Indexed Tables LongAFGJLQ

CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
Index of Tables
TABLE 1.1	TOTAL EXPERIENCE--SINGLE LIFE
TABLE 1.2	MALE EXPERIENCE--SINGLE LIFE
TABLE 1.3	FEMALE EXPERIENCE--SINGLE LIFE
TABLE 2.1	TOTAL EXPERIENCE--SINGLE LIFE--RRSP
TABLE 2.2	TOTAL EXPERIENCE--SINGLE LIFE--RPP
TABLE 2.3	TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP
TABLE 2.4	MALE EXPERIENCE--SINGLE LIFE--RRSP
TABLE 2.5	MALE EXPERIENCE--SINGLE LIFE--RPP
TABLE 2.6	MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP
TABLE 2.7	FEMALE EXPERIENCE--SINGLE LIFE--RRSP
TABLE 2.8	FEMALE EXPERIENCE--SINGLE LIFE--RPP
TABLE 2.9	FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP
TABLE 3.1	TOTAL EXPERIENCE--SINGLE LIFE--NO REFUND
TABLE 3.2	TOTAL EXPERIENCE--SINGLE LIFE--REFUND
TABLE 3.3	MALE EXPERIENCE--SINGLE LIFE--NO REFUND
TABLE 3.4	MALE EXPERIENCE--SINGLE LIFE--REFUND
TABLE 3.5	FEMALE EXPERIENCE--SINGLE LIFE--NO REFUND
TABLE 3.6	FEMALE EXPERIENCE--SINGLE LIFE--REFUND
TABLE 4.1	TOTAL EXPERIENCE--JOINT, BOTH ALIVE
TABLE 4.2	TOTAL EXPERIENCE--JOINT, ONE SURVIVING
TABLE 4.3	MALE EXPERIENCE--JOINT, BOTH ALIVE
TABLE 4.4	MALE EXPERIENCE--JOINT, ONE SURVIVING
TABLE 4.5	FEMALE EXPERIENCE--JOINT, BOTH ALIVE
TABLE 4.6	FEMALE EXPERIENCE--JOINT, ONE SURVIVING
TABLE 5.1	TOTAL EXPERIENCE--SINGLE LIFE--< $1,000
TABLE 5.2	TOTAL EXPERIENCE--SINGLE LIFE--$1,000-$4,999
TABLE 5.3	TOTAL EXPERIENCE--SINGLE LIFE--$5,000-$9,999
TABLE 5.4	TOTAL EXPERIENCE--SINGLE LIFE--$10,000+
TABLE 5.5	MALE EXPERIENCE--SINGLE LIFE--< $1,000
TABLE 5.6	MALE EXPERIENCE--SINGLE LIFE--$1,000-$4,999
TABLE 5.7	MALE EXPERIENCE--SINGLE LIFE--$5,000-$9,999
TABLE 5.8	MALE EXPERIENCE--SINGLE LIFE--$10,000+
TABLE 5.9	FEMALE EXPERIENCE--SINGLE LIFE--< $1,000
TABLE 5.10	FEMALE EXPERIENCE--SINGLE LIFE--$1,000-$4,999
TABLE 5.11	FEMALE EXPERIENCE--SINGLE LIFE--$5,000-$9,999
TABLE 5.12	FEMALE EXPERIENCE--SINGLE LIFE--$10,000+
TABLE 6.1	TOTAL EXPERIENCE--SINGLE LIFE--RRSP--< $1,000
TABLE 6.2	TOTAL EXPERIENCE--SINGLE LIFE--RRSP--$1,000-$4,999
TABLE 6.3	TOTAL EXPERIENCE--SINGLE LIFE--RRSP--$5,000-$9,999
TABLE 6.4	TOTAL EXPERIENCE--SINGLE LIFE--RRSP--$10,000+
TABLE 6.5	TOTAL EXPERIENCE--SINGLE LIFE--RPP--< $1,000
TABLE 6.6	TOTAL EXPERIENCE--SINGLE LIFE--RPP--$1,000-$4,999
TABLE 6.7	TOTAL EXPERIENCE--SINGLE LIFE--RPP--$5,000-$9,999
TABLE 6.8	TOTAL EXPERIENCE--SINGLE LIFE--RPP--$10,000+
TABLE 6.9	TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--< $1,000
TABLE 6.10	TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$1,000-$4,999
TABLE 6.11	TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$5,000-$9,999
TABLE 6.12	TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$10,000+
TABLE 6.13	MALE EXPERIENCE--SINGLE LIFE--RRSP--< $1,000
TABLE 6.14	MALE EXPERIENCE--SINGLE LIFE--RRSP--$1,000-$4,999
TABLE 6.15	MALE EXPERIENCE--SINGLE LIFE--RRSP--$5,000-$9,999
TABLE 6.16	MALE EXPERIENCE--SINGLE LIFE--RRSP--$10,000+
TABLE 6.17	MALE EXPERIENCE--SINGLE LIFE--RPP--< $1,000
TABLE 6.18	MALE EXPERIENCE--SINGLE LIFE--RPP--$1,000-$4,999
TABLE 6.19	MALE EXPERIENCE--SINGLE LIFE--RPP--$5,000-$9,999
TABLE 6.20	MALE EXPERIENCE--SINGLE LIFE--RPP--$10,000+
TABLE 6.21	MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--< $1,000
TABLE 6.22	MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$1,000-$4,999
TABLE 6.23	MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$5,000-$9,999
TABLE 6.24	MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$10,000+
TABLE 6.25	FEMALE EXPERIENCE--SINGLE LIFE--RRSP--< $1,000
TABLE 6.26	FEMALE EXPERIENCE--SINGLE LIFE--RRSP--$1,000-$4,999
TABLE 6.27	FEMALE EXPERIENCE--SINGLE LIFE--RRSP--$5,000-$9,999
TABLE 6.28	FEMALE EXPERIENCE--SINGLE LIFE--RRSP--$10,000+
TABLE 6.29	FEMALE EXPERIENCE--SINGLE LIFE--RPP--< $1,000
TABLE 6.30	FEMALE EXPERIENCE--SINGLE LIFE--RPP--$1,000-$4,999
TABLE 6.31	FEMALE EXPERIENCE--SINGLE LIFE--RPP--$5,000-$9,999
TABLE 6.32	FEMALE EXPERIENCE--SINGLE LIFE--RPP--$10,000+
TABLE 6.33	FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--< $1,000
TABLE 6.34	FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$1,000-$4,999
TABLE 6.35	FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$5,000-$9,999
TABLE 6.36	FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$10,000+
TABLE 7.1	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 1
TABLE 7.2	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 2
TABLE 7.3	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 3
TABLE 7.4	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 4
TABLE 7.5	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 5
TABLE 7.6	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 6
TABLE 7.7	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 7
TABLE 7.8	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 8
TABLE 7.9	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 9
TABLE 7.10	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 10
TABLE 7.11	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 1-10 (SELECT)
TABLE 7.12	TOTAL EXPERIENCE--SINGLE LIFE--DURATION 11+ (ULTIMATE)
TABLE 7.13	MALE EXPERIENCE--SINGLE LIFE--DURATION 1
TABLE 7.14	MALE EXPERIENCE--SINGLE LIFE--DURATION 2
TABLE 7.15	MALE EXPERIENCE--SINGLE LIFE--DURATION 3
TABLE 7.16	MALE EXPERIENCE--SINGLE LIFE--DURATION 4
TABLE 7.17	MALE EXPERIENCE--SINGLE LIFE--DURATION 5
TABLE 7.18	MALE EXPERIENCE--SINGLE LIFE--DURATION 6
TABLE 7.19	MALE EXPERIENCE--SINGLE LIFE--DURATION 7
TABLE 7.20	MALE EXPERIENCE--SINGLE LIFE--DURATION 8
TABLE 7.21	MALE EXPERIENCE--SINGLE LIFE--DURATION 9
TABLE 7.22	MALE EXPERIENCE--SINGLE LIFE--DURATION 10
TABLE 7.23	MALE EXPERIENCE--SINGLE LIFE--DURATION 1-10 (SELECT)
TABLE 7.24	MALE EXPERIENCE--SINGLE LIFE--DURATION 11+ (ULTIMATE)
TABLE 7.25	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 1
TABLE 7.26	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 2
TABLE 7.27	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 3
TABLE 7.28	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 4
TABLE 7.29	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 5
TABLE 7.30	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 6
TABLE 7.31	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 7
TABLE 7.32	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 8
TABLE 7.33	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 9
TABLE 7.34	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 10
TABLE 7.35	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 1-10 (SELECT)
TABLE 7.36	FEMALE EXPERIENCE--SINGLE LIFE--DURATION 11+ (ULTIMATE)
TABLE 8.1	TOTAL EXPERIENCE BY POLICY YEAR
TABLE 8.2	TOTAL EXPERIENCE BY POLICY YEAR--SINGLE LIFE
TABLE 8.3	TOTAL EXPERIENCE BY POLICY YEAR--JOINT, BOTH ALIVE
TABLE 8.4	TOTAL EXPERIENCE BY POLICY YEAR--JOINT, ONE SURVIVING
TABLE 8.5	MALE EXPERIENCE BY POLICY YEAR
TABLE 8.6	MALE EXPERIENCE BY POLICY YEAR--SINGLE LIFE
TABLE 8.7	MALE EXPERIENCE BY POLICY YEAR--JOINT, BOTH ALIVE
TABLE 8.8	MALE EXPERIENCE BY POLICY YEAR--JOINT, ONE SURVIVING
TABLE 8.9	FEMALE EXPERIENCE BY POLICY YEAR
TABLE 8.10	FEMALE EXPERIENCE BY POLICY YEAR--SINGLE LIFE
TABLE 8.11	FEMALE EXPERIENCE BY POLICY YEAR--JOINT, BOTH ALIVE
TABLE 8.12	FEMALE EXPERIENCE BY POLICY YEAR--JOINT, ONE SURVIVING

TABLE 1.1 TOTAL EXPERIENCE--SINGLE LIFE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	48.2	2.5	32.9	380	3,371,701	31,576	325,131,517	788	10,248,496
2	57.5	2.6	43.5	495	4,746,420	31,292	317,707,886	861	10,914,474
3	66.6	2.7	57.5	616	6,303,905	30,825	297,216,276	925	10,962,068
4	73.4	2.8	55.4	713	6,198,550	30,294	284,174,319	971	11,195,410
5	76.4	2.7	64.7	790	7,296,009	30,591	273,894,766	1,034	11,272,603
6	73.4	2.5	62.6	849	7,159,318	32,578	266,593,763	1,157	11,441,212
7	81.4	2.5	56.2	1,059	6,535,622	35,127	262,911,472	1,301	11,626,220
8	79.9	2.3	66.4	1,165	7,965,482	38,141	262,859,354	1,457	11,991,112
9	82.2	2.2	66.0	1,341	8,261,978	41,042	265,759,499	1,631	12,524,746
10	84.8	2.2	72.4	1,525	8,931,435	43,604	257,519,696	1,799	12,327,836
Total	74.9	0.8	58.3	8,933	66,770,420	345,071	2,813,768,550	11,923	114,504,175
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	76	1,278,763	0	460
5-9	2287.9	1320.9	2865.9	3	208,254	386	19,873,686	0	7,267
10-14	451.2	451.2	657.7	1	44,864	516	17,140,653	0	6,821
15-19	561.9	397.3	586.8	2	55,685	722	20,347,668	0	9,489
20-24	0.0	0.0	0.0	0	0	1,372	39,832,444	1	25,931
25-29	424.6	189.9	1380.4	5	429,282	1,521	39,251,198	1	31,097
30-34	73.3	73.3	23.6	1	9,201	1,311	38,952,415	1	38,955
35-39	315.0	105.0	180.6	9	93,714	1,770	31,594,310	3	51,887
40-44	285.8	67.4	253.1	18	206,089	2,462	31,854,232	6	81,417
45-49	182.9	32.9	243.1	31	364,927	4,247	39,299,667	17	150,097
50-54	179.0	19.1	186.2	88	697,348	8,415	66,931,431	49	374,458
55-59	125.2	7.4	125.0	288	1,737,925	26,432	161,406,859	230	1,389,889
60-64	87.2	3.5	68.4	606	2,760,153	48,891	294,864,235	695	4,037,379
65-69	79.9	1.8	70.1	1,983	8,541,077	107,336	532,885,847	2,483	12,183,958
70-74	72.6	1.8	49.0	1,627	8,523,868	61,912	486,139,065	2,242	17,401,529
75-79	65.1	1.7	47.2	1,478	13,870,715	39,372	513,417,175	2,272	29,367,414
80-84	68.4	1.7	50.5	1,686	15,553,931	28,052	352,048,622	2,464	30,772,551
85-89	75.8	2.6	66.9	878	8,490,607	8,752	96,817,554	1,159	12,687,395
90-94	73.9	5.2	79.8	199	4,040,436	1,405	26,332,558	269	5,064,610
95-99	98.6	18.3	137.2	29	1,117,052	119	3,474,874	29	814,457
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	74.9	0.8	58.3	8,933	66,770,420	345,071	2,813,768,550	11,923	114,504,175
Ultimate Experience By Attained Age
5-59	141.2	11.1	213.7	163	2,302,803	28,825	366,474,361	115	1,077,369
60-64	118.5	8.7	117.5	184	1,138,509	17,486	111,770,262	155	968,895
65-69	91.3	4.1	109.6	486	3,027,143	36,980	190,463,076	532	2,761,091
70-74	85.2	2.1	77.2	1,716	7,126,970	85,458	384,625,724	2,013	9,236,362
75-79	83.9	1.0	78.4	6,677	25,644,275	202,627	820,609,725	7,962	32,723,130
80-84	87.0	0.6	80.4	18,379	64,262,136	331,339	1,234,135,197	21,135	79,895,251
85-89	91.5	0.5	87.2	31,473	104,994,063	336,279	1,166,476,415	34,409	120,385,906
90+	100.6	0.5	96.7	40,649	127,201,064	236,774	774,875,349	40,396	131,571,919
Total	93.4	0.3	88.7	99,727	335,696,963	1,275,766	5,049,430,109	106,719	378,619,923
GRAND TOTAL	91.6	0.3	81.6	108,660	402,467,383	1,620,837	7,863,198,659	118,642	493,124,098

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 1.2 MALE EXPERIENCE--SINGLE LIFE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	53.9	3.8	29.9	198	1,515,674	13,409	146,477,264	368	5,063,364
2	60.1	3.9	40.0	234	2,130,529	13,142	141,303,372	389	5,324,086
3	72.5	4.2	66.6	299	3,497,919	12,878	131,744,258	412	5,248,998
4	74.0	4.1	46.1	319	2,403,452	12,732	126,055,945	431	5,218,453
5	80.1	4.2	67.6	366	3,518,900	12,866	122,213,139	457	5,209,216
6	73.1	3.8	57.9	374	2,935,789	13,741	117,559,775	512	5,071,784
7	82.6	3.8	57.5	480	2,940,818	14,957	115,628,972	581	5,112,233
8	77.6	3.4	56.0	512	2,934,628	16,383	114,912,783	660	5,241,157
9	83.1	3.3	74.1	628	4,213,672	17,927	119,113,148	755	5,687,354
10	84.4	3.2	69.9	714	3,925,238	19,360	116,642,369	846	5,614,500
Total	76.2	1.2	56.9	4,124	30,016,619	147,396	1,251,651,023	5,411	52,791,144
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	58	990,557	0	414
5-9	0.0	0.0	0.0	0	0	216	13,029,978	0	6,036
10-14	568.3	568.3	919.4	1	44,864	336	9,298,019	0	4,880
15-19	829.7	586.7	1026.4	2	55,685	380	8,484,508	0	5,425
20-24	0.0	0.0	0.0	0	0	803	24,833,287	1	19,442
25-29	584.9	261.6	1809.4	5	429,282	920	25,453,826	1	23,725
30-34	101.5	101.5	32.6	1	9,201	781	23,279,429	1	28,234
35-39	200.3	100.1	72.1	4	29,025	952	20,102,169	2	40,235
40-44	282.3	81.5	248.9	12	144,206	1,227	17,672,622	4	57,936
45-49	122.2	33.9	185.7	13	177,421	1,890	17,823,286	11	95,545
50-54	175.9	24.4	182.5	52	416,098	3,665	29,811,802	30	228,046
55-59	126.5	9.6	121.4	172	1,052,503	11,627	77,182,110	136	866,667
60-64	83.1	4.4	65.5	355	1,671,211	22,981	144,582,348	427	2,550,759
65-69	77.8	2.2	68.2	1,256	5,565,735	56,306	288,336,935	1,614	8,157,185
70-74	72.6	2.6	46.8	802	4,577,091	23,796	215,286,514	1,105	9,776,165
75-79	63.8	2.8	37.9	528	5,350,812	11,266	201,177,456	828	14,110,905
80-84	68.9	3.1	52.1	509	4,977,892	6,999	91,822,326	739	9,561,956
85-89	79.0	4.5	64.7	302	2,734,430	2,565	27,708,239	382	4,224,540
90-94	80.4	8.2	79.9	96	1,987,419	584	12,414,627	119	2,488,188
95-99	129.7	34.7	145.7	14	793,744	44	2,360,986	11	544,862
100+				0	0	0	0	0	0
Total	76.2	1.2	56.9	4,124	30,016,619	147,396	1,251,651,023	5,411	52,791,144
Ultimate Experience By Attained Age
5-59	118.5	11.9	176.3	100	1,295,673	16,412	196,557,939	84	734,859
60-64	103.3	9.9	110.3	109	697,923	9,489	57,073,774	106	632,838
65-69	86.8	5.0	91.6	303	1,716,041	19,218	103,611,512	349	1,872,542
70-74	78.0	2.4	67.4	1,021	4,245,814	43,346	208,881,047	1,309	6,302,476
75-79	80.6	1.3	74.9	4,007	16,101,089	102,175	442,611,348	4,969	21,500,587
80-84	88.2	0.9	79.4	10,034	37,099,938	146,446	603,278,306	11,376	46,735,242
85-89	94.5	0.8	89.1	15,204	54,677,061	135,260	517,226,239	16,093	61,392,711
90+	108.4	0.8	99.9	17,465	55,686,435	88,261	308,466,151	16,117	55,727,533
Total	95.7	0.4	88.0	48,243	171,519,974	560,608	2,437,706,315	50,403	194,898,789
GRAND TOTAL	93.8	0.4	81.4	52,367	201,536,593	708,003	3,689,357,338	55,815	247,689,932

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 1.3 FEMALE EXPERIENCE--SINGLE LIFE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	43.3	3.2	35.8	182	1,856,027	18,167	178,654,254	420	5,185,133
2	55.4	3.4	46.8	261	2,615,891	18,149	176,404,514	471	5,590,388
3	61.9	3.5	49.1	317	2,805,986	17,947	165,472,019	512	5,713,070
4	73.0	3.7	63.5	394	3,795,098	17,562	158,118,374	540	5,976,957
5	73.5	3.6	62.3	424	3,777,109	17,725	151,681,627	577	6,063,387
6	73.6	3.4	66.3	475	4,223,529	18,837	149,033,988	645	6,369,427
7	80.4	3.3	55.2	579	3,594,804	20,170	147,282,500	720	6,513,988
8	81.9	3.2	74.5	653	5,030,854	21,758	147,946,571	797	6,749,955
9	81.4	3.0	59.2	713	4,048,306	23,115	146,646,352	876	6,837,392
10	85.1	3.0	74.6	811	5,006,197	24,244	140,877,328	953	6,713,335
Total	73.8	1.1	59.6	4,809	36,753,801	197,675	1,562,117,526	6,512	61,713,032
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	18	288,206	0	47
5-9	9653.6	5573.5	16927.0	3	208,254	170	6,843,708	0	1,230
10-14	0.0	0.0	0.0	0	0	181	7,842,633	0	1,941
15-19	0.0	0.0	0.0	0	0	341	11,863,160	0	4,064
20-24	0.0	0.0	0.0	0	0	569	14,999,157	0	6,489
25-29	0.0	0.0	0.0	0	0	601	13,797,373	0	7,372
30-34	0.0	0.0	0.0	0	0	530	15,672,986	0	10,722
35-39	581.2	259.9	555.2	5	64,689	818	11,492,142	1	11,652
40-44	293.0	119.6	263.5	6	61,883	1,235	14,181,610	2	23,481
45-49	285.5	67.3	343.7	18	187,506	2,357	21,476,381	6	54,552
50-54	183.7	30.6	192.1	36	281,250	4,750	37,119,629	20	146,412
55-59	123.3	11.5	131.0	116	685,422	14,806	84,224,749	94	523,222
60-64	93.5	5.9	73.2	251	1,088,942	25,910	150,281,887	268	1,486,619
65-69	83.7	3.1	73.9	727	2,975,342	51,031	244,548,913	869	4,026,774
70-74	72.6	2.5	51.8	825	3,946,777	38,116	270,852,551	1,137	7,625,364
75-79	65.8	2.1	55.8	950	8,519,903	28,106	312,239,719	1,444	15,256,509
80-84	68.2	2.0	49.9	1,177	10,576,039	21,053	260,226,297	1,725	21,210,595
85-89	74.2	3.1	68.0	576	5,756,177	6,187	69,109,315	777	8,462,855
90-94	68.8	6.8	79.7	103	2,053,017	821	13,917,932	150	2,576,422
95-99	80.6	20.8	119.9	15	323,308	75	1,113,888	19	269,596
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	73.8	1.1	59.6	4,809	36,753,801	197,675	1,562,117,526	6,512	61,713,032
Ultimate Experience By Attained Age
5-59	202.9	25.6	294.0	63	1,007,130	12,413	169,916,422	31	342,510
60-64	150.9	17.4	131.1	75	440,586	7,997	54,696,487	50	336,057
65-69	99.8	7.4	147.6	183	1,311,102	17,761	86,851,564	183	888,549
70-74	98.7	3.7	98.2	695	2,881,156	42,111	175,744,677	704	2,933,886
75-79	89.2	1.7	85.0	2,670	9,543,186	100,451	377,998,378	2,993	11,222,542
80-84	85.5	0.9	81.9	8,345	27,162,198	184,893	630,856,892	9,759	33,160,009
85-89	88.8	0.7	85.3	16,269	50,317,002	201,019	649,250,175	18,316	58,993,195
90+	95.5	0.6	94.3	23,184	71,514,629	148,513	466,409,198	24,279	75,844,386
Total	91.4	0.4	89.4	51,484	164,176,989	715,159	2,611,723,794	56,316	183,721,134
GRAND TOTAL	89.6	0.4	81.9	56,293	200,930,790	912,834	4,173,841,320	62,828	245,434,166

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.1 TOTAL EXPERIENCE--SINGLE LIFE--RRSP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	49.7	4.3	46.9	136	988,079	12,455	78,463,076	273	2,108,241
2	54.0	4.2	52.2	165	1,170,857	12,310	75,265,877	306	2,242,691
3	62.2	4.3	58.0	206	1,355,197	12,151	71,683,167	331	2,336,894
4	78.9	4.8	63.6	275	1,501,543	11,983	67,580,282	348	2,362,176
5	75.1	4.5	74.3	277	1,788,654	12,061	65,332,704	369	2,406,175
6	74.3	4.2	70.1	316	1,774,438	13,255	66,106,653	425	2,532,299
7	83.7	4.2	74.6	400	1,982,582	14,347	67,178,206	478	2,658,203
8	78.5	3.8	72.8	425	2,039,161	15,811	70,742,741	541	2,799,484
9	83.8	3.6	77.6	531	2,477,870	17,709	78,051,178	634	3,192,853
10	87.8	3.5	91.0	630	3,053,535	19,356	81,140,397	717	3,354,768
Total	76.0	1.3	69.8	3,361	18,131,916	141,435	721,544,280	4,424	25,993,784
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	1	25,929	0	13
15-19	0.0	0.0	0.0	0	0	7	8,792	0	5
20-24	0.0	0.0	0.0	0	0	4	1,180	0	1
25-29	0.0	0.0	0.0	0	0	9	13,167	0	11
30-34	0.0	0.0	0.0	0	0	61	269,923	0	284
35-39	0.0	0.0	0.0	0	0	138	418,329	0	532
40-44	367.6	260.0	909.1	2	14,631	264	729,040	1	1,609
45-49	102.4	59.1	98.4	3	12,556	776	3,424,382	3	12,755
50-54	214.9	40.6	220.0	28	155,193	2,196	11,551,732	13	70,547
55-59	132.9	11.7	114.2	129	520,648	10,949	51,960,515	97	455,982
60-64	94.1	5.5	85.1	291	1,253,138	21,301	101,814,828	309	1,472,357
65-69	82.3	2.6	76.8	1,005	4,064,567	51,548	223,009,894	1,221	5,290,198
70-74	76.7	2.6	71.5	852	3,824,102	30,859	149,083,945	1,110	5,348,926
75-79	62.6	2.9	61.1	454	3,222,030	13,067	93,682,230	725	5,269,928
80-84	65.0	3.0	65.4	455	3,776,226	8,380	67,667,639	700	5,773,846
85-89	59.9	5.3	60.7	130	1,212,524	1,728	16,178,301	217	1,996,211
90-94	43.1	13.0	24.4	11	72,227	144	1,689,619	26	296,556
95-99	93.7	93.7	101.2	1	4,074	4	14,836	1	4,024
100+				0	0	0	0	0	0
Total	76.0	1.3	69.8	3,361	18,131,916	141,435	721,544,280	4,424	25,993,784
Ultimate Experience By Attained Age
5-59	119.4	26.7	65.8	20	55,758	3,051	14,856,103	17	84,687
60-64	108.8	17.9	81.4	37	159,488	3,928	21,763,654	34	196,008
65-69	101.3	7.5	85.7	184	761,680	12,835	60,265,964	182	889,130
70-74	91.8	3.3	81.0	770	3,021,498	36,360	155,195,210	839	3,731,313
75-79	88.6	1.5	83.3	3,404	12,787,301	99,712	386,672,968	3,844	15,345,765
80-84	88.3	0.8	84.8	10,992	37,480,198	196,782	683,896,373	12,444	44,211,840
85-89	92.2	0.6	90.2	20,390	63,679,541	216,664	684,733,283	22,124	70,602,800
90+	100.9	0.6	98.7	25,760	69,753,015	151,368	422,491,007	25,523	70,638,093
Total	94.7	0.4	91.2	61,557	187,698,479	720,700	2,429,874,563	65,006	205,699,636
GRAND TOTAL	93.5	0.4	88.8	64,918	205,830,395	862,136	3,151,418,843	69,430	231,693,420

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.2 TOTAL EXPERIENCE--SINGLE LIFE--RPP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	61.5	11.4	51.1	29	167,989	3,246	21,067,186	47	328,575
2	71.1	11.7	90.9	37	328,832	3,256	20,671,772	52	361,786
3	88.5	12.6	66.2	49	246,834	3,205	19,502,929	55	373,018
4	84.0	12.0	58.2	49	226,854	3,135	18,575,142	58	389,645
5	89.9	11.9	81.7	57	333,682	3,131	17,906,938	63	408,611
6	78.1	10.6	84.3	54	370,568	3,219	18,048,037	69	439,449
7	111.2	12.1	102.7	85	472,202	3,457	18,513,996	76	459,871
8	103.4	11.2	78.3	86	392,037	3,687	19,978,830	83	500,472
9	84.3	9.6	64.7	77	348,158	3,763	20,603,571	91	538,170
10	96.0	9.6	94.8	100	577,937	3,873	21,595,049	104	609,551
Total	88.9	3.6	78.6	623	3,465,093	33,972	196,463,450	701	4,409,148
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	2	8,638	0	6
30-34	0.0	0.0	0.0	0	0	29	36,080	0	43
35-39	0.0	0.0	0.0	0	0	70	202,561	0	448
40-44	0.0	0.0	0.0	0	0	156	476,868	0	1,075
45-49	72.0	72.0	34.9	1	2,195	404	1,702,071	1	6,293
50-54	152.4	50.8	120.3	9	42,897	1,060	6,506,757	6	35,660
55-59	160.5	19.0	147.0	71	376,182	5,305	29,740,693	44	255,894
60-64	88.2	8.3	71.8	113	556,984	9,659	57,854,265	128	775,707
65-69	91.7	6.1	96.6	226	1,301,795	12,166	64,107,051	247	1,346,975
70-74	54.9	8.0	53.7	47	306,003	2,502	16,272,214	86	569,738
75-79	77.0	11.5	72.0	45	331,076	1,033	8,276,368	58	459,815
80-84	81.4	8.3	51.4	97	465,874	1,508	10,883,487	119	906,106
85-89	128.1	35.5	138.1	13	67,087	75	380,061	10	48,564
90-94	172.3	172.3	531.1	1	15,000	3	16,337	1	2,824
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	88.9	3.6	78.6	623	3,465,093	33,972	196,463,450	701	4,409,148
Ultimate Experience By Attained Age
5-59	147.3	60.1	138.7	6	15,797	886	2,400,096	4	11,388
60-64	144.3	34.0	101.6	18	53,614	1,448	6,148,157	12	52,772
65-69	99.9	13.0	116.5	59	373,004	4,211	21,848,311	59	320,043
70-74	102.3	6.8	94.8	227	1,159,690	9,628	50,349,019	222	1,222,742
75-79	87.1	3.5	79.1	607	3,081,510	18,049	97,098,769	697	3,894,204
80-84	97.4	2.9	89.0	1,122	5,374,091	18,049	91,648,926	1,152	6,034,954
85-89	97.1	2.7	89.5	1,286	5,051,181	12,703	53,387,262	1,324	5,644,473
90+	105.2	2.7	104.8	1,513	4,379,275	8,069	24,796,372	1,438	4,177,299
Total	98.6	1.4	91.2	4,838	19,488,162	73,043	347,676,911	4,908	21,357,874
GRAND TOTAL	97.4	1.3	89.1	5,461	22,953,255	107,015	544,140,360	5,608	25,767,022

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.3 TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	46.0	3.1	28.4	215	2,215,633	15,876	225,601,256	467	7,811,680
2	58.3	3.4	39.1	293	3,246,731	15,726	221,770,237	503	8,309,996
3	67.1	3.5	57.0	361	4,701,874	15,470	206,030,180	538	8,252,155
4	69.0	3.5	52.9	389	4,470,153	15,176	198,018,895	564	8,443,589
5	75.8	3.6	61.2	456	5,173,673	15,400	190,655,123	601	8,457,817
6	72.3	3.3	59.2	479	5,014,312	16,104	182,439,074	662	8,469,463
7	76.9	3.2	48.0	574	4,080,838	17,323	177,219,270	747	8,508,147
8	78.5	3.1	63.7	654	5,534,284	18,643	172,137,783	833	8,691,156
9	80.9	3.0	61.8	733	5,435,950	19,570	167,104,749	906	8,793,723
10	81.3	2.9	63.4	795	5,299,963	20,375	154,784,251	977	8,363,517
Total	72.8	1.0	53.7	4,949	45,173,411	169,663	1,895,760,820	6,799	84,101,243
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	76	1,278,763	0	460
5-9	2287.9	1320.9	2865.9	3	208,254	386	19,873,686	0	7,267
10-14	452.1	452.1	658.9	1	44,864	515	17,114,724	0	6,809
15-19	568.7	402.1	587.1	2	55,685	715	20,338,876	0	9,484
20-24	0.0	0.0	0.0	0	0	1,368	39,831,264	1	25,930
25-29	427.9	191.4	1381.2	5	429,282	1,510	39,229,393	1	31,080
30-34	79.0	79.0	23.8	1	9,201	1,221	38,646,413	1	38,629
35-39	357.7	119.2	184.1	9	93,714	1,562	30,973,420	3	50,908
40-44	296.0	74.0	243.2	16	191,458	2,042	30,648,325	5	78,733
45-49	213.8	41.1	267.2	27	350,176	3,068	34,173,214	13	131,049
50-54	168.8	23.6	186.1	51	499,258	5,159	48,872,942	30	268,251
55-59	99.1	10.6	124.1	88	841,095	10,179	79,705,651	89	678,013
60-64	78.3	5.5	53.1	202	950,031	17,932	135,195,142	258	1,789,314
65-69	74.1	2.7	57.2	752	3,174,715	43,622	245,768,902	1,015	5,546,785
70-74	69.6	2.6	38.3	728	4,393,763	28,551	320,782,906	1,047	11,482,865
75-79	65.8	2.1	43.6	979	10,317,609	25,272	411,458,578	1,488	23,637,671
80-84	69.0	2.0	47.0	1,134	11,311,831	18,164	273,497,496	1,644	24,092,600
85-89	78.9	2.9	67.8	735	7,210,996	6,949	80,259,192	932	10,642,619
90-94	76.9	5.6	83.0	187	3,953,209	1,257	24,626,602	243	4,765,231
95-99	98.8	18.7	137.3	28	1,112,978	115	3,460,038	28	810,433
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	72.8	1.0	53.7	4,949	45,173,411	169,663	1,895,760,820	6,799	84,101,243
Ultimate Experience By Attained Age
5-59	144.8	12.4	227.4	137	2,231,248	24,888	349,218,162	95	981,294
60-64	118.7	10.4	128.5	129	925,407	12,110	83,858,451	109	720,115
65-69	83.3	5.3	121.9	243	1,892,459	19,933	108,348,801	292	1,551,918
70-74	75.5	2.8	68.8	719	2,945,782	39,470	179,081,495	953	4,282,307
75-79	77.9	1.5	72.5	2,666	9,775,464	84,866	336,837,988	3,422	13,483,161
80-84	83.1	1.0	72.2	6,265	21,407,847	116,507	458,589,898	7,539	29,648,457
85-89	89.4	0.9	82.2	9,797	36,263,341	106,912	428,355,870	10,961	44,138,633
90+	99.6	0.9	93.5	13,376	53,068,774	77,336	327,587,970	13,436	56,756,526
Total	90.6	0.5	84.8	33,332	128,510,322	482,023	2,271,878,636	36,805	151,562,412
GRAND TOTAL	87.8	0.4	73.7	38,281	173,683,733	651,686	4,167,639,455	43,604	235,663,656

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.4 MALE EXPERIENCE--SINGLE LIFE--RRSP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	53.5	6.3	48.2	72	541,032	5,309	36,348,151	135	1,121,440
2	56.6	6.3	51.8	81	594,978	5,127	34,294,547	143	1,149,393
3	60.7	6.3	60.7	92	705,680	5,005	32,075,343	152	1,161,878
4	86.6	7.3	69.0	140	823,791	5,004	30,722,654	162	1,193,323
5	80.0	6.8	77.7	137	941,789	5,008	29,618,989	171	1,212,704
6	77.9	6.3	72.1	155	902,688	5,476	29,512,503	199	1,252,193
7	88.5	6.3	81.5	200	1,047,217	5,944	29,509,286	226	1,285,367
8	77.8	5.5	62.8	203	866,532	6,592	31,167,960	261	1,378,855
9	88.7	5.3	80.7	279	1,338,542	7,526	35,671,949	315	1,657,740
10	89.1	5.0	96.8	323	1,698,880	8,328	37,417,843	363	1,754,960
Total	79.1	1.9	71.9	1,682	9,461,129	59,319	326,339,224	2,125	13,167,853
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	1	25,929	0	13
15-19	0.0	0.0	0.0	0	0	7	8,792	0	5
20-24	0.0	0.0	0.0	0	0	4	1,180	0	1
25-29	0.0	0.0	0.0	0	0	9	13,167	0	11
30-34	0.0	0.0	0.0	0	0	38	223,581	0	249
35-39	0.0	0.0	0.0	0	0	61	87,892	0	199
40-44	415.8	415.8	1667.3	1	9,103	74	164,345	0	546
45-49	122.2	86.4	175.1	2	11,337	303	1,182,051	2	6,476
50-54	165.4	47.8	124.3	12	53,911	875	5,284,454	7	43,361
55-59	137.9	15.4	124.1	80	351,205	4,883	24,595,314	58	283,073
60-64	92.5	7.0	84.0	175	797,988	10,030	51,561,654	189	949,896
65-69	79.9	3.3	72.2	591	2,508,513	24,482	117,870,847	739	3,473,525
70-74	78.4	3.7	72.8	441	2,146,399	12,171	65,422,945	562	2,948,451
75-79	64.7	5.0	61.1	166	1,316,640	3,565	30,400,058	257	2,155,340
80-84	69.1	5.5	72.3	159	1,673,919	2,272	22,617,184	230	2,316,370
85-89	69.7	9.8	65.3	51	561,583	506	6,124,111	73	859,812
90-94	55.4	27.7	23.4	4	30,531	39	755,719	7	130,526
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	79.1	1.9	71.9	1,682	9,461,129	59,319	326,339,224	2,125	13,167,853
Ultimate Experience By Attained Age
5-59	78.7	24.9	54.1	10	35,159	1,911	9,475,463	13	64,947
60-64	94.3	21.1	48.3	20	65,249	1,895	12,059,860	21	135,143
65-69	102.0	9.6	73.3	113	448,869	6,027	33,591,712	111	612,466
70-74	88.7	4.2	73.5	452	1,845,582	16,771	82,783,519	509	2,512,014
75-79	87.7	2.0	79.8	1,924	7,771,910	44,751	199,092,527	2,193	9,734,736
80-84	91.0	1.2	84.5	5,694	21,274,868	79,999	323,179,300	6,257	25,168,673
85-89	95.4	1.0	93.1	9,577	33,115,409	84,073	299,314,000	10,037	35,587,558
90+	109.7	1.0	105.8	11,516	33,638,711	57,830	177,438,855	10,498	31,790,708
Total	98.9	0.6	93.0	29,306	98,195,757	293,257	1,136,935,237	29,640	105,606,246
GRAND TOTAL	97.6	0.6	90.6	30,988	107,656,886	352,576	1,463,274,460	31,765	118,774,099

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.5 MALE EXPERIENCE--SINGLE LIFE--RPP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	62.7	15.2	46.0	17	99,857	1,345	10,194,942	27	216,921
2	60.0	14.6	106.6	17	240,436	1,350	9,898,098	28	225,501
3	115.5	19.5	81.0	35	186,907	1,353	9,386,141	30	230,870
4	85.9	16.5	56.9	27	134,635	1,317	8,800,202	31	236,741
5	87.3	15.9	99.1	30	243,823	1,321	8,458,073	34	246,081
6	79.8	14.6	81.0	30	212,266	1,348	8,371,230	38	261,907
7	114.9	16.6	108.6	48	295,847	1,467	8,621,529	42	272,302
8	104.8	15.1	73.1	48	216,563	1,588	9,377,422	46	296,172
9	84.3	12.9	63.8	43	199,635	1,657	9,912,892	51	312,968
10	102.2	13.4	99.4	58	349,431	1,708	10,562,722	57	351,564
Total	91.8	4.9	82.2	353	2,179,400	14,453	93,583,251	385	2,651,028
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	1	605	0	1
30-34	0.0	0.0	0.0	0	0	26	28,571	0	36
35-39	0.0	0.0	0.0	0	0	53	162,648	0	407
40-44	0.0	0.0	0.0	0	0	53	170,741	0	584
45-49	0.0	0.0	0.0	0	0	123	615,436	1	3,430
50-54	175.0	71.4	169.2	6	32,594	447	2,537,668	3	19,269
55-59	167.7	26.2	149.3	41	227,340	2,144	13,122,830	24	152,273
60-64	85.4	10.9	65.6	61	307,440	3,925	26,247,201	71	468,959
65-69	92.0	7.9	109.6	137	972,522	5,552	33,408,971	149	887,317
70-74	60.8	11.5	54.2	28	180,678	1,070	7,846,424	46	333,465
75-79	95.9	18.1	75.8	28	190,655	420	3,799,458	29	251,469
80-84	82.1	12.0	45.3	47	234,964	619	5,530,692	57	518,257
85-89	178.1	89.1	142.9	4	18,207	16	95,668	2	12,737
90-94	172.3	172.3	531.1	1	15,000	3	16,337	1	2,824
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	91.8	4.9	82.2	353	2,179,400	14,453	93,583,251	385	2,651,028
Ultimate Experience By Attained Age
5-59	199.2	89.1	190.1	5	12,086	414	951,190	3	6,359
60-64	158.3	45.7	81.0	12	25,021	670	2,708,539	8	30,895
65-69	81.2	15.1	81.8	29	176,683	1,958	11,771,139	36	216,033
70-74	90.6	8.1	85.0	126	733,898	4,622	28,642,284	139	863,618
75-79	84.9	4.4	74.7	371	2,036,814	9,096	56,776,186	437	2,726,194
80-84	98.4	3.8	87.1	674	3,575,974	8,952	53,809,082	685	4,104,250
85-89	98.7	3.6	90.9	748	3,350,925	6,407	31,405,015	758	3,685,179
90+	115.3	4.0	109.2	839	2,601,541	3,921	13,464,288	728	2,383,043
Total	100.4	1.9	89.3	2,804	12,512,942	36,040	199,527,723	2,792	14,015,569
GRAND TOTAL	99.4	1.8	88.2	3,157	14,692,342	50,494	293,110,974	3,177	16,666,598

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.6 MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	52.9	5.1	23.5	109	874,785	6,755	99,934,171	206	3,725,002
2	62.4	5.4	32.8	136	1,295,115	6,665	97,110,727	218	3,949,192
3	74.6	5.7	67.6	172	2,605,332	6,521	90,282,774	230	3,856,249
4	63.9	5.2	38.1	152	1,445,026	6,412	86,533,089	238	3,788,389
5	79.3	5.6	62.2	199	2,333,288	6,537	84,136,077	251	3,750,431
6	68.7	5.0	51.2	189	1,820,835	6,916	79,676,042	275	3,557,684
7	74.0	4.9	44.9	232	1,597,754	7,545	77,498,157	313	3,554,564
8	73.9	4.6	51.9	261	1,851,533	8,204	74,367,401	353	3,566,131
9	78.5	4.5	72.0	306	2,675,495	8,744	73,528,307	390	3,716,646
10	78.0	4.3	53.5	333	1,876,927	9,325	68,661,804	427	3,507,976
Total	72.0	1.6	49.7	2,089	18,376,090	73,624	831,728,549	2,901	36,972,263
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	58	990,557	0	414
5-9	0.0	0.0	0.0	0	0	216	13,029,978	0	6,036
10-14	569.8	569.8	921.7	1	44,864	335	9,272,090	0	4,867
15-19	844.7	597.3	1027.4	2	55,685	373	8,475,716	0	5,420
20-24	0.0	0.0	0.0	0	0	799	24,832,107	1	19,441
25-29	590.8	264.2	1810.3	5	429,282	910	25,440,054	1	23,713
30-34	110.4	110.4	32.9	1	9,201	717	23,027,277	1	27,949
35-39	227.8	113.9	73.2	4	29,025	838	19,851,629	2	39,629
40-44	287.5	86.7	237.8	11	135,103	1,100	17,337,535	4	56,806
45-49	132.1	39.8	193.9	11	166,084	1,464	16,025,799	8	85,638
50-54	180.2	30.9	199.3	34	329,593	2,343	21,989,680	19	165,416
55-59	95.2	13.3	109.9	51	473,958	4,600	39,463,967	54	431,321
60-64	71.5	6.6	50.0	119	565,783	9,027	66,773,492	166	1,131,905
65-69	72.8	3.2	54.9	528	2,084,700	26,271	137,057,117	726	3,796,343
70-74	67.0	3.7	34.6	333	2,250,014	10,555	142,017,145	497	6,494,250
75-79	61.6	3.4	32.8	334	3,843,517	7,282	166,977,939	542	11,704,096
80-84	67.1	3.9	45.6	303	3,069,009	4,108	63,674,449	452	6,727,329
85-89	80.5	5.1	64.3	247	2,154,640	2,043	21,488,460	307	3,351,990
90-94	81.5	8.5	82.5	91	1,941,888	541	11,642,571	112	2,354,839
95-99	129.7	34.7	145.7	14	793,744	44	2,360,986	11	544,862
100+				0	0	0	0	0	0
Total	72.0	1.6	49.7	2,089	18,376,090	73,624	831,728,549	2,901	36,972,263
Ultimate Experience By Attained Age
5-59	122.9	13.3	188.1	85	1,248,428	14,086	186,131,286	69	663,553
60-64	100.3	11.4	130.2	77	607,653	6,924	42,305,375	77	466,800
65-69	79.5	6.3	104.4	161	1,090,489	11,234	58,248,661	203	1,044,043
70-74	67.0	3.2	56.9	443	1,666,334	21,953	97,455,244	661	2,926,844
75-79	73.2	1.8	69.6	1,712	6,292,365	48,328	186,742,634	2,339	9,039,657
80-84	82.7	1.4	70.1	3,666	12,249,096	57,496	226,289,923	4,434	17,462,319
85-89	92.1	1.3	82.3	4,879	18,210,727	44,780	186,507,225	5,298	22,119,974
90+	104.5	1.5	90.2	5,110	19,446,183	26,510	117,563,008	4,891	21,553,782
Total	89.8	0.7	80.8	16,133	60,811,275	231,310	1,101,243,356	17,971	75,276,973
GRAND TOTAL	87.3	0.6	70.5	18,222	79,187,365	304,934	1,932,971,904	20,872	112,249,236

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.7 FEMALE EXPERIENCE--SINGLE LIFE--RRSP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	46.1	5.8	45.3	64	447,047	7,146	42,114,925	139	986,801
2	51.6	5.6	52.7	84	575,879	7,182	40,971,330	163	1,093,298
3	63.4	5.9	55.3	114	649,517	7,146	39,607,824	180	1,175,016
4	72.3	6.2	58.0	135	677,752	6,979	36,857,628	187	1,168,854
5	70.9	6.0	71.0	140	846,865	7,053	35,713,716	197	1,193,471
6	71.1	5.6	68.1	161	871,750	7,778	36,594,150	226	1,280,106
7	79.3	5.6	68.1	200	935,365	8,403	37,668,920	252	1,372,835
8	79.2	5.3	82.5	222	1,172,629	9,219	39,574,781	280	1,420,629
9	79.0	5.0	74.2	252	1,139,328	10,183	42,379,230	319	1,535,114
10	86.5	4.9	84.7	307	1,354,655	11,028	43,722,554	355	1,599,807
Total	73.1	1.8	67.6	1,679	8,670,787	82,117	395,205,057	2,298	12,825,931
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	23	46,341	0	34
35-39	0.0	0.0	0.0	0	0	77	330,437	0	333
40-44	329.5	329.5	519.8	1	5,528	189	564,694	0	1,064
45-49	77.4	77.4	19.4	1	1,219	473	2,242,331	1	6,279
50-54	277.1	69.3	372.6	16	101,282	1,321	6,267,278	6	27,186
55-59	125.5	17.9	98.0	49	169,443	6,067	27,365,201	39	172,909
60-64	96.6	9.0	87.1	116	455,150	11,271	50,253,174	120	522,461
65-69	85.9	4.2	85.7	414	1,556,054	27,066	105,139,047	482	1,816,674
70-74	75.0	3.7	69.9	411	1,677,703	18,688	83,661,000	548	2,400,475
75-79	61.5	3.6	61.2	288	1,905,390	9,502	63,282,171	468	3,114,587
80-84	62.9	3.7	60.8	296	2,102,307	6,108	45,050,455	470	3,457,476
85-89	55.0	6.2	57.3	79	650,941	1,222	10,054,190	144	1,136,399
90-94	38.2	14.4	25.1	7	41,696	105	933,901	18	166,030
95-99	93.7	93.7	101.2	1	4,074	4	14,836	1	4,024
100+				0	0	0	0	0	0
Total	73.1	1.8	67.6	1,679	8,670,787	82,117	395,205,057	2,298	12,825,931
Ultimate Experience By Attained Age
5-59	247.1	78.1	104.4	10	20,599	1,140	5,380,640	4	19,740
60-64	132.6	32.2	154.8	17	94,239	2,034	9,703,793	13	60,865
65-69	100.2	11.9	113.1	71	312,811	6,808	26,674,252	71	276,663
70-74	96.5	5.4	96.4	318	1,175,916	19,589	72,411,691	330	1,219,300
75-79	89.7	2.3	89.4	1,480	5,015,391	54,960	187,580,441	1,651	5,611,029
80-84	85.6	1.2	85.1	5,298	16,205,330	116,784	360,717,073	6,187	19,043,167
85-89	89.5	0.9	87.3	10,813	30,564,132	132,591	385,419,283	12,087	35,015,242
90+	94.8	0.8	93.0	14,244	36,114,304	93,538	245,052,153	15,024	38,847,385
Total	91.2	0.5	89.4	32,251	89,502,722	427,443	1,292,939,326	35,367	100,093,391
GRAND TOTAL	90.1	0.5	86.9	33,930	98,173,509	509,560	1,688,144,383	37,665	112,919,322

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.8 FEMALE EXPERIENCE--SINGLE LIFE--RPP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	60.0	17.3	61.0	12	68,132	1,901	10,872,244	20	111,654
2	84.3	18.9	64.9	20	88,396	1,906	10,773,674	24	136,285
3	55.8	14.9	42.2	14	59,927	1,852	10,116,788	25	142,148
4	81.7	17.4	60.3	22	92,219	1,818	9,774,940	27	152,903
5	93.1	17.9	55.3	27	89,859	1,810	9,448,865	29	162,531
6	76.1	15.5	89.2	24	158,302	1,872	9,676,806	32	177,542
7	106.6	17.5	94.0	37	176,355	1,990	9,892,467	35	187,569
8	101.7	16.5	85.9	38	175,474	2,099	10,601,409	37	204,300
9	84.3	14.5	66.0	34	148,523	2,106	10,690,679	40	225,201
10	88.5	13.7	88.6	42	228,506	2,165	11,032,327	47	257,987
Total	85.4	5.2	73.1	270	1,285,693	19,519	102,880,199	316	1,758,120
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	1	8,033	0	5
30-34	0.0	0.0	0.0	0	0	3	7,509	0	7
35-39	0.0	0.0	0.0	0	0	17	39,914	0	41
40-44	0.0	0.0	0.0	0	0	103	306,126	0	491
45-49	140.0	140.0	76.7	1	2,195	281	1,086,634	1	2,863
50-54	121.0	69.9	62.9	3	10,303	613	3,969,089	2	16,391
55-59	151.5	27.7	143.6	30	148,842	3,161	16,617,864	20	103,620
60-64	91.7	12.7	81.4	52	249,544	5,734	31,607,064	57	306,748
65-69	91.1	9.7	71.6	89	329,273	6,614	30,698,080	98	459,658
70-74	48.0	11.0	53.0	19	125,325	1,432	8,425,790	40	236,273
75-79	58.2	14.1	67.4	17	140,421	613	4,476,909	29	208,347
80-84	80.8	11.4	59.5	50	230,910	889	5,352,795	62	387,848
85-89	113.8	37.9	136.4	9	48,880	59	284,393	8	35,827
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	85.4	5.2	73.1	270	1,285,693	19,519	102,880,199	316	1,758,120
Ultimate Experience By Attained Age
5-59	64.0	64.0	73.8	1	3,711	471	1,448,906	2	5,029
60-64	122.6	50.1	130.7	6	28,593	778	3,439,618	5	21,877
65-69	128.5	23.5	188.8	30	196,321	2,254	10,077,171	23	104,010
70-74	122.1	12.1	118.6	101	425,792	5,006	21,706,735	83	359,124
75-79	90.9	5.9	89.4	236	1,044,696	8,952	40,322,583	260	1,168,009
80-84	96.0	4.5	93.1	448	1,798,117	9,097	37,839,844	467	1,930,704
85-89	95.1	4.1	86.8	538	1,700,256	6,296	21,982,247	566	1,959,294
90+	94.9	3.7	99.1	674	1,777,734	4,148	11,332,084	710	1,794,257
Total	96.2	2.1	95.0	2,034	6,975,220	37,003	148,149,188	2,115	7,342,305
GRAND TOTAL	94.8	2.0	90.8	2,304	8,260,913	56,522	251,029,387	2,431	9,100,425

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 2.9 FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	40.6	3.9	32.8	106	1,340,848	9,121	125,667,085	261	4,086,678
2	55.1	4.4	44.8	157	1,951,616	9,061	124,659,510	285	4,360,804
3	61.5	4.5	47.7	189	2,096,542	8,949	115,747,407	307	4,395,906
4	72.6	4.7	65.0	237	3,025,127	8,764	111,485,806	326	4,655,200
5	73.4	4.6	60.3	257	2,840,385	8,863	106,519,047	350	4,707,386
6	74.9	4.4	65.0	290	3,193,477	9,187	102,763,032	387	4,911,779
7	78.9	4.3	50.1	342	2,483,084	9,778	99,721,113	433	4,953,583
8	81.9	4.1	71.9	393	3,682,751	10,440	97,770,382	480	5,125,026
9	82.7	4.0	54.4	427	2,760,455	10,826	93,576,442	516	5,077,077
10	83.9	3.9	70.5	462	3,423,036	11,051	86,122,448	551	4,855,541
Total	73.4	1.4	56.9	2,860	26,797,321	96,039	1,064,032,271	3,898	47,128,981
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	18	288,206	0	47
5-9	9653.6	5573.5	16927.0	3	208,254	170	6,843,708	0	1,230
10-14	0.0	0.0	0.0	0	0	181	7,842,633	0	1,941
15-19	0.0	0.0	0.0	0	0	341	11,863,160	0	4,064
20-24	0.0	0.0	0.0	0	0	569	14,999,157	0	6,489
25-29	0.0	0.0	0.0	0	0	600	13,789,339	0	7,367
30-34	0.0	0.0	0.0	0	0	504	15,619,136	0	10,680
35-39	657.7	294.1	573.6	5	64,689	724	11,121,791	1	11,278
40-44	316.7	141.6	257.0	5	56,355	942	13,310,790	2	21,927
45-49	372.2	93.1	405.4	16	184,092	1,604	18,147,416	4	45,410
50-54	149.9	36.3	165.0	17	169,665	2,816	26,883,262	11	102,835
55-59	105.1	17.3	148.8	37	367,137	5,578	40,241,684	35	246,692
60-64	90.7	10.0	58.4	83	384,248	8,905	68,421,649	92	657,410
65-69	77.5	5.2	62.3	224	1,090,015	17,350	108,711,786	289	1,750,442
70-74	71.9	3.6	43.0	395	2,143,749	17,996	178,765,761	550	4,988,616
75-79	68.2	2.7	54.3	645	6,474,092	17,991	244,480,639	946	11,933,575
80-84	69.7	2.4	47.5	831	8,242,822	14,056	209,823,046	1,193	17,365,271
85-89	78.1	3.5	69.4	488	5,056,356	4,906	58,770,732	625	7,290,629
90-94	73.0	7.5	83.4	96	2,011,321	717	12,984,031	131	2,410,392
95-99	79.8	21.3	120.2	14	319,234	71	1,099,052	18	265,572
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	73.4	1.4	56.9	2,860	26,797,321	96,039	1,064,032,271	3,898	47,128,981
Ultimate Experience By Attained Age
5-59	204.4	28.4	309.3	52	982,820	10,802	163,086,876	25	317,741
60-64	162.6	22.6	125.4	52	317,754	5,186	41,553,076	32	253,315
65-69	91.9	10.2	157.9	82	801,970	8,699	50,100,141	89	507,875
70-74	94.6	5.7	94.4	276	1,279,448	17,517	81,626,251	292	1,355,463
75-79	88.1	2.9	78.4	954	3,483,099	36,538	150,095,354	1,083	4,443,504
80-84	83.7	1.6	75.2	2,599	9,158,751	59,012	232,299,975	3,105	12,186,138
85-89	86.8	1.2	82.0	4,918	18,052,614	62,132	241,848,645	5,663	22,018,659
90+	96.7	1.1	95.5	8,266	33,622,591	50,827	210,024,962	8,545	35,202,744
Total	91.3	0.7	88.7	17,199	67,699,047	250,713	1,170,635,280	18,834	76,285,439
GRAND TOTAL	88.2	0.6	76.6	20,059	94,496,368	346,752	2,234,667,551	22,732	123,414,420

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 3.1 TOTAL EXPERIENCE--SINGLE LIFE--NO REFUND
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	33.6	4.7	12.9	50	469,291	5,466	103,783,296	149	3,638,565
2	47.2	5.1	30.0	87	1,246,270	5,685	103,764,834	184	4,157,150
3	59.2	5.5	60.4	118	2,591,274	5,605	99,732,702	199	4,292,100
4	59.2	5.2	41.0	128	1,896,013	5,682	100,127,709	216	4,624,144
5	61.7	5.1	39.3	146	1,874,800	5,762	94,204,097	237	4,772,158
6	58.7	4.6	52.6	166	2,757,136	6,269	94,945,441	283	5,243,782
7	72.8	4.7	40.4	236	2,226,583	6,681	93,070,491	324	5,512,377
8	67.8	4.3	49.0	243	2,731,269	7,093	88,475,647	359	5,573,336
9	70.2	4.2	54.8	281	3,213,246	7,397	87,405,600	400	5,858,696
10	75.0	4.1	57.4	334	3,416,445	8,025	83,540,307	445	5,949,220
Total	64.0	1.5	45.2	1,789	22,422,327	63,665	949,050,124	2,797	49,621,528
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	15	4,652	0	2
5-9	0.0	0.0	0.0	0	0	7	192,110	0	39
10-14	0.0	0.0	0.0	0	0	23	440,948	0	218
15-19	0.0	0.0	0.0	0	0	56	1,393,761	0	806
20-24	0.0	0.0	0.0	0	0	101	6,031,304	0	3,589
25-29	1047.8	740.9	5998.4	2	411,891	234	8,195,128	0	6,867
30-34	0.0	0.0	0.0	0	0	227	8,773,654	0	8,430
35-39	197.3	197.3	73.0	1	7,280	283	5,400,176	1	9,977
40-44	573.7	256.6	489.1	5	42,926	328	3,499,161	1	8,777
45-49	273.7	96.8	503.0	8	153,140	735	9,181,489	3	30,445
50-54	132.6	40.0	79.8	11	54,208	1,331	11,789,363	8	67,927
55-59	131.1	19.8	163.8	44	537,098	3,788	35,487,862	34	327,850
60-64	96.0	9.6	48.9	101	492,370	7,295	70,734,600	105	1,006,556
65-69	67.0	4.3	52.7	239	1,684,574	15,256	135,353,246	357	3,193,899
70-74	61.4	3.6	35.6	292	2,533,682	12,770	193,280,129	475	7,116,653
75-79	54.0	2.9	37.7	349	5,627,709	10,723	247,975,846	647	14,933,216
80-84	58.4	2.8	36.9	433	5,579,374	7,777	163,854,502	742	15,108,123
85-89	72.8	4.8	57.5	232	2,522,585	2,178	30,468,488	319	4,389,949
90-94	65.0	8.4	71.3	60	2,091,299	485	14,919,637	92	2,933,502
95-99	88.0	25.4	144.1	12	684,191	54	2,074,068	14	474,702
100+				0	0	0	0	0	0
Total	64.0	1.5	45.2	1,789	22,422,327	63,665	949,050,124	2,797	49,621,528
Ultimate Experience By Attained Age
5-59	100.5	17.2	118.3	34	193,162	6,747	40,377,567	34	163,228
60-64	103.2	16.1	116.1	41	219,281	4,270	20,531,912	40	188,877
65-69	79.3	8.1	86.0	95	449,535	8,091	35,487,652	120	522,495
70-74	80.6	4.3	67.8	354	1,402,966	18,543	86,314,150	439	2,070,512
75-79	82.1	2.2	76.8	1,448	6,528,281	44,910	211,129,690	1,763	8,497,209
80-84	85.0	1.2	76.4	4,775	18,780,260	87,898	377,624,549	5,615	24,587,677
85-89	90.0	0.9	81.7	9,825	36,342,127	106,417	428,785,383	10,915	44,500,719
90+	101.6	0.8	96.1	16,901	59,135,592	94,927	356,833,277	16,628	61,559,159
Total	94.1	0.5	86.6	33,473	123,051,204	371,803	1,557,084,179	35,553	142,089,877
GRAND TOTAL	91.9	0.5	75.9	35,262	145,473,531	435,468	2,506,134,303	38,349	191,711,406

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 3.2 TOTAL EXPERIENCE--SINGLE LIFE--REFUND
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	51.6	2.8	43.9	330	2,902,410	26,110	221,348,221	639	6,609,931
2	60.3	3.0	51.8	408	3,500,150	25,607	213,943,052	677	6,757,323
3	68.7	3.1	55.7	498	3,712,631	25,220	197,483,575	725	6,669,968
4	77.5	3.2	65.5	585	4,302,537	24,612	184,046,610	754	6,571,266
5	80.8	3.2	83.4	644	5,421,209	24,829	179,690,668	797	6,500,445
6	78.1	3.0	71.0	683	4,402,182	26,309	171,648,322	874	6,197,430
7	84.2	2.9	70.5	823	4,309,039	28,446	169,840,981	977	6,113,843
8	83.9	2.8	81.6	922	5,234,213	31,049	174,383,707	1,099	6,417,776
9	86.1	2.6	75.7	1,060	5,048,732	33,645	178,353,899	1,231	6,666,050
10	88.0	2.5	86.5	1,191	5,514,990	35,580	173,979,390	1,354	6,378,615
Total	78.3	0.9	68.4	7,144	44,348,093	281,406	1,864,718,426	9,127	64,882,647
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	61	1,274,111	0	458
5-9	2312.9	1335.4	2881.5	3	208,254	379	19,681,575	0	7,227
10-14	474.5	474.5	679.4	1	44,864	494	16,699,705	0	6,603
15-19	611.9	432.7	641.3	2	55,685	666	18,953,908	0	8,683
20-24	0.0	0.0	0.0	0	0	1,271	33,801,140	1	22,342
25-29	304.0	175.5	71.8	3	17,391	1,287	31,056,071	1	24,231
30-34	89.3	89.3	30.1	1	9,201	1,084	30,178,761	1	30,525
35-39	340.3	120.3	206.2	8	86,434	1,486	26,194,134	2	41,910
40-44	239.5	66.4	224.6	13	163,163	2,135	28,355,071	5	72,641
45-49	164.0	34.2	177.0	23	211,787	3,512	30,118,178	14	119,652
50-54	188.5	21.5	209.8	77	643,140	7,084	55,142,068	41	306,531
55-59	124.2	8.0	113.1	244	1,200,827	22,644	125,918,997	196	1,062,038
60-64	85.6	3.8	74.8	505	2,267,783	41,597	224,129,634	590	3,030,822
65-69	82.0	2.0	76.3	1,744	6,856,503	92,080	397,532,601	2,126	8,990,059
70-74	75.6	2.1	58.2	1,335	5,990,186	49,142	292,858,936	1,767	10,284,876
75-79	69.5	2.1	57.1	1,129	8,243,006	28,649	265,441,330	1,625	14,434,198
80-84	72.7	2.1	63.7	1,253	9,974,557	20,275	188,194,120	1,722	15,664,428
85-89	76.9	3.0	71.9	646	5,968,022	6,574	66,349,066	840	8,297,446
90-94	78.6	6.7	91.5	139	1,949,137	920	11,412,922	177	2,131,108
95-99	107.8	26.1	127.4	17	432,861	65	1,400,806	16	339,755
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	78.3	0.9	68.4	7,144	44,348,093	281,406	1,864,718,426	9,127	64,882,647
Ultimate Experience By Attained Age
5-59	158.1	13.9	230.8	129	2,109,641	22,078	326,096,794	82	914,141
60-64	123.8	10.4	117.8	143	919,228	13,216	91,238,350	115	780,018
65-69	94.7	4.8	115.1	391	2,577,608	28,888	154,975,424	413	2,238,595
70-74	86.5	2.3	79.9	1,362	5,724,004	66,915	298,311,573	1,574	7,165,850
75-79	84.3	1.2	78.9	5,229	19,115,994	157,716	609,480,036	6,199	24,225,920
80-84	87.7	0.8	82.2	13,604	45,481,876	243,441	856,510,649	15,520	55,307,574
85-89	92.1	0.6	90.5	21,648	68,651,936	229,862	737,691,032	23,494	75,885,187
90+	99.9	0.6	97.2	23,748	68,065,472	141,847	418,042,072	23,768	70,012,760
Total	93.1	0.4	89.9	66,254	212,645,759	903,963	3,492,345,930	71,166	236,530,046
GRAND TOTAL	91.4	0.3	85.3	73,398	256,993,852	1,185,369	5,357,064,356	80,293	301,412,693

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 3.3 MALE EXPERIENCE--SINGLE LIFE--NO REFUND
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	39.0	7.2	12.6	29	249,188	2,427	49,114,063	74	1,971,330
2	45.9	7.5	33.7	38	734,416	2,358	47,601,140	83	2,181,289
3	66.4	8.7	84.4	58	1,794,178	2,289	44,217,318	87	2,126,381
4	57.5	7.8	28.4	54	635,627	2,307	44,394,497	94	2,240,845
5	70.3	8.2	48.8	73	1,146,903	2,366	43,164,645	104	2,348,458
6	63.8	7.3	52.4	76	1,262,020	2,526	41,876,866	119	2,408,461
7	76.9	7.6	45.6	102	1,158,978	2,681	41,742,512	133	2,540,979
8	73.5	7.0	50.3	110	1,282,578	2,920	39,661,996	150	2,552,036
9	58.7	5.9	64.6	98	1,720,541	3,064	39,004,751	167	2,665,164
10	76.2	6.4	55.2	143	1,498,771	3,381	37,488,363	188	2,713,879
Total	65.2	2.3	48.4	781	11,483,200	26,319	428,266,152	1,198	23,748,820
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	8	3,952	0	2
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	23	440,948	0	218
15-19	0.0	0.0	0.0	0	0	35	971,309	0	675
20-24	0.0	0.0	0.0	0	0	59	2,349,892	0	1,927
25-29	1283.9	907.9	6931.3	2	411,891	168	6,426,892	0	5,942
30-34	0.0	0.0	0.0	0	0	153	5,425,439	0	6,188
35-39	240.8	240.8	80.8	1	7,280	195	4,467,103	0	9,013
40-44	488.4	282.0	440.5	3	27,778	172	1,943,077	1	6,306
45-49	165.3	95.4	691.7	3	104,603	314	2,964,238	2	15,123
50-54	122.8	46.4	54.2	7	24,551	707	6,002,968	6	45,294
55-59	117.3	23.9	101.1	24	234,271	1,747	20,291,352	20	231,656
60-64	98.4	12.2	45.5	65	313,457	3,543	38,780,362	66	689,155
65-69	63.3	5.3	56.0	145	1,254,629	7,816	77,395,961	229	2,241,588
70-74	61.8	5.0	35.6	151	1,546,330	5,187	93,126,512	244	4,340,927
75-79	49.3	4.4	32.2	128	2,532,581	3,428	107,458,825	260	7,857,595
80-84	62.6	5.4	45.7	134	2,034,936	1,881	39,892,529	214	4,452,684
85-89	76.4	8.4	64.7	82	1,066,784	646	9,739,516	107	1,648,182
90-94	68.8	12.4	72.7	31	1,293,210	225	8,746,185	45	1,779,643
95-99	148.4	66.4	151.4	5	630,899	14	1,839,094	3	416,703
100+				0	0	0	0	0	0
Total	65.2	2.3	48.4	781	11,483,200	26,319	428,266,152	1,198	23,748,820
Ultimate Experience By Attained Age
5-59	74.7	16.3	62.2	21	79,289	4,689	24,848,193	28	127,473
60-64	86.1	16.9	97.6	26	137,431	2,733	12,726,085	30	140,845
65-69	75.1	9.5	71.5	63	261,567	4,632	20,354,867	84	365,955
70-74	74.6	5.1	58.4	215	811,250	9,544	45,730,376	288	1,389,316
75-79	76.6	2.7	74.6	821	4,177,352	21,886	114,373,387	1,071	5,601,653
80-84	83.6	1.7	72.9	2,455	10,450,347	37,559	184,244,298	2,936	14,340,461
85-89	90.7	1.4	81.6	4,421	18,174,618	40,764	186,412,123	4,876	22,266,124
90+	108.0	1.3	96.3	6,799	24,202,355	33,695	136,853,956	6,298	25,133,785
Total	94.9	0.8	84.0	14,821	58,294,209	155,501	725,543,287	15,611	69,365,613
GRAND TOTAL	92.8	0.7	74.9	15,602	69,777,409	181,820	1,153,809,439	16,810	93,114,433

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 3.4 MALE EXPERIENCE--SINGLE LIFE--REFUND
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	57.6	4.4	41.0	169	1,266,486	10,982	97,363,201	293	3,092,034
2	63.9	4.6	44.4	196	1,396,113	10,785	93,702,232	307	3,142,797
3	74.1	4.8	54.6	241	1,703,741	10,590	87,526,940	325	3,122,617
4	78.6	4.8	59.4	265	1,767,825	10,425	81,661,448	337	2,977,608
5	83.0	4.9	82.9	293	2,371,997	10,500	79,048,493	353	2,860,758
6	75.9	4.4	62.8	298	1,673,769	11,215	75,682,909	393	2,663,323
7	84.3	4.3	69.3	378	1,781,840	12,275	73,886,460	449	2,571,254
8	78.8	3.9	61.4	402	1,652,050	13,463	75,250,786	510	2,689,121
9	90.1	3.9	82.5	530	2,493,131	14,863	80,108,397	589	3,022,190
10	86.7	3.6	83.7	571	2,426,467	15,979	79,154,005	658	2,900,621
Total	79.3	1.4	63.8	3,343	18,533,419	121,077	823,384,871	4,213	29,042,324
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	50	986,605	0	412
5-9	0.0	0.0	0.0	0	0	216	13,029,978	0	6,036
10-14	605.8	605.8	962.4	1	44,864	313	8,857,072	0	4,662
15-19	917.6	648.8	1172.3	2	55,685	345	7,513,199	0	4,750
20-24	0.0	0.0	0.0	0	0	744	22,483,395	1	17,515
25-29	429.1	247.7	97.8	3	17,391	752	19,026,933	1	17,782
30-34	126.2	126.2	41.7	1	9,201	628	17,853,990	1	22,046
35-39	189.7	109.5	69.6	3	21,745	757	15,635,066	2	31,222
40-44	247.5	82.5	225.5	9	116,428	1,055	15,729,545	4	51,630
45-49	113.3	35.8	90.5	10	72,818	1,576	14,859,048	9	80,422
50-54	188.6	28.1	214.3	45	391,547	2,959	23,808,834	24	182,752
55-59	128.1	10.5	128.9	148	818,232	9,879	56,890,758	116	635,011
60-64	80.4	4.7	72.9	290	1,357,754	19,438	105,801,986	361	1,861,605
65-69	80.2	2.4	72.9	1,111	4,311,106	48,490	210,940,974	1,385	5,915,597
70-74	75.6	3.0	55.8	651	3,030,761	18,609	122,160,002	861	5,435,238
75-79	70.4	3.5	45.1	400	2,818,231	7,838	93,718,631	568	6,253,310
80-84	71.4	3.7	57.6	375	2,942,956	5,119	51,929,797	525	5,109,272
85-89	80.1	5.4	64.7	220	1,667,646	1,919	17,968,724	275	2,576,357
90-94	87.4	10.8	98.0	65	694,209	359	3,668,442	74	708,545
95-99	121.2	40.4	127.1	9	162,845	30	521,892	7	128,158
100+				0	0	0	0	0	0
Total	79.3	1.4	63.8	3,343	18,533,419	121,077	823,384,871	4,213	29,042,324
Ultimate Experience By Attained Age
5-59	140.4	15.8	200.3	79	1,216,384	11,723	171,709,746	56	607,386
60-64	110.2	12.1	113.9	83	560,492	6,756	44,347,690	75	491,993
65-69	90.5	5.8	96.5	240	1,454,474	14,586	83,256,645	265	1,506,587
70-74	78.9	2.8	69.9	806	3,434,564	33,803	163,150,671	1,021	4,913,159
75-79	81.7	1.4	75.0	3,186	11,923,737	80,290	328,237,960	3,898	15,898,934
80-84	89.8	1.0	82.3	7,579	26,649,591	108,887	419,034,007	8,440	32,394,781
85-89	96.1	0.9	93.3	10,783	36,502,443	94,496	330,814,116	11,217	39,126,587
90+	108.6	1.1	102.9	10,666	31,484,080	54,566	171,612,195	9,819	30,593,748
Total	96.1	0.5	90.2	33,422	113,225,765	405,107	1,712,163,029	34,792	125,533,175
GRAND TOTAL	94.3	0.5	85.2	36,765	131,759,184	526,184	2,535,547,900	39,005	154,575,499

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 3.5 FEMALE EXPERIENCE--SINGLE LIFE--NO REFUND
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	28.2	6.2	13.2	21	220,103	3,039	54,669,233	74	1,667,235
2	48.3	6.9	25.9	49	511,854	3,327	56,163,694	101	1,975,862
3	53.6	6.9	36.8	60	797,096	3,317	55,515,384	112	2,165,718
4	60.4	7.0	52.9	74	1,260,386	3,375	55,733,211	122	2,383,300
5	54.9	6.4	30.0	73	727,897	3,396	51,039,452	133	2,423,700
6	54.9	5.8	52.7	90	1,495,116	3,743	53,068,575	164	2,835,321
7	69.9	6.0	35.9	134	1,067,605	4,000	51,327,979	192	2,971,399
8	63.7	5.5	47.9	133	1,448,691	4,172	48,813,651	209	3,021,300
9	78.4	5.8	46.7	183	1,492,705	4,333	48,400,849	234	3,193,532
10	74.2	5.4	59.3	191	1,917,674	4,644	46,051,943	257	3,235,342
Total	63.1	2.0	42.3	1,008	10,939,127	37,346	520,783,972	1,598	25,872,708
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	700	0	0
5-9	0.0	0.0	0.0	0	0	7	192,110	0	39
10-14				0	0	0	0	0	0
15-19	0.0	0.0	0.0	0	0	21	422,452	0	131
20-24	0.0	0.0	0.0	0	0	42	3,681,411	0	1,662
25-29	0.0	0.0	0.0	0	0	66	1,768,235	0	924
30-34	0.0	0.0	0.0	0	0	74	3,348,215	0	2,242
35-39	0.0	0.0	0.0	0	0	89	933,074	0	964
40-44	777.5	549.8	613.1	2	15,148	155	1,556,085	0	2,471
45-49	451.5	201.9	316.8	5	48,537	421	6,217,251	1	15,323
50-54	154.2	77.1	131.0	4	29,657	624	5,786,395	3	22,633
55-59	152.6	34.1	314.8	20	302,827	2,041	15,196,510	13	96,194
60-64	92.0	15.3	56.4	36	178,913	3,751	31,954,239	39	317,402
65-69	73.7	7.6	45.1	94	429,945	7,440	57,957,285	128	952,312
70-74	61.0	5.1	35.6	141	987,352	7,583	100,153,617	231	2,775,726
75-79	57.1	3.8	43.7	221	3,095,128	7,295	140,517,021	387	7,075,621
80-84	56.7	3.3	33.3	299	3,544,438	5,896	123,961,974	527	10,655,439
85-89	71.0	5.8	53.1	150	1,455,801	1,532	20,728,972	211	2,741,767
90-94	61.3	11.4	69.2	29	798,089	260	6,173,452	47	1,153,859
95-99	68.2	25.8	91.9	7	53,292	40	234,974	10	57,999
100+				0	0	0	0	0	0
Total	63.1	2.0	42.3	1,008	10,939,127	37,346	520,783,972	1,598	25,872,708
Ultimate Experience By Attained Age
5-59	226.8	62.9	318.5	13	113,873	2,058	15,529,374	6	35,755
60-64	157.2	40.6	170.4	15	81,850	1,537	7,805,827	10	48,032
65-69	89.2	15.8	120.1	32	187,968	3,459	15,132,785	36	156,540
70-74	92.1	7.8	86.9	139	591,716	8,999	40,583,774	151	681,196
75-79	90.6	3.6	81.2	627	2,350,929	23,025	96,756,302	692	2,895,556
80-84	86.6	1.8	81.3	2,320	8,329,913	50,339	193,380,250	2,679	10,247,216
85-89	89.5	1.2	81.7	5,404	18,167,509	65,653	242,373,259	6,039	22,234,595
90+	97.8	1.0	95.9	10,102	34,933,237	61,232	219,979,320	10,330	36,425,374
Total	93.5	0.7	89.0	18,652	64,756,995	216,302	831,540,892	19,941	72,724,264
GRAND TOTAL	91.3	0.7	76.8	19,660	75,696,122	253,648	1,352,324,864	21,540	98,596,972

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 3.6 FEMALE EXPERIENCE--SINGLE LIFE--REFUND
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	46.6	3.7	46.5	161	1,635,924	15,128	123,985,020	346	3,517,898
2	57.3	3.9	58.2	212	2,104,037	14,822	120,240,820	370	3,614,526
3	64.2	4.0	56.6	257	2,008,890	14,630	109,956,634	400	3,547,352
4	76.6	4.3	70.5	320	2,534,712	14,186	102,385,163	418	3,593,657
5	79.1	4.2	83.8	351	3,049,212	14,329	100,642,175	444	3,639,687
6	80.0	4.1	77.2	385	2,728,413	15,094	95,965,413	481	3,534,106
7	84.2	4.0	71.3	445	2,527,199	16,170	95,954,521	528	3,542,589
8	88.3	3.9	96.1	520	3,582,163	17,586	99,132,921	589	3,728,654
9	82.5	3.6	70.1	530	2,555,601	18,782	98,245,502	642	3,643,861
10	89.1	3.6	88.8	620	3,088,523	19,600	94,825,384	696	3,477,994
Total	77.4	1.3	72.0	3,801	25,814,674	160,329	1,041,333,554	4,913	35,840,323
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	11	287,506	0	46
5-9	10115.2	5840.0	17487.0	3	208,254	163	6,651,598	0	1,191
10-14	0.0	0.0	0.0	0	0	181	7,842,633	0	1,941
15-19	0.0	0.0	0.0	0	0	321	11,440,708	0	3,933
20-24	0.0	0.0	0.0	0	0	527	11,317,745	0	4,826
25-29	0.0	0.0	0.0	0	0	535	12,029,137	0	6,448
30-34	0.0	0.0	0.0	0	0	456	12,324,771	0	8,479
35-39	650.4	290.9	605.3	5	64,689	729	10,559,068	1	10,688
40-44	223.4	111.7	222.4	4	46,735	1,080	12,625,525	2	21,011
45-49	250.1	69.4	354.2	13	138,969	1,936	15,259,130	5	39,230
50-54	188.2	33.3	203.3	32	251,593	4,125	31,333,234	17	123,779
55-59	118.6	12.1	89.6	96	382,595	12,765	69,028,239	81	427,027
60-64	93.8	6.4	77.8	215	910,029	22,159	118,327,648	229	1,169,218
65-69	85.4	3.4	82.8	633	2,545,397	43,590	186,591,627	741	3,074,462
70-74	75.5	2.9	61.0	684	2,959,425	30,533	170,698,934	906	4,849,638
75-79	69.0	2.6	66.3	729	5,424,775	20,810	171,722,698	1,057	8,180,888
80-84	73.3	2.5	66.6	878	7,031,601	15,157	136,264,323	1,197	10,555,156
85-89	75.4	3.7	75.2	426	4,300,376	4,655	48,380,342	565	5,721,088
90-94	72.2	8.4	88.2	74	1,254,928	561	7,744,480	102	1,422,563
95-99	95.8	33.9	127.6	8	270,016	35	878,914	8	211,597
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	77.4	1.3	72.0	3,801	25,814,674	160,329	1,041,333,554	4,913	35,840,323
Ultimate Experience By Attained Age
5-59	197.5	27.9	291.2	50	893,257	10,356	154,387,049	25	306,755
60-64	149.4	19.3	124.6	60	358,736	6,460	46,890,661	40	288,025
65-69	102.4	8.3	153.4	151	1,123,134	14,302	71,718,779	148	732,009
70-74	100.5	4.3	101.6	556	2,289,440	33,112	135,160,903	553	2,252,691
75-79	88.8	2.0	86.4	2,043	7,192,257	77,427	281,242,076	2,301	8,326,986
80-84	85.1	1.1	82.2	6,025	18,832,285	134,553	437,476,641	7,080	22,912,793
85-89	88.5	0.8	87.5	10,865	32,149,493	135,366	406,876,916	12,277	36,758,600
90+	93.8	0.8	92.8	13,082	36,581,392	87,281	246,429,878	13,950	39,419,012
Total	90.3	0.5	89.6	32,832	99,419,994	498,856	1,780,182,901	36,374	110,996,870
GRAND TOTAL	88.7	0.5	85.3	36,633	125,234,668	659,186	2,821,516,456	41,288	146,837,194

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 4.1 TOTAL EXPERIENCE--JOINT, BOTH ALIVE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	47.2	2.7	44.8	301	2,650,720	26,353	221,961,521	637	5,914,606
2	58.2	2.9	53.0	396	3,355,217	26,197	216,780,001	680	6,335,324
3	61.4	2.9	64.3	439	4,181,258	25,212	202,684,153	715	6,505,614
4	58.7	2.8	58.4	431	3,733,806	24,189	185,639,093	734	6,388,278
5	66.6	2.9	58.6	517	3,786,212	24,067	175,418,149	776	6,460,326
6	68.9	2.8	82.3	591	5,553,851	25,318	171,257,243	858	6,749,442
7	72.3	2.8	61.4	689	4,266,417	27,332	171,757,251	953	6,948,535
8	71.1	2.6	63.7	760	4,704,011	30,290	182,540,235	1,069	7,382,764
9	73.5	2.5	68.6	861	5,363,503	32,411	190,324,004	1,172	7,814,835
10	73.1	2.4	64.5	919	5,001,492	33,870	191,100,662	1,257	7,758,324
Total	66.7	0.9	62.4	5,904	42,596,486	275,240	1,909,462,310	8,854	68,258,049
Select Experience By Issue Age
0-4	521635.0	521635.0	-219187.2	1	34,793	1	-23,769	0	-16
5-9	5169.4	5169.4	4080.3	1	79,927	54	4,871,958	0	1,959
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24	0.0	0.0	0.0	0	0	16	736,955	0	380
25-29	0.0	0.0	0.0	0	0	34	230,235	0	133
30-34	0.0	0.0	0.0	0	0	181	4,963,302	0	4,041
35-39	720.9	360.4	153.8	4	8,323	395	3,934,316	1	5,412
40-44	487.2	172.3	6280.6	8	778,935	767	5,975,304	2	12,402
45-49	35.3	20.4	89.9	3	51,315	2,468	16,921,106	9	57,088
50-54	101.4	16.0	81.7	40	198,835	7,686	49,178,684	39	243,359
55-59	82.1	6.0	71.6	184	981,862	26,726	167,302,390	224	1,371,019
60-64	66.2	3.0	49.8	500	2,260,898	54,931	338,533,032	756	4,540,527
65-69	71.6	1.9	67.1	1,412	7,499,808	82,449	484,561,685	1,971	11,175,450
70-74	62.8	1.8	55.1	1,189	7,501,172	48,755	359,463,140	1,894	13,608,795
75-79	59.9	1.8	55.3	1,127	8,825,503	30,497	261,063,889	1,881	15,960,652
80-84	68.4	2.1	66.6	1,013	10,466,608	16,150	172,939,553	1,482	15,725,831
85-89	71.2	3.8	70.6	354	3,235,103	3,620	33,647,422	497	4,580,363
90-94	63.7	8.2	65.7	60	594,787	494	4,870,416	94	905,114
95-99	179.0	63.3	119.6	8	78,618	19	293,371	4	65,708
100+	0.0	0.0	0.0	0	0	-1	-678	0	-169
Total	66.7	0.9	62.4	5,904	42,596,486	275,240	1,909,462,310	8,854	68,258,049
Ultimate Experience By Attained Age
5-59	123.1	25.7	193.7	23	259,204	4,511	35,635,409	19	133,791
60-64	115.2	13.7	97.5	71	368,390	8,233	50,702,068	62	377,693
65-69	84.1	5.0	77.2	281	1,599,396	26,047	160,768,955	334	2,070,802
70-74	70.4	2.1	71.5	1,084	6,654,422	70,616	421,232,139	1,540	9,303,617
75-79	73.8	1.1	71.1	4,255	22,091,564	150,254	806,247,672	5,764	31,061,121
80-84	75.3	0.8	73.3	9,556	45,327,176	195,271	950,825,617	12,691	61,864,166
85-89	80.2	0.7	80.5	12,038	53,128,947	141,675	622,715,437	15,012	65,979,007
90+	86.5	0.9	89.0	8,388	35,197,170	57,836	236,249,505	9,700	39,527,428
Total	79.1	0.4	78.3	35,696	164,626,269	654,444	3,284,376,802	45,122	210,317,625
GRAND TOTAL	77.1	0.4	74.4	41,600	207,222,756	929,684	5,193,839,112	53,976	278,575,674

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 4.2 TOTAL EXPERIENCE--JOINT, ONE SURVIVING
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	86.0	49.6	100.0	3	35,659	118	1,013,175	3	35,653
2	88.8	24.6	70.8	13	100,637	428	3,547,203	15	142,145
3	51.1	12.8	67.1	16	214,673	795	6,583,965	31	319,765
4	91.5	13.1	67.6	49	336,878	1,242	9,756,629	54	498,322
5	85.6	10.5	82.8	66	532,716	1,701	11,791,490	77	643,632
6	109.5	10.1	104.9	118	844,120	2,303	14,297,407	108	804,914
7	94.5	8.1	101.4	137	1,075,134	3,049	18,403,823	145	1,060,152
8	99.8	7.3	87.1	186	1,059,538	3,954	21,777,337	186	1,217,091
9	92.5	6.3	94.9	216	1,362,853	4,966	25,992,718	233	1,435,357
10	105.7	6.2	147.0	295	2,524,968	5,979	30,937,862	279	1,717,909
Total	97.1	2.9	102.7	1,099	8,087,176	24,535	144,101,608	1,132	7,874,941
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19	0.0	0.0	0.0	0	0	5	25,305	0	9
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	2	4,507	0	3
30-34	0.0	0.0	0.0	0	0	7	441,356	0	326
35-39	0.0	0.0	0.0	0	0	10	19,166	0	26
40-44	0.0	0.0	0.0	0	0	69	409,444	0	811
45-49	158.2	158.2	56.3	1	2,377	194	1,189,520	1	4,222
50-54	115.3	66.6	81.2	3	9,918	539	2,608,870	3	12,207
55-59	157.3	35.2	155.9	20	102,552	1,446	7,424,234	13	65,769
60-64	117.9	15.1	95.5	61	231,201	3,601	17,349,332	52	242,013
65-69	98.5	8.0	75.4	151	521,936	6,116	27,933,176	153	692,576
70-74	97.8	6.9	107.4	200	1,226,270	4,908	27,537,019	205	1,141,709
75-79	96.9	5.8	137.4	280	2,755,019	4,190	29,024,091	289	2,005,537
80-84	93.9	5.7	84.6	274	1,977,169	2,732	22,536,896	292	2,337,222
85-89	79.8	8.9	92.4	80	895,126	612	6,046,460	100	969,222
90-94	125.8	24.7	94.5	26	343,049	89	1,418,787	21	363,056
95-99	51.4	36.3	53.8	2	21,043	13	131,931	4	39,116
100+	135.7	135.7	135.7	1	1,516	1	1,516	1	1,117
Total	97.1	2.9	102.7	1,099	8,087,176	24,535	144,101,608	1,132	7,874,941
Ultimate Experience By Attained Age
5-59	296.5	98.8	160.1	9	40,421	821	7,436,305	3	25,247
60-64	122.2	31.5	161.8	15	123,616	1,860	11,523,129	12	76,387
65-69	143.7	15.5	136.5	86	447,731	5,364	29,138,976	60	327,904
70-74	111.6	5.8	107.2	364	1,816,708	17,440	90,074,798	326	1,694,271
75-79	92.6	2.3	84.7	1,599	6,891,078	51,643	242,010,063	1,727	8,131,825
80-84	90.8	1.2	86.6	5,765	23,823,660	108,951	470,628,169	6,349	27,506,496
85-89	94.4	0.9	90.8	11,788	46,242,721	127,628	520,524,039	12,489	50,931,858
90+	101.0	0.8	100.8	14,361	55,386,272	85,841	333,981,463	14,218	54,945,677
Total	96.6	0.5	93.8	33,987	134,772,207	399,549	1,705,316,942	35,185	143,639,665
GRAND TOTAL	96.6	0.5	94.3	35,086	142,859,383	424,084	1,849,418,550	36,317	151,514,606

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 4.3 MALE EXPERIENCE--JOINT, BOTH ALIVE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	51.8	3.5	48.5	222	1,920,427	13,188	111,662,815	428	3,956,337
2	60.8	3.7	58.3	274	2,421,412	12,892	107,283,700	451	4,156,170
3	59.9	3.5	65.2	285	2,793,904	12,566	101,582,888	476	4,283,676
4	60.6	3.5	60.9	296	2,560,162	12,088	93,490,222	489	4,206,229
5	70.1	3.7	64.4	361	2,726,893	12,042	88,399,772	515	4,235,725
6	74.3	3.6	106.0	422	4,676,900	12,661	86,549,060	568	4,411,651
7	76.6	3.5	67.1	482	2,997,052	13,674	85,453,454	630	4,463,863
8	75.8	3.3	69.0	536	3,301,521	15,172	91,744,638	707	4,787,786
9	75.5	3.1	72.4	585	3,676,643	16,206	95,643,893	774	5,076,023
10	76.6	3.0	72.1	636	3,654,141	16,932	96,319,756	830	5,066,457
Total	69.8	1.1	68.8	4,099	30,729,055	137,422	958,130,197	5,868	44,643,917
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	0	-56,376	0	-22
5-9	6289.4	6289.4	4528.0	1	79,927	35	3,844,811	0	1,765
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24	0.0	0.0	0.0	0	0	10	245,379	0	167
25-29	0.0	0.0	0.0	0	0	4	17,087	0	15
30-34	0.0	0.0	0.0	0	0	60	1,021,647	0	1,273
35-39	1006.0	580.8	262.7	3	6,756	144	1,261,814	0	2,571
40-44	428.4	247.3	19040.8	3	768,509	189	1,107,414	1	4,036
45-49	31.3	31.3	1.5	1	359	546	4,635,642	3	24,560
50-54	86.9	25.1	61.6	12	51,797	1,676	10,481,781	14	84,049
55-59	92.3	9.3	77.2	99	541,542	9,060	61,606,900	107	701,102
60-64	69.6	4.1	55.6	287	1,446,169	21,933	144,583,276	412	2,601,085
65-69	75.0	2.3	74.0	1,039	5,623,895	47,663	265,441,139	1,386	7,600,557
70-74	67.5	2.3	56.2	849	5,137,391	26,619	197,441,673	1,258	9,147,070
75-79	63.1	2.3	62.4	772	6,419,030	16,662	140,720,789	1,224	10,286,155
80-84	69.7	2.6	77.5	712	7,894,499	9,915	99,038,408	1,022	10,188,261
85-89	72.1	4.4	66.8	265	2,223,073	2,546	23,282,403	368	3,326,451
90-94	71.5	10.1	76.7	50	499,814	348	3,354,878	70	651,586
95-99	208.2	85.0	156.2	6	36,294	12	101,532	3	23,234
100+				0	0	0	0	0	0
Total	69.8	1.1	68.8	4,099	30,729,055	137,422	958,130,197	5,868	44,643,917
Ultimate Experience By Attained Age
5-59	151.6	45.7	356.8	11	189,280	1,115	10,184,851	7	53,055
60-64	163.5	27.6	148.0	35	185,804	1,892	11,076,925	21	125,513
65-69	91.2	8.0	75.1	131	681,664	7,746	48,891,907	144	908,209
70-74	68.8	2.9	75.8	550	3,846,835	26,195	166,360,273	799	5,073,242
75-79	77.6	1.5	73.4	2,646	13,841,658	70,013	388,311,922	3,410	18,853,705
80-84	80.2	1.0	76.8	6,278	29,975,364	101,012	505,550,483	7,830	39,006,701
85-89	84.8	0.9	85.0	8,343	37,397,669	83,254	373,158,857	9,843	44,020,366
90+	90.7	1.2	91.8	6,134	25,617,229	38,439	159,650,862	6,764	27,919,724
Total	83.7	0.5	82.2	24,128	111,735,503	329,666	1,663,186,082	28,819	135,960,514
GRAND TOTAL	81.4	0.5	78.9	28,227	142,464,558	467,088	2,621,316,279	34,687	180,604,431

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 4.4 MALE EXPERIENCE--JOINT, ONE SURVIVING
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	60.4	60.4	151.4	1	24,036	29	234,793	2	15,879
2	105.7	39.9	93.0	7	49,008	113	845,575	7	52,686
3	42.2	17.2	57.4	6	80,209	227	1,804,878	14	139,715
4	68.9	17.2	49.5	16	107,923	354	2,733,815	23	217,831
5	85.0	16.1	88.7	28	253,042	474	3,488,090	33	285,382
6	119.6	16.1	92.1	55	327,284	648	4,149,703	46	355,167
7	114.1	13.9	139.7	67	635,977	835	5,264,713	59	455,237
8	95.9	11.5	62.8	69	315,777	1,036	5,936,443	72	503,049
9	101.8	10.7	111.0	91	640,181	1,315	7,033,032	89	576,775
10	134.1	11.4	229.8	139	1,635,900	1,552	8,876,141	104	711,925
Total	106.8	4.9	122.8	479	4,069,337	6,582	40,367,184	448	3,313,646
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39				0	0	0	0	0	0
40-44	0.0	0.0	0.0	0	0	1	437	0	1
45-49	0.0	0.0	0.0	0	0	8	168,048	0	1,097
50-54	0.0	0.0	0.0	0	0	35	178,897	0	1,373
55-59	112.2	56.1	69.3	4	15,178	274	1,745,465	4	21,912
60-64	94.7	25.3	73.1	14	47,280	642	2,715,678	15	64,710
65-69	104.8	12.7	71.2	68	215,077	1,833	8,514,501	65	302,106
70-74	100.0	11.4	136.2	77	592,530	1,345	7,705,053	77	434,947
75-79	128.3	11.3	228.4	128	1,636,099	1,117	7,804,980	100	716,419
80-84	111.4	9.6	98.7	134	846,770	977	6,996,624	120	857,712
85-89	80.7	12.6	87.5	41	508,134	286	3,340,776	51	580,821
90-94	84.2	25.4	63.8	11	187,226	51	1,064,795	13	293,431
95-99	51.4	36.3	53.8	2	21,043	13	131,931	4	39,116
100+				0	0	0	0	0	0
Total	106.8	4.9	122.8	479	4,069,337	6,582	40,367,184	448	3,313,646
Ultimate Experience By Attained Age
5-59	432.0	305.5	289.8	2	9,176	85	554,518	0	3,166
60-64	82.4	82.4	49.6	1	4,707	108	832,605	1	9,492
65-69	157.8	42.2	150.3	14	83,185	477	2,972,401	9	55,361
70-74	117.9	13.1	107.5	81	419,549	2,223	12,658,600	69	390,383
75-79	110.3	5.0	100.5	491	2,247,109	8,967	45,116,406	445	2,236,411
80-84	108.1	2.5	108.9	1,881	8,651,256	21,963	100,946,919	1,739	7,943,268
85-89	110.2	1.7	105.3	4,024	16,085,637	30,395	127,149,307	3,652	15,271,925
90+	117.4	1.6	119.0	5,311	21,472,575	24,732	99,304,038	4,524	18,047,466
Total	113.1	1.0	111.4	11,805	48,973,194	88,949	389,534,794	10,440	43,957,471
GRAND TOTAL	112.8	1.0	112.2	12,284	53,042,531	95,531	429,901,978	10,889	47,271,117

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 4.5 FEMALE EXPERIENCE--JOINT, BOTH ALIVE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	37.8	4.3	37.3	79	730,293	13,165	110,298,705	209	1,958,269
2	53.1	4.8	42.9	122	933,805	13,305	109,496,301	230	2,179,154
3	64.4	5.2	62.4	154	1,387,354	12,646	101,101,265	239	2,221,938
4	54.9	4.7	53.8	135	1,173,644	12,101	92,148,871	246	2,182,049
5	59.7	4.8	47.6	156	1,059,319	12,024	87,018,377	261	2,224,600
6	58.3	4.5	37.5	169	876,951	12,657	84,708,182	290	2,337,791
7	64.0	4.4	51.1	207	1,269,365	13,659	86,303,797	324	2,484,672
8	61.9	4.1	54.0	224	1,402,490	15,118	90,795,598	362	2,594,978
9	69.4	4.2	61.6	276	1,686,860	16,205	94,680,111	398	2,738,812
10	66.3	3.9	50.1	283	1,347,351	16,938	94,780,906	427	2,691,868
Total	60.5	1.4	50.3	1,805	11,867,432	137,818	951,332,113	2,985	23,614,132
Select Experience By Issue Age
0-4	599469.3	599469.3	599469.3	1	34,793	1	32,607	0	6
5-9	0.0	0.0	0.0	0	0	19	1,027,147	0	194
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24	0.0	0.0	0.0	0	0	6	491,576	0	213
25-29	0.0	0.0	0.0	0	0	30	213,148	0	118
30-34	0.0	0.0	0.0	0	0	120	3,941,655	0	2,767
35-39	389.6	389.6	55.2	1	1,567	250	2,672,502	0	2,841
40-44	531.0	237.5	124.6	5	10,426	578	4,867,891	1	8,366
45-49	37.7	26.7	156.7	2	50,956	1,922	12,285,464	5	32,528
50-54	109.1	20.6	92.3	28	147,038	6,010	38,696,903	26	159,310
55-59	72.6	7.9	65.7	85	440,320	17,667	105,695,491	117	669,917
60-64	62.0	4.2	42.0	213	814,729	32,998	193,949,756	343	1,939,441
65-69	63.8	3.3	52.5	373	1,875,913	34,786	219,120,546	585	3,574,894
70-74	53.4	2.9	53.0	340	2,363,781	22,136	162,021,466	636	4,461,724
75-79	54.1	2.9	42.4	355	2,406,473	13,835	120,343,100	657	5,674,497
80-84	65.5	3.8	46.4	301	2,572,109	6,235	73,901,145	460	5,537,570
85-89	68.6	7.3	80.7	89	1,012,030	1,074	10,365,019	130	1,253,912
90-94	41.1	13.0	37.5	10	94,973	146	1,515,538	24	253,528
95-99	126.0	89.1	99.6	2	42,324	7	191,839	2	42,474
100+	0.0	0.0	0.0	0	0	-1	-678	0	-169
Total	60.5	1.4	50.3	1,805	11,867,432	137,818	951,332,113	2,985	23,614,132
Ultimate Experience By Attained Age
5-59	105.0	30.3	86.6	12	69,924	3,396	25,450,558	11	80,736
60-64	89.5	14.9	72.4	36	182,586	6,341	39,625,143	40	252,181
65-69	78.8	6.4	78.9	150	917,732	18,302	111,877,048	190	1,162,593
70-74	72.1	3.1	66.4	534	2,807,587	44,422	254,871,866	741	4,230,376
75-79	68.4	1.7	67.6	1,609	8,249,906	80,241	417,935,750	2,354	12,207,417
80-84	67.4	1.2	67.2	3,278	15,351,812	94,260	445,275,134	4,862	22,857,465
85-89	71.5	1.2	71.6	3,695	15,731,278	58,420	249,556,580	5,169	21,958,642
90+	76.8	1.6	82.5	2,254	9,579,941	19,397	76,598,643	2,936	11,607,704
Total	71.0	0.7	71.1	11,568	52,890,766	324,778	1,621,190,721	16,303	74,357,111
GRAND TOTAL	69.3	0.6	66.1	13,373	64,758,198	462,596	2,572,522,833	19,288	97,971,243

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 4.6 FEMALE EXPERIENCE--JOINT, ONE SURVIVING
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	109.1	77.2	58.8	2	11,623	89	778,383	2	19,774
2	74.9	30.6	57.7	6	51,629	315	2,701,628	8	89,460
3	58.5	18.5	74.7	10	134,464	569	4,779,087	17	180,051
4	108.9	19.0	81.6	33	228,955	887	7,022,814	30	280,491
5	86.0	14.0	78.1	38	279,674	1,228	8,303,399	44	358,251
6	102.0	12.9	114.9	63	516,836	1,655	10,147,703	62	449,747
7	81.1	9.7	72.6	70	439,157	2,214	13,139,109	86	604,915
8	102.3	9.5	104.2	117	743,761	2,918	15,840,894	114	714,042
9	86.8	7.8	84.2	125	722,672	3,651	18,959,686	144	858,581
10	88.9	7.1	88.4	156	889,068	4,427	22,061,720	176	1,005,984
Total	90.7	3.6	88.1	620	4,017,839	17,952	103,734,424	683	4,561,295
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19	0.0	0.0	0.0	0	0	5	25,305	0	9
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	2	4,507	0	3
30-34	0.0	0.0	0.0	0	0	7	441,356	0	326
35-39	0.0	0.0	0.0	0	0	10	19,166	0	26
40-44	0.0	0.0	0.0	0	0	68	409,007	0	811
45-49	173.5	173.5	76.1	1	2,377	186	1,021,472	1	3,125
50-54	129.5	74.8	91.5	3	9,918	504	2,429,973	2	10,834
55-59	174.9	43.7	199.2	16	87,374	1,172	5,678,768	9	43,856
60-64	127.2	18.6	103.7	47	183,921	2,959	14,633,654	37	177,303
65-69	93.8	10.3	78.6	83	306,859	4,283	19,418,675	88	390,469
70-74	96.4	8.7	89.7	123	633,740	3,563	19,831,966	128	706,763
75-79	80.4	6.5	86.8	152	1,118,920	3,073	21,219,111	189	1,289,118
80-84	81.7	6.9	76.4	140	1,130,399	1,754	15,540,272	171	1,479,510
85-89	78.8	12.6	99.6	39	386,992	326	2,705,684	50	388,401
90-94	197.4	51.0	223.8	15	155,823	38	353,992	8	69,625
95-99				0	0	0	0	0	0
100+	135.7	135.7	135.7	1	1,516	1	1,516	1	1,117
Total	90.7	3.6	88.1	620	4,017,839	17,952	103,734,424	683	4,561,295
Ultimate Experience By Attained Age
5-59	272.1	102.9	141.5	7	31,245	737	6,881,787	3	22,081
60-64	126.5	33.8	177.8	14	118,909	1,752	10,690,524	11	66,895
65-69	141.3	16.7	133.8	72	364,546	4,887	26,166,575	51	272,543
70-74	109.9	6.5	107.2	283	1,397,159	15,217	77,416,198	258	1,303,888
75-79	86.4	2.6	78.8	1,108	4,643,969	42,676	196,893,657	1,282	5,895,414
80-84	84.2	1.4	77.6	3,884	15,172,404	86,988	369,681,249	4,610	19,563,228
85-89	87.9	1.0	84.6	7,764	30,157,084	97,233	393,374,733	8,837	35,659,933
90+	93.4	1.0	91.9	9,050	33,913,697	61,109	234,677,425	9,693	36,898,211
Total	89.6	0.6	86.1	22,182	85,799,013	310,600	1,315,782,148	24,744	99,682,194
GRAND TOTAL	89.7	0.6	86.2	22,802	89,816,852	328,552	1,419,516,572	25,428	104,243,489

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.1 TOTAL EXPERIENCE--SINGLE LIFE--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	45.6	9.1	39.1	25	13,875	3,124	1,916,908	55	35,505
2	72.1	10.7	66.8	45	27,135	3,204	1,976,478	62	40,610
3	95.1	11.6	101.7	67	47,142	3,342	2,098,914	70	46,358
4	87.5	10.4	86.5	71	46,135	3,542	2,229,306	81	53,324
5	92.9	9.8	91.8	90	57,511	3,921	2,441,025	97	62,646
6	79.5	7.9	80.8	102	65,906	4,883	2,993,798	128	81,557
7	95.8	7.6	90.0	157	93,559	5,871	3,612,718	164	103,996
8	88.4	6.6	88.0	180	113,730	6,886	4,256,570	204	129,209
9	91.1	6.0	91.6	227	143,720	7,854	4,858,276	249	156,970
10	83.6	5.2	84.0	258	162,591	8,997	5,571,775	308	193,629
Total	86.1	2.5	85.3	1,222	771,304	51,625	31,955,767	1,419	903,804
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	15	4,652	0	2
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	25	20,698	0	10
15-19	0.0	0.0	0.0	0	0	51	23,200	0	11
20-24	0.0	0.0	0.0	0	0	58	27,260	0	15
25-29	0.0	0.0	0.0	0	0	62	29,008	0	17
30-34	0.0	0.0	0.0	0	0	105	56,962	0	61
35-39	0.0	0.0	0.0	0	0	204	106,059	0	162
40-44	0.0	0.0	0.0	0	0	375	191,345	1	507
45-49	23.0	23.0	17.8	1	421	945	497,282	4	2,365
50-54	91.0	28.8	75.2	10	4,867	1,649	966,692	11	6,473
55-59	114.1	16.1	122.9	50	31,992	4,704	2,760,966	44	26,033
60-64	92.2	8.5	94.4	118	75,104	8,276	5,129,265	128	79,521
65-69	86.0	4.0	87.0	451	286,833	21,337	13,390,517	525	329,660
70-74	88.3	4.8	85.0	336	198,196	10,005	6,113,304	381	233,270
75-79	77.7	8.0	76.3	95	63,683	1,924	1,319,250	122	83,467
80-84	74.4	8.1	71.3	85	58,351	1,242	877,920	114	81,791
85-89	82.8	10.3	84.5	65	45,540	598	407,784	79	53,894
90-94	110.1	34.8	96.9	10	5,433	46	30,309	9	5,609
95-99	86.0	86.0	94.5	1	884	4	3,292	1	935
100+				0	0	0	0	0	0
Total	86.1	2.5	85.3	1,222	771,304	51,625	31,955,767	1,419	903,804
Ultimate Experience By Attained Age
5-59	117.2	21.1	131.1	31	18,260	5,385	2,717,997	26	13,932
60-64	98.7	14.5	97.9	46	26,162	4,905	2,801,137	47	26,717
65-69	91.0	7.8	96.1	135	82,989	9,836	5,723,011	148	86,369
70-74	84.3	4.1	83.0	426	249,757	20,698	12,337,239	505	300,771
75-79	85.7	2.1	84.5	1,606	973,685	46,808	28,761,946	1,875	1,152,703
80-84	91.1	1.4	90.0	4,504	2,737,668	76,905	47,343,364	4,944	3,041,967
85-89	95.1	1.1	94.1	8,116	4,820,916	82,846	49,796,428	8,538	5,122,956
90+	102.8	0.9	102.6	13,179	7,234,560	72,472	40,600,470	12,818	7,054,214
Total	97.0	0.6	96.1	28,043	16,143,997	319,855	190,081,591	28,901	16,799,629
GRAND TOTAL	96.5	0.6	95.5	29,265	16,915,301	371,480	222,037,358	30,320	17,703,433

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.2 TOTAL EXPERIENCE--SINGLE LIFE--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	52.8	4.3	50.6	152	402,049	13,312	35,778,242	288	794,731
2	63.1	4.4	60.3	206	539,018	13,441	35,789,406	327	893,823
3	69.3	4.4	69.2	253	683,621	13,547	35,776,526	365	988,393
4	80.8	4.5	80.9	319	861,307	13,508	35,411,148	395	1,064,273
5	73.3	4.1	73.2	318	846,746	13,803	35,841,439	434	1,157,522
6	74.2	3.8	74.0	372	980,866	14,936	38,448,527	501	1,326,298
7	86.8	3.9	86.2	503	1,307,510	16,425	41,922,567	579	1,516,916
8	86.7	3.6	85.2	575	1,467,557	18,024	45,682,187	663	1,722,513
9	86.8	3.4	84.4	649	1,619,037	19,449	48,846,046	747	1,917,285
10	88.0	3.2	91.2	745	1,955,249	21,035	52,337,612	847	2,144,353
Total	79.5	1.2	78.8	4,092	10,662,960	157,482	405,833,700	5,145	13,526,106
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	11	22,777	0	7
5-9	0.0	0.0	0.0	0	0	18	59,190	0	15
10-14	0.0	0.0	0.0	0	0	14	30,151	0	15
15-19	3057.9	3057.9	2165.4	1	1,877	63	171,826	0	87
20-24	0.0	0.0	0.0	0	0	107	316,357	0	184
25-29	1359.0	961.0	1693.9	2	5,820	191	460,359	0	344
30-34	0.0	0.0	0.0	0	0	195	454,102	0	484
35-39	428.0	247.1	461.1	3	8,447	419	1,130,578	1	1,832
40-44	330.3	134.8	270.3	6	13,328	717	1,951,922	2	4,931
45-49	257.7	68.9	268.2	14	36,513	1,411	3,552,498	5	13,613
50-54	228.7	35.7	218.5	41	100,503	3,138	8,115,636	18	46,001
55-59	140.0	11.5	137.1	149	368,928	12,316	31,270,307	106	269,178
60-64	94.4	5.3	96.5	317	819,422	23,626	60,339,457	336	849,465
65-69	80.2	2.5	80.7	1,040	2,526,666	56,765	138,070,096	1,296	3,130,708
70-74	76.3	2.7	74.3	790	2,040,020	28,798	76,716,661	1,035	2,746,263
75-79	69.0	2.7	68.2	636	1,758,431	15,838	44,742,365	921	2,579,752
80-84	76.1	2.9	75.8	702	1,963,457	10,367	29,339,131	922	2,591,798
85-89	81.7	4.5	82.9	332	860,588	3,020	7,816,940	407	1,038,645
90-94	56.5	8.2	56.5	47	126,144	421	1,154,500	83	223,332
95-99	100.0	28.9	111.4	12	32,816	48	118,847	12	29,452
100+				0	0	0	0	0	0
Total	79.5	1.2	78.8	4,092	10,662,960	157,482	405,833,700	5,145	13,526,106
Ultimate Experience By Attained Age
5-59	113.6	16.2	116.4	49	122,236	9,332	23,465,277	43	104,981
60-64	120.5	14.0	123.7	74	180,696	7,038	16,850,761	61	146,065
65-69	87.2	6.1	90.6	204	507,746	16,696	40,214,620	234	560,658
70-74	89.0	3.0	92.9	863	2,179,204	42,241	102,530,483	970	2,346,789
75-79	84.5	1.4	83.5	3,542	8,282,243	108,058	256,458,106	4,191	9,915,953
80-84	88.2	0.9	88.2	10,232	24,147,784	183,423	433,292,879	11,600	27,384,904
85-89	91.2	0.7	91.1	17,521	40,636,088	188,700	438,231,628	19,210	44,617,959
90+	100.5	0.7	100.3	20,956	47,391,161	124,424	282,579,081	20,853	47,256,468
Total	93.5	0.4	93.3	53,441	123,447,158	679,912	1,593,622,835	57,163	132,333,777
GRAND TOTAL	92.3	0.4	91.9	57,533	134,110,118	837,395	1,999,456,535	62,309	145,859,884

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.3 TOTAL EXPERIENCE--SINGLE LIFE--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	54.6	5.4	55.4	103	750,264	7,281	52,000,671	189	1,353,692
2	54.2	5.2	53.8	109	772,373	7,027	50,145,639	201	1,436,275
3	63.8	5.4	64.7	137	992,737	6,748	48,136,403	215	1,534,794
4	62.7	5.3	62.7	140	996,688	6,527	46,425,566	223	1,588,890
5	81.6	5.9	82.3	192	1,377,014	6,428	45,685,813	235	1,673,646
6	70.9	5.3	70.9	181	1,283,374	6,509	46,142,649	255	1,810,906
7	83.5	5.5	83.9	233	1,654,262	6,703	47,348,943	279	1,972,602
8	71.9	4.9	71.7	218	1,531,637	7,089	49,953,434	303	2,136,320
9	77.2	4.8	77.7	257	1,818,670	7,507	52,756,196	333	2,339,176
10	84.1	4.9	82.8	295	2,028,108	7,607	53,139,694	351	2,448,178
Total	72.2	1.7	72.2	1,865	13,205,127	69,425	491,735,009	2,584	18,294,479
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	51,504	0	21
5-9	10571.3	10571.3	11824.4	1	8,739	44	334,491	0	74
10-14	0.0	0.0	0.0	0	0	88	663,344	0	281
15-19	0.0	0.0	0.0	0	0	93	750,706	0	383
20-24	0.0	0.0	0.0	0	0	228	1,732,618	0	998
25-29	0.0	0.0	0.0	0	0	229	1,546,288	0	1,150
30-34	468.2	468.2	566.3	1	9,201	212	1,610,607	0	1,625
35-39	499.8	353.4	476.9	2	14,180	278	2,046,877	0	2,974
40-44	524.1	214.0	566.4	6	45,255	456	3,162,604	1	7,990
45-49	206.9	84.5	220.3	6	44,956	811	5,728,495	3	20,402
50-54	144.9	38.7	153.1	14	104,975	1,756	12,409,011	10	68,545
55-59	108.3	15.8	107.4	47	328,115	5,096	35,907,579	43	305,578
60-64	82.7	7.8	80.2	112	768,811	9,870	69,892,328	135	958,524
65-69	83.6	4.6	83.2	333	2,329,000	17,742	124,576,978	398	2,798,509
70-74	66.8	3.9	66.1	295	2,067,207	12,401	88,316,077	441	3,127,661
75-79	66.3	3.3	66.2	393	2,802,310	10,456	75,111,230	593	4,234,042
80-84	65.2	3.2	66.4	416	2,953,452	7,340	51,167,620	638	4,445,910
85-89	73.6	5.2	73.3	198	1,418,541	2,048	14,708,983	269	1,933,955
90-94	84.6	13.4	84.6	40	301,760	252	1,899,150	47	356,508
95-99	22.3	22.3	29.4	1	8,625	18	118,520	4	29,348
100+				0	0	0	0	0	0
Total	72.2	1.7	72.2	1,865	13,205,127	69,425	491,735,009	2,584	18,294,479
Ultimate Experience By Attained Age
5-59	135.7	27.1	136.7	25	178,003	4,666	32,949,670	18	130,239
60-64	151.5	25.3	151.2	36	252,886	2,822	19,833,826	24	167,222
65-69	93.7	10.7	98.0	77	564,650	5,808	40,763,807	82	576,410
70-74	84.4	5.2	84.7	268	1,880,331	13,499	94,224,662	318	2,219,008
75-79	83.4	2.6	83.0	994	6,843,796	30,467	210,411,463	1,193	8,242,816
80-84	81.9	1.6	81.7	2,483	16,929,772	47,454	323,928,895	3,032	20,727,211
85-89	88.9	1.4	89.0	4,003	27,337,565	44,056	300,204,982	4,503	30,723,448
90+	98.8	1.5	98.9	4,384	30,229,005	26,558	182,549,337	4,438	30,554,229
Total	90.2	0.8	90.2	12,270	84,216,008	175,329	1,204,866,642	13,607	93,340,583
GRAND TOTAL	87.3	0.7	87.3	14,135	97,421,135	244,754	1,696,601,650	16,192	111,635,062

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.4 TOTAL EXPERIENCE--SINGLE LIFE--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	39.0	3.9	27.3	100	2,205,513	7,859	235,435,697	256	8,064,569
2	49.9	4.3	39.9	135	3,407,894	7,619	229,796,363	271	8,543,765
3	58.0	4.6	54.6	159	4,580,405	7,188	211,204,434	274	8,392,522
4	67.4	5.0	50.6	183	4,294,420	6,716	200,108,299	272	8,488,923
5	71.0	5.1	59.9	190	5,014,738	6,440	189,926,489	268	8,378,789
6	71.2	5.1	58.7	194	4,829,172	6,249	179,008,789	272	8,222,450
7	59.5	4.6	43.3	166	3,480,291	6,128	170,027,244	279	8,032,706
8	66.8	4.8	60.6	192	4,852,558	6,143	162,967,163	287	8,003,070
9	68.9	4.8	57.7	208	4,680,551	6,231	159,298,981	302	8,111,315
10	77.4	5.1	63.5	227	4,785,487	5,965	146,470,615	293	7,541,676
Total	63.2	1.5	51.5	1,754	42,131,029	66,539	1,884,244,074	2,774	81,779,786
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	43	1,199,830	0	430
5-9	1726.9	1221.1	2779.6	2	199,515	324	19,480,005	0	7,178
10-14	603.6	603.6	688.6	1	44,864	390	16,426,460	0	6,515
15-19	396.0	396.0	597.3	1	53,808	515	19,401,937	0	9,008
20-24	0.0	0.0	0.0	0	0	979	37,756,208	1	24,733
25-29	366.0	211.3	1431.3	3	423,462	1,039	37,215,544	1	29,586
30-34	0.0	0.0	0.0	0	0	800	36,830,744	1	36,786
35-39	275.8	137.9	151.5	4	71,087	869	28,310,796	1	46,920
40-44	255.8	104.4	217.0	6	147,506	914	26,548,361	2	67,990
45-49	234.6	74.2	248.9	10	283,037	1,080	29,521,392	4	113,717
50-54	217.6	45.4	192.2	23	487,003	1,871	45,440,092	11	253,439
55-59	115.3	17.8	127.9	42	1,008,890	4,315	91,468,008	36	789,100
60-64	61.5	8.0	51.0	59	1,096,816	7,119	159,503,185	96	2,149,868
65-69	60.4	4.8	57.4	159	3,398,578	11,493	256,848,256	263	5,925,080
70-74	53.5	3.7	37.4	206	4,218,445	10,708	314,993,023	385	11,294,335
75-79	55.7	3.0	41.1	354	9,246,291	11,154	392,244,330	636	22,470,153
80-84	61.2	2.8	44.7	483	10,578,671	9,103	270,663,951	790	23,653,052
85-89	70.0	4.2	63.8	283	6,165,938	3,086	73,883,846	404	9,660,901
90-94	78.7	7.8	80.5	102	3,607,099	686	23,248,600	130	4,479,160
95-99	127.4	32.9	142.4	15	1,074,727	49	3,234,215	12	754,721
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	63.2	1.5	51.5	1,754	42,131,029	66,539	1,884,244,074	2,774	81,779,786
Ultimate Experience By Attained Age
5-59	211.8	27.8	239.6	58	1,984,304	9,442	307,341,417	27	828,217
60-64	119.6	22.6	107.9	28	678,765	2,722	72,284,539	23	628,891
65-69	103.0	12.3	121.7	70	1,871,758	4,640	103,761,639	68	1,537,653
70-74	72.2	5.7	64.5	159	2,817,678	9,020	175,533,339	220	4,369,795
75-79	76.0	3.3	71.2	535	9,544,551	17,293	324,978,210	704	13,411,657
80-84	74.4	2.2	71.1	1,160	20,446,912	23,557	429,570,060	1,558	28,741,170
85-89	84.9	2.0	80.7	1,833	32,199,494	20,677	378,243,377	2,159	39,921,543
90+	93.1	2.0	90.7	2,130	42,346,338	13,320	269,146,461	2,287	46,707,008
Total	84.8	1.1	82.2	5,973	111,889,800	100,670	2,060,859,041	7,047	136,145,934
GRAND TOTAL	78.7	0.9	70.7	7,727	154,020,829	167,209	3,945,103,115	9,822	217,925,720

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.5 MALE EXPERIENCE--SINGLE LIFE--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	45.4	11.7	32.6	15	6,930	1,556	945,421	33	21,252
2	57.0	12.4	53.0	21	12,715	1,600	978,937	37	23,997
3	93.5	15.0	97.7	39	27,005	1,663	1,053,538	42	27,627
4	80.1	13.0	85.8	38	26,818	1,747	1,106,647	47	31,245
5	94.2	12.9	95.7	53	34,816	1,937	1,216,288	56	36,387
6	82.9	10.5	87.4	62	41,448	2,416	1,491,790	75	47,421
7	94.6	9.9	90.5	91	55,060	2,951	1,830,468	96	60,863
8	85.5	8.5	86.6	102	65,642	3,498	2,189,466	119	75,760
9	91.9	7.9	92.6	136	86,394	4,064	2,538,236	148	93,248
10	89.5	7.0	91.5	165	106,003	4,744	2,964,829	184	115,852
Total	86.2	3.2	86.7	722	462,831	26,177	16,315,619	838	533,652
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	8	3,952	0	2
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	24	20,191	0	10
15-19	0.0	0.0	0.0	0	0	28	14,168	0	8
20-24	0.0	0.0	0.0	0	0	41	16,639	0	11
25-29	0.0	0.0	0.0	0	0	20	6,548	0	6
30-34	0.0	0.0	0.0	0	0	62	33,223	0	45
35-39	0.0	0.0	0.0	0	0	105	50,587	0	106
40-44	0.0	0.0	0.0	0	0	172	82,159	1	332
45-49	0.0	0.0	0.0	0	0	554	305,394	3	1,865
50-54	90.1	34.0	80.5	7	3,688	904	525,126	8	4,580
55-59	126.6	21.4	132.7	35	21,801	2,209	1,299,713	28	16,434
60-64	93.3	10.4	96.6	80	51,758	4,364	2,710,674	86	53,561
65-69	84.2	4.9	86.4	299	195,384	11,996	7,642,325	355	226,023
70-74	92.9	6.8	93.1	188	115,653	4,166	2,550,732	202	124,166
75-79	70.8	10.9	64.7	42	26,092	759	518,669	59	40,338
80-84	71.5	12.4	68.3	33	22,578	431	308,225	46	33,052
85-89	72.1	12.9	76.5	31	22,854	306	212,041	43	29,865
90-94	109.6	44.7	83.7	6	2,139	25	12,600	5	2,555
95-99	127.5	127.5	127.5	1	884	3	2,652	1	693
100+				0	0	0	0	0	0
Total	86.2	3.2	86.7	722	462,831	26,177	16,315,619	838	533,652
Ultimate Experience By Attained Age
5-59	103.5	22.1	114.6	22	12,931	3,530	1,817,722	21	11,281
60-64	101.2	16.6	99.4	37	20,894	3,285	1,885,930	37	21,019
65-69	88.7	9.0	90.6	97	57,786	6,049	3,530,945	109	63,778
70-74	84.3	4.8	84.1	303	179,358	11,983	7,096,183	360	213,226
75-79	80.2	2.5	79.2	1,000	607,161	25,745	15,820,630	1,247	766,686
80-84	91.5	1.8	90.7	2,509	1,531,979	35,287	21,744,401	2,742	1,688,375
85-89	98.1	1.6	97.1	3,994	2,367,528	34,094	20,444,228	4,070	2,437,556
90+	109.4	1.5	109.6	5,694	3,136,435	27,670	15,421,443	5,203	2,860,906
Total	99.0	0.8	98.2	13,656	7,914,072	147,645	87,761,483	13,789	8,062,829
GRAND TOTAL	98.3	0.8	97.4	14,378	8,376,903	173,822	104,077,102	14,627	8,596,481

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.6 MALE EXPERIENCE--SINGLE LIFE--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	63.3	6.7	60.4	88	224,336	5,623	14,649,913	139	371,220
2	73.1	6.9	67.4	111	269,553	5,639	14,486,881	152	399,792
3	73.7	6.6	72.2	123	311,935	5,668	14,405,015	167	432,265
4	87.9	7.0	93.7	157	432,850	5,667	14,315,559	179	461,739
5	74.0	6.2	72.6	144	359,992	5,749	14,371,591	195	495,985
6	73.2	5.7	71.1	165	406,055	6,231	15,424,109	225	571,053
7	85.6	5.7	87.6	224	573,595	6,875	16,800,993	262	654,618
8	87.8	5.4	88.2	266	661,826	7,585	18,389,498	303	750,522
9	86.2	5.0	84.7	296	711,204	8,220	19,759,968	343	840,058
10	83.4	4.6	87.6	325	824,467	8,924	21,208,091	390	940,929
Total	80.7	1.9	80.7	1,899	4,775,813	66,180	163,811,618	2,354	5,918,181
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	9	13,401	0	6
5-9	0.0	0.0	0.0	0	0	9	13,401	0	6
10-14	0.0	0.0	0.0	0	0	12	26,861	0	14
15-19	3791.6	3791.6	2921.6	1	1,877	44	103,062	0	64
20-24	0.0	0.0	0.0	0	0	52	157,779	0	120
25-29	1860.8	1315.8	2610.9	2	5,820	119	242,125	0	223
30-34	0.0	0.0	0.0	0	0	116	276,731	0	343
35-39	451.8	319.4	408.1	2	4,435	190	471,543	0	1,087
40-44	337.7	168.8	336.9	4	10,831	334	915,366	1	3,215
45-49	225.7	85.3	260.6	7	19,970	550	1,372,724	3	7,664
50-54	247.0	49.4	241.7	25	61,947	1,256	3,205,474	10	25,634
55-59	138.5	15.1	142.2	84	216,111	5,170	13,009,933	61	151,929
60-64	88.7	6.6	92.0	179	462,981	10,807	27,086,464	202	503,286
65-69	78.8	3.1	79.7	656	1,560,541	29,348	68,880,603	832	1,956,990
70-74	72.1	3.9	67.0	345	832,094	10,281	26,806,809	478	1,242,654
75-79	73.8	4.9	72.4	229	616,608	4,182	11,534,354	310	851,762
80-84	75.4	5.2	79.9	210	604,217	2,594	7,094,074	278	756,598
85-89	94.2	8.4	99.1	125	302,032	903	2,078,556	133	304,831
90-94	62.8	12.3	63.1	26	66,343	191	496,654	41	105,210
95-99	127.0	63.5	152.8	4	10,006	12	25,706	3	6,547
100+				0	0	0	0	0	0
Total	80.7	1.9	80.7	1,899	4,775,813	66,180	163,811,618	2,354	5,918,181
Ultimate Experience By Attained Age
5-59	94.2	17.2	95.0	30	73,256	5,333	13,291,040	32	77,076
60-64	102.8	16.1	107.9	41	100,241	3,584	8,343,816	40	92,872
65-69	89.1	7.9	90.3	126	300,494	7,762	18,261,907	141	332,906
70-74	78.6	3.7	81.8	462	1,150,708	19,400	46,397,730	588	1,407,115
75-79	83.0	1.8	81.8	2,068	4,773,177	51,126	119,693,584	2,492	5,836,805
80-84	90.8	1.2	90.1	5,412	12,694,808	76,593	181,153,155	5,957	14,084,410
85-89	94.2	1.0	94.0	8,144	19,009,664	72,611	169,969,111	8,643	20,218,410
90+	109.8	1.2	109.3	8,925	20,266,086	45,103	103,226,190	8,128	18,548,066
Total	96.9	0.6	96.3	25,208	58,368,434	281,512	660,336,533	26,021	60,597,660
GRAND TOTAL	95.5	0.6	94.9	27,107	63,144,247	347,693	824,148,151	28,375	66,515,841

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.7 MALE EXPERIENCE--SINGLE LIFE--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	61.1	8.7	63.2	49	363,172	2,847	20,421,944	80	575,013
2	56.7	8.4	57.8	46	334,044	2,670	19,101,716	81	577,955
3	73.5	9.3	72.3	62	433,044	2,520	17,942,961	84	598,545
4	62.3	8.4	62.6	55	392,102	2,479	17,612,957	88	626,696
5	86.0	9.7	88.9	79	578,359	2,425	17,233,804	92	650,729
6	66.4	8.2	65.2	66	458,511	2,444	17,322,932	99	703,606
7	85.2	8.8	86.6	93	666,589	2,523	17,837,440	109	770,114
8	64.1	7.3	63.8	77	540,144	2,696	19,015,356	120	846,438
9	72.4	7.4	74.2	97	701,864	2,882	20,299,737	134	946,235
10	87.3	7.8	84.9	125	852,626	2,989	20,943,686	143	1,004,589
Total	72.6	2.7	72.9	749	5,320,455	26,475	187,732,534	1,032	7,299,921
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	51,504	0	21
5-9	0.0	0.0	0.0	0	0	6	49,569	0	22
10-14	0.0	0.0	0.0	0	0	59	451,112	0	233
15-19	0.0	0.0	0.0	0	0	50	424,991	0	271
20-24	0.0	0.0	0.0	0	0	111	811,419	0	614
25-29	0.0	0.0	0.0	0	0	116	784,172	0	736
30-34	742.9	742.9	912.8	1	9,201	104	774,954	0	1,008
35-39	428.4	428.4	404.7	1	7,280	122	943,697	0	1,799
40-44	519.1	259.5	549.0	4	30,107	232	1,664,398	1	5,484
45-49	140.1	99.1	193.8	2	18,954	275	1,876,960	1	9,778
50-54	77.7	38.8	89.7	4	32,890	649	4,604,794	5	36,686
55-59	113.9	21.2	114.9	29	205,856	2,222	15,658,486	25	179,098
60-64	66.7	9.2	64.8	53	365,226	4,365	30,969,631	79	563,509
65-69	78.2	5.6	77.2	193	1,344,154	8,677	61,360,179	247	1,741,648
70-74	73.1	5.9	72.4	153	1,074,288	4,561	32,477,108	209	1,484,146
75-79	64.1	5.7	64.6	126	904,561	2,676	19,064,374	197	1,399,782
80-84	65.2	6.1	68.1	115	843,525	1,672	11,718,812	176	1,239,535
85-89	71.8	10.1	72.7	51	364,615	478	3,390,485	71	501,234
90-94	89.8	22.5	88.1	16	111,173	88	621,391	18	126,175
95-99	105.9	105.9	105.9	1	8,625	4	34,500	1	8,142
100+				0	0	0	0	0	0
Total	72.6	2.7	72.9	749	5,320,455	26,475	187,732,534	1,032	7,299,921
Ultimate Experience By Attained Age
5-59	143.1	33.7	145.6	18	130,854	2,450	17,625,179	13	89,891
60-64	105.6	27.3	109.4	15	109,808	1,277	9,026,346	14	100,407
65-69	78.2	12.4	78.8	40	282,804	2,803	19,687,387	51	359,086
70-74	77.1	6.1	77.0	158	1,104,430	6,762	47,305,017	205	1,434,512
75-79	80.3	3.3	80.2	591	4,096,974	15,117	104,960,486	736	5,111,319
80-84	81.8	2.2	81.7	1,366	9,392,421	21,526	148,240,025	1,669	11,492,425
85-89	92.8	2.1	92.7	2,006	13,798,359	18,261	125,712,625	2,161	14,883,402
90+	104.3	2.4	104.1	1,834	12,715,496	9,791	67,892,454	1,759	12,209,643
Total	91.2	1.2	91.1	6,028	41,631,146	77,988	540,449,520	6,609	45,680,685
GRAND TOTAL	88.7	1.1	88.6	6,777	46,951,601	104,463	728,182,054	7,641	52,980,605

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.8 MALE EXPERIENCE--SINGLE LIFE--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	39.9	5.9	22.5	46	921,236	3,383	110,459,985	115	4,095,879
2	46.8	6.3	35.0	56	1,514,217	3,234	106,735,837	120	4,322,342
3	62.7	7.2	65.0	75	2,725,935	3,027	98,342,744	120	4,190,561
4	59.3	7.1	37.9	69	1,551,682	2,839	93,020,782	116	4,098,773
5	78.9	8.3	63.2	90	2,545,733	2,755	89,391,456	114	4,026,114
6	72.1	8.0	54.1	81	2,029,775	2,649	83,320,944	112	3,749,703
7	63.1	7.4	45.4	72	1,645,574	2,607	79,160,072	114	3,626,637
8	57.1	7.0	46.7	67	1,667,016	2,604	75,318,462	117	3,568,438
9	76.0	7.6	71.3	99	2,714,210	2,762	76,515,207	130	3,807,813
10	76.8	7.7	60.3	99	2,142,142	2,703	71,525,763	129	3,553,130
Total	63.5	2.3	49.8	754	19,457,520	28,563	883,791,252	1,188	39,039,390
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	34	921,700	0	385
5-9	0.0	0.0	0.0	0	0	201	12,967,008	0	6,008
10-14	784.2	784.2	970.5	1	44,864	241	8,799,855	0	4,623
15-19	603.8	603.8	1058.9	1	53,808	258	7,942,287	0	5,081
20-24	0.0	0.0	0.0	0	0	600	23,847,451	0	18,697
25-29	484.7	279.9	1860.6	3	423,462	665	24,420,981	1	22,760
30-34	0.0	0.0	0.0	0	0	499	22,194,521	1	26,838
35-39	89.8	89.8	46.5	1	17,310	535	18,636,341	1	37,243
40-44	245.8	122.9	211.2	4	103,268	490	15,010,699	2	48,905
45-49	144.3	72.1	181.7	4	138,497	511	14,268,208	3	76,238
50-54	245.7	61.4	197.1	16	317,573	856	21,476,409	7	161,146
55-59	107.8	22.0	117.2	24	608,735	2,025	47,213,978	22	519,206
60-64	71.7	10.9	55.3	43	791,246	3,444	83,815,580	60	1,430,403
65-69	60.2	5.8	58.3	108	2,465,656	6,284	150,453,828	180	4,232,524
70-74	53.8	5.0	36.9	116	2,555,056	4,788	153,451,866	216	6,925,199
75-79	50.0	4.4	32.2	131	3,803,551	3,649	170,060,058	262	11,819,024
80-84	63.3	5.2	46.6	151	3,507,572	2,301	72,701,215	238	7,532,771
85-89	70.2	7.2	60.3	95	2,044,929	877	22,027,158	135	3,388,611
90-94	87.8	12.7	80.2	48	1,807,764	279	11,283,982	55	2,254,249
95-99	135.2	47.8	146.2	8	774,229	25	2,298,128	6	529,480
100+				0	0	0	0	0	0
Total	63.5	2.3	49.8	754	19,457,520	28,563	883,791,252	1,188	39,039,390
Ultimate Experience By Attained Age
5-59	160.8	29.4	193.8	30	1,078,632	5,098	163,823,998	19	556,611
60-64	107.4	26.9	111.6	16	466,980	1,342	37,817,682	15	418,541
65-69	84.8	13.4	96.3	40	1,074,957	2,605	62,131,273	47	1,116,772
70-74	62.5	6.3	55.8	98	1,811,318	5,201	108,082,116	157	3,247,623
75-79	70.5	3.8	67.7	348	6,623,777	10,187	202,136,647	494	9,785,777
80-84	74.2	2.7	69.2	747	13,480,730	13,040	252,140,724	1,007	19,470,032
85-89	87.0	2.7	81.8	1,060	19,501,510	10,293	201,100,275	1,218	23,853,343
90+	98.5	3.1	88.5	1,012	19,568,418	5,697	121,926,064	1,028	22,108,917
Total	84.1	1.5	79.0	3,351	63,606,322	53,463	1,149,158,779	3,985	80,557,615
GRAND TOTAL	79.4	1.2	69.5	4,105	83,063,842	82,026	2,032,950,031	5,172	119,597,005

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.9 FEMALE EXPERIENCE--SINGLE LIFE--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	46.1	14.6	48.7	10	6,945	1,568	971,487	22	14,253
2	93.7	19.1	86.8	24	14,420	1,604	997,541	26	16,614
3	97.4	18.4	107.5	28	20,137	1,678	1,045,376	29	18,731
4	98.0	17.1	87.5	33	19,317	1,796	1,122,659	34	22,080
5	91.1	15.0	86.4	37	22,695	1,984	1,224,737	41	26,258
6	74.8	11.8	71.6	40	24,458	2,468	1,502,008	53	34,136
7	97.6	12.0	89.3	66	38,499	2,919	1,782,249	68	43,133
8	92.5	10.5	90.0	78	48,088	3,388	2,067,104	84	53,449
9	90.0	9.4	90.0	91	57,326	3,790	2,320,040	101	63,722
10	74.9	7.8	72.8	93	56,588	4,253	2,606,946	124	77,777
Total	86.0	3.8	83.3	500	308,473	25,448	15,640,148	581	370,151
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	700	0	0
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	1	507	0	0
15-19	0.0	0.0	0.0	0	0	23	9,031	0	3
20-24	0.0	0.0	0.0	0	0	17	10,621	0	4
25-29	0.0	0.0	0.0	0	0	42	22,460	0	11
30-34	0.0	0.0	0.0	0	0	43	23,739	0	16
35-39	0.0	0.0	0.0	0	0	99	55,472	0	55
40-44	0.0	0.0	0.0	0	0	203	109,187	0	176
45-49	98.9	98.9	84.2	1	421	392	191,888	1	500
50-54	93.3	53.8	62.3	3	1,179	745	441,566	3	1,893
55-59	92.8	24.0	106.2	15	10,191	2,496	1,461,253	16	9,599
60-64	90.1	14.6	89.9	38	23,346	3,912	2,418,591	42	25,960
65-69	89.7	7.3	88.2	152	91,449	9,340	5,748,192	169	103,637
70-74	83.1	6.8	75.7	148	82,543	5,839	3,562,573	178	109,104
75-79	84.3	11.6	87.2	53	37,591	1,165	800,581	63	43,129
80-84	76.3	10.6	73.4	52	35,773	810	569,695	68	48,739
85-89	95.7	16.4	94.4	34	22,686	292	195,743	36	24,029
90-94	111.0	55.5	107.8	4	3,294	21	17,709	4	3,055
95-99	0.0	0.0	0.0	0	0	1	640	0	242
100+				0	0	0	0	0	0
Total	86.0	3.8	83.3	500	308,473	25,448	15,640,148	581	370,151
Ultimate Experience By Attained Age
5-59	173.6	57.9	201.1	9	5,329	1,855	900,275	5	2,650
60-64	89.4	29.8	92.5	9	5,268	1,620	915,207	10	5,698
65-69	97.4	15.8	111.6	38	25,203	3,787	2,192,066	39	22,591
70-74	84.6	7.6	80.4	123	70,399	8,715	5,241,056	145	87,545
75-79	96.5	3.9	95.0	606	366,524	21,063	12,941,316	628	386,016
80-84	90.6	2.0	89.1	1,995	1,205,689	41,617	25,598,963	2,202	1,353,592
85-89	92.3	1.4	91.4	4,122	2,453,388	48,751	29,352,199	4,468	2,685,400
90+	98.3	1.1	97.7	7,485	4,098,125	44,802	25,179,027	7,615	4,193,308
Total	95.2	0.8	94.2	14,387	8,229,925	172,210	102,320,109	15,112	8,736,800
GRAND TOTAL	94.9	0.8	93.8	14,887	8,538,398	197,658	117,960,257	15,693	9,106,951

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.10 FEMALE EXPERIENCE--SINGLE LIFE--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	43.0	5.4	42.0	64	177,713	7,689	21,128,328	149	423,511
2	54.3	5.6	54.5	95	269,465	7,803	21,302,525	175	494,032
3	65.5	5.7	66.8	130	371,686	7,879	21,371,511	198	556,128
4	74.9	5.9	71.1	162	428,457	7,841	21,095,588	216	602,534
5	72.8	5.5	73.6	174	486,754	8,054	21,469,848	239	661,537
6	75.0	5.2	76.1	207	574,811	8,705	23,024,418	276	755,245
7	87.8	5.3	85.1	279	733,915	9,551	25,121,574	318	862,297
8	85.9	4.9	82.9	309	805,731	10,439	27,292,689	360	971,991
9	87.4	4.6	84.3	353	907,833	11,230	29,086,078	404	1,077,227
10	92.0	4.5	94.0	420	1,130,782	12,111	31,129,521	457	1,203,424
Total	78.6	1.7	77.4	2,193	5,887,147	91,302	242,022,082	2,791	7,607,926
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	2	9,376	0	2
5-9	0.0	0.0	0.0	0	0	9	45,789	0	9
10-14	0.0	0.0	0.0	0	0	2	3,290	0	1
15-19	0.0	0.0	0.0	0	0	19	68,763	0	22
20-24	0.0	0.0	0.0	0	0	55	158,579	0	64
25-29	0.0	0.0	0.0	0	0	72	218,234	0	121
30-34	0.0	0.0	0.0	0	0	78	177,371	0	141
35-39	387.3	387.3	538.5	1	4,012	229	659,036	0	745
40-44	316.5	223.8	145.5	2	2,497	383	1,036,556	1	1,716
45-49	300.3	113.5	278.1	7	16,543	861	2,179,774	2	5,949
50-54	204.9	51.2	189.3	16	38,556	1,882	4,910,163	8	20,367
55-59	142.0	17.6	130.3	65	152,817	7,146	18,260,374	46	117,249
60-64	102.8	8.8	103.0	138	356,441	12,819	33,252,993	134	346,179
65-69	82.7	4.2	82.3	384	966,125	27,417	69,189,493	464	1,173,718
70-74	79.9	3.8	80.3	445	1,207,926	18,517	49,909,852	557	1,503,609
75-79	66.6	3.3	66.1	407	1,141,823	11,656	33,208,011	611	1,727,991
80-84	76.4	3.4	74.1	492	1,359,240	7,773	22,245,057	644	1,835,200
85-89	75.6	5.3	76.1	207	558,556	2,117	5,738,384	274	733,814
90-94	50.3	11.0	50.6	21	59,801	230	657,846	42	118,122
95-99	90.4	32.0	99.6	8	22,810	36	93,141	9	22,906
100+				0	0	0	0	0	0
Total	78.6	1.7	77.4	2,193	5,887,147	91,302	242,022,082	2,791	7,607,926
Ultimate Experience By Attained Age
5-59	168.3	38.6	175.5	19	48,980	3,999	10,174,238	11	27,905
60-64	153.1	26.6	151.2	33	80,455	3,453	8,506,944	22	53,194
65-69	84.2	9.5	91.0	78	207,252	8,934	21,952,713	93	227,752
70-74	104.9	5.2	109.5	401	1,028,496	22,840	56,132,753	382	939,673
75-79	86.7	2.3	86.0	1,474	3,509,066	56,932	136,764,522	1,699	4,079,149
80-84	85.4	1.2	86.1	4,820	11,452,976	106,831	252,139,723	5,643	13,300,493
85-89	88.7	0.9	88.6	9,377	21,626,424	116,089	268,262,517	10,567	24,399,549
90+	94.5	0.9	94.5	12,031	27,125,075	79,321	179,352,891	12,726	28,708,402
Total	90.7	0.5	90.7	28,233	65,078,724	398,400	933,286,302	31,142	71,736,117
GRAND TOTAL	89.7	0.5	89.4	30,426	70,965,871	489,702	1,175,308,383	33,934	79,344,043

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.11 FEMALE EXPERIENCE--SINGLE LIFE--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	49.8	6.8	49.7	54	387,092	4,434	31,578,726	108	778,679
2	52.5	6.6	51.1	63	438,329	4,356	31,043,923	120	858,319
3	57.4	6.6	59.8	75	559,693	4,228	30,193,442	131	936,249
4	63.0	6.8	62.8	85	604,586	4,048	28,812,610	135	962,194
5	78.7	7.4	78.1	113	798,655	4,002	28,452,009	144	1,022,917
6	73.9	6.9	74.5	115	824,863	4,064	28,819,717	156	1,107,300
7	82.3	7.0	82.1	140	987,673	4,179	29,511,504	170	1,202,489
8	77.0	6.5	76.9	141	991,493	4,393	30,938,077	183	1,289,882
9	80.4	6.4	80.2	160	1,116,806	4,625	32,456,459	199	1,392,941
10	81.9	6.3	81.4	170	1,175,482	4,618	32,196,008	208	1,443,589
Total	71.9	2.2	71.7	1,116	7,884,672	42,950	304,002,475	1,553	10,994,558
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9	14332.8	14332.8	16852.3	1	8,739	38	284,922	0	52
10-14	0.0	0.0	0.0	0	0	29	212,231	0	48
15-19	0.0	0.0	0.0	0	0	42	325,715	0	112
20-24	0.0	0.0	0.0	0	0	117	921,200	0	384
25-29	0.0	0.0	0.0	0	0	113	762,116	0	414
30-34	0.0	0.0	0.0	0	0	107	835,652	0	617
35-39	599.9	599.9	587.3	1	6,900	156	1,103,180	0	1,175
40-44	534.6	378.0	604.6	2	15,148	224	1,498,206	0	2,505
45-49	271.6	135.8	244.7	4	26,002	536	3,851,535	1	10,625
50-54	221.6	70.1	226.3	10	72,085	1,107	7,804,218	5	31,859
55-59	100.3	23.6	96.7	18	122,259	2,874	20,249,093	18	126,480
60-64	105.5	13.7	102.2	59	403,585	5,505	38,922,697	56	395,015
65-69	92.5	7.8	93.2	140	984,846	9,065	63,216,799	151	1,056,861
70-74	61.2	5.1	60.4	142	992,919	7,840	55,838,969	232	1,643,514
75-79	67.4	4.1	67.0	267	1,897,749	7,780	56,046,855	396	2,834,261
80-84	65.2	3.8	65.8	301	2,109,927	5,668	39,448,809	461	3,206,375
85-89	74.2	6.1	73.6	147	1,053,926	1,570	11,318,499	198	1,432,721
90-94	81.4	16.6	82.7	24	190,587	163	1,277,759	29	230,334
95-99	0.0	0.0	0.0	0	0	14	84,020	4	21,206
100+				0	0	0	0	0	0
Total	71.9	2.2	71.7	1,116	7,884,672	42,950	304,002,475	1,553	10,994,558
Ultimate Experience By Attained Age
5-59	119.9	45.3	116.9	7	47,149	2,215	15,324,491	6	40,348
60-64	220.0	48.0	214.1	21	143,078	1,544	10,807,479	10	66,815
65-69	119.4	19.6	129.7	37	281,846	3,005	21,076,419	31	217,324
70-74	97.6	9.3	98.9	110	775,901	6,737	46,919,645	113	784,496
75-79	88.3	4.4	87.7	403	2,746,822	15,350	105,450,977	456	3,131,497
80-84	81.9	2.5	81.6	1,117	7,537,351	25,928	175,688,870	1,363	9,234,786
85-89	85.3	1.9	85.5	1,997	13,539,206	25,795	174,492,357	2,341	15,840,046
90+	95.2	1.9	95.5	2,550	17,513,509	16,766	114,656,883	2,679	18,344,585
Total	89.2	1.1	89.4	6,242	42,584,862	97,341	664,417,121	6,998	47,659,898
GRAND TOTAL	86.0	1.0	86.0	7,358	50,469,534	140,291	968,419,596	8,551	58,654,456

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 5.12 FEMALE EXPERIENCE--SINGLE LIFE--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	38.3	5.2	32.4	54	1,284,277	4,476	124,975,712	141	3,968,691
2	52.3	5.9	44.9	79	1,893,677	4,386	123,060,526	151	4,221,423
3	54.4	5.9	44.1	84	1,854,470	4,161	112,861,690	154	4,201,961
4	73.4	6.9	62.5	114	2,742,738	3,877	107,087,516	155	4,390,150
5	65.1	6.5	56.7	100	2,469,005	3,685	100,535,033	154	4,352,675
6	70.6	6.6	62.6	113	2,799,397	3,600	95,687,845	160	4,472,747
7	57.0	5.9	41.6	94	1,834,717	3,521	90,867,173	165	4,406,069
8	73.5	6.6	71.8	125	3,185,542	3,539	87,648,701	170	4,434,633
9	63.5	6.1	45.7	109	1,966,341	3,469	82,783,775	172	4,303,502
10	77.9	6.9	66.3	128	2,643,345	3,262	74,944,852	164	3,988,546
Total	63.0	2.0	53.0	1,000	22,673,509	37,975	1,000,452,822	1,587	42,740,396
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	9	278,130	0	45
5-9	8979.1	6349.2	17061.9	2	199,515	123	6,512,997	0	1,169
10-14	0.0	0.0	0.0	0	0	149	7,626,605	0	1,892
15-19	0.0	0.0	0.0	0	0	257	11,459,650	0	3,927
20-24	0.0	0.0	0.0	0	0	380	13,908,757	0	6,036
25-29	0.0	0.0	0.0	0	0	374	12,794,563	0	6,826
30-34	0.0	0.0	0.0	0	0	301	14,636,223	0	9,948
35-39	890.7	514.2	555.7	3	53,777	334	9,674,454	0	9,677
40-44	278.4	196.8	231.8	2	44,238	425	11,537,662	1	19,085
45-49	402.7	164.4	385.7	6	144,540	569	15,253,184	1	37,479
50-54	172.4	65.2	183.6	7	169,430	1,015	23,963,682	4	92,294
55-59	127.1	30.0	148.3	18	400,155	2,290	44,254,030	14	269,894
60-64	44.4	11.1	42.5	16	305,570	3,674	75,687,606	36	719,465
65-69	60.8	8.5	55.1	51	932,922	5,208	106,394,428	84	1,692,557
70-74	53.0	5.6	38.1	90	1,663,389	5,920	161,541,157	170	4,369,137
75-79	59.7	4.0	51.1	223	5,442,740	7,505	222,184,272	374	10,651,129
80-84	60.2	3.3	43.9	332	7,071,099	6,802	197,962,736	551	16,120,281
85-89	69.9	5.1	65.7	188	4,121,009	2,208	51,856,689	269	6,272,291
90-94	72.1	9.8	80.9	54	1,799,335	407	11,964,618	75	2,224,911
95-99	119.5	45.2	133.4	7	300,498	24	936,087	6	225,241
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	63.0	2.0	53.0	1,000	22,673,509	37,975	1,000,452,822	1,587	42,740,396
Ultimate Experience By Attained Age
5-59	320.6	60.6	333.5	28	905,672	4,344	143,517,419	9	271,606
60-64	140.9	40.7	100.7	12	211,785	1,380	34,466,857	9	210,350
65-69	144.5	26.4	189.3	30	796,801	2,035	41,630,366	21	420,881
70-74	96.0	12.3	89.7	61	1,006,360	3,819	67,451,223	64	1,122,172
75-79	89.2	6.5	80.6	187	2,920,774	7,106	122,841,563	210	3,625,880
80-84	74.9	3.7	75.1	413	6,966,182	10,517	177,429,336	551	9,271,138
85-89	82.2	3.0	79.0	773	12,697,984	10,384	177,143,102	941	16,068,200
90+	88.8	2.7	92.6	1,118	22,777,920	7,623	147,220,397	1,260	24,598,091
Total	85.6	1.7	86.9	2,622	48,283,478	47,208	911,700,262	3,063	55,588,319
GRAND TOTAL	77.9	1.3	72.2	3,622	70,956,987	85,183	1,912,153,084	4,649	98,328,715

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.1 TOTAL EXPERIENCE--SINGLE LIFE--RRSP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	50.3	15.9	37.6	10	4,591	1,342	783,564	20	12,218
2	66.6	17.2	64.7	15	9,005	1,354	797,185	23	13,922
3	88.8	18.5	98.3	23	16,133	1,391	855,837	26	16,419
4	109.9	19.1	108.7	33	20,484	1,493	919,276	30	18,848
5	111.7	17.7	106.7	40	23,358	1,658	1,004,578	36	21,888
6	80.7	12.3	84.8	43	27,274	2,191	1,314,813	53	32,152
7	124.4	13.3	116.6	88	50,537	2,644	1,617,294	71	43,333
8	87.4	10.0	87.4	77	47,509	3,027	1,871,299	88	54,368
9	86.0	8.8	86.6	96	60,210	3,507	2,193,129	112	69,566
10	74.3	7.2	72.8	105	64,677	4,064	2,563,186	141	88,857
Total	88.4	3.8	87.1	530	323,778	22,671	13,920,160	599	371,571
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24	0.0	0.0	0.0	0	0	4	1,180	0	1
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	14	7,093	0	10
35-39	0.0	0.0	0.0	0	0	56	21,881	0	27
40-44	0.0	0.0	0.0	0	0	78	32,294	0	53
45-49	0.0	0.0	0.0	0	0	194	96,754	1	372
50-54	47.2	47.2	41.2	1	553	367	232,131	2	1,341
55-59	132.7	28.3	132.4	22	13,479	1,841	1,117,979	17	10,179
60-64	107.2	15.0	108.6	51	32,407	3,264	2,042,161	48	29,852
65-69	89.8	6.1	89.6	214	132,796	9,683	6,019,646	238	148,282
70-74	87.0	6.0	83.1	211	120,868	6,497	3,878,873	243	145,431
75-79	63.1	18.2	75.9	12	9,820	343	238,393	19	12,935
80-84	77.2	18.7	81.4	17	12,621	261	181,013	22	15,498
85-89	11.2	11.2	9.0	1	591	61	44,716	9	6,537
90-94	72.8	72.8	61.0	1	643	8	6,048	1	1,053
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	88.4	3.8	87.1	530	323,778	22,671	13,920,160	599	371,571
Ultimate Experience By Attained Age
5-59	262.6	92.9	318.8	8	5,603	540	312,203	3	1,757
60-64	110.2	41.7	113.2	7	4,622	722	461,616	6	4,082
65-69	125.8	19.2	129.5	43	27,454	2,430	1,521,137	34	21,206
70-74	97.1	8.0	96.6	148	91,635	6,694	4,204,565	152	94,858
75-79	97.3	3.8	95.0	665	416,116	18,033	11,582,425	683	438,212
80-84	93.6	1.9	93.2	2,386	1,510,152	40,759	25,931,121	2,549	1,620,774
85-89	95.1	1.4	94.3	4,843	2,983,432	49,888	31,054,712	5,094	3,163,910
90+	103.6	1.2	102.5	7,940	4,591,946	44,254	26,101,595	7,662	4,480,193
Total	99.1	0.8	98.0	16,040	9,630,960	163,322	101,169,374	16,184	9,824,993
GRAND TOTAL	98.7	0.8	97.6	16,570	9,954,738	185,993	115,089,534	16,784	10,196,564

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.2 TOTAL EXPERIENCE--SINGLE LIFE--RRSP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	47.3	6.4	49.2	54	159,413	5,833	15,834,584	114	324,249
2	54.9	6.4	51.0	73	191,641	5,867	15,816,647	133	375,517
3	62.4	6.5	63.7	92	264,434	5,903	15,864,544	147	415,190
4	92.5	7.7	92.2	146	409,781	5,897	15,740,832	158	444,291
5	68.6	6.4	66.7	115	309,072	5,952	15,694,707	168	463,576
6	81.0	6.4	78.5	161	427,581	6,626	17,371,983	199	544,857
7	80.7	6.0	79.3	182	482,416	7,241	18,752,261	225	608,080
8	84.8	5.7	80.0	223	558,568	8,106	20,829,077	263	698,462
9	86.0	5.3	82.9	264	661,617	9,047	22,921,868	307	797,931
10	89.3	5.0	91.4	316	825,850	10,035	25,104,277	354	903,228
Total	78.6	1.9	77.0	1,626	4,290,373	70,507	183,930,780	2,068	5,575,381
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19	0.0	0.0	0.0	0	0	7	8,792	0	5
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	9	13,167	0	11
30-34	0.0	0.0	0.0	0	0	37	87,923	0	87
35-39	0.0	0.0	0.0	0	0	65	181,293	0	299
40-44	0.0	0.0	0.0	0	0	138	336,796	0	773
45-49	138.4	97.8	74.1	2	2,787	367	919,931	1	3,759
50-54	284.9	69.1	255.9	17	41,399	989	2,652,982	6	16,177
55-59	159.4	17.8	149.1	80	191,162	5,661	14,350,443	50	128,196
60-64	99.0	7.8	99.0	161	417,751	11,117	28,956,490	163	422,048
65-69	80.3	3.5	80.1	518	1,282,617	27,597	68,660,250	645	1,601,192
70-74	78.1	3.9	75.7	406	1,027,167	14,698	38,444,697	520	1,356,562
75-79	65.3	4.5	67.0	210	634,014	5,864	17,227,398	322	946,583
80-84	64.0	4.9	62.5	173	509,492	3,281	9,938,080	270	814,802
85-89	65.7	9.0	65.8	53	164,733	622	1,960,029	81	250,334
90-94	54.6	24.4	49.7	5	15,177	52	177,674	9	30,527
95-99	93.7	93.7	101.2	1	4,074	4	14,836	1	4,024
100+				0	0	0	0	0	0
Total	78.6	1.9	77.0	1,626	4,290,373	70,507	183,930,780	2,068	5,575,381
Ultimate Experience By Attained Age
5-59	99.1	33.0	114.4	9	26,104	1,659	4,145,996	9	22,825
60-64	96.3	23.3	96.1	17	41,877	2,063	5,077,681	18	43,568
65-69	95.6	10.0	90.9	92	214,741	6,935	16,943,014	96	236,281
70-74	96.3	4.6	100.0	438	1,141,389	20,095	50,122,362	455	1,141,336
75-79	87.6	2.0	87.4	1,937	4,694,120	57,878	139,967,327	2,211	5,370,335
80-84	88.9	1.1	88.8	6,490	15,459,233	116,000	275,839,122	7,297	17,401,577
85-89	91.8	0.8	91.4	12,040	27,850,680	128,806	298,792,699	13,113	30,457,013
90+	100.1	0.8	100.3	14,297	32,105,729	85,591	192,391,241	14,282	32,019,661
Total	94.2	0.5	94.0	35,320	81,533,873	419,026	983,279,441	37,480	86,692,596
GRAND TOTAL	93.4	0.5	93.0	36,946	85,824,246	489,533	1,167,210,221	39,548	92,267,977

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.3 TOTAL EXPERIENCE--SINGLE LIFE--RRSP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	61.7	9.1	61.0	46	323,102	3,088	21,903,250	75	529,727
2	45.2	7.4	44.2	37	255,455	3,002	21,254,653	82	578,440
3	59.8	8.2	61.3	53	384,978	2,905	20,598,439	89	628,314
4	60.7	8.1	60.1	56	393,972	2,803	19,838,906	92	655,458
5	74.1	8.7	74.7	72	518,422	2,757	19,531,337	97	693,566
6	60.6	7.6	58.6	63	433,121	2,801	19,771,815	104	739,292
7	74.9	8.2	75.0	84	596,066	2,864	20,125,839	112	794,536
8	61.8	7.2	61.8	74	522,821	3,054	21,408,500	120	845,336
9	79.8	7.7	80.5	107	761,084	3,344	23,392,943	134	945,982
10	100.2	8.4	98.2	141	967,533	3,453	24,012,582	141	984,942
Total	70.2	2.6	69.7	733	5,156,554	30,071	211,838,262	1,045	7,395,593
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	2	16,522	0	16
35-39	0.0	0.0	0.0	0	0	7	51,013	0	66
40-44	2296.7	1624.0	2625.8	2	14,631	41	254,646	0	557
45-49	228.6	228.6	315.1	1	9,769	129	944,450	0	3,101
50-54	197.4	80.6	206.5	6	44,520	542	3,877,077	3	21,555
55-59	83.0	20.7	83.8	16	113,866	2,168	15,286,355	19	135,829
60-64	92.5	11.9	93.2	60	424,647	4,552	31,945,067	65	455,550
65-69	88.4	6.4	87.5	192	1,328,649	9,255	64,648,293	217	1,518,740
70-74	59.4	5.3	57.7	125	851,217	5,921	41,510,450	210	1,475,461
75-79	64.2	5.3	64.5	148	1,077,822	4,167	30,133,025	231	1,669,905
80-84	61.1	5.1	61.1	141	989,838	2,752	19,293,982	231	1,619,714
85-89	62.6	10.0	62.1	39	277,794	505	3,630,243	62	447,608
90-94	51.9	29.9	50.1	3	23,801	31	247,140	6	47,491
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	70.2	2.6	69.7	733	5,156,554	30,071	211,838,262	1,045	7,395,593
Ultimate Experience By Attained Age
5-59	71.2	50.3	58.8	2	11,353	546	3,740,624	3	19,303
60-64	160.6	53.5	154.9	9	59,516	660	4,532,217	6	38,418
65-69	107.3	18.7	113.2	33	241,003	2,110	14,636,510	31	212,923
70-74	85.9	7.6	87.0	129	905,833	6,280	43,469,797	150	1,041,367
75-79	84.4	3.6	84.1	551	3,777,089	16,566	113,837,938	653	4,492,041
80-84	82.6	2.1	82.4	1,528	10,424,333	28,815	196,733,292	1,850	12,656,456
85-89	89.8	1.8	90.0	2,547	17,369,400	27,674	188,117,921	2,837	19,307,462
90+	100.4	2.0	100.7	2,622	17,899,017	15,778	107,342,552	2,611	17,780,941
Total	91.2	1.1	91.2	7,421	50,687,544	98,429	672,410,851	8,141	55,548,910
GRAND TOTAL	88.8	1.0	88.7	8,154	55,844,098	128,500	884,249,113	9,186	62,944,503

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.4 TOTAL EXPERIENCE--SINGLE LIFE--RRSP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	40.1	7.9	40.3	26	500,973	2,192	39,941,678	65	1,242,048
2	58.6	9.3	56.1	40	714,756	2,086	37,397,392	68	1,274,813
3	54.6	8.9	54.0	38	689,652	1,952	34,364,346	70	1,276,971
4	58.7	9.3	54.5	40	677,306	1,789	31,081,268	68	1,243,579
5	73.3	10.4	76.4	50	937,802	1,695	29,102,082	68	1,227,144
6	70.6	10.1	72.9	49	886,462	1,637	27,648,042	69	1,215,998
7	65.8	9.7	70.4	46	853,563	1,598	26,682,813	70	1,212,254
8	72.7	10.2	75.8	51	910,263	1,623	26,633,865	70	1,201,317
9	78.7	9.8	72.1	64	994,959	1,811	29,543,239	81	1,379,375
10	83.4	10.1	86.8	68	1,195,475	1,804	29,460,352	82	1,377,740
Total	66.4	3.1	66.1	472	8,361,211	18,187	311,855,077	711	12,651,239
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	1	25,929	0	13
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	8	158,384	0	171
35-39	0.0	0.0	0.0	0	0	9	164,142	0	139
40-44	0.0	0.0	0.0	0	0	8	105,304	0	226
45-49	0.0	0.0	0.0	0	0	85	1,463,248	0	5,524
50-54	210.0	105.0	218.3	4	68,721	297	4,789,542	2	31,474
55-59	100.0	30.1	111.2	11	202,141	1,280	21,205,739	11	181,778
60-64	55.6	12.7	67.0	19	378,333	2,369	38,871,110	34	564,907
65-69	66.8	7.4	65.3	81	1,320,505	5,014	83,681,706	121	2,021,984
70-74	80.1	7.6	77.0	110	1,824,850	3,743	65,249,924	137	2,371,472
75-79	54.7	6.0	56.8	84	1,500,374	2,693	46,083,414	154	2,640,504
80-84	69.8	6.3	68.1	124	2,264,275	2,087	38,254,565	178	3,323,832
85-89	56.9	9.4	59.6	37	769,406	540	10,543,313	65	1,291,732
90-94	21.7	15.3	15.0	2	32,606	53	1,258,758	9	217,484
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	66.4	3.1	66.1	472	8,361,211	18,187	311,855,077	711	12,651,239
Ultimate Experience By Attained Age
5-59	55.2	55.2	31.1	1	12,698	306	6,657,281	2	40,801
60-64	90.8	45.4	48.6	4	53,473	484	11,692,141	4	109,940
65-69	77.9	19.5	66.5	16	278,482	1,361	27,165,303	21	418,720
70-74	67.4	9.1	60.7	55	882,641	3,290	57,398,487	82	1,453,753
75-79	84.5	5.3	77.3	251	3,899,976	7,234	121,285,280	297	5,045,177
80-84	78.7	3.2	80.5	588	10,086,480	11,208	185,392,839	748	12,533,033
85-89	88.8	2.9	87.6	960	15,476,029	10,296	166,767,949	1,081	17,674,415
90+	93.2	3.1	92.7	901	15,156,323	5,745	96,655,618	967	16,357,299
Total	86.7	1.6	85.5	2,776	45,846,102	39,924	673,014,897	3,201	53,633,138
GRAND TOTAL	83.0	1.5	81.8	3,248	54,207,313	58,110	984,869,975	3,913	66,284,376

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.5 TOTAL EXPERIENCE--SINGLE LIFE--RPP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	24.4	24.4	32.9	1	849	277	172,804	4	2,581
2	87.6	43.8	89.2	4	2,535	290	178,549	5	2,842
3	78.1	39.0	95.1	4	3,064	317	192,797	5	3,222
4	82.0	36.7	68.4	5	2,731	342	211,134	6	3,994
5	106.7	37.7	115.0	8	5,434	374	229,795	7	4,724
6	81.8	30.9	78.5	7	4,315	415	259,748	9	5,495
7	108.0	32.6	111.9	11	7,265	477	298,284	10	6,494
8	114.2	30.5	120.3	14	9,359	559	352,948	12	7,779
9	148.9	33.3	161.5	20	13,013	568	352,888	13	8,056
10	101.6	24.6	103.3	17	10,311	595	369,849	17	9,986
Total	102.8	10.8	106.7	91	58,876	4,213	2,618,796	89	55,174
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	1	605	0	1
30-34	0.0	0.0	0.0	0	0	9	5,202	0	7
35-39	0.0	0.0	0.0	0	0	25	18,310	0	31
40-44	0.0	0.0	0.0	0	0	34	15,492	0	29
45-49	0.0	0.0	0.0	0	0	96	52,818	0	181
50-54	464.4	268.1	409.8	3	1,607	116	71,226	1	392
55-59	180.9	54.5	204.6	11	7,556	719	426,204	6	3,693
60-64	116.2	27.4	119.2	18	11,693	1,107	689,948	15	9,806
65-69	90.7	16.3	101.8	31	21,966	1,553	1,002,731	34	21,586
70-74	82.1	27.4	80.2	9	5,350	287	172,930	11	6,667
75-79	127.2	51.9	135.3	6	3,144	75	39,315	5	2,324
80-84	79.1	23.9	63.0	11	5,718	175	113,648	14	9,069
85-89	103.0	72.8	141.2	2	1,842	15	9,855	2	1,305
90-94	0.0	0.0	0.0	0	0	1	511	0	83
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	102.8	10.8	106.7	91	58,876	4,213	2,618,796	89	55,174
Ultimate Experience By Attained Age
5-59	132.2	93.5	144.9	2	1,240	311	171,682	2	856
60-64	142.2	63.6	91.0	5	1,841	405	228,045	4	2,023
65-69	98.8	27.4	120.2	13	9,328	934	547,644	13	7,759
70-74	107.4	16.0	107.5	45	25,952	1,836	1,068,575	42	24,138
75-79	95.7	9.0	93.4	114	61,977	3,146	1,783,220	119	66,363
80-84	95.1	6.0	95.2	249	134,067	4,093	2,227,807	262	140,787
85-89	98.0	4.9	96.7	401	205,218	3,883	2,018,407	409	212,143
90+	100.9	3.9	103.3	665	308,335	3,509	1,647,281	659	298,417
Total	99.0	2.6	99.4	1,494	747,958	18,116	9,692,661	1,509	752,486
GRAND TOTAL	99.2	2.5	99.9	1,585	806,834	22,329	12,311,457	1,598	807,660

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.6 TOTAL EXPERIENCE--SINGLE LIFE--RPP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	74.2	18.0	66.4	17	40,907	1,611	4,329,034	23	61,585
2	66.8	16.2	74.6	17	50,877	1,651	4,415,870	25	68,188
3	99.5	19.2	91.4	27	65,560	1,627	4,299,830	27	71,749
4	102.0	18.9	105.5	29	79,273	1,595	4,175,688	28	75,123
5	99.9	17.9	93.6	31	76,344	1,607	4,159,115	31	81,536
6	76.9	15.1	73.7	26	65,556	1,645	4,234,121	34	89,010
7	122.2	17.8	125.2	47	124,962	1,805	4,616,656	38	99,846
8	111.0	16.4	119.0	46	125,456	1,886	4,759,259	41	105,433
9	85.1	13.6	89.0	39	103,528	1,908	4,816,068	46	116,317
10	90.8	13.2	101.6	47	133,817	1,947	4,942,094	52	131,677
Total	94.1	5.2	96.2	326	866,280	17,282	44,747,735	346	900,463
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	20	30,878	0	36
35-39	0.0	0.0	0.0	0	0	32	71,060	0	168
40-44	0.0	0.0	0.0	0	0	92	271,083	0	672
45-49	155.2	155.2	129.9	1	2,195	195	529,321	1	1,689
50-54	106.0	61.2	142.6	3	9,498	505	1,219,608	3	6,661
55-59	181.3	29.4	195.7	38	101,555	2,577	6,426,601	21	51,894
60-64	98.1	12.6	100.7	61	163,133	4,792	12,531,204	62	162,007
65-69	90.0	8.3	96.4	118	327,334	6,677	17,394,718	131	339,522
70-74	58.9	12.6	54.4	22	53,365	1,133	2,957,726	37	98,025
75-79	84.9	17.7	81.5	23	54,930	471	1,208,612	27	67,388
80-84	92.3	12.5	86.7	55	139,264	761	2,026,727	60	160,652
85-89	127.0	56.8	132.3	5	15,006	26	77,896	4	11,344
90-94	0.0	0.0	0.0	0	0	1	2,301	0	405
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	94.1	5.2	96.2	326	866,280	17,282	44,747,735	346	900,463
Ultimate Experience By Attained Age
5-59	160.9	92.9	152.4	3	6,070	431	975,740	2	3,984
60-64	121.4	45.9	80.1	7	10,252	662	1,494,829	6	12,797
65-69	97.4	19.1	104.6	26	65,324	1,938	4,565,236	27	62,456
70-74	102.3	9.8	103.6	109	266,042	4,734	11,413,828	107	256,729
75-79	85.5	4.9	80.9	300	694,161	9,269	22,669,928	351	858,227
80-84	103.2	4.3	103.1	576	1,391,156	8,893	21,547,713	558	1,348,942
85-89	97.4	4.0	97.7	598	1,422,364	5,965	14,167,745	614	1,456,446
90+	110.2	4.4	108.3	633	1,438,991	3,329	7,700,806	574	1,328,872
Total	100.6	2.1	99.4	2,252	5,294,360	35,222	84,535,824	2,238	5,328,451
GRAND TOTAL	99.8	2.0	98.9	2,578	6,160,640	52,504	129,283,559	2,584	6,228,915

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.7 TOTAL EXPERIENCE--SINGLE LIFE--RPP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	65.2	24.6	67.2	7	51,951	740	5,244,386	11	77,283
2	60.6	22.9	62.7	7	52,168	716	5,087,641	12	83,261
3	110.3	29.5	113.5	14	102,871	709	5,025,844	13	90,652
4	70.0	23.3	72.1	9	65,297	675	4,758,667	13	90,621
5	80.9	24.4	80.3	11	76,420	661	4,654,705	14	95,111
6	53.3	18.8	47.7	8	49,912	669	4,695,143	15	104,693
7	118.2	27.1	115.4	19	129,725	687	4,821,665	16	112,413
8	106.7	25.9	106.3	17	118,718	695	4,878,673	16	111,659
9	47.0	16.6	44.4	8	53,046	714	5,020,003	17	119,513
10	100.8	23.1	95.9	19	126,293	735	5,141,223	19	131,645
Total	82.4	7.6	81.3	119	826,401	7,002	49,327,948	144	1,016,851
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	1	8,033	0	5
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	6	30,792	0	55
40-44	0.0	0.0	0.0	0	0	29	190,292	0	374
45-49	0.0	0.0	0.0	0	0	74	496,500	0	1,625
50-54	79.4	79.4	66.2	1	6,039	209	1,510,544	1	9,129
55-59	129.3	37.3	129.3	12	83,418	1,119	7,820,312	9	64,528
60-64	57.9	14.5	49.0	16	97,040	2,088	15,084,232	28	197,988
65-69	110.0	15.4	110.0	51	358,411	2,323	16,188,413	46	325,956
70-74	45.4	15.1	50.7	9	68,198	590	4,004,050	20	134,444
75-79	45.6	20.4	39.5	5	29,637	201	1,365,010	11	74,940
80-84	78.7	17.6	79.4	20	146,094	335	2,445,228	25	184,079
85-89	148.5	66.4	158.3	5	37,564	26	184,543	3	23,728
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	82.4	7.6	81.3	119	826,401	7,002	49,327,948	144	1,016,851
Ultimate Experience By Attained Age
5-59	198.3	198.3	256.9	1	8,487	113	726,246	1	3,304
60-64	307.7	137.6	263.4	5	31,494	202	1,467,345	2	11,959
65-69	117.8	35.5	132.0	11	87,061	677	4,772,927	9	65,937
70-74	106.1	16.6	108.2	41	294,518	1,661	11,656,664	39	272,189
75-79	89.3	8.6	85.6	107	721,175	3,068	21,570,710	120	842,464
80-84	91.0	7.2	92.8	162	1,132,043	2,787	19,158,305	178	1,220,385
85-89	101.0	7.6	101.3	176	1,204,855	1,671	11,398,560	174	1,189,462
90+	105.6	9.2	106.8	132	915,442	752	5,150,737	125	857,113
Total	98.1	3.9	98.5	635	4,395,075	10,930	75,901,494	647	4,462,813
GRAND TOTAL	95.3	3.5	95.3	754	5,221,476	17,932	125,229,443	792	5,479,664

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.8 TOTAL EXPERIENCE--SINGLE LIFE--RPP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	42.5	21.3	39.7	4	74,282	617	11,320,963	9	187,126
2	86.0	28.7	107.6	9	223,252	600	10,989,712	10	207,495
3	38.3	19.1	36.3	4	75,339	551	9,984,459	10	207,395
4	54.6	22.3	36.2	6	79,553	523	9,429,652	11	219,907
5	62.2	23.5	77.2	7	175,484	490	8,863,323	11	227,241
6	110.5	30.6	104.4	13	250,785	491	8,859,024	12	240,251
7	68.1	24.1	87.2	8	210,250	488	8,777,391	12	241,118
8	66.6	22.2	50.3	9	138,504	548	9,987,951	14	275,600
9	66.4	21.0	60.7	10	178,571	573	10,414,612	15	294,283
10	100.8	24.4	91.5	17	307,516	596	11,141,883	17	336,243
Total	71.6	7.7	70.3	87	1,713,536	5,476	99,768,970	121	2,436,660
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	7	82,400	0	194
40-44				0	0	0	0	0	0
45-49	0.0	0.0	0.0	0	0	39	623,431	0	2,798
50-54	170.8	120.8	132.2	2	25,753	230	3,705,379	1	19,477
55-59	126.4	40.0	135.3	10	183,653	891	15,067,576	8	135,778
60-64	78.8	18.6	70.2	18	285,118	1,671	29,548,881	23	405,906
65-69	74.6	14.6	90.0	26	594,084	1,613	29,521,189	35	659,912
70-74	40.0	15.1	54.2	7	179,090	491	9,137,507	17	330,601
75-79	70.2	21.2	77.2	11	243,365	287	5,663,431	16	315,164
80-84	54.2	16.4	31.6	11	174,798	238	6,297,884	20	552,306
85-89	110.3	110.3	104.0	1	12,675	8	107,767	1	12,188
90-94	642.2	642.2	642.2	1	15,000	1	13,525	0	2,336
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	71.6	7.7	70.3	87	1,713,536	5,476	99,768,970	121	2,436,660
Ultimate Experience By Attained Age
5-59	0.0	0.0	0.0	0	0	31	526,428	0	3,245
60-64	63.7	63.7	38.6	1	10,027	179	2,957,937	2	25,993
65-69	90.8	30.3	114.9	9	211,291	663	11,962,503	10	183,891
70-74	91.9	16.3	85.6	32	573,178	1,396	26,209,953	35	669,686
75-79	80.6	8.7	75.4	86	1,604,197	2,566	51,074,911	107	2,127,150
80-84	87.6	7.5	81.7	135	2,716,825	2,276	48,715,101	154	3,324,839
85-89	87.7	8.3	79.6	111	2,218,744	1,183	25,802,550	127	2,786,422
90+	104.8	11.5	101.4	83	1,716,507	480	10,297,548	79	1,692,898
Total	89.1	4.2	83.7	457	9,050,769	8,774	177,546,932	513	10,814,124
GRAND TOTAL	85.7	3.7	81.2	544	10,764,305	14,250	277,315,902	634	13,250,783

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.9 TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	45.5	12.2	40.7	14	8,435	1,504	960,539	31	20,706
2	73.5	14.4	65.4	26	15,595	1,560	1,000,745	35	23,846
3	101.4	16.0	104.6	40	27,945	1,634	1,050,279	39	26,718
4	73.3	12.8	75.2	33	22,920	1,708	1,098,896	45	30,482
5	78.4	12.1	79.7	42	28,719	1,889	1,206,652	54	36,034
6	78.3	10.9	78.2	52	34,317	2,278	1,419,237	66	43,911
7	69.9	9.2	66.0	58	35,757	2,749	1,697,140	83	54,169
8	86.2	9.1	84.8	89	56,862	3,299	2,032,323	103	67,061
9	89.5	8.5	88.8	111	70,497	3,780	2,312,259	124	79,348
10	90.5	7.8	92.4	136	87,603	4,338	2,638,740	150	94,785
Total	82.2	3.4	81.5	601	388,650	24,741	15,416,810	731	477,059
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	15	4,652	0	2
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	25	20,698	0	10
15-19	0.0	0.0	0.0	0	0	51	23,200	0	11
20-24	0.0	0.0	0.0	0	0	54	26,080	0	15
25-29	0.0	0.0	0.0	0	0	61	28,403	0	17
30-34	0.0	0.0	0.0	0	0	82	44,667	0	44
35-39	0.0	0.0	0.0	0	0	123	65,868	0	104
40-44	0.0	0.0	0.0	0	0	263	143,559	1	425
45-49	30.3	30.3	23.2	1	421	655	347,710	3	1,812
50-54	72.9	29.8	57.1	6	2,707	1,166	663,335	8	4,740
55-59	80.4	19.5	90.1	17	10,957	2,145	1,216,783	21	12,160
60-64	75.5	10.8	77.8	49	31,004	3,905	2,397,155	65	39,863
65-69	81.7	5.7	82.7	206	132,071	10,101	6,368,140	252	159,792
70-74	91.3	8.5	88.7	116	71,978	3,221	2,061,501	127	81,171
75-79	78.2	8.9	74.4	77	50,719	1,506	1,041,543	99	68,208
80-84	72.7	9.6	69.9	57	40,012	806	583,259	78	57,224
85-89	91.6	11.6	93.6	62	43,107	522	353,214	68	46,053
90-94	120.0	40.0	107.1	9	4,790	37	23,750	7	4,473
95-99	86.0	86.0	94.5	1	884	4	3,292	1	935
100+				0	0	0	0	0	0
Total	82.2	3.4	81.5	601	388,650	24,741	15,416,810	731	477,059
Ultimate Experience By Attained Age
5-59	95.9	20.9	100.9	21	11,417	4,534	2,234,112	22	11,318
60-64	92.5	15.9	95.6	34	19,699	3,779	2,111,476	37	20,612
65-69	78.2	8.8	80.5	79	46,207	6,472	3,654,230	101	57,404
70-74	75.0	4.9	72.7	233	132,170	12,168	7,064,099	311	181,774
75-79	77.1	2.7	76.5	827	495,592	25,629	15,396,302	1,072	648,128
80-84	87.6	2.0	85.4	1,869	1,093,449	32,052	19,184,436	2,133	1,280,406
85-89	94.6	1.8	93.4	2,872	1,632,266	29,075	16,723,308	3,035	1,746,903
90+	101.7	1.5	102.6	4,574	2,334,279	24,709	12,851,594	4,497	2,275,605
Total	93.8	0.9	92.7	10,509	5,765,079	138,417	79,219,557	11,208	6,222,150
GRAND TOTAL	93.1	0.9	91.9	11,110	6,153,729	163,158	94,636,367	11,939	6,699,209

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.10 TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	53.7	6.0	49.3	81	201,729	5,868	15,614,624	151	408,897
2	69.0	6.4	65.9	116	296,500	5,924	15,556,890	168	450,118
3	70.3	6.1	70.5	134	353,627	6,017	15,612,152	191	501,454
4	69.0	5.8	68.3	144	372,253	6,016	15,494,627	209	544,859
5	73.2	5.6	75.3	172	461,330	6,245	15,987,617	235	612,410
6	68.9	5.1	70.4	185	487,729	6,666	16,842,422	269	692,431
7	86.9	5.2	86.5	274	700,132	7,379	18,553,650	315	808,990
8	85.3	4.9	85.3	306	783,533	8,032	20,093,852	359	918,618
9	87.7	4.7	85.1	346	853,892	8,494	21,108,110	395	1,003,037
10	86.6	4.4	89.7	382	995,582	9,053	22,291,241	441	1,109,448
Total	78.4	1.7	78.1	2,140	5,506,307	69,694	177,155,185	2,731	7,050,262
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	11	22,777	0	7
5-9	0.0	0.0	0.0	0	0	18	59,190	0	15
10-14	0.0	0.0	0.0	0	0	14	30,151	0	15
15-19	3517.2	3517.2	2308.2	1	1,877	56	163,034	0	81
20-24	0.0	0.0	0.0	0	0	107	316,357	0	184
25-29	1433.6	1013.7	1750.9	2	5,820	182	447,192	0	332
30-34	0.0	0.0	0.0	0	0	138	335,301	0	361
35-39	581.1	335.5	619.3	3	8,447	321	878,226	1	1,364
40-44	471.7	192.6	382.4	6	13,328	487	1,344,043	1	3,485
45-49	329.0	99.2	386.2	11	31,531	850	2,103,246	3	8,164
50-54	229.9	50.2	214.2	21	49,606	1,644	4,243,046	9	23,162
55-59	87.9	15.8	85.5	31	76,211	4,079	10,493,263	35	89,088
60-64	85.4	8.8	89.9	95	238,538	7,718	18,851,763	111	265,410
65-69	77.6	3.9	77.0	404	916,715	22,491	52,015,128	520	1,189,995
70-74	75.8	4.0	74.3	362	959,488	12,967	35,314,237	478	1,291,677
75-79	70.4	3.5	68.3	403	1,069,487	9,503	26,306,356	572	1,565,781
80-84	80.0	3.7	81.3	474	1,314,701	6,326	17,374,324	593	1,616,343
85-89	85.1	5.1	87.6	274	680,849	2,373	5,779,015	322	776,967
90-94	56.9	8.8	57.7	42	110,967	367	974,525	74	192,400
95-99	100.7	30.4	113.0	11	28,742	44	104,011	11	25,429
100+				0	0	0	0	0	0
Total	78.4	1.7	78.1	2,140	5,506,307	69,694	177,155,185	2,731	7,050,262
Ultimate Experience By Attained Age
5-59	114.9	18.9	115.2	37	90,062	7,242	18,343,542	32	78,172
60-64	131.6	18.6	143.3	50	128,567	4,312	10,278,251	38	89,700
65-69	77.4	8.3	86.9	86	227,681	7,823	18,706,370	111	261,922
70-74	77.3	4.3	81.3	316	771,773	17,412	40,994,294	409	948,724
75-79	80.1	2.2	78.5	1,305	2,893,962	40,911	93,820,852	1,630	3,687,391
80-84	84.5	1.5	84.5	3,166	7,297,395	58,531	135,906,044	3,745	8,634,385
85-89	89.1	1.3	89.4	4,883	11,363,044	53,929	125,271,184	5,483	12,704,500
90+	100.5	1.3	99.6	6,026	13,846,441	35,504	82,487,034	5,997	13,907,936
Total	91.0	0.7	90.8	15,869	36,618,925	225,663	525,807,569	17,445	40,312,730
GRAND TOTAL	89.3	0.7	88.9	18,009	42,125,232	295,357	702,962,754	20,176	47,362,992

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.11 TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	48.4	6.8	50.3	50	375,211	3,453	24,853,035	103	746,682
2	60.4	7.5	60.0	65	464,750	3,309	23,803,345	108	774,574
3	61.6	7.4	61.9	70	504,888	3,134	22,512,120	114	815,828
4	63.5	7.3	63.8	75	537,419	3,049	21,827,994	118	842,811
5	87.5	8.4	88.4	109	782,172	3,010	21,499,771	125	884,969
6	80.7	7.7	82.8	110	800,341	3,038	21,675,691	136	966,921
7	86.1	7.6	87.1	130	928,471	3,152	22,401,440	151	1,065,654
8	75.8	6.7	75.5	127	890,098	3,339	23,666,261	168	1,179,324
9	78.1	6.6	78.9	142	1,004,540	3,449	24,343,251	182	1,273,681
10	70.6	6.1	70.2	135	934,282	3,419	23,985,890	191	1,331,591
Total	72.6	2.3	73.1	1,013	7,222,172	32,352	230,568,798	1,395	9,882,034
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	51,504	0	21
5-9	10571.3	10571.3	11824.4	1	8,739	44	334,491	0	74
10-14	0.0	0.0	0.0	0	0	88	663,344	0	281
15-19	0.0	0.0	0.0	0	0	93	750,706	0	383
20-24	0.0	0.0	0.0	0	0	228	1,732,618	0	998
25-29	0.0	0.0	0.0	0	0	228	1,538,255	0	1,145
30-34	471.7	471.7	571.8	1	9,201	210	1,594,084	0	1,609
35-39	526.4	372.2	497.1	2	14,180	265	1,965,072	0	2,853
40-44	400.0	200.0	433.8	4	30,624	386	2,717,665	1	7,059
45-49	224.7	100.5	224.5	5	35,187	608	4,287,545	2	15,677
50-54	130.5	49.3	143.7	7	54,416	1,005	7,021,391	5	37,860
55-59	128.1	29.4	124.3	19	130,831	1,810	12,800,912	15	105,221
60-64	84.0	14.0	81.0	36	247,124	3,230	22,863,029	43	304,986
65-69	66.8	7.0	67.3	90	641,940	6,165	43,740,273	135	953,813
70-74	76.3	6.0	75.6	161	1,147,792	5,890	42,801,577	211	1,517,756
75-79	68.4	4.4	68.1	240	1,694,851	6,089	43,613,194	351	2,489,197
80-84	66.8	4.2	68.8	255	1,817,520	4,253	29,428,410	382	2,642,118
85-89	75.7	6.1	75.4	154	1,103,183	1,517	10,894,197	203	1,462,618
90-94	89.1	14.7	89.9	37	277,959	221	1,652,010	42	309,017
95-99	22.3	22.3	29.4	1	8,625	18	118,520	4	29,348
100+				0	0	0	0	0	0
Total	72.6	2.3	73.1	1,013	7,222,172	32,352	230,568,798	1,395	9,882,034
Ultimate Experience By Attained Age
5-59	145.6	31.1	146.9	22	158,163	4,007	28,482,800	15	107,633
60-64	133.1	28.4	138.5	22	161,876	1,960	13,834,264	17	116,845
65-69	78.5	13.7	79.5	33	236,586	3,021	21,354,369	42	297,550
70-74	76.0	7.7	75.1	98	679,980	5,557	39,098,202	129	905,452
75-79	80.0	4.4	80.6	336	2,345,532	10,833	75,002,815	420	2,908,312
80-84	79.0	2.8	78.4	793	5,373,396	15,852	108,037,298	1,004	6,850,369
85-89	85.9	2.4	85.7	1,280	8,763,310	14,711	100,688,500	1,491	10,226,524
90+	95.8	2.4	95.8	1,630	11,414,546	10,028	70,056,048	1,702	11,916,175
Total	87.4	1.3	87.4	4,214	29,133,389	65,970	456,554,297	4,819	33,328,860
GRAND TOTAL	84.1	1.2	84.1	5,227	36,355,561	98,322	687,123,095	6,215	43,210,895

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.12 TOTAL EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	38.4	4.6	24.6	70	1,630,258	5,050	184,173,057	182	6,635,395
2	44.8	4.8	35.0	86	2,469,886	4,933	181,409,258	192	7,061,458
3	60.3	5.6	55.2	117	3,815,414	4,685	166,855,629	194	6,908,156
4	71.2	6.1	50.4	137	3,537,561	4,404	159,597,378	193	7,025,437
5	70.6	6.1	56.3	133	3,901,452	4,256	151,961,084	188	6,924,404
6	69.0	6.0	54.6	132	3,691,925	4,121	142,501,723	191	6,766,201
7	56.7	5.4	36.7	112	2,416,478	4,042	134,567,040	197	6,579,335
8	64.8	5.6	58.3	132	3,803,791	3,972	126,345,348	204	6,526,153
9	65.2	5.6	54.5	134	3,507,021	3,847	119,341,130	205	6,437,657
10	72.9	6.1	56.3	142	3,282,496	3,565	105,868,380	195	5,827,692
Total	61.6	1.8	48.1	1,195	32,056,282	42,876	1,472,620,027	1,941	66,691,888
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	43	1,199,830	0	430
5-9	1726.9	1221.1	2779.6	2	199,515	324	19,480,005	0	7,178
10-14	605.4	605.4	690.0	1	44,864	389	16,400,531	0	6,502
15-19	396.0	396.0	597.3	1	53,808	515	19,401,937	0	9,008
20-24	0.0	0.0	0.0	0	0	979	37,756,208	1	24,733
25-29	366.0	211.3	1431.3	3	423,462	1,039	37,215,544	1	29,586
30-34	0.0	0.0	0.0	0	0	792	36,672,360	1	36,615
35-39	280.3	140.2	152.6	4	71,087	853	28,064,254	1	46,587
40-44	257.6	105.2	217.7	6	147,506	907	26,443,058	2	67,764
45-49	265.9	84.1	268.5	10	283,037	956	27,434,713	4	105,395
50-54	226.8	55.0	193.9	17	392,529	1,345	36,945,171	7	202,489
55-59	120.0	26.2	132.1	21	623,096	2,145	55,194,692	18	471,544
60-64	56.4	12.0	36.8	22	433,365	3,078	91,083,194	39	1,179,055
65-69	48.4	6.7	45.8	52	1,483,989	4,866	143,645,361	107	3,243,185
70-74	38.6	4.1	25.8	89	2,214,505	6,473	240,605,591	231	8,592,262
75-79	55.5	3.5	38.4	259	7,502,552	8,174	340,497,485	466	19,514,485
80-84	58.8	3.2	41.2	348	8,139,598	6,779	226,111,503	592	19,776,915
85-89	72.4	4.6	64.4	245	5,383,857	2,537	63,232,766	339	8,356,981
90-94	82.4	8.3	83.6	99	3,559,493	632	21,976,317	120	4,259,341
95-99	127.4	32.9	142.4	15	1,074,727	49	3,234,215	12	754,721
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	61.6	1.8	48.1	1,195	32,056,282	42,876	1,472,620,027	1,941	66,691,888
Ultimate Experience By Attained Age
5-59	224.5	29.7	251.4	57	1,971,606	9,105	300,157,708	25	784,171
60-64	131.9	27.5	124.8	23	615,265	2,059	57,634,461	17	492,958
65-69	120.0	17.9	147.8	45	1,381,985	2,616	64,633,832	37	935,042
70-74	69.3	8.2	60.6	72	1,361,859	4,333	91,924,899	104	2,246,357
75-79	66.0	4.7	64.8	198	4,040,378	7,493	152,618,020	300	6,239,330
80-84	66.6	3.2	59.3	437	7,643,607	10,073	195,462,121	657	12,883,298
85-89	80.1	2.9	74.5	762	14,504,721	9,198	185,672,878	952	19,460,706
90+	92.4	2.7	88.9	1,146	25,473,508	7,096	162,193,294	1,241	28,656,811
Total	82.2	1.6	79.5	2,740	56,992,929	51,972	1,210,297,213	3,333	71,698,672
GRAND TOTAL	74.6	1.2	64.3	3,935	89,049,211	94,849	2,682,917,239	5,274	138,390,560

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.13 MALE EXPERIENCE--SINGLE LIFE--RRSP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	45.5	20.3	26.9	5	1,768	588	321,552	11	6,576
2	41.2	18.4	47.4	5	3,447	578	318,650	12	7,271
3	79.3	23.9	80.5	11	7,024	568	343,708	14	8,725
4	87.4	23.3	95.2	14	9,438	607	366,949	16	9,913
5	110.6	24.1	118.0	21	13,445	669	399,419	19	11,390
6	95.9	18.5	95.4	27	15,985	881	523,215	28	16,763
7	122.5	18.1	114.2	46	26,122	1,072	654,566	38	22,878
8	98.0	14.6	105.6	45	30,003	1,221	762,398	46	28,409
9	88.5	12.4	92.3	51	33,283	1,429	899,795	58	36,043
10	81.6	10.5	84.5	60	39,449	1,694	1,078,623	74	46,699
Total	90.5	5.4	92.4	285	179,964	9,307	5,668,875	315	194,668
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24	0.0	0.0	0.0	0	0	4	1,180	0	1
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	12	6,213	0	9
35-39	0.0	0.0	0.0	0	0	29	8,629	0	14
40-44	0.0	0.0	0.0	0	0	23	5,540	0	19
45-49	0.0	0.0	0.0	0	0	99	45,286	1	243
50-54	0.0	0.0	0.0	0	0	143	80,906	1	677
55-59	154.3	39.8	157.8	15	9,256	790	464,326	10	5,866
60-64	124.3	21.6	135.4	33	22,237	1,337	814,000	27	16,429
65-69	88.2	8.2	90.0	116	74,685	4,060	2,559,291	132	82,967
70-74	91.3	8.6	92.3	113	68,248	2,582	1,531,053	124	73,922
75-79	12.5	12.5	9.8	1	494	115	73,509	8	5,058
80-84	71.5	29.2	74.6	6	4,401	85	58,979	8	5,901
85-89	0.0	0.0	0.0	0	0	21	13,916	4	2,508
90-94	72.8	72.8	61.0	1	643	8	6,048	1	1,053
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	90.5	5.4	92.4	285	179,964	9,307	5,668,875	315	194,668
Ultimate Experience By Attained Age
5-59	124.2	71.7	184.6	3	2,541	357	202,058	2	1,377
60-64	145.4	59.4	139.3	6	3,719	371	239,423	4	2,670
65-69	121.9	24.4	127.7	25	15,890	1,111	676,426	21	12,444
70-74	109.7	11.0	107.1	99	58,524	2,990	1,805,309	90	54,640
75-79	96.3	5.1	94.2	351	218,812	7,444	4,738,729	365	232,199
80-84	99.4	2.9	99.2	1,173	745,198	15,019	9,558,967	1,180	750,876
85-89	97.0	2.1	97.0	2,122	1,309,761	18,199	11,257,749	2,187	1,350,759
90+	111.2	1.9	111.1	3,419	1,952,070	16,534	9,519,635	3,074	1,757,131
Total	104.0	1.2	103.5	7,198	4,306,515	62,024	37,998,296	6,924	4,162,096
GRAND TOTAL	103.4	1.2	103.0	7,483	4,486,479	71,331	43,667,171	7,239	4,356,764

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.14 MALE EXPERIENCE--SINGLE LIFE--RRSP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	55.0	10.0	56.4	30	84,879	2,375	6,343,447	55	150,621
2	59.9	10.0	55.7	36	90,870	2,349	6,190,911	60	163,104
3	55.6	9.3	54.9	36	96,293	2,362	6,232,759	65	175,242
4	110.5	12.5	117.5	78	224,353	2,404	6,306,646	71	190,915
5	72.1	9.8	73.2	54	145,120	2,409	6,220,293	75	198,124
6	79.5	9.4	78.3	72	186,744	2,692	6,927,453	91	238,580
7	86.1	9.1	84.0	90	227,451	2,973	7,548,241	105	270,720
8	86.7	8.3	84.7	108	270,521	3,353	8,481,674	125	319,295
9	96.3	8.1	89.8	143	338,165	3,788	9,528,209	149	376,598
10	86.0	7.0	89.3	150	388,469	4,227	10,515,538	174	434,918
Total	82.4	2.9	81.5	797	2,052,865	28,931	74,295,172	967	2,518,118
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19	0.0	0.0	0.0	0	0	7	8,792	0	5
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	9	13,167	0	11
30-34	0.0	0.0	0.0	0	0	16	42,462	0	53
35-39	0.0	0.0	0.0	0	0	32	79,263	0	185
40-44	0.0	0.0	0.0	0	0	46	107,167	0	391
45-49	121.9	121.9	71.3	1	1,568	145	377,532	1	2,199
50-54	335.4	101.1	325.6	11	29,678	385	1,061,428	3	9,115
55-59	157.6	23.2	144.1	46	109,973	2,434	6,377,061	29	76,294
60-64	95.1	9.8	96.8	95	251,103	5,262	13,607,886	100	259,273
65-69	80.6	4.6	81.7	309	774,064	12,820	31,744,487	384	947,466
70-74	74.2	5.4	68.7	187	447,852	5,495	14,229,499	252	651,732
75-79	77.7	9.0	77.4	74	222,183	1,334	4,034,776	95	286,988
80-84	64.5	9.0	66.8	51	146,646	787	2,171,819	79	219,666
85-89	96.7	20.6	108.8	22	67,829	153	427,532	23	62,356
90-94	89.7	89.7	82.6	1	1,969	5	12,300	1	2,383
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	82.4	2.9	81.5	797	2,052,865	28,931	74,295,172	967	2,518,118
Ultimate Experience By Attained Age
5-59	72.1	32.3	81.5	5	14,604	1,049	2,733,710	7	17,908
60-64	93.7	29.6	96.2	10	25,526	955	2,376,902	11	26,533
65-69	110.6	14.2	100.1	61	137,497	3,001	7,465,608	55	137,294
70-74	89.9	5.9	92.3	235	615,413	8,593	21,930,304	261	667,111
75-79	89.1	2.7	87.8	1,082	2,639,174	24,751	61,307,252	1,214	3,007,074
80-84	91.9	1.6	90.2	3,271	7,828,312	45,453	111,012,905	3,559	8,680,081
85-89	95.4	1.3	94.9	5,550	13,068,974	48,725	115,448,105	5,818	13,767,017
90+	109.8	1.4	109.4	6,352	14,407,918	32,090	73,374,343	5,783	13,175,943
Total	99.1	0.8	98.1	16,566	38,737,418	164,617	395,649,129	16,708	39,478,962
GRAND TOTAL	98.2	0.7	97.1	17,363	40,790,283	193,548	469,944,301	17,675	41,997,080

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.15 MALE EXPERIENCE--SINGLE LIFE--RRSP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	64.4	13.7	65.1	22	157,813	1,262	9,014,812	34	242,593
2	51.6	12.2	50.0	18	123,253	1,186	8,433,218	35	246,313
3	57.0	12.4	57.2	21	148,964	1,140	8,095,368	37	260,438
4	65.4	12.8	62.7	26	177,017	1,129	8,012,960	40	282,410
5	74.5	13.4	76.0	31	226,749	1,100	7,839,734	42	298,215
6	68.8	12.4	65.1	31	210,333	1,124	7,995,141	45	322,950
7	83.5	13.0	85.4	41	298,648	1,154	8,159,183	49	349,522
8	49.7	9.6	47.3	27	182,260	1,253	8,833,598	54	385,437
9	74.3	10.8	75.0	47	337,879	1,406	9,898,006	63	450,384
10	103.3	12.3	99.1	71	480,348	1,501	10,491,065	69	484,663
Total	71.6	3.9	70.5	335	2,343,264	12,255	86,773,086	468	3,322,925
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	2	16,522	0	16
35-39				0	0	0	0	0	0
40-44	6128.4	6128.4	8013.8	1	9,103	5	36,991	0	114
45-49	564.4	564.4	856.1	1	9,769	35	231,405	0	1,141
50-54	0.0	0.0	0.0	0	0	177	1,215,176	1	10,149
55-59	105.9	29.4	109.0	13	93,848	1,051	7,359,304	12	86,121
60-64	78.4	14.1	78.6	31	220,376	2,142	15,222,692	40	280,377
65-69	80.0	7.6	77.7	110	751,389	4,658	32,843,371	138	967,222
70-74	69.6	8.2	66.3	72	484,512	2,246	15,861,469	103	730,440
75-79	66.7	9.0	67.6	55	408,315	1,124	8,228,275	83	603,723
80-84	56.9	9.2	57.1	38	272,161	651	4,619,530	67	476,836
85-89	59.9	16.6	59.2	13	87,323	153	1,045,081	22	147,604
90-94	45.1	45.1	33.7	1	6,468	11	93,270	2	19,181
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	71.6	3.9	70.5	335	2,343,264	12,255	86,773,086	468	3,322,925
Ultimate Experience By Attained Age
5-59	52.3	52.3	40.1	1	5,316	297	2,074,677	2	13,263
60-64	90.7	52.4	102.4	3	23,070	294	2,003,090	3	22,533
65-69	89.2	21.0	93.2	18	129,436	1,092	7,517,499	20	138,857
70-74	85.2	9.3	85.4	84	586,973	3,235	22,552,469	99	687,339
75-79	81.4	4.5	80.9	329	2,262,076	8,248	57,109,604	404	2,797,240
80-84	84.6	2.9	84.1	869	5,963,818	13,206	91,171,888	1,027	7,089,664
85-89	94.9	2.6	95.0	1,327	9,116,293	11,807	81,014,310	1,399	9,596,938
90+	108.4	3.1	108.6	1,225	8,394,614	6,330	43,278,286	1,130	7,727,185
Total	94.4	1.5	94.3	3,856	26,481,596	44,508	306,721,823	4,084	28,073,019
GRAND TOTAL	92.1	1.4	91.8	4,191	28,824,860	56,764	393,494,909	4,552	31,395,944

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.16 MALE EXPERIENCE--SINGLE LIFE--RRSP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	42.9	11.1	41.1	15	296,572	1,084	20,668,340	35	721,650
2	61.2	13.0	51.5	22	377,408	1,015	19,351,767	36	732,704
3	66.4	13.6	63.2	24	453,399	935	17,403,507	36	717,472
4	62.2	13.3	58.2	22	412,983	863	16,036,099	35	710,084
5	86.5	15.5	78.9	31	556,475	829	15,159,542	36	704,975
6	70.9	14.2	72.7	25	489,626	780	14,066,694	35	673,900
7	66.4	13.8	77.1	23	494,996	745	13,147,296	35	642,247
8	63.7	13.3	59.4	23	383,748	765	13,090,290	36	645,714
9	83.8	13.6	79.2	38	629,215	903	15,345,938	45	794,714
10	91.6	14.1	100.2	42	790,614	906	15,332,616	46	788,680
Total	70.6	4.3	68.5	265	4,885,036	8,826	159,602,090	376	7,132,142
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	1	25,929	0	13
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	8	158,384	0	171
35-39				0	0	0	0	0	0
40-44	0.0	0.0	0.0	0	0	1	14,647	0	22
45-49	0.0	0.0	0.0	0	0	24	527,829	0	2,893
50-54	73.8	73.8	103.5	1	24,233	170	2,926,944	1	23,420
55-59	88.1	36.0	120.3	6	138,128	608	10,394,622	7	114,792
60-64	69.1	17.3	77.3	16	304,272	1,288	21,917,076	23	393,816
65-69	64.6	8.6	61.5	56	908,375	2,944	50,723,697	87	1,475,869
70-74	83.1	10.0	76.8	69	1,145,787	1,848	33,800,925	83	1,492,357
75-79	50.8	8.5	54.4	36	685,648	992	18,063,498	71	1,259,571
80-84	84.3	10.5	77.5	64	1,250,711	749	15,766,856	76	1,613,967
85-89	64.0	16.0	62.8	16	406,431	178	4,637,583	25	647,344
90-94	39.7	39.7	19.9	1	21,451	15	644,101	3	107,908
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	70.6	4.3	68.5	265	4,885,036	8,826	159,602,090	376	7,132,142
Ultimate Experience By Attained Age
5-59	69.4	69.4	39.2	1	12,698	208	4,465,018	1	32,399
60-64	32.3	32.3	15.5	1	12,934	275	7,440,446	3	83,407
65-69	60.1	20.0	51.3	9	166,046	823	17,932,179	15	323,871
70-74	57.5	9.9	53.0	34	584,672	1,953	36,495,436	59	1,102,924
75-79	77.1	6.1	71.7	162	2,651,848	4,309	75,936,943	210	3,698,223
80-84	77.7	4.0	77.9	381	6,737,540	6,321	111,435,541	491	8,648,052
85-89	91.2	3.8	88.5	578	9,620,381	5,342	91,593,835	634	10,872,844
90+	101.8	4.5	97.3	520	8,884,109	2,876	51,266,590	511	9,130,449
Total	87.6	2.1	84.6	1,686	28,670,228	22,107	396,565,989	1,924	33,892,170
GRAND TOTAL	84.8	1.9	81.8	1,951	33,555,264	30,933	556,168,079	2,300	41,024,312

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.17 MALE EXPERIENCE--SINGLE LIFE--RPP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	0.0	0.0	0.0	0	0	112	71,736	2	1,471
2	43.3	43.3	53.3	1	817	123	77,876	2	1,533
3	156.7	78.3	183.3	4	3,064	132	83,242	3	1,671
4	99.2	57.3	77.3	3	1,560	144	91,098	3	2,018
5	78.5	45.3	68.6	3	1,680	159	101,351	4	2,451
6	129.3	52.8	128.3	6	3,862	178	113,805	5	3,011
7	123.2	46.6	118.7	7	4,218	203	126,583	6	3,553
8	131.2	43.7	136.5	9	5,919	239	150,347	7	4,337
9	102.8	36.3	89.7	8	4,074	245	149,060	8	4,542
10	116.6	35.2	106.4	11	5,829	256	154,321	9	5,477
Total	107.3	14.9	103.2	52	31,023	1,791	1,119,419	48	30,064
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	1	605	0	1
30-34	0.0	0.0	0.0	0	0	9	5,202	0	7
35-39	0.0	0.0	0.0	0	0	20	14,315	0	26
40-44	0.0	0.0	0.0	0	0	5	1,936	0	5
45-49	0.0	0.0	0.0	0	0	38	23,021	0	111
50-54	647.1	457.5	700.0	2	1,154	40	20,514	0	165
55-59	212.6	80.4	213.8	7	4,341	290	176,839	3	2,031
60-64	116.5	36.8	101.3	10	5,676	456	294,245	9	5,605
65-69	80.4	19.5	85.6	17	11,118	726	453,663	21	12,994
70-74	110.8	45.2	98.9	6	3,348	110	70,505	5	3,384
75-79	274.5	122.8	256.9	5	2,184	19	9,663	2	850
80-84	58.5	29.3	53.6	4	2,338	71	45,407	7	4,360
85-89	172.3	172.3	195.6	1	864	4	2,994	1	442
90-94	0.0	0.0	0.0	0	0	1	511	0	83
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	107.3	14.9	103.2	52	31,023	1,791	1,119,419	48	30,064
Ultimate Experience By Attained Age
5-59	180.0	127.3	184.8	2	1,240	194	114,376	1	671
60-64	226.8	101.4	138.9	5	1,841	196	117,885	2	1,325
65-69	85.9	32.5	92.9	7	4,543	449	269,851	8	4,890
70-74	108.1	20.4	105.7	28	15,368	869	488,487	26	14,537
75-79	100.6	12.1	99.1	69	35,847	1,421	749,914	69	36,182
80-84	91.6	7.8	90.2	137	69,753	1,921	996,034	150	77,339
85-89	101.8	6.6	98.4	238	118,630	1,959	1,010,595	234	120,546
90+	115.0	6.1	113.3	358	163,589	1,617	765,442	311	144,394
Total	105.4	3.6	102.7	844	410,811	8,625	4,512,584	801	399,885
GRAND TOTAL	105.5	3.5	102.8	896	441,834	10,416	5,632,003	849	429,949

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.18 MALE EXPERIENCE--SINGLE LIFE--RPP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	81.6	25.8	74.5	10	24,805	611	1,666,804	12	33,304
2	45.8	18.7	46.6	6	16,584	626	1,696,554	13	35,604
3	125.8	29.6	106.9	18	41,001	637	1,688,257	14	38,369
4	107.2	26.8	116.3	16	46,636	626	1,641,656	15	40,096
5	90.8	23.5	82.4	15	36,312	636	1,658,472	17	44,081
6	62.4	18.8	58.0	11	27,553	637	1,653,720	18	47,472
7	118.4	24.2	133.9	24	72,017	724	1,865,819	20	53,770
8	118.0	23.1	132.9	26	74,945	777	1,976,838	22	56,393
9	99.8	20.0	114.9	25	72,631	802	2,019,263	25	63,232
10	93.4	18.7	108.1	25	73,046	807	2,024,411	27	67,554
Total	96.2	7.3	101.2	176	485,530	6,884	17,891,793	183	479,875
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	17	23,369	0	29
35-39	0.0	0.0	0.0	0	0	23	57,391	0	152
40-44	0.0	0.0	0.0	0	0	41	121,077	0	428
45-49	0.0	0.0	0.0	0	0	42	94,828	0	572
50-54	110.6	78.2	137.7	2	5,687	237	545,409	2	4,129
55-59	198.6	42.3	237.0	22	64,063	977	2,411,297	11	27,035
60-64	104.4	17.9	109.7	34	92,952	1,792	4,673,088	33	84,709
65-69	83.2	10.6	93.7	62	182,203	2,801	7,378,031	75	194,540
70-74	59.6	18.0	50.9	11	25,752	439	1,224,415	18	50,640
75-79	92.1	25.5	83.3	13	27,241	198	461,414	14	32,707
80-84	103.5	18.9	96.7	30	79,679	311	885,071	29	82,362
85-89	320.8	226.8	366.6	2	7,953	4	14,103	1	2,169
90-94	0.0	0.0	0.0	0	0	1	2,301	0	405
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	96.2	7.3	101.2	176	485,530	6,884	17,891,793	183	479,875
Ultimate Experience By Attained Age
5-59	189.0	133.7	118.7	2	2,359	173	337,282	1	1,988
60-64	138.8	62.1	100.6	5	7,630	319	666,781	4	7,588
65-69	85.7	23.8	94.6	13	32,908	831	1,907,042	15	34,796
70-74	87.9	11.9	91.1	55	136,818	2,078	4,973,044	63	150,229
75-79	86.0	6.4	82.3	179	418,015	4,331	10,564,044	208	507,638
80-84	111.2	6.0	115.3	346	866,066	4,084	9,885,661	311	751,357
85-89	97.9	5.5	99.0	322	773,453	2,782	6,607,466	329	781,256
90+	117.8	6.3	116.7	352	819,217	1,634	3,836,202	299	701,751
Total	103.6	2.9	104.1	1,274	3,056,466	16,231	38,777,522	1,229	2,936,602
GRAND TOTAL	102.7	2.7	103.7	1,450	3,541,996	23,115	56,669,315	1,412	3,416,477

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.19 MALE EXPERIENCE--SINGLE LIFE--RPP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	66.4	33.2	63.5	4	27,960	309	2,234,178	6	44,001
2	47.5	27.4	54.7	3	25,261	302	2,184,419	6	46,163
3	131.4	43.8	136.8	9	67,503	304	2,173,711	7	49,349
4	60.1	30.1	64.9	4	30,656	289	2,049,438	7	47,234
5	85.9	35.1	89.7	6	44,039	278	1,963,269	7	49,093
6	75.6	30.9	66.9	6	36,901	289	2,007,455	8	55,191
7	119.2	37.7	117.7	10	69,217	293	2,047,052	8	58,786
8	94.1	33.3	107.0	8	63,603	297	2,070,080	9	59,434
9	22.5	15.9	19.4	2	12,056	308	2,134,359	9	62,135
10	115.9	33.5	115.2	12	83,093	331	2,286,008	10	72,156
Total	83.2	10.4	84.7	64	460,289	2,999	21,149,969	77	543,541
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	4	19,698	0	48
40-44	0.0	0.0	0.0	0	0	6	47,728	0	151
45-49	0.0	0.0	0.0	0	0	16	105,150	0	530
50-54	0.0	0.0	0.0	0	0	106	754,912	1	6,078
55-59	119.9	48.9	127.9	6	44,129	437	3,035,221	5	34,514
60-64	32.4	14.5	25.7	5	27,728	839	5,882,323	15	108,036
65-69	126.6	20.8	126.3	37	264,020	1,131	8,090,680	29	209,007
70-74	51.3	21.0	58.9	6	47,247	275	1,901,321	12	80,269
75-79	59.6	34.4	51.1	3	17,515	78	517,940	5	34,250
80-84	68.4	27.9	78.5	6	50,260	101	743,570	9	64,050
85-89	127.8	127.8	142.1	1	9,390	6	51,426	1	6,608
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	83.2	10.4	84.7	64	460,289	2,999	21,149,969	77	543,541
Ultimate Experience By Attained Age
5-59	496.5	496.5	635.6	1	8,487	29	185,074	0	1,335
60-64	120.4	120.4	88.0	1	5,523	73	548,654	1	6,277
65-69	56.1	32.4	54.9	3	20,834	291	2,074,214	5	37,966
70-74	85.1	18.6	86.5	21	151,447	815	5,774,214	25	175,167
75-79	85.2	10.4	83.4	67	461,966	1,643	11,577,293	79	554,101
80-84	82.2	8.7	85.9	89	635,121	1,422	9,726,286	108	739,257
85-89	101.3	9.7	100.7	108	735,073	907	6,198,588	107	729,869
90+	106.0	12.3	105.1	74	515,409	395	2,776,169	70	490,338
Total	92.3	4.8	92.7	364	2,533,860	5,575	38,860,492	394	2,734,311
GRAND TOTAL	90.8	4.4	91.3	428	2,994,149	8,574	60,010,461	471	3,277,852

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.20 MALE EXPERIENCE--SINGLE LIFE--RPP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	46.0	26.6	34.1	3	47,092	312	6,222,225	7	138,145
2	106.1	40.1	139.1	7	197,774	300	5,939,249	7	142,201
3	60.6	30.3	53.3	4	75,339	279	5,440,932	7	141,480
4	58.5	29.3	37.8	4	55,783	258	5,018,010	7	147,393
5	85.0	34.7	107.5	6	161,792	247	4,734,982	7	150,457
6	94.6	35.8	92.1	7	143,950	244	4,596,250	7	156,234
7	94.1	35.6	96.3	7	150,395	248	4,582,074	7	156,193
8	59.5	26.6	41.0	5	72,096	275	5,180,156	8	176,009
9	86.2	30.5	60.6	8	110,874	302	5,610,209	9	183,059
10	98.0	31.0	90.8	10	187,463	314	6,097,983	10	206,377
Total	79.9	10.2	75.3	61	1,202,558	2,779	53,422,070	76	1,597,548
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	6	71,244	0	181
40-44				0	0	0	0	0	0
45-49	0.0	0.0	0.0	0	0	27	392,438	0	2,217
50-54	428.1	302.7	289.5	2	25,753	65	1,216,833	0	8,897
55-59	118.4	48.4	129.4	6	114,807	439	7,499,472	5	88,694
60-64	80.7	23.3	66.9	12	181,084	838	15,397,546	15	270,609
65-69	87.7	19.1	109.4	21	515,181	894	17,486,597	24	470,777
70-74	47.7	21.3	52.4	5	104,331	246	4,650,183	10	199,172
75-79	85.0	32.1	78.3	7	143,715	125	2,810,442	8	183,661
80-84	55.2	20.9	27.9	7	102,687	137	3,856,645	13	367,486
85-89	0.0	0.0	0.0	0	0	2	27,145	0	3,518
90-94	642.2	642.2	642.2	1	15,000	1	13,525	0	2,336
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	79.9	10.2	75.3	61	1,202,558	2,779	53,422,070	76	1,597,548
Ultimate Experience By Attained Age
5-59	0.0	0.0	0.0	0	0	19	314,457	0	2,365
60-64	106.1	106.1	63.8	1	10,027	83	1,375,219	1	15,704
65-69	85.0	34.7	85.6	6	118,398	386	7,520,032	7	138,382
70-74	84.7	18.1	82.2	22	430,265	861	17,406,539	26	523,684
75-79	68.5	9.2	68.8	56	1,120,986	1,702	33,884,935	82	1,628,272
80-84	88.1	8.7	79.1	102	2,005,034	1,524	33,201,101	116	2,536,296
85-89	90.2	10.1	83.9	80	1,723,769	759	17,588,366	89	2,053,509
90+	115.1	15.5	105.4	55	1,103,326	277	6,086,475	48	1,046,559
Total	87.5	4.9	82.0	322	6,511,805	5,609	117,377,124	368	7,944,772
GRAND TOTAL	86.2	4.4	80.8	383	7,714,363	8,388	170,799,195	444	9,542,320

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.21 MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	50.7	16.0	39.1	10	5,162	856	552,133	20	13,205
2	66.9	17.3	55.6	15	8,451	900	582,410	22	15,193
3	95.0	19.4	98.2	24	16,917	963	626,587	25	17,231
4	74.0	16.1	81.9	21	15,820	996	648,600	28	19,313
5	86.6	16.1	87.3	29	19,691	1,109	715,518	33	22,547
6	69.0	12.8	78.1	29	21,601	1,357	854,770	42	27,648
7	71.7	11.6	71.8	38	24,720	1,677	1,049,319	53	34,432
8	72.1	10.4	69.1	48	29,720	2,039	1,276,721	67	43,014
9	93.2	10.6	93.1	77	49,037	2,389	1,489,381	83	52,663
10	92.8	9.6	95.4	94	60,725	2,794	1,731,885	101	63,676
Total	81.1	4.1	81.5	385	251,844	15,079	9,527,325	475	308,921
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	8	3,952	0	2
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	24	20,191	0	10
15-19	0.0	0.0	0.0	0	0	28	14,168	0	8
20-24	0.0	0.0	0.0	0	0	37	15,459	0	10
25-29	0.0	0.0	0.0	0	0	19	5,943	0	6
30-34	0.0	0.0	0.0	0	0	41	21,808	0	29
35-39	0.0	0.0	0.0	0	0	56	27,643	0	66
40-44	0.0	0.0	0.0	0	0	144	74,682	1	307
45-49	0.0	0.0	0.0	0	0	417	237,087	3	1,511
50-54	79.1	35.4	67.8	5	2,534	721	423,706	6	3,738
55-59	88.9	24.7	96.1	13	8,204	1,129	658,548	15	8,538
60-64	73.0	12.0	75.6	37	23,845	2,571	1,602,429	51	31,527
65-69	81.9	6.4	84.3	166	109,581	7,210	4,629,371	203	130,062
70-74	94.3	11.4	94.0	69	44,057	1,474	949,174	73	46,859
75-79	72.7	12.1	68.0	36	23,414	625	435,497	50	34,430
80-84	74.3	15.5	69.5	23	15,839	276	203,840	31	22,791
85-89	77.6	14.2	81.7	30	21,990	281	195,131	39	26,915
90-94	128.4	57.4	105.5	5	1,496	16	6,041	4	1,418
95-99	127.5	127.5	127.5	1	884	3	2,652	1	693
100+				0	0	0	0	0	0
Total	81.1	4.1	81.5	385	251,844	15,079	9,527,325	475	308,921
Ultimate Experience By Attained Age
5-59	95.9	23.2	99.1	17	9,150	2,979	1,501,288	18	9,234
60-64	86.0	16.9	90.1	26	15,334	2,719	1,528,623	30	17,024
65-69	80.6	10.0	80.4	65	37,353	4,489	2,584,667	81	46,445
70-74	72.3	5.4	73.2	176	105,466	8,125	4,802,387	243	144,048
75-79	71.3	3.0	70.7	580	352,502	16,881	10,331,987	814	498,305
80-84	84.9	2.5	83.4	1,199	717,028	18,347	11,189,401	1,412	860,159
85-89	99.1	2.5	97.2	1,634	939,137	13,936	8,175,884	1,649	966,252
90+	105.5	2.4	106.4	1,917	1,020,776	9,520	5,136,366	1,817	959,381
Total	92.6	1.2	91.3	5,614	3,196,746	76,996	45,250,603	6,064	3,500,848
GRAND TOTAL	91.7	1.2	90.5	5,999	3,448,590	92,075	54,777,927	6,539	3,809,769

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.22 MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	66.3	9.6	61.2	48	114,652	2,637	6,639,663	72	187,296
2	87.8	10.6	80.6	69	162,099	2,664	6,599,417	79	201,084
3	78.6	9.5	79.9	69	174,641	2,669	6,483,999	88	218,653
4	67.6	8.5	70.2	63	161,861	2,637	6,367,257	93	230,728
5	72.7	8.4	70.4	75	178,560	2,704	6,492,826	103	253,780
6	70.0	7.7	67.3	82	191,758	2,902	6,842,936	117	285,001
7	80.5	7.7	83.0	110	274,127	3,177	7,386,932	137	330,128
8	84.3	7.3	84.4	132	316,360	3,455	7,930,986	157	374,834
9	75.4	6.7	75.1	128	300,408	3,630	8,212,495	170	400,228
10	79.5	6.5	82.8	150	362,952	3,890	8,668,142	189	438,457
Total	76.9	2.5	76.6	926	2,237,418	30,365	71,624,653	1,204	2,920,187
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	9	13,401	0	6
5-9	0.0	0.0	0.0	0	0	9	13,401	0	6
10-14	0.0	0.0	0.0	0	0	12	26,861	0	14
15-19	4524.1	4524.1	3187.7	1	1,877	37	94,270	0	59
20-24	0.0	0.0	0.0	0	0	52	157,779	0	120
25-29	2003.5	1416.7	2749.0	2	5,820	110	228,958	0	212
30-34	0.0	0.0	0.0	0	0	83	210,899	0	261
35-39	649.9	459.6	591.1	2	4,435	135	334,888	0	750
40-44	457.8	228.9	452.1	4	10,831	247	687,122	1	2,396
45-49	295.5	120.6	376.1	6	18,402	363	900,365	2	4,893
50-54	238.5	68.8	214.5	12	26,582	634	1,598,636	5	12,390
55-59	78.5	19.6	86.6	16	42,075	1,759	4,221,575	20	48,600
60-64	72.1	10.2	74.7	50	118,926	3,753	8,805,490	69	159,304
65-69	76.2	4.5	74.1	285	604,274	13,727	29,758,084	374	814,984
70-74	70.8	5.8	66.4	147	358,490	4,347	11,352,895	208	540,282
75-79	70.7	5.9	69.0	142	367,184	2,650	7,038,165	201	532,066
80-84	75.7	6.7	83.1	129	377,892	1,497	4,037,184	170	454,570
85-89	92.4	9.2	94.2	101	226,250	746	1,636,921	109	240,305
90-94	62.3	12.5	62.9	25	64,374	184	482,054	40	102,422
95-99	127.0	63.5	152.8	4	10,006	12	25,706	3	6,547
100+				0	0	0	0	0	0
Total	76.9	2.5	76.6	926	2,237,418	30,365	71,624,653	1,204	2,920,187
Ultimate Experience By Attained Age
5-59	96.4	20.1	98.4	23	56,293	4,112	10,220,047	24	57,180
60-64	101.6	19.9	114.2	26	67,085	2,310	5,300,133	26	58,750
65-69	73.1	10.1	80.9	52	130,089	3,929	8,889,257	71	160,817
70-74	65.2	5.0	67.6	172	398,477	8,729	19,494,382	264	589,775
75-79	75.5	2.7	73.9	807	1,715,988	22,045	47,822,289	1,069	2,322,093
80-84	86.0	2.0	86.0	1,795	4,000,430	27,055	60,254,589	2,088	4,652,973
85-89	91.0	1.9	91.1	2,272	5,167,237	21,105	47,913,539	2,496	5,670,137
90+	108.6	2.3	107.9	2,221	5,038,951	11,379	26,015,645	2,046	4,670,372
Total	91.1	1.1	91.2	7,368	16,574,550	100,664	225,909,882	8,084	18,182,096
GRAND TOTAL	89.3	1.0	89.1	8,294	18,811,968	131,029	297,534,535	9,287	21,102,284

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.23 MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	57.5	12.0	61.5	23	177,399	1,276	9,172,955	40	288,418
2	62.6	12.5	65.0	25	185,530	1,183	8,484,079	40	285,479
3	78.8	13.9	75.0	32	216,577	1,076	7,673,882	41	288,757
4	59.6	11.9	62.1	25	184,429	1,061	7,550,559	42	297,053
5	97.2	15.0	101.4	42	307,571	1,046	7,430,801	43	303,422
6	62.4	11.6	64.9	29	211,277	1,032	7,320,336	46	325,466
7	81.3	12.5	82.6	42	298,724	1,077	7,631,205	52	361,806
8	73.3	11.3	73.3	42	294,281	1,145	8,111,679	57	401,568
9	77.6	11.2	81.1	48	351,929	1,168	8,267,371	62	433,715
10	65.5	10.1	64.6	42	289,185	1,158	8,166,612	64	447,771
Total	71.9	3.8	73.3	350	2,516,902	11,221	79,809,479	487	3,433,455
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	51,504	0	21
5-9	0.0	0.0	0.0	0	0	6	49,569	0	22
10-14	0.0	0.0	0.0	0	0	59	451,112	0	233
15-19	0.0	0.0	0.0	0	0	50	424,991	0	271
20-24	0.0	0.0	0.0	0	0	111	811,419	0	614
25-29	0.0	0.0	0.0	0	0	116	784,172	0	736
30-34	751.8	751.8	927.2	1	9,201	102	758,432	0	992
35-39	446.3	446.3	415.8	1	7,280	118	924,000	0	1,751
40-44	409.5	236.4	402.4	3	21,004	220	1,579,679	1	5,220
45-49	85.3	85.3	113.3	1	9,185	224	1,540,405	1	8,106
50-54	141.4	70.7	160.8	4	32,890	366	2,634,706	3	20,459
55-59	122.2	38.7	116.1	10	67,879	734	5,263,960	8	58,463
60-64	69.5	16.9	66.9	17	117,122	1,384	9,864,615	24	175,095
65-69	57.4	8.5	58.1	46	328,745	2,888	20,426,128	80	565,419
70-74	79.7	9.2	80.6	75	542,529	2,040	14,714,319	94	673,438
75-79	62.4	7.6	62.8	68	478,731	1,474	10,318,159	109	761,808
80-84	70.5	8.4	74.6	71	521,104	920	6,355,711	101	698,649
85-89	76.2	12.5	77.2	37	267,902	319	2,293,978	49	347,021
90-94	96.2	24.8	97.9	15	104,705	77	528,121	16	106,993
95-99	105.9	105.9	105.9	1	8,625	4	34,500	1	8,142
100+				0	0	0	0	0	0
Total	71.9	3.8	73.3	350	2,516,902	11,221	79,809,479	487	3,433,455
Ultimate Experience By Attained Age
5-59	152.8	38.2	155.5	16	117,051	2,124	15,365,428	10	75,293
60-64	109.2	32.9	113.4	11	81,215	910	6,474,603	10	71,597
65-69	74.2	17.0	72.7	19	132,534	1,419	10,095,674	26	182,262
70-74	64.8	8.9	64.0	53	366,010	2,712	18,978,335	82	572,006
75-79	76.9	5.5	78.0	195	1,372,932	5,226	36,273,589	254	1,759,977
80-84	76.4	3.8	76.3	408	2,793,482	6,898	47,341,851	534	3,663,504
85-89	87.1	3.6	86.6	571	3,946,993	5,547	38,499,727	656	4,556,596
90+	95.7	4.1	95.3	535	3,805,473	3,067	21,837,999	559	3,992,120
Total	84.9	2.0	84.8	1,808	12,615,690	27,904	194,867,205	2,131	14,873,355
GRAND TOTAL	82.4	1.8	82.7	2,158	15,132,592	39,125	274,676,684	2,618	18,306,810

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.24 MALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	37.9	7.2	17.8	28	577,572	1,986	83,569,420	74	3,236,083
2	35.1	6.8	27.2	27	939,035	1,919	81,444,821	77	3,447,437
3	61.2	8.9	66.0	47	2,197,197	1,813	75,498,305	77	3,331,608
4	57.9	8.8	33.4	43	1,082,916	1,718	71,966,673	74	3,241,295
5	74.4	10.2	57.6	53	1,827,466	1,678	69,496,932	71	3,170,682
6	70.4	10.1	47.8	49	1,396,199	1,626	64,658,000	70	2,919,569
7	58.3	9.0	35.4	42	1,000,183	1,614	61,430,702	72	2,828,198
8	53.6	8.6	44.1	39	1,211,172	1,565	57,048,016	73	2,746,715
9	70.1	9.6	69.8	53	1,974,121	1,557	55,559,059	76	2,830,040
10	64.6	9.4	45.5	47	1,164,065	1,483	50,095,164	73	2,558,072
Total	58.2	2.8	44.1	428	13,369,926	16,959	670,767,092	736	30,309,700
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	34	921,700	0	385
5-9	0.0	0.0	0.0	0	0	201	12,967,008	0	6,008
10-14	787.2	787.2	973.1	1	44,864	240	8,773,926	0	4,610
15-19	603.8	603.8	1058.9	1	53,808	258	7,942,287	0	5,081
20-24	0.0	0.0	0.0	0	0	600	23,847,451	0	18,697
25-29	484.7	279.9	1860.6	3	423,462	665	24,420,981	1	22,760
30-34	0.0	0.0	0.0	0	0	491	22,036,137	1	26,667
35-39	91.0	91.0	46.7	1	17,310	529	18,565,097	1	37,062
40-44	246.0	123.0	211.3	4	103,268	489	14,996,052	2	48,884
45-49	161.7	80.8	194.7	4	138,497	460	13,347,941	2	71,127
50-54	277.2	76.9	207.7	13	267,587	622	17,332,632	5	128,829
55-59	115.5	33.3	112.7	12	355,800	978	29,319,884	10	315,720
60-64	68.3	17.6	39.9	15	305,890	1,318	46,500,958	22	765,979
65-69	45.0	8.1	45.6	31	1,042,100	2,446	82,243,534	69	2,285,877
70-74	34.4	5.3	24.9	42	1,304,938	2,695	115,000,758	122	5,233,670
75-79	48.1	5.1	28.7	88	2,974,188	2,532	149,186,118	183	10,375,791
80-84	53.4	6.0	38.8	80	2,154,174	1,415	53,077,715	150	5,551,318
85-89	71.7	8.1	59.8	79	1,638,498	697	17,362,430	110	2,737,749
90-94	88.4	13.0	82.6	46	1,771,313	263	10,626,356	52	2,144,006
95-99	135.2	47.8	146.2	8	774,229	25	2,298,128	6	529,480
100+				0	0	0	0	0	0
Total	58.2	2.8	44.1	428	13,369,926	16,959	670,767,092	736	30,309,700
Ultimate Experience By Attained Age
5-59	169.8	31.5	204.3	29	1,065,934	4,871	159,044,523	17	521,847
60-64	129.0	34.5	139.0	14	444,019	985	29,002,017	11	319,429
65-69	99.4	19.9	120.8	25	790,513	1,396	36,679,062	25	654,519
70-74	58.6	9.0	49.1	42	796,381	2,387	54,180,141	72	1,621,015
75-79	64.4	5.6	63.9	130	2,850,943	4,176	92,314,769	202	4,459,282
80-84	65.9	4.1	57.2	264	4,738,156	5,195	107,504,082	401	8,285,683
85-89	81.0	4.0	74.7	402	8,157,360	4,193	91,918,075	496	10,926,990
90+	93.2	4.5	80.3	437	9,580,983	2,544	64,572,998	469	11,931,909
Total	79.3	2.2	73.4	1,343	28,424,289	25,746	635,215,666	1,693	38,720,674
GRAND TOTAL	72.9	1.7	60.5	1,771	41,794,215	42,705	1,305,982,758	2,428	69,030,374

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.25 FEMALE EXPERIENCE--SINGLE LIFE--RRSP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	56.2	25.1	50.0	5	2,823	755	462,012	9	5,642
2	96.3	30.4	83.6	10	5,558	776	478,535	10	6,651
3	99.8	28.8	118.4	12	9,109	823	512,129	12	7,693
4	135.8	31.1	123.6	19	11,046	886	552,328	14	8,935
5	112.8	25.9	94.4	19	9,913	989	605,159	17	10,498
6	63.6	15.9	73.4	16	11,289	1,310	791,598	25	15,389
7	126.6	19.5	119.4	42	24,415	1,572	962,727	33	20,455
8	75.7	13.4	67.4	32	17,506	1,806	1,108,901	42	25,960
9	83.3	12.4	80.3	45	26,927	2,077	1,293,334	54	33,523
10	66.3	9.9	59.8	45	25,228	2,370	1,484,562	68	42,158
Total	86.1	5.5	81.3	245	143,814	13,364	8,251,285	285	176,903
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	2	880	0	1
35-39	0.0	0.0	0.0	0	0	27	13,252	0	13
40-44	0.0	0.0	0.0	0	0	55	26,754	0	34
45-49	0.0	0.0	0.0	0	0	95	51,468	0	129
50-54	102.5	102.5	83.3	1	553	224	151,225	1	664
55-59	102.2	38.6	97.9	7	4,223	1,051	653,653	7	4,313
60-64	85.5	20.1	75.8	18	10,170	1,927	1,228,161	21	13,423
65-69	91.8	9.3	89.0	98	58,111	5,623	3,460,354	107	65,315
70-74	82.5	8.3	73.6	98	52,620	3,915	2,347,820	119	71,509
75-79	99.9	30.1	118.4	11	9,326	229	164,884	11	7,877
80-84	80.8	24.4	85.7	11	8,220	176	122,034	14	9,597
85-89	19.3	19.3	14.7	1	591	40	30,800	5	4,029
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	86.1	5.5	81.3	245	143,814	13,364	8,251,285	285	176,903
Ultimate Experience By Attained Age
5-59	793.9	355.1	803.8	5	3,062	183	110,145	1	381
60-64	44.9	44.9	64.0	1	903	351	222,193	2	1,412
65-69	131.7	31.0	132.0	18	11,564	1,319	844,711	14	8,762
70-74	78.9	11.3	82.3	49	33,111	3,705	2,399,256	62	40,218
75-79	98.5	5.6	95.8	314	197,304	10,590	6,843,696	319	206,013
80-84	88.6	2.5	87.9	1,213	764,954	25,741	16,372,154	1,369	869,898
85-89	93.6	1.8	92.3	2,721	1,673,671	31,689	19,796,963	2,906	1,813,151
90+	98.6	1.5	96.9	4,521	2,639,876	27,721	16,581,960	4,588	2,723,062
Total	95.5	1.0	94.0	8,842	5,324,445	101,298	63,171,078	9,260	5,662,897
GRAND TOTAL	95.2	1.0	93.6	9,087	5,468,259	114,662	71,422,363	9,545	5,839,800

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.26 FEMALE EXPERIENCE--SINGLE LIFE--RRSP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	40.2	8.2	42.9	24	74,534	3,457	9,491,137	60	173,628
2	50.7	8.3	47.4	37	100,771	3,519	9,625,735	73	212,413
3	67.8	9.1	70.1	56	168,141	3,541	9,631,785	83	239,948
4	77.9	9.4	73.2	68	185,428	3,494	9,434,186	87	253,376
5	65.8	8.4	61.8	61	163,952	3,543	9,474,414	93	265,452
6	82.2	8.7	78.6	89	240,837	3,934	10,444,530	108	306,277
7	76.1	7.9	75.6	92	254,965	4,267	11,204,020	121	337,359
8	83.0	7.7	76.0	115	288,047	4,754	12,347,404	138	379,167
9	76.4	6.9	76.8	121	323,452	5,260	13,393,659	158	421,334
10	92.5	7.2	93.4	166	437,381	5,808	14,588,739	179	468,310
Total	75.3	2.6	73.2	829	2,237,508	41,576	109,635,608	1,101	3,057,263
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	21	45,461	0	33
35-39	0.0	0.0	0.0	0	0	33	102,030	0	115
40-44	0.0	0.0	0.0	0	0	92	229,629	0	382
45-49	160.0	160.0	78.1	1	1,219	223	542,399	1	1,560
50-54	223.3	91.2	166.0	6	11,721	604	1,591,554	3	7,062
55-59	162.0	27.8	156.4	34	81,189	3,227	7,973,381	21	51,903
60-64	105.3	13.0	102.4	66	166,648	5,854	15,348,603	63	162,775
65-69	80.0	5.5	77.8	209	508,553	14,777	36,915,763	261	653,726
70-74	81.8	5.5	82.2	219	579,315	9,203	24,215,199	268	704,829
75-79	60.0	5.1	62.4	136	411,831	4,530	13,192,622	227	659,595
80-84	63.8	5.8	61.0	122	362,846	2,494	7,766,260	191	595,137
85-89	53.5	9.6	51.6	31	96,904	468	1,532,497	58	187,978
90-94	49.8	24.9	46.9	4	13,208	47	165,374	8	28,144
95-99	93.7	93.7	101.2	1	4,074	4	14,836	1	4,024
100+				0	0	0	0	0	0
Total	75.3	2.6	73.2	829	2,237,508	41,576	109,635,608	1,101	3,057,263
Ultimate Experience By Attained Age
5-59	186.2	93.1	233.9	4	11,500	611	1,412,285	2	4,917
60-64	100.2	37.9	96.0	7	16,351	1,108	2,700,779	7	17,035
65-69	75.5	13.6	78.0	31	77,244	3,933	9,477,406	41	98,987
70-74	105.0	7.4	110.9	203	525,976	11,501	28,192,058	193	474,225
75-79	85.8	2.9	87.0	855	2,054,946	33,128	78,660,075	996	2,363,261
80-84	86.1	1.5	87.5	3,219	7,630,921	70,547	164,826,217	3,738	8,721,496
85-89	89.0	1.1	88.6	6,490	14,781,706	80,081	183,344,594	7,295	16,689,996
90+	93.5	1.0	93.9	7,945	17,697,811	53,501	119,016,898	8,499	18,843,717
Total	90.3	0.7	90.6	18,754	42,796,455	254,409	587,630,312	20,772	47,213,634
GRAND TOTAL	89.5	0.6	89.6	19,583	45,033,963	295,985	697,265,920	21,873	50,270,897

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.27 FEMALE EXPERIENCE--SINGLE LIFE--RRSP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	59.5	12.1	57.6	24	165,289	1,826	12,888,438	40	287,133
2	40.5	9.3	39.8	19	132,202	1,816	12,821,435	47	332,126
3	61.9	10.9	64.2	32	236,014	1,765	12,503,071	52	367,876
4	57.1	10.4	58.2	30	216,955	1,674	11,825,946	53	373,048
5	73.8	11.5	73.8	41	291,673	1,656	11,691,603	56	395,352
6	54.4	9.6	53.5	32	222,788	1,677	11,776,674	59	416,342
7	68.2	10.4	66.8	43	297,418	1,710	11,966,656	63	445,014
8	71.8	10.5	74.1	47	340,561	1,801	12,574,902	65	459,900
9	84.6	10.9	85.4	60	423,205	1,938	13,494,937	71	495,597
10	97.3	11.6	97.4	70	487,185	1,952	13,521,516	72	500,279
Total	69.0	3.5	69.1	398	2,813,290	17,816	125,065,176	577	4,072,668
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	7	51,013	0	66
40-44	1413.1	1413.1	1246.1	1	5,528	36	217,655	0	444
45-49	0.0	0.0	0.0	0	0	94	713,045	0	1,959
50-54	384.0	156.8	390.3	6	44,520	366	2,661,901	2	11,406
55-59	42.8	24.7	40.3	3	20,018	1,117	7,927,051	7	49,707
60-64	114.5	21.3	116.6	29	204,271	2,410	16,722,375	25	175,173
65-69	103.0	11.4	104.7	82	577,260	4,597	31,804,921	80	551,518
70-74	49.5	6.8	49.2	53	366,705	3,675	25,648,981	107	745,021
75-79	62.8	6.5	62.8	93	669,507	3,043	21,904,750	148	1,066,182
80-84	62.8	6.2	62.8	103	717,677	2,101	14,674,452	164	1,142,877
85-89	64.0	12.6	63.5	26	190,471	352	2,585,163	41	300,004
90-94	56.1	39.7	61.2	2	17,333	20	153,870	4	28,310
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	69.0	3.5	69.1	398	2,813,290	17,816	125,065,176	577	4,072,668
Ultimate Experience By Attained Age
5-59	111.3	111.3	99.9	1	6,037	249	1,665,947	1	6,040
60-64	261.3	106.7	229.4	6	36,446	366	2,529,127	2	15,886
65-69	141.5	36.5	150.6	15	111,567	1,018	7,119,011	11	74,065
70-74	87.3	13.0	90.1	45	318,860	3,046	20,917,327	52	354,028
75-79	89.3	6.0	89.4	222	1,515,013	8,318	56,728,334	249	1,694,800
80-84	80.0	3.1	80.1	659	4,460,515	15,610	105,561,404	823	5,566,792
85-89	84.8	2.4	85.0	1,220	8,253,107	15,867	107,103,611	1,438	9,710,524
90+	94.3	2.5	94.5	1,397	9,504,403	9,448	64,064,267	1,481	10,053,755
Total	87.9	1.5	88.1	3,565	24,205,948	53,920	365,689,027	4,057	27,475,891
GRAND TOTAL	85.5	1.4	85.6	3,963	27,019,238	71,736	490,754,204	4,634	31,548,559

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.28 FEMALE EXPERIENCE--SINGLE LIFE--RRSP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	36.8	11.1	39.3	11	204,401	1,107	19,273,338	30	520,398
2	55.6	13.1	62.2	18	337,348	1,071	18,045,626	32	542,109
3	41.9	11.2	42.2	14	236,253	1,017	16,960,838	33	559,499
4	54.9	12.9	49.5	18	264,323	926	15,045,169	33	533,495
5	58.7	13.5	73.0	19	381,327	865	13,942,540	32	522,169
6	70.2	14.3	73.2	24	396,836	857	13,581,348	34	542,098
7	65.3	13.6	62.9	23	358,567	853	13,535,518	35	570,006
8	82.3	15.5	94.8	28	526,515	858	13,543,575	34	555,603
9	72.3	14.2	62.6	26	365,744	908	14,197,301	36	584,660
10	72.9	14.3	68.7	26	404,861	898	14,127,736	36	589,060
Total	61.6	4.3	63.0	207	3,476,175	9,361	152,252,987	336	5,519,097
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	9	164,142	0	139
40-44	0.0	0.0	0.0	0	0	7	90,657	0	204
45-49	0.0	0.0	0.0	0	0	61	935,419	0	2,630
50-54	546.4	315.5	552.4	3	44,488	127	1,862,598	1	8,053
55-59	119.2	53.3	95.6	5	64,013	672	10,811,117	4	66,986
60-64	27.1	15.7	43.3	3	74,061	1,081	16,954,034	11	171,091
65-69	72.4	14.5	75.5	25	412,130	2,070	32,958,009	35	546,115
70-74	75.6	11.8	77.2	41	679,063	1,895	31,449,000	54	879,116
75-79	58.0	8.4	59.0	48	814,726	1,701	28,019,915	83	1,380,933
80-84	59.1	7.6	59.3	60	1,013,564	1,338	22,487,709	102	1,709,865
85-89	52.5	11.5	56.3	21	362,975	362	5,905,730	40	644,389
90-94	14.9	14.9	10.2	1	11,155	38	614,657	7	109,576
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	61.6	4.3	63.0	207	3,476,175	9,361	152,252,987	336	5,519,097
Ultimate Experience By Attained Age
5-59	0.0	0.0	0.0	0	0	98	2,192,263	0	8,402
60-64	228.5	131.9	152.8	3	40,539	209	4,251,695	1	26,533
65-69	125.9	47.6	118.5	7	112,436	538	9,233,124	6	94,849
70-74	93.5	20.4	84.9	21	297,969	1,337	20,903,050	22	350,829
75-79	102.4	10.9	92.7	89	1,248,128	2,925	45,348,336	87	1,346,954
80-84	80.5	5.6	86.2	207	3,348,940	4,887	73,957,298	257	3,884,980
85-89	85.4	4.4	86.1	382	5,855,648	4,954	75,174,115	447	6,801,571
90+	83.5	4.3	86.8	381	6,272,214	2,869	45,389,028	456	7,226,850
Total	85.3	2.6	87.0	1,090	17,175,874	17,816	276,448,909	1,277	19,740,968
GRAND TOTAL	80.4	2.2	81.8	1,297	20,652,049	27,177	428,701,896	1,613	25,260,065

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.29 FEMALE EXPERIENCE--SINGLE LIFE--RPP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	56.8	56.8	76.5	1	849	166	101,068	2	1,110
2	133.0	76.8	131.2	3	1,718	167	100,672	2	1,309
3	0.0	0.0	0.0	0	0	184	109,555	3	1,551
4	65.2	46.1	59.3	2	1,171	198	120,036	3	1,976
5	135.9	60.8	165.1	5	3,754	214	128,444	4	2,273
6	25.6	25.6	18.2	1	453	236	145,942	4	2,484
7	88.8	44.4	103.6	4	3,047	274	171,701	5	2,941
8	92.5	41.4	99.9	5	3,440	321	202,601	5	3,443
9	212.4	61.3	254.4	12	8,939	323	203,829	6	3,514
10	82.1	33.5	99.4	6	4,482	339	215,529	7	4,509
Total	97.2	15.6	110.9	39	27,853	2,422	1,499,377	40	25,110
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	5	3,995	0	5
40-44	0.0	0.0	0.0	0	0	29	13,556	0	24
45-49	0.0	0.0	0.0	0	0	58	29,797	0	70
50-54	296.9	296.9	199.3	1	453	77	50,712	0	227
55-59	143.5	71.7	193.4	4	3,215	428	249,365	3	1,663
60-64	115.9	41.0	143.2	8	6,017	651	395,704	7	4,201
65-69	107.4	28.7	126.3	14	10,848	827	549,069	13	8,592
70-74	54.1	31.2	61.0	3	2,002	177	102,425	6	3,283
75-79	34.6	34.6	65.1	1	960	55	29,652	3	1,474
80-84	99.0	37.4	71.8	7	3,380	104	68,241	7	4,709
85-89	73.5	73.5	113.3	1	978	11	6,861	1	863
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	97.2	15.6	110.9	39	27,853	2,422	1,499,377	40	25,110
Ultimate Experience By Attained Age
5-59	0.0	0.0	0.0	0	0	117	57,306	0	185
60-64	0.0	0.0	0.0	0	0	209	110,161	1	698
65-69	119.9	49.0	166.7	6	4,785	485	277,793	5	2,870
70-74	106.2	25.8	110.2	17	10,584	968	580,088	16	9,601
75-79	89.1	13.3	86.6	45	26,130	1,725	1,033,306	51	30,181
80-84	99.9	9.4	101.4	112	64,314	2,172	1,231,773	112	63,447
85-89	93.0	7.3	94.5	163	86,588	1,924	1,007,812	175	91,597
90+	88.2	5.0	94.0	307	144,746	1,892	881,839	348	154,022
Total	91.7	3.6	95.6	650	337,147	9,491	5,180,077	709	352,601
GRAND TOTAL	92.0	3.5	96.6	689	365,000	11,913	6,679,454	749	377,711

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.30 FEMALE EXPERIENCE--SINGLE LIFE--RPP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	65.7	24.8	56.9	7	16,102	1,000	2,662,230	11	28,281
2	89.1	26.9	105.2	11	34,293	1,025	2,719,317	12	32,584
3	70.2	23.4	73.6	9	24,559	990	2,611,573	13	33,379
4	96.3	26.7	93.2	13	32,637	969	2,534,033	14	35,027
5	110.1	27.5	106.9	16	40,032	970	2,500,643	15	37,455
6	92.7	23.9	91.5	15	38,003	1,008	2,580,401	16	41,538
7	126.4	26.4	114.9	23	52,945	1,081	2,750,837	18	46,076
8	103.0	23.0	103.0	20	50,511	1,108	2,782,420	19	49,040
9	67.3	18.0	58.2	14	30,897	1,106	2,796,805	21	53,085
10	88.1	18.8	94.8	22	60,771	1,140	2,917,683	25	64,123
Total	91.8	7.5	90.5	150	380,750	10,398	26,855,942	163	420,588
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34	0.0	0.0	0.0	0	0	3	7,509	0	7
35-39	0.0	0.0	0.0	0	0	10	13,668	0	17
40-44	0.0	0.0	0.0	0	0	51	150,006	0	244
45-49	254.1	254.1	196.3	1	2,195	152	434,494	0	1,118
50-54	97.9	97.9	150.5	1	3,811	268	674,198	1	2,533
55-59	161.9	40.5	150.8	16	37,492	1,600	4,015,305	10	24,859
60-64	91.1	17.5	90.8	27	70,181	3,000	7,858,116	30	77,298
65-69	98.9	13.2	100.1	56	145,131	3,876	10,016,686	57	144,982
70-74	58.2	17.6	58.3	11	27,613	694	1,733,312	19	47,385
75-79	77.1	24.4	79.8	10	27,689	273	747,198	13	34,681
80-84	81.8	16.4	76.1	25	59,585	450	1,141,657	31	78,290
85-89	90.5	52.3	76.9	3	7,053	22	63,793	3	9,175
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	91.8	7.5	90.5	150	380,750	10,398	26,855,942	163	420,588
Ultimate Experience By Attained Age
5-59	124.0	124.0	185.9	1	3,711	258	638,457	1	1,996
60-64	92.6	65.4	50.3	2	2,622	343	828,048	2	5,209
65-69	113.0	31.3	117.2	13	32,416	1,107	2,658,194	12	27,660
70-74	122.9	16.7	121.3	54	129,224	2,656	6,440,783	44	106,500
75-79	84.6	7.7	78.8	121	276,146	4,939	12,105,884	143	350,589
80-84	93.2	6.1	87.9	230	525,090	4,808	11,662,052	247	597,585
85-89	96.9	5.8	96.1	276	648,911	3,184	7,560,279	285	675,190
90+	101.9	6.1	98.8	281	619,774	1,696	3,864,605	276	627,121
Total	96.9	3.1	93.6	978	2,237,894	18,991	45,758,302	1,009	2,391,850
GRAND TOTAL	96.2	2.9	93.1	1,128	2,618,644	29,389	72,614,244	1,172	2,812,438

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.31 FEMALE EXPERIENCE--SINGLE LIFE--RPP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	63.7	36.7	72.1	3	23,991	430	3,010,207	5	33,282
2	76.3	38.2	72.5	4	26,907	414	2,903,222	5	37,098
3	85.6	38.3	85.6	5	35,368	405	2,852,133	6	41,303
4	80.5	36.0	79.8	5	34,641	386	2,709,229	6	43,387
5	75.6	33.8	70.4	5	32,381	383	2,691,436	7	46,018
6	28.2	19.9	26.3	2	13,011	381	2,687,688	7	49,503
7	117.1	39.0	112.8	9	60,508	394	2,774,613	8	53,627
8	121.1	40.4	105.5	9	55,115	398	2,808,593	7	52,225
9	73.7	30.1	71.4	6	40,990	407	2,885,643	8	57,378
10	82.3	31.1	72.6	7	43,200	405	2,855,214	9	59,490
Total	81.5	11.0	77.4	55	366,112	4,002	28,177,980	67	473,310
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29	0.0	0.0	0.0	0	0	1	8,033	0	5
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	2	11,094	0	7
40-44	0.0	0.0	0.0	0	0	23	142,564	0	223
45-49	0.0	0.0	0.0	0	0	58	391,351	0	1,094
50-54	239.9	239.9	197.9	1	6,039	103	755,632	0	3,051
55-59	140.2	57.2	130.9	6	39,289	682	4,785,090	4	30,014
60-64	90.2	27.2	77.1	11	69,312	1,250	9,201,909	12	89,952
65-69	81.8	21.9	80.7	14	94,391	1,192	8,097,733	17	116,949
70-74	37.0	21.3	38.7	3	20,951	315	2,102,729	8	54,176
75-79	33.7	23.8	29.8	2	12,122	123	847,070	6	40,689
80-84	84.1	22.5	79.8	14	95,834	234	1,701,658	17	120,029
85-89	154.8	77.4	164.6	4	28,174	20	133,117	3	17,120
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	81.5	11.0	77.4	55	366,112	4,002	28,177,980	67	473,310
Ultimate Experience By Attained Age
5-59	0.0	0.0	0.0	0	0	84	541,172	0	1,968
60-64	503.7	251.8	457.1	4	25,971	129	918,692	1	5,682
65-69	200.2	70.8	236.8	8	66,227	385	2,698,714	4	27,971
70-74	143.3	32.0	147.5	20	143,071	847	5,882,450	14	97,021
75-79	97.3	15.4	89.9	40	259,209	1,425	9,993,417	41	288,362
80-84	104.8	12.3	103.3	73	496,922	1,364	9,432,019	70	481,128
85-89	100.5	12.2	102.2	68	469,782	764	5,199,972	68	459,594
90+	105.0	13.8	109.1	58	400,033	357	2,374,567	55	366,775
Total	107.2	6.5	107.7	271	1,861,215	5,355	37,041,002	253	1,728,502
GRAND TOTAL	101.8	5.6	101.2	326	2,227,327	9,358	65,218,982	320	2,201,812

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.32 FEMALE EXPERIENCE--SINGLE LIFE--RPP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	34.7	34.7	55.5	1	27,190	305	5,098,738	3	48,981
2	51.7	36.6	39.0	2	25,478	300	5,050,463	4	65,293
3	0.0	0.0	0.0	0	0	272	4,543,527	4	65,915
4	48.2	34.1	32.8	2	23,770	265	4,411,642	4	72,514
5	23.8	23.8	17.8	1	13,692	242	4,128,342	4	76,785
6	137.4	56.1	127.2	6	106,835	247	4,262,774	4	84,018
7	23.2	23.2	70.5	1	59,855	240	4,195,317	4	84,925
8	78.3	39.2	66.7	4	66,408	273	4,807,794	5	99,592
9	34.7	24.5	60.9	2	67,697	271	4,804,403	6	111,224
10	105.1	39.7	92.4	7	120,053	281	5,043,900	7	129,865
Total	57.6	11.3	60.9	26	510,978	2,697	46,346,900	45	839,112
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9				0	0	0	0	0	0
10-14				0	0	0	0	0	0
15-19				0	0	0	0	0	0
20-24				0	0	0	0	0	0
25-29				0	0	0	0	0	0
30-34				0	0	0	0	0	0
35-39	0.0	0.0	0.0	0	0	1	11,156	0	13
40-44				0	0	0	0	0	0
45-49	0.0	0.0	0.0	0	0	12	230,993	0	581
50-54	0.0	0.0	0.0	0	0	165	2,488,545	1	10,580
55-59	140.4	70.2	146.2	4	68,846	451	7,568,104	3	47,085
60-64	75.4	30.8	76.9	6	104,034	833	14,151,336	8	135,298
65-69	45.8	20.5	41.7	5	78,903	719	12,034,592	11	189,135
70-74	28.6	20.2	56.9	2	74,759	246	4,487,324	7	131,429
75-79	53.8	26.9	75.8	4	99,650	162	2,852,989	7	131,503
80-84	52.6	26.3	39.0	4	72,111	101	2,441,239	8	184,820
85-89	154.5	154.5	146.2	1	12,675	6	80,622	1	8,670
90-94				0	0	0	0	0	0
95-99				0	0	0	0	0	0
100+				0	0	0	0	0	0
Total	57.6	11.3	60.9	26	510,978	2,697	46,346,900	45	839,112
Ultimate Experience By Attained Age
5-59	0.0	0.0	0.0	0	0	12	211,971	0	880
60-64	0.0	0.0	0.0	0	0	97	1,582,718	1	10,289
65-69	105.3	60.8	204.1	3	92,893	277	4,442,471	3	45,509
70-74	113.2	35.8	97.9	10	142,913	535	8,803,414	9	146,002
75-79	120.3	22.0	96.9	30	483,211	864	17,189,975	25	498,878
80-84	86.1	15.0	90.3	33	711,791	752	15,514,000	38	788,543
85-89	81.9	14.7	67.5	31	494,975	425	8,214,185	38	732,913
90+	89.2	16.9	94.9	28	613,181	203	4,211,073	31	646,339
Total	93.2	8.0	88.5	135	2,538,964	3,165	60,169,807	145	2,869,352
GRAND TOTAL	84.7	6.7	82.2	161	3,049,942	5,862	106,516,707	190	3,708,464

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.33 FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--< $1,000
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	36.2	18.1	43.6	4	3,273	648	408,406	11	7,501
2	84.9	25.6	82.6	11	7,144	660	418,334	13	8,653
3	113.0	28.3	116.2	16	11,028	671	423,692	14	9,487
4	72.2	20.8	63.6	12	7,100	712	450,296	17	11,169
5	64.8	18.0	66.9	13	9,028	781	491,135	20	13,487
6	94.3	19.7	78.2	23	12,716	922	564,468	24	16,263
7	66.8	14.9	55.9	20	11,037	1,073	647,821	30	19,737
8	111.7	17.4	112.9	41	27,142	1,261	755,602	37	24,047
9	82.1	14.1	80.4	34	21,460	1,391	822,877	41	26,685
10	85.6	13.2	86.4	42	26,878	1,544	906,855	49	31,109
Total	84.2	5.7	81.4	216	136,806	9,662	5,889,486	256	168,138
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	7	700	0	0
5-9				0	0	0	0	0	0
10-14	0.0	0.0	0.0	0	0	1	507	0	0
15-19	0.0	0.0	0.0	0	0	23	9,031	0	3
20-24	0.0	0.0	0.0	0	0	17	10,621	0	4
25-29	0.0	0.0	0.0	0	0	42	22,460	0	11
30-34	0.0	0.0	0.0	0	0	41	22,859	0	15
35-39	0.0	0.0	0.0	0	0	67	38,225	0	38
40-44	0.0	0.0	0.0	0	0	119	68,877	0	118
45-49	154.5	154.5	139.8	1	421	238	110,624	1	301
50-54	52.5	52.5	17.3	1	173	444	239,629	2	1,002
55-59	61.3	30.6	76.0	4	2,753	1,016	558,235	7	3,623
60-64	84.3	24.3	85.9	12	7,159	1,334	794,726	14	8,337
65-69	80.7	12.8	75.6	40	22,490	2,891	1,738,769	50	29,730
70-74	87.3	12.7	81.4	47	27,921	1,747	1,112,327	54	34,312
75-79	83.7	13.1	80.8	41	27,305	881	606,045	49	33,778
80-84	71.7	12.3	70.2	34	24,173	530	379,419	47	34,433
85-89	110.4	19.5	110.3	32	21,117	241	158,082	29	19,138
90-94	111.0	55.5	107.8	4	3,294	21	17,709	4	3,055
95-99	0.0	0.0	0.0	0	0	1	640	0	242
100+				0	0	0	0	0	0
Total	84.2	5.7	81.4	216	136,806	9,662	5,889,486	256	168,138
Ultimate Experience By Attained Age
5-59	96.3	48.2	108.7	4	2,267	1,555	732,824	4	2,085
60-64	122.4	43.3	121.7	8	4,365	1,060	582,853	7	3,588
65-69	68.8	18.4	80.8	14	8,854	1,984	1,069,562	20	10,959
70-74	84.7	11.2	70.8	57	26,704	4,043	2,261,712	67	37,726
75-79	95.6	6.1	95.5	247	143,090	8,748	5,064,314	258	149,823
80-84	92.9	3.6	89.6	670	376,421	13,705	7,995,035	721	420,246
85-89	89.3	2.5	88.8	1,238	693,129	15,139	8,547,425	1,386	780,651
90+	99.2	1.9	99.8	2,657	1,313,503	15,189	7,715,228	2,680	1,316,223
Total	95.2	1.4	94.4	4,895	2,568,333	61,421	33,968,954	5,143	2,721,302
GRAND TOTAL	94.7	1.3	93.6	5,111	2,705,139	71,083	39,858,440	5,400	2,889,440

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.34 FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$1,000-$4,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	42.0	7.3	39.3	33	87,077	3,232	8,974,961	79	221,601
2	52.5	7.7	54.0	47	134,401	3,260	8,957,473	89	249,035
3	63.1	7.8	63.3	65	178,986	3,348	9,128,153	103	282,801
4	70.2	7.8	67.0	81	210,392	3,379	9,127,370	115	314,131
5	73.6	7.5	78.8	97	282,770	3,541	9,494,791	132	358,630
6	68.0	6.7	72.6	103	295,971	3,763	9,999,486	151	407,430
7	91.8	7.2	89.0	164	426,005	4,202	11,166,718	179	478,862
8	86.2	6.5	85.9	174	467,173	4,577	12,162,865	202	543,784
9	96.9	6.6	91.8	218	553,484	4,864	12,895,615	225	602,809
10	92.0	6.0	94.3	232	632,630	5,163	13,623,099	252	670,991
Total	79.5	2.3	79.1	1,214	3,268,889	39,328	105,530,532	1,527	4,130,075
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	2	9,376	0	2
5-9	0.0	0.0	0.0	0	0	9	45,789	0	9
10-14	0.0	0.0	0.0	0	0	2	3,290	0	1
15-19	0.0	0.0	0.0	0	0	19	68,763	0	22
20-24	0.0	0.0	0.0	0	0	55	158,579	0	64
25-29	0.0	0.0	0.0	0	0	72	218,234	0	121
30-34	0.0	0.0	0.0	0	0	54	124,402	0	100
35-39	479.6	479.6	653.8	1	4,012	186	543,337	0	614
40-44	502.2	355.1	229.1	2	2,497	240	656,921	0	1,090
45-49	380.9	170.3	401.4	5	13,129	486	1,202,881	1	3,271
50-54	219.5	73.2	213.7	9	23,024	1,010	2,644,410	4	10,772
55-59	100.7	26.0	84.3	15	34,136	2,320	6,271,688	15	40,488
60-64	107.4	16.0	112.7	45	119,612	3,965	10,046,273	42	106,106
65-69	81.2	7.4	83.3	119	312,441	8,764	22,257,044	146	375,010
70-74	79.6	5.4	80.0	215	600,998	8,620	23,961,342	270	751,395
75-79	70.3	4.3	67.9	261	702,303	6,854	19,268,192	371	1,033,714
80-84	81.7	4.4	80.6	345	936,809	4,829	13,337,140	422	1,161,773
85-89	81.3	6.2	84.7	173	454,599	1,627	4,142,095	213	536,662
90-94	50.4	12.2	51.8	17	46,593	183	492,472	34	89,978
95-99	90.0	34.0	99.2	7	18,736	32	78,305	8	18,882
100+				0	0	0	0	0	0
Total	79.5	2.3	79.1	1,214	3,268,889	39,328	105,530,532	1,527	4,130,075
Ultimate Experience By Attained Age
5-59	168.0	44.9	160.9	14	33,769	3,130	8,123,495	8	20,992
60-64	193.4	39.5	198.6	24	61,482	2,002	4,978,117	12	30,950
65-69	84.8	14.5	96.5	34	97,592	3,894	9,817,113	40	101,105
70-74	99.3	8.3	104.0	144	373,296	8,683	21,499,912	145	358,949
75-79	88.9	4.0	86.3	498	1,177,974	18,866	45,998,563	560	1,365,299
80-84	82.7	2.2	82.8	1,371	3,296,965	31,476	75,651,454	1,658	3,981,412
85-89	87.4	1.7	88.1	2,611	6,195,807	32,824	77,357,645	2,987	7,034,363
90+	96.3	1.6	95.3	3,805	8,807,490	24,125	56,471,388	3,951	9,237,564
Total	90.8	1.0	90.6	8,501	20,044,375	125,000	299,897,688	9,361	22,130,633
GRAND TOTAL	89.2	0.9	88.8	9,715	23,313,264	164,328	405,428,220	10,889	26,260,708

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.35 FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$5,000-$9,999
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	42.6	8.2	43.2	27	197,812	2,178	15,680,081	63	458,264
2	59.0	9.3	57.1	40	279,220	2,126	15,319,266	68	489,095
3	52.1	8.4	54.7	38	288,311	2,058	14,838,238	73	527,071
4	65.7	9.3	64.7	50	352,990	1,988	14,277,435	76	545,759
5	82.3	10.1	81.6	67	474,601	1,963	14,068,970	81	581,547
6	90.2	10.0	91.8	81	589,064	2,007	14,355,355	90	641,455
7	88.6	9.4	89.5	88	629,747	2,075	14,770,235	99	703,847
8	77.1	8.4	76.6	85	595,817	2,194	15,554,582	110	777,757
9	78.3	8.1	77.7	94	652,611	2,280	16,075,879	120	839,966
10	73.2	7.6	73.0	93	645,097	2,261	15,819,278	127	883,820
Total	73.0	2.8	73.0	663	4,705,270	21,131	150,759,319	908	6,448,580
Select Experience By Issue Age
0-4				0	0	0	0	0	0
5-9	14332.8	14332.8	16852.3	1	8,739	38	284,922	0	52
10-14	0.0	0.0	0.0	0	0	29	212,231	0	48
15-19	0.0	0.0	0.0	0	0	42	325,715	0	112
20-24	0.0	0.0	0.0	0	0	117	921,200	0	384
25-29	0.0	0.0	0.0	0	0	112	754,083	0	409
30-34	0.0	0.0	0.0	0	0	107	835,652	0	617
35-39	641.7	641.7	626.3	1	6,900	147	1,041,073	0	1,102
40-44	373.9	373.9	523.1	1	9,620	165	1,137,987	0	1,839
45-49	380.0	190.0	343.5	4	26,002	384	2,747,139	1	7,571
50-54	118.4	68.4	123.7	3	21,526	638	4,386,685	3	17,402
55-59	135.3	45.1	134.6	9	62,952	1,076	7,536,952	7	46,758
60-64	103.3	23.7	100.1	19	130,002	1,846	12,998,414	18	129,891
65-69	80.5	12.1	80.6	44	313,195	3,276	23,314,145	55	388,394
70-74	73.6	7.9	71.7	86	605,263	3,850	28,087,259	117	844,317
75-79	71.0	5.4	70.4	172	1,216,120	4,614	33,295,035	242	1,727,389
80-84	65.5	4.8	66.7	184	1,296,416	3,333	23,072,699	281	1,943,469
85-89	75.5	7.0	74.9	117	835,281	1,198	8,600,219	155	1,115,597
90-94	84.9	18.1	85.8	22	173,254	144	1,123,889	26	202,024
95-99	0.0	0.0	0.0	0	0	14	84,020	4	21,206
100+				0	0	0	0	0	0
Total	73.0	2.8	73.0	663	4,705,270	21,131	150,759,319	908	6,448,580
Ultimate Experience By Attained Age
5-59	129.4	52.8	127.1	6	41,112	1,883	13,117,372	5	32,340
60-64	170.4	51.4	178.3	11	80,661	1,050	7,359,661	6	45,248
65-69	85.3	22.8	90.3	14	104,052	1,602	11,258,695	16	115,288
70-74	95.4	14.2	94.2	45	313,970	2,845	20,119,868	47	333,446
75-79	84.7	7.1	84.7	141	972,600	5,607	38,729,226	166	1,148,335
80-84	81.9	4.2	81.0	385	2,579,914	8,953	60,695,447	470	3,186,865
85-89	84.9	3.2	84.9	709	4,816,317	9,164	62,188,774	835	5,669,929
90+	95.9	2.9	96.0	1,095	7,609,073	6,962	48,218,050	1,142	7,924,055
Total	89.5	1.8	89.5	2,406	16,517,699	38,066	261,687,092	2,689	18,455,505
GRAND TOTAL	85.3	1.5	85.2	3,069	21,222,969	59,197	412,446,411	3,597	24,904,085

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 6.36 FEMALE EXPERIENCE--SINGLE LIFE--NEITHER RRSP NOR RPP--$10,000+
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Select Experience By Duration
1	38.8	6.0	31.0	42	1,052,686	3,064	100,603,637	108	3,399,312
2	51.4	6.7	42.4	59	1,530,851	3,015	99,964,437	115	3,614,021
3	59.7	7.1	45.2	70	1,618,217	2,872	91,357,324	117	3,576,548
4	79.5	8.2	64.9	94	2,454,645	2,686	87,630,706	118	3,784,142
5	68.3	7.6	55.3	80	2,073,986	2,578	82,464,151	117	3,753,721
6	68.3	7.5	59.7	83	2,295,726	2,496	77,843,723	122	3,846,631
7	55.9	6.7	37.8	70	1,416,295	2,428	73,136,338	125	3,751,137
8	71.1	7.4	68.6	93	2,592,619	2,408	69,297,332	131	3,779,438
9	62.4	6.9	42.5	81	1,532,900	2,290	63,782,071	130	3,607,618
10	77.8	8.0	64.8	95	2,118,431	2,082	55,773,216	122	3,269,620
Total	63.6	2.3	51.4	767	18,686,356	25,918	801,852,935	1,206	36,382,188
Select Experience By Issue Age
0-4	0.0	0.0	0.0	0	0	9	278,130	0	45
5-9	8979.1	6349.2	17061.9	2	199,515	123	6,512,997	0	1,169
10-14	0.0	0.0	0.0	0	0	149	7,626,605	0	1,892
15-19	0.0	0.0	0.0	0	0	257	11,459,650	0	3,927
20-24	0.0	0.0	0.0	0	0	380	13,908,757	0	6,036
25-29	0.0	0.0	0.0	0	0	374	12,794,563	0	6,826
30-34	0.0	0.0	0.0	0	0	301	14,636,223	0	9,948
35-39	913.2	527.3	564.6	3	53,777	324	9,499,157	0	9,525
40-44	284.4	201.1	234.3	2	44,238	418	11,447,005	1	18,880
45-49	466.6	190.5	421.8	6	144,540	496	14,086,772	1	34,268
50-54	142.5	71.3	169.6	4	124,942	723	19,612,539	3	73,660
55-59	126.4	42.1	171.5	9	267,296	1,166	25,874,809	7	155,824
60-64	41.2	15.6	30.9	7	127,475	1,760	44,582,236	17	413,076
65-69	54.6	11.9	46.2	21	441,889	2,419	61,401,827	38	957,307
70-74	43.3	6.3	27.1	47	909,567	3,779	125,604,833	109	3,358,592
75-79	60.3	4.6	49.6	171	4,528,364	5,642	191,311,367	284	9,138,693
80-84	60.6	3.7	42.1	268	5,985,424	5,364	173,033,788	442	14,225,597
85-89	72.7	5.6	66.7	166	3,745,359	1,840	45,870,336	228	5,619,233
90-94	77.7	10.7	84.5	53	1,788,180	369	11,349,961	68	2,115,335
95-99	119.5	45.2	133.4	7	300,498	24	936,087	6	225,241
100+	355.5	355.5	355.5	1	25,292	1	25,292	0	7,114
Total	63.6	2.3	51.4	767	18,686,356	25,918	801,852,935	1,206	36,382,188
Ultimate Experience By Attained Age
5-59	336.9	63.7	345.2	28	905,672	4,234	141,113,185	8	262,324
60-64	136.8	45.6	98.7	9	171,246	1,074	28,632,444	7	173,529
65-69	162.0	36.2	210.8	20	591,472	1,220	27,954,770	12	280,523
70-74	92.9	17.0	90.4	30	565,478	1,946	37,744,759	32	625,342
75-79	69.5	8.4	66.8	68	1,189,435	3,317	60,303,251	98	1,780,048
80-84	67.6	5.1	63.2	173	2,905,451	4,878	87,958,039	256	4,597,615
85-89	79.1	4.2	74.4	360	6,347,361	5,005	93,754,803	455	8,533,716
90+	91.8	3.4	95.0	709	15,892,525	4,552	97,620,296	772	16,724,902
Total	85.2	2.3	86.6	1,397	28,568,640	26,226	575,081,546	1,641	32,977,998
GRAND TOTAL	76.0	1.6	68.1	2,164	47,254,996	52,144	1,376,934,481	2,846	69,360,186

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.1 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 1
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	123.8	27.7	77.4	20	112,173	3,865	41,649,137	16	144,929
60-64	58.1	12.7	41.2	21	130,277	4,351	36,682,455	36	315,915
65-69	52.2	6.6	33.5	63	271,584	8,954	57,729,255	121	810,337
70-74	52.1	6.8	36.5	59	453,348	5,471	55,915,804	113	1,242,079
75-79	37.9	5.3	15.3	52	350,018	3,940	63,803,232	137	2,291,021
80-84	42.1	4.7	27.3	79	715,989	3,339	45,620,402	188	2,627,205
85-89	50.6	6.3	63.2	65	1,005,658	1,350	16,506,667	128	1,590,097
90+	43.5	9.5	27.1	21	332,654	306	7,224,564	48	1,226,914
Total	48.2	2.5	32.9	380	3,371,701	31,576	325,131,517	788	10,248,496

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.2 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 2
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	212.0	38.7	156.2	30	193,094	3,454	37,919,792	14	123,584
60-64	84.3	16.2	56.2	27	152,323	3,812	31,358,165	32	271,006
65-69	67.0	7.9	58.0	71	409,987	7,760	50,671,939	106	706,747
70-74	52.6	6.2	28.6	71	354,212	6,552	56,001,531	135	1,239,286
75-79	45.4	5.8	21.5	61	501,907	3,860	63,495,140	134	2,337,484
80-84	45.9	4.6	32.8	99	952,345	3,782	49,928,212	216	2,904,142
85-89	59.4	6.1	52.7	94	988,909	1,661	19,918,265	158	1,875,200
90+	64.4	9.9	81.9	42	1,193,643	410	8,414,843	65	1,457,024
Total	57.5	2.6	43.5	495	4,746,420	31,292	317,707,886	861	10,914,474

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.3 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 3
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	208.6	41.7	451.6	25	468,700	2,989	34,924,343	12	103,779
60-64	108.8	19.5	93.0	31	201,990	3,352	24,899,030	28	217,093
65-69	74.4	8.4	75.9	79	479,854	7,401	44,427,820	106	632,568
70-74	77.8	7.4	80.5	112	964,863	6,788	53,174,829	144	1,198,942
75-79	48.5	6.0	27.3	66	596,504	3,850	56,897,308	136	2,185,912
80-84	58.9	5.0	45.5	137	1,367,707	4,005	51,103,361	232	3,004,641
85-89	55.1	5.5	45.3	102	996,677	1,936	23,662,474	185	2,199,839
90+	79.4	9.9	86.5	64	1,227,610	504	8,127,111	81	1,419,294
Total	66.6	2.7	57.5	616	6,303,905	30,825	297,216,276	925	10,962,068

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.4 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 4
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	151.1	37.8	142.0	16	137,667	2,720	35,385,644	11	96,948
60-64	92.1	18.8	50.7	24	86,621	3,013	19,671,636	26	170,976
65-69	90.0	9.1	71.7	98	422,985	7,197	39,853,341	109	589,916
70-74	68.1	6.7	39.1	102	431,147	6,799	48,870,136	150	1,104,023
75-79	59.1	6.7	28.1	78	531,845	3,726	49,661,973	132	1,896,049
80-84	67.7	5.3	48.6	163	1,649,193	4,092	56,000,386	241	3,396,109
85-89	70.3	5.9	60.3	142	1,470,727	2,115	26,037,167	202	2,440,430
90+	89.2	9.4	97.8	90	1,468,365	633	8,694,036	101	1,500,959
Total	73.4	2.8	55.4	713	6,198,550	30,294	284,174,319	971	11,195,410

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.5 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 5
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	182.3	44.2	248.5	17	224,315	2,552	37,493,952	9	90,275
60-64	113.2	22.2	109.9	26	160,145	2,663	16,694,212	23	145,659
65-69	89.3	9.4	74.6	91	376,389	6,572	33,770,986	102	504,242
70-74	82.5	6.8	77.2	147	862,855	7,784	47,548,967	178	1,117,213
75-79	53.4	6.3	35.8	72	620,947	3,798	45,006,144	135	1,734,010
80-84	73.2	5.6	74.8	174	2,433,788	4,040	53,262,748	238	3,253,764
85-89	74.2	5.7	52.4	171	1,541,968	2,435	31,277,803	231	2,940,184
90+	77.9	8.1	72.3	92	1,075,602	746	8,839,955	118	1,487,255
Total	76.4	2.7	64.7	790	7,296,009	30,591	273,894,766	1,034	11,272,603

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.6 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 6
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	116.4	41.2	73.6	8	56,753	2,198	38,024,123	7	77,069
60-64	158.3	28.4	210.1	31	258,589	2,407	14,615,365	20	123,055
65-69	84.4	12.2	56.5	48	191,838	4,229	24,451,864	57	339,422
70-74	78.4	5.8	79.6	184	932,529	10,390	49,852,374	235	1,171,156
75-79	61.2	5.7	36.0	117	588,354	5,595	44,723,647	191	1,634,057
80-84	70.4	5.5	52.0	165	1,579,123	3,997	49,287,143	234	3,038,719
85-89	67.2	5.0	53.0	181	1,784,638	2,858	35,326,671	269	3,367,928
90+	79.8	7.4	104.6	115	1,767,494	905	10,312,575	144	1,689,805
Total	73.4	2.5	62.6	849	7,159,318	32,578	266,593,763	1,157	11,441,212

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.7 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 7
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	173.3	50.0	333.2	12	247,818	2,245	38,912,601	7	74,378
60-64	154.2	28.1	84.4	30	90,476	2,359	12,862,186	19	107,233
65-69	83.7	11.8	67.6	50	224,577	4,357	23,566,039	60	332,235
70-74	94.0	6.7	70.6	196	678,907	9,223	41,792,633	208	961,780
75-79	81.5	5.3	61.9	238	1,137,886	8,584	51,355,300	292	1,837,631
80-84	70.5	5.4	42.8	171	1,159,497	4,141	44,213,229	243	2,710,409
85-89	73.3	4.9	45.1	220	1,643,026	3,141	37,724,822	300	3,639,330
90+	82.5	6.9	68.9	142	1,353,435	1,076	12,484,663	172	1,963,224
Total	81.4	2.5	56.2	1,059	6,535,622	35,127	262,911,472	1,301	11,626,220

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.8 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 8
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	225.2	56.3	690.6	16	510,495	2,297	38,627,459	7	73,925
60-64	97.4	22.3	109.7	19	112,893	2,301	12,075,111	20	102,880
65-69	111.2	13.0	76.5	73	250,091	4,700	23,328,696	66	326,972
70-74	94.3	6.3	101.9	226	1,033,283	10,141	43,232,912	240	1,013,582
75-79	71.7	4.5	56.8	257	1,112,089	9,950	53,076,046	359	1,956,324
80-84	77.9	5.6	47.6	196	1,182,629	4,260	39,984,732	252	2,487,085
85-89	66.7	4.6	43.4	207	1,635,810	3,214	38,264,126	310	3,767,443
90+	83.4	6.4	94.0	171	2,128,192	1,279	14,270,272	205	2,262,902
Total	79.9	2.3	66.4	1,165	7,965,482	38,141	262,859,354	1,457	11,991,112

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.9 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 9
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	208.0	53.7	232.2	15	171,107	2,276	37,359,703	7	73,689
60-64	139.2	26.8	120.4	27	123,031	2,214	11,774,622	19	102,201
65-69	100.1	12.1	93.5	69	295,729	4,816	22,288,925	69	316,304
70-74	92.1	5.8	93.0	255	1,044,873	11,154	46,270,985	277	1,123,793
75-79	77.0	4.3	60.5	317	1,246,765	10,826	53,882,509	411	2,062,164
80-84	70.7	4.9	43.4	206	1,102,912	5,002	40,840,334	291	2,539,784
85-89	77.7	4.9	67.5	252	2,632,278	3,323	38,506,488	324	3,897,798
90+	86.2	6.1	68.3	200	1,645,283	1,429	14,835,934	232	2,409,014
Total	82.2	2.2	66.0	1,341	8,261,978	41,042	265,759,499	1,631	12,524,746

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.10 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 10
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	173.8	48.2	177.6	13	131,461	2,261	35,949,820	7	74,013
60-64	143.7	28.7	137.1	25	124,936	1,925	10,249,725	17	91,115
65-69	122.8	13.6	149.7	81	438,203	4,547	20,491,246	66	292,754
70-74	75.4	5.1	68.6	222	789,113	11,532	46,280,501	294	1,150,091
75-79	82.3	4.5	75.4	335	1,442,204	10,765	49,563,523	407	1,911,721
80-84	81.5	4.4	64.1	348	1,718,231	7,681	45,018,314	427	2,680,025
85-89	80.6	5.0	64.5	255	2,039,600	3,264	31,402,469	316	3,164,215
90+	93.2	5.9	75.8	246	2,247,687	1,629	18,564,099	264	2,963,901
Total	84.8	2.2	72.4	1,525	8,931,435	43,604	257,519,696	1,799	12,327,836

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.11 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 1-10 (SELECT)
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	175.9	13.4	241.6	172	2,253,583	26,857	376,246,573	98	932,589
60-64	108.3	6.7	87.5	261	1,441,281	28,396	190,882,509	241	1,647,134
65-69	84.0	3.1	69.3	723	3,361,237	60,534	340,580,110	861	4,851,498
70-74	79.7	2.0	66.6	1,574	7,545,130	85,833	488,940,672	1,974	11,321,945
75-79	68.2	1.7	41.0	1,593	8,128,519	64,894	531,464,823	2,334	19,846,371
80-84	67.9	1.6	48.4	1,738	13,861,414	44,340	475,258,861	2,561	28,641,883
85-89	69.7	1.7	54.5	1,689	15,739,291	25,298	298,626,951	2,424	28,882,464
90+	82.7	2.4	78.6	1,183	14,439,965	8,918	111,768,051	1,430	18,380,292
Total	74.9	0.8	58.3	8,933	66,770,420	345,071	2,813,768,550	11,923	114,504,175

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.12 TOTAL EXPERIENCE--SINGLE LIFE--DURATION 11+ (ULTIMATE)
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	141.2	11.1	213.7	163	2,302,803	28,825	366,474,361	115	1,077,369
60-64	118.5	8.7	117.5	184	1,138,509	17,486	111,770,262	155	968,895
65-69	91.3	4.1	109.6	486	3,027,143	36,980	190,463,076	532	2,761,091
70-74	85.2	2.1	77.2	1,716	7,126,970	85,458	384,625,724	2,013	9,236,362
75-79	83.9	1.0	78.4	6,677	25,644,275	202,627	820,609,725	7,962	32,723,130
80-84	87.0	0.6	80.4	18,379	64,262,136	331,339	1,234,135,197	21,135	79,895,251
85-89	91.5	0.5	87.2	31,473	104,994,063	336,279	1,166,476,415	34,409	120,385,906
90+	100.6	0.5	96.7	40,649	127,201,064	236,774	774,875,349	40,396	131,571,919
Total	93.4	0.3	88.7	99,727	335,696,963	1,275,766	5,049,430,109	106,719	378,619,923

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.13 MALE EXPERIENCE--SINGLE LIFE--DURATION 1
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	140.6	37.6	91.3	14	89,511	1,782	22,388,086	10	98,070
60-64	59.3	16.4	36.1	13	72,468	2,014	18,062,971	22	200,688
65-69	52.8	8.2	25.5	41	139,636	4,613	31,334,923	78	547,491
70-74	50.5	8.9	33.8	32	263,351	2,284	26,795,766	63	778,601
75-79	45.7	8.8	18.3	27	221,558	1,256	26,179,371	59	1,210,492
80-84	41.7	7.9	22.9	28	222,112	919	13,086,853	67	969,426
85-89	64.9	11.7	69.5	31	412,738	419	5,011,330	48	594,278
90+	57.9	16.7	14.2	12	94,300	121	3,617,964	21	664,318
Total	53.9	3.8	29.9	198	1,515,674	13,409	146,477,264	368	5,063,364

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.14 MALE EXPERIENCE--SINGLE LIFE--DURATION 2
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	224.0	51.4	187.4	19	149,838	1,548	19,252,577	8	79,952
60-64	72.1	19.3	43.8	14	74,384	1,771	15,373,191	19	169,917
65-69	69.6	9.9	65.8	49	312,852	4,151	27,374,314	70	475,401
70-74	38.5	7.0	19.8	30	155,334	2,823	27,404,329	78	786,356
75-79	41.4	8.5	13.2	24	171,660	1,226	27,653,888	58	1,298,491
80-84	51.1	8.2	25.7	39	287,447	1,022	14,986,106	76	1,116,712
85-89	82.0	12.5	67.6	43	421,324	452	5,211,629	52	623,221
90+	60.9	15.2	72.0	16	557,690	150	4,047,337	26	774,037
Total	60.1	3.9	40.0	234	2,130,529	13,142	141,303,372	389	5,324,086

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.15 MALE EXPERIENCE--SINGLE LIFE--DURATION 3
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	210.3	54.3	442.0	15	295,985	1,343	17,856,855	7	66,972
60-64	103.9	24.5	109.9	18	152,802	1,557	12,492,855	17	139,077
65-69	74.9	10.2	87.7	54	371,956	4,029	23,709,392	72	423,967
70-74	88.4	10.3	105.8	74	807,961	2,943	26,229,054	84	763,532
75-79	44.7	8.6	30.6	27	396,049	1,264	26,702,268	60	1,294,023
80-84	62.2	8.7	35.9	51	427,390	1,070	15,586,149	82	1,189,691
85-89	68.2	10.8	75.7	40	459,517	499	5,147,827	59	606,921
90+	64.2	14.3	76.7	20	586,259	173	4,019,858	31	764,816
Total	72.5	4.2	66.6	299	3,497,919	12,878	131,744,258	412	5,248,998

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.16 MALE EXPERIENCE--SINGLE LIFE--DURATION 4
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	141.0	47.0	166.9	9	107,183	1,271	19,478,775	6	64,214
60-64	75.8	21.9	32.8	12	35,593	1,387	9,638,120	16	108,407
65-69	94.9	11.3	65.6	71	265,238	3,942	21,839,253	75	404,103
70-74	63.5	8.5	39.4	56	266,393	3,008	23,070,094	88	675,895
75-79	62.7	10.2	21.4	38	236,698	1,277	23,056,082	61	1,106,652
80-84	67.7	8.9	30.2	58	451,305	1,109	19,697,990	86	1,494,584
85-89	73.7	10.9	55.6	46	345,910	532	5,344,547	62	621,802
90+	78.5	14.6	93.6	29	695,132	206	3,931,084	37	742,797
Total	74.0	4.1	46.1	319	2,403,452	12,732	126,055,945	431	5,218,453

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.17 MALE EXPERIENCE--SINGLE LIFE--DURATION 5
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	193.6	58.4	234.3	11	141,210	1,223	20,554,549	6	60,265
60-64	117.2	29.3	129.4	16	119,385	1,190	8,094,750	14	92,251
65-69	80.6	10.8	61.8	56	207,464	3,531	17,752,495	69	335,809
70-74	84.1	8.8	88.7	91	635,813	3,625	23,967,942	108	717,213
75-79	59.7	9.7	30.9	38	317,739	1,356	21,213,343	64	1,028,113
80-84	69.1	9.1	61.4	58	919,985	1,097	19,780,955	84	1,499,499
85-89	92.6	11.3	79.0	67	657,875	622	7,385,009	72	832,823
90+	72.9	13.5	80.8	29	519,429	222	3,464,096	40	643,243
Total	80.1	4.2	67.6	366	3,518,900	12,866	122,213,139	457	5,209,216

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.18 MALE EXPERIENCE--SINGLE LIFE--DURATION 6
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	70.5	40.7	82.2	3	42,262	1,089	21,315,481	4	51,431
60-64	124.9	33.4	61.2	14	45,644	1,021	6,673,450	11	74,599
65-69	64.6	13.8	36.4	22	77,679	1,948	12,000,635	34	213,269
70-74	78.8	7.2	86.8	121	688,897	5,451	27,001,702	154	793,550
75-79	67.3	8.4	33.3	65	311,012	2,158	19,708,185	97	933,648
80-84	61.4	8.5	38.0	52	556,922	1,113	19,258,975	85	1,466,658
85-89	68.5	9.3	59.5	54	588,535	685	8,647,993	79	988,524
90+	88.3	13.5	113.6	43	624,838	276	2,953,353	49	550,105
Total	73.1	3.8	57.9	374	2,935,789	13,741	117,559,775	512	5,071,784

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.19 MALE EXPERIENCE--SINGLE LIFE--DURATION 7
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	233.8	73.9	449.3	10	215,431	1,121	21,759,833	4	47,952
60-64	182.4	40.8	86.3	20	53,777	988	5,659,763	11	62,304
65-69	96.1	16.3	78.3	35	167,033	2,050	11,874,653	36	213,402
70-74	85.0	7.7	66.8	122	435,217	5,101	22,523,370	144	651,731
75-79	79.1	7.2	59.4	122	623,675	3,471	22,884,694	154	1,050,639
80-84	78.6	9.4	39.9	70	513,928	1,166	17,053,189	89	1,287,136
85-89	68.0	8.8	31.7	60	387,186	758	10,704,273	88	1,219,497
90+	75.3	11.8	94.0	41	544,571	302	3,169,196	54	579,572
Total	82.6	3.8	57.5	480	2,940,818	14,957	115,628,972	581	5,112,233

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.20 MALE EXPERIENCE--SINGLE LIFE--DURATION 8
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	203.1	67.7	637.1	9	302,475	1,146	21,283,805	4	47,480
60-64	114.0	31.6	150.2	13	93,116	1,010	5,550,996	11	62,000
65-69	104.4	16.1	67.7	42	136,528	2,218	11,055,705	40	201,609
70-74	86.0	7.2	85.5	143	591,880	5,618	23,468,767	166	692,492
75-79	64.5	5.8	46.5	122	505,866	4,036	23,067,813	189	1,088,533
80-84	81.1	9.2	40.3	77	487,737	1,238	15,761,221	95	1,210,497
85-89	56.5	7.8	26.3	52	352,311	784	11,457,401	92	1,337,554
90+	88.3	12.0	77.3	54	464,715	334	3,267,074	61	600,992
Total	77.6	3.4	56.0	512	2,934,628	16,383	114,912,783	660	5,241,157

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.21 MALE EXPERIENCE--SINGLE LIFE--DURATION 9
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	131.2	53.6	108.2	6	53,179	1,147	21,170,489	5	49,144
60-64	154.4	36.4	129.4	18	80,006	1,013	5,372,976	12	61,808
65-69	93.4	14.8	109.3	40	214,287	2,310	10,634,848	43	196,022
70-74	85.0	6.6	85.9	164	666,207	6,189	25,314,927	193	775,636
75-79	79.0	6.0	63.6	174	736,596	4,505	23,844,440	220	1,158,791
80-84	65.8	7.5	31.7	76	399,383	1,544	16,308,031	115	1,259,465
85-89	84.1	9.2	96.3	84	1,437,059	849	12,649,649	100	1,491,714
90+	97.5	12.0	90.2	66	626,955	371	3,817,788	68	694,773
Total	83.1	3.3	74.1	628	4,213,672	17,927	119,113,148	755	5,687,354

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.22 MALE EXPERIENCE--SINGLE LIFE--DURATION 10
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	101.5	45.4	99.0	5	49,979	1,187	20,619,100	5	50,492
60-64	156.6	38.0	156.3	17	89,486	929	4,922,524	11	57,240
65-69	110.2	16.2	142.7	46	263,922	2,225	10,013,493	42	184,958
70-74	73.6	6.0	61.4	151	482,040	6,362	24,824,676	205	785,556
75-79	84.5	6.1	79.8	194	889,797	4,817	23,139,362	230	1,114,922
80-84	82.1	6.7	54.3	151	703,130	2,604	17,510,181	184	1,294,770
85-89	77.9	8.9	50.8	77	646,025	844	10,725,548	99	1,272,055
90+	102.5	12.0	93.7	73	800,859	391	4,887,483	71	854,506
Total	84.4	3.2	69.9	714	3,925,238	19,360	116,642,369	846	5,614,500

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.23 MALE EXPERIENCE--SINGLE LIFE--DURATION 1-10 (SELECT)
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	168.1	16.7	234.9	101	1,447,053	12,858	205,679,552	60	615,971
60-64	107.4	8.6	79.4	155	816,661	12,881	91,841,597	144	1,028,290
65-69	81.5	3.8	67.5	456	2,156,595	31,017	177,589,712	560	3,196,031
70-74	76.7	2.4	67.3	984	4,993,093	43,405	250,600,627	1,283	7,420,562
75-79	69.7	2.4	39.1	831	4,410,650	25,366	237,449,447	1,192	11,284,303
80-84	68.5	2.7	38.9	660	4,969,339	12,881	169,029,651	963	12,788,437
85-89	73.7	3.1	59.5	554	5,708,480	6,443	82,285,206	751	9,588,390
90+	83.6	4.3	80.3	383	5,514,748	2,545	37,175,232	458	6,869,161
Total	76.2	1.2	56.9	4,124	30,016,619	147,396	1,251,651,023	5,411	52,791,144

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.24 MALE EXPERIENCE--SINGLE LIFE--DURATION 11+ (ULTIMATE)
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	118.5	11.9	176.3	100	1,295,673	16,412	196,557,939	84	734,859
60-64	103.3	9.9	110.3	109	697,923	9,489	57,073,774	106	632,838
65-69	86.8	5.0	91.6	303	1,716,041	19,218	103,611,512	349	1,872,542
70-74	78.0	2.4	67.4	1,021	4,245,814	43,346	208,881,047	1,309	6,302,476
75-79	80.6	1.3	74.9	4,007	16,101,089	102,175	442,611,348	4,969	21,500,587
80-84	88.2	0.9	79.4	10,034	37,099,938	146,446	603,278,306	11,376	46,735,242
85-89	94.5	0.8	89.1	15,204	54,677,061	135,260	517,226,239	16,093	61,392,711
90+	108.4	0.8	99.9	17,465	55,686,435	88,261	308,466,151	16,117	55,727,533
Total	95.7	0.4	88.0	48,243	171,519,974	560,608	2,437,706,315	50,403	194,898,789

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.25 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 1
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	96.7	39.5	48.4	6	22,662	2,082	19,261,052	6	46,860
60-64	56.3	19.9	50.2	8	57,809	2,337	18,619,484	14	115,227
65-69	51.0	10.9	50.2	22	131,948	4,341	26,394,332	43	262,846
70-74	54.2	10.4	41.0	27	189,997	3,187	29,120,039	50	463,478
75-79	32.0	6.4	11.9	25	128,460	2,683	37,623,861	78	1,080,528
80-84	42.3	5.9	29.8	51	493,877	2,420	32,533,548	121	1,657,779
85-89	42.2	7.2	59.5	34	592,920	931	11,495,337	81	995,819
90+	32.7	10.9	42.4	9	238,354	185	3,606,600	28	562,596
Total	43.3	3.2	35.8	182	1,856,027	18,167	178,654,254	420	5,185,133

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.26 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 2
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	193.9	58.5	99.1	11	43,256	1,906	18,667,215	6	43,632
60-64	103.2	28.6	77.1	13	77,939	2,041	15,984,974	13	101,090
65-69	61.8	13.2	42.0	22	97,135	3,610	23,297,625	36	231,347
70-74	71.9	11.2	43.9	41	198,878	3,728	28,597,203	57	452,930
75-79	48.4	8.0	31.8	37	330,247	2,634	35,841,252	76	1,038,992
80-84	43.0	5.6	37.2	60	664,898	2,760	34,942,106	139	1,787,430
85-89	48.3	6.8	45.3	51	567,585	1,209	14,706,635	106	1,251,980
90+	66.8	13.1	93.1	26	635,953	260	4,367,506	39	682,987
Total	55.4	3.4	46.8	261	2,615,891	18,149	176,404,514	471	5,590,388

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.27 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 3
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	206.0	65.2	469.2	10	172,715	1,646	17,067,487	5	36,807
60-64	116.4	32.3	63.0	13	49,188	1,795	12,406,175	11	78,016
65-69	73.4	14.7	51.7	25	107,898	3,372	20,718,428	34	208,601
70-74	63.1	10.2	36.0	38	156,902	3,845	26,945,775	60	435,410
75-79	51.5	8.2	22.5	39	200,455	2,586	30,195,041	76	891,889
80-84	57.2	6.2	51.8	86	940,317	2,935	35,517,213	150	1,814,950
85-89	49.1	6.2	33.7	62	537,160	1,438	18,514,648	126	1,592,919
90+	89.1	13.4	98.0	44	641,351	330	4,107,253	49	654,478
Total	61.9	3.5	49.1	317	2,805,986	17,947	165,472,019	512	5,713,070

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.28 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 4
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	166.5	62.9	93.1	7	30,484	1,449	15,906,868	4	32,735
60-64	117.4	33.9	81.6	12	51,028	1,625	10,033,516	10	62,569
65-69	79.2	15.2	84.9	27	157,747	3,254	18,014,088	34	185,813
70-74	74.8	11.0	38.5	46	164,754	3,791	25,800,042	62	428,128
75-79	56.1	8.9	37.4	40	295,147	2,449	26,605,891	71	789,397
80-84	67.7	6.6	63.0	105	1,197,888	2,983	36,302,396	155	1,901,526
85-89	68.8	7.0	61.8	96	1,124,817	1,584	20,692,620	139	1,818,628
90+	95.3	12.2	102.0	61	773,233	427	4,762,952	64	758,162
Total	73.0	3.7	63.5	394	3,795,098	17,562	158,118,374	540	5,976,957

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.29 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 5
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	164.7	67.2	276.9	6	83,105	1,329	16,939,402	4	30,010
60-64	107.4	34.0	76.3	10	40,760	1,473	8,599,462	9	53,408
65-69	107.7	18.2	100.3	35	168,925	3,041	16,018,491	33	168,434
70-74	80.0	10.7	56.8	56	227,042	4,158	23,581,025	70	400,000
75-79	47.9	8.2	43.0	34	303,208	2,442	23,792,801	71	705,898
80-84	75.5	7.0	86.3	116	1,513,803	2,944	33,481,794	154	1,754,265
85-89	65.8	6.4	42.0	104	884,093	1,813	23,892,794	158	2,107,361
90+	80.4	10.1	65.9	63	556,173	524	5,375,859	78	844,012
Total	73.5	3.6	62.3	424	3,777,109	17,725	151,681,627	577	6,063,387

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.30 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 6
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	191.2	85.5	56.5	5	14,491	1,109	16,708,642	3	25,638
60-64	203.0	49.2	439.5	17	212,945	1,386	7,941,915	8	48,457
65-69	114.0	22.4	90.5	26	114,159	2,281	12,451,229	23	126,153
70-74	77.6	9.8	64.5	63	243,632	4,939	22,850,672	81	377,606
75-79	55.0	7.6	39.6	52	277,342	3,437	25,015,462	95	700,409
80-84	75.6	7.1	65.0	113	1,022,201	2,883	30,028,168	150	1,572,061
85-89	66.6	5.9	50.3	127	1,196,103	2,173	26,678,677	191	2,379,404
90+	75.5	8.9	100.3	72	1,142,656	629	7,359,222	95	1,139,700
Total	73.6	3.4	66.3	475	4,223,529	18,837	149,033,988	645	6,369,427

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.31 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 7
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	75.6	53.4	122.6	2	32,387	1,124	17,152,767	3	26,426
60-64	117.8	37.2	81.7	10	36,699	1,371	7,202,423	8	44,930
65-69	64.2	16.6	48.4	15	57,544	2,307	11,691,385	23	118,834
70-74	113.9	13.2	78.6	74	243,690	4,122	19,269,263	65	310,049
75-79	84.3	7.8	65.3	116	514,211	5,114	28,470,606	138	786,992
80-84	65.8	6.5	45.4	101	645,569	2,976	27,160,039	153	1,423,273
85-89	75.5	6.0	51.9	160	1,255,840	2,382	27,020,549	212	2,419,832
90+	85.7	8.5	58.5	101	808,864	775	9,315,466	118	1,383,652
Total	80.4	3.3	55.2	579	3,594,804	20,170	147,282,500	720	6,513,988

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.32 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 8
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	261.9	99.0	786.6	7	208,020	1,151	17,343,653	3	26,444
60-64	74.0	30.2	48.4	6	19,777	1,291	6,524,115	8	40,880
65-69	121.9	21.9	90.6	31	113,563	2,482	12,272,991	25	125,363
70-74	113.3	12.4	137.5	83	441,403	4,523	19,764,145	73	321,090
75-79	79.8	6.9	69.9	135	606,223	5,914	30,008,234	169	867,791
80-84	76.0	7.0	54.4	119	694,892	3,022	24,223,511	157	1,276,588
85-89	71.1	5.7	52.8	155	1,283,499	2,430	26,806,725	218	2,429,889
90+	81.3	7.5	100.1	117	1,663,477	945	11,003,198	144	1,661,909
Total	81.9	3.2	74.5	653	5,030,854	21,758	147,946,571	797	6,749,955

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.33 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 9
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	341.0	113.7	480.5	9	117,928	1,129	16,189,214	3	24,544
60-64	116.2	38.7	106.5	9	43,025	1,201	6,401,646	8	40,393
65-69	111.1	20.6	67.7	29	81,442	2,506	11,654,076	26	120,282
70-74	108.6	11.4	108.8	91	378,666	4,965	20,956,058	84	348,157
75-79	74.8	6.3	56.5	143	510,169	6,321	30,038,069	191	903,373
80-84	73.9	6.5	54.9	130	703,529	3,458	24,532,303	176	1,280,319
85-89	74.9	5.8	49.7	168	1,195,219	2,475	25,856,839	224	2,406,084
90+	81.6	7.0	59.4	134	1,018,328	1,059	11,018,147	164	1,714,241
Total	81.4	3.0	59.2	713	4,048,306	23,115	146,646,352	876	6,837,392

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.34 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 10
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	313.6	110.9	346.4	8	81,482	1,074	15,330,719	3	23,521
60-64	122.3	43.3	104.6	8	35,450	996	5,327,202	7	33,875
65-69	144.5	24.4	161.7	35	174,281	2,322	10,477,753	24	107,795
70-74	79.6	9.4	84.2	71	307,073	5,169	21,455,824	89	364,535
75-79	79.5	6.7	69.3	141	552,407	5,948	26,424,161	177	796,799
80-84	81.1	5.8	73.3	197	1,015,101	5,077	27,508,132	243	1,385,255
85-89	81.8	6.1	73.6	178	1,393,575	2,421	20,676,921	217	1,892,160
90+	89.8	6.8	68.6	173	1,446,828	1,238	13,676,616	193	2,109,395
Total	85.1	3.0	74.6	811	5,006,197	24,244	140,877,328	953	6,713,335

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.35 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 1-10 (SELECT)
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	188.3	22.3	254.7	71	806,530	13,999	170,567,021	38	316,617
60-64	109.5	10.6	100.9	106	624,620	15,516	99,040,912	97	618,844
65-69	88.6	5.4	72.8	267	1,204,642	29,517	162,990,398	301	1,655,467
70-74	85.4	3.5	65.4	590	2,552,037	42,428	238,340,045	691	3,901,384
75-79	66.7	2.4	43.4	762	3,717,869	39,528	294,015,376	1,143	8,562,068
80-84	67.5	2.1	56.1	1,078	8,892,075	31,459	306,229,210	1,598	15,853,446
85-89	67.9	2.0	52.0	1,135	10,030,811	18,856	216,341,745	1,672	19,294,074
90+	82.3	2.9	77.5	800	8,925,217	6,373	74,592,819	972	11,511,131
Total	73.8	1.1	59.6	4,809	36,753,801	197,675	1,562,117,526	6,512	61,713,032

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 7.36 FEMALE EXPERIENCE--SINGLE LIFE--DURATION 11+ (ULTIMATE)
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Attained Age
5-59	202.9	25.6	294.0	63	1,007,130	12,413	169,916,422	31	342,510
60-64	150.9	17.4	131.1	75	440,586	7,997	54,696,487	50	336,057
65-69	99.8	7.4	147.6	183	1,311,102	17,761	86,851,564	183	888,549
70-74	98.7	3.7	98.2	695	2,881,156	42,111	175,744,677	704	2,933,886
75-79	89.2	1.7	85.0	2,670	9,543,186	100,451	377,998,378	2,993	11,222,542
80-84	85.5	0.9	81.9	8,345	27,162,198	184,893	630,856,892	9,759	33,160,009
85-89	88.8	0.7	85.3	16,269	50,317,002	201,019	649,250,175	18,316	58,993,195
90+	95.5	0.6	94.3	23,184	71,514,629	148,513	466,409,198	24,279	75,844,386
Total	91.4	0.4	89.4	51,484	164,176,989	715,159	2,611,723,794	56,316	183,721,134

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.1 TOTAL EXPERIENCE BY POLICY YEAR
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	92.1	0.7	87.5	16,325	60,972,349	304,895	1,342,481,988	17,726	69,667,925
2004	92.5	0.7	84.1	18,626	67,449,933	331,315	1,501,181,518	20,147	80,186,936
2005	92.5	0.7	85.3	19,280	72,660,498	328,022	1,526,619,947	20,845	85,194,155
2006	87.9	0.6	80.6	19,162	74,451,479	327,682	1,572,364,704	21,809	92,348,321
2007	88.9	0.6	82.2	19,399	77,734,270	312,809	1,535,020,543	21,815	94,539,065
2008	88.3	0.6	81.7	19,168	78,763,566	297,499	1,504,724,678	21,696	96,417,944
2009	89.4	0.6	81.6	19,339	80,412,533	284,974	1,484,618,493	21,628	98,531,019
2010	86.3	0.6	79.0	18,532	79,671,306	274,351	1,478,452,208	21,468	100,814,788
2011	85.9	0.6	76.6	18,141	78,435,153	262,742	1,485,238,725	21,125	102,375,241
2012	84.0	0.6	79.5	17,374	81,998,434	250,316	1,475,753,518	20,675	103,138,984
Total	88.7	0.2	81.5	185,346	752,549,522	2,974,605	14,906,456,321	208,934	923,214,378

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.2 TOTAL EXPERIENCE BY POLICY YEAR--SINGLE LIFE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	95.2	1.0	87.1	9,911	32,316,487	167,522	679,296,839	10,411	37,104,684
2004	96.4	0.9	84.4	11,339	36,213,346	182,618	781,342,270	11,766	42,901,802
2005	96.3	0.9	85.1	11,564	38,509,821	178,789	791,655,355	12,014	45,278,092
2006	91.1	0.8	82.1	11,492	40,999,231	180,830	834,036,072	12,616	49,912,941
2007	91.7	0.9	84.7	11,468	43,142,361	171,813	815,661,369	12,509	50,939,989
2008	90.7	0.9	81.2	11,117	41,642,624	161,761	794,248,174	12,260	51,298,437
2009	91.5	0.9	78.6	11,092	41,155,427	154,286	785,426,990	12,117	52,352,966
2010	87.4	0.9	77.4	10,425	41,502,362	147,821	784,207,993	11,931	53,642,627
2011	87.9	0.9	76.2	10,255	41,642,265	141,245	797,951,723	11,672	54,652,058
2012	88.1	0.9	82.4	9,997	45,343,459	134,153	799,371,873	11,345	55,040,501
Total	91.6	0.3	81.6	108,660	402,467,383	1,620,837	7,863,198,659	118,642	493,124,098

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.3 TOTAL EXPERIENCE BY POLICY YEAR--JOINT, BOTH ALIVE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	84.8	1.3	86.0	4,308	20,546,019	102,885	521,046,758	5,080	23,903,146
2004	80.3	1.2	78.6	4,578	21,126,558	109,938	560,730,079	5,700	26,890,751
2005	79.1	1.2	80.4	4,609	22,596,883	108,318	565,217,839	5,826	28,107,492
2006	78.0	1.2	74.7	4,590	21,833,385	104,389	559,656,102	5,888	29,220,960
2007	78.3	1.2	72.2	4,452	20,801,755	97,150	531,733,391	5,687	28,827,307
2008	77.1	1.2	73.4	4,222	20,938,781	90,325	510,763,970	5,480	28,533,220
2009	77.7	1.2	76.1	4,149	21,725,269	85,283	497,737,056	5,337	28,534,322
2010	74.9	1.2	71.1	3,889	20,258,166	81,392	490,259,476	5,193	28,497,166
2011	72.2	1.2	66.0	3,600	18,571,652	77,100	483,032,170	4,988	28,157,264
2012	66.8	1.2	67.5	3,203	18,824,287	72,904	473,662,272	4,797	27,904,045
Total	77.1	0.4	74.4	41,600	207,222,756	929,684	5,193,839,112	53,976	278,575,674

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.4 TOTAL EXPERIENCE BY POLICY YEAR--JOINT, ONE SURVIVING
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	94.2	2.1	93.6	2,106	8,109,843	34,487	142,138,391	2,235	8,660,096
2004	101.1	1.9	97.3	2,709	10,110,029	38,760	159,109,169	2,681	10,394,383
2005	103.4	1.9	97.8	3,107	11,553,794	40,916	169,746,752	3,004	11,808,570
2006	93.2	1.7	87.9	3,080	11,618,863	42,463	178,672,530	3,306	13,214,420
2007	96.1	1.6	93.4	3,479	13,790,154	43,846	187,625,784	3,620	14,771,769
2008	96.8	1.6	97.6	3,829	16,182,161	45,413	199,712,533	3,956	16,586,288
2009	98.2	1.5	99.4	4,098	17,531,837	45,406	201,454,448	4,174	17,643,730
2010	97.1	1.5	95.9	4,218	17,910,778	45,137	203,984,739	4,344	18,674,994
2011	96.0	1.5	93.1	4,286	18,221,236	44,397	204,254,832	4,465	19,565,919
2012	92.1	1.4	88.3	4,174	17,830,688	43,259	202,719,373	4,534	20,194,438
Total	96.6	0.5	94.3	35,086	142,859,383	424,084	1,849,418,550	36,317	151,514,606

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.5 MALE EXPERIENCE BY POLICY YEAR
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	96.1	1.0	91.3	9,103	35,577,516	136,889	628,732,426	9,475	38,975,112
2004	95.1	1.0	88.1	9,995	38,663,467	146,482	696,643,121	10,512	43,896,226
2005	95.1	0.9	88.4	10,074	40,255,522	142,237	694,506,849	10,598	45,525,237
2006	90.3	0.9	81.8	9,853	39,777,884	141,596	715,529,729	10,915	48,655,864
2007	90.8	0.9	82.7	9,699	40,517,110	133,708	693,680,331	10,687	49,011,031
2008	89.9	0.9	81.5	9,344	40,141,127	125,922	677,267,212	10,399	49,230,096
2009	92.6	1.0	85.5	9,418	42,533,287	119,493	665,119,861	10,173	49,774,480
2010	90.5	1.0	81.7	8,968	41,021,814	113,914	657,764,927	9,911	50,224,613
2011	89.4	1.0	77.2	8,532	38,779,321	108,088	657,750,898	9,546	50,241,357
2012	86.0	1.0	79.5	7,892	39,776,633	102,293	653,580,241	9,175	50,031,464
Total	91.6	0.3	83.5	92,878	397,043,682	1,270,622	6,740,575,596	101,391	475,565,481

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.6 MALE EXPERIENCE BY POLICY YEAR--SINGLE LIFE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	99.2	1.4	89.0	5,374	17,980,422	77,092	330,763,478	5,417	20,201,476
2004	98.1	1.3	86.2	5,814	19,559,165	82,159	374,984,803	5,924	22,683,043
2005	97.4	1.3	85.6	5,761	20,080,907	79,405	374,803,856	5,913	23,466,309
2006	92.6	1.2	80.1	5,618	20,260,507	79,226	389,887,855	6,069	25,278,396
2007	92.5	1.3	82.5	5,456	21,021,375	74,679	380,071,159	5,900	25,483,462
2008	91.4	1.3	79.3	5,200	20,230,557	70,080	371,843,380	5,687	25,524,480
2009	95.5	1.3	81.7	5,273	21,152,551	66,322	366,011,748	5,524	25,883,353
2010	90.2	1.3	76.4	4,812	20,027,529	62,867	363,308,518	5,335	26,209,338
2011	89.6	1.3	72.9	4,597	19,271,757	59,672	367,665,991	5,129	26,446,631
2012	90.8	1.4	82.8	4,462	21,951,823	56,501	370,016,549	4,916	26,513,444
Total	93.8	0.4	81.4	52,367	201,536,593	708,003	3,689,357,338	55,815	247,689,932

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.7 MALE EXPERIENCE BY POLICY YEAR--JOINT, BOTH ALIVE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	88.2	1.6	90.2	2,944	14,299,051	51,971	264,907,397	3,337	15,845,832
2004	85.0	1.5	85.9	3,156	15,217,173	55,314	284,091,512	3,715	17,720,204
2005	85.3	1.5	86.8	3,183	15,765,871	53,405	279,744,716	3,730	18,158,277
2006	80.7	1.5	78.9	3,072	15,065,408	52,627	283,676,882	3,808	19,094,624
2007	80.6	1.5	76.4	2,954	14,332,478	48,974	269,354,138	3,663	18,768,446
2008	79.8	1.5	75.2	2,805	13,905,520	45,516	258,689,896	3,515	18,485,977
2009	81.3	1.5	80.7	2,770	14,845,812	42,904	252,029,806	3,406	18,406,599
2010	81.7	1.6	76.8	2,703	14,009,304	40,956	246,295,463	3,308	18,245,898
2011	79.3	1.6	71.9	2,515	12,972,923	38,793	243,831,415	3,170	18,051,281
2012	70.0	1.5	67.6	2,125	12,051,017	36,627	238,695,055	3,036	17,827,293
Total	81.4	0.5	78.9	28,227	142,464,558	467,088	2,621,316,279	34,687	180,604,431

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.8 MALE EXPERIENCE BY POLICY YEAR--JOINT, ONE SURVIVING
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	108.8	3.9	112.6	785	3,298,043	7,826	33,061,550	722	2,927,804
2004	117.4	3.7	111.3	1,025	3,887,129	9,008	37,566,807	873	3,492,979
2005	118.2	3.5	113.0	1,130	4,408,744	9,427	39,958,277	956	3,900,650
2006	112.0	3.3	103.9	1,163	4,451,969	9,743	41,964,991	1,038	4,282,843
2007	114.8	3.2	108.5	1,289	5,163,257	10,055	44,255,034	1,123	4,759,123
2008	111.9	3.1	115.0	1,339	6,005,050	10,327	46,733,936	1,197	5,219,639
2009	110.6	3.0	119.2	1,375	6,534,924	10,267	47,078,307	1,243	5,484,529
2010	114.6	3.0	121.1	1,453	6,984,981	10,091	48,160,946	1,268	5,769,377
2011	113.9	3.0	113.8	1,420	6,534,641	9,623	46,253,492	1,247	5,743,445
2012	106.7	3.0	101.5	1,305	5,773,793	9,165	44,868,637	1,223	5,690,727
Total	112.8	1.0	112.2	12,284	53,042,531	95,531	429,901,978	10,889	47,271,117

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.9 FEMALE EXPERIENCE BY POLICY YEAR
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	87.5	1.0	82.7	7,222	25,394,833	168,006	713,749,562	8,251	30,692,813
2004	89.6	1.0	79.3	8,631	28,786,466	184,834	804,538,397	9,635	36,290,710
2005	89.8	0.9	81.7	9,206	32,404,976	185,785	832,113,098	10,246	39,668,918
2006	85.4	0.9	79.4	9,309	34,673,595	186,086	856,834,975	10,895	43,692,457
2007	87.2	0.9	81.7	9,700	37,217,160	179,101	841,340,212	11,128	45,528,034
2008	87.0	0.9	81.8	9,824	38,622,439	171,576	827,457,465	11,297	47,187,848
2009	86.6	0.9	77.7	9,921	37,879,246	165,481	819,498,633	11,455	48,756,539
2010	82.8	0.8	76.4	9,564	38,649,492	160,437	820,687,281	11,556	50,590,175
2011	83.0	0.8	76.1	9,609	39,655,832	154,654	827,487,827	11,579	52,133,884
2012	82.4	0.8	79.5	9,482	42,221,801	148,023	822,173,277	11,501	53,107,521
Total	86.0	0.3	79.4	92,468	355,505,840	1,703,983	8,165,880,726	107,544	447,648,898

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.10 FEMALE EXPERIENCE BY POLICY YEAR--SINGLE LIFE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	90.8	1.3	84.8	4,537	14,336,065	90,430	348,533,361	4,994	16,903,208
2004	94.6	1.3	82.4	5,525	16,654,181	100,459	406,357,468	5,842	20,218,759
2005	95.1	1.2	84.5	5,803	18,428,914	99,383	416,851,499	6,102	21,811,783
2006	89.7	1.2	84.2	5,874	20,738,724	101,604	444,148,217	6,548	24,634,545
2007	91.0	1.2	86.9	6,012	22,120,986	97,134	435,590,209	6,608	25,456,528
2008	90.0	1.2	83.1	5,917	21,412,067	91,681	422,404,794	6,573	25,773,956
2009	88.3	1.2	75.6	5,819	20,002,876	87,963	419,415,242	6,593	26,469,613
2010	85.1	1.1	78.3	5,613	21,474,833	84,955	420,899,475	6,595	27,433,289
2011	86.5	1.1	79.3	5,658	22,370,508	81,573	430,285,731	6,543	28,205,427
2012	86.1	1.2	82.0	5,535	23,391,636	77,652	429,355,324	6,428	28,527,057
Total	89.6	0.4	81.9	56,293	200,930,790	912,834	4,173,841,320	62,828	245,434,166

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.11 FEMALE EXPERIENCE BY POLICY YEAR--JOINT, BOTH ALIVE
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	78.2	2.1	77.5	1,364	6,246,968	50,915	256,139,361	1,744	8,057,314
2004	71.6	1.9	64.4	1,422	5,909,385	54,623	276,638,567	1,985	9,170,548
2005	68.0	1.8	68.7	1,426	6,831,012	54,913	285,473,124	2,097	9,949,215
2006	73.0	1.9	66.8	1,518	6,767,977	51,762	275,979,220	2,079	10,126,336
2007	74.0	1.9	64.3	1,498	6,469,277	48,176	262,379,253	2,024	10,058,861
2008	72.1	1.9	70.0	1,417	7,033,261	44,809	252,074,074	1,965	10,047,243
2009	71.4	1.9	67.9	1,379	6,879,457	42,379	245,707,250	1,931	10,127,724
2010	62.9	1.8	61.0	1,186	6,248,862	40,436	243,964,013	1,885	10,251,268
2011	59.7	1.8	55.4	1,085	5,598,729	38,307	239,200,755	1,818	10,105,982
2012	61.2	1.9	67.2	1,078	6,773,270	36,277	234,967,217	1,761	10,076,752
Total	69.3	0.6	66.1	13,373	64,758,198	462,596	2,572,522,833	19,288	97,971,243

Thomson Data Analysis Fri Apr 10 13:39:42 2015

TABLE 8.12 FEMALE EXPERIENCE BY POLICY YEAR--JOINT, ONE SURVIVING
CANADIAN ANNUITY EXPERIENCE
BETWEEN POLICY ANNIVERSARIES IN 2003 AND 2012
EXPECTED SOA MORTALITY TABLES FROM 1983
	RATIO A/E			ACTUAL DEATHS		EXPOSURES		EXPECTED DEATHS
	NUMBER %	S.D.	AMOUNT %	NUMBER	$	NUMBER	$	NUMBER	$
Experience By Policy Year
2003	87.3	2.4	83.9	1,321	4,811,800	26,661	109,076,840	1,513	5,732,292
2004	93.2	2.3	90.2	1,684	6,222,900	29,752	121,542,362	1,807	6,901,403
2005	96.5	2.2	90.4	1,977	7,145,050	31,489	129,788,475	2,048	7,907,920
2006	84.5	1.9	80.2	1,917	7,166,894	32,720	136,707,538	2,268	8,931,576
2007	87.7	1.9	86.2	2,190	8,626,897	33,792	143,370,750	2,496	10,012,645
2008	90.2	1.8	89.5	2,490	10,177,111	35,086	152,978,598	2,759	11,366,649
2009	92.9	1.8	90.4	2,723	10,996,913	35,139	154,376,140	2,930	12,159,202
2010	89.9	1.7	84.7	2,765	10,925,797	35,046	155,823,793	3,077	12,905,617
2011	89.1	1.7	84.5	2,866	11,686,595	34,775	158,001,340	3,218	13,822,474
2012	86.7	1.6	83.1	2,869	12,056,895	34,094	157,850,735	3,311	14,503,711
Total	89.7	0.6	86.2	22,802	89,816,852	328,552	1,419,516,572	25,428	104,243,489

Thomson Data Analysis Fri Apr 10 13:39:42 2015