
|
21,792
|
12,761,535
|
25
|
14,694
|
55-64
|
43.9
|
17.9
|
42.8
|
6
|
3,430
|
3,471
|
2,043,108
|
14
|
8,019
|
65-74
|
68.5
|
24.2
|
70.5
|
8
|
4,913
|
756
|
457,119
|
12
|
6,970
|
75-89
|
85.2
|
30.1
|
82.3
|
8
|
4,302
|
198
|
113,387
|
9
|
5,227
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
71.5
|
8.1
|
67.1
|
78
|
42,482
|
154,036
|
90,488,895
|
109
|
63,277
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
28
|
15,579
|
0
|
3
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
108
|
59,534
|
0
|
18
|
30-39
|
842.7
|
842.7
|
871.6
|
1
|
600
|
285
|
164,913
|
0
|
69
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,110
|
620,338
|
1
|
560
|
50-59
|
109.2
|
48.8
|
105.0
|
5
|
2,731
|
2,349
|
1,332,472
|
5
|
2,600
|
60-69
|
91.5
|
37.3
|
88.7
|
6
|
3,382
|
1,159
|
673,348
|
7
|
3,813
|
70-79
|
61.6
|
30.8
|
55.4
|
4
|
2,103
|
417
|
242,588
|
6
|
3,796
|
80-89
|
102.6
|
29.6
|
100.2
|
12
|
6,849
|
249
|
145,470
|
12
|
6,838
|
90-99
|
61.0
|
35.2
|
75.4
|
3
|
2,406
|
33
|
21,541
|
5
|
3,193
|
100+
|
170.5
|
120.6
|
172.4
|
2
|
1,021
|
4
|
2,021
|
1
|
593
|
Total
|
90.2
|
15.7
|
88.9
|
33
|
19,093
|
5,743
|
3,277,804
|
37
|
21,483
|
GRAND TOTAL
|
76.2
|
7.2
|
72.6
|
111
|
61,575
|
159,779
|
93,766,699
|
146
|
84,760
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.35
TOTAL EXPERIENCE -- FEMALE NON-SMOKERS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
63.4
|
63.4
|
53.0
|
1
|
1,500
|
7,185
|
10,950,801
|
2
|
2,829
|
2
|
0.0
|
0.0
|
40.4
|
0
|
2,000
|
6,231
|
9,227,922
|
3
|
4,945
|
3
|
152.6
|
68.2
|
139.6
|
5
|
8,800
|
5,698
|
8,666,230
|
3
|
6,302
|
4
|
68.6
|
48.5
|
42.5
|
2
|
2,000
|
4,804
|
6,747,540
|
3
|
4,703
|
5
|
31.5
|
31.5
|
24.7
|
1
|
1,364
|
4,223
|
6,220,943
|
3
|
5,533
|
6-10
|
50.8
|
18.0
|
73.5
|
8
|
19,587
|
11,187
|
15,924,885
|
16
|
26,648
|
11-15
|
83.2
|
25.1
|
65.5
|
11
|
15,631
|
3,031
|
4,976,822
|
13
|
23,865
|
Total
|
65.6
|
12.4
|
68.0
|
28
|
50,882
|
42,358
|
62,715,143
|
43
|
74,826
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6
|
11,953
|
0
|
2
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
69
|
111,998
|
0
|
27
|
15-24
|
553.7
|
553.7
|
324.1
|
1
|
1,000
|
1,021
|
1,745,943
|
0
|
309
|
25-34
|
29.8
|
29.8
|
22.3
|
1
|
1,000
|
12,848
|
17,114,801
|
3
|
4,494
|
35-44
|
54.7
|
24.5
|
56.7
|
5
|
7,500
|
18,795
|
26,931,794
|
9
|
13,228
|
45-54
|
79.7
|
30.1
|
53.2
|
7
|
7,664
|
7,293
|
11,838,318
|
9
|
14,393
|
55-64
|
15.0
|
15.0
|
7.8
|
1
|
1,000
|
1,667
|
3,421,546
|
7
|
12,743
|
65-74
|
68.4
|
30.6
|
93.1
|
5
|
15,593
|
492
|
1,188,444
|
7
|
16,743
|
75-89
|
110.4
|
39.0
|
132.9
|
8
|
17,125
|
167
|
350,344
|
7
|
12,888
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
65.6
|
12.4
|
68.0
|
28
|
50,882
|
42,358
|
62,715,143
|
43
|
74,826
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5
|
5,250
|
0
|
1
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
31
|
34,103
|
0
|
10
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
103
|
161,977
|
0
|
67
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
343
|
659,157
|
0
|
563
|
50-59
|
68.1
|
68.1
|
44.0
|
1
|
1,049
|
722
|
1,167,282
|
1
|
2,386
|
60-69
|
141.4
|
70.7
|
139.4
|
4
|
6,034
|
487
|
731,976
|
3
|
4,329
|
70-79
|
27.5
|
27.5
|
29.2
|
1
|
2,000
|
222
|
407,265
|
4
|
6,840
|
80-89
|
75.7
|
30.9
|
63.6
|
6
|
8,667
|
159
|
269,892
|
8
|
13,626
|
90-99
|
90.4
|
63.9
|
72.6
|
2
|
4,000
|
15
|
38,218
|
2
|
5,509
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
76.0
|
20.3
|
65.3
|
14
|
21,750
|
2,087
|
3,475,121
|
18
|
33,331
|
GRAND TOTAL
|
68.7
|
10.6
|
67.2
|
42
|
72,632
|
44,445
|
66,190,264
|
61
|
108,158
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.36
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE < $10,000
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
124.4
|
0
|
5
|
2,235
|
9,530
|
1
|
4
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,908
|
14,622
|
0
|
3
|
3
|
561.3
|
396.9
|
346.5
|
2
|
20
|
1,463
|
16,295
|
0
|
6
|
4
|
309.5
|
309.5
|
201.2
|
1
|
7
|
1,195
|
15,482
|
0
|
4
|
5
|
1325.5
|
541.1
|
985.7
|
6
|
38
|
910
|
13,610
|
0
|
4
|
6-10
|
152.6
|
152.6
|
137.4
|
1
|
23
|
1,586
|
57,439
|
1
|
17
|
11-15
|
125.3
|
30.4
|
138.1
|
17
|
107
|
1,326
|
40,271
|
14
|
77
|
Total
|
166.0
|
31.9
|
175.1
|
27
|
199
|
10,625
|
167,250
|
16
|
114
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,343
|
98,224
|
1
|
11
|
5-14
|
222.8
|
222.8
|
253.7
|
1
|
22
|
3,333
|
53,632
|
0
|
9
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
491
|
9,143
|
0
|
2
|
25-34
|
|
|
0.0
|
0
|
0
|
0
|
899
|
0
|
0
|
35-44
|
0.0
|
0.0
|
986.2
|
0
|
6
|
9
|
763
|
0
|
1
|
45-54
|
619.6
|
619.6
|
481.7
|
1
|
13
|
24
|
943
|
0
|
3
|
55-64
|
193.8
|
96.9
|
201.3
|
4
|
34
|
142
|
1,662
|
2
|
17
|
65-74
|
180.3
|
52.1
|
185.0
|
12
|
75
|
207
|
1,506
|
7
|
40
|
75-89
|
151.5
|
50.5
|
159.1
|
9
|
49
|
76
|
474
|
6
|
31
|
90+
|
|
|
126.6
|
0
|
1
|
0
|
3
|
0
|
0
|
Total
|
166.0
|
31.9
|
175.1
|
27
|
199
|
10,625
|
167,250
|
16
|
114
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
660
|
11,868
|
0
|
2
|
20-29
|
0.0
|
0.0
|
69.4
|
0
|
11
|
5,284
|
54,138
|
2
|
16
|
30-39
|
93.7
|
28.2
|
118.5
|
11
|
84
|
23,866
|
146,346
|
12
|
71
|
40-49
|
133.3
|
17.4
|
126.1
|
59
|
302
|
41,888
|
223,737
|
44
|
240
|
50-59
|
115.8
|
7.0
|
117.9
|
274
|
1,634
|
72,100
|
429,174
|
237
|
1,386
|
60-69
|
67.4
|
2.5
|
68.9
|
736
|
3,815
|
103,805
|
532,270
|
1,092
|
5,533
|
70-79
|
101.5
|
2.3
|
108.2
|
1,969
|
8,778
|
89,828
|
378,600
|
1,940
|
8,112
|
80-89
|
108.0
|
1.6
|
111.3
|
4,652
|
17,333
|
76,523
|
278,616
|
4,309
|
15,578
|
90-99
|
83.2
|
1.6
|
91.7
|
2,872
|
9,772
|
21,119
|
66,585
|
3,452
|
10,656
|
100+
|
29.6
|
2.3
|
50.2
|
162
|
495
|
1,526
|
2,855
|
548
|
985
|
Total
|
92.3
|
0.9
|
99.2
|
10,735
|
42,225
|
436,598
|
2,124,189
|
11,635
|
42,579
|
GRAND TOTAL
|
92.4
|
0.9
|
99.4
|
10,762
|
42,424
|
447,223
|
2,291,439
|
11,652
|
42,693
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.37
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $10,000-$49,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
5,885
|
182,786
|
1
|
37
|
2
|
343.7
|
198.4
|
151.1
|
3
|
35
|
5,641
|
177,434
|
1
|
23
|
3
|
213.4
|
150.9
|
105.1
|
2
|
25
|
5,586
|
179,003
|
1
|
24
|
4
|
303.2
|
175.1
|
142.5
|
3
|
35
|
5,827
|
181,205
|
1
|
25
|
5
|
410.0
|
205.0
|
302.7
|
4
|
74
|
5,745
|
177,025
|
1
|
25
|
6-10
|
147.6
|
60.3
|
99.2
|
6
|
118
|
28,929
|
816,932
|
4
|
119
|
11-15
|
76.1
|
25.4
|
80.8
|
9
|
238
|
35,859
|
1,009,173
|
12
|
294
|
Total
|
129.1
|
24.8
|
96.1
|
27
|
525
|
93,471
|
2,723,559
|
21
|
547
|
Select Experience By Issue Age
|
0-4
|
27.4
|
19.4
|
27.2
|
2
|
58
|
63,923
|
1,835,274
|
7
|
212
|
5-14
|
98.3
|
49.2
|
72.3
|
4
|
86
|
25,339
|
741,940
|
4
|
119
|
15-24
|
0.0
|
0.0
|
213.1
|
0
|
58
|
3,160
|
116,848
|
1
|
27
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
131
|
5,800
|
0
|
2
|
35-44
|
719.4
|
719.4
|
122.9
|
1
|
10
|
171
|
7,223
|
0
|
8
|
45-54
|
405.4
|
202.7
|
202.5
|
4
|
55
|
272
|
7,609
|
1
|
27
|
55-64
|
264.7
|
108.1
|
205.3
|
6
|
103
|
246
|
5,103
|
2
|
50
|
65-74
|
181.0
|
73.9
|
133.4
|
6
|
95
|
192
|
3,244
|
3
|
71
|
75-89
|
195.0
|
97.5
|
208.2
|
4
|
60
|
38
|
518
|
2
|
29
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
129.1
|
24.8
|
96.1
|
27
|
525
|
93,471
|
2,723,559
|
21
|
547
|
Ultimate Experience By Attained Age
|
15-19
|
124.1
|
50.7
|
146.2
|
6
|
208
|
26,565
|
785,153
|
5
|
142
|
20-29
|
101.8
|
20.8
|
91.5
|
24
|
567
|
81,418
|
2,152,801
|
24
|
619
|
30-39
|
115.1
|
20.0
|
108.0
|
33
|
671
|
63,014
|
1,369,304
|
29
|
621
|
40-49
|
86.0
|
13.4
|
87.6
|
41
|
1,384
|
44,197
|
1,411,743
|
48
|
1,580
|
50-59
|
88.1
|
5.5
|
83.8
|
260
|
7,931
|
93,140
|
3,044,464
|
295
|
9,459
|
60-69
|
70.6
|
3.2
|
68.8
|
480
|
11,862
|
70,040
|
1,819,503
|
680
|
17,235
|
70-79
|
87.0
|
3.8
|
83.2
|
524
|
9,721
|
28,838
|
564,195
|
602
|
11,686
|
80-89
|
116.0
|
4.5
|
112.2
|
655
|
11,265
|
11,067
|
196,480
|
565
|
10,043
|
90-99
|
84.1
|
6.1
|
80.1
|
190
|
3,199
|
1,451
|
25,635
|
226
|
3,991
|
100+
|
78.6
|
27.8
|
81.3
|
8
|
194
|
29
|
664
|
10
|
238
|
Total
|
89.4
|
1.9
|
84.5
|
2,221
|
47,001
|
419,759
|
11,369,941
|
2,483
|
55,615
|
GRAND TOTAL
|
89.8
|
1.9
|
84.6
|
2,248
|
47,527
|
513,230
|
14,093,500
|
2,504
|
56,161
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.38
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $50,000-$99,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
171.7
|
121.4
|
141.1
|
2
|
100
|
5,407
|
328,817
|
1
|
71
|
2
|
101.8
|
101.8
|
87.0
|
1
|
50
|
4,896
|
296,804
|
1
|
57
|
3
|
102.8
|
102.8
|
88.3
|
1
|
50
|
4,230
|
255,831
|
1
|
57
|
4
|
71.4
|
71.4
|
60.7
|
1
|
50
|
4,403
|
269,256
|
1
|
82
|
5
|
50.4
|
50.4
|
43.5
|
1
|
50
|
4,709
|
285,366
|
2
|
115
|
6-10
|
52.0
|
15.7
|
45.8
|
11
|
550
|
26,644
|
1,536,998
|
21
|
1,200
|
11-15
|
41.5
|
13.1
|
42.2
|
10
|
581
|
21,690
|
1,272,604
|
24
|
1,377
|
Total
|
52.2
|
10.0
|
48.4
|
27
|
1,431
|
71,979
|
4,245,677
|
52
|
2,959
|
Select Experience By Issue Age
|
0-4
|
53.0
|
37.5
|
44.5
|
2
|
100
|
32,645
|
1,932,256
|
4
|
225
|
5-14
|
45.1
|
45.1
|
37.2
|
1
|
50
|
15,064
|
910,331
|
2
|
135
|
15-24
|
124.9
|
88.3
|
111.9
|
2
|
101
|
6,147
|
351,618
|
2
|
90
|
25-34
|
113.9
|
65.8
|
96.2
|
3
|
150
|
6,204
|
362,613
|
3
|
156
|
35-44
|
84.7
|
37.9
|
71.7
|
5
|
250
|
5,582
|
328,804
|
6
|
349
|
45-54
|
36.9
|
16.5
|
36.3
|
5
|
280
|
4,212
|
241,571
|
14
|
772
|
55-64
|
37.1
|
16.6
|
40.1
|
5
|
300
|
1,666
|
92,900
|
13
|
748
|
65-74
|
59.6
|
29.8
|
53.3
|
4
|
200
|
416
|
23,127
|
7
|
375
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
43
|
2,455
|
2
|
109
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
52.2
|
10.0
|
48.4
|
27
|
1,431
|
71,979
|
4,245,677
|
52
|
2,959
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
87.5
|
0
|
73
|
5,548
|
456,292
|
1
|
83
|
20-29
|
18.7
|
18.7
|
25.2
|
1
|
102
|
18,490
|
1,403,287
|
5
|
403
|
30-39
|
82.3
|
41.1
|
93.3
|
4
|
305
|
10,685
|
722,694
|
5
|
326
|
40-49
|
109.3
|
44.6
|
96.6
|
6
|
520
|
5,168
|
485,297
|
5
|
538
|
50-59
|
55.7
|
15.5
|
45.3
|
13
|
1,016
|
7,653
|
764,218
|
23
|
2,243
|
60-69
|
56.0
|
10.4
|
53.3
|
29
|
1,897
|
5,323
|
373,984
|
52
|
3,557
|
70-79
|
40.5
|
11.7
|
42.7
|
12
|
828
|
1,449
|
94,409
|
30
|
1,940
|
80-89
|
73.6
|
16.5
|
85.6
|
20
|
1,605
|
519
|
35,153
|
27
|
1,874
|
90-99
|
97.2
|
27.0
|
99.4
|
13
|
929
|
88
|
6,097
|
13
|
935
|
100+
|
274.7
|
274.7
|
274.7
|
1
|
56
|
1
|
56
|
0
|
20
|
Total
|
61.0
|
6.1
|
61.5
|
99
|
7,331
|
54,924
|
4,341,489
|
162
|
11,920
|
GRAND TOTAL
|
58.8
|
5.2
|
58.9
|
126
|
8,762
|
126,903
|
8,587,166
|
214
|
14,879
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.39
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $100,000-$249,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7,873
|
986,904
|
1
|
183
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7,384
|
923,685
|
1
|
138
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,648
|
837,092
|
1
|
156
|
4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
6,304
|
801,442
|
1
|
166
|
5
|
274.9
|
122.9
|
243.6
|
5
|
600
|
6,342
|
837,337
|
2
|
246
|
6-10
|
48.9
|
18.5
|
48.1
|
7
|
950
|
26,253
|
3,548,448
|
14
|
1,976
|
11-15
|
72.5
|
20.9
|
80.8
|
12
|
1,721
|
17,988
|
2,277,599
|
17
|
2,129
|
Total
|
63.8
|
13.0
|
65.5
|
24
|
3,271
|
78,793
|
10,212,507
|
38
|
4,994
|
Select Experience By Issue Age
|
0-4
|
54.3
|
38.4
|
68.3
|
2
|
304
|
31,624
|
3,827,499
|
4
|
445
|
5-14
|
73.0
|
51.6
|
58.0
|
2
|
200
|
20,263
|
2,542,676
|
3
|
345
|
15-24
|
59.3
|
59.3
|
46.8
|
1
|
100
|
6,674
|
855,362
|
2
|
214
|
25-34
|
152.8
|
62.4
|
188.8
|
6
|
1,100
|
9,290
|
1,397,650
|
4
|
583
|
35-44
|
44.3
|
25.6
|
42.5
|
3
|
417
|
6,766
|
1,018,961
|
7
|
981
|
45-54
|
45.1
|
22.6
|
46.6
|
4
|
550
|
3,213
|
448,460
|
9
|
1,180
|
55-64
|
34.2
|
24.2
|
28.1
|
2
|
200
|
761
|
96,726
|
6
|
712
|
65-74
|
99.7
|
57.5
|
80.4
|
3
|
300
|
180
|
22,239
|
3
|
373
|
75-89
|
93.0
|
93.0
|
62.1
|
1
|
100
|
22
|
2,934
|
1
|
161
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
63.8
|
13.0
|
65.5
|
24
|
3,271
|
78,793
|
10,212,507
|
38
|
4,994
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
162.1
|
0
|
103
|
2,358
|
354,629
|
0
|
64
|
20-29
|
120.3
|
85.1
|
172.8
|
2
|
418
|
5,800
|
848,664
|
2
|
242
|
30-39
|
254.6
|
127.3
|
194.2
|
4
|
402
|
3,311
|
442,204
|
2
|
207
|
40-49
|
108.8
|
38.5
|
88.5
|
8
|
800
|
6,806
|
833,772
|
7
|
904
|
50-59
|
76.9
|
18.1
|
69.8
|
18
|
2,076
|
8,010
|
1,015,018
|
23
|
2,974
|
60-69
|
33.8
|
12.0
|
26.3
|
8
|
800
|
2,635
|
337,915
|
24
|
3,046
|
70-79
|
71.6
|
27.1
|
62.2
|
7
|
867
|
466
|
65,965
|
10
|
1,393
|
80-89
|
113.5
|
31.5
|
98.0
|
13
|
1,684
|
203
|
31,101
|
11
|
1,719
|
90-99
|
34.2
|
24.2
|
29.6
|
2
|
225
|
34
|
4,539
|
6
|
759
|
100+
|
316.6
|
223.9
|
316.6
|
2
|
446
|
2
|
446
|
1
|
141
|
Total
|
74.6
|
9.3
|
68.3
|
64
|
7,820
|
29,624
|
3,934,253
|
86
|
11,449
|
GRAND TOTAL
|
71.3
|
7.6
|
67.5
|
88
|
11,092
|
108,417
|
14,146,760
|
123
|
16,443
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.40
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $250,000-$499,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
12,276
|
3,464,418
|
4
|
992
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
11,993
|
3,401,198
|
5
|
1,348
|
3
|
66.2
|
33.1
|
66.2
|
4
|
1,130
|
11,461
|
3,267,967
|
6
|
1,707
|
4
|
91.7
|
45.8
|
80.0
|
4
|
1,000
|
7,823
|
2,282,037
|
4
|
1,251
|
5
|
144.8
|
64.8
|
208.4
|
5
|
2,090
|
6,101
|
1,809,505
|
3
|
1,003
|
6-10
|
20.0
|
14.2
|
21.9
|
2
|
650
|
13,042
|
3,966,368
|
10
|
2,965
|
11-15
|
68.2
|
68.2
|
66.2
|
1
|
300
|
1,673
|
544,384
|
1
|
453
|
Total
|
47.5
|
11.9
|
53.2
|
16
|
5,170
|
64,371
|
18,735,877
|
34
|
9,719
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4,453
|
1,319,093
|
1
|
152
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,563
|
1,078,313
|
0
|
142
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
3,141
|
905,074
|
1
|
183
|
25-34
|
74.2
|
42.8
|
123.9
|
3
|
1,520
|
17,396
|
5,162,609
|
4
|
1,226
|
35-44
|
58.9
|
26.3
|
61.8
|
5
|
1,550
|
20,495
|
5,972,347
|
8
|
2,509
|
45-54
|
55.9
|
21.1
|
51.7
|
7
|
1,830
|
12,816
|
3,596,719
|
13
|
3,536
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,395
|
669,522
|
6
|
1,688
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
110
|
31,231
|
1
|
235
|
75-89
|
678.6
|
678.6
|
567.1
|
1
|
270
|
3
|
970
|
0
|
48
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
47.5
|
11.9
|
53.2
|
16
|
5,170
|
64,371
|
18,735,877
|
34
|
9,719
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
242
|
98,904
|
0
|
18
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
512
|
197,545
|
0
|
56
|
30-39
|
1157.1
|
1157.1
|
1082.3
|
1
|
348
|
189
|
71,384
|
0
|
32
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
171
|
57,904
|
0
|
65
|
50-59
|
0.0
|
0.0
|
106.0
|
0
|
300
|
273
|
92,323
|
1
|
283
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
120
|
46,255
|
1
|
423
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
35
|
13,454
|
1
|
301
|
80-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
23
|
8,585
|
1
|
482
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2
|
2,509
|
0
|
410
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
21.5
|
21.5
|
31.3
|
1
|
648
|
1,567
|
588,862
|
5
|
2,069
|
GRAND TOTAL
|
44.4
|
10.8
|
49.4
|
17
|
5,818
|
65,938
|
19,324,740
|
38
|
11,788
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.41
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $500,000-$999,999
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7,252
|
3,967,454
|
2
|
869
|
2
|
47.7
|
47.7
|
43.8
|
1
|
500
|
6,953
|
3,813,027
|
2
|
1,141
|
3
|
85.5
|
60.5
|
99.9
|
2
|
1,270
|
6,200
|
3,401,763
|
2
|
1,271
|
4
|
53.9
|
53.9
|
66.0
|
1
|
670
|
4,092
|
2,248,832
|
2
|
1,015
|
5
|
111.9
|
79.2
|
102.0
|
2
|
1,000
|
3,550
|
1,959,443
|
2
|
980
|
6-10
|
99.9
|
44.7
|
105.0
|
5
|
2,900
|
7,071
|
3,924,006
|
5
|
2,762
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
562
|
340,100
|
1
|
339
|
Total
|
71.9
|
21.7
|
75.7
|
11
|
6,340
|
35,681
|
19,654,625
|
15
|
8,377
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,255
|
783,797
|
0
|
88
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,351
|
860,871
|
0
|
118
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,429
|
786,044
|
0
|
154
|
25-34
|
104.3
|
60.2
|
127.5
|
3
|
2,000
|
13,081
|
7,132,336
|
3
|
1,569
|
35-44
|
79.8
|
39.9
|
79.4
|
4
|
2,170
|
13,017
|
7,093,235
|
5
|
2,735
|
45-54
|
63.2
|
36.5
|
58.4
|
3
|
1,500
|
4,947
|
2,668,093
|
5
|
2,570
|
55-64
|
0.0
|
0.0
|
0.0
|
0
|
0
|
565
|
310,197
|
2
|
983
|
65-74
|
350.0
|
350.0
|
415.8
|
1
|
670
|
36
|
20,051
|
0
|
161
|
75-89
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
71.9
|
21.7
|
75.7
|
11
|
6,340
|
35,681
|
19,654,625
|
15
|
8,377
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
72
|
47,197
|
0
|
8
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
138
|
99,919
|
0
|
28
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
52
|
39,291
|
0
|
17
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
29
|
16,191
|
0
|
18
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
64
|
37,353
|
0
|
119
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
44
|
26,102
|
0
|
254
|
70-79
|
529.9
|
529.9
|
267.9
|
1
|
500
|
9
|
8,819
|
0
|
187
|
80-89
|
714.5
|
505.2
|
314.8
|
2
|
1,163
|
5
|
5,438
|
0
|
369
|
90-99
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
1,285
|
0
|
196
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
219.6
|
126.8
|
138.9
|
3
|
1,663
|
415
|
281,595
|
1
|
1,197
|
GRAND TOTAL
|
84.0
|
22.4
|
83.6
|
14
|
8,003
|
36,095
|
19,936,220
|
17
|
9,574
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015
TABLE 8.42
TOTAL EXPERIENCE -- FEMALES WITH UNKNOWN SMOKING STATUS, FACE SIZE $1,000,000 AND OVER
|
CANADIAN ORDINARY STANDARD EXPERIENCE |
BETWEEN POLICY ANNIVERSARIES IN 2012 AND 2013 |
EXPECTED CIA 97-04 TABLES |
|
RATIO A/E |
ACTUAL DEATHS |
EXPOSURES |
EXPECTED DEATHS |
|
NUMBER % |
  S.D.   |
AMOUNT % |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
NUMBER |
$ (,000) |
Select Experience By Policy Year
|
1
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,624
|
2,036,350
|
0
|
465
|
2
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,518
|
1,864,177
|
0
|
576
|
3
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,250
|
1,543,144
|
1
|
645
|
4
|
198.6
|
198.6
|
161.2
|
1
|
1,000
|
824
|
1,042,516
|
1
|
620
|
5
|
266.3
|
266.3
|
182.2
|
1
|
1,000
|
661
|
1,059,926
|
0
|
549
|
6-10
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,395
|
1,984,361
|
1
|
1,393
|
11-15
|
0.0
|
0.0
|
0.0
|
0
|
0
|
175
|
386,214
|
0
|
229
|
Total
|
57.8
|
40.9
|
44.7
|
2
|
2,000
|
7,446
|
9,916,687
|
3
|
4,477
|
Select Experience By Issue Age
|
0-4
|
0.0
|
0.0
|
0.0
|
0
|
0
|
432
|
881,373
|
0
|
94
|
5-14
|
0.0
|
0.0
|
0.0
|
0
|
0
|
509
|
1,323,147
|
0
|
196
|
15-24
|
0.0
|
0.0
|
0.0
|
0
|
0
|
255
|
402,176
|
0
|
77
|
25-34
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,143
|
2,370,585
|
0
|
493
|
35-44
|
0.0
|
0.0
|
0.0
|
0
|
0
|
2,803
|
3,272,865
|
1
|
1,271
|
45-54
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1,118
|
1,423,036
|
1
|
1,439
|
55-64
|
383.5
|
271.2
|
292.8
|
2
|
2,000
|
169
|
216,435
|
1
|
683
|
65-74
|
0.0
|
0.0
|
0.0
|
0
|
0
|
15
|
25,820
|
0
|
187
|
75-89
|
0.0
|
0.0
|
0.0
|
0
|
0
|
1
|
1,250
|
0
|
37
|
90+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
57.8
|
40.9
|
44.7
|
2
|
2,000
|
7,446
|
9,916,687
|
3
|
4,477
|
Ultimate Experience By Attained Age
|
15-19
|
0.0
|
0.0
|
0.0
|
0
|
0
|
21
|
43,450
|
0
|
8
|
20-29
|
0.0
|
0.0
|
0.0
|
0
|
0
|
57
|
116,156
|
0
|
33
|
30-39
|
0.0
|
0.0
|
0.0
|
0
|
0
|
31
|
58,666
|
0
|
27
|
40-49
|
0.0
|
0.0
|
0.0
|
0
|
0
|
4
|
10,664
|
0
|
15
|
50-59
|
0.0
|
0.0
|
0.0
|
0
|
0
|
12
|
27,175
|
0
|
83
|
60-69
|
0.0
|
0.0
|
0.0
|
0
|
0
|
8
|
16,192
|
0
|
153
|
70-79
|
0.0
|
0.0
|
0.0
|
0
|
0
|
7
|
16,282
|
0
|
360
|
80-89
|
411.3
|
411.3
|
464.7
|
1
|
1,755
|
4
|
7,018
|
0
|
378
|
90-99
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
100+
|
|
|
|
0
|
0
|
0
|
0
|
0
|
0
|
Total
|
184.2
|
184.2
|
166.2
|
1
|
1,755
|
144
|
295,603
|
1
|
1,056
|
GRAND TOTAL
|
74.9
|
43.3
|
67.9
|
3
|
3,755
|
7,590
|
10,212,290
|
4
|
5,534
|
Thomson Data Analysis Fri Mar 20 13:54:03 2015